Bikol Reporter May 3 - 9 Issue

syndicate but a victim of drug trafficking.It was reported that Mary Jane Veloso

was accused for carrying prohibited and illegal drugs in Indonesia in 2010 but the administrator is giving her the needed attention belatedly. Migrante International which monitors cases of expatriates Filipinos in jail in different countries said the fate of most of them is the result of the Department of Foreign Affairs (DFA)s policy that legal assistance is only given to OFWs who are already on death row.

This is wrong policy that should be changed. OFWs are our economic heroes. Their remittances keep the economy of our government blasting. They deserve protection from the government from the beginning to the end. Our embassies should have legal offices who will give legal aid to OFWs.

* * * * * * * * The Daily Tribune dated April 29, 2015

reported the following: DOJ Sec. Leila de Lima confirmed that Malacaang is no longer interested in pursuing criminal charges against the remaining lawmakers involved in the alleged systematic stealing of public funds through the pork barrel system. She said the third batch of PDAF cases investigated by the National Bureau of Investigation (NBI) last year are no longer a priority.

Sen. Bongbong Marcos said, Thats what Im saying about this administration, justice is selective. Maybe its no longer a priority because most of those involved in the next batch are allies of the President who will be facing investigation and

criminology case against the third batch in undeniably unfair to those already facing plunder and graft charges and incarcerated for their purported involvement. It is also unfair to the people.

Escudero added: Per COA report, the Napoles NGOs only got P2 billion of a total P6 billion in funds that were funneled through NGOs and local government units. What about the bigger balance? The DOJ will be clearly in remiss if they do not pursue this.

I agree with Senators Escudero and Marcos statement but I believe Sec. Leila de Lima is only following order from President Aquino. Like the Department of Foreign Affairs, the Department of Justice is under the Office of the President. I recall CBCP President Socrates Villegas said: Selective justice is not justice at all.

* * * * * * * *I watched the Manny Pacquiao

Floyd Mayweather bout on TV which is called the boxing fight of the century. Pacquiao lost to Mayweather but I am not convinced that he is the better fighter. Mayweather did not fight Pacquiao squarely. He kept on embracing Pacquiao every time he is cornered so that he will not be able to box him. He also kept running away from Pacquiao. With all his bragging, he was not able to knock out Pacquiao in this very close fight. His embracing style made him win. There should be a boxing rule that everytime a boxer will embrace his opponent, that will be a point against him. Nobody can beat Mayweather because he does not fight and box frontally throughout the entire bout.

Pacquiao revealed in a press conference after the fight that the Nevada Athletic Commission did not even allow to let his vitamins and water be given to him in the dressing room. It did not even also allow his shoulder injury three weeks before the fight to be treated.

Well, Pacquiao showed courage and decency in this fight. Hes still the Peoples Champ.

Prayers to God helped Mary Jane Veloso secure her temporary reprieve. Only God can change the mind of Indonesian President Joko Widodo who stuck to the rule of law in Indonesia. It can be recalled that requests for review of Velosos case had been turned down earlier.

What made President Widodo give the temporary reprieve? The Jakarta Post quoted Widodo as saying Theres a letter from the Philippines explaining about drug trafficking. Its the letter.

The Daily Tribune dated April 29, 2015 reported that: A petition with the International Court of Justice (ICJ) and a supposed Cabinet meeting called by Indonesian President Joko Widodo after he learned of the alleged recruiter of Mary Jane Veloso has surrendered, a flickering hope for Filipino drug convict Mary Jane Veloso who was due for execution midnight. A radio report said Widodo called the meeting to discuss Velosos case.

I also give credit to President Benigno S. Aquino for his effort to save Mary Jane by talking personally to President Widodo. If he gave the same kind of effor t to the SAF Commandos in Mamasapano, Maguindanao in the police mission called Operation Exodus, maybe those commander would not have been mercilessly killed by the MILF and BIFF as shown in the Senate and DOJ reports.

Vice President Jejomar Binay talked to his Indonesian counterpart and brought documents to show that Veloso was only a victim of a drug trafficking syndicate and no a drug mule. Indonesias Vice President promised to inform their President.

Most of all, I give credit to all those who prayed and conducted rallies in front of Indonesian Embassies in the Philippines, Taiwan, Hongkong and even US and in many different places. Even Cong. Manny Pacquiao called for people to pray for her, while preparing for his fight with Mayweather.

Now, Mary Jane Veloso will be the accuser and witness in the complaint against her recruiter Cristina Pasadilla alias Kristina Sergio and the drug syndicate. If this is proven, then she is not a part of the

OPINION

OPINIONSUNLIMITED

Atty. TONY (APA) ACYATANworth of transactions. If BSP audit teams of rural banks spend at least ten days in the field comparatively, those assigned with EIB must have been in the premises months before the closure. They could have detected bogus entries, unearthing anomalies then on-going. We submit that they are equally responsible!

PRAYERS: Mary Jane Veloso was spared from execution (musketry) originally scheduled for last Tuesday April 28, 2015. As I write this column we dont have sufficient information for jubilation! But it is certain that she is still alive today by the grace of God. In our charismatic community (BLD) we say when faithfuls storm the heavens with community prayers, our loving and caring God listens and touches us with his healing hands.

We must continually pray that our kababayan may not just have a deferment of her execution. What we must pursue further through legal means is the reconsideration of the otherwise final court ruling so that the facts can be reinvestigated. Meantime, all Filipinos should be made aware of the dangers and pitfalls of foreign travel. Satan and his devilish allies are using all means to entice

gullible people to risk all in exchange for small comforts.

IRAN NUKES: If Iran and the USA (with EU allies) come to terms for Iran to restart its nuclear program, will this be good for American allies like us? There is always that risk when rogue countries (like North Korea) succeeds in their nuclear program and uses their new found power to bamboozle their neighbors. There is also potential risk that misguided elements and terrorist may invade nuke facilities clear and wreak havoc on the earth and mankind.

We live on our now endangered globe. We should use our days to help preserve our earthly home. We must work to safeguard our ecological balance. Remember, even if we are already matured - it is our obligation to preserve the environment that our forebears will live on. The air, water, power and surroundings that we take care of now are the elements that our children and grandchildren will inherit from all of us.

BIBLE: Our Lord says He is the light of the world; if we follow Him, Hell give us the light of our life.

TO ALL MY FRIENDS-

I was appointed by the Senior Citizen's group of Lucena to be Consultant of their publication (Sandigan). I want to publish jokes and humor stories about the elderly. Please send to me any worthwhile articles for that purpose.

SALAMAT TO THE MAX.

APA

Atty. APA chairs Acyatan & Co., CPAs-DFK International is past chair of ASEAN Federation of CPAs, PICPA past president and Hall-of-Famer, and ACPAPP Lifetime Achievement Awardee).

BANKING: In the past months, many rural banks were ordered closed by the Monetary Board. Their assets and liabilities were put on Receivership under the Philippine Deposit Insurance System (PDIC). The losers in cases of bank closures are the depositors and the deposit insurer. Most rural bank clients keep their deposit funds within insurable limit of P500,000- so the bigger burden is on insurer PDIC.

In the case of Export and Industry Bank (EIB) which was placed under PDIC Receivership on April 26, 2012 (3years ago), many medium and big businesses were caught napping. Their deposits in excess of P500,000- were not paid by PDIC. Their long shot recourse is to file their claims against the officers of the closed bank. Who is to blame for these financial disasters? Is it the banking regulator (BSP) or the deposit insurer? Or the overly-trusting depositors?

CHARGES: Three years after taking over EIB, PDIC as Receiver filed charges of syndicated estafa against former executives of said bank, together with officers of Arthland Corporation, the bank affiliate entity. The complaint is based on results of investigations by PDIC which found connivance and misappropriation by and among the respondent bank and certain corporate officials. This case barely scrapes the surface, as it involves only P9.7 million!

As financial auditors, we surmise there are more anomalies perpetrated by said respondents and their cohorts. As a commercial bank, EIB handles billions

Bank closure - whose fault?

LEE G. DULLESCO IIHead, Advertising Associates

0920-533-7766

02082606

Tel. No. (054) 475-6262

ED G. YUEditor

0939-604-3144

Prayers helped Veloso get temporary reprieved & Non-filing of Pork cases, Unfair Mayweather style

NENITA FUENTEBELLA-PEONES

FROMMY

WINDOW

EDITORIAL A National Break

Because we went to press on the eve of the so-called fight of the century, whatever may be the outcome of the Mayweather-Manny fight, that is, whether Mayweather using his fabled shoulder roll will be able to weather the on-slaught and speed of Pacquiao; we are certain, however, that we Filipinos have the capability to stop, be silent and shout as one nation.

We have of course showed this in 1986, in the recent reprieve of Mary Jane Veloso and each time that the Saranggani representative, who is first a boxer, has a fight.

We therefore propose the observance of a daily National Break, for us to have a three-minute pause to reflect about ourselves and our nation.

We can do it at 1 oclock each day, before we go back to work in the farm or the factory, the school, or resume whatever we are doing to ponder whether what we are thinking or doing or planning to do is for the good of our country.

The point of reflection takes off from Andres Bonifacios question in a poem: Aling pag-ibig pa ang hihigit kaya/ sa pagkadakila/gaya ng pag-ibig sa tinubuang lupa?

For our legislators who start their regular session at 4:00 in the afternoon on Mondays through Thursdays, according to their House Rules, having a 1:00 pause will give them time to take a second look at whatever agenda or bills are on the table? Is this HB meant to name a school after a former congressman or mayor good for the country?

For jeepney drivers, does driving like crazy, or for the traffic policeman who apprehended him and asked grease money to let him go, help the country?

For warriors on the hills, or soldiers in boots, or the ordinary citizens in the streets; the ones hatching a next hold-up or tailing a next rape or illegal recruitment victim; what do their respec-tive state of mind speak of the country?

For we surely need a break from all the poli-ticking, especially now that next years poll is nearing; from all the recurrent crime or movie lovers break-up we watch on TV networks which are called balitang pambansa, as if Ma-nila is the Philippines and Philippines is Manila.

For we need a break to assure ourselves that we Filipinos can do better, that we can be united and forget our self-interests for the good of the country.

For we need a break to decide on an end to what ails us as country, for us to dream of a bet-ter Philippines.

We need a national break for the future of our children, and our country.

MAY 3 - 9, 2015BIKOL REPORTER2

MAY 3 - 9, 2015 3BIKOL REPORTER

(Turn to page 6) (Turn to page 6)

Graft charge, Politically Motivated - Salceda By MANILYN UGALDE

Media group belies TV networks Redclaim

TSINELAS CAKELilie's Buffet Restogrill located at Westpark along Magsaysay Ave, Naga City surprised 3rd District Rep. Leni G. Robredo with a cake designed like a flip-flop, after the favorite footwear of her late husband which came to symbolize his so-called tsinelas leadership.

LEGAZPI CITY - Known as the countrys lead-ing prime mover on climate change and disaster pre-emp-tive response that made Al-bay known worldwide, Gov. Joey Sarte Salceda admitted he was unfazed being slapped with technical malversation charges on allegation that he misused calamity funds dur-ing the 2009 Mayon Volcano eruption.

The funds involved, amounting to Php47 million, have been sourced from the controversial Malampaya Fund documents from the Commis-sion on Audit (COA) showed.

Earlier, Salcedas chief of staff, lawyer Carol Sabio, said the controversy about the Php47-million relief assistance for Mayon evacuees in 2009

Gov. SALCEDA

being investigated by COA is but normal, saying COA was merely validating from the re-cipients the facts based on the reports submitted by the Pro-vincial Social Welfare Devel-opment Office head Yolanda Guanzon.

Following the controversy, Guanzon left the country last January, fueling speculation that she fled to evade the case.

She, however, returned last week in time for the filing of the complaint initiated by the Volunteers Against Crime and Corruption.

Sabio said the province did not know that the funds released were sourced from Malampaya since it was not mentioned in the release sent by Malacanang.

Nevertheless, she said, everything has been duly ac-counted for despite allegations of certain barangay executives in Legazpi, who allegedly wrote the COA that they did not receive the hundreds of bags of rice Guanzon mentioned in her report.

Salceda tagged as politically motivated the filing of malver-sation charge against him and Guanzon before the Office of the Ombudsman last week, his

The National Union of Journalists of the Philip-pines (NUJP) has dismissed the claim of a national TV network that it is sustain-ing substantial losses from its regional operations and from its local programs, to justify its termination of the services of its staff in its re-gional stations which include Naga and Legazpi.

"GMA-7 is not in the red. It is not bleeding," NUJP said, citing its reported "net income of P1.01 billion in 2014 and at least a billion pesos yearly in 2012 and 2013."

For its part, the giant net-work termed as unfortunate

NUJPs claim, saying that it is only "after many years" of such losses that it decide to stop its local programming in a statement sent to rappler.com.

It said that "GMA Network is in the process of undertak-ing a strategic streamlining of programs and manpower in its provincial stations to en-sure business competitiveness. This has resulted in reduction of manpower and targets more efficient operations," to ex-plain the retrenchment.

In the Naga station, Re-gional TV Vice President Rikki Escudero was reported to have handed the separa-

tion notice and severance pay of the local staff of 24 Oras Bikol led by its anchor, Elmer Caseles in a closed-door one-on-one talk lasting to only up to ten minutes.

NUJP argued that the net-works move last April 23 and 24 "put in peril the future of the families of hundreds of its employees and talents, many of whom have spent many years of their lives dedicated to the company and the public that they serve, in violation of the Constitutional guaran-tee on the security of tenure and the right against termina-tion without just cause and due process.

GMA, however curtly as-sured that "Severance pack-ages are offered by GMA to all affected personnel. GMA Network greatly appreciates the contributions rendered by our Kapuso in the regions and we wish them all the best as they seek new opportunities outside the Network," accord-ing to the rappler.com report.

Originally titled Baretang Bikol when it went on the air on September 17, 2012, 24 Oras Bikol was renamed as such on November 10, 2014. It used to cover the whole Bi-col region, and part of Quezon and Samar provinces through

MAY 3 - 9, 20154 BIKOL REPORTER HALO-HALO

What is solar energy?Solar energy generally refers to the whole range of

electromagnetic energy produced by the sun, which includes heat and visible light. It may also refer to the technology derivative of converting suns energy to electricity. It is a renewable and natural source of energy that has been sustaining life on earth for billions of years.

The sun is earths main source of thermal, light and radiative energy, including all the other electromagnetic waves in the spectrum such as ultraviolet rays. Without the suns energy, the earth would be a frozen ball of rock. In fact, if the solar output drops by a few degrees, it could cause another Ice Age.

Despite of the abundance of solar energy only a very small percentage is absorbed by the earth, drives the climate and weather systems, and utilized by the living organisms, including humans. Most of the suns energy is radiated to space. Despite of the very small fraction of suns energy that is received by the earth, all life on the planet depends on it.

The earth receives approximately 174 petawatts (10 to the 15th power or one million billion) of energy from the sun but about 30% is reflected back to space. Far smaller fraction of the remaining energy is converted to electricity through solar panel systems.

Current technology is only capable of harnessing very small fraction of the total solar energy that is being received by the earth. Solar energy is harnessed through solar panels and focusing mirrors. The energy is then converted into electricity or diverted to drive the heating and ventilation systems. Some technology systems directly utilize the heat for industrial purposes such as Pasteurization and desalination.

On the other hand, the most widespread use of solar energy technology is for converting suns energy to electricity through the use of photovoltaic cells. From large industrial facilities to homes, from pocket calculators to automobiles, solar power is a sustainable and cheap source of energy.

Homes can be completely disconnected from the electric power grid with the use of solar power systems. This makes the system ideal for isolated areas that are very far from power lines. A homeowner whose house is fully powered by solar energy does not need to worry about monthly electric bills. Electricity from solar power is virtually free and maintenance is very minimal. The bulk of expense is for setting up the system, which include the cost of the components and labor.

Setting up a solar power system for homes is more expensive compared to simply subscribing to the local power company. However, the long-term benefit of free and sustainable electricity is more than enough to offset the investment cost several times over.

HOMAR MURILLO

TIP OF ANICEBERGEmail: [email protected]

Intelektwalisasyon kan Bikol bilang Lengwahe

Solon reads poem for youth officials

Dis*Karte*Kusyon*Kurso

FRANK PEONES JR.

sa MTB-MLE sa Bikol, katabang na sinda sa intelektwalisasyon kan lengwahe, bilang sarong hiro nin pagpapauswag kaini sa paagi nin paggamit kaini sa diskurso asin sa merkado nin riribayan nin ideya.

Nangangahulugan na an hirong ini dapat magpoon sa mga nagtataram mismo kan lengwahe, sa mga taga-radyo, peryodiko, sa simbahan, sa akademya. Boot sabihon, an hirong ini sarong deklarasyon nin mga tawong may katalingkasan sa pag-iisip, na dai ninda hinihiiling an saindang sadiri bilang segunda klaseng syudadano o sunud-sunuran sana sa dikta nin iba.

An intelektwalisasyon kan lengwaheng Bikol pasabi ta sa bilog na nasyon na yaon kita, parte kita kan bilog na inabul na iyo an nasyon Pilipinas, na dai kita minatugot na mapasagilid, na kita Bikol.

Nahapot ako kaini sa text kun ano an sakong masasabi sa ideya na tema ko ngonyan. Sabi ko, kaipuhan ini kun gusto tang orog na pakusogon an satong lengwahe. Senyal ini na an Bikol igwa nin mga bokabularyo asin termino na mahagop asin masakop kan boot tang ipahayag sa satong susuraton, halimbawa, sa sarong masteral thesis na iyong nahihiling kong sarong paagi sa pagpaotob kaini. Dai ini nangangaipo nin puristang paghiling sa lengwahe kundi nin sarong bukas na pagiisip na an lengwahe nagbabago asin nangyayari ini sa pag-ako nin mga tataramon sa tata kaini, nganing mapayaman asin mapahiwas ini.

Sinabi ko na an intelektwalisasyon pwedeng gibohon sa pagsurat nin mga libro asin mga reviews o riparo kan mga obra sa literatura, sa visual arts, sa musika, o sa ano man na nangangaipo nin pagpapahayag nin paghiling o ideya. Kun magigibo

ini, matabang ini sa pagmundad nin kultura nin kritisismo o magin nin literatura kun sain nagtatarabang an parasurat, paradisenyo nin libro, an imprenta o publisher, an mga book reviewers, an mga parabasa, an mga nasa akademya, an mga book sellers.

Halimbawa, kun an mga parasurat nin teksbuk sa elementarya gibohon an mga instructional materials para

NAGA CITY - Coun-cilor Nathan Sergio of this city recently did a maverick move when he welcomed members of the 2015 City Youth officials in a privilege speech by reading a poem of the Czech playwright, dis-sident and political leader, Vaclav Havel.

Sergio, who received the highest rating among the city officials in the 2015 Naga City Poverty and Governance Public Opinion Poll released in April 17 with a +37.9% or good qualitative rating,

Councilor SERGIO

shared Havels poems in wel-coming the youth officials led by City Youth Mayor Ruby Jane L. Bandola.

The poem titled Anti-po-litical Politics,was translated into Bikol and in Rinconada from English by poet Frank Penones Jr.

It is reproduced here in full: If your heart is in the right place and you have good taste, not only you will pass muster in politics, you are destined to it;/If you are mod-est and do not lust for power, not only you are suited for

politics, you absolutely belong there;/The sine qua non of a politicians is not the ability to lie; he need only to be sensi-tive and know when, what, to whom, and how to say what he has to say;/It is not true that a person of principle does not belong in politics;/It is enough for his principles to be leavened with patience, delib-eration, a sense of proportion and an understanding of oth-ers;/It is not true, that only the unfeeling cynic, the vain, the brash, and the vulgar can suc-ceed in politics;/Such people,

it is true, are drawn to poli-tics, but in the end, decorum and good taste will always count for more.

PHIVOLCS WARNS ON . . .

5BIKOL REPORTERMAY 3 - 9, 2015

DTI readies SMES for ASEAN 2015

Legazpi gets DILG incentive fund

CARD MRI expands in unbanked areas

Mayor ROSAL

Dr. ALIP

OATH FOR GOOD PERFORMANCEMayor John G. Bongat administered the oath of 108 newly appointed permanent and promoted employees of the different offices of City Hall who have been serving the

city for more than 13 years, whom he hailed the primary reason for making Naga No. 1 in Governance Efficiency in 2014.

May 2, 2015 (Saturday)

7:00 AM Archdiocesan Pilgrimage and Flores de Mayo Pilgrims of the Partido District Celebrant: Msgr. Roberto Carpio


7:00 AM Archdiocesan Pilgrimage and Flores de Mayo Pilgrims from the Rinconada District Celebrant: Msgr. Jeffrey Nelson Tria


7:00 AM Archdiocesan Pilgrimage and Flores de Mayo Pilgrims from the Bay District Celebrant: Fr. Jose Cortes

May 18, 2015 (Monday):

INAS VISIT TO NAGA CITY PEOPLES MALL5:45 PM Candlelight Procession (from Basilica-Peoples Mall)7:00 PM MASS AFTER THE TRASLACION

May 19-22, 2015 (Tuesday to Thursday)

5:00 PM Confessions c/o Cathedral Priests6:00 PM MASS

May 22, 2015 (Friday):

FIESTA SA PEOPLES MALL8:30 AM CONCELEBRATED MASS10:00 AM CONFIRMATION11:00 AM BAPTISM5:00 PM PONTIFICAL CONCELEBRATED MASS Main Celebrant & Homilist: Most Rev. Rolando J Tria Tirona, O.C.D., D.D.7:00 PM FLUVIAL PROCESSION (Peoples Mall to Basilica)

May 23, 2015 (Saturday):

7:00am Archdiocesan Pilgrimage and Flores de Mayo Pilgrims from the Central District Celebrant: Msgr. Zosimo Sanado9:00 AM Confirmation (Organized by Basilica Auxiliaries)4:00 PM CORONATION RITES of REYNA ELENA 2015 & Her Court5:00 PM Mass / Procession to Plaza Quezon

Peafrancia May Festival

PEAFRANCIA DE MAYO SCHEDULE

By JASON B. NEOLA

NAGA CITY One of the industries that look for-ward to the ASEAN integra-tion in December this year, is the micro, small and me-dium enterprises (MSMEs), which comprise 99.6% of total enterprises in the Phil-ippines.

MSMEs should be com-petitive to be able to ben-efit from AEC, says Senen Briones, senior trade and in-

vestment specialist of Export Marketing Bureau of the De-partment of Trade and Indus-try (DTI).

The ASEAN Integration is expected to equalize the playing field among indus-tries in the region, a situation that would encourage Phil-ippine firms to be ready for strong competition with their ASEAN counterparts.

Intense competition, however, will allow local in-dustries to raise the bar for in-

novation, quality and produc-tivity, to enable businesses to compete head-on with other players, says Sonia Rodri-guez, chief of Export Assis-tance and Business Matching Division of DTI.

She said that the competi-tion, however, is overshad-owed by the spirit of unity, cooperation and collaboration among member states which come together for mutual pro-tection and benefit, greater support, positive impact, and

dynamic growth.The two Manila-based DTI

personnel were in the city last week as part of the govern-ment agencys nationwide in-formation and education cam-paign to orient businessmen and exporters on AEC, Phil-ippine Trade Agreement, and export opportunities. More than 50 Naga and Camarines Sur-based exporters had at-tended the seminar entitled as Doing Business with AEC

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By DANNY O. CALLEJA

LEGAZPI CITY This city was made beneficiary of the Performance Chal-lenge Fund (PCF), a per-formance-based reform program of the Department of Interior and Local gov-ernment (DILG), after it was included in the 20 top performing cities nation-wide and awarded in two consecutive years the Seal of Good Housekeeping (SGH), the DILGs award system that recognizes LGUs with good performance in inter-nal housekeeping focus-ing on good planning, sound fiscal management, trans-parency and accountability, and valuing of performance information.

After winning the SGH award in 2012, the city gov-ernment won its scaled-up versionSeal of Good Local Governance (SGLG) the fol-lowing year owing to its im-proved good local governance practices SGLG aims for a condition wherein LGUs do not only sustain the practice of accountability and trans-parency as in Good Financial

Housekeeping but also are prepared for the challenges posed by disasters (disaster preparedness) and sensitive to the needs of vulnerable and marginalized sectors of the society (social protection).

According to DILG re-cords, a total of 1,372 LGUs, or close to 84 percent of the total number nationwide, have already met the mini-mum requirements of good housekeeping, which only shows their readiness to take on more challenges, thus, the SGLG. City administra-tor Wilfredo Intia said the SGLG award symbolizes the city administrations render-ing of judicious public service

In an effort to further reach out and provide more accessible financial services to the unbanked Filipinos, the CARD Mutually Rein-forcing Institutions (CARD MRI) through its microfi-nance-oriented rural bank, CARD Bank, Inc., recently opened its 60thbranch in Balangiga, Eastern Samar.

CARD MRI wants to bring various services at the doorsteps of millions of Fili-pinos, services that are re-sponsive and affordable, said Dr. Jaime Aristotle B. Alip, Founder and Managing Di-rector of CARD MRI.CARD Bank is one of the member in-stitutions of CARD MRI.

CARD MRI continues to expand in unbanked towns and islands in the country this year. That is who we are. Also, all the branches we open have a history attached to it. Balangiga is one of the historical places in the coun-try, revealed Dr. Alip.

CARD Balangiga branch was first established in 2008 under CARD, Inc., an NGO that offers microfinance and community development ser-vices to people living below poverty line. CARD MRI operation in Balangiga also covers the municipality of La-waan, Giporlos and Marabut. It has 43 centers composed of 1,343 members. These mem-bers have been transitioned to CARD Bank and will have greater opportunities for own-ership by buying shares of stocks.

According to Dr. Alip, Only by creating a vehicle for asset ownership we can ensure that the poor will gain control over their own re-sources and over their own destiny. Let us give ownership to the poor. CARD Bank, Inc.s ownership was shared among its clients on February 14, 2000. From then on, mem-bers can buy shares of stocks through transfer of their com-pulsory savings as payment for their shares of stocks.

According to the Bangko Sentral ng Pilipinas (BSP), 15% of the total population lives in unbanked cities and municipalities. Majority of them are in ARMM, Eastern Visayas and CAR. These ar-eas are part of CARD MRIs expansion plan. We already mapped areas to where we will expand our operations. These include the unbanked rural areas and island towns in the country, shared Dr. Alip.

Currently, CARD MRI has 1,650 branches nationwide serving 2.7 million Filipinos particularly those living be-low the poverty line.

(Turn to page 6)

NAME OF DECEASED DATE OF INTERMENT

ELIZABETH V. AONUEVO APRIL 10, 2015LYDIA M. BRIOSO APRIL 5, 2015VICENTE F. EUSTE SR. APRIL 10, 2015MARIA NIMFA O. MURALLO APRIL 7, 2015CASIANO V. BUENAAGUA APRIL 11, 2015NYDIA S. SERVINO APRIL 10, 2015PEDRO T. GARCERO JR APRIL 14, 2015ABRAHAM F. CURBA SR. APRIL 14, 2015ELMER B. VALENZUELA APRIL 14, 2015OTILIA B. CLAVO APRIL 16, 2015JOB A. ROMERO APRIL 17, 2015CHARITY B. FERNANDEZ APRIL 18, 2015RENE L. KALAW APRIL 19, 2015EDUARDO B. VIDAL APRIL 22, 2015ERLINDA C. BAARES APRIL 22, 2015TOMASA T. RECIENTES APRIL 25, 2015JONATHAN S. ALANO APRIL 24, 2015ESTRELLA B. AZUR APRIL 29, 2015MARIA CORAZON A. ORANTE APRIL 28, 2015JEFFRE F. RAON APRIL 30, 2015MANUEL C. TIPONES APRIL 29, 2015MAGDALENA S. VERAR APRIL 30, 2015

APRIL

LOT FOR SALE863 SQ. METERS

Location: Gogon-Dugcal, Camaligan, Camarines Sur

For inquiries: Please contact 09192822901 (Direct Buyers only)

EXTRAJUDICIAL SETTLEMENT WITH SALENotice is hereby given that the named parties are the legitimate surviving heirs of the deceased JAIME MILAN, SR. and JULIANA N. MILAN who died on November 19, 1999 and January 7, 1984, respectively at Pacol, Naga City, with no known debts or obligations at the time of her death, left a parcel of agricultural land situated in the Barrio of Pacol, Naga City; that the surviving Heirs hereby agree to divide and adjudicate unto themselves the real property stated; that for and in consideration of the sum of FIFTY THOUSAND PESOS (P50,000.00) paid by AIDA ELVIRA RICHER do hereby SELL, CEDE and TRANSFER unto said Vendees, their heirs and assigns the described real property, as acknowledged before Notary Public Atty. Joseph L. Abante, Doc. No. 120, Page No. 88, Book No.IV, Series of 2015.BIKOL REPORTERPublished: April 19, 26 and May 3, 2015

DEED OF ABSOLUTE SALENotice is hereby given that SIMEON NAMIA of legal age, married to Consorcia Luna Namia of Pacol, Naga City received the sum of FIFTY THOUSAND PESOS (P50,000.00) in hand paid by Sps. AIDA ELVIRA and RENE RICHER of legal age and residents of Naga City, receipt of which is hereby acknowledged and by these presents do hereby SELL, CEDE TRANSFER and CONVEY unto said spouses theirs heirs, successors and assigns the property described situated in the Barrio of Pacol, Naga City containing an area of TWO THOUSAND SIX HUNDRED square meters as acknowledged before Notary Public Atty. Pedro C. Cruz, Doc. No. 33, Page No. 36, Book No.IX, Series of 2002.BIKOL REPORTERPublished: April 19, 26 and May 3, 2015

STUDENT SUMMER PROGRAMSome 100 students will be deployed to various offices of the Provincial Capitol under the Special Program for Employment of Students (SPES). Mr. Roderick Reforsado

JMTS/ABEARCILLA/MMEC

of METROPESO-Naga City gave the orientation talk to the summer jobbers at the CamSur Convention Center on April 27, 2015.

PAINTING TILT . . .

first case after more than 17 years of his political career and while serving his last term as Albay governor.

The complaint was filed not by the COA but by the VACC.

In his talk with selected members of the local media, Salceda admitted being hurt by the charges but said he was unfazed, adding that there was no such ghost relief supply during the 2009 Mayon Vol-cano eruption.

its stations in GMA-7 Naga and GMA-12 in Legazpi.

Meanwhile, the NUJP-Ca-marines Sur headed by Mark Rodriguez said that their or-ganization condemns the cal-lousness of the powers behind

MEDIA GROUP BELIES . . .

GRAFT CHARGE . . .Salceda is said to be return-

ing to Congress by running ei-ther in his 3rd district or at the second district where the ongo-ing Php4-billion Southern Lu-zon (Bicol) International Air-port project he has sponsored is located at a village of Daraga town.

The Albay governor is con-sidered as the political kingpin in the province who never ex-perienced defeat during his 17 years in political career.

the unannounced, unreason-able and undignified manner in which the GMA-Bicol staff were fired by the network, such actions was in contrast with what they supposedly ad-here to. -fpj

and the EU.The ASEAN Economic

Community (AEC), which builds linkages and ties with the global community through its economic allies, namely China, Japan, Korea, India, Australia, New Zealand, Canada, Russia, United States and the European Union, is one of the most di-verse and competitive regions in the world located at the cen-ter of a dynamic Asia Pacific Region, which is of significant importance to global trade, se-curity and international rela-tions.

The AEC, which pushes for regional economic integra-tion that will formally begin in December 2015, envisages the following key characteristics: (a) a single market and produc-tion base, (b) a highly com-petitive economic region, (c) a region of equitable economic development, and (d) a region fully integrated into the global economy.

The ASEAN, if it were a

DTI READIES SMES . . .single country, with over 600 million people and a gross domestic product of US$2.4 trillion would be the 7th larg-est economy in the world and has the 3rd largest labor force worldwide, and the 4th largest exporting region following the European Union, the United States, and China.

to uplift the lives of the people in the community by way of proper budget spending. With it, the city government, aside from a trophy, also received Php3 million in cash incentive from the DILG and the amount was used in the improvement of the new satellite public mar-ket at the citys Albay District. The improvement that covered the refurbishing of the caren-deria section was completed last week and its inauguration was graced by DILG Sec. Mar Roxas.

In the event, City Mayor Noel Rosal thanked Roxas for the project, saying this is the beauty of the present sys-tem wherein an LGU no lon-ger needs to be allied with the President to be provided by the national government with funds for development projects. All an LGU must do now is pass the SGH. During the inaugu-ration rite, Roxas said, Nakiki-ta natin ito, totoo ito, hindi la-

way, hindi pang-tarpaulin lang. [We can see this. This is real, not just for show.] In the same visit, Roxas also inaugurated a rehabilitated day care center and Early Integration Program (EIP) Facility for Children with Disabilities (CWD) herea Php5.7-million project funded through the Bottom-Up Bud-geting (BUB) process of the DILG. According to the City Social Welfare and Develop-ment Office (CSWDO), facili-tators and physical therapists serve around 40 to 60 CWDs in the facility. The EIP build-ing has a therapy, learning, and play areas to address the CWDs specific needs. Roxas said, Andito ako, tutulong sa inyo, walang iwanan, para bigyan ng fighting chance ang mga batang ito. Dehado na sila sa simula, at least maipapantay natin ang la-ban. (Im here to help and give a fighting chance to these chil-dren. At the very least, we can give them fair opportunity).

LEGAZPI GETS DILG . . .

MAY 3 - 9, 20156 BIKOL REPORTER

MAY 3 - 9, 2015

All unredeemed items/articles pawned at ASPE IGUAL-DAD PAWNSHOP, Cor. Igualdad Ext. & J. Hernandez Ave., Igualdad, Naga City, pawned from from DEC. 1-31, 2014 whose terms have expired will be sold to public auction sale on JUNE 1, 2015 from 9:00 A.M.-12:00 NOON.

Redemption/Renewals of all pledges covered by the above-mentioned date will be honored until MAY 28, 2015 only. THE MANAGEMENTBIKOL REPORTERPublished: MAY 3 and 10, 2015

NOTICE TO THE PUBLICAUCTION SALE/SUBASTA

All unredeemed items/articles pawned at ASPE EXPLOR-ER PAWNSHOP, Ground Floor, Bichara Complex, Abella St., Igualdad, Naga City, pawned from from DEC. 1-31, 2014 whose terms have expired will be sold to public auction sale on JUNE 1, 2015 from 9:00 A.M.-12:00 NOON.



All unredeemed items/articles pawned at ROWENA ASPE PAWNSHOP, P. Burgos St., corner J. Hernandez Avenue, Naga City, pawned from from DEC. 1-31, 2014 whose terms have expired will be sold to public auction sale on JUNE 1, 2015 from 9:00 A.M.-12:00 NOON.



All unredeemed items/articles pawned at R. M. ASPE PAWNSHOP, Cor. Panganiban & Elias Angeles Street, Naga City, pawned from DEC. 1-31, 2014 whose terms have expired will be sold to public auction sale on JUNE 1, 2015 from 9:00 A.M.-12:00 NOON.



All unredeemed items/articles pawned at ASPE CROWN-JEWEL PAWNSHOP & JEWELRY STORE, Bichara Mall corner J. Hernandez & Gen. Luna Sts., Naga City, pawned from from DEC. 1-31, 2014 whose terms have expired will be sold to public auction sale on JUNE 1, 2015 from 9:00 A.M.-12:00 NOON.



SENIOR POWERNewly-appointed Camsur Provincial Administrator Angel Naval and Provincial Consultant Pol Maleniza, represented Gov. Migz Villafuerte and Vice Gov. Ato Pena respectively in welcoming the members of the Provincial Federation of

Senior Citizens Association of Camarines Sur (PFSCACS, Inc.) headed by Pres. Jesus V. Tomatorgo which observed its 20th foundation day on April 24, 2015 at the CamSur Convention Center.

JMTS/ABEARCILLA/MMEC

awareness program through an informative debate that is focused on youths role in society and governance.

The CYOs, who are now on the second week of their one and a half months term as city officials, are also exploring the possibility of tasking themselves as youth tutors for those who are in public schools and out-of-school youths.

The project will not only focus on formal education but also on sports, healthy lifestyle, and topics concern-ing politics as disciplines that deal with the study of the community or the state. We shall be glad also to work as organizers and co-ordinators for these activi-ties along with our elected officials and concerned de-

INFORMED CITIZENRY . . .partment heads as resource speakers, she added.

The youth officials are also exploring the possibility of bringing down to the ba-rangay level the concept of the city governments youth officials program by way of allowing the members of the youth sector in the commu-nities to perform as counter-part youth barangay officials of the elected and designated ones.

The CYOs, unlike in pre-vious years when youth of-ficials were being required to submit their respective ac-complishments at the end of their term, are also planning to officially request Mayor John Bongat and the rest of the city officials to conduct a thorough evaluation of the performances of their coun-

terpart youth officials.Aside from submitting

our respective accomplish-ments, we see the need for us to go through a process, which is the evaluation, that will enable us to know how effective or ineffective we are in handling the tasks that have been entrusted to us by the city government as youth officials, Bandola said.

The process will also help us determine what mod-ifications we have do with

our projects so that we can improve them and come up with better ones, adds Oc-bina, 18, who is taking Legal Management course at the Ateneo de Naga University.

Bandola and Ocbina topped the written and oral examinations given to more or less a hundred candidates/nominees by the city govern-ment last month. Forty-five of them were picked as suc-cessful nominees after pass-ing the exams.

PARTIDO DISTRICT OPENS . . .

7BIKOL REPORTER

Informed citizenryamong youth concerns

BIKOL REPORTER

REGIONAL EXPONENT FOR PROGRESS

OUTSTANDING LOCAL NEWSPAPERFor Five Consecutive Years by the St. Peter

Baptist Catholic Mass Media Awards

8 MAY 3 - 9, 2015

City Youth Mayor BANDOLA

LABOR DAY JOBS FAIRThe Dept of Labor and Employment ROV, SM City Naga (on the occasion of its 6th year anniversary) and the City Govt of Naga (thru Metropeso), among others, have

joined hands in holding a two-day JOB and Livelihood Fair at SM City Naga. At least 77 employers participated in the fair.

naga.gov.ph

By JASON B. NEOLA

Improving the youths literacy rate in the baran-gays and seeing them hap-pily interacting on certain issues in the community as part of their social involve-ment are among the things that this years city youth officials (CYOs) are giving

preferential attention to realize.

City Youth Mayor Ruby Jane Bandola, 18, a BS Ac-countancy student at the University of Nueva Ca-ceres, said that aside from helping to mold the youth to become responsible citizens, the CYOs find it necessary also to encourage them to

become involved in various civic engagements, especial-ly on issues that affect them and those that deal with local politics and governance.

One of the approaches that the CYO leadership is planning to undertake regarding the matter, ac-cording to City Youth Vice-Mayor Kimberly Shayne C.

Ocbina, is the holding of a voters education seminar wherein the youth will be oriented about the duties and obligations of a responsible voter.

Bandola said that aside from voters education they are also planning to conduct capacity development and

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Documents

Bikol Reporter May 3 - 9 Issue