51
Univcmled: "AlcksandCr Moi'li\.l" Durrt!s Fakulteli: I shkcm"m, politikc juridike Dega, Admini,trim PubHk TEME DIPLOME Tema: Sistemi I s;gurimeve shoqerore. Sludenti: LANAAHMETAl DUR,R£S2016 I' u l -

TEME DIPLOME - UAMD

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Page 1: TEME DIPLOME - UAMD

Univcmled AlcksandCr Moilil Durrts Fakulteli I shkcmm politikc juridike

Dega Adminitrim PubHk

TEME DIPLOME Tema Sistemi I sgurimeve shoqerore

Sludenti

LANAAHMETAl

DURRpoundS2016 I u

l middot~-~_middot~4lt wIQr~Ilt_-

-

PERMBAJTJA

HYRJE Hyio ___ ___ __ ___ _ _ _ _ _ _ _ _ _4

KREU I SISTEMI I SIGURIMEVE SHOQERORE 11 Histonlu __ bull _____ _ _ _ _ _ 6

I2K bulluplIllI11 SIgumntv --cr___bull_ bullbullbullbull_ _ _bull_ _ bullbullbullHbullbullbullbullbullbull 7

13 Nrb~~a c laquornlt t igurimovo Sll(l~oro 8

131 Siguritnt hoqamporc lIntor _ _ _ _ _ __ _ _ bullbullbull_ 8

132 Sigurimct shoqirore w1111ctor____ _ _ _ I

133 Si[11Iimollhoq~rore suplolllonlf) 9

134Pcnsiont e powmo sbtl~ror___ __ 10

KREU 1lINSITUTII SIGURIMEVE SHOQERORE 21 Misioni i [SSH _ _ ___ _ _ ___middotmiddot____ _____ 11

22 I)elyra dho llt drltjta e ISSH _ ___ 11 middot23 Shcrbime q~ ofron ISSH 13

23[ 1i ploqltrie _ bullbullbullbull_bullbullbullbullbullbullbull_bullbullbull _ -bull_ 13 232 P=illgtne inV3liditcti _bull____ ___ _ __ 16 233 PmiQnc familj_middot H_bullbullbull ]7_ bullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbull

234 Pcrfilimet JgtI barrclmdJo c middotmiddotmiddotmiddot bullbullbullbullbullbullbullbullbull )8 235 Plrf~met pr ~i~ pIkohshme n pun~ _ 18 236 PcrfiIirrn1 per ohidrotcnO punL_~_ _ _ _ _ bullbull_ _ _ _ ]S 237 SiBUrim vullncur __ _ __ 19 238 Si~uruni hOq~ffi uplcmotltar 19 239 Sigwimi uplcmontgtltr hw-ok bullbullbullbullbullbullbull 19 2310 Sigurimltl gtIogtqlrore per f0rtnltt8 bull_ __ _ _ bullbullbull_ ___ bullbull 19

23]] Sbcentrblimc per Iindje e~dekje_ _ _ _ _ _ 19

raq_ ------------- shy

KJn1I m SIroATA AJcrUALE E SIGURLlEVI( SHOQ1tRORE Nt- SHQIPERI

31 Pensi01tllgti1 jipamp ___bull_ bull_ _ _ ____ _ _ _ _ _ 20

32 Skomo huxhEtit to sigurimo ~oq~rore _ 21 321 n lITdilutt lthe rJpelmOl __ ___ _ ________ ________ _ 22 n_2 n Irisu[lllUit olll konttibuosit 23

33 Shombull praktik Illogarltjol $I plrfitimltve _ _ _ _ _ 24

KREU IV PROGNOZJMII rWITUESVE IJm I SHlENZIMIVE T1t SKEMpounds SI

SIGURIMEVI SHOQ1tRORE

410ProgmgtLimi i nwruittC ~ IS skernlltlt ponsiomovlt _ _ _ _ ___29

42lrognorimi ptrll(~e n vier t kem~ se- sillUrim hl~rorc _______ 32

KRW V PRESPEKTIV A E SEKTORIT rt SIGURIIlEVE SIIOQtROru

Sl Refolllllt 10 nLlmondohen plr pi osjcn c hmltI iguriInoc shoqampore _____ _31

521Ji3l Prgt=gtr~ lIimelQiOllieJl Iaris~ 43

UTERATURA Roforeroca ______ ___ _ 50

foql -----_________

VOblj

[IIUlIIj ill$11[qw~ rqumq llf1lI II nqpIll ~ rerunSl ill ~d ~gtrunllJld

111OlPlAU ~Il)tl0lu Iund ~u Ulaquo1olIld il _IWt

[PIJJq ~ [ollNl ~d itu =i1d ~ IIInqpn il =mal i1 1lt1 ~fpIDld

middotW~I PlPJlAU qQl~blqgt 111[1gtl~

lfBoIOIQ Iwql01d ~l OAO[prrnu 0 ~rod IS mrumd I Jpol iIwunund

lrnod iltIOUl [rmqw bull MOSild nlt ~101I )Sl~pmd

0tuI1(SOdbull

1gtmgtJ lO _ ~wOVJlt=I illfI3 ill lIIqltgt1lJ(Jop Pgt ilLfuow itl fOJlt[lD OJV

-[OlqUl 1~IIrljtllllj QlOJooq lOWflll3Solm[SlJlrruid ~llqnd lIlUdq i1l ll9 IJW

[Ojnqlll i1l ~b)lq~ P urn II m UtltiI[fUA ill TIj7 ~ru llljW I OJUill p~

smtll -J X1X lI~oqplITlJ cihJ JnplI l 0UIl0lt11 f gtUl[oJl Iigt 0 ~0Jj11 1llS

O~U~I

oqp rltgt[[ Oltref 10(01 JlIfInLj7 f ~ PUI I SlOJOJbmj LUfRlSI iIf emp d

QJgtbo~ IY ~) 1II1riold

l ulfa 111[10 gt1 IIpP ~I 1oSlOlt lmOllUO~ ~~sf l~~fd ~1II1rb mill [d

JS lPl i1l iO fqumq fOSilpn-ltZ ~b ltgtm~gtbuwllOJd P gtqpgt ID( fTl m[IJ)[I

Id iI ~ iI ~pIJU Im[pltlpU ~ ownulOd fnmfl)S gtPAP l~ ~ dmo

I imiddotSOIl lt1 RlRnlIRd ~I AOU illU1Q LU1 li)rnlJ OJ I10lt1 [ ~poundIo]q 91q~ 1111 ~l [ill fl II11fOJquo OJid w ~rNij]l9U ~I tp ~u[Olljll oqp Ill] ~I ItfLU JII 11110

~l =[1lt1 fIo-J ~ iolllltlltJorp hlp 1fwOln P iron 0[gt I lm ~nSlld P

otnfqw iI ~ RIllIPom5if1 oS ~II f(d j)JIIPIII[ItI IDfliop yenI

wm~q iUJfIIll om nqlWJ~P_ 1 IOlIItgt lulI IQOJli1IRl[ljlt lim noq=ts ib

lI~IP OLU u~UOP~ 1liUlOln ulolu~P XO~TIII ow cd 11[1 0 U uf UI~Il

IIi1LU 11 llll ~1II1r Ilgtltn ~p OlOlJ [ 1orrP emjldl iI OLU 10ld nqltnqm bull QlijltI lf

HflIAH

Sigurimel jam pge n~ pora III oitt kompesojnll palltfgtimjn e to ordhurae q~ p~rfitonin m~

parl subjclaol nett puna c 1)n Sigurimt i pcrfilojnlllo ampijiM poo Ii paaili cent PL U

oilt kon~ qn~ dho vOlhdcgtjlll tl jone to pun~uor n ktorin hletor n~ sekluri r[vote 10

vetlpun~UL III oil1t kan~ dcrdhu komributct Ill lIlelljlo 10 va7hduhmo Pro U [gtIrfLtogth paampe

ngakcmo bullbulliglllimc gtlhoqe kur ndodhosh ne rjtaI e pamunde pI tl pmru $1 pBSo)

e mbhjes ~ ltIlltraquohOs i pISOje c njc ~mundje bioloiiJike ApCgt abidcnalc si pISOji c

oimundjcve III pOrkohshmcpo 1all7ani~ pasoj lt hbjbullbull gt mbjlil~ familjo duh

q~ Ie plot~Qhn dy lruslrtc oo~

lt- Tfjh i lunlltur

lt- To detblsh koncrihco

Siguet Iho~frore kUll~ q~1Il dle jgt1lli ~j~ element Illume 1reurond~I~hm i treguesv ~konomik

dhe socia] te ~i vendi K~ dil~1 bull $(Itmo atjan( Y~n n~ qendr W y(lmcIldje kjQ per iktin

nigtcli nal I I) Cshllt gthtlln I ulft dho pOrfhueoi truk amj ti plo~jnc noojOi me

minimilePerulucil e ~ sigorirneve sboqffon ashlu pj Ijcta C pOpuli i_ iliumc to n(ljI~m ndaj ndryhimltve q~ ndodhin nil jt ekomi t~ iii vendi Par 010 jn~ t

po [qish~ro dllo kan ro~ pallt round e t~ tjetlt tl influeneoinll n~ klo hdryslrime ekoomiko

dhe aq mil gthm~ tl eprojn~ lwdm tyre Kjo esll1~ njii ye m~ hume Qlt shteti duhcllo bltlj~

papjelcje maksimalc dbltgt III gt-zbdsune cent Ie mlxajrur ltkcmtn bull oigurilDltiC ilioqfrote diu

pltfi=il ng inIluncioni ltkonomik Shteti ~htl i dotn Ii ne~rrnj pag=oe ng koma

sigurimovo Ii Buroj subjk~v II paktCn njc tllldflrt~ meatar jet= ljo plt arYon I klto

bjektiJ p~flNO 1( 4eJ~ II kone mUIl~i t Igtljnl nj~ jetosc brltndnlrufijevo Ill

faqoS

KREU L SISTKMII SIGURIMEVE SHOQlRORE

11 HISTORIKU IKR SISTE1lN E SIGURBUF SnOQrRORF 11 SHQIPpoundru

1927Akti i prilligjor shqiplor n~ fuh(n e pensionvt johur ngIUIUli i ~i8urilltve

Shoqcron (ISSll) ~hl~ ai me nr 129 dte 28101 ~27 Pcr Pcniono( (jvile 10 cdhe

vellt pltnnhgtjlj c kctij ligji I~ Ii kUPluhot fie diltlziW rtcgulW plr ponslonct kanlt

ltuhtnar edhc Illlt pan NdrI~b disasboq1ri ~ huU qlt vepronin Ill Sb~ipltri kjhin

hviiluM n~ moo)lli llllnetare rrjotin lt coTe It rnbroj~ n~ r- idmo I~ I~ _igurimve

shoqcrurlt ngo okoidcntct TIC PL Pk hlell Lno akto tc olmin lihl percRitw

pensionei pCt punODj eu bull odrni01 shktfroro Jho per ult0taraI(t

1~47 Vrndjo 0 nj~ ltillerni ~ mirtilltc sigurimosh shoq~rore Ill Shlaquoipltri pirltln me gusbtin c

Yitil 1947 los kltij Yiti ilttlrimol shoqill(lre Q rlIvillLllLIl nO dy koa p1rlIclc fiUimilu plt w pun~ut 0 kLoril shrewmr d) pol mcrm 0 kooperotimve bujqowrlt Eblono bull dy

proo n~ kalun-in kIlhtltoi doojen bull dy istcmc I~ poe-e PensiOnl centr

poj~il WoJltngtr dhc pension pill Ionj ~ Cish-koop bjq~ Keto rulerno oi8urimegth

~ 10 IOOltIltlu ip ~ojls middotjltli1omiddot ngo furrnalc igthin lopIr sjltnernu ndirnl

nO lthdb uk inin Ie i~in oj mbtojtj t~ ptol~ OOk Aro ~hikonin mbulimin me

peion p~r nha tlt tiM dh tljlim to difClOCU pe kategori (C r)shne rMj~W

1991Ndryhim e hella q~ ndodhltn no i1ltm plt1Iiik chmomik _ial t~ vendil pu yiti(

1991 e gthTri1ll ndilimio lt Iy ltdhe rubi ilttemil c gurime sMqrnmo Nolrrigtl1l klto

zinilluno boln I domosdoshmc riohilumio lturn I~ iemit tc igurim hoqroro me ynim

qo Ij htt~i z)iUlII1ee Ihkurtra dh fOlKil 0 W gjil~ iltl ekonomlk dh ~

vetUi per~ lIntur njl rubilj odI m~ ofikase to hflowe

1993 ~ k~1l hmlcb1 W igtltrgjiahlm zlnillirncsb u hLIrttla db u DlirnIUll ligji N 7703

ltILl 105993 middotP Sisuimet Shoqonm DC Reublikln e Sgtqperioil (i ndphuar) Ky Hiti biri

rq I ----------------shy

njo nltryhim tr~j~or WistCllil J~e kaloago lit si ik ku fUllkononto VClo j~

kem~ ajo htcWrorc DO nj~ 001 U pfubCro k tnhm~ jem I p~rruithhCrn du Ie prlgtihcj

ngo dy kano gtlmla sI1~re me parimeI e funksiooimit sl$icmil Pay eo )OU GO dho

shmat prjlo ta de)tueuroshrno eUllnc ku oe tchigt1orilwllatO keme do III

caktoheho edt prioriklol Mhtu fillimigthl lorM htetiroro do t~ kioh rulin primr dho mo

pas c ~IIliiib rolet e ptiori=--e do tendt~hMoohin

19U-1996 tln bazin c lllij pmim~ n~ bdUIl luhor 191-I--19J6 u ndlrtua kuJri Iampjor i

kemave plomCllgtrC Jlaquohu [Or punonjil bullbullJmnlttratls e Iln~ holltrorlt ltpm ligji

m R097 doll) 21 UJI~96 Ier ~igurinrin SbteUm Suplcmcntar til Pc~-w q~ in

Funko Kuhtetuese dho Punonjiltv U Shtet N~TInjt iij lisii prsonat e ink1udu n~

idll slltem~ mgtnin pltrlitimo n rapoIt mo Iwbet q~ k h admDi=~ nga ~iti

1911 e nll vrudtdlm Kjo kern firumcohcl pjnCilllt rtgIIlontribulCt diu pjesa ll)l~n Dg

buxhltti i hltic Alttualiht keln hie sNd~ dod tellt rllvltli i Imii~ qendroro i tilO

drltjtueltit (k~ c dmturll) t~ rlmililtlratf icllo me tenltlenc p~ u htric tellt

II sjitM punonjlgtiI shabimi iil Edhc per hlnrllkit e Minilttrigt ~ MbrnjUltS MinilriS st

B=tdgtJun Iolicis si Sbti dhc l~ ~tbimi lofumJtiv ShIOiror m~ne ligjin

nr_~Oamp7 dow 130319 (Ilt ndryhlJar) P~r Siil1rimin Shoqem ~uplmntaJW Uhl~lilve

cllktohm pormim h~ p~r joter gtherbiml ~rUldjc pcruirm ~Ij lr loh1l q~ bme

gtboobyer n~ To funksiono Kjo 011 follllcohc totligthl gil bhti htetit ~jc hID 7943

dati 01061995 pt- ronsi Suplanonlarlt dh Iltli ri_ ~ Keto gt-iluala II rejaolllmj~ sol

pam Iomi 1~ isnrim ohoq~o ltIi allemtivshy

12Kuptimi Ilgurimilhuqho

J)uke unisurDg3 nat)Ill dbo funhionimi i igurimil sboq~rgt e ~ojme ate ne dy drejime

Si fUDd FMdt t igurimcvc holorore f1ltlr~het III 5htmUII t p~qindjelt ~ kontribultv U

detyrueslnnc vultnelgtre t opltn bull tnre Keto iugtnribul derdhen ng punedhcn~il pnernon~it

p=unat t veluMruarsi dhc ltmigmnliiL

fuqo1 --------------------------- shy

Si nj konlratlSigurimi hoq~fO ht njo kontrllW q~ lidhct midi )~ punmane pO I~

vetEpun~Sllorit n~ j~ra an dho itilllil If igurimev shoqc n~plrn)r dcbltCVO t Ii] Inkolc

opo mjonalc pt derdbjc kootribueSbN Ironttlln c igurimit nj~ Dga ~~

JUIlOObMl j vrpuncuori) derdhiD plttqindjcn ~ lontribntlt dhe pgtI icier (ISSH) dlttyrobelt to

bj~ pas ip lasti (penfsiono vlq~e Invaiiditltti pcngtion bull ltJlpkmcnarc piollC

familiar page po paaft5i ttl lohOshme bar~lindjc CJ)

Stemll p~rgjithhm sigurlmov shoqClOfO pIlbltt figao

- Sigurimiihoqiiror I del)middotrusb=

h Sigurimi soon gt-uIhioIld

c ~i8uirni MoqCrOT lplcrn

d [enlonet pom mI

1315 uriml h oqlror i dIJh m

Sigurimi shoqenri dry~m nullsMc lilirnpru dhe

ambCshtltt i

bull parimlnkontribti

bull prrimin ~ pCrjticgigti 0 -Iividit~ risGd ~ gtlt ordlgtm n~ fushcn we (p3guaJ

rotqe t~ prnitm-h IIltSlt)

hmbren me 10 L1Nilura

bull peoo pune ne lidl)e mebarreliinMjn~ e r~koltshm ne PU~ ~hbl

~ mwtdjcmiddotmundjet lofcsionalcdho idm n~ p_ploqri~ialiditefugthumbj

c mlgtIUSl b familjcspopunatn

bull pt 0 tic ekonomikiht akti(rnltJh~nit dhc Ie middotlolpun1Ulriljne lidlje

mObl~1 indj cllpllerirliliogtlll iditeti LlhlUnbjon mlmjtil I filmili

nnanooht ng3

bull kltll1llibulol ~ ponldhlnsvoptmrnum dht t WtlpuOCsulllVlt

bull shtetJ

faq B

1 ltfuound 01 Joll ~I [

~b Iilha n gtIIl llt ~fd JI )lgtlOSJOd ~ om lOnlfodn IIUIqluo~ f~q

lOlbol wlfIIlop l1llnl ~ uJo ~~11 otIoltd n~OlYJid OJ bull

ho~ tffi1lllllipp

91 1WnSl 0 lUO~ nOlJo IIUI i1l ~1II ~11II ~fu ~n OUOJod lNqolYJd ill bull

11ltgt1 [[lUI 0 1ITlIOZI1(ip fill JlI1UflUId~IO ~1 O~p lIIilNu bull ~lgtlq i11~rnmlonIgt 0 bull

gtmll OAOlIHPI 1QIIllld oJd 1SlP bull

OIflllIJIIDll

5mJ f1den ~IB ~nfopF Ul U[ltlJTIlP =tI[flA J(lllUI b bull

ornqsA lm~I lllIP ~o~ ~[rr ld bull

boqS

Ss 1 n1~rut 0 rr~lOllnll OW ofIp1ldlJd ql n 0 q oso puo~

U l(WUII lJ2d nm1 punw Ilt1Olqslfid lgt~q m)lnJlTW 1[ITE)) cllu

l0PlJJltI 1110 r 11II1II1JI1ItI5 ~fu ~ ill IIOM b ~ ~fn iII Aumql

2 a i mtStJOd9JD1[ ill qJ Mgtl iU = pqo1IlRllll M1qpJgtp ~ IfJWOl OW

bull centr pOrSOnl q~ bn funksionckugthletu

bull punonjilC Iartlt Iigt hlctil

bull Il3hlaIRkOI 0w(rbimit aktiv

bull poUcin~ e ohteti

bull puncnjitc buIllI gtlt shqicentrif

bull po jllIIObol pr nj skem~ te vtwtle gtigurintesh per profsolt lt a$okm dhe pilt

drejtueltil Icrkirn z)1gtilIimlt

~enonet e PO hlolo jepen p

bull per -I kane _ piegtlt De levi1jn bull RilindjcsKornbOUIri

bull DC Icvizjltl popullom

bull n~ liMn kundlr pushtucsC ruttioh)lebrenrla rllle jh hqipenso

bull nC ICvizj~o domokrotiklt

bull kan~ vuajrur liB pregtelnlimi potilil dho regiim komunist

bull kant lUI ~lIIIlt u dallueslune ne fushltn ~ hlltnCell lrulturamp artit elonomisI

puliliko$ dh~ q k~ menl Wv=1n

hPC[3onal 0 pormondur m~ 1_ centrfilojn~

bull Shlese non II posacentm gtb1ltIor mb peoninq~ u takonnga sigurimol shoqm=

o_kema finanoohct oaa buililtti i hit

dkuhtt c ptrfitimilgthuIIla clio pdurlt centr dhlmiltn bull pioi tI PO hloliiror

ptUIktohen nga k~blili Iministramiddoto dho drniniruoben nglmituti i Sigurimcvo Sboq~rore

la~lO ------------------------------- shy

KREU n INSLTUTII SIGURTMEVE snOQERORE

2llNSTITUnISIGUlUII1EVB8HOQERORE

lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II

Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron

hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin

bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull

instllUcionee organiuu dbo rubjcklltgtc pri alOshy

bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH

bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve

Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre

OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt

gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull

Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc

SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm

221ruituli liampurim hoqlr ka keto dltY bull If drejtJt

faq_11 --------______

gt

J1

1 t

I ~

Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill

m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij

projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti

Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi

AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll

pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv

plriaq W~ltvbull

Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe

loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve

boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl

sigt1ltmi ldIifokutr~

ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc

instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e

Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s

eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct

klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale

eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po

odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc

kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso

23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~

P=ione pleqerie

2 PiOllillvoliditeti

3 ienlt1on rarniJigtll

4 PltrfiLimltt per ~Indje

5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~

6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo

7 Signirnl ~ullnlt

H Siampurimi shtotlro urlementor

~q3 ------_______________________

9 Siguriml suplmlar uhf=lk

10 Siguriml Ihoqmre JIIr f=crct

11 ShpOrblimo per indjo e vdltj

231 Ptlnn plogorlo

[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt

e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc

kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid

bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti

II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)

b) PeRdon rtqrit i Rduktuar

Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo

m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt

dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar

j 1bullbullbull lunl j pjchm i pllqerilaquo

Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~

rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi

Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~

Pp - p=io i potemujot ipkqonse

l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart

minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt

-------------------------------------------------- ~q14-------------------------------------------------

Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe

llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)

me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se

vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~

rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]

r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL

kLl

Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It

ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie

madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut

duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10

plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e

pngticnit mlIrsincl

Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm

ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin

---------------- fuqe 15

e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt

pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ

dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl

nS

lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane

kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt

momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e

pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW

por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la

1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte

I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1

litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~

km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe

1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl

1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni

fund Ie vitil2000 iii Ish lIll00 kkil

Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe

pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit

minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~

dlrpigtlitimveggtoIoml~~-

PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~

iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~

lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~

) p(r ltdo veprimlilri ekonollllk

b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)

faqe16 --------------shy

Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~

P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal

ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit

dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro

iJJPenion famHie

I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~

okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te

p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc

2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me

It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl

A) E vcja kur provohol ~Iu~

hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol

- bull paafte pfr pun~

~ mbuhuroltbQSO~i

II) lIurri i Yl kurJlIOltlh ni ~

bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~

faqe 17

lpunilprpnnfolaquo

Ita bubur lIloMn 6D vj~

C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0

Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_

q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve

njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie

njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur

mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__

11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj

le ~ oji ruslle tiue umjlobltn sijetimC

SO l~rqid p~r pnjn eve diu

~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1

Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto

pow qe d

Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(

ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo

jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e

50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE

oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen

2_1~ rrlltlmpound ole hilindj_

(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr

bull Thnlb plt batrelindje

bull Te ardbur3 p1 komponsim p1r _lindjo

bull Shperbliml per lindjo Jeujo

faq18 ---------------- shy

E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo

12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO

Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r

penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil

pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt

(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi

Pi per Dj~ periodh( pCrfilimi den rn 12muaj_

Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le

PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo

Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi

Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl

P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~

p~brnh~ ose aJl~im i 1111= i pj~

z Slgrimi vullnl

Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt

oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin

Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij

familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~

~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin

mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij

familjot

Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i

detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk

Btahltt nga bnxheli i shctiL

bull Skemae igurimil ttcIorOrlementar

bull Sk= c gurimit uplerruDl-te ushwkovc

f~qe 19 ---------------shy

bull Slemae igurimitSllpkmcntar priat

2_1Y Sigurimi unlmnu uhrnk

Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~

kI)middotor herbimi bull dd)Illohltm ushergtltk

2310 Sicmiddott hg~mro pr frmerlt

No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c

ngo moha 16 lt1m 65 vjelt

2~11 ~hr~htlm ntr linde e middotdltkjlt

ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM

(e shpjoguar edhk JgtltUSioai rliar)

KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI

31 r lomel m Shqlphi

Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te

rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta

NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga

korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew

pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~

mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin

bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~

ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco

pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~

aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la

aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no

in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik

~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte

prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u

---------faqel0--------shy

q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45

mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec

n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no

vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma

bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct

Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC

~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc

pC llltsh

poni i ulrt kontrioudperjj 11 me 1

~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010

~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj

N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka

konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te

i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi

~hj~ ir)tSOre q~ kampimjno poundgjidhje

SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo

khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo

S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~

ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~

mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti

S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn

pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh

i1 pi Ii ardhme_

32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~

Tbd bull to nrdhuralt dh hpltDZirn

~qe21-----------------------------

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU

UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P

d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor

mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki

NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160

- 566172136 ~ IS74 reke

Periudhat e pm rJOll i pun~

Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348

Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull

[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide

Bocolgt mujo bull viertr pir te dy peridhl ullon

[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

N~ kM rasl pemioni do to Uogoritoj

1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo

=~ton m~ lt vogla

fuqe28 ------------------------------ shy

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

4 Jrogootimllllumr 11 piruto U sme so pellsloll

DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i

nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI

e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e

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il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~

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di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d

il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1

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~ lrUllUnd pound66l-l661 ~ra IPgt OJ lfiqq=n Jd ~ 09 Uiiu 0 1 Jd X1~ SS

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JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi

PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)

Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to

~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo

metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI

U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt

dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

shpemi 1~ slltrnCs sC sigurlmeve gthoqirore

----------------------------- fuqell----------------------------shy

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oe 1IUlOshyOW CO 1)1 u ~1bro ~ ~ =~ 00 A o

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pol 1gt1 PJIPW n lyenI Ild III uflIlAbrd ttmpI 11 ~ OI _~ )Iltiud 1lUlnjl Il ~N )lJb ~yqltJ

iflu i~ljldltgtd i1I fULd i1l bullbullU1Cll1lj ~w JroW n ~Z-q( 0 PlII gttd woPlI

~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ

~~ l ~ ~ Vpl ~ IlIflU IA ~

ptlilfZl1Ul tlillw~ ~ numrll (IJ t~~ ~ vitil ~ dho til piIqindjcs qlt kfto penso ~

odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~

jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh

Ion involidito[i(nc mtj~ )

4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111

Llogori~bullbull priilimlt~ IIlC vlcri I Irses vnzime~ oil bimcin e iSSH kpoundrkon q~ Imll nmIi

~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili

do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr

ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi

~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu

porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC

penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt

----------------- foqc B ----------------shy

pbl

oro~ 10l 01O~ oot tOOl (iOl 00 lOOI 000l

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tmd ~ lUOPlt~u 0 [pomo J w~ p[Ip Jl ~d OII lP1 butgtJ[ [Tl ~l ~

11 rugtdlfP tIllW lP oMj 11~s[ ilJll[q1l ~o~d~ ao9ol

nlI H UltPfI ill-~~ IJOIId au [a~ it

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pound00 OrM( t166 L99~t O~lEl S91ltlt lOtte 9EOO~ 061 )]Il1ol

1-1 m m lWII W W Z 101PlhU

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L89T 00 JOpound[ cgtn m ro 90n P911 lllPTltIJ

IrR wlw au) llP ~PIn ~ltIiwl~

mrl~1gtOuu~ OIIl)IIjOIi=~l1lcLlcud~~ [Igt

ltoltmd 111 ill 00=lt1 JU soIjRp OJ gtflt[Olilrr ~ lfrion n OUOlbJod bull rumm 91IlnRR-I ~

UI1tl1 1~01=bqs 0ltllpnl ~IiJd lP [ bull ~

ilL~lI ml1d L~suxI 0IImZltLltfuld 0Vi1IWW 1TI 1WltgtIDds III11jWlt1ll ~ iN il~ I

1lIPIII go ~ ~~ 11 [dloltI i 11 ~ tLIinnfuifqs=l ~ lPlI ~

oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP

iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I

I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01

~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345

KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 2: TEME DIPLOME - UAMD

PERMBAJTJA

HYRJE Hyio ___ ___ __ ___ _ _ _ _ _ _ _ _ _4

KREU I SISTEMI I SIGURIMEVE SHOQERORE 11 Histonlu __ bull _____ _ _ _ _ _ 6

I2K bulluplIllI11 SIgumntv --cr___bull_ bullbullbullbull_ _ _bull_ _ bullbullbullHbullbullbullbullbullbull 7

13 Nrb~~a c laquornlt t igurimovo Sll(l~oro 8

131 Siguritnt hoqamporc lIntor _ _ _ _ _ __ _ _ bullbullbull_ 8

132 Sigurimct shoqirore w1111ctor____ _ _ _ I

133 Si[11Iimollhoq~rore suplolllonlf) 9

134Pcnsiont e powmo sbtl~ror___ __ 10

KREU 1lINSITUTII SIGURIMEVE SHOQERORE 21 Misioni i [SSH _ _ ___ _ _ ___middotmiddot____ _____ 11

22 I)elyra dho llt drltjta e ISSH _ ___ 11 middot23 Shcrbime q~ ofron ISSH 13

23[ 1i ploqltrie _ bullbullbullbull_bullbullbullbullbullbullbull_bullbullbull _ -bull_ 13 232 P=illgtne inV3liditcti _bull____ ___ _ __ 16 233 PmiQnc familj_middot H_bullbullbull ]7_ bullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbull

234 Pcrfilimet JgtI barrclmdJo c middotmiddotmiddotmiddot bullbullbullbullbullbullbullbullbull )8 235 Plrf~met pr ~i~ pIkohshme n pun~ _ 18 236 PcrfiIirrn1 per ohidrotcnO punL_~_ _ _ _ _ bullbull_ _ _ _ ]S 237 SiBUrim vullncur __ _ __ 19 238 Si~uruni hOq~ffi uplcmotltar 19 239 Sigwimi uplcmontgtltr hw-ok bullbullbullbullbullbullbull 19 2310 Sigurimltl gtIogtqlrore per f0rtnltt8 bull_ __ _ _ bullbullbull_ ___ bullbull 19

23]] Sbcentrblimc per Iindje e~dekje_ _ _ _ _ _ 19

raq_ ------------- shy

KJn1I m SIroATA AJcrUALE E SIGURLlEVI( SHOQ1tRORE Nt- SHQIPERI

31 Pensi01tllgti1 jipamp ___bull_ bull_ _ _ ____ _ _ _ _ _ 20

32 Skomo huxhEtit to sigurimo ~oq~rore _ 21 321 n lITdilutt lthe rJpelmOl __ ___ _ ________ ________ _ 22 n_2 n Irisu[lllUit olll konttibuosit 23

33 Shombull praktik Illogarltjol $I plrfitimltve _ _ _ _ _ 24

KREU IV PROGNOZJMII rWITUESVE IJm I SHlENZIMIVE T1t SKEMpounds SI

SIGURIMEVI SHOQ1tRORE

410ProgmgtLimi i nwruittC ~ IS skernlltlt ponsiomovlt _ _ _ _ ___29

42lrognorimi ptrll(~e n vier t kem~ se- sillUrim hl~rorc _______ 32

KRW V PRESPEKTIV A E SEKTORIT rt SIGURIIlEVE SIIOQtROru

Sl Refolllllt 10 nLlmondohen plr pi osjcn c hmltI iguriInoc shoqampore _____ _31

521Ji3l Prgt=gtr~ lIimelQiOllieJl Iaris~ 43

UTERATURA Roforeroca ______ ___ _ 50

foql -----_________

VOblj

[IIUlIIj ill$11[qw~ rqumq llf1lI II nqpIll ~ rerunSl ill ~d ~gtrunllJld

111OlPlAU ~Il)tl0lu Iund ~u Ulaquo1olIld il _IWt

[PIJJq ~ [ollNl ~d itu =i1d ~ IIInqpn il =mal i1 1lt1 ~fpIDld

middotW~I PlPJlAU qQl~blqgt 111[1gtl~

lfBoIOIQ Iwql01d ~l OAO[prrnu 0 ~rod IS mrumd I Jpol iIwunund

lrnod iltIOUl [rmqw bull MOSild nlt ~101I )Sl~pmd

0tuI1(SOdbull

1gtmgtJ lO _ ~wOVJlt=I illfI3 ill lIIqltgt1lJ(Jop Pgt ilLfuow itl fOJlt[lD OJV

-[OlqUl 1~IIrljtllllj QlOJooq lOWflll3Solm[SlJlrruid ~llqnd lIlUdq i1l ll9 IJW

[Ojnqlll i1l ~b)lq~ P urn II m UtltiI[fUA ill TIj7 ~ru llljW I OJUill p~

smtll -J X1X lI~oqplITlJ cihJ JnplI l 0UIl0lt11 f gtUl[oJl Iigt 0 ~0Jj11 1llS

O~U~I

oqp rltgt[[ Oltref 10(01 JlIfInLj7 f ~ PUI I SlOJOJbmj LUfRlSI iIf emp d

QJgtbo~ IY ~) 1II1riold

l ulfa 111[10 gt1 IIpP ~I 1oSlOlt lmOllUO~ ~~sf l~~fd ~1II1rb mill [d

JS lPl i1l iO fqumq fOSilpn-ltZ ~b ltgtm~gtbuwllOJd P gtqpgt ID( fTl m[IJ)[I

Id iI ~ iI ~pIJU Im[pltlpU ~ ownulOd fnmfl)S gtPAP l~ ~ dmo

I imiddotSOIl lt1 RlRnlIRd ~I AOU illU1Q LU1 li)rnlJ OJ I10lt1 [ ~poundIo]q 91q~ 1111 ~l [ill fl II11fOJquo OJid w ~rNij]l9U ~I tp ~u[Olljll oqp Ill] ~I ItfLU JII 11110

~l =[1lt1 fIo-J ~ iolllltlltJorp hlp 1fwOln P iron 0[gt I lm ~nSlld P

otnfqw iI ~ RIllIPom5if1 oS ~II f(d j)JIIPIII[ItI IDfliop yenI

wm~q iUJfIIll om nqlWJ~P_ 1 IOlIItgt lulI IQOJli1IRl[ljlt lim noq=ts ib

lI~IP OLU u~UOP~ 1liUlOln ulolu~P XO~TIII ow cd 11[1 0 U uf UI~Il

IIi1LU 11 llll ~1II1r Ilgtltn ~p OlOlJ [ 1orrP emjldl iI OLU 10ld nqltnqm bull QlijltI lf

HflIAH

Sigurimel jam pge n~ pora III oitt kompesojnll palltfgtimjn e to ordhurae q~ p~rfitonin m~

parl subjclaol nett puna c 1)n Sigurimt i pcrfilojnlllo ampijiM poo Ii paaili cent PL U

oilt kon~ qn~ dho vOlhdcgtjlll tl jone to pun~uor n ktorin hletor n~ sekluri r[vote 10

vetlpun~UL III oil1t kan~ dcrdhu komributct Ill lIlelljlo 10 va7hduhmo Pro U [gtIrfLtogth paampe

ngakcmo bullbulliglllimc gtlhoqe kur ndodhosh ne rjtaI e pamunde pI tl pmru $1 pBSo)

e mbhjes ~ ltIlltraquohOs i pISOje c njc ~mundje bioloiiJike ApCgt abidcnalc si pISOji c

oimundjcve III pOrkohshmcpo 1all7ani~ pasoj lt hbjbullbull gt mbjlil~ familjo duh

q~ Ie plot~Qhn dy lruslrtc oo~

lt- Tfjh i lunlltur

lt- To detblsh koncrihco

Siguet Iho~frore kUll~ q~1Il dle jgt1lli ~j~ element Illume 1reurond~I~hm i treguesv ~konomik

dhe socia] te ~i vendi K~ dil~1 bull $(Itmo atjan( Y~n n~ qendr W y(lmcIldje kjQ per iktin

nigtcli nal I I) Cshllt gthtlln I ulft dho pOrfhueoi truk amj ti plo~jnc noojOi me

minimilePerulucil e ~ sigorirneve sboqffon ashlu pj Ijcta C pOpuli i_ iliumc to n(ljI~m ndaj ndryhimltve q~ ndodhin nil jt ekomi t~ iii vendi Par 010 jn~ t

po [qish~ro dllo kan ro~ pallt round e t~ tjetlt tl influeneoinll n~ klo hdryslrime ekoomiko

dhe aq mil gthm~ tl eprojn~ lwdm tyre Kjo esll1~ njii ye m~ hume Qlt shteti duhcllo bltlj~

papjelcje maksimalc dbltgt III gt-zbdsune cent Ie mlxajrur ltkcmtn bull oigurilDltiC ilioqfrote diu

pltfi=il ng inIluncioni ltkonomik Shteti ~htl i dotn Ii ne~rrnj pag=oe ng koma

sigurimovo Ii Buroj subjk~v II paktCn njc tllldflrt~ meatar jet= ljo plt arYon I klto

bjektiJ p~flNO 1( 4eJ~ II kone mUIl~i t Igtljnl nj~ jetosc brltndnlrufijevo Ill

faqoS

KREU L SISTKMII SIGURIMEVE SHOQlRORE

11 HISTORIKU IKR SISTE1lN E SIGURBUF SnOQrRORF 11 SHQIPpoundru

1927Akti i prilligjor shqiplor n~ fuh(n e pensionvt johur ngIUIUli i ~i8urilltve

Shoqcron (ISSll) ~hl~ ai me nr 129 dte 28101 ~27 Pcr Pcniono( (jvile 10 cdhe

vellt pltnnhgtjlj c kctij ligji I~ Ii kUPluhot fie diltlziW rtcgulW plr ponslonct kanlt

ltuhtnar edhc Illlt pan NdrI~b disasboq1ri ~ huU qlt vepronin Ill Sb~ipltri kjhin

hviiluM n~ moo)lli llllnetare rrjotin lt coTe It rnbroj~ n~ r- idmo I~ I~ _igurimve

shoqcrurlt ngo okoidcntct TIC PL Pk hlell Lno akto tc olmin lihl percRitw

pensionei pCt punODj eu bull odrni01 shktfroro Jho per ult0taraI(t

1~47 Vrndjo 0 nj~ ltillerni ~ mirtilltc sigurimosh shoq~rore Ill Shlaquoipltri pirltln me gusbtin c

Yitil 1947 los kltij Yiti ilttlrimol shoqill(lre Q rlIvillLllLIl nO dy koa p1rlIclc fiUimilu plt w pun~ut 0 kLoril shrewmr d) pol mcrm 0 kooperotimve bujqowrlt Eblono bull dy

proo n~ kalun-in kIlhtltoi doojen bull dy istcmc I~ poe-e PensiOnl centr

poj~il WoJltngtr dhc pension pill Ionj ~ Cish-koop bjq~ Keto rulerno oi8urimegth

~ 10 IOOltIltlu ip ~ojls middotjltli1omiddot ngo furrnalc igthin lopIr sjltnernu ndirnl

nO lthdb uk inin Ie i~in oj mbtojtj t~ ptol~ OOk Aro ~hikonin mbulimin me

peion p~r nha tlt tiM dh tljlim to difClOCU pe kategori (C r)shne rMj~W

1991Ndryhim e hella q~ ndodhltn no i1ltm plt1Iiik chmomik _ial t~ vendil pu yiti(

1991 e gthTri1ll ndilimio lt Iy ltdhe rubi ilttemil c gurime sMqrnmo Nolrrigtl1l klto

zinilluno boln I domosdoshmc riohilumio lturn I~ iemit tc igurim hoqroro me ynim

qo Ij htt~i z)iUlII1ee Ihkurtra dh fOlKil 0 W gjil~ iltl ekonomlk dh ~

vetUi per~ lIntur njl rubilj odI m~ ofikase to hflowe

1993 ~ k~1l hmlcb1 W igtltrgjiahlm zlnillirncsb u hLIrttla db u DlirnIUll ligji N 7703

ltILl 105993 middotP Sisuimet Shoqonm DC Reublikln e Sgtqperioil (i ndphuar) Ky Hiti biri

rq I ----------------shy

njo nltryhim tr~j~or WistCllil J~e kaloago lit si ik ku fUllkononto VClo j~

kem~ ajo htcWrorc DO nj~ 001 U pfubCro k tnhm~ jem I p~rruithhCrn du Ie prlgtihcj

ngo dy kano gtlmla sI1~re me parimeI e funksiooimit sl$icmil Pay eo )OU GO dho

shmat prjlo ta de)tueuroshrno eUllnc ku oe tchigt1orilwllatO keme do III

caktoheho edt prioriklol Mhtu fillimigthl lorM htetiroro do t~ kioh rulin primr dho mo

pas c ~IIliiib rolet e ptiori=--e do tendt~hMoohin

19U-1996 tln bazin c lllij pmim~ n~ bdUIl luhor 191-I--19J6 u ndlrtua kuJri Iampjor i

kemave plomCllgtrC Jlaquohu [Or punonjil bullbullJmnlttratls e Iln~ holltrorlt ltpm ligji

m R097 doll) 21 UJI~96 Ier ~igurinrin SbteUm Suplcmcntar til Pc~-w q~ in

Funko Kuhtetuese dho Punonjiltv U Shtet N~TInjt iij lisii prsonat e ink1udu n~

idll slltem~ mgtnin pltrlitimo n rapoIt mo Iwbet q~ k h admDi=~ nga ~iti

1911 e nll vrudtdlm Kjo kern firumcohcl pjnCilllt rtgIIlontribulCt diu pjesa ll)l~n Dg

buxhltti i hltic Alttualiht keln hie sNd~ dod tellt rllvltli i Imii~ qendroro i tilO

drltjtueltit (k~ c dmturll) t~ rlmililtlratf icllo me tenltlenc p~ u htric tellt

II sjitM punonjlgtiI shabimi iil Edhc per hlnrllkit e Minilttrigt ~ MbrnjUltS MinilriS st

B=tdgtJun Iolicis si Sbti dhc l~ ~tbimi lofumJtiv ShIOiror m~ne ligjin

nr_~Oamp7 dow 130319 (Ilt ndryhlJar) P~r Siil1rimin Shoqem ~uplmntaJW Uhl~lilve

cllktohm pormim h~ p~r joter gtherbiml ~rUldjc pcruirm ~Ij lr loh1l q~ bme

gtboobyer n~ To funksiono Kjo 011 follllcohc totligthl gil bhti htetit ~jc hID 7943

dati 01061995 pt- ronsi Suplanonlarlt dh Iltli ri_ ~ Keto gt-iluala II rejaolllmj~ sol

pam Iomi 1~ isnrim ohoq~o ltIi allemtivshy

12Kuptimi Ilgurimilhuqho

J)uke unisurDg3 nat)Ill dbo funhionimi i igurimil sboq~rgt e ~ojme ate ne dy drejime

Si fUDd FMdt t igurimcvc holorore f1ltlr~het III 5htmUII t p~qindjelt ~ kontribultv U

detyrueslnnc vultnelgtre t opltn bull tnre Keto iugtnribul derdhen ng punedhcn~il pnernon~it

p=unat t veluMruarsi dhc ltmigmnliiL

fuqo1 --------------------------- shy

Si nj konlratlSigurimi hoq~fO ht njo kontrllW q~ lidhct midi )~ punmane pO I~

vetEpun~Sllorit n~ j~ra an dho itilllil If igurimev shoqc n~plrn)r dcbltCVO t Ii] Inkolc

opo mjonalc pt derdbjc kootribueSbN Ironttlln c igurimit nj~ Dga ~~

JUIlOObMl j vrpuncuori) derdhiD plttqindjcn ~ lontribntlt dhe pgtI icier (ISSH) dlttyrobelt to

bj~ pas ip lasti (penfsiono vlq~e Invaiiditltti pcngtion bull ltJlpkmcnarc piollC

familiar page po paaft5i ttl lohOshme bar~lindjc CJ)

Stemll p~rgjithhm sigurlmov shoqClOfO pIlbltt figao

- Sigurimiihoqiiror I del)middotrusb=

h Sigurimi soon gt-uIhioIld

c ~i8uirni MoqCrOT lplcrn

d [enlonet pom mI

1315 uriml h oqlror i dIJh m

Sigurimi shoqenri dry~m nullsMc lilirnpru dhe

ambCshtltt i

bull parimlnkontribti

bull prrimin ~ pCrjticgigti 0 -Iividit~ risGd ~ gtlt ordlgtm n~ fushcn we (p3guaJ

rotqe t~ prnitm-h IIltSlt)

hmbren me 10 L1Nilura

bull peoo pune ne lidl)e mebarreliinMjn~ e r~koltshm ne PU~ ~hbl

~ mwtdjcmiddotmundjet lofcsionalcdho idm n~ p_ploqri~ialiditefugthumbj

c mlgtIUSl b familjcspopunatn

bull pt 0 tic ekonomikiht akti(rnltJh~nit dhc Ie middotlolpun1Ulriljne lidlje

mObl~1 indj cllpllerirliliogtlll iditeti LlhlUnbjon mlmjtil I filmili

nnanooht ng3

bull kltll1llibulol ~ ponldhlnsvoptmrnum dht t WtlpuOCsulllVlt

bull shtetJ

faq B

1 ltfuound 01 Joll ~I [

~b Iilha n gtIIl llt ~fd JI )lgtlOSJOd ~ om lOnlfodn IIUIqluo~ f~q

lOlbol wlfIIlop l1llnl ~ uJo ~~11 otIoltd n~OlYJid OJ bull

ho~ tffi1lllllipp

91 1WnSl 0 lUO~ nOlJo IIUI i1l ~1II ~11II ~fu ~n OUOJod lNqolYJd ill bull

11ltgt1 [[lUI 0 1ITlIOZI1(ip fill JlI1UflUId~IO ~1 O~p lIIilNu bull ~lgtlq i11~rnmlonIgt 0 bull

gtmll OAOlIHPI 1QIIllld oJd 1SlP bull

OIflllIJIIDll

5mJ f1den ~IB ~nfopF Ul U[ltlJTIlP =tI[flA J(lllUI b bull

ornqsA lm~I lllIP ~o~ ~[rr ld bull

boqS

Ss 1 n1~rut 0 rr~lOllnll OW ofIp1ldlJd ql n 0 q oso puo~

U l(WUII lJ2d nm1 punw Ilt1Olqslfid lgt~q m)lnJlTW 1[ITE)) cllu

l0PlJJltI 1110 r 11II1II1JI1ItI5 ~fu ~ ill IIOM b ~ ~fn iII Aumql

2 a i mtStJOd9JD1[ ill qJ Mgtl iU = pqo1IlRllll M1qpJgtp ~ IfJWOl OW

bull centr pOrSOnl q~ bn funksionckugthletu

bull punonjilC Iartlt Iigt hlctil

bull Il3hlaIRkOI 0w(rbimit aktiv

bull poUcin~ e ohteti

bull puncnjitc buIllI gtlt shqicentrif

bull po jllIIObol pr nj skem~ te vtwtle gtigurintesh per profsolt lt a$okm dhe pilt

drejtueltil Icrkirn z)1gtilIimlt

~enonet e PO hlolo jepen p

bull per -I kane _ piegtlt De levi1jn bull RilindjcsKornbOUIri

bull DC Icvizjltl popullom

bull n~ liMn kundlr pushtucsC ruttioh)lebrenrla rllle jh hqipenso

bull nC ICvizj~o domokrotiklt

bull kan~ vuajrur liB pregtelnlimi potilil dho regiim komunist

bull kant lUI ~lIIIlt u dallueslune ne fushltn ~ hlltnCell lrulturamp artit elonomisI

puliliko$ dh~ q k~ menl Wv=1n

hPC[3onal 0 pormondur m~ 1_ centrfilojn~

bull Shlese non II posacentm gtb1ltIor mb peoninq~ u takonnga sigurimol shoqm=

o_kema finanoohct oaa buililtti i hit

dkuhtt c ptrfitimilgthuIIla clio pdurlt centr dhlmiltn bull pioi tI PO hloliiror

ptUIktohen nga k~blili Iministramiddoto dho drniniruoben nglmituti i Sigurimcvo Sboq~rore

la~lO ------------------------------- shy

KREU n INSLTUTII SIGURTMEVE snOQERORE

2llNSTITUnISIGUlUII1EVB8HOQERORE

lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II

Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron

hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin

bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull

instllUcionee organiuu dbo rubjcklltgtc pri alOshy

bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH

bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve

Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre

OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt

gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull

Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc

SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm

221ruituli liampurim hoqlr ka keto dltY bull If drejtJt

faq_11 --------______

gt

J1

1 t

I ~

Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill

m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij

projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti

Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi

AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll

pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv

plriaq W~ltvbull

Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe

loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve

boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl

sigt1ltmi ldIifokutr~

ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc

instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e

Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s

eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct

klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale

eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po

odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc

kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso

23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~

P=ione pleqerie

2 PiOllillvoliditeti

3 ienlt1on rarniJigtll

4 PltrfiLimltt per ~Indje

5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~

6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo

7 Signirnl ~ullnlt

H Siampurimi shtotlro urlementor

~q3 ------_______________________

9 Siguriml suplmlar uhf=lk

10 Siguriml Ihoqmre JIIr f=crct

11 ShpOrblimo per indjo e vdltj

231 Ptlnn plogorlo

[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt

e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc

kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid

bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti

II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)

b) PeRdon rtqrit i Rduktuar

Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo

m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt

dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar

j 1bullbullbull lunl j pjchm i pllqerilaquo

Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~

rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi

Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~

Pp - p=io i potemujot ipkqonse

l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart

minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt

-------------------------------------------------- ~q14-------------------------------------------------

Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe

llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)

me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se

vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~

rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]

r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL

kLl

Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It

ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie

madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut

duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10

plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e

pngticnit mlIrsincl

Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm

ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin

---------------- fuqe 15

e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt

pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ

dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl

nS

lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane

kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt

momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e

pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW

por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la

1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte

I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1

litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~

km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe

1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl

1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni

fund Ie vitil2000 iii Ish lIll00 kkil

Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe

pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit

minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~

dlrpigtlitimveggtoIoml~~-

PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~

iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~

lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~

) p(r ltdo veprimlilri ekonollllk

b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)

faqe16 --------------shy

Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~

P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal

ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit

dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro

iJJPenion famHie

I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~

okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te

p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc

2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me

It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl

A) E vcja kur provohol ~Iu~

hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol

- bull paafte pfr pun~

~ mbuhuroltbQSO~i

II) lIurri i Yl kurJlIOltlh ni ~

bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~

faqe 17

lpunilprpnnfolaquo

Ita bubur lIloMn 6D vj~

C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0

Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_

q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve

njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie

njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur

mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__

11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj

le ~ oji ruslle tiue umjlobltn sijetimC

SO l~rqid p~r pnjn eve diu

~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1

Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto

pow qe d

Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(

ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo

jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e

50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE

oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen

2_1~ rrlltlmpound ole hilindj_

(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr

bull Thnlb plt batrelindje

bull Te ardbur3 p1 komponsim p1r _lindjo

bull Shperbliml per lindjo Jeujo

faq18 ---------------- shy

E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo

12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO

Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r

penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil

pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt

(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi

Pi per Dj~ periodh( pCrfilimi den rn 12muaj_

Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le

PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo

Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi

Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl

P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~

p~brnh~ ose aJl~im i 1111= i pj~

z Slgrimi vullnl

Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt

oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin

Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij

familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~

~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin

mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij

familjot

Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i

detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk

Btahltt nga bnxheli i shctiL

bull Skemae igurimil ttcIorOrlementar

bull Sk= c gurimit uplerruDl-te ushwkovc

f~qe 19 ---------------shy

bull Slemae igurimitSllpkmcntar priat

2_1Y Sigurimi unlmnu uhrnk

Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~

kI)middotor herbimi bull dd)Illohltm ushergtltk

2310 Sicmiddott hg~mro pr frmerlt

No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c

ngo moha 16 lt1m 65 vjelt

2~11 ~hr~htlm ntr linde e middotdltkjlt

ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM

(e shpjoguar edhk JgtltUSioai rliar)

KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI

31 r lomel m Shqlphi

Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te

rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta

NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga

korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew

pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~

mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin

bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~

ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco

pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~

aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la

aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no

in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik

~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte

prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u

---------faqel0--------shy

q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45

mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec

n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no

vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma

bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct

Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC

~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc

pC llltsh

poni i ulrt kontrioudperjj 11 me 1

~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010

~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj

N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka

konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te

i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi

~hj~ ir)tSOre q~ kampimjno poundgjidhje

SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo

khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo

S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~

ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~

mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti

S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn

pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh

i1 pi Ii ardhme_

32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~

Tbd bull to nrdhuralt dh hpltDZirn

~qe21-----------------------------

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

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UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

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d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

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mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

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NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

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Periudhat e pm rJOll i pun~

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Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

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[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

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1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

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fuqe28 ------------------------------ shy

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sKEMis SE SIGURHIEVISHOQERORI

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Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

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keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

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ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

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dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

shpemi 1~ slltrnCs sC sigurlmeve gthoqirore

----------------------------- fuqell----------------------------shy

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per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

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----------------- foqc B ----------------shy

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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

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--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

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DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

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doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

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vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

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kuhC

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t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

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gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

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~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

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nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 3: TEME DIPLOME - UAMD

KJn1I m SIroATA AJcrUALE E SIGURLlEVI( SHOQ1tRORE Nt- SHQIPERI

31 Pensi01tllgti1 jipamp ___bull_ bull_ _ _ ____ _ _ _ _ _ 20

32 Skomo huxhEtit to sigurimo ~oq~rore _ 21 321 n lITdilutt lthe rJpelmOl __ ___ _ ________ ________ _ 22 n_2 n Irisu[lllUit olll konttibuosit 23

33 Shombull praktik Illogarltjol $I plrfitimltve _ _ _ _ _ 24

KREU IV PROGNOZJMII rWITUESVE IJm I SHlENZIMIVE T1t SKEMpounds SI

SIGURIMEVI SHOQ1tRORE

410ProgmgtLimi i nwruittC ~ IS skernlltlt ponsiomovlt _ _ _ _ ___29

42lrognorimi ptrll(~e n vier t kem~ se- sillUrim hl~rorc _______ 32

KRW V PRESPEKTIV A E SEKTORIT rt SIGURIIlEVE SIIOQtROru

Sl Refolllllt 10 nLlmondohen plr pi osjcn c hmltI iguriInoc shoqampore _____ _31

521Ji3l Prgt=gtr~ lIimelQiOllieJl Iaris~ 43

UTERATURA Roforeroca ______ ___ _ 50

foql -----_________

VOblj

[IIUlIIj ill$11[qw~ rqumq llf1lI II nqpIll ~ rerunSl ill ~d ~gtrunllJld

111OlPlAU ~Il)tl0lu Iund ~u Ulaquo1olIld il _IWt

[PIJJq ~ [ollNl ~d itu =i1d ~ IIInqpn il =mal i1 1lt1 ~fpIDld

middotW~I PlPJlAU qQl~blqgt 111[1gtl~

lfBoIOIQ Iwql01d ~l OAO[prrnu 0 ~rod IS mrumd I Jpol iIwunund

lrnod iltIOUl [rmqw bull MOSild nlt ~101I )Sl~pmd

0tuI1(SOdbull

1gtmgtJ lO _ ~wOVJlt=I illfI3 ill lIIqltgt1lJ(Jop Pgt ilLfuow itl fOJlt[lD OJV

-[OlqUl 1~IIrljtllllj QlOJooq lOWflll3Solm[SlJlrruid ~llqnd lIlUdq i1l ll9 IJW

[Ojnqlll i1l ~b)lq~ P urn II m UtltiI[fUA ill TIj7 ~ru llljW I OJUill p~

smtll -J X1X lI~oqplITlJ cihJ JnplI l 0UIl0lt11 f gtUl[oJl Iigt 0 ~0Jj11 1llS

O~U~I

oqp rltgt[[ Oltref 10(01 JlIfInLj7 f ~ PUI I SlOJOJbmj LUfRlSI iIf emp d

QJgtbo~ IY ~) 1II1riold

l ulfa 111[10 gt1 IIpP ~I 1oSlOlt lmOllUO~ ~~sf l~~fd ~1II1rb mill [d

JS lPl i1l iO fqumq fOSilpn-ltZ ~b ltgtm~gtbuwllOJd P gtqpgt ID( fTl m[IJ)[I

Id iI ~ iI ~pIJU Im[pltlpU ~ ownulOd fnmfl)S gtPAP l~ ~ dmo

I imiddotSOIl lt1 RlRnlIRd ~I AOU illU1Q LU1 li)rnlJ OJ I10lt1 [ ~poundIo]q 91q~ 1111 ~l [ill fl II11fOJquo OJid w ~rNij]l9U ~I tp ~u[Olljll oqp Ill] ~I ItfLU JII 11110

~l =[1lt1 fIo-J ~ iolllltlltJorp hlp 1fwOln P iron 0[gt I lm ~nSlld P

otnfqw iI ~ RIllIPom5if1 oS ~II f(d j)JIIPIII[ItI IDfliop yenI

wm~q iUJfIIll om nqlWJ~P_ 1 IOlIItgt lulI IQOJli1IRl[ljlt lim noq=ts ib

lI~IP OLU u~UOP~ 1liUlOln ulolu~P XO~TIII ow cd 11[1 0 U uf UI~Il

IIi1LU 11 llll ~1II1r Ilgtltn ~p OlOlJ [ 1orrP emjldl iI OLU 10ld nqltnqm bull QlijltI lf

HflIAH

Sigurimel jam pge n~ pora III oitt kompesojnll palltfgtimjn e to ordhurae q~ p~rfitonin m~

parl subjclaol nett puna c 1)n Sigurimt i pcrfilojnlllo ampijiM poo Ii paaili cent PL U

oilt kon~ qn~ dho vOlhdcgtjlll tl jone to pun~uor n ktorin hletor n~ sekluri r[vote 10

vetlpun~UL III oil1t kan~ dcrdhu komributct Ill lIlelljlo 10 va7hduhmo Pro U [gtIrfLtogth paampe

ngakcmo bullbulliglllimc gtlhoqe kur ndodhosh ne rjtaI e pamunde pI tl pmru $1 pBSo)

e mbhjes ~ ltIlltraquohOs i pISOje c njc ~mundje bioloiiJike ApCgt abidcnalc si pISOji c

oimundjcve III pOrkohshmcpo 1all7ani~ pasoj lt hbjbullbull gt mbjlil~ familjo duh

q~ Ie plot~Qhn dy lruslrtc oo~

lt- Tfjh i lunlltur

lt- To detblsh koncrihco

Siguet Iho~frore kUll~ q~1Il dle jgt1lli ~j~ element Illume 1reurond~I~hm i treguesv ~konomik

dhe socia] te ~i vendi K~ dil~1 bull $(Itmo atjan( Y~n n~ qendr W y(lmcIldje kjQ per iktin

nigtcli nal I I) Cshllt gthtlln I ulft dho pOrfhueoi truk amj ti plo~jnc noojOi me

minimilePerulucil e ~ sigorirneve sboqffon ashlu pj Ijcta C pOpuli i_ iliumc to n(ljI~m ndaj ndryhimltve q~ ndodhin nil jt ekomi t~ iii vendi Par 010 jn~ t

po [qish~ro dllo kan ro~ pallt round e t~ tjetlt tl influeneoinll n~ klo hdryslrime ekoomiko

dhe aq mil gthm~ tl eprojn~ lwdm tyre Kjo esll1~ njii ye m~ hume Qlt shteti duhcllo bltlj~

papjelcje maksimalc dbltgt III gt-zbdsune cent Ie mlxajrur ltkcmtn bull oigurilDltiC ilioqfrote diu

pltfi=il ng inIluncioni ltkonomik Shteti ~htl i dotn Ii ne~rrnj pag=oe ng koma

sigurimovo Ii Buroj subjk~v II paktCn njc tllldflrt~ meatar jet= ljo plt arYon I klto

bjektiJ p~flNO 1( 4eJ~ II kone mUIl~i t Igtljnl nj~ jetosc brltndnlrufijevo Ill

faqoS

KREU L SISTKMII SIGURIMEVE SHOQlRORE

11 HISTORIKU IKR SISTE1lN E SIGURBUF SnOQrRORF 11 SHQIPpoundru

1927Akti i prilligjor shqiplor n~ fuh(n e pensionvt johur ngIUIUli i ~i8urilltve

Shoqcron (ISSll) ~hl~ ai me nr 129 dte 28101 ~27 Pcr Pcniono( (jvile 10 cdhe

vellt pltnnhgtjlj c kctij ligji I~ Ii kUPluhot fie diltlziW rtcgulW plr ponslonct kanlt

ltuhtnar edhc Illlt pan NdrI~b disasboq1ri ~ huU qlt vepronin Ill Sb~ipltri kjhin

hviiluM n~ moo)lli llllnetare rrjotin lt coTe It rnbroj~ n~ r- idmo I~ I~ _igurimve

shoqcrurlt ngo okoidcntct TIC PL Pk hlell Lno akto tc olmin lihl percRitw

pensionei pCt punODj eu bull odrni01 shktfroro Jho per ult0taraI(t

1~47 Vrndjo 0 nj~ ltillerni ~ mirtilltc sigurimosh shoq~rore Ill Shlaquoipltri pirltln me gusbtin c

Yitil 1947 los kltij Yiti ilttlrimol shoqill(lre Q rlIvillLllLIl nO dy koa p1rlIclc fiUimilu plt w pun~ut 0 kLoril shrewmr d) pol mcrm 0 kooperotimve bujqowrlt Eblono bull dy

proo n~ kalun-in kIlhtltoi doojen bull dy istcmc I~ poe-e PensiOnl centr

poj~il WoJltngtr dhc pension pill Ionj ~ Cish-koop bjq~ Keto rulerno oi8urimegth

~ 10 IOOltIltlu ip ~ojls middotjltli1omiddot ngo furrnalc igthin lopIr sjltnernu ndirnl

nO lthdb uk inin Ie i~in oj mbtojtj t~ ptol~ OOk Aro ~hikonin mbulimin me

peion p~r nha tlt tiM dh tljlim to difClOCU pe kategori (C r)shne rMj~W

1991Ndryhim e hella q~ ndodhltn no i1ltm plt1Iiik chmomik _ial t~ vendil pu yiti(

1991 e gthTri1ll ndilimio lt Iy ltdhe rubi ilttemil c gurime sMqrnmo Nolrrigtl1l klto

zinilluno boln I domosdoshmc riohilumio lturn I~ iemit tc igurim hoqroro me ynim

qo Ij htt~i z)iUlII1ee Ihkurtra dh fOlKil 0 W gjil~ iltl ekonomlk dh ~

vetUi per~ lIntur njl rubilj odI m~ ofikase to hflowe

1993 ~ k~1l hmlcb1 W igtltrgjiahlm zlnillirncsb u hLIrttla db u DlirnIUll ligji N 7703

ltILl 105993 middotP Sisuimet Shoqonm DC Reublikln e Sgtqperioil (i ndphuar) Ky Hiti biri

rq I ----------------shy

njo nltryhim tr~j~or WistCllil J~e kaloago lit si ik ku fUllkononto VClo j~

kem~ ajo htcWrorc DO nj~ 001 U pfubCro k tnhm~ jem I p~rruithhCrn du Ie prlgtihcj

ngo dy kano gtlmla sI1~re me parimeI e funksiooimit sl$icmil Pay eo )OU GO dho

shmat prjlo ta de)tueuroshrno eUllnc ku oe tchigt1orilwllatO keme do III

caktoheho edt prioriklol Mhtu fillimigthl lorM htetiroro do t~ kioh rulin primr dho mo

pas c ~IIliiib rolet e ptiori=--e do tendt~hMoohin

19U-1996 tln bazin c lllij pmim~ n~ bdUIl luhor 191-I--19J6 u ndlrtua kuJri Iampjor i

kemave plomCllgtrC Jlaquohu [Or punonjil bullbullJmnlttratls e Iln~ holltrorlt ltpm ligji

m R097 doll) 21 UJI~96 Ier ~igurinrin SbteUm Suplcmcntar til Pc~-w q~ in

Funko Kuhtetuese dho Punonjiltv U Shtet N~TInjt iij lisii prsonat e ink1udu n~

idll slltem~ mgtnin pltrlitimo n rapoIt mo Iwbet q~ k h admDi=~ nga ~iti

1911 e nll vrudtdlm Kjo kern firumcohcl pjnCilllt rtgIIlontribulCt diu pjesa ll)l~n Dg

buxhltti i hltic Alttualiht keln hie sNd~ dod tellt rllvltli i Imii~ qendroro i tilO

drltjtueltit (k~ c dmturll) t~ rlmililtlratf icllo me tenltlenc p~ u htric tellt

II sjitM punonjlgtiI shabimi iil Edhc per hlnrllkit e Minilttrigt ~ MbrnjUltS MinilriS st

B=tdgtJun Iolicis si Sbti dhc l~ ~tbimi lofumJtiv ShIOiror m~ne ligjin

nr_~Oamp7 dow 130319 (Ilt ndryhlJar) P~r Siil1rimin Shoqem ~uplmntaJW Uhl~lilve

cllktohm pormim h~ p~r joter gtherbiml ~rUldjc pcruirm ~Ij lr loh1l q~ bme

gtboobyer n~ To funksiono Kjo 011 follllcohc totligthl gil bhti htetit ~jc hID 7943

dati 01061995 pt- ronsi Suplanonlarlt dh Iltli ri_ ~ Keto gt-iluala II rejaolllmj~ sol

pam Iomi 1~ isnrim ohoq~o ltIi allemtivshy

12Kuptimi Ilgurimilhuqho

J)uke unisurDg3 nat)Ill dbo funhionimi i igurimil sboq~rgt e ~ojme ate ne dy drejime

Si fUDd FMdt t igurimcvc holorore f1ltlr~het III 5htmUII t p~qindjelt ~ kontribultv U

detyrueslnnc vultnelgtre t opltn bull tnre Keto iugtnribul derdhen ng punedhcn~il pnernon~it

p=unat t veluMruarsi dhc ltmigmnliiL

fuqo1 --------------------------- shy

Si nj konlratlSigurimi hoq~fO ht njo kontrllW q~ lidhct midi )~ punmane pO I~

vetEpun~Sllorit n~ j~ra an dho itilllil If igurimev shoqc n~plrn)r dcbltCVO t Ii] Inkolc

opo mjonalc pt derdbjc kootribueSbN Ironttlln c igurimit nj~ Dga ~~

JUIlOObMl j vrpuncuori) derdhiD plttqindjcn ~ lontribntlt dhe pgtI icier (ISSH) dlttyrobelt to

bj~ pas ip lasti (penfsiono vlq~e Invaiiditltti pcngtion bull ltJlpkmcnarc piollC

familiar page po paaft5i ttl lohOshme bar~lindjc CJ)

Stemll p~rgjithhm sigurlmov shoqClOfO pIlbltt figao

- Sigurimiihoqiiror I del)middotrusb=

h Sigurimi soon gt-uIhioIld

c ~i8uirni MoqCrOT lplcrn

d [enlonet pom mI

1315 uriml h oqlror i dIJh m

Sigurimi shoqenri dry~m nullsMc lilirnpru dhe

ambCshtltt i

bull parimlnkontribti

bull prrimin ~ pCrjticgigti 0 -Iividit~ risGd ~ gtlt ordlgtm n~ fushcn we (p3guaJ

rotqe t~ prnitm-h IIltSlt)

hmbren me 10 L1Nilura

bull peoo pune ne lidl)e mebarreliinMjn~ e r~koltshm ne PU~ ~hbl

~ mwtdjcmiddotmundjet lofcsionalcdho idm n~ p_ploqri~ialiditefugthumbj

c mlgtIUSl b familjcspopunatn

bull pt 0 tic ekonomikiht akti(rnltJh~nit dhc Ie middotlolpun1Ulriljne lidlje

mObl~1 indj cllpllerirliliogtlll iditeti LlhlUnbjon mlmjtil I filmili

nnanooht ng3

bull kltll1llibulol ~ ponldhlnsvoptmrnum dht t WtlpuOCsulllVlt

bull shtetJ

faq B

1 ltfuound 01 Joll ~I [

~b Iilha n gtIIl llt ~fd JI )lgtlOSJOd ~ om lOnlfodn IIUIqluo~ f~q

lOlbol wlfIIlop l1llnl ~ uJo ~~11 otIoltd n~OlYJid OJ bull

ho~ tffi1lllllipp

91 1WnSl 0 lUO~ nOlJo IIUI i1l ~1II ~11II ~fu ~n OUOJod lNqolYJd ill bull

11ltgt1 [[lUI 0 1ITlIOZI1(ip fill JlI1UflUId~IO ~1 O~p lIIilNu bull ~lgtlq i11~rnmlonIgt 0 bull

gtmll OAOlIHPI 1QIIllld oJd 1SlP bull

OIflllIJIIDll

5mJ f1den ~IB ~nfopF Ul U[ltlJTIlP =tI[flA J(lllUI b bull

ornqsA lm~I lllIP ~o~ ~[rr ld bull

boqS

Ss 1 n1~rut 0 rr~lOllnll OW ofIp1ldlJd ql n 0 q oso puo~

U l(WUII lJ2d nm1 punw Ilt1Olqslfid lgt~q m)lnJlTW 1[ITE)) cllu

l0PlJJltI 1110 r 11II1II1JI1ItI5 ~fu ~ ill IIOM b ~ ~fn iII Aumql

2 a i mtStJOd9JD1[ ill qJ Mgtl iU = pqo1IlRllll M1qpJgtp ~ IfJWOl OW

bull centr pOrSOnl q~ bn funksionckugthletu

bull punonjilC Iartlt Iigt hlctil

bull Il3hlaIRkOI 0w(rbimit aktiv

bull poUcin~ e ohteti

bull puncnjitc buIllI gtlt shqicentrif

bull po jllIIObol pr nj skem~ te vtwtle gtigurintesh per profsolt lt a$okm dhe pilt

drejtueltil Icrkirn z)1gtilIimlt

~enonet e PO hlolo jepen p

bull per -I kane _ piegtlt De levi1jn bull RilindjcsKornbOUIri

bull DC Icvizjltl popullom

bull n~ liMn kundlr pushtucsC ruttioh)lebrenrla rllle jh hqipenso

bull nC ICvizj~o domokrotiklt

bull kan~ vuajrur liB pregtelnlimi potilil dho regiim komunist

bull kant lUI ~lIIIlt u dallueslune ne fushltn ~ hlltnCell lrulturamp artit elonomisI

puliliko$ dh~ q k~ menl Wv=1n

hPC[3onal 0 pormondur m~ 1_ centrfilojn~

bull Shlese non II posacentm gtb1ltIor mb peoninq~ u takonnga sigurimol shoqm=

o_kema finanoohct oaa buililtti i hit

dkuhtt c ptrfitimilgthuIIla clio pdurlt centr dhlmiltn bull pioi tI PO hloliiror

ptUIktohen nga k~blili Iministramiddoto dho drniniruoben nglmituti i Sigurimcvo Sboq~rore

la~lO ------------------------------- shy

KREU n INSLTUTII SIGURTMEVE snOQERORE

2llNSTITUnISIGUlUII1EVB8HOQERORE

lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II

Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron

hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin

bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull

instllUcionee organiuu dbo rubjcklltgtc pri alOshy

bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH

bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve

Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre

OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt

gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull

Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc

SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm

221ruituli liampurim hoqlr ka keto dltY bull If drejtJt

faq_11 --------______

gt

J1

1 t

I ~

Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill

m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij

projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti

Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi

AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll

pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv

plriaq W~ltvbull

Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe

loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve

boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl

sigt1ltmi ldIifokutr~

ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc

instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e

Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s

eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct

klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale

eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po

odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc

kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso

23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~

P=ione pleqerie

2 PiOllillvoliditeti

3 ienlt1on rarniJigtll

4 PltrfiLimltt per ~Indje

5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~

6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo

7 Signirnl ~ullnlt

H Siampurimi shtotlro urlementor

~q3 ------_______________________

9 Siguriml suplmlar uhf=lk

10 Siguriml Ihoqmre JIIr f=crct

11 ShpOrblimo per indjo e vdltj

231 Ptlnn plogorlo

[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt

e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc

kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid

bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti

II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)

b) PeRdon rtqrit i Rduktuar

Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo

m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt

dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar

j 1bullbullbull lunl j pjchm i pllqerilaquo

Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~

rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi

Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~

Pp - p=io i potemujot ipkqonse

l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart

minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt

-------------------------------------------------- ~q14-------------------------------------------------

Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe

llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)

me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se

vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~

rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]

r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL

kLl

Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It

ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie

madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut

duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10

plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e

pngticnit mlIrsincl

Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm

ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin

---------------- fuqe 15

e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt

pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ

dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl

nS

lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane

kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt

momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e

pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW

por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la

1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte

I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1

litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~

km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe

1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl

1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni

fund Ie vitil2000 iii Ish lIll00 kkil

Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe

pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit

minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~

dlrpigtlitimveggtoIoml~~-

PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~

iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~

lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~

) p(r ltdo veprimlilri ekonollllk

b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)

faqe16 --------------shy

Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~

P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal

ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit

dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro

iJJPenion famHie

I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~

okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te

p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc

2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me

It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl

A) E vcja kur provohol ~Iu~

hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol

- bull paafte pfr pun~

~ mbuhuroltbQSO~i

II) lIurri i Yl kurJlIOltlh ni ~

bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~

faqe 17

lpunilprpnnfolaquo

Ita bubur lIloMn 6D vj~

C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0

Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_

q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve

njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie

njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur

mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__

11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj

le ~ oji ruslle tiue umjlobltn sijetimC

SO l~rqid p~r pnjn eve diu

~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1

Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto

pow qe d

Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(

ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo

jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e

50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE

oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen

2_1~ rrlltlmpound ole hilindj_

(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr

bull Thnlb plt batrelindje

bull Te ardbur3 p1 komponsim p1r _lindjo

bull Shperbliml per lindjo Jeujo

faq18 ---------------- shy

E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo

12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO

Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r

penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil

pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt

(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi

Pi per Dj~ periodh( pCrfilimi den rn 12muaj_

Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le

PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo

Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi

Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl

P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~

p~brnh~ ose aJl~im i 1111= i pj~

z Slgrimi vullnl

Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt

oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin

Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij

familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~

~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin

mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij

familjot

Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i

detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk

Btahltt nga bnxheli i shctiL

bull Skemae igurimil ttcIorOrlementar

bull Sk= c gurimit uplerruDl-te ushwkovc

f~qe 19 ---------------shy

bull Slemae igurimitSllpkmcntar priat

2_1Y Sigurimi unlmnu uhrnk

Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~

kI)middotor herbimi bull dd)Illohltm ushergtltk

2310 Sicmiddott hg~mro pr frmerlt

No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c

ngo moha 16 lt1m 65 vjelt

2~11 ~hr~htlm ntr linde e middotdltkjlt

ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM

(e shpjoguar edhk JgtltUSioai rliar)

KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI

31 r lomel m Shqlphi

Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te

rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta

NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga

korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew

pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~

mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin

bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~

ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco

pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~

aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la

aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no

in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik

~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte

prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u

---------faqel0--------shy

q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45

mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec

n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no

vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma

bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct

Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC

~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc

pC llltsh

poni i ulrt kontrioudperjj 11 me 1

~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010

~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj

N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka

konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te

i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi

~hj~ ir)tSOre q~ kampimjno poundgjidhje

SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo

khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo

S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~

ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~

mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti

S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn

pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh

i1 pi Ii ardhme_

32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~

Tbd bull to nrdhuralt dh hpltDZirn

~qe21-----------------------------

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU

UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P

d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor

mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki

NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160

- 566172136 ~ IS74 reke

Periudhat e pm rJOll i pun~

Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348

Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull

[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide

Bocolgt mujo bull viertr pir te dy peridhl ullon

[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

N~ kM rasl pemioni do to Uogoritoj

1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo

=~ton m~ lt vogla

fuqe28 ------------------------------ shy

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

4 Jrogootimllllumr 11 piruto U sme so pellsloll

DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i

nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

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e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e

----------laqo ---------shy

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PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)

Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to

~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo

metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

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U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt

dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

shpemi 1~ slltrnCs sC sigurlmeve gthoqirore

----------------------------- fuqell----------------------------shy

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----------------- foqc B ----------------shy

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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 4: TEME DIPLOME - UAMD

VOblj

[IIUlIIj ill$11[qw~ rqumq llf1lI II nqpIll ~ rerunSl ill ~d ~gtrunllJld

111OlPlAU ~Il)tl0lu Iund ~u Ulaquo1olIld il _IWt

[PIJJq ~ [ollNl ~d itu =i1d ~ IIInqpn il =mal i1 1lt1 ~fpIDld

middotW~I PlPJlAU qQl~blqgt 111[1gtl~

lfBoIOIQ Iwql01d ~l OAO[prrnu 0 ~rod IS mrumd I Jpol iIwunund

lrnod iltIOUl [rmqw bull MOSild nlt ~101I )Sl~pmd

0tuI1(SOdbull

1gtmgtJ lO _ ~wOVJlt=I illfI3 ill lIIqltgt1lJ(Jop Pgt ilLfuow itl fOJlt[lD OJV

-[OlqUl 1~IIrljtllllj QlOJooq lOWflll3Solm[SlJlrruid ~llqnd lIlUdq i1l ll9 IJW

[Ojnqlll i1l ~b)lq~ P urn II m UtltiI[fUA ill TIj7 ~ru llljW I OJUill p~

smtll -J X1X lI~oqplITlJ cihJ JnplI l 0UIl0lt11 f gtUl[oJl Iigt 0 ~0Jj11 1llS

O~U~I

oqp rltgt[[ Oltref 10(01 JlIfInLj7 f ~ PUI I SlOJOJbmj LUfRlSI iIf emp d

QJgtbo~ IY ~) 1II1riold

l ulfa 111[10 gt1 IIpP ~I 1oSlOlt lmOllUO~ ~~sf l~~fd ~1II1rb mill [d

JS lPl i1l iO fqumq fOSilpn-ltZ ~b ltgtm~gtbuwllOJd P gtqpgt ID( fTl m[IJ)[I

Id iI ~ iI ~pIJU Im[pltlpU ~ ownulOd fnmfl)S gtPAP l~ ~ dmo

I imiddotSOIl lt1 RlRnlIRd ~I AOU illU1Q LU1 li)rnlJ OJ I10lt1 [ ~poundIo]q 91q~ 1111 ~l [ill fl II11fOJquo OJid w ~rNij]l9U ~I tp ~u[Olljll oqp Ill] ~I ItfLU JII 11110

~l =[1lt1 fIo-J ~ iolllltlltJorp hlp 1fwOln P iron 0[gt I lm ~nSlld P

otnfqw iI ~ RIllIPom5if1 oS ~II f(d j)JIIPIII[ItI IDfliop yenI

wm~q iUJfIIll om nqlWJ~P_ 1 IOlIItgt lulI IQOJli1IRl[ljlt lim noq=ts ib

lI~IP OLU u~UOP~ 1liUlOln ulolu~P XO~TIII ow cd 11[1 0 U uf UI~Il

IIi1LU 11 llll ~1II1r Ilgtltn ~p OlOlJ [ 1orrP emjldl iI OLU 10ld nqltnqm bull QlijltI lf

HflIAH

Sigurimel jam pge n~ pora III oitt kompesojnll palltfgtimjn e to ordhurae q~ p~rfitonin m~

parl subjclaol nett puna c 1)n Sigurimt i pcrfilojnlllo ampijiM poo Ii paaili cent PL U

oilt kon~ qn~ dho vOlhdcgtjlll tl jone to pun~uor n ktorin hletor n~ sekluri r[vote 10

vetlpun~UL III oil1t kan~ dcrdhu komributct Ill lIlelljlo 10 va7hduhmo Pro U [gtIrfLtogth paampe

ngakcmo bullbulliglllimc gtlhoqe kur ndodhosh ne rjtaI e pamunde pI tl pmru $1 pBSo)

e mbhjes ~ ltIlltraquohOs i pISOje c njc ~mundje bioloiiJike ApCgt abidcnalc si pISOji c

oimundjcve III pOrkohshmcpo 1all7ani~ pasoj lt hbjbullbull gt mbjlil~ familjo duh

q~ Ie plot~Qhn dy lruslrtc oo~

lt- Tfjh i lunlltur

lt- To detblsh koncrihco

Siguet Iho~frore kUll~ q~1Il dle jgt1lli ~j~ element Illume 1reurond~I~hm i treguesv ~konomik

dhe socia] te ~i vendi K~ dil~1 bull $(Itmo atjan( Y~n n~ qendr W y(lmcIldje kjQ per iktin

nigtcli nal I I) Cshllt gthtlln I ulft dho pOrfhueoi truk amj ti plo~jnc noojOi me

minimilePerulucil e ~ sigorirneve sboqffon ashlu pj Ijcta C pOpuli i_ iliumc to n(ljI~m ndaj ndryhimltve q~ ndodhin nil jt ekomi t~ iii vendi Par 010 jn~ t

po [qish~ro dllo kan ro~ pallt round e t~ tjetlt tl influeneoinll n~ klo hdryslrime ekoomiko

dhe aq mil gthm~ tl eprojn~ lwdm tyre Kjo esll1~ njii ye m~ hume Qlt shteti duhcllo bltlj~

papjelcje maksimalc dbltgt III gt-zbdsune cent Ie mlxajrur ltkcmtn bull oigurilDltiC ilioqfrote diu

pltfi=il ng inIluncioni ltkonomik Shteti ~htl i dotn Ii ne~rrnj pag=oe ng koma

sigurimovo Ii Buroj subjk~v II paktCn njc tllldflrt~ meatar jet= ljo plt arYon I klto

bjektiJ p~flNO 1( 4eJ~ II kone mUIl~i t Igtljnl nj~ jetosc brltndnlrufijevo Ill

faqoS

KREU L SISTKMII SIGURIMEVE SHOQlRORE

11 HISTORIKU IKR SISTE1lN E SIGURBUF SnOQrRORF 11 SHQIPpoundru

1927Akti i prilligjor shqiplor n~ fuh(n e pensionvt johur ngIUIUli i ~i8urilltve

Shoqcron (ISSll) ~hl~ ai me nr 129 dte 28101 ~27 Pcr Pcniono( (jvile 10 cdhe

vellt pltnnhgtjlj c kctij ligji I~ Ii kUPluhot fie diltlziW rtcgulW plr ponslonct kanlt

ltuhtnar edhc Illlt pan NdrI~b disasboq1ri ~ huU qlt vepronin Ill Sb~ipltri kjhin

hviiluM n~ moo)lli llllnetare rrjotin lt coTe It rnbroj~ n~ r- idmo I~ I~ _igurimve

shoqcrurlt ngo okoidcntct TIC PL Pk hlell Lno akto tc olmin lihl percRitw

pensionei pCt punODj eu bull odrni01 shktfroro Jho per ult0taraI(t

1~47 Vrndjo 0 nj~ ltillerni ~ mirtilltc sigurimosh shoq~rore Ill Shlaquoipltri pirltln me gusbtin c

Yitil 1947 los kltij Yiti ilttlrimol shoqill(lre Q rlIvillLllLIl nO dy koa p1rlIclc fiUimilu plt w pun~ut 0 kLoril shrewmr d) pol mcrm 0 kooperotimve bujqowrlt Eblono bull dy

proo n~ kalun-in kIlhtltoi doojen bull dy istcmc I~ poe-e PensiOnl centr

poj~il WoJltngtr dhc pension pill Ionj ~ Cish-koop bjq~ Keto rulerno oi8urimegth

~ 10 IOOltIltlu ip ~ojls middotjltli1omiddot ngo furrnalc igthin lopIr sjltnernu ndirnl

nO lthdb uk inin Ie i~in oj mbtojtj t~ ptol~ OOk Aro ~hikonin mbulimin me

peion p~r nha tlt tiM dh tljlim to difClOCU pe kategori (C r)shne rMj~W

1991Ndryhim e hella q~ ndodhltn no i1ltm plt1Iiik chmomik _ial t~ vendil pu yiti(

1991 e gthTri1ll ndilimio lt Iy ltdhe rubi ilttemil c gurime sMqrnmo Nolrrigtl1l klto

zinilluno boln I domosdoshmc riohilumio lturn I~ iemit tc igurim hoqroro me ynim

qo Ij htt~i z)iUlII1ee Ihkurtra dh fOlKil 0 W gjil~ iltl ekonomlk dh ~

vetUi per~ lIntur njl rubilj odI m~ ofikase to hflowe

1993 ~ k~1l hmlcb1 W igtltrgjiahlm zlnillirncsb u hLIrttla db u DlirnIUll ligji N 7703

ltILl 105993 middotP Sisuimet Shoqonm DC Reublikln e Sgtqperioil (i ndphuar) Ky Hiti biri

rq I ----------------shy

njo nltryhim tr~j~or WistCllil J~e kaloago lit si ik ku fUllkononto VClo j~

kem~ ajo htcWrorc DO nj~ 001 U pfubCro k tnhm~ jem I p~rruithhCrn du Ie prlgtihcj

ngo dy kano gtlmla sI1~re me parimeI e funksiooimit sl$icmil Pay eo )OU GO dho

shmat prjlo ta de)tueuroshrno eUllnc ku oe tchigt1orilwllatO keme do III

caktoheho edt prioriklol Mhtu fillimigthl lorM htetiroro do t~ kioh rulin primr dho mo

pas c ~IIliiib rolet e ptiori=--e do tendt~hMoohin

19U-1996 tln bazin c lllij pmim~ n~ bdUIl luhor 191-I--19J6 u ndlrtua kuJri Iampjor i

kemave plomCllgtrC Jlaquohu [Or punonjil bullbullJmnlttratls e Iln~ holltrorlt ltpm ligji

m R097 doll) 21 UJI~96 Ier ~igurinrin SbteUm Suplcmcntar til Pc~-w q~ in

Funko Kuhtetuese dho Punonjiltv U Shtet N~TInjt iij lisii prsonat e ink1udu n~

idll slltem~ mgtnin pltrlitimo n rapoIt mo Iwbet q~ k h admDi=~ nga ~iti

1911 e nll vrudtdlm Kjo kern firumcohcl pjnCilllt rtgIIlontribulCt diu pjesa ll)l~n Dg

buxhltti i hltic Alttualiht keln hie sNd~ dod tellt rllvltli i Imii~ qendroro i tilO

drltjtueltit (k~ c dmturll) t~ rlmililtlratf icllo me tenltlenc p~ u htric tellt

II sjitM punonjlgtiI shabimi iil Edhc per hlnrllkit e Minilttrigt ~ MbrnjUltS MinilriS st

B=tdgtJun Iolicis si Sbti dhc l~ ~tbimi lofumJtiv ShIOiror m~ne ligjin

nr_~Oamp7 dow 130319 (Ilt ndryhlJar) P~r Siil1rimin Shoqem ~uplmntaJW Uhl~lilve

cllktohm pormim h~ p~r joter gtherbiml ~rUldjc pcruirm ~Ij lr loh1l q~ bme

gtboobyer n~ To funksiono Kjo 011 follllcohc totligthl gil bhti htetit ~jc hID 7943

dati 01061995 pt- ronsi Suplanonlarlt dh Iltli ri_ ~ Keto gt-iluala II rejaolllmj~ sol

pam Iomi 1~ isnrim ohoq~o ltIi allemtivshy

12Kuptimi Ilgurimilhuqho

J)uke unisurDg3 nat)Ill dbo funhionimi i igurimil sboq~rgt e ~ojme ate ne dy drejime

Si fUDd FMdt t igurimcvc holorore f1ltlr~het III 5htmUII t p~qindjelt ~ kontribultv U

detyrueslnnc vultnelgtre t opltn bull tnre Keto iugtnribul derdhen ng punedhcn~il pnernon~it

p=unat t veluMruarsi dhc ltmigmnliiL

fuqo1 --------------------------- shy

Si nj konlratlSigurimi hoq~fO ht njo kontrllW q~ lidhct midi )~ punmane pO I~

vetEpun~Sllorit n~ j~ra an dho itilllil If igurimev shoqc n~plrn)r dcbltCVO t Ii] Inkolc

opo mjonalc pt derdbjc kootribueSbN Ironttlln c igurimit nj~ Dga ~~

JUIlOObMl j vrpuncuori) derdhiD plttqindjcn ~ lontribntlt dhe pgtI icier (ISSH) dlttyrobelt to

bj~ pas ip lasti (penfsiono vlq~e Invaiiditltti pcngtion bull ltJlpkmcnarc piollC

familiar page po paaft5i ttl lohOshme bar~lindjc CJ)

Stemll p~rgjithhm sigurlmov shoqClOfO pIlbltt figao

- Sigurimiihoqiiror I del)middotrusb=

h Sigurimi soon gt-uIhioIld

c ~i8uirni MoqCrOT lplcrn

d [enlonet pom mI

1315 uriml h oqlror i dIJh m

Sigurimi shoqenri dry~m nullsMc lilirnpru dhe

ambCshtltt i

bull parimlnkontribti

bull prrimin ~ pCrjticgigti 0 -Iividit~ risGd ~ gtlt ordlgtm n~ fushcn we (p3guaJ

rotqe t~ prnitm-h IIltSlt)

hmbren me 10 L1Nilura

bull peoo pune ne lidl)e mebarreliinMjn~ e r~koltshm ne PU~ ~hbl

~ mwtdjcmiddotmundjet lofcsionalcdho idm n~ p_ploqri~ialiditefugthumbj

c mlgtIUSl b familjcspopunatn

bull pt 0 tic ekonomikiht akti(rnltJh~nit dhc Ie middotlolpun1Ulriljne lidlje

mObl~1 indj cllpllerirliliogtlll iditeti LlhlUnbjon mlmjtil I filmili

nnanooht ng3

bull kltll1llibulol ~ ponldhlnsvoptmrnum dht t WtlpuOCsulllVlt

bull shtetJ

faq B

1 ltfuound 01 Joll ~I [

~b Iilha n gtIIl llt ~fd JI )lgtlOSJOd ~ om lOnlfodn IIUIqluo~ f~q

lOlbol wlfIIlop l1llnl ~ uJo ~~11 otIoltd n~OlYJid OJ bull

ho~ tffi1lllllipp

91 1WnSl 0 lUO~ nOlJo IIUI i1l ~1II ~11II ~fu ~n OUOJod lNqolYJd ill bull

11ltgt1 [[lUI 0 1ITlIOZI1(ip fill JlI1UflUId~IO ~1 O~p lIIilNu bull ~lgtlq i11~rnmlonIgt 0 bull

gtmll OAOlIHPI 1QIIllld oJd 1SlP bull

OIflllIJIIDll

5mJ f1den ~IB ~nfopF Ul U[ltlJTIlP =tI[flA J(lllUI b bull

ornqsA lm~I lllIP ~o~ ~[rr ld bull

boqS

Ss 1 n1~rut 0 rr~lOllnll OW ofIp1ldlJd ql n 0 q oso puo~

U l(WUII lJ2d nm1 punw Ilt1Olqslfid lgt~q m)lnJlTW 1[ITE)) cllu

l0PlJJltI 1110 r 11II1II1JI1ItI5 ~fu ~ ill IIOM b ~ ~fn iII Aumql

2 a i mtStJOd9JD1[ ill qJ Mgtl iU = pqo1IlRllll M1qpJgtp ~ IfJWOl OW

bull centr pOrSOnl q~ bn funksionckugthletu

bull punonjilC Iartlt Iigt hlctil

bull Il3hlaIRkOI 0w(rbimit aktiv

bull poUcin~ e ohteti

bull puncnjitc buIllI gtlt shqicentrif

bull po jllIIObol pr nj skem~ te vtwtle gtigurintesh per profsolt lt a$okm dhe pilt

drejtueltil Icrkirn z)1gtilIimlt

~enonet e PO hlolo jepen p

bull per -I kane _ piegtlt De levi1jn bull RilindjcsKornbOUIri

bull DC Icvizjltl popullom

bull n~ liMn kundlr pushtucsC ruttioh)lebrenrla rllle jh hqipenso

bull nC ICvizj~o domokrotiklt

bull kan~ vuajrur liB pregtelnlimi potilil dho regiim komunist

bull kant lUI ~lIIIlt u dallueslune ne fushltn ~ hlltnCell lrulturamp artit elonomisI

puliliko$ dh~ q k~ menl Wv=1n

hPC[3onal 0 pormondur m~ 1_ centrfilojn~

bull Shlese non II posacentm gtb1ltIor mb peoninq~ u takonnga sigurimol shoqm=

o_kema finanoohct oaa buililtti i hit

dkuhtt c ptrfitimilgthuIIla clio pdurlt centr dhlmiltn bull pioi tI PO hloliiror

ptUIktohen nga k~blili Iministramiddoto dho drniniruoben nglmituti i Sigurimcvo Sboq~rore

la~lO ------------------------------- shy

KREU n INSLTUTII SIGURTMEVE snOQERORE

2llNSTITUnISIGUlUII1EVB8HOQERORE

lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II

Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron

hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin

bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull

instllUcionee organiuu dbo rubjcklltgtc pri alOshy

bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH

bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve

Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre

OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt

gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull

Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc

SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm

221ruituli liampurim hoqlr ka keto dltY bull If drejtJt

faq_11 --------______

gt

J1

1 t

I ~

Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill

m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij

projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti

Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi

AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll

pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv

plriaq W~ltvbull

Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe

loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve

boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl

sigt1ltmi ldIifokutr~

ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc

instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e

Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s

eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct

klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale

eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po

odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc

kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso

23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~

P=ione pleqerie

2 PiOllillvoliditeti

3 ienlt1on rarniJigtll

4 PltrfiLimltt per ~Indje

5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~

6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo

7 Signirnl ~ullnlt

H Siampurimi shtotlro urlementor

~q3 ------_______________________

9 Siguriml suplmlar uhf=lk

10 Siguriml Ihoqmre JIIr f=crct

11 ShpOrblimo per indjo e vdltj

231 Ptlnn plogorlo

[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt

e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc

kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid

bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti

II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)

b) PeRdon rtqrit i Rduktuar

Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo

m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt

dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar

j 1bullbullbull lunl j pjchm i pllqerilaquo

Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~

rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi

Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~

Pp - p=io i potemujot ipkqonse

l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart

minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt

-------------------------------------------------- ~q14-------------------------------------------------

Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe

llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)

me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se

vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~

rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]

r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL

kLl

Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It

ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie

madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut

duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10

plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e

pngticnit mlIrsincl

Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm

ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin

---------------- fuqe 15

e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt

pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ

dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl

nS

lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane

kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt

momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e

pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW

por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la

1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte

I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1

litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~

km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe

1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl

1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni

fund Ie vitil2000 iii Ish lIll00 kkil

Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe

pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit

minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~

dlrpigtlitimveggtoIoml~~-

PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~

iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~

lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~

) p(r ltdo veprimlilri ekonollllk

b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)

faqe16 --------------shy

Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~

P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal

ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit

dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro

iJJPenion famHie

I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~

okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te

p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc

2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me

It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl

A) E vcja kur provohol ~Iu~

hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol

- bull paafte pfr pun~

~ mbuhuroltbQSO~i

II) lIurri i Yl kurJlIOltlh ni ~

bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~

faqe 17

lpunilprpnnfolaquo

Ita bubur lIloMn 6D vj~

C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0

Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_

q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve

njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie

njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur

mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__

11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj

le ~ oji ruslle tiue umjlobltn sijetimC

SO l~rqid p~r pnjn eve diu

~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1

Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto

pow qe d

Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(

ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo

jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e

50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE

oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen

2_1~ rrlltlmpound ole hilindj_

(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr

bull Thnlb plt batrelindje

bull Te ardbur3 p1 komponsim p1r _lindjo

bull Shperbliml per lindjo Jeujo

faq18 ---------------- shy

E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo

12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO

Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r

penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil

pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt

(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi

Pi per Dj~ periodh( pCrfilimi den rn 12muaj_

Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le

PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo

Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi

Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl

P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~

p~brnh~ ose aJl~im i 1111= i pj~

z Slgrimi vullnl

Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt

oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin

Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij

familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~

~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin

mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij

familjot

Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i

detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk

Btahltt nga bnxheli i shctiL

bull Skemae igurimil ttcIorOrlementar

bull Sk= c gurimit uplerruDl-te ushwkovc

f~qe 19 ---------------shy

bull Slemae igurimitSllpkmcntar priat

2_1Y Sigurimi unlmnu uhrnk

Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~

kI)middotor herbimi bull dd)Illohltm ushergtltk

2310 Sicmiddott hg~mro pr frmerlt

No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c

ngo moha 16 lt1m 65 vjelt

2~11 ~hr~htlm ntr linde e middotdltkjlt

ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM

(e shpjoguar edhk JgtltUSioai rliar)

KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI

31 r lomel m Shqlphi

Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te

rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta

NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga

korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew

pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~

mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin

bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~

ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco

pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~

aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la

aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no

in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik

~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte

prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u

---------faqel0--------shy

q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45

mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec

n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no

vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma

bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct

Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC

~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc

pC llltsh

poni i ulrt kontrioudperjj 11 me 1

~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010

~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj

N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka

konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te

i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi

~hj~ ir)tSOre q~ kampimjno poundgjidhje

SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo

khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo

S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~

ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~

mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti

S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn

pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh

i1 pi Ii ardhme_

32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~

Tbd bull to nrdhuralt dh hpltDZirn

~qe21-----------------------------

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU

UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P

d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor

mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki

NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160

- 566172136 ~ IS74 reke

Periudhat e pm rJOll i pun~

Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348

Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull

[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide

Bocolgt mujo bull viertr pir te dy peridhl ullon

[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

N~ kM rasl pemioni do to Uogoritoj

1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo

=~ton m~ lt vogla

fuqe28 ------------------------------ shy

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

4 Jrogootimllllumr 11 piruto U sme so pellsloll

DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i

nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI

e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e

----------laqo ---------shy

--------mlnoj -------shy

~

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~

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rgt I ltood =

~

llA

((I=dilrIU)~IJgt~ilwodml_ulloJd

UO)A 1 PI lJ bull ~ Jd

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il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~

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di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d

il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1

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ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd

qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd

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rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS

_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i

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PI ill JIQ ~l09 om ~~ Inod uilfO-JP iI u~ unPIIJS I~I

~ lrUllUnd pound66l-l661 ~ra IPgt OJ lfiqq=n Jd ~ 09 Uiiu 0 1 Jd X1~ SS

tqu 1IjSOIII 111 llf=d gtltl oflbojd ltI If mq OUIlPIIT di lIfu(lOp ill -ibmis l~

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JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi

PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)

Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to

~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo

metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI

U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt

dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

shpemi 1~ slltrnCs sC sigurlmeve gthoqirore

----------------------------- fuqell----------------------------shy

__________ lfobj __________

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oe 1IUlOshyOW CO 1)1 u ~1bro ~ ~ =~ 00 A o

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qgt1lgtltbJidl lP Fal iiltI ~ ill ~_~~ppyr]lOO - ~

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~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ

~~ l ~ ~ Vpl ~ IlIflU IA ~

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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili

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porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

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----------------- foqc B ----------------shy

pbl

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ilL~lI ml1d L~suxI 0IImZltLltfuld 0Vi1IWW 1TI 1WltgtIDds III11jWlt1ll ~ iN il~ I

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oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP

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~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345

KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

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nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

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ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 5: TEME DIPLOME - UAMD

Sigurimel jam pge n~ pora III oitt kompesojnll palltfgtimjn e to ordhurae q~ p~rfitonin m~

parl subjclaol nett puna c 1)n Sigurimt i pcrfilojnlllo ampijiM poo Ii paaili cent PL U

oilt kon~ qn~ dho vOlhdcgtjlll tl jone to pun~uor n ktorin hletor n~ sekluri r[vote 10

vetlpun~UL III oil1t kan~ dcrdhu komributct Ill lIlelljlo 10 va7hduhmo Pro U [gtIrfLtogth paampe

ngakcmo bullbulliglllimc gtlhoqe kur ndodhosh ne rjtaI e pamunde pI tl pmru $1 pBSo)

e mbhjes ~ ltIlltraquohOs i pISOje c njc ~mundje bioloiiJike ApCgt abidcnalc si pISOji c

oimundjcve III pOrkohshmcpo 1all7ani~ pasoj lt hbjbullbull gt mbjlil~ familjo duh

q~ Ie plot~Qhn dy lruslrtc oo~

lt- Tfjh i lunlltur

lt- To detblsh koncrihco

Siguet Iho~frore kUll~ q~1Il dle jgt1lli ~j~ element Illume 1reurond~I~hm i treguesv ~konomik

dhe socia] te ~i vendi K~ dil~1 bull $(Itmo atjan( Y~n n~ qendr W y(lmcIldje kjQ per iktin

nigtcli nal I I) Cshllt gthtlln I ulft dho pOrfhueoi truk amj ti plo~jnc noojOi me

minimilePerulucil e ~ sigorirneve sboqffon ashlu pj Ijcta C pOpuli i_ iliumc to n(ljI~m ndaj ndryhimltve q~ ndodhin nil jt ekomi t~ iii vendi Par 010 jn~ t

po [qish~ro dllo kan ro~ pallt round e t~ tjetlt tl influeneoinll n~ klo hdryslrime ekoomiko

dhe aq mil gthm~ tl eprojn~ lwdm tyre Kjo esll1~ njii ye m~ hume Qlt shteti duhcllo bltlj~

papjelcje maksimalc dbltgt III gt-zbdsune cent Ie mlxajrur ltkcmtn bull oigurilDltiC ilioqfrote diu

pltfi=il ng inIluncioni ltkonomik Shteti ~htl i dotn Ii ne~rrnj pag=oe ng koma

sigurimovo Ii Buroj subjk~v II paktCn njc tllldflrt~ meatar jet= ljo plt arYon I klto

bjektiJ p~flNO 1( 4eJ~ II kone mUIl~i t Igtljnl nj~ jetosc brltndnlrufijevo Ill

faqoS

KREU L SISTKMII SIGURIMEVE SHOQlRORE

11 HISTORIKU IKR SISTE1lN E SIGURBUF SnOQrRORF 11 SHQIPpoundru

1927Akti i prilligjor shqiplor n~ fuh(n e pensionvt johur ngIUIUli i ~i8urilltve

Shoqcron (ISSll) ~hl~ ai me nr 129 dte 28101 ~27 Pcr Pcniono( (jvile 10 cdhe

vellt pltnnhgtjlj c kctij ligji I~ Ii kUPluhot fie diltlziW rtcgulW plr ponslonct kanlt

ltuhtnar edhc Illlt pan NdrI~b disasboq1ri ~ huU qlt vepronin Ill Sb~ipltri kjhin

hviiluM n~ moo)lli llllnetare rrjotin lt coTe It rnbroj~ n~ r- idmo I~ I~ _igurimve

shoqcrurlt ngo okoidcntct TIC PL Pk hlell Lno akto tc olmin lihl percRitw

pensionei pCt punODj eu bull odrni01 shktfroro Jho per ult0taraI(t

1~47 Vrndjo 0 nj~ ltillerni ~ mirtilltc sigurimosh shoq~rore Ill Shlaquoipltri pirltln me gusbtin c

Yitil 1947 los kltij Yiti ilttlrimol shoqill(lre Q rlIvillLllLIl nO dy koa p1rlIclc fiUimilu plt w pun~ut 0 kLoril shrewmr d) pol mcrm 0 kooperotimve bujqowrlt Eblono bull dy

proo n~ kalun-in kIlhtltoi doojen bull dy istcmc I~ poe-e PensiOnl centr

poj~il WoJltngtr dhc pension pill Ionj ~ Cish-koop bjq~ Keto rulerno oi8urimegth

~ 10 IOOltIltlu ip ~ojls middotjltli1omiddot ngo furrnalc igthin lopIr sjltnernu ndirnl

nO lthdb uk inin Ie i~in oj mbtojtj t~ ptol~ OOk Aro ~hikonin mbulimin me

peion p~r nha tlt tiM dh tljlim to difClOCU pe kategori (C r)shne rMj~W

1991Ndryhim e hella q~ ndodhltn no i1ltm plt1Iiik chmomik _ial t~ vendil pu yiti(

1991 e gthTri1ll ndilimio lt Iy ltdhe rubi ilttemil c gurime sMqrnmo Nolrrigtl1l klto

zinilluno boln I domosdoshmc riohilumio lturn I~ iemit tc igurim hoqroro me ynim

qo Ij htt~i z)iUlII1ee Ihkurtra dh fOlKil 0 W gjil~ iltl ekonomlk dh ~

vetUi per~ lIntur njl rubilj odI m~ ofikase to hflowe

1993 ~ k~1l hmlcb1 W igtltrgjiahlm zlnillirncsb u hLIrttla db u DlirnIUll ligji N 7703

ltILl 105993 middotP Sisuimet Shoqonm DC Reublikln e Sgtqperioil (i ndphuar) Ky Hiti biri

rq I ----------------shy

njo nltryhim tr~j~or WistCllil J~e kaloago lit si ik ku fUllkononto VClo j~

kem~ ajo htcWrorc DO nj~ 001 U pfubCro k tnhm~ jem I p~rruithhCrn du Ie prlgtihcj

ngo dy kano gtlmla sI1~re me parimeI e funksiooimit sl$icmil Pay eo )OU GO dho

shmat prjlo ta de)tueuroshrno eUllnc ku oe tchigt1orilwllatO keme do III

caktoheho edt prioriklol Mhtu fillimigthl lorM htetiroro do t~ kioh rulin primr dho mo

pas c ~IIliiib rolet e ptiori=--e do tendt~hMoohin

19U-1996 tln bazin c lllij pmim~ n~ bdUIl luhor 191-I--19J6 u ndlrtua kuJri Iampjor i

kemave plomCllgtrC Jlaquohu [Or punonjil bullbullJmnlttratls e Iln~ holltrorlt ltpm ligji

m R097 doll) 21 UJI~96 Ier ~igurinrin SbteUm Suplcmcntar til Pc~-w q~ in

Funko Kuhtetuese dho Punonjiltv U Shtet N~TInjt iij lisii prsonat e ink1udu n~

idll slltem~ mgtnin pltrlitimo n rapoIt mo Iwbet q~ k h admDi=~ nga ~iti

1911 e nll vrudtdlm Kjo kern firumcohcl pjnCilllt rtgIIlontribulCt diu pjesa ll)l~n Dg

buxhltti i hltic Alttualiht keln hie sNd~ dod tellt rllvltli i Imii~ qendroro i tilO

drltjtueltit (k~ c dmturll) t~ rlmililtlratf icllo me tenltlenc p~ u htric tellt

II sjitM punonjlgtiI shabimi iil Edhc per hlnrllkit e Minilttrigt ~ MbrnjUltS MinilriS st

B=tdgtJun Iolicis si Sbti dhc l~ ~tbimi lofumJtiv ShIOiror m~ne ligjin

nr_~Oamp7 dow 130319 (Ilt ndryhlJar) P~r Siil1rimin Shoqem ~uplmntaJW Uhl~lilve

cllktohm pormim h~ p~r joter gtherbiml ~rUldjc pcruirm ~Ij lr loh1l q~ bme

gtboobyer n~ To funksiono Kjo 011 follllcohc totligthl gil bhti htetit ~jc hID 7943

dati 01061995 pt- ronsi Suplanonlarlt dh Iltli ri_ ~ Keto gt-iluala II rejaolllmj~ sol

pam Iomi 1~ isnrim ohoq~o ltIi allemtivshy

12Kuptimi Ilgurimilhuqho

J)uke unisurDg3 nat)Ill dbo funhionimi i igurimil sboq~rgt e ~ojme ate ne dy drejime

Si fUDd FMdt t igurimcvc holorore f1ltlr~het III 5htmUII t p~qindjelt ~ kontribultv U

detyrueslnnc vultnelgtre t opltn bull tnre Keto iugtnribul derdhen ng punedhcn~il pnernon~it

p=unat t veluMruarsi dhc ltmigmnliiL

fuqo1 --------------------------- shy

Si nj konlratlSigurimi hoq~fO ht njo kontrllW q~ lidhct midi )~ punmane pO I~

vetEpun~Sllorit n~ j~ra an dho itilllil If igurimev shoqc n~plrn)r dcbltCVO t Ii] Inkolc

opo mjonalc pt derdbjc kootribueSbN Ironttlln c igurimit nj~ Dga ~~

JUIlOObMl j vrpuncuori) derdhiD plttqindjcn ~ lontribntlt dhe pgtI icier (ISSH) dlttyrobelt to

bj~ pas ip lasti (penfsiono vlq~e Invaiiditltti pcngtion bull ltJlpkmcnarc piollC

familiar page po paaft5i ttl lohOshme bar~lindjc CJ)

Stemll p~rgjithhm sigurlmov shoqClOfO pIlbltt figao

- Sigurimiihoqiiror I del)middotrusb=

h Sigurimi soon gt-uIhioIld

c ~i8uirni MoqCrOT lplcrn

d [enlonet pom mI

1315 uriml h oqlror i dIJh m

Sigurimi shoqenri dry~m nullsMc lilirnpru dhe

ambCshtltt i

bull parimlnkontribti

bull prrimin ~ pCrjticgigti 0 -Iividit~ risGd ~ gtlt ordlgtm n~ fushcn we (p3guaJ

rotqe t~ prnitm-h IIltSlt)

hmbren me 10 L1Nilura

bull peoo pune ne lidl)e mebarreliinMjn~ e r~koltshm ne PU~ ~hbl

~ mwtdjcmiddotmundjet lofcsionalcdho idm n~ p_ploqri~ialiditefugthumbj

c mlgtIUSl b familjcspopunatn

bull pt 0 tic ekonomikiht akti(rnltJh~nit dhc Ie middotlolpun1Ulriljne lidlje

mObl~1 indj cllpllerirliliogtlll iditeti LlhlUnbjon mlmjtil I filmili

nnanooht ng3

bull kltll1llibulol ~ ponldhlnsvoptmrnum dht t WtlpuOCsulllVlt

bull shtetJ

faq B

1 ltfuound 01 Joll ~I [

~b Iilha n gtIIl llt ~fd JI )lgtlOSJOd ~ om lOnlfodn IIUIqluo~ f~q

lOlbol wlfIIlop l1llnl ~ uJo ~~11 otIoltd n~OlYJid OJ bull

ho~ tffi1lllllipp

91 1WnSl 0 lUO~ nOlJo IIUI i1l ~1II ~11II ~fu ~n OUOJod lNqolYJd ill bull

11ltgt1 [[lUI 0 1ITlIOZI1(ip fill JlI1UflUId~IO ~1 O~p lIIilNu bull ~lgtlq i11~rnmlonIgt 0 bull

gtmll OAOlIHPI 1QIIllld oJd 1SlP bull

OIflllIJIIDll

5mJ f1den ~IB ~nfopF Ul U[ltlJTIlP =tI[flA J(lllUI b bull

ornqsA lm~I lllIP ~o~ ~[rr ld bull

boqS

Ss 1 n1~rut 0 rr~lOllnll OW ofIp1ldlJd ql n 0 q oso puo~

U l(WUII lJ2d nm1 punw Ilt1Olqslfid lgt~q m)lnJlTW 1[ITE)) cllu

l0PlJJltI 1110 r 11II1II1JI1ItI5 ~fu ~ ill IIOM b ~ ~fn iII Aumql

2 a i mtStJOd9JD1[ ill qJ Mgtl iU = pqo1IlRllll M1qpJgtp ~ IfJWOl OW

bull centr pOrSOnl q~ bn funksionckugthletu

bull punonjilC Iartlt Iigt hlctil

bull Il3hlaIRkOI 0w(rbimit aktiv

bull poUcin~ e ohteti

bull puncnjitc buIllI gtlt shqicentrif

bull po jllIIObol pr nj skem~ te vtwtle gtigurintesh per profsolt lt a$okm dhe pilt

drejtueltil Icrkirn z)1gtilIimlt

~enonet e PO hlolo jepen p

bull per -I kane _ piegtlt De levi1jn bull RilindjcsKornbOUIri

bull DC Icvizjltl popullom

bull n~ liMn kundlr pushtucsC ruttioh)lebrenrla rllle jh hqipenso

bull nC ICvizj~o domokrotiklt

bull kan~ vuajrur liB pregtelnlimi potilil dho regiim komunist

bull kant lUI ~lIIIlt u dallueslune ne fushltn ~ hlltnCell lrulturamp artit elonomisI

puliliko$ dh~ q k~ menl Wv=1n

hPC[3onal 0 pormondur m~ 1_ centrfilojn~

bull Shlese non II posacentm gtb1ltIor mb peoninq~ u takonnga sigurimol shoqm=

o_kema finanoohct oaa buililtti i hit

dkuhtt c ptrfitimilgthuIIla clio pdurlt centr dhlmiltn bull pioi tI PO hloliiror

ptUIktohen nga k~blili Iministramiddoto dho drniniruoben nglmituti i Sigurimcvo Sboq~rore

la~lO ------------------------------- shy

KREU n INSLTUTII SIGURTMEVE snOQERORE

2llNSTITUnISIGUlUII1EVB8HOQERORE

lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II

Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron

hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin

bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull

instllUcionee organiuu dbo rubjcklltgtc pri alOshy

bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH

bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve

Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre

OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt

gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull

Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc

SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm

221ruituli liampurim hoqlr ka keto dltY bull If drejtJt

faq_11 --------______

gt

J1

1 t

I ~

Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill

m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij

projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti

Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi

AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll

pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv

plriaq W~ltvbull

Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe

loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve

boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl

sigt1ltmi ldIifokutr~

ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc

instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e

Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s

eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct

klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale

eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po

odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc

kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso

23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~

P=ione pleqerie

2 PiOllillvoliditeti

3 ienlt1on rarniJigtll

4 PltrfiLimltt per ~Indje

5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~

6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo

7 Signirnl ~ullnlt

H Siampurimi shtotlro urlementor

~q3 ------_______________________

9 Siguriml suplmlar uhf=lk

10 Siguriml Ihoqmre JIIr f=crct

11 ShpOrblimo per indjo e vdltj

231 Ptlnn plogorlo

[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt

e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc

kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid

bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti

II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)

b) PeRdon rtqrit i Rduktuar

Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo

m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt

dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar

j 1bullbullbull lunl j pjchm i pllqerilaquo

Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~

rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi

Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~

Pp - p=io i potemujot ipkqonse

l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart

minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt

-------------------------------------------------- ~q14-------------------------------------------------

Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe

llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)

me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se

vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~

rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]

r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL

kLl

Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It

ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie

madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut

duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10

plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e

pngticnit mlIrsincl

Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm

ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin

---------------- fuqe 15

e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt

pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ

dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl

nS

lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane

kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt

momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e

pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW

por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la

1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte

I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1

litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~

km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe

1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl

1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni

fund Ie vitil2000 iii Ish lIll00 kkil

Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe

pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit

minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~

dlrpigtlitimveggtoIoml~~-

PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~

iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~

lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~

) p(r ltdo veprimlilri ekonollllk

b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)

faqe16 --------------shy

Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~

P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal

ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit

dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro

iJJPenion famHie

I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~

okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te

p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc

2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me

It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl

A) E vcja kur provohol ~Iu~

hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol

- bull paafte pfr pun~

~ mbuhuroltbQSO~i

II) lIurri i Yl kurJlIOltlh ni ~

bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~

faqe 17

lpunilprpnnfolaquo

Ita bubur lIloMn 6D vj~

C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0

Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_

q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve

njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie

njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur

mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__

11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj

le ~ oji ruslle tiue umjlobltn sijetimC

SO l~rqid p~r pnjn eve diu

~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1

Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto

pow qe d

Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(

ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo

jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e

50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE

oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen

2_1~ rrlltlmpound ole hilindj_

(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr

bull Thnlb plt batrelindje

bull Te ardbur3 p1 komponsim p1r _lindjo

bull Shperbliml per lindjo Jeujo

faq18 ---------------- shy

E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo

12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO

Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r

penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil

pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt

(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi

Pi per Dj~ periodh( pCrfilimi den rn 12muaj_

Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le

PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo

Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi

Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl

P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~

p~brnh~ ose aJl~im i 1111= i pj~

z Slgrimi vullnl

Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt

oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin

Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij

familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~

~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin

mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij

familjot

Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i

detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk

Btahltt nga bnxheli i shctiL

bull Skemae igurimil ttcIorOrlementar

bull Sk= c gurimit uplerruDl-te ushwkovc

f~qe 19 ---------------shy

bull Slemae igurimitSllpkmcntar priat

2_1Y Sigurimi unlmnu uhrnk

Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~

kI)middotor herbimi bull dd)Illohltm ushergtltk

2310 Sicmiddott hg~mro pr frmerlt

No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c

ngo moha 16 lt1m 65 vjelt

2~11 ~hr~htlm ntr linde e middotdltkjlt

ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM

(e shpjoguar edhk JgtltUSioai rliar)

KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI

31 r lomel m Shqlphi

Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te

rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta

NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga

korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew

pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~

mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin

bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~

ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco

pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~

aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la

aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no

in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik

~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte

prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u

---------faqel0--------shy

q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45

mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec

n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no

vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma

bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct

Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC

~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc

pC llltsh

poni i ulrt kontrioudperjj 11 me 1

~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010

~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj

N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka

konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te

i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi

~hj~ ir)tSOre q~ kampimjno poundgjidhje

SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo

khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo

S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~

ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~

mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti

S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn

pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh

i1 pi Ii ardhme_

32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~

Tbd bull to nrdhuralt dh hpltDZirn

~qe21-----------------------------

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU

UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P

d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor

mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki

NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160

- 566172136 ~ IS74 reke

Periudhat e pm rJOll i pun~

Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348

Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull

[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide

Bocolgt mujo bull viertr pir te dy peridhl ullon

[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

N~ kM rasl pemioni do to Uogoritoj

1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo

=~ton m~ lt vogla

fuqe28 ------------------------------ shy

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

4 Jrogootimllllumr 11 piruto U sme so pellsloll

DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i

nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI

e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e

----------laqo ---------shy

--------mlnoj -------shy

~

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~

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rgt I ltood =

~

llA

((I=dilrIU)~IJgt~ilwodml_ulloJd

UO)A 1 PI lJ bull ~ Jd

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~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~

il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~

)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd

di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d

il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1

iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw

ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd

qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd

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rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS

_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i

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11 01lPpi

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~ iU~ 1 0 lp nl)j TOlZr 0lI llflgtl OUO-uod UI tIn=lt =U 1661

PI ill JIQ ~l09 om ~~ Inod uilfO-JP iI u~ unPIIJS I~I

~ lrUllUnd pound66l-l661 ~ra IPgt OJ lfiqq=n Jd ~ 09 Uiiu 0 1 Jd X1~ SS

tqu 1IjSOIII 111 llf=d gtltl oflbojd ltI If mq OUIlPIIT di lIfu(lOp ill -ibmis l~

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m

m

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Ndrrlmh nllm i ~ t pTltoqris qm m sIl dytl ltji mhNlIM ~rmujo ~ pgtpIlll~igt llt

JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi

PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)

Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to

~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo

metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI

U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt

dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

shpemi 1~ slltrnCs sC sigurlmeve gthoqirore

----------------------------- fuqell----------------------------shy

__________ lfobj __________

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UtwllqsId~OPthlt4gtilIgtd_middot bullbull bull J~ ~qgtqnlqqN

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oe 1IUlOshyOW CO 1)1 u ~1bro ~ ~ =~ 00 A o

00 -XI~ lJJ_UJIil

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~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ

~~ l ~ ~ Vpl ~ IlIflU IA ~

ptlilfZl1Ul tlillw~ ~ numrll (IJ t~~ ~ vitil ~ dho til piIqindjcs qlt kfto penso ~

odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~

jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh

Ion involidito[i(nc mtj~ )

4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111

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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili

do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr

ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi

~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu

porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC

penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt

----------------- foqc B ----------------shy

pbl

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oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP

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~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345

KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 6: TEME DIPLOME - UAMD

KREU L SISTKMII SIGURIMEVE SHOQlRORE

11 HISTORIKU IKR SISTE1lN E SIGURBUF SnOQrRORF 11 SHQIPpoundru

1927Akti i prilligjor shqiplor n~ fuh(n e pensionvt johur ngIUIUli i ~i8urilltve

Shoqcron (ISSll) ~hl~ ai me nr 129 dte 28101 ~27 Pcr Pcniono( (jvile 10 cdhe

vellt pltnnhgtjlj c kctij ligji I~ Ii kUPluhot fie diltlziW rtcgulW plr ponslonct kanlt

ltuhtnar edhc Illlt pan NdrI~b disasboq1ri ~ huU qlt vepronin Ill Sb~ipltri kjhin

hviiluM n~ moo)lli llllnetare rrjotin lt coTe It rnbroj~ n~ r- idmo I~ I~ _igurimve

shoqcrurlt ngo okoidcntct TIC PL Pk hlell Lno akto tc olmin lihl percRitw

pensionei pCt punODj eu bull odrni01 shktfroro Jho per ult0taraI(t

1~47 Vrndjo 0 nj~ ltillerni ~ mirtilltc sigurimosh shoq~rore Ill Shlaquoipltri pirltln me gusbtin c

Yitil 1947 los kltij Yiti ilttlrimol shoqill(lre Q rlIvillLllLIl nO dy koa p1rlIclc fiUimilu plt w pun~ut 0 kLoril shrewmr d) pol mcrm 0 kooperotimve bujqowrlt Eblono bull dy

proo n~ kalun-in kIlhtltoi doojen bull dy istcmc I~ poe-e PensiOnl centr

poj~il WoJltngtr dhc pension pill Ionj ~ Cish-koop bjq~ Keto rulerno oi8urimegth

~ 10 IOOltIltlu ip ~ojls middotjltli1omiddot ngo furrnalc igthin lopIr sjltnernu ndirnl

nO lthdb uk inin Ie i~in oj mbtojtj t~ ptol~ OOk Aro ~hikonin mbulimin me

peion p~r nha tlt tiM dh tljlim to difClOCU pe kategori (C r)shne rMj~W

1991Ndryhim e hella q~ ndodhltn no i1ltm plt1Iiik chmomik _ial t~ vendil pu yiti(

1991 e gthTri1ll ndilimio lt Iy ltdhe rubi ilttemil c gurime sMqrnmo Nolrrigtl1l klto

zinilluno boln I domosdoshmc riohilumio lturn I~ iemit tc igurim hoqroro me ynim

qo Ij htt~i z)iUlII1ee Ihkurtra dh fOlKil 0 W gjil~ iltl ekonomlk dh ~

vetUi per~ lIntur njl rubilj odI m~ ofikase to hflowe

1993 ~ k~1l hmlcb1 W igtltrgjiahlm zlnillirncsb u hLIrttla db u DlirnIUll ligji N 7703

ltILl 105993 middotP Sisuimet Shoqonm DC Reublikln e Sgtqperioil (i ndphuar) Ky Hiti biri

rq I ----------------shy

njo nltryhim tr~j~or WistCllil J~e kaloago lit si ik ku fUllkononto VClo j~

kem~ ajo htcWrorc DO nj~ 001 U pfubCro k tnhm~ jem I p~rruithhCrn du Ie prlgtihcj

ngo dy kano gtlmla sI1~re me parimeI e funksiooimit sl$icmil Pay eo )OU GO dho

shmat prjlo ta de)tueuroshrno eUllnc ku oe tchigt1orilwllatO keme do III

caktoheho edt prioriklol Mhtu fillimigthl lorM htetiroro do t~ kioh rulin primr dho mo

pas c ~IIliiib rolet e ptiori=--e do tendt~hMoohin

19U-1996 tln bazin c lllij pmim~ n~ bdUIl luhor 191-I--19J6 u ndlrtua kuJri Iampjor i

kemave plomCllgtrC Jlaquohu [Or punonjil bullbullJmnlttratls e Iln~ holltrorlt ltpm ligji

m R097 doll) 21 UJI~96 Ier ~igurinrin SbteUm Suplcmcntar til Pc~-w q~ in

Funko Kuhtetuese dho Punonjiltv U Shtet N~TInjt iij lisii prsonat e ink1udu n~

idll slltem~ mgtnin pltrlitimo n rapoIt mo Iwbet q~ k h admDi=~ nga ~iti

1911 e nll vrudtdlm Kjo kern firumcohcl pjnCilllt rtgIIlontribulCt diu pjesa ll)l~n Dg

buxhltti i hltic Alttualiht keln hie sNd~ dod tellt rllvltli i Imii~ qendroro i tilO

drltjtueltit (k~ c dmturll) t~ rlmililtlratf icllo me tenltlenc p~ u htric tellt

II sjitM punonjlgtiI shabimi iil Edhc per hlnrllkit e Minilttrigt ~ MbrnjUltS MinilriS st

B=tdgtJun Iolicis si Sbti dhc l~ ~tbimi lofumJtiv ShIOiror m~ne ligjin

nr_~Oamp7 dow 130319 (Ilt ndryhlJar) P~r Siil1rimin Shoqem ~uplmntaJW Uhl~lilve

cllktohm pormim h~ p~r joter gtherbiml ~rUldjc pcruirm ~Ij lr loh1l q~ bme

gtboobyer n~ To funksiono Kjo 011 follllcohc totligthl gil bhti htetit ~jc hID 7943

dati 01061995 pt- ronsi Suplanonlarlt dh Iltli ri_ ~ Keto gt-iluala II rejaolllmj~ sol

pam Iomi 1~ isnrim ohoq~o ltIi allemtivshy

12Kuptimi Ilgurimilhuqho

J)uke unisurDg3 nat)Ill dbo funhionimi i igurimil sboq~rgt e ~ojme ate ne dy drejime

Si fUDd FMdt t igurimcvc holorore f1ltlr~het III 5htmUII t p~qindjelt ~ kontribultv U

detyrueslnnc vultnelgtre t opltn bull tnre Keto iugtnribul derdhen ng punedhcn~il pnernon~it

p=unat t veluMruarsi dhc ltmigmnliiL

fuqo1 --------------------------- shy

Si nj konlratlSigurimi hoq~fO ht njo kontrllW q~ lidhct midi )~ punmane pO I~

vetEpun~Sllorit n~ j~ra an dho itilllil If igurimev shoqc n~plrn)r dcbltCVO t Ii] Inkolc

opo mjonalc pt derdbjc kootribueSbN Ironttlln c igurimit nj~ Dga ~~

JUIlOObMl j vrpuncuori) derdhiD plttqindjcn ~ lontribntlt dhe pgtI icier (ISSH) dlttyrobelt to

bj~ pas ip lasti (penfsiono vlq~e Invaiiditltti pcngtion bull ltJlpkmcnarc piollC

familiar page po paaft5i ttl lohOshme bar~lindjc CJ)

Stemll p~rgjithhm sigurlmov shoqClOfO pIlbltt figao

- Sigurimiihoqiiror I del)middotrusb=

h Sigurimi soon gt-uIhioIld

c ~i8uirni MoqCrOT lplcrn

d [enlonet pom mI

1315 uriml h oqlror i dIJh m

Sigurimi shoqenri dry~m nullsMc lilirnpru dhe

ambCshtltt i

bull parimlnkontribti

bull prrimin ~ pCrjticgigti 0 -Iividit~ risGd ~ gtlt ordlgtm n~ fushcn we (p3guaJ

rotqe t~ prnitm-h IIltSlt)

hmbren me 10 L1Nilura

bull peoo pune ne lidl)e mebarreliinMjn~ e r~koltshm ne PU~ ~hbl

~ mwtdjcmiddotmundjet lofcsionalcdho idm n~ p_ploqri~ialiditefugthumbj

c mlgtIUSl b familjcspopunatn

bull pt 0 tic ekonomikiht akti(rnltJh~nit dhc Ie middotlolpun1Ulriljne lidlje

mObl~1 indj cllpllerirliliogtlll iditeti LlhlUnbjon mlmjtil I filmili

nnanooht ng3

bull kltll1llibulol ~ ponldhlnsvoptmrnum dht t WtlpuOCsulllVlt

bull shtetJ

faq B

1 ltfuound 01 Joll ~I [

~b Iilha n gtIIl llt ~fd JI )lgtlOSJOd ~ om lOnlfodn IIUIqluo~ f~q

lOlbol wlfIIlop l1llnl ~ uJo ~~11 otIoltd n~OlYJid OJ bull

ho~ tffi1lllllipp

91 1WnSl 0 lUO~ nOlJo IIUI i1l ~1II ~11II ~fu ~n OUOJod lNqolYJd ill bull

11ltgt1 [[lUI 0 1ITlIOZI1(ip fill JlI1UflUId~IO ~1 O~p lIIilNu bull ~lgtlq i11~rnmlonIgt 0 bull

gtmll OAOlIHPI 1QIIllld oJd 1SlP bull

OIflllIJIIDll

5mJ f1den ~IB ~nfopF Ul U[ltlJTIlP =tI[flA J(lllUI b bull

ornqsA lm~I lllIP ~o~ ~[rr ld bull

boqS

Ss 1 n1~rut 0 rr~lOllnll OW ofIp1ldlJd ql n 0 q oso puo~

U l(WUII lJ2d nm1 punw Ilt1Olqslfid lgt~q m)lnJlTW 1[ITE)) cllu

l0PlJJltI 1110 r 11II1II1JI1ItI5 ~fu ~ ill IIOM b ~ ~fn iII Aumql

2 a i mtStJOd9JD1[ ill qJ Mgtl iU = pqo1IlRllll M1qpJgtp ~ IfJWOl OW

bull centr pOrSOnl q~ bn funksionckugthletu

bull punonjilC Iartlt Iigt hlctil

bull Il3hlaIRkOI 0w(rbimit aktiv

bull poUcin~ e ohteti

bull puncnjitc buIllI gtlt shqicentrif

bull po jllIIObol pr nj skem~ te vtwtle gtigurintesh per profsolt lt a$okm dhe pilt

drejtueltil Icrkirn z)1gtilIimlt

~enonet e PO hlolo jepen p

bull per -I kane _ piegtlt De levi1jn bull RilindjcsKornbOUIri

bull DC Icvizjltl popullom

bull n~ liMn kundlr pushtucsC ruttioh)lebrenrla rllle jh hqipenso

bull nC ICvizj~o domokrotiklt

bull kan~ vuajrur liB pregtelnlimi potilil dho regiim komunist

bull kant lUI ~lIIIlt u dallueslune ne fushltn ~ hlltnCell lrulturamp artit elonomisI

puliliko$ dh~ q k~ menl Wv=1n

hPC[3onal 0 pormondur m~ 1_ centrfilojn~

bull Shlese non II posacentm gtb1ltIor mb peoninq~ u takonnga sigurimol shoqm=

o_kema finanoohct oaa buililtti i hit

dkuhtt c ptrfitimilgthuIIla clio pdurlt centr dhlmiltn bull pioi tI PO hloliiror

ptUIktohen nga k~blili Iministramiddoto dho drniniruoben nglmituti i Sigurimcvo Sboq~rore

la~lO ------------------------------- shy

KREU n INSLTUTII SIGURTMEVE snOQERORE

2llNSTITUnISIGUlUII1EVB8HOQERORE

lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II

Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron

hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin

bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull

instllUcionee organiuu dbo rubjcklltgtc pri alOshy

bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH

bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve

Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre

OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt

gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull

Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc

SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm

221ruituli liampurim hoqlr ka keto dltY bull If drejtJt

faq_11 --------______

gt

J1

1 t

I ~

Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill

m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij

projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti

Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi

AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll

pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv

plriaq W~ltvbull

Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe

loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve

boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl

sigt1ltmi ldIifokutr~

ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc

instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e

Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s

eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct

klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale

eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po

odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc

kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso

23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~

P=ione pleqerie

2 PiOllillvoliditeti

3 ienlt1on rarniJigtll

4 PltrfiLimltt per ~Indje

5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~

6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo

7 Signirnl ~ullnlt

H Siampurimi shtotlro urlementor

~q3 ------_______________________

9 Siguriml suplmlar uhf=lk

10 Siguriml Ihoqmre JIIr f=crct

11 ShpOrblimo per indjo e vdltj

231 Ptlnn plogorlo

[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt

e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc

kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid

bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti

II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)

b) PeRdon rtqrit i Rduktuar

Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo

m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt

dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar

j 1bullbullbull lunl j pjchm i pllqerilaquo

Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~

rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi

Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~

Pp - p=io i potemujot ipkqonse

l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart

minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt

-------------------------------------------------- ~q14-------------------------------------------------

Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe

llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)

me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se

vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~

rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]

r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL

kLl

Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It

ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie

madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut

duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10

plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e

pngticnit mlIrsincl

Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm

ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin

---------------- fuqe 15

e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt

pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ

dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl

nS

lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane

kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt

momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e

pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW

por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la

1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte

I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1

litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~

km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe

1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl

1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni

fund Ie vitil2000 iii Ish lIll00 kkil

Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe

pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit

minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~

dlrpigtlitimveggtoIoml~~-

PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~

iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~

lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~

) p(r ltdo veprimlilri ekonollllk

b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)

faqe16 --------------shy

Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~

P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal

ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit

dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro

iJJPenion famHie

I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~

okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te

p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc

2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me

It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl

A) E vcja kur provohol ~Iu~

hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol

- bull paafte pfr pun~

~ mbuhuroltbQSO~i

II) lIurri i Yl kurJlIOltlh ni ~

bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~

faqe 17

lpunilprpnnfolaquo

Ita bubur lIloMn 6D vj~

C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0

Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_

q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve

njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie

njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur

mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__

11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj

le ~ oji ruslle tiue umjlobltn sijetimC

SO l~rqid p~r pnjn eve diu

~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1

Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto

pow qe d

Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(

ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo

jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e

50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE

oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen

2_1~ rrlltlmpound ole hilindj_

(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr

bull Thnlb plt batrelindje

bull Te ardbur3 p1 komponsim p1r _lindjo

bull Shperbliml per lindjo Jeujo

faq18 ---------------- shy

E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo

12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO

Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r

penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil

pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt

(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi

Pi per Dj~ periodh( pCrfilimi den rn 12muaj_

Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le

PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo

Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi

Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl

P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~

p~brnh~ ose aJl~im i 1111= i pj~

z Slgrimi vullnl

Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt

oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin

Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij

familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~

~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin

mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij

familjot

Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i

detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk

Btahltt nga bnxheli i shctiL

bull Skemae igurimil ttcIorOrlementar

bull Sk= c gurimit uplerruDl-te ushwkovc

f~qe 19 ---------------shy

bull Slemae igurimitSllpkmcntar priat

2_1Y Sigurimi unlmnu uhrnk

Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~

kI)middotor herbimi bull dd)Illohltm ushergtltk

2310 Sicmiddott hg~mro pr frmerlt

No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c

ngo moha 16 lt1m 65 vjelt

2~11 ~hr~htlm ntr linde e middotdltkjlt

ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM

(e shpjoguar edhk JgtltUSioai rliar)

KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI

31 r lomel m Shqlphi

Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te

rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta

NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga

korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew

pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~

mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin

bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~

ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco

pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~

aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la

aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no

in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik

~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte

prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u

---------faqel0--------shy

q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45

mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec

n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no

vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma

bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct

Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC

~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc

pC llltsh

poni i ulrt kontrioudperjj 11 me 1

~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010

~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj

N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka

konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te

i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi

~hj~ ir)tSOre q~ kampimjno poundgjidhje

SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo

khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo

S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~

ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~

mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti

S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn

pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh

i1 pi Ii ardhme_

32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~

Tbd bull to nrdhuralt dh hpltDZirn

~qe21-----------------------------

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU

UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P

d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor

mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki

NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160

- 566172136 ~ IS74 reke

Periudhat e pm rJOll i pun~

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Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull

[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide

Bocolgt mujo bull viertr pir te dy peridhl ullon

[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

N~ kM rasl pemioni do to Uogoritoj

1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo

=~ton m~ lt vogla

fuqe28 ------------------------------ shy

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

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nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

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e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

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Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to

~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo

metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

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U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt

dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

shpemi 1~ slltrnCs sC sigurlmeve gthoqirore

----------------------------- fuqell----------------------------shy

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~~ l ~ ~ Vpl ~ IlIflU IA ~

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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili

do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr

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porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC

penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt

----------------- foqc B ----------------shy

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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

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bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

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sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

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t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

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L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

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ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

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pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

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pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 7: TEME DIPLOME - UAMD

njo nltryhim tr~j~or WistCllil J~e kaloago lit si ik ku fUllkononto VClo j~

kem~ ajo htcWrorc DO nj~ 001 U pfubCro k tnhm~ jem I p~rruithhCrn du Ie prlgtihcj

ngo dy kano gtlmla sI1~re me parimeI e funksiooimit sl$icmil Pay eo )OU GO dho

shmat prjlo ta de)tueuroshrno eUllnc ku oe tchigt1orilwllatO keme do III

caktoheho edt prioriklol Mhtu fillimigthl lorM htetiroro do t~ kioh rulin primr dho mo

pas c ~IIliiib rolet e ptiori=--e do tendt~hMoohin

19U-1996 tln bazin c lllij pmim~ n~ bdUIl luhor 191-I--19J6 u ndlrtua kuJri Iampjor i

kemave plomCllgtrC Jlaquohu [Or punonjil bullbullJmnlttratls e Iln~ holltrorlt ltpm ligji

m R097 doll) 21 UJI~96 Ier ~igurinrin SbteUm Suplcmcntar til Pc~-w q~ in

Funko Kuhtetuese dho Punonjiltv U Shtet N~TInjt iij lisii prsonat e ink1udu n~

idll slltem~ mgtnin pltrlitimo n rapoIt mo Iwbet q~ k h admDi=~ nga ~iti

1911 e nll vrudtdlm Kjo kern firumcohcl pjnCilllt rtgIIlontribulCt diu pjesa ll)l~n Dg

buxhltti i hltic Alttualiht keln hie sNd~ dod tellt rllvltli i Imii~ qendroro i tilO

drltjtueltit (k~ c dmturll) t~ rlmililtlratf icllo me tenltlenc p~ u htric tellt

II sjitM punonjlgtiI shabimi iil Edhc per hlnrllkit e Minilttrigt ~ MbrnjUltS MinilriS st

B=tdgtJun Iolicis si Sbti dhc l~ ~tbimi lofumJtiv ShIOiror m~ne ligjin

nr_~Oamp7 dow 130319 (Ilt ndryhlJar) P~r Siil1rimin Shoqem ~uplmntaJW Uhl~lilve

cllktohm pormim h~ p~r joter gtherbiml ~rUldjc pcruirm ~Ij lr loh1l q~ bme

gtboobyer n~ To funksiono Kjo 011 follllcohc totligthl gil bhti htetit ~jc hID 7943

dati 01061995 pt- ronsi Suplanonlarlt dh Iltli ri_ ~ Keto gt-iluala II rejaolllmj~ sol

pam Iomi 1~ isnrim ohoq~o ltIi allemtivshy

12Kuptimi Ilgurimilhuqho

J)uke unisurDg3 nat)Ill dbo funhionimi i igurimil sboq~rgt e ~ojme ate ne dy drejime

Si fUDd FMdt t igurimcvc holorore f1ltlr~het III 5htmUII t p~qindjelt ~ kontribultv U

detyrueslnnc vultnelgtre t opltn bull tnre Keto iugtnribul derdhen ng punedhcn~il pnernon~it

p=unat t veluMruarsi dhc ltmigmnliiL

fuqo1 --------------------------- shy

Si nj konlratlSigurimi hoq~fO ht njo kontrllW q~ lidhct midi )~ punmane pO I~

vetEpun~Sllorit n~ j~ra an dho itilllil If igurimev shoqc n~plrn)r dcbltCVO t Ii] Inkolc

opo mjonalc pt derdbjc kootribueSbN Ironttlln c igurimit nj~ Dga ~~

JUIlOObMl j vrpuncuori) derdhiD plttqindjcn ~ lontribntlt dhe pgtI icier (ISSH) dlttyrobelt to

bj~ pas ip lasti (penfsiono vlq~e Invaiiditltti pcngtion bull ltJlpkmcnarc piollC

familiar page po paaft5i ttl lohOshme bar~lindjc CJ)

Stemll p~rgjithhm sigurlmov shoqClOfO pIlbltt figao

- Sigurimiihoqiiror I del)middotrusb=

h Sigurimi soon gt-uIhioIld

c ~i8uirni MoqCrOT lplcrn

d [enlonet pom mI

1315 uriml h oqlror i dIJh m

Sigurimi shoqenri dry~m nullsMc lilirnpru dhe

ambCshtltt i

bull parimlnkontribti

bull prrimin ~ pCrjticgigti 0 -Iividit~ risGd ~ gtlt ordlgtm n~ fushcn we (p3guaJ

rotqe t~ prnitm-h IIltSlt)

hmbren me 10 L1Nilura

bull peoo pune ne lidl)e mebarreliinMjn~ e r~koltshm ne PU~ ~hbl

~ mwtdjcmiddotmundjet lofcsionalcdho idm n~ p_ploqri~ialiditefugthumbj

c mlgtIUSl b familjcspopunatn

bull pt 0 tic ekonomikiht akti(rnltJh~nit dhc Ie middotlolpun1Ulriljne lidlje

mObl~1 indj cllpllerirliliogtlll iditeti LlhlUnbjon mlmjtil I filmili

nnanooht ng3

bull kltll1llibulol ~ ponldhlnsvoptmrnum dht t WtlpuOCsulllVlt

bull shtetJ

faq B

1 ltfuound 01 Joll ~I [

~b Iilha n gtIIl llt ~fd JI )lgtlOSJOd ~ om lOnlfodn IIUIqluo~ f~q

lOlbol wlfIIlop l1llnl ~ uJo ~~11 otIoltd n~OlYJid OJ bull

ho~ tffi1lllllipp

91 1WnSl 0 lUO~ nOlJo IIUI i1l ~1II ~11II ~fu ~n OUOJod lNqolYJd ill bull

11ltgt1 [[lUI 0 1ITlIOZI1(ip fill JlI1UflUId~IO ~1 O~p lIIilNu bull ~lgtlq i11~rnmlonIgt 0 bull

gtmll OAOlIHPI 1QIIllld oJd 1SlP bull

OIflllIJIIDll

5mJ f1den ~IB ~nfopF Ul U[ltlJTIlP =tI[flA J(lllUI b bull

ornqsA lm~I lllIP ~o~ ~[rr ld bull

boqS

Ss 1 n1~rut 0 rr~lOllnll OW ofIp1ldlJd ql n 0 q oso puo~

U l(WUII lJ2d nm1 punw Ilt1Olqslfid lgt~q m)lnJlTW 1[ITE)) cllu

l0PlJJltI 1110 r 11II1II1JI1ItI5 ~fu ~ ill IIOM b ~ ~fn iII Aumql

2 a i mtStJOd9JD1[ ill qJ Mgtl iU = pqo1IlRllll M1qpJgtp ~ IfJWOl OW

bull centr pOrSOnl q~ bn funksionckugthletu

bull punonjilC Iartlt Iigt hlctil

bull Il3hlaIRkOI 0w(rbimit aktiv

bull poUcin~ e ohteti

bull puncnjitc buIllI gtlt shqicentrif

bull po jllIIObol pr nj skem~ te vtwtle gtigurintesh per profsolt lt a$okm dhe pilt

drejtueltil Icrkirn z)1gtilIimlt

~enonet e PO hlolo jepen p

bull per -I kane _ piegtlt De levi1jn bull RilindjcsKornbOUIri

bull DC Icvizjltl popullom

bull n~ liMn kundlr pushtucsC ruttioh)lebrenrla rllle jh hqipenso

bull nC ICvizj~o domokrotiklt

bull kan~ vuajrur liB pregtelnlimi potilil dho regiim komunist

bull kant lUI ~lIIIlt u dallueslune ne fushltn ~ hlltnCell lrulturamp artit elonomisI

puliliko$ dh~ q k~ menl Wv=1n

hPC[3onal 0 pormondur m~ 1_ centrfilojn~

bull Shlese non II posacentm gtb1ltIor mb peoninq~ u takonnga sigurimol shoqm=

o_kema finanoohct oaa buililtti i hit

dkuhtt c ptrfitimilgthuIIla clio pdurlt centr dhlmiltn bull pioi tI PO hloliiror

ptUIktohen nga k~blili Iministramiddoto dho drniniruoben nglmituti i Sigurimcvo Sboq~rore

la~lO ------------------------------- shy

KREU n INSLTUTII SIGURTMEVE snOQERORE

2llNSTITUnISIGUlUII1EVB8HOQERORE

lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II

Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron

hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin

bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull

instllUcionee organiuu dbo rubjcklltgtc pri alOshy

bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH

bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve

Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre

OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt

gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull

Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc

SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm

221ruituli liampurim hoqlr ka keto dltY bull If drejtJt

faq_11 --------______

gt

J1

1 t

I ~

Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill

m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij

projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti

Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi

AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll

pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv

plriaq W~ltvbull

Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe

loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve

boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl

sigt1ltmi ldIifokutr~

ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc

instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e

Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s

eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct

klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale

eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po

odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc

kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso

23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~

P=ione pleqerie

2 PiOllillvoliditeti

3 ienlt1on rarniJigtll

4 PltrfiLimltt per ~Indje

5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~

6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo

7 Signirnl ~ullnlt

H Siampurimi shtotlro urlementor

~q3 ------_______________________

9 Siguriml suplmlar uhf=lk

10 Siguriml Ihoqmre JIIr f=crct

11 ShpOrblimo per indjo e vdltj

231 Ptlnn plogorlo

[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt

e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc

kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid

bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti

II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)

b) PeRdon rtqrit i Rduktuar

Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo

m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt

dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar

j 1bullbullbull lunl j pjchm i pllqerilaquo

Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~

rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi

Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~

Pp - p=io i potemujot ipkqonse

l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart

minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt

-------------------------------------------------- ~q14-------------------------------------------------

Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe

llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)

me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se

vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~

rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]

r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL

kLl

Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It

ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie

madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut

duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10

plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e

pngticnit mlIrsincl

Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm

ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin

---------------- fuqe 15

e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt

pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ

dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl

nS

lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane

kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt

momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e

pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW

por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la

1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte

I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1

litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~

km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe

1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl

1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni

fund Ie vitil2000 iii Ish lIll00 kkil

Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe

pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit

minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~

dlrpigtlitimveggtoIoml~~-

PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~

iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~

lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~

) p(r ltdo veprimlilri ekonollllk

b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)

faqe16 --------------shy

Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~

P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal

ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit

dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro

iJJPenion famHie

I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~

okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te

p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc

2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me

It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl

A) E vcja kur provohol ~Iu~

hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol

- bull paafte pfr pun~

~ mbuhuroltbQSO~i

II) lIurri i Yl kurJlIOltlh ni ~

bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~

faqe 17

lpunilprpnnfolaquo

Ita bubur lIloMn 6D vj~

C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0

Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_

q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve

njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie

njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur

mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__

11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj

le ~ oji ruslle tiue umjlobltn sijetimC

SO l~rqid p~r pnjn eve diu

~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1

Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto

pow qe d

Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(

ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo

jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e

50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE

oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen

2_1~ rrlltlmpound ole hilindj_

(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr

bull Thnlb plt batrelindje

bull Te ardbur3 p1 komponsim p1r _lindjo

bull Shperbliml per lindjo Jeujo

faq18 ---------------- shy

E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo

12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO

Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r

penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil

pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt

(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi

Pi per Dj~ periodh( pCrfilimi den rn 12muaj_

Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le

PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo

Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi

Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl

P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~

p~brnh~ ose aJl~im i 1111= i pj~

z Slgrimi vullnl

Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt

oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin

Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij

familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~

~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin

mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij

familjot

Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i

detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk

Btahltt nga bnxheli i shctiL

bull Skemae igurimil ttcIorOrlementar

bull Sk= c gurimit uplerruDl-te ushwkovc

f~qe 19 ---------------shy

bull Slemae igurimitSllpkmcntar priat

2_1Y Sigurimi unlmnu uhrnk

Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~

kI)middotor herbimi bull dd)Illohltm ushergtltk

2310 Sicmiddott hg~mro pr frmerlt

No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c

ngo moha 16 lt1m 65 vjelt

2~11 ~hr~htlm ntr linde e middotdltkjlt

ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM

(e shpjoguar edhk JgtltUSioai rliar)

KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI

31 r lomel m Shqlphi

Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te

rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta

NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga

korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew

pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~

mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin

bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~

ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco

pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~

aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la

aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no

in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik

~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte

prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u

---------faqel0--------shy

q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45

mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec

n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no

vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma

bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct

Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC

~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc

pC llltsh

poni i ulrt kontrioudperjj 11 me 1

~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010

~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj

N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka

konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te

i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi

~hj~ ir)tSOre q~ kampimjno poundgjidhje

SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo

khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo

S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~

ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~

mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti

S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn

pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh

i1 pi Ii ardhme_

32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~

Tbd bull to nrdhuralt dh hpltDZirn

~qe21-----------------------------

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU

UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P

d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor

mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki

NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160

- 566172136 ~ IS74 reke

Periudhat e pm rJOll i pun~

Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348

Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull

[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide

Bocolgt mujo bull viertr pir te dy peridhl ullon

[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

N~ kM rasl pemioni do to Uogoritoj

1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo

=~ton m~ lt vogla

fuqe28 ------------------------------ shy

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

4 Jrogootimllllumr 11 piruto U sme so pellsloll

DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i

nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI

e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e

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~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~

il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~

)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd

di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d

il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1

iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw

ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd

qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd

fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U

rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS

_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i

I ~ iI ~ il IIJ DpWnU iU IJltII lb ~ JltgtW -Iltd ilS

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~ iU~ 1 0 lp nl)j TOlZr 0lI llflgtl OUO-uod UI tIn=lt =U 1661

PI ill JIQ ~l09 om ~~ Inod uilfO-JP iI u~ unPIIJS I~I

~ lrUllUnd pound66l-l661 ~ra IPgt OJ lfiqq=n Jd ~ 09 Uiiu 0 1 Jd X1~ SS

tqu 1IjSOIII 111 llf=d gtltl oflbojd ltI If mq OUIlPIIT di lIfu(lOp ill -ibmis l~

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JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi

PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)

Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to

~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo

metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI

U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt

dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

shpemi 1~ slltrnCs sC sigurlmeve gthoqirore

----------------------------- fuqell----------------------------shy

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UtwllqsId~OPthlt4gtilIgtd_middot bullbull bull J~ ~qgtqnlqqN

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oe 1IUlOshyOW CO 1)1 u ~1bro ~ ~ =~ 00 A o

00 -XI~ lJJ_UJIil

qgt1lgtltbJidl lP Fal iiltI ~ ill ~_~~ppyr]lOO - ~

pol 1gt1 PJIPW n lyenI Ild III uflIlAbrd ttmpI 11 ~ OI _~ )Iltiud 1lUlnjl Il ~N )lJb ~yqltJ

iflu i~ljldltgtd i1I fULd i1l bullbullU1Cll1lj ~w JroW n ~Z-q( 0 PlII gttd woPlI

~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ

~~ l ~ ~ Vpl ~ IlIflU IA ~

ptlilfZl1Ul tlillw~ ~ numrll (IJ t~~ ~ vitil ~ dho til piIqindjcs qlt kfto penso ~

odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~

jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh

Ion involidito[i(nc mtj~ )

4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111

Llogori~bullbull priilimlt~ IIlC vlcri I Irses vnzime~ oil bimcin e iSSH kpoundrkon q~ Imll nmIi

~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili

do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr

ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi

~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu

porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC

penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt

----------------- foqc B ----------------shy

pbl

oro~ 10l 01O~ oot tOOl (iOl 00 lOOI 000l

~ it ru)gtIifp[IgtII w lUgtliltIgt~J f~nls

m[gt OIlnnxl lI11 ulaquoJFIII rJ

~11l ~Ihli SiP[UllilIP sOO)S tlZOtflad n ~AgtIUZad~ Ol(l~ ~III middotrpmjUIltq ld Ir

tmd ~ lUOPlt~u 0 [pomo J w~ p[Ip Jl ~d OII lP1 butgtJ[ [Tl ~l ~

11 rugtdlfP tIllW lP oMj 11~s[ ilJll[q1l ~o~d~ ao9ol

nlI H UltPfI ill-~~ IJOIId au [a~ it

ampgt[Illi loJltlno ~ lim~ 0UIlS-Jpa ~ pIOn lad OAOW]ZIlrlJS tslPI HtI)gt-[

pound00 OrM( t166 L99~t O~lEl S91ltlt lOtte 9EOO~ 061 )]Il1ol

1-1 m m lWII W W Z 101PlhU

tilE = 9m ~ M 1981 Ult bold m l(1 m Illt 91( gtll~ roo Oti ~ -9pound91 =lt[fUmJ omn

L89T 00 JOpound[ cgtn m ro 90n P911 lllPTltIJ

IrR wlw au) llP ~PIn ~ltIiwl~

mrl~1gtOuu~ OIIl)IIjOIi=~l1lcLlcud~~ [Igt

ltoltmd 111 ill 00=lt1 JU soIjRp OJ gtflt[Olilrr ~ lfrion n OUOlbJod bull rumm 91IlnRR-I ~

UI1tl1 1~01=bqs 0ltllpnl ~IiJd lP [ bull ~

ilL~lI ml1d L~suxI 0IImZltLltfuld 0Vi1IWW 1TI 1WltgtIDds III11jWlt1ll ~ iN il~ I

1lIPIII go ~ ~~ 11 [dloltI i 11 ~ tLIinnfuifqs=l ~ lPlI ~

oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP

iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I

I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01

~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345

KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 8: TEME DIPLOME - UAMD

Si nj konlratlSigurimi hoq~fO ht njo kontrllW q~ lidhct midi )~ punmane pO I~

vetEpun~Sllorit n~ j~ra an dho itilllil If igurimev shoqc n~plrn)r dcbltCVO t Ii] Inkolc

opo mjonalc pt derdbjc kootribueSbN Ironttlln c igurimit nj~ Dga ~~

JUIlOObMl j vrpuncuori) derdhiD plttqindjcn ~ lontribntlt dhe pgtI icier (ISSH) dlttyrobelt to

bj~ pas ip lasti (penfsiono vlq~e Invaiiditltti pcngtion bull ltJlpkmcnarc piollC

familiar page po paaft5i ttl lohOshme bar~lindjc CJ)

Stemll p~rgjithhm sigurlmov shoqClOfO pIlbltt figao

- Sigurimiihoqiiror I del)middotrusb=

h Sigurimi soon gt-uIhioIld

c ~i8uirni MoqCrOT lplcrn

d [enlonet pom mI

1315 uriml h oqlror i dIJh m

Sigurimi shoqenri dry~m nullsMc lilirnpru dhe

ambCshtltt i

bull parimlnkontribti

bull prrimin ~ pCrjticgigti 0 -Iividit~ risGd ~ gtlt ordlgtm n~ fushcn we (p3guaJ

rotqe t~ prnitm-h IIltSlt)

hmbren me 10 L1Nilura

bull peoo pune ne lidl)e mebarreliinMjn~ e r~koltshm ne PU~ ~hbl

~ mwtdjcmiddotmundjet lofcsionalcdho idm n~ p_ploqri~ialiditefugthumbj

c mlgtIUSl b familjcspopunatn

bull pt 0 tic ekonomikiht akti(rnltJh~nit dhc Ie middotlolpun1Ulriljne lidlje

mObl~1 indj cllpllerirliliogtlll iditeti LlhlUnbjon mlmjtil I filmili

nnanooht ng3

bull kltll1llibulol ~ ponldhlnsvoptmrnum dht t WtlpuOCsulllVlt

bull shtetJ

faq B

1 ltfuound 01 Joll ~I [

~b Iilha n gtIIl llt ~fd JI )lgtlOSJOd ~ om lOnlfodn IIUIqluo~ f~q

lOlbol wlfIIlop l1llnl ~ uJo ~~11 otIoltd n~OlYJid OJ bull

ho~ tffi1lllllipp

91 1WnSl 0 lUO~ nOlJo IIUI i1l ~1II ~11II ~fu ~n OUOJod lNqolYJd ill bull

11ltgt1 [[lUI 0 1ITlIOZI1(ip fill JlI1UflUId~IO ~1 O~p lIIilNu bull ~lgtlq i11~rnmlonIgt 0 bull

gtmll OAOlIHPI 1QIIllld oJd 1SlP bull

OIflllIJIIDll

5mJ f1den ~IB ~nfopF Ul U[ltlJTIlP =tI[flA J(lllUI b bull

ornqsA lm~I lllIP ~o~ ~[rr ld bull

boqS

Ss 1 n1~rut 0 rr~lOllnll OW ofIp1ldlJd ql n 0 q oso puo~

U l(WUII lJ2d nm1 punw Ilt1Olqslfid lgt~q m)lnJlTW 1[ITE)) cllu

l0PlJJltI 1110 r 11II1II1JI1ItI5 ~fu ~ ill IIOM b ~ ~fn iII Aumql

2 a i mtStJOd9JD1[ ill qJ Mgtl iU = pqo1IlRllll M1qpJgtp ~ IfJWOl OW

bull centr pOrSOnl q~ bn funksionckugthletu

bull punonjilC Iartlt Iigt hlctil

bull Il3hlaIRkOI 0w(rbimit aktiv

bull poUcin~ e ohteti

bull puncnjitc buIllI gtlt shqicentrif

bull po jllIIObol pr nj skem~ te vtwtle gtigurintesh per profsolt lt a$okm dhe pilt

drejtueltil Icrkirn z)1gtilIimlt

~enonet e PO hlolo jepen p

bull per -I kane _ piegtlt De levi1jn bull RilindjcsKornbOUIri

bull DC Icvizjltl popullom

bull n~ liMn kundlr pushtucsC ruttioh)lebrenrla rllle jh hqipenso

bull nC ICvizj~o domokrotiklt

bull kan~ vuajrur liB pregtelnlimi potilil dho regiim komunist

bull kant lUI ~lIIIlt u dallueslune ne fushltn ~ hlltnCell lrulturamp artit elonomisI

puliliko$ dh~ q k~ menl Wv=1n

hPC[3onal 0 pormondur m~ 1_ centrfilojn~

bull Shlese non II posacentm gtb1ltIor mb peoninq~ u takonnga sigurimol shoqm=

o_kema finanoohct oaa buililtti i hit

dkuhtt c ptrfitimilgthuIIla clio pdurlt centr dhlmiltn bull pioi tI PO hloliiror

ptUIktohen nga k~blili Iministramiddoto dho drniniruoben nglmituti i Sigurimcvo Sboq~rore

la~lO ------------------------------- shy

KREU n INSLTUTII SIGURTMEVE snOQERORE

2llNSTITUnISIGUlUII1EVB8HOQERORE

lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II

Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron

hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin

bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull

instllUcionee organiuu dbo rubjcklltgtc pri alOshy

bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH

bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve

Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre

OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt

gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull

Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc

SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm

221ruituli liampurim hoqlr ka keto dltY bull If drejtJt

faq_11 --------______

gt

J1

1 t

I ~

Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill

m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij

projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti

Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi

AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll

pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv

plriaq W~ltvbull

Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe

loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve

boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl

sigt1ltmi ldIifokutr~

ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc

instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e

Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s

eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct

klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale

eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po

odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc

kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso

23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~

P=ione pleqerie

2 PiOllillvoliditeti

3 ienlt1on rarniJigtll

4 PltrfiLimltt per ~Indje

5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~

6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo

7 Signirnl ~ullnlt

H Siampurimi shtotlro urlementor

~q3 ------_______________________

9 Siguriml suplmlar uhf=lk

10 Siguriml Ihoqmre JIIr f=crct

11 ShpOrblimo per indjo e vdltj

231 Ptlnn plogorlo

[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt

e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc

kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid

bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti

II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)

b) PeRdon rtqrit i Rduktuar

Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo

m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt

dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar

j 1bullbullbull lunl j pjchm i pllqerilaquo

Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~

rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi

Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~

Pp - p=io i potemujot ipkqonse

l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart

minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt

-------------------------------------------------- ~q14-------------------------------------------------

Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe

llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)

me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se

vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~

rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]

r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL

kLl

Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It

ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie

madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut

duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10

plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e

pngticnit mlIrsincl

Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm

ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin

---------------- fuqe 15

e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt

pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ

dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl

nS

lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane

kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt

momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e

pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW

por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la

1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte

I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1

litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~

km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe

1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl

1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni

fund Ie vitil2000 iii Ish lIll00 kkil

Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe

pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit

minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~

dlrpigtlitimveggtoIoml~~-

PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~

iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~

lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~

) p(r ltdo veprimlilri ekonollllk

b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)

faqe16 --------------shy

Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~

P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal

ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit

dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro

iJJPenion famHie

I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~

okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te

p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc

2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me

It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl

A) E vcja kur provohol ~Iu~

hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol

- bull paafte pfr pun~

~ mbuhuroltbQSO~i

II) lIurri i Yl kurJlIOltlh ni ~

bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~

faqe 17

lpunilprpnnfolaquo

Ita bubur lIloMn 6D vj~

C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0

Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_

q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve

njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie

njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur

mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__

11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj

le ~ oji ruslle tiue umjlobltn sijetimC

SO l~rqid p~r pnjn eve diu

~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1

Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto

pow qe d

Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(

ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo

jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e

50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE

oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen

2_1~ rrlltlmpound ole hilindj_

(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr

bull Thnlb plt batrelindje

bull Te ardbur3 p1 komponsim p1r _lindjo

bull Shperbliml per lindjo Jeujo

faq18 ---------------- shy

E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo

12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO

Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r

penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil

pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt

(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi

Pi per Dj~ periodh( pCrfilimi den rn 12muaj_

Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le

PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo

Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi

Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl

P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~

p~brnh~ ose aJl~im i 1111= i pj~

z Slgrimi vullnl

Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt

oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin

Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij

familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~

~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin

mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij

familjot

Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i

detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk

Btahltt nga bnxheli i shctiL

bull Skemae igurimil ttcIorOrlementar

bull Sk= c gurimit uplerruDl-te ushwkovc

f~qe 19 ---------------shy

bull Slemae igurimitSllpkmcntar priat

2_1Y Sigurimi unlmnu uhrnk

Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~

kI)middotor herbimi bull dd)Illohltm ushergtltk

2310 Sicmiddott hg~mro pr frmerlt

No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c

ngo moha 16 lt1m 65 vjelt

2~11 ~hr~htlm ntr linde e middotdltkjlt

ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM

(e shpjoguar edhk JgtltUSioai rliar)

KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI

31 r lomel m Shqlphi

Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te

rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta

NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga

korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew

pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~

mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin

bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~

ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco

pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~

aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la

aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no

in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik

~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte

prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u

---------faqel0--------shy

q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45

mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec

n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no

vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma

bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct

Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC

~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc

pC llltsh

poni i ulrt kontrioudperjj 11 me 1

~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010

~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj

N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka

konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te

i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi

~hj~ ir)tSOre q~ kampimjno poundgjidhje

SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo

khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo

S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~

ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~

mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti

S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn

pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh

i1 pi Ii ardhme_

32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~

Tbd bull to nrdhuralt dh hpltDZirn

~qe21-----------------------------

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU

UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P

d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor

mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki

NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160

- 566172136 ~ IS74 reke

Periudhat e pm rJOll i pun~

Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348

Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull

[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide

Bocolgt mujo bull viertr pir te dy peridhl ullon

[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

N~ kM rasl pemioni do to Uogoritoj

1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo

=~ton m~ lt vogla

fuqe28 ------------------------------ shy

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

4 Jrogootimllllumr 11 piruto U sme so pellsloll

DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i

nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI

e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e

----------laqo ---------shy

--------mlnoj -------shy

~

SlOt ~

~

~

rgt I ltood =

~

llA

((I=dilrIU)~IJgt~ilwodml_ulloJd

UO)A 1 PI lJ bull ~ Jd

~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK

~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~

il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~

)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd

di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d

il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1

iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw

ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd

qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd

fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U

rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS

_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i

I ~ iI ~ il IIJ DpWnU iU IJltII lb ~ JltgtW -Iltd ilS

Ikuof i~P~lb_-(PFJI2IiI~ n OImfu(Il aOUJ1n81 ~ mol ill ~~bold ll OlOlIOl ~11W jLUjzollilOldad

11 01lPpi

1d flfll etJ31P il il ~llcxfuIlJp 0 =IJ UI ~ il MOIOltttgtJ ll l~lUJill lllfZotmClld

~ iU~ 1 0 lp nl)j TOlZr 0lI llflgtl OUO-uod UI tIn=lt =U 1661

PI ill JIQ ~l09 om ~~ Inod uilfO-JP iI u~ unPIIJS I~I

~ lrUllUnd pound66l-l661 ~ra IPgt OJ lfiqq=n Jd ~ 09 Uiiu 0 1 Jd X1~ SS

tqu 1IjSOIII 111 llf=d gtltl oflbojd ltI If mq OUIlPIIT di lIfu(lOp ill -ibmis l~

PhaIi

Torali

m

m

~

~

W m

Ndrrlmh nllm i ~ t pTltoqris qm m sIl dytl ltji mhNlIM ~rmujo ~ pgtpIlll~igt llt

JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi

PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)

Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to

~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo

metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI

U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt

dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

shpemi 1~ slltrnCs sC sigurlmeve gthoqirore

----------------------------- fuqell----------------------------shy

__________ lfobj __________

~jllP1l

~~ 1P1I eI ~(~ ltrltlflt ~Id ill ~~ ~N ~~u [[Ill S]qgtruI 0

UtwllqsId~OPthlt4gtilIgtd_middot bullbull bull J~ ~qgtqnlqqN

~

~

OM 0

oe 1IUlOshyOW CO 1)1 u ~1bro ~ ~ =~ 00 A o

00 -XI~ lJJ_UJIil

qgt1lgtltbJidl lP Fal iiltI ~ ill ~_~~ppyr]lOO - ~

pol 1gt1 PJIPW n lyenI Ild III uflIlAbrd ttmpI 11 ~ OI _~ )Iltiud 1lUlnjl Il ~N )lJb ~yqltJ

iflu i~ljldltgtd i1I fULd i1l bullbullU1Cll1lj ~w JroW n ~Z-q( 0 PlII gttd woPlI

~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ

~~ l ~ ~ Vpl ~ IlIflU IA ~

ptlilfZl1Ul tlillw~ ~ numrll (IJ t~~ ~ vitil ~ dho til piIqindjcs qlt kfto penso ~

odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~

jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh

Ion involidito[i(nc mtj~ )

4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111

Llogori~bullbull priilimlt~ IIlC vlcri I Irses vnzime~ oil bimcin e iSSH kpoundrkon q~ Imll nmIi

~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili

do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr

ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi

~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu

porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC

penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt

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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 9: TEME DIPLOME - UAMD

1 ltfuound 01 Joll ~I [

~b Iilha n gtIIl llt ~fd JI )lgtlOSJOd ~ om lOnlfodn IIUIqluo~ f~q

lOlbol wlfIIlop l1llnl ~ uJo ~~11 otIoltd n~OlYJid OJ bull

ho~ tffi1lllllipp

91 1WnSl 0 lUO~ nOlJo IIUI i1l ~1II ~11II ~fu ~n OUOJod lNqolYJd ill bull

11ltgt1 [[lUI 0 1ITlIOZI1(ip fill JlI1UflUId~IO ~1 O~p lIIilNu bull ~lgtlq i11~rnmlonIgt 0 bull

gtmll OAOlIHPI 1QIIllld oJd 1SlP bull

OIflllIJIIDll

5mJ f1den ~IB ~nfopF Ul U[ltlJTIlP =tI[flA J(lllUI b bull

ornqsA lm~I lllIP ~o~ ~[rr ld bull

boqS

Ss 1 n1~rut 0 rr~lOllnll OW ofIp1ldlJd ql n 0 q oso puo~

U l(WUII lJ2d nm1 punw Ilt1Olqslfid lgt~q m)lnJlTW 1[ITE)) cllu

l0PlJJltI 1110 r 11II1II1JI1ItI5 ~fu ~ ill IIOM b ~ ~fn iII Aumql

2 a i mtStJOd9JD1[ ill qJ Mgtl iU = pqo1IlRllll M1qpJgtp ~ IfJWOl OW

bull centr pOrSOnl q~ bn funksionckugthletu

bull punonjilC Iartlt Iigt hlctil

bull Il3hlaIRkOI 0w(rbimit aktiv

bull poUcin~ e ohteti

bull puncnjitc buIllI gtlt shqicentrif

bull po jllIIObol pr nj skem~ te vtwtle gtigurintesh per profsolt lt a$okm dhe pilt

drejtueltil Icrkirn z)1gtilIimlt

~enonet e PO hlolo jepen p

bull per -I kane _ piegtlt De levi1jn bull RilindjcsKornbOUIri

bull DC Icvizjltl popullom

bull n~ liMn kundlr pushtucsC ruttioh)lebrenrla rllle jh hqipenso

bull nC ICvizj~o domokrotiklt

bull kan~ vuajrur liB pregtelnlimi potilil dho regiim komunist

bull kant lUI ~lIIIlt u dallueslune ne fushltn ~ hlltnCell lrulturamp artit elonomisI

puliliko$ dh~ q k~ menl Wv=1n

hPC[3onal 0 pormondur m~ 1_ centrfilojn~

bull Shlese non II posacentm gtb1ltIor mb peoninq~ u takonnga sigurimol shoqm=

o_kema finanoohct oaa buililtti i hit

dkuhtt c ptrfitimilgthuIIla clio pdurlt centr dhlmiltn bull pioi tI PO hloliiror

ptUIktohen nga k~blili Iministramiddoto dho drniniruoben nglmituti i Sigurimcvo Sboq~rore

la~lO ------------------------------- shy

KREU n INSLTUTII SIGURTMEVE snOQERORE

2llNSTITUnISIGUlUII1EVB8HOQERORE

lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II

Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron

hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin

bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull

instllUcionee organiuu dbo rubjcklltgtc pri alOshy

bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH

bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve

Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre

OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt

gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull

Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc

SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm

221ruituli liampurim hoqlr ka keto dltY bull If drejtJt

faq_11 --------______

gt

J1

1 t

I ~

Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill

m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij

projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti

Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi

AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll

pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv

plriaq W~ltvbull

Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe

loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve

boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl

sigt1ltmi ldIifokutr~

ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc

instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e

Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s

eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct

klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale

eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po

odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc

kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso

23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~

P=ione pleqerie

2 PiOllillvoliditeti

3 ienlt1on rarniJigtll

4 PltrfiLimltt per ~Indje

5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~

6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo

7 Signirnl ~ullnlt

H Siampurimi shtotlro urlementor

~q3 ------_______________________

9 Siguriml suplmlar uhf=lk

10 Siguriml Ihoqmre JIIr f=crct

11 ShpOrblimo per indjo e vdltj

231 Ptlnn plogorlo

[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt

e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc

kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid

bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti

II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)

b) PeRdon rtqrit i Rduktuar

Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo

m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt

dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar

j 1bullbullbull lunl j pjchm i pllqerilaquo

Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~

rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi

Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~

Pp - p=io i potemujot ipkqonse

l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart

minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt

-------------------------------------------------- ~q14-------------------------------------------------

Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe

llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)

me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se

vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~

rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]

r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL

kLl

Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It

ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie

madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut

duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10

plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e

pngticnit mlIrsincl

Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm

ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin

---------------- fuqe 15

e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt

pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ

dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl

nS

lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane

kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt

momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e

pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW

por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la

1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte

I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1

litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~

km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe

1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl

1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni

fund Ie vitil2000 iii Ish lIll00 kkil

Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe

pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit

minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~

dlrpigtlitimveggtoIoml~~-

PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~

iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~

lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~

) p(r ltdo veprimlilri ekonollllk

b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)

faqe16 --------------shy

Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~

P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal

ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit

dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro

iJJPenion famHie

I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~

okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te

p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc

2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me

It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl

A) E vcja kur provohol ~Iu~

hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol

- bull paafte pfr pun~

~ mbuhuroltbQSO~i

II) lIurri i Yl kurJlIOltlh ni ~

bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~

faqe 17

lpunilprpnnfolaquo

Ita bubur lIloMn 6D vj~

C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0

Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_

q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve

njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie

njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur

mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__

11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj

le ~ oji ruslle tiue umjlobltn sijetimC

SO l~rqid p~r pnjn eve diu

~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1

Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto

pow qe d

Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(

ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo

jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e

50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE

oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen

2_1~ rrlltlmpound ole hilindj_

(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr

bull Thnlb plt batrelindje

bull Te ardbur3 p1 komponsim p1r _lindjo

bull Shperbliml per lindjo Jeujo

faq18 ---------------- shy

E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo

12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO

Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r

penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil

pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt

(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi

Pi per Dj~ periodh( pCrfilimi den rn 12muaj_

Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le

PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo

Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi

Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl

P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~

p~brnh~ ose aJl~im i 1111= i pj~

z Slgrimi vullnl

Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt

oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin

Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij

familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~

~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin

mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij

familjot

Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i

detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk

Btahltt nga bnxheli i shctiL

bull Skemae igurimil ttcIorOrlementar

bull Sk= c gurimit uplerruDl-te ushwkovc

f~qe 19 ---------------shy

bull Slemae igurimitSllpkmcntar priat

2_1Y Sigurimi unlmnu uhrnk

Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~

kI)middotor herbimi bull dd)Illohltm ushergtltk

2310 Sicmiddott hg~mro pr frmerlt

No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c

ngo moha 16 lt1m 65 vjelt

2~11 ~hr~htlm ntr linde e middotdltkjlt

ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM

(e shpjoguar edhk JgtltUSioai rliar)

KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI

31 r lomel m Shqlphi

Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te

rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta

NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga

korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew

pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~

mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin

bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~

ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco

pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~

aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la

aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no

in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik

~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte

prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u

---------faqel0--------shy

q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45

mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec

n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no

vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma

bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct

Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC

~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc

pC llltsh

poni i ulrt kontrioudperjj 11 me 1

~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010

~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj

N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka

konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te

i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi

~hj~ ir)tSOre q~ kampimjno poundgjidhje

SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo

khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo

S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~

ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~

mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti

S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn

pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh

i1 pi Ii ardhme_

32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~

Tbd bull to nrdhuralt dh hpltDZirn

~qe21-----------------------------

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU

UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

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2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

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mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

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Il pcriudbin p 11199~ k klto baza lhleri51lan

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NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

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m kolioiltnM jelor do t hoi

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[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

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NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

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--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

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vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

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kuhC

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sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

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t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

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gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

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ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

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pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

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~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

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nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

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popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

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poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 10: TEME DIPLOME - UAMD

bull centr pOrSOnl q~ bn funksionckugthletu

bull punonjilC Iartlt Iigt hlctil

bull Il3hlaIRkOI 0w(rbimit aktiv

bull poUcin~ e ohteti

bull puncnjitc buIllI gtlt shqicentrif

bull po jllIIObol pr nj skem~ te vtwtle gtigurintesh per profsolt lt a$okm dhe pilt

drejtueltil Icrkirn z)1gtilIimlt

~enonet e PO hlolo jepen p

bull per -I kane _ piegtlt De levi1jn bull RilindjcsKornbOUIri

bull DC Icvizjltl popullom

bull n~ liMn kundlr pushtucsC ruttioh)lebrenrla rllle jh hqipenso

bull nC ICvizj~o domokrotiklt

bull kan~ vuajrur liB pregtelnlimi potilil dho regiim komunist

bull kant lUI ~lIIIlt u dallueslune ne fushltn ~ hlltnCell lrulturamp artit elonomisI

puliliko$ dh~ q k~ menl Wv=1n

hPC[3onal 0 pormondur m~ 1_ centrfilojn~

bull Shlese non II posacentm gtb1ltIor mb peoninq~ u takonnga sigurimol shoqm=

o_kema finanoohct oaa buililtti i hit

dkuhtt c ptrfitimilgthuIIla clio pdurlt centr dhlmiltn bull pioi tI PO hloliiror

ptUIktohen nga k~blili Iministramiddoto dho drniniruoben nglmituti i Sigurimcvo Sboq~rore

la~lO ------------------------------- shy

KREU n INSLTUTII SIGURTMEVE snOQERORE

2llNSTITUnISIGUlUII1EVB8HOQERORE

lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II

Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron

hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin

bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull

instllUcionee organiuu dbo rubjcklltgtc pri alOshy

bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH

bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve

Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre

OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt

gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull

Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc

SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm

221ruituli liampurim hoqlr ka keto dltY bull If drejtJt

faq_11 --------______

gt

J1

1 t

I ~

Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill

m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij

projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti

Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi

AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll

pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv

plriaq W~ltvbull

Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe

loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve

boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl

sigt1ltmi ldIifokutr~

ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc

instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e

Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s

eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct

klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale

eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po

odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc

kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso

23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~

P=ione pleqerie

2 PiOllillvoliditeti

3 ienlt1on rarniJigtll

4 PltrfiLimltt per ~Indje

5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~

6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo

7 Signirnl ~ullnlt

H Siampurimi shtotlro urlementor

~q3 ------_______________________

9 Siguriml suplmlar uhf=lk

10 Siguriml Ihoqmre JIIr f=crct

11 ShpOrblimo per indjo e vdltj

231 Ptlnn plogorlo

[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt

e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc

kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid

bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti

II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)

b) PeRdon rtqrit i Rduktuar

Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo

m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt

dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar

j 1bullbullbull lunl j pjchm i pllqerilaquo

Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~

rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi

Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~

Pp - p=io i potemujot ipkqonse

l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart

minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt

-------------------------------------------------- ~q14-------------------------------------------------

Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe

llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)

me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se

vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~

rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]

r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL

kLl

Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It

ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie

madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut

duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10

plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e

pngticnit mlIrsincl

Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm

ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin

---------------- fuqe 15

e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt

pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ

dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl

nS

lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane

kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt

momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e

pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW

por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la

1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte

I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1

litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~

km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe

1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl

1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni

fund Ie vitil2000 iii Ish lIll00 kkil

Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe

pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit

minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~

dlrpigtlitimveggtoIoml~~-

PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~

iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~

lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~

) p(r ltdo veprimlilri ekonollllk

b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)

faqe16 --------------shy

Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~

P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal

ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit

dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro

iJJPenion famHie

I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~

okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te

p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc

2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me

It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl

A) E vcja kur provohol ~Iu~

hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol

- bull paafte pfr pun~

~ mbuhuroltbQSO~i

II) lIurri i Yl kurJlIOltlh ni ~

bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~

faqe 17

lpunilprpnnfolaquo

Ita bubur lIloMn 6D vj~

C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0

Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_

q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve

njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie

njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur

mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__

11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj

le ~ oji ruslle tiue umjlobltn sijetimC

SO l~rqid p~r pnjn eve diu

~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1

Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto

pow qe d

Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(

ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo

jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e

50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE

oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen

2_1~ rrlltlmpound ole hilindj_

(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr

bull Thnlb plt batrelindje

bull Te ardbur3 p1 komponsim p1r _lindjo

bull Shperbliml per lindjo Jeujo

faq18 ---------------- shy

E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo

12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO

Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r

penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil

pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt

(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi

Pi per Dj~ periodh( pCrfilimi den rn 12muaj_

Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le

PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo

Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi

Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl

P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~

p~brnh~ ose aJl~im i 1111= i pj~

z Slgrimi vullnl

Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt

oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin

Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij

familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~

~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin

mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij

familjot

Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i

detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk

Btahltt nga bnxheli i shctiL

bull Skemae igurimil ttcIorOrlementar

bull Sk= c gurimit uplerruDl-te ushwkovc

f~qe 19 ---------------shy

bull Slemae igurimitSllpkmcntar priat

2_1Y Sigurimi unlmnu uhrnk

Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~

kI)middotor herbimi bull dd)Illohltm ushergtltk

2310 Sicmiddott hg~mro pr frmerlt

No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c

ngo moha 16 lt1m 65 vjelt

2~11 ~hr~htlm ntr linde e middotdltkjlt

ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM

(e shpjoguar edhk JgtltUSioai rliar)

KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI

31 r lomel m Shqlphi

Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te

rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta

NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga

korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew

pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~

mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin

bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~

ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco

pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~

aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la

aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no

in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik

~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte

prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u

---------faqel0--------shy

q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45

mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec

n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no

vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma

bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct

Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC

~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc

pC llltsh

poni i ulrt kontrioudperjj 11 me 1

~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010

~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj

N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka

konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te

i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi

~hj~ ir)tSOre q~ kampimjno poundgjidhje

SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo

khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo

S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~

ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~

mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti

S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn

pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh

i1 pi Ii ardhme_

32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~

Tbd bull to nrdhuralt dh hpltDZirn

~qe21-----------------------------

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU

UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P

d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor

mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki

NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160

- 566172136 ~ IS74 reke

Periudhat e pm rJOll i pun~

Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348

Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull

[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide

Bocolgt mujo bull viertr pir te dy peridhl ullon

[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

N~ kM rasl pemioni do to Uogoritoj

1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo

=~ton m~ lt vogla

fuqe28 ------------------------------ shy

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

4 Jrogootimllllumr 11 piruto U sme so pellsloll

DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i

nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI

e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e

----------laqo ---------shy

--------mlnoj -------shy

~

SlOt ~

~

~

rgt I ltood =

~

llA

((I=dilrIU)~IJgt~ilwodml_ulloJd

UO)A 1 PI lJ bull ~ Jd

~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK

~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~

il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~

)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd

di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d

il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1

iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw

ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd

qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd

fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U

rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS

_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i

I ~ iI ~ il IIJ DpWnU iU IJltII lb ~ JltgtW -Iltd ilS

Ikuof i~P~lb_-(PFJI2IiI~ n OImfu(Il aOUJ1n81 ~ mol ill ~~bold ll OlOlIOl ~11W jLUjzollilOldad

11 01lPpi

1d flfll etJ31P il il ~llcxfuIlJp 0 =IJ UI ~ il MOIOltttgtJ ll l~lUJill lllfZotmClld

~ iU~ 1 0 lp nl)j TOlZr 0lI llflgtl OUO-uod UI tIn=lt =U 1661

PI ill JIQ ~l09 om ~~ Inod uilfO-JP iI u~ unPIIJS I~I

~ lrUllUnd pound66l-l661 ~ra IPgt OJ lfiqq=n Jd ~ 09 Uiiu 0 1 Jd X1~ SS

tqu 1IjSOIII 111 llf=d gtltl oflbojd ltI If mq OUIlPIIT di lIfu(lOp ill -ibmis l~

PhaIi

Torali

m

m

~

~

W m

Ndrrlmh nllm i ~ t pTltoqris qm m sIl dytl ltji mhNlIM ~rmujo ~ pgtpIlll~igt llt

JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi

PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)

Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to

~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo

metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI

U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt

dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

shpemi 1~ slltrnCs sC sigurlmeve gthoqirore

----------------------------- fuqell----------------------------shy

__________ lfobj __________

~jllP1l

~~ 1P1I eI ~(~ ltrltlflt ~Id ill ~~ ~N ~~u [[Ill S]qgtruI 0

UtwllqsId~OPthlt4gtilIgtd_middot bullbull bull J~ ~qgtqnlqqN

~

~

OM 0

oe 1IUlOshyOW CO 1)1 u ~1bro ~ ~ =~ 00 A o

00 -XI~ lJJ_UJIil

qgt1lgtltbJidl lP Fal iiltI ~ ill ~_~~ppyr]lOO - ~

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iflu i~ljldltgtd i1I fULd i1l bullbullU1Cll1lj ~w JroW n ~Z-q( 0 PlII gttd woPlI

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~~ l ~ ~ Vpl ~ IlIflU IA ~

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odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~

jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh

Ion involidito[i(nc mtj~ )

4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111

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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili

do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr

ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi

~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu

porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC

penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt

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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 11: TEME DIPLOME - UAMD

KREU n INSLTUTII SIGURTMEVE snOQERORE

2llNSTITUnISIGUlUII1EVB8HOQERORE

lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II

Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron

hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin

bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull

instllUcionee organiuu dbo rubjcklltgtc pri alOshy

bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH

bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve

Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre

OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt

gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull

Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc

SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm

221ruituli liampurim hoqlr ka keto dltY bull If drejtJt

faq_11 --------______

gt

J1

1 t

I ~

Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill

m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij

projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti

Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi

AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll

pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv

plriaq W~ltvbull

Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe

loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve

boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl

sigt1ltmi ldIifokutr~

ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc

instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e

Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s

eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct

klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale

eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po

odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc

kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso

23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~

P=ione pleqerie

2 PiOllillvoliditeti

3 ienlt1on rarniJigtll

4 PltrfiLimltt per ~Indje

5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~

6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo

7 Signirnl ~ullnlt

H Siampurimi shtotlro urlementor

~q3 ------_______________________

9 Siguriml suplmlar uhf=lk

10 Siguriml Ihoqmre JIIr f=crct

11 ShpOrblimo per indjo e vdltj

231 Ptlnn plogorlo

[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt

e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc

kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid

bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti

II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)

b) PeRdon rtqrit i Rduktuar

Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo

m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt

dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar

j 1bullbullbull lunl j pjchm i pllqerilaquo

Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~

rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi

Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~

Pp - p=io i potemujot ipkqonse

l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart

minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt

-------------------------------------------------- ~q14-------------------------------------------------

Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe

llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)

me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se

vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~

rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]

r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL

kLl

Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It

ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie

madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut

duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10

plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e

pngticnit mlIrsincl

Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm

ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin

---------------- fuqe 15

e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt

pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ

dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl

nS

lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane

kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt

momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e

pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW

por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la

1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte

I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1

litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~

km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe

1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl

1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni

fund Ie vitil2000 iii Ish lIll00 kkil

Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe

pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit

minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~

dlrpigtlitimveggtoIoml~~-

PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~

iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~

lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~

) p(r ltdo veprimlilri ekonollllk

b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)

faqe16 --------------shy

Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~

P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal

ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit

dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro

iJJPenion famHie

I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~

okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te

p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc

2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me

It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl

A) E vcja kur provohol ~Iu~

hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol

- bull paafte pfr pun~

~ mbuhuroltbQSO~i

II) lIurri i Yl kurJlIOltlh ni ~

bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~

faqe 17

lpunilprpnnfolaquo

Ita bubur lIloMn 6D vj~

C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0

Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_

q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve

njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie

njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur

mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__

11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj

le ~ oji ruslle tiue umjlobltn sijetimC

SO l~rqid p~r pnjn eve diu

~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1

Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto

pow qe d

Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(

ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo

jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e

50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE

oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen

2_1~ rrlltlmpound ole hilindj_

(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr

bull Thnlb plt batrelindje

bull Te ardbur3 p1 komponsim p1r _lindjo

bull Shperbliml per lindjo Jeujo

faq18 ---------------- shy

E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo

12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO

Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r

penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil

pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt

(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi

Pi per Dj~ periodh( pCrfilimi den rn 12muaj_

Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le

PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo

Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi

Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl

P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~

p~brnh~ ose aJl~im i 1111= i pj~

z Slgrimi vullnl

Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt

oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin

Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij

familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~

~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin

mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij

familjot

Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i

detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk

Btahltt nga bnxheli i shctiL

bull Skemae igurimil ttcIorOrlementar

bull Sk= c gurimit uplerruDl-te ushwkovc

f~qe 19 ---------------shy

bull Slemae igurimitSllpkmcntar priat

2_1Y Sigurimi unlmnu uhrnk

Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~

kI)middotor herbimi bull dd)Illohltm ushergtltk

2310 Sicmiddott hg~mro pr frmerlt

No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c

ngo moha 16 lt1m 65 vjelt

2~11 ~hr~htlm ntr linde e middotdltkjlt

ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM

(e shpjoguar edhk JgtltUSioai rliar)

KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI

31 r lomel m Shqlphi

Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te

rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta

NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga

korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew

pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~

mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin

bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~

ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco

pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~

aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la

aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no

in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik

~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte

prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u

---------faqel0--------shy

q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45

mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec

n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no

vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma

bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct

Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC

~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc

pC llltsh

poni i ulrt kontrioudperjj 11 me 1

~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010

~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj

N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka

konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te

i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi

~hj~ ir)tSOre q~ kampimjno poundgjidhje

SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo

khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo

S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~

ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~

mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti

S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn

pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh

i1 pi Ii ardhme_

32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~

Tbd bull to nrdhuralt dh hpltDZirn

~qe21-----------------------------

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU

UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P

d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor

mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki

NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160

- 566172136 ~ IS74 reke

Periudhat e pm rJOll i pun~

Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348

Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull

[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide

Bocolgt mujo bull viertr pir te dy peridhl ullon

[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

N~ kM rasl pemioni do to Uogoritoj

1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo

=~ton m~ lt vogla

fuqe28 ------------------------------ shy

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

4 Jrogootimllllumr 11 piruto U sme so pellsloll

DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i

nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI

e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e

----------laqo ---------shy

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~

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((I=dilrIU)~IJgt~ilwodml_ulloJd

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~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~

il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~

)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd

di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d

il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1

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ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd

qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd

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rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS

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I ~ iI ~ il IIJ DpWnU iU IJltII lb ~ JltgtW -Iltd ilS

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~ iU~ 1 0 lp nl)j TOlZr 0lI llflgtl OUO-uod UI tIn=lt =U 1661

PI ill JIQ ~l09 om ~~ Inod uilfO-JP iI u~ unPIIJS I~I

~ lrUllUnd pound66l-l661 ~ra IPgt OJ lfiqq=n Jd ~ 09 Uiiu 0 1 Jd X1~ SS

tqu 1IjSOIII 111 llf=d gtltl oflbojd ltI If mq OUIlPIIT di lIfu(lOp ill -ibmis l~

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Ndrrlmh nllm i ~ t pTltoqris qm m sIl dytl ltji mhNlIM ~rmujo ~ pgtpIlll~igt llt

JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi

PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)

Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to

~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo

metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI

U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt

dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

shpemi 1~ slltrnCs sC sigurlmeve gthoqirore

----------------------------- fuqell----------------------------shy

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~~ 1P1I eI ~(~ ltrltlflt ~Id ill ~~ ~N ~~u [[Ill S]qgtruI 0

UtwllqsId~OPthlt4gtilIgtd_middot bullbull bull J~ ~qgtqnlqqN

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oe 1IUlOshyOW CO 1)1 u ~1bro ~ ~ =~ 00 A o

00 -XI~ lJJ_UJIil

qgt1lgtltbJidl lP Fal iiltI ~ ill ~_~~ppyr]lOO - ~

pol 1gt1 PJIPW n lyenI Ild III uflIlAbrd ttmpI 11 ~ OI _~ )Iltiud 1lUlnjl Il ~N )lJb ~yqltJ

iflu i~ljldltgtd i1I fULd i1l bullbullU1Cll1lj ~w JroW n ~Z-q( 0 PlII gttd woPlI

~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ

~~ l ~ ~ Vpl ~ IlIflU IA ~

ptlilfZl1Ul tlillw~ ~ numrll (IJ t~~ ~ vitil ~ dho til piIqindjcs qlt kfto penso ~

odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~

jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh

Ion involidito[i(nc mtj~ )

4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111

Llogori~bullbull priilimlt~ IIlC vlcri I Irses vnzime~ oil bimcin e iSSH kpoundrkon q~ Imll nmIi

~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili

do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr

ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi

~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu

porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC

penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt

----------------- foqc B ----------------shy

pbl

oro~ 10l 01O~ oot tOOl (iOl 00 lOOI 000l

~ it ru)gtIifp[IgtII w lUgtliltIgt~J f~nls

m[gt OIlnnxl lI11 ulaquoJFIII rJ

~11l ~Ihli SiP[UllilIP sOO)S tlZOtflad n ~AgtIUZad~ Ol(l~ ~III middotrpmjUIltq ld Ir

tmd ~ lUOPlt~u 0 [pomo J w~ p[Ip Jl ~d OII lP1 butgtJ[ [Tl ~l ~

11 rugtdlfP tIllW lP oMj 11~s[ ilJll[q1l ~o~d~ ao9ol

nlI H UltPfI ill-~~ IJOIId au [a~ it

ampgt[Illi loJltlno ~ lim~ 0UIlS-Jpa ~ pIOn lad OAOW]ZIlrlJS tslPI HtI)gt-[

pound00 OrM( t166 L99~t O~lEl S91ltlt lOtte 9EOO~ 061 )]Il1ol

1-1 m m lWII W W Z 101PlhU

tilE = 9m ~ M 1981 Ult bold m l(1 m Illt 91( gtll~ roo Oti ~ -9pound91 =lt[fUmJ omn

L89T 00 JOpound[ cgtn m ro 90n P911 lllPTltIJ

IrR wlw au) llP ~PIn ~ltIiwl~

mrl~1gtOuu~ OIIl)IIjOIi=~l1lcLlcud~~ [Igt

ltoltmd 111 ill 00=lt1 JU soIjRp OJ gtflt[Olilrr ~ lfrion n OUOlbJod bull rumm 91IlnRR-I ~

UI1tl1 1~01=bqs 0ltllpnl ~IiJd lP [ bull ~

ilL~lI ml1d L~suxI 0IImZltLltfuld 0Vi1IWW 1TI 1WltgtIDds III11jWlt1ll ~ iN il~ I

1lIPIII go ~ ~~ 11 [dloltI i 11 ~ tLIinnfuifqs=l ~ lPlI ~

oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP

iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I

I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01

~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345

KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 12: TEME DIPLOME - UAMD

gt

J1

1 t

I ~

Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill

m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij

projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti

Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi

AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll

pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv

plriaq W~ltvbull

Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe

loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve

boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl

sigt1ltmi ldIifokutr~

ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc

instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e

Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s

eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct

klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale

eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po

odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc

kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso

23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~

P=ione pleqerie

2 PiOllillvoliditeti

3 ienlt1on rarniJigtll

4 PltrfiLimltt per ~Indje

5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~

6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo

7 Signirnl ~ullnlt

H Siampurimi shtotlro urlementor

~q3 ------_______________________

9 Siguriml suplmlar uhf=lk

10 Siguriml Ihoqmre JIIr f=crct

11 ShpOrblimo per indjo e vdltj

231 Ptlnn plogorlo

[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt

e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc

kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid

bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti

II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)

b) PeRdon rtqrit i Rduktuar

Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo

m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt

dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar

j 1bullbullbull lunl j pjchm i pllqerilaquo

Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~

rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi

Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~

Pp - p=io i potemujot ipkqonse

l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart

minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt

-------------------------------------------------- ~q14-------------------------------------------------

Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe

llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)

me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se

vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~

rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]

r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL

kLl

Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It

ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie

madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut

duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10

plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e

pngticnit mlIrsincl

Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm

ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin

---------------- fuqe 15

e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt

pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ

dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl

nS

lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane

kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt

momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e

pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW

por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la

1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte

I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1

litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~

km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe

1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl

1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni

fund Ie vitil2000 iii Ish lIll00 kkil

Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe

pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit

minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~

dlrpigtlitimveggtoIoml~~-

PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~

iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~

lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~

) p(r ltdo veprimlilri ekonollllk

b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)

faqe16 --------------shy

Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~

P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal

ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit

dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro

iJJPenion famHie

I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~

okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te

p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc

2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me

It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl

A) E vcja kur provohol ~Iu~

hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol

- bull paafte pfr pun~

~ mbuhuroltbQSO~i

II) lIurri i Yl kurJlIOltlh ni ~

bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~

faqe 17

lpunilprpnnfolaquo

Ita bubur lIloMn 6D vj~

C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0

Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_

q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve

njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie

njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur

mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__

11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj

le ~ oji ruslle tiue umjlobltn sijetimC

SO l~rqid p~r pnjn eve diu

~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1

Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto

pow qe d

Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(

ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo

jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e

50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE

oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen

2_1~ rrlltlmpound ole hilindj_

(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr

bull Thnlb plt batrelindje

bull Te ardbur3 p1 komponsim p1r _lindjo

bull Shperbliml per lindjo Jeujo

faq18 ---------------- shy

E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo

12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO

Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r

penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil

pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt

(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi

Pi per Dj~ periodh( pCrfilimi den rn 12muaj_

Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le

PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo

Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi

Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl

P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~

p~brnh~ ose aJl~im i 1111= i pj~

z Slgrimi vullnl

Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt

oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin

Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij

familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~

~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin

mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij

familjot

Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i

detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk

Btahltt nga bnxheli i shctiL

bull Skemae igurimil ttcIorOrlementar

bull Sk= c gurimit uplerruDl-te ushwkovc

f~qe 19 ---------------shy

bull Slemae igurimitSllpkmcntar priat

2_1Y Sigurimi unlmnu uhrnk

Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~

kI)middotor herbimi bull dd)Illohltm ushergtltk

2310 Sicmiddott hg~mro pr frmerlt

No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c

ngo moha 16 lt1m 65 vjelt

2~11 ~hr~htlm ntr linde e middotdltkjlt

ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM

(e shpjoguar edhk JgtltUSioai rliar)

KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI

31 r lomel m Shqlphi

Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te

rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta

NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga

korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew

pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~

mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin

bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~

ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco

pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~

aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la

aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no

in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik

~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte

prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u

---------faqel0--------shy

q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45

mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec

n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no

vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma

bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct

Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC

~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc

pC llltsh

poni i ulrt kontrioudperjj 11 me 1

~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010

~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj

N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka

konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te

i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi

~hj~ ir)tSOre q~ kampimjno poundgjidhje

SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo

khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo

S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~

ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~

mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti

S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn

pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh

i1 pi Ii ardhme_

32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~

Tbd bull to nrdhuralt dh hpltDZirn

~qe21-----------------------------

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU

UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P

d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor

mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki

NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160

- 566172136 ~ IS74 reke

Periudhat e pm rJOll i pun~

Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348

Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull

[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide

Bocolgt mujo bull viertr pir te dy peridhl ullon

[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

N~ kM rasl pemioni do to Uogoritoj

1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo

=~ton m~ lt vogla

fuqe28 ------------------------------ shy

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

4 Jrogootimllllumr 11 piruto U sme so pellsloll

DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i

nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI

e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e

----------laqo ---------shy

--------mlnoj -------shy

~

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rgt I ltood =

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llA

((I=dilrIU)~IJgt~ilwodml_ulloJd

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il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1

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rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS

_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i

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JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi

PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)

Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to

~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo

metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

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U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt

dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

shpemi 1~ slltrnCs sC sigurlmeve gthoqirore

----------------------------- fuqell----------------------------shy

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oe 1IUlOshyOW CO 1)1 u ~1bro ~ ~ =~ 00 A o

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Ion involidito[i(nc mtj~ )

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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili

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porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC

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----------------- foqc B ----------------shy

pbl

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~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345

KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 13: TEME DIPLOME - UAMD

Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill

m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij

projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti

Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi

AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll

pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv

plriaq W~ltvbull

Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe

loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve

boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl

sigt1ltmi ldIifokutr~

ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc

instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e

Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s

eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct

klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale

eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po

odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc

kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso

23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~

P=ione pleqerie

2 PiOllillvoliditeti

3 ienlt1on rarniJigtll

4 PltrfiLimltt per ~Indje

5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~

6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo

7 Signirnl ~ullnlt

H Siampurimi shtotlro urlementor

~q3 ------_______________________

9 Siguriml suplmlar uhf=lk

10 Siguriml Ihoqmre JIIr f=crct

11 ShpOrblimo per indjo e vdltj

231 Ptlnn plogorlo

[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt

e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc

kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid

bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti

II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)

b) PeRdon rtqrit i Rduktuar

Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo

m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt

dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar

j 1bullbullbull lunl j pjchm i pllqerilaquo

Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~

rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi

Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~

Pp - p=io i potemujot ipkqonse

l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart

minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt

-------------------------------------------------- ~q14-------------------------------------------------

Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe

llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)

me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se

vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~

rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]

r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL

kLl

Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It

ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie

madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut

duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10

plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e

pngticnit mlIrsincl

Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm

ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin

---------------- fuqe 15

e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt

pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ

dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl

nS

lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane

kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt

momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e

pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW

por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la

1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte

I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1

litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~

km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe

1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl

1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni

fund Ie vitil2000 iii Ish lIll00 kkil

Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe

pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit

minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~

dlrpigtlitimveggtoIoml~~-

PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~

iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~

lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~

) p(r ltdo veprimlilri ekonollllk

b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)

faqe16 --------------shy

Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~

P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal

ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit

dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro

iJJPenion famHie

I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~

okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te

p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc

2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me

It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl

A) E vcja kur provohol ~Iu~

hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol

- bull paafte pfr pun~

~ mbuhuroltbQSO~i

II) lIurri i Yl kurJlIOltlh ni ~

bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~

faqe 17

lpunilprpnnfolaquo

Ita bubur lIloMn 6D vj~

C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0

Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_

q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve

njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie

njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur

mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__

11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj

le ~ oji ruslle tiue umjlobltn sijetimC

SO l~rqid p~r pnjn eve diu

~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1

Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto

pow qe d

Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(

ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo

jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e

50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE

oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen

2_1~ rrlltlmpound ole hilindj_

(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr

bull Thnlb plt batrelindje

bull Te ardbur3 p1 komponsim p1r _lindjo

bull Shperbliml per lindjo Jeujo

faq18 ---------------- shy

E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo

12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO

Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r

penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil

pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt

(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi

Pi per Dj~ periodh( pCrfilimi den rn 12muaj_

Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le

PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo

Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi

Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl

P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~

p~brnh~ ose aJl~im i 1111= i pj~

z Slgrimi vullnl

Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt

oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin

Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij

familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~

~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin

mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij

familjot

Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i

detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk

Btahltt nga bnxheli i shctiL

bull Skemae igurimil ttcIorOrlementar

bull Sk= c gurimit uplerruDl-te ushwkovc

f~qe 19 ---------------shy

bull Slemae igurimitSllpkmcntar priat

2_1Y Sigurimi unlmnu uhrnk

Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~

kI)middotor herbimi bull dd)Illohltm ushergtltk

2310 Sicmiddott hg~mro pr frmerlt

No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c

ngo moha 16 lt1m 65 vjelt

2~11 ~hr~htlm ntr linde e middotdltkjlt

ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM

(e shpjoguar edhk JgtltUSioai rliar)

KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI

31 r lomel m Shqlphi

Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te

rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta

NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga

korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew

pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~

mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin

bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~

ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco

pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~

aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la

aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no

in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik

~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte

prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u

---------faqel0--------shy

q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45

mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec

n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no

vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma

bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct

Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC

~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc

pC llltsh

poni i ulrt kontrioudperjj 11 me 1

~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010

~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj

N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka

konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te

i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi

~hj~ ir)tSOre q~ kampimjno poundgjidhje

SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo

khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo

S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~

ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~

mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti

S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn

pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh

i1 pi Ii ardhme_

32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~

Tbd bull to nrdhuralt dh hpltDZirn

~qe21-----------------------------

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU

UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P

d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor

mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki

NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160

- 566172136 ~ IS74 reke

Periudhat e pm rJOll i pun~

Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348

Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull

[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide

Bocolgt mujo bull viertr pir te dy peridhl ullon

[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

N~ kM rasl pemioni do to Uogoritoj

1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo

=~ton m~ lt vogla

fuqe28 ------------------------------ shy

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

4 Jrogootimllllumr 11 piruto U sme so pellsloll

DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i

nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI

e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e

----------laqo ---------shy

--------mlnoj -------shy

~

SlOt ~

~

~

rgt I ltood =

~

llA

((I=dilrIU)~IJgt~ilwodml_ulloJd

UO)A 1 PI lJ bull ~ Jd

~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK

~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~

il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~

)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd

di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d

il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1

iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw

ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd

qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd

fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U

rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS

_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i

I ~ iI ~ il IIJ DpWnU iU IJltII lb ~ JltgtW -Iltd ilS

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akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

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porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

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-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 14: TEME DIPLOME - UAMD

9 Siguriml suplmlar uhf=lk

10 Siguriml Ihoqmre JIIr f=crct

11 ShpOrblimo per indjo e vdltj

231 Ptlnn plogorlo

[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt

e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc

kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid

bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti

II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)

b) PeRdon rtqrit i Rduktuar

Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo

m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt

dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar

j 1bullbullbull lunl j pjchm i pllqerilaquo

Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~

rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi

Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~

Pp - p=io i potemujot ipkqonse

l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart

minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt

-------------------------------------------------- ~q14-------------------------------------------------

Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe

llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)

me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se

vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~

rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]

r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL

kLl

Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It

ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie

madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut

duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10

plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e

pngticnit mlIrsincl

Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm

ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin

---------------- fuqe 15

e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt

pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ

dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl

nS

lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane

kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt

momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e

pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW

por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la

1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte

I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1

litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~

km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe

1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl

1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni

fund Ie vitil2000 iii Ish lIll00 kkil

Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe

pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit

minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~

dlrpigtlitimveggtoIoml~~-

PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~

iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~

lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~

) p(r ltdo veprimlilri ekonollllk

b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)

faqe16 --------------shy

Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~

P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal

ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit

dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro

iJJPenion famHie

I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~

okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te

p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc

2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me

It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl

A) E vcja kur provohol ~Iu~

hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol

- bull paafte pfr pun~

~ mbuhuroltbQSO~i

II) lIurri i Yl kurJlIOltlh ni ~

bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~

faqe 17

lpunilprpnnfolaquo

Ita bubur lIloMn 6D vj~

C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0

Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_

q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve

njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie

njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur

mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__

11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj

le ~ oji ruslle tiue umjlobltn sijetimC

SO l~rqid p~r pnjn eve diu

~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1

Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto

pow qe d

Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(

ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo

jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e

50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE

oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen

2_1~ rrlltlmpound ole hilindj_

(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr

bull Thnlb plt batrelindje

bull Te ardbur3 p1 komponsim p1r _lindjo

bull Shperbliml per lindjo Jeujo

faq18 ---------------- shy

E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo

12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO

Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r

penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil

pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt

(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi

Pi per Dj~ periodh( pCrfilimi den rn 12muaj_

Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le

PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo

Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi

Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl

P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~

p~brnh~ ose aJl~im i 1111= i pj~

z Slgrimi vullnl

Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt

oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin

Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij

familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~

~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin

mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij

familjot

Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i

detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk

Btahltt nga bnxheli i shctiL

bull Skemae igurimil ttcIorOrlementar

bull Sk= c gurimit uplerruDl-te ushwkovc

f~qe 19 ---------------shy

bull Slemae igurimitSllpkmcntar priat

2_1Y Sigurimi unlmnu uhrnk

Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~

kI)middotor herbimi bull dd)Illohltm ushergtltk

2310 Sicmiddott hg~mro pr frmerlt

No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c

ngo moha 16 lt1m 65 vjelt

2~11 ~hr~htlm ntr linde e middotdltkjlt

ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM

(e shpjoguar edhk JgtltUSioai rliar)

KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI

31 r lomel m Shqlphi

Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te

rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta

NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga

korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew

pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~

mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin

bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~

ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco

pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~

aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la

aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no

in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik

~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte

prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u

---------faqel0--------shy

q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45

mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec

n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no

vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma

bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct

Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC

~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc

pC llltsh

poni i ulrt kontrioudperjj 11 me 1

~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010

~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj

N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka

konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te

i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi

~hj~ ir)tSOre q~ kampimjno poundgjidhje

SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo

khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo

S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~

ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~

mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti

S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn

pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh

i1 pi Ii ardhme_

32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~

Tbd bull to nrdhuralt dh hpltDZirn

~qe21-----------------------------

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU

UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P

d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor

mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki

NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160

- 566172136 ~ IS74 reke

Periudhat e pm rJOll i pun~

Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348

Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull

[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide

Bocolgt mujo bull viertr pir te dy peridhl ullon

[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

N~ kM rasl pemioni do to Uogoritoj

1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo

=~ton m~ lt vogla

fuqe28 ------------------------------ shy

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

4 Jrogootimllllumr 11 piruto U sme so pellsloll

DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i

nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI

e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e

----------laqo ---------shy

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il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~

)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd

di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d

il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1

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ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd

qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd

fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U

rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS

_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i

I ~ iI ~ il IIJ DpWnU iU IJltII lb ~ JltgtW -Iltd ilS

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~ lrUllUnd pound66l-l661 ~ra IPgt OJ lfiqq=n Jd ~ 09 Uiiu 0 1 Jd X1~ SS

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JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi

PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)

Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to

~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo

metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI

U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt

dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

shpemi 1~ slltrnCs sC sigurlmeve gthoqirore

----------------------------- fuqell----------------------------shy

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UtwllqsId~OPthlt4gtilIgtd_middot bullbull bull J~ ~qgtqnlqqN

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oe 1IUlOshyOW CO 1)1 u ~1bro ~ ~ =~ 00 A o

00 -XI~ lJJ_UJIil

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pol 1gt1 PJIPW n lyenI Ild III uflIlAbrd ttmpI 11 ~ OI _~ )Iltiud 1lUlnjl Il ~N )lJb ~yqltJ

iflu i~ljldltgtd i1I fULd i1l bullbullU1Cll1lj ~w JroW n ~Z-q( 0 PlII gttd woPlI

~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ

~~ l ~ ~ Vpl ~ IlIflU IA ~

ptlilfZl1Ul tlillw~ ~ numrll (IJ t~~ ~ vitil ~ dho til piIqindjcs qlt kfto penso ~

odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~

jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh

Ion involidito[i(nc mtj~ )

4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111

Llogori~bullbull priilimlt~ IIlC vlcri I Irses vnzime~ oil bimcin e iSSH kpoundrkon q~ Imll nmIi

~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili

do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr

ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi

~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu

porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC

penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt

----------------- foqc B ----------------shy

pbl

oro~ 10l 01O~ oot tOOl (iOl 00 lOOI 000l

~ it ru)gtIifp[IgtII w lUgtliltIgt~J f~nls

m[gt OIlnnxl lI11 ulaquoJFIII rJ

~11l ~Ihli SiP[UllilIP sOO)S tlZOtflad n ~AgtIUZad~ Ol(l~ ~III middotrpmjUIltq ld Ir

tmd ~ lUOPlt~u 0 [pomo J w~ p[Ip Jl ~d OII lP1 butgtJ[ [Tl ~l ~

11 rugtdlfP tIllW lP oMj 11~s[ ilJll[q1l ~o~d~ ao9ol

nlI H UltPfI ill-~~ IJOIId au [a~ it

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pound00 OrM( t166 L99~t O~lEl S91ltlt lOtte 9EOO~ 061 )]Il1ol

1-1 m m lWII W W Z 101PlhU

tilE = 9m ~ M 1981 Ult bold m l(1 m Illt 91( gtll~ roo Oti ~ -9pound91 =lt[fUmJ omn

L89T 00 JOpound[ cgtn m ro 90n P911 lllPTltIJ

IrR wlw au) llP ~PIn ~ltIiwl~

mrl~1gtOuu~ OIIl)IIjOIi=~l1lcLlcud~~ [Igt

ltoltmd 111 ill 00=lt1 JU soIjRp OJ gtflt[Olilrr ~ lfrion n OUOlbJod bull rumm 91IlnRR-I ~

UI1tl1 1~01=bqs 0ltllpnl ~IiJd lP [ bull ~

ilL~lI ml1d L~suxI 0IImZltLltfuld 0Vi1IWW 1TI 1WltgtIDds III11jWlt1ll ~ iN il~ I

1lIPIII go ~ ~~ 11 [dloltI i 11 ~ tLIinnfuifqs=l ~ lPlI ~

oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP

iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I

I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01

~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345

KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 15: TEME DIPLOME - UAMD

Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe

llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)

me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se

vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~

rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]

r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL

kLl

Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It

ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie

madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut

duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10

plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e

pngticnit mlIrsincl

Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm

ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin

---------------- fuqe 15

e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt

pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ

dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl

nS

lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane

kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt

momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e

pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW

por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la

1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte

I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1

litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~

km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe

1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl

1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni

fund Ie vitil2000 iii Ish lIll00 kkil

Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe

pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit

minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~

dlrpigtlitimveggtoIoml~~-

PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~

iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~

lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~

) p(r ltdo veprimlilri ekonollllk

b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)

faqe16 --------------shy

Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~

P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal

ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit

dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro

iJJPenion famHie

I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~

okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te

p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc

2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me

It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl

A) E vcja kur provohol ~Iu~

hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol

- bull paafte pfr pun~

~ mbuhuroltbQSO~i

II) lIurri i Yl kurJlIOltlh ni ~

bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~

faqe 17

lpunilprpnnfolaquo

Ita bubur lIloMn 6D vj~

C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0

Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_

q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve

njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie

njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur

mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__

11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj

le ~ oji ruslle tiue umjlobltn sijetimC

SO l~rqid p~r pnjn eve diu

~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1

Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto

pow qe d

Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(

ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo

jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e

50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE

oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen

2_1~ rrlltlmpound ole hilindj_

(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr

bull Thnlb plt batrelindje

bull Te ardbur3 p1 komponsim p1r _lindjo

bull Shperbliml per lindjo Jeujo

faq18 ---------------- shy

E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo

12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO

Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r

penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil

pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt

(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi

Pi per Dj~ periodh( pCrfilimi den rn 12muaj_

Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le

PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo

Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi

Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl

P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~

p~brnh~ ose aJl~im i 1111= i pj~

z Slgrimi vullnl

Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt

oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin

Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij

familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~

~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin

mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij

familjot

Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i

detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk

Btahltt nga bnxheli i shctiL

bull Skemae igurimil ttcIorOrlementar

bull Sk= c gurimit uplerruDl-te ushwkovc

f~qe 19 ---------------shy

bull Slemae igurimitSllpkmcntar priat

2_1Y Sigurimi unlmnu uhrnk

Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~

kI)middotor herbimi bull dd)Illohltm ushergtltk

2310 Sicmiddott hg~mro pr frmerlt

No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c

ngo moha 16 lt1m 65 vjelt

2~11 ~hr~htlm ntr linde e middotdltkjlt

ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM

(e shpjoguar edhk JgtltUSioai rliar)

KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI

31 r lomel m Shqlphi

Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te

rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta

NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga

korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew

pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~

mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin

bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~

ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco

pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~

aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la

aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no

in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik

~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte

prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u

---------faqel0--------shy

q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45

mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec

n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no

vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma

bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct

Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC

~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc

pC llltsh

poni i ulrt kontrioudperjj 11 me 1

~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010

~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj

N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka

konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te

i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi

~hj~ ir)tSOre q~ kampimjno poundgjidhje

SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo

khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo

S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~

ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~

mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti

S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn

pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh

i1 pi Ii ardhme_

32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~

Tbd bull to nrdhuralt dh hpltDZirn

~qe21-----------------------------

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

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=SOI1 ] op 1Or m~yo~ w

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q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

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bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

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- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

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mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

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Il pcriudbin p 11199~ k klto baza lhleri51lan

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NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

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m kolioiltnM jelor do t hoi

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[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

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kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

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NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

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--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

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kuhC

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t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

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gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

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nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

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pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 16: TEME DIPLOME - UAMD

e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt

pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ

dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl

nS

lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane

kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt

momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e

pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW

por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la

1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte

I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1

litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~

km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe

1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl

1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni

fund Ie vitil2000 iii Ish lIll00 kkil

Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe

pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit

minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~

dlrpigtlitimveggtoIoml~~-

PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~

iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~

lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~

) p(r ltdo veprimlilri ekonollllk

b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)

faqe16 --------------shy

Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~

P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal

ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit

dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro

iJJPenion famHie

I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~

okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te

p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc

2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me

It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl

A) E vcja kur provohol ~Iu~

hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol

- bull paafte pfr pun~

~ mbuhuroltbQSO~i

II) lIurri i Yl kurJlIOltlh ni ~

bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~

faqe 17

lpunilprpnnfolaquo

Ita bubur lIloMn 6D vj~

C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0

Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_

q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve

njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie

njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur

mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__

11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj

le ~ oji ruslle tiue umjlobltn sijetimC

SO l~rqid p~r pnjn eve diu

~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1

Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto

pow qe d

Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(

ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo

jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e

50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE

oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen

2_1~ rrlltlmpound ole hilindj_

(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr

bull Thnlb plt batrelindje

bull Te ardbur3 p1 komponsim p1r _lindjo

bull Shperbliml per lindjo Jeujo

faq18 ---------------- shy

E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo

12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO

Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r

penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil

pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt

(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi

Pi per Dj~ periodh( pCrfilimi den rn 12muaj_

Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le

PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo

Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi

Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl

P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~

p~brnh~ ose aJl~im i 1111= i pj~

z Slgrimi vullnl

Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt

oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin

Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij

familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~

~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin

mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij

familjot

Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i

detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk

Btahltt nga bnxheli i shctiL

bull Skemae igurimil ttcIorOrlementar

bull Sk= c gurimit uplerruDl-te ushwkovc

f~qe 19 ---------------shy

bull Slemae igurimitSllpkmcntar priat

2_1Y Sigurimi unlmnu uhrnk

Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~

kI)middotor herbimi bull dd)Illohltm ushergtltk

2310 Sicmiddott hg~mro pr frmerlt

No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c

ngo moha 16 lt1m 65 vjelt

2~11 ~hr~htlm ntr linde e middotdltkjlt

ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM

(e shpjoguar edhk JgtltUSioai rliar)

KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI

31 r lomel m Shqlphi

Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te

rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta

NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga

korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew

pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~

mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin

bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~

ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco

pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~

aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la

aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no

in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik

~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte

prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u

---------faqel0--------shy

q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45

mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec

n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no

vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma

bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct

Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC

~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc

pC llltsh

poni i ulrt kontrioudperjj 11 me 1

~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010

~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj

N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka

konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te

i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi

~hj~ ir)tSOre q~ kampimjno poundgjidhje

SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo

khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo

S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~

ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~

mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti

S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn

pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh

i1 pi Ii ardhme_

32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~

Tbd bull to nrdhuralt dh hpltDZirn

~qe21-----------------------------

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU

UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P

d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor

mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki

NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160

- 566172136 ~ IS74 reke

Periudhat e pm rJOll i pun~

Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348

Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull

[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide

Bocolgt mujo bull viertr pir te dy peridhl ullon

[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

N~ kM rasl pemioni do to Uogoritoj

1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo

=~ton m~ lt vogla

fuqe28 ------------------------------ shy

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

4 Jrogootimllllumr 11 piruto U sme so pellsloll

DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i

nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

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e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e

----------laqo ---------shy

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PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)

Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to

~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo

metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

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U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt

dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

shpemi 1~ slltrnCs sC sigurlmeve gthoqirore

----------------------------- fuqell----------------------------shy

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~~ l ~ ~ Vpl ~ IlIflU IA ~

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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

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----------------- foqc B ----------------shy

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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

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q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

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bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

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sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

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t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

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gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 17: TEME DIPLOME - UAMD

Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~

P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal

ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit

dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro

iJJPenion famHie

I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~

okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te

p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc

2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me

It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl

A) E vcja kur provohol ~Iu~

hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol

- bull paafte pfr pun~

~ mbuhuroltbQSO~i

II) lIurri i Yl kurJlIOltlh ni ~

bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~

faqe 17

lpunilprpnnfolaquo

Ita bubur lIloMn 6D vj~

C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0

Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_

q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve

njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie

njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur

mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__

11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj

le ~ oji ruslle tiue umjlobltn sijetimC

SO l~rqid p~r pnjn eve diu

~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1

Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto

pow qe d

Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(

ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo

jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e

50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE

oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen

2_1~ rrlltlmpound ole hilindj_

(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr

bull Thnlb plt batrelindje

bull Te ardbur3 p1 komponsim p1r _lindjo

bull Shperbliml per lindjo Jeujo

faq18 ---------------- shy

E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo

12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO

Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r

penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil

pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt

(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi

Pi per Dj~ periodh( pCrfilimi den rn 12muaj_

Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le

PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo

Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi

Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl

P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~

p~brnh~ ose aJl~im i 1111= i pj~

z Slgrimi vullnl

Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt

oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin

Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij

familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~

~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin

mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij

familjot

Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i

detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk

Btahltt nga bnxheli i shctiL

bull Skemae igurimil ttcIorOrlementar

bull Sk= c gurimit uplerruDl-te ushwkovc

f~qe 19 ---------------shy

bull Slemae igurimitSllpkmcntar priat

2_1Y Sigurimi unlmnu uhrnk

Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~

kI)middotor herbimi bull dd)Illohltm ushergtltk

2310 Sicmiddott hg~mro pr frmerlt

No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c

ngo moha 16 lt1m 65 vjelt

2~11 ~hr~htlm ntr linde e middotdltkjlt

ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM

(e shpjoguar edhk JgtltUSioai rliar)

KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI

31 r lomel m Shqlphi

Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te

rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta

NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga

korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew

pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~

mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin

bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~

ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco

pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~

aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la

aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no

in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik

~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte

prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u

---------faqel0--------shy

q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45

mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec

n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no

vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma

bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct

Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC

~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc

pC llltsh

poni i ulrt kontrioudperjj 11 me 1

~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010

~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj

N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka

konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te

i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi

~hj~ ir)tSOre q~ kampimjno poundgjidhje

SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo

khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo

S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~

ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~

mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti

S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn

pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh

i1 pi Ii ardhme_

32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~

Tbd bull to nrdhuralt dh hpltDZirn

~qe21-----------------------------

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU

UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P

d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor

mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki

NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160

- 566172136 ~ IS74 reke

Periudhat e pm rJOll i pun~

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Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull

[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide

Bocolgt mujo bull viertr pir te dy peridhl ullon

[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

N~ kM rasl pemioni do to Uogoritoj

1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

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=~ton m~ lt vogla

fuqe28 ------------------------------ shy

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

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nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

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e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

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Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to

~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo

metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

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U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt

dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

shpemi 1~ slltrnCs sC sigurlmeve gthoqirore

----------------------------- fuqell----------------------------shy

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per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili

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----------------- foqc B ----------------shy

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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

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--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

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vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

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kuhC

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t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

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gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 18: TEME DIPLOME - UAMD

lpunilprpnnfolaquo

Ita bubur lIloMn 6D vj~

C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0

Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_

q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve

njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie

njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur

mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__

11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj

le ~ oji ruslle tiue umjlobltn sijetimC

SO l~rqid p~r pnjn eve diu

~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1

Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto

pow qe d

Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(

ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo

jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e

50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE

oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen

2_1~ rrlltlmpound ole hilindj_

(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr

bull Thnlb plt batrelindje

bull Te ardbur3 p1 komponsim p1r _lindjo

bull Shperbliml per lindjo Jeujo

faq18 ---------------- shy

E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo

12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO

Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r

penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil

pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt

(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi

Pi per Dj~ periodh( pCrfilimi den rn 12muaj_

Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le

PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo

Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi

Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl

P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~

p~brnh~ ose aJl~im i 1111= i pj~

z Slgrimi vullnl

Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt

oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin

Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij

familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~

~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin

mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij

familjot

Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i

detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk

Btahltt nga bnxheli i shctiL

bull Skemae igurimil ttcIorOrlementar

bull Sk= c gurimit uplerruDl-te ushwkovc

f~qe 19 ---------------shy

bull Slemae igurimitSllpkmcntar priat

2_1Y Sigurimi unlmnu uhrnk

Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~

kI)middotor herbimi bull dd)Illohltm ushergtltk

2310 Sicmiddott hg~mro pr frmerlt

No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c

ngo moha 16 lt1m 65 vjelt

2~11 ~hr~htlm ntr linde e middotdltkjlt

ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM

(e shpjoguar edhk JgtltUSioai rliar)

KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI

31 r lomel m Shqlphi

Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te

rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta

NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga

korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew

pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~

mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin

bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~

ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco

pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~

aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la

aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no

in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik

~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte

prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u

---------faqel0--------shy

q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45

mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec

n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no

vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma

bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct

Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC

~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc

pC llltsh

poni i ulrt kontrioudperjj 11 me 1

~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010

~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj

N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka

konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te

i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi

~hj~ ir)tSOre q~ kampimjno poundgjidhje

SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo

khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo

S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~

ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~

mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti

S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn

pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh

i1 pi Ii ardhme_

32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~

Tbd bull to nrdhuralt dh hpltDZirn

~qe21-----------------------------

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

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UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P

d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

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mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

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NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

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Periudhat e pm rJOll i pun~

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Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

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[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

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1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

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sKEMis SE SIGURHIEVISHOQERORI

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e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

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Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to

~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo

metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

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dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

shpemi 1~ slltrnCs sC sigurlmeve gthoqirore

----------------------------- fuqell----------------------------shy

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per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili

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porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

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----------------- foqc B ----------------shy

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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

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--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

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vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

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kuhC

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t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

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gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

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~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

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nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

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rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

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bull K9 1iS 11S

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ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 19: TEME DIPLOME - UAMD

E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo

12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO

Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r

penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil

pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt

(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi

Pi per Dj~ periodh( pCrfilimi den rn 12muaj_

Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le

PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo

Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi

Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl

P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~

p~brnh~ ose aJl~im i 1111= i pj~

z Slgrimi vullnl

Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt

oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin

Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij

familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~

~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin

mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij

familjot

Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i

detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk

Btahltt nga bnxheli i shctiL

bull Skemae igurimil ttcIorOrlementar

bull Sk= c gurimit uplerruDl-te ushwkovc

f~qe 19 ---------------shy

bull Slemae igurimitSllpkmcntar priat

2_1Y Sigurimi unlmnu uhrnk

Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~

kI)middotor herbimi bull dd)Illohltm ushergtltk

2310 Sicmiddott hg~mro pr frmerlt

No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c

ngo moha 16 lt1m 65 vjelt

2~11 ~hr~htlm ntr linde e middotdltkjlt

ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM

(e shpjoguar edhk JgtltUSioai rliar)

KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI

31 r lomel m Shqlphi

Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te

rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta

NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga

korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew

pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~

mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin

bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~

ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco

pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~

aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la

aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no

in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik

~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte

prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u

---------faqel0--------shy

q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45

mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec

n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no

vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma

bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct

Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC

~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc

pC llltsh

poni i ulrt kontrioudperjj 11 me 1

~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010

~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj

N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka

konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te

i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi

~hj~ ir)tSOre q~ kampimjno poundgjidhje

SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo

khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo

S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~

ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~

mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti

S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn

pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh

i1 pi Ii ardhme_

32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~

Tbd bull to nrdhuralt dh hpltDZirn

~qe21-----------------------------

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU

UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P

d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor

mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki

NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160

- 566172136 ~ IS74 reke

Periudhat e pm rJOll i pun~

Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348

Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull

[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide

Bocolgt mujo bull viertr pir te dy peridhl ullon

[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

N~ kM rasl pemioni do to Uogoritoj

1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo

=~ton m~ lt vogla

fuqe28 ------------------------------ shy

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

4 Jrogootimllllumr 11 piruto U sme so pellsloll

DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i

nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI

e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e

----------laqo ---------shy

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~

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((I=dilrIU)~IJgt~ilwodml_ulloJd

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~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~

il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~

)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd

di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d

il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1

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ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd

qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd

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rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS

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I ~ iI ~ il IIJ DpWnU iU IJltII lb ~ JltgtW -Iltd ilS

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~ iU~ 1 0 lp nl)j TOlZr 0lI llflgtl OUO-uod UI tIn=lt =U 1661

PI ill JIQ ~l09 om ~~ Inod uilfO-JP iI u~ unPIIJS I~I

~ lrUllUnd pound66l-l661 ~ra IPgt OJ lfiqq=n Jd ~ 09 Uiiu 0 1 Jd X1~ SS

tqu 1IjSOIII 111 llf=d gtltl oflbojd ltI If mq OUIlPIIT di lIfu(lOp ill -ibmis l~

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Ndrrlmh nllm i ~ t pTltoqris qm m sIl dytl ltji mhNlIM ~rmujo ~ pgtpIlll~igt llt

JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi

PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)

Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to

~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo

metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI

U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt

dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

shpemi 1~ slltrnCs sC sigurlmeve gthoqirore

----------------------------- fuqell----------------------------shy

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~~ 1P1I eI ~(~ ltrltlflt ~Id ill ~~ ~N ~~u [[Ill S]qgtruI 0

UtwllqsId~OPthlt4gtilIgtd_middot bullbull bull J~ ~qgtqnlqqN

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oe 1IUlOshyOW CO 1)1 u ~1bro ~ ~ =~ 00 A o

00 -XI~ lJJ_UJIil

qgt1lgtltbJidl lP Fal iiltI ~ ill ~_~~ppyr]lOO - ~

pol 1gt1 PJIPW n lyenI Ild III uflIlAbrd ttmpI 11 ~ OI _~ )Iltiud 1lUlnjl Il ~N )lJb ~yqltJ

iflu i~ljldltgtd i1I fULd i1l bullbullU1Cll1lj ~w JroW n ~Z-q( 0 PlII gttd woPlI

~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ

~~ l ~ ~ Vpl ~ IlIflU IA ~

ptlilfZl1Ul tlillw~ ~ numrll (IJ t~~ ~ vitil ~ dho til piIqindjcs qlt kfto penso ~

odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~

jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh

Ion involidito[i(nc mtj~ )

4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111

Llogori~bullbull priilimlt~ IIlC vlcri I Irses vnzime~ oil bimcin e iSSH kpoundrkon q~ Imll nmIi

~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili

do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr

ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi

~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu

porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC

penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt

----------------- foqc B ----------------shy

pbl

oro~ 10l 01O~ oot tOOl (iOl 00 lOOI 000l

~ it ru)gtIifp[IgtII w lUgtliltIgt~J f~nls

m[gt OIlnnxl lI11 ulaquoJFIII rJ

~11l ~Ihli SiP[UllilIP sOO)S tlZOtflad n ~AgtIUZad~ Ol(l~ ~III middotrpmjUIltq ld Ir

tmd ~ lUOPlt~u 0 [pomo J w~ p[Ip Jl ~d OII lP1 butgtJ[ [Tl ~l ~

11 rugtdlfP tIllW lP oMj 11~s[ ilJll[q1l ~o~d~ ao9ol

nlI H UltPfI ill-~~ IJOIId au [a~ it

ampgt[Illi loJltlno ~ lim~ 0UIlS-Jpa ~ pIOn lad OAOW]ZIlrlJS tslPI HtI)gt-[

pound00 OrM( t166 L99~t O~lEl S91ltlt lOtte 9EOO~ 061 )]Il1ol

1-1 m m lWII W W Z 101PlhU

tilE = 9m ~ M 1981 Ult bold m l(1 m Illt 91( gtll~ roo Oti ~ -9pound91 =lt[fUmJ omn

L89T 00 JOpound[ cgtn m ro 90n P911 lllPTltIJ

IrR wlw au) llP ~PIn ~ltIiwl~

mrl~1gtOuu~ OIIl)IIjOIi=~l1lcLlcud~~ [Igt

ltoltmd 111 ill 00=lt1 JU soIjRp OJ gtflt[Olilrr ~ lfrion n OUOlbJod bull rumm 91IlnRR-I ~

UI1tl1 1~01=bqs 0ltllpnl ~IiJd lP [ bull ~

ilL~lI ml1d L~suxI 0IImZltLltfuld 0Vi1IWW 1TI 1WltgtIDds III11jWlt1ll ~ iN il~ I

1lIPIII go ~ ~~ 11 [dloltI i 11 ~ tLIinnfuifqs=l ~ lPlI ~

oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP

iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I

I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01

~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345

KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 20: TEME DIPLOME - UAMD

bull Slemae igurimitSllpkmcntar priat

2_1Y Sigurimi unlmnu uhrnk

Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~

kI)middotor herbimi bull dd)Illohltm ushergtltk

2310 Sicmiddott hg~mro pr frmerlt

No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c

ngo moha 16 lt1m 65 vjelt

2~11 ~hr~htlm ntr linde e middotdltkjlt

ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM

(e shpjoguar edhk JgtltUSioai rliar)

KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI

31 r lomel m Shqlphi

Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te

rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta

NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga

korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew

pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~

mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin

bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~

ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco

pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~

aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la

aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no

in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik

~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte

prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u

---------faqel0--------shy

q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45

mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec

n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no

vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma

bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct

Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC

~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc

pC llltsh

poni i ulrt kontrioudperjj 11 me 1

~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010

~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj

N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka

konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te

i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi

~hj~ ir)tSOre q~ kampimjno poundgjidhje

SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo

khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo

S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~

ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~

mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti

S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn

pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh

i1 pi Ii ardhme_

32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~

Tbd bull to nrdhuralt dh hpltDZirn

~qe21-----------------------------

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU

UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P

d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor

mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki

NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160

- 566172136 ~ IS74 reke

Periudhat e pm rJOll i pun~

Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348

Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull

[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide

Bocolgt mujo bull viertr pir te dy peridhl ullon

[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

N~ kM rasl pemioni do to Uogoritoj

1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo

=~ton m~ lt vogla

fuqe28 ------------------------------ shy

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

4 Jrogootimllllumr 11 piruto U sme so pellsloll

DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i

nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI

e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e

----------laqo ---------shy

--------mlnoj -------shy

~

SlOt ~

~

~

rgt I ltood =

~

llA

((I=dilrIU)~IJgt~ilwodml_ulloJd

UO)A 1 PI lJ bull ~ Jd

~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK

~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~

il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~

)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd

di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d

il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1

iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw

ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd

qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd

fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U

rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS

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Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

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m

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metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

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dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili

do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr

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porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC

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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

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-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 21: TEME DIPLOME - UAMD

q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45

mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec

n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no

vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma

bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct

Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC

~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc

pC llltsh

poni i ulrt kontrioudperjj 11 me 1

~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010

~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj

N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka

konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te

i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi

~hj~ ir)tSOre q~ kampimjno poundgjidhje

SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo

khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo

S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~

ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~

mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti

S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn

pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh

i1 pi Ii ardhme_

32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~

Tbd bull to nrdhuralt dh hpltDZirn

~qe21-----------------------------

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU

UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P

d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor

mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki

NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160

- 566172136 ~ IS74 reke

Periudhat e pm rJOll i pun~

Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348

Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull

[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide

Bocolgt mujo bull viertr pir te dy peridhl ullon

[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

N~ kM rasl pemioni do to Uogoritoj

1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo

=~ton m~ lt vogla

fuqe28 ------------------------------ shy

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

4 Jrogootimllllumr 11 piruto U sme so pellsloll

DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i

nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI

e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e

----------laqo ---------shy

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llA

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il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1

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JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi

PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)

Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to

~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo

metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

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U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt

dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

shpemi 1~ slltrnCs sC sigurlmeve gthoqirore

----------------------------- fuqell----------------------------shy

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per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

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----------------- foqc B ----------------shy

pbl

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~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345

KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 22: TEME DIPLOME - UAMD

~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime

Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl

)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel

1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos

Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no

I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q

ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no

4861niWlti Iel

111 n aTdhu(

Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga

II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl

11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib

~r

r~q22 --shy

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove

C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e

J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ

ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~

D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo

I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa

mbulohctS builioU i shtetIt

Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~

So U Ihpltngtimcv lolale

Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat

~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU

UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P

d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor

mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki

NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160

- 566172136 ~ IS74 reke

Periudhat e pm rJOll i pun~

Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348

Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull

[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide

Bocolgt mujo bull viertr pir te dy peridhl ullon

[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

N~ kM rasl pemioni do to Uogoritoj

1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

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=~ton m~ lt vogla

fuqe28 ------------------------------ shy

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

4 Jrogootimllllumr 11 piruto U sme so pellsloll

DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i

nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI

e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e

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JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi

PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)

Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to

~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo

metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI

U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt

dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

shpemi 1~ slltrnCs sC sigurlmeve gthoqirore

----------------------------- fuqell----------------------------shy

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iflu i~ljldltgtd i1I fULd i1l bullbullU1Cll1lj ~w JroW n ~Z-q( 0 PlII gttd woPlI

~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ

~~ l ~ ~ Vpl ~ IlIflU IA ~

ptlilfZl1Ul tlillw~ ~ numrll (IJ t~~ ~ vitil ~ dho til piIqindjcs qlt kfto penso ~

odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~

jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh

Ion involidito[i(nc mtj~ )

4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111

Llogori~bullbull priilimlt~ IIlC vlcri I Irses vnzime~ oil bimcin e iSSH kpoundrkon q~ Imll nmIi

~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili

do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr

ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi

~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu

porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC

penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt

----------------- foqc B ----------------shy

pbl

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tmd ~ lUOPlt~u 0 [pomo J w~ p[Ip Jl ~d OII lP1 butgtJ[ [Tl ~l ~

11 rugtdlfP tIllW lP oMj 11~s[ ilJll[q1l ~o~d~ ao9ol

nlI H UltPfI ill-~~ IJOIId au [a~ it

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pound00 OrM( t166 L99~t O~lEl S91ltlt lOtte 9EOO~ 061 )]Il1ol

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L89T 00 JOpound[ cgtn m ro 90n P911 lllPTltIJ

IrR wlw au) llP ~PIn ~ltIiwl~

mrl~1gtOuu~ OIIl)IIjOIi=~l1lcLlcud~~ [Igt

ltoltmd 111 ill 00=lt1 JU soIjRp OJ gtflt[Olilrr ~ lfrion n OUOlbJod bull rumm 91IlnRR-I ~

UI1tl1 1~01=bqs 0ltllpnl ~IiJd lP [ bull ~

ilL~lI ml1d L~suxI 0IImZltLltfuld 0Vi1IWW 1TI 1WltgtIDds III11jWlt1ll ~ iN il~ I

1lIPIII go ~ ~~ 11 [dloltI i 11 ~ tLIinnfuifqs=l ~ lPlI ~

oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP

iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I

I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01

~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345

KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

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1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

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7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 23: TEME DIPLOME - UAMD

raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk

raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol

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I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur

Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe

Tgurimit oqfro dhta IIashegimi elj

l2l Shpennet

Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~

A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione

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~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe

d otdhura Jltm

------------ foqo23 -----------shy

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)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

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Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

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m kolioiltnM jelor do t hoi

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--------- --------------------fuqe35 ----------------------------- shy

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q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 24: TEME DIPLOME - UAMD

Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~

dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim

i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon

m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo

IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan

l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw

)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~

Subvtrtciard e-ndosma IIfI paratnroti

fq24

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU

UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P

d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor

mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki

NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160

- 566172136 ~ IS74 reke

Periudhat e pm rJOll i pun~

Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348

Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull

[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide

Bocolgt mujo bull viertr pir te dy peridhl ullon

[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

N~ kM rasl pemioni do to Uogoritoj

1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo

=~ton m~ lt vogla

fuqe28 ------------------------------ shy

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

4 Jrogootimllllumr 11 piruto U sme so pellsloll

DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i

nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI

e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e

----------laqo ---------shy

--------mlnoj -------shy

~

SlOt ~

~

~

rgt I ltood =

~

llA

((I=dilrIU)~IJgt~ilwodml_ulloJd

UO)A 1 PI lJ bull ~ Jd

~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK

~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~

il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~

)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd

di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d

il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1

iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw

ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd

qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd

fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U

rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS

_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i

I ~ iI ~ il IIJ DpWnU iU IJltII lb ~ JltgtW -Iltd ilS

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metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

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porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC

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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

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-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 25: TEME DIPLOME - UAMD

----------____ ______________5~b~J

t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt

= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ

=SOI1 ] op 1Or m~yo~ w

UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU

UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1

q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa

1lS rlt qpnuxl1 ptlIJ iU

gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI

01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy

uiP1IJlU 1 0 lOltIQJllnol

~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P

d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6

- 566712136 ~ lS7411ckl

bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e

ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt

pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965

a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~

)OW menyrt

[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

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mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

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NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

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[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

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NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

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Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

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per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

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----------------- foqc B ----------------shy

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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

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--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

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q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

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kuhC

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sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

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gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

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ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

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pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

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nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

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rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

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derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

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dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

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2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

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7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 26: TEME DIPLOME - UAMD

2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape

bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I

sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi

laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me

koeflcient e b= sO Itffime do I llo~rritet

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- 566712136 ~ lS7411ckl

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pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas

lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj

l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199

Pcrludhat e mmllt

Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48

Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg

Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000

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[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420

[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k

Ienjonl i plol do te ozulMte

---------------------f~elu---------------------

i 1513ampmiddot35+78S()- 13)48101laquo

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Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 27: TEME DIPLOME - UAMD

i 1513ampmiddot35+78S()- 13)48101laquo

il 15IJ8middot75~ 1)JS4 k~

Ill 27850 = )5100 1M

M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor

mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94

ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111

lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht

rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~

paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994

Il pcriudbin p 11199~ k klto baza lhleri51lan

Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki

NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~

Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~

Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl

-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke

Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin

m kolioiltnM jelor do t hoi

l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~

[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k

Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me

kroile( ltblaquolti3 e vlorlueshm do u lIogtltI

------------------------- rnqe27 ------------------------shy

[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160

- 566172136 ~ IS74 reke

Periudhat e pm rJOll i pun~

Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348

Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull

[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide

Bocolgt mujo bull viertr pir te dy peridhl ullon

[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

N~ kM rasl pemioni do to Uogoritoj

1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo

=~ton m~ lt vogla

fuqe28 ------------------------------ shy

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

4 Jrogootimllllumr 11 piruto U sme so pellsloll

DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i

nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI

e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e

----------laqo ---------shy

--------mlnoj -------shy

~

SlOt ~

~

~

rgt I ltood =

~

llA

((I=dilrIU)~IJgt~ilwodml_ulloJd

UO)A 1 PI lJ bull ~ Jd

~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK

~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~

il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~

)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd

di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d

il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1

iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw

ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd

qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd

fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U

rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS

_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i

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Ikuof i~P~lb_-(PFJI2IiI~ n OImfu(Il aOUJ1n81 ~ mol ill ~~bold ll OlOlIOl ~11W jLUjzollilOldad

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m

m

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Ndrrlmh nllm i ~ t pTltoqris qm m sIl dytl ltji mhNlIM ~rmujo ~ pgtpIlll~igt llt

JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi

PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)

Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to

~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo

metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI

U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt

dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

shpemi 1~ slltrnCs sC sigurlmeve gthoqirore

----------------------------- fuqell----------------------------shy

__________ lfobj __________

~jllP1l

~~ 1P1I eI ~(~ ltrltlflt ~Id ill ~~ ~N ~~u [[Ill S]qgtruI 0

UtwllqsId~OPthlt4gtilIgtd_middot bullbull bull J~ ~qgtqnlqqN

~

~

OM 0

oe 1IUlOshyOW CO 1)1 u ~1bro ~ ~ =~ 00 A o

00 -XI~ lJJ_UJIil

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iflu i~ljldltgtd i1I fULd i1l bullbullU1Cll1lj ~w JroW n ~Z-q( 0 PlII gttd woPlI

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~~ l ~ ~ Vpl ~ IlIflU IA ~

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odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~

jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh

Ion involidito[i(nc mtj~ )

4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111

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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili

do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr

ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi

~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu

porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC

penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt

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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 28: TEME DIPLOME - UAMD

[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160

- 566172136 ~ IS74 reke

Periudhat e pm rJOll i pun~

Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348

Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861

Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000

NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25

II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr

1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull

[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide

Bocolgt mujo bull viertr pir te dy peridhl ullon

[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~

N~ kM rasl pemioni do to Uogoritoj

1629035+7850 - 13552 kklt

15742x75 - U8011e~

III a7l50 - IS71)(lkke

Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo

=~ton m~ lt vogla

fuqe28 ------------------------------ shy

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

4 Jrogootimllllumr 11 piruto U sme so pellsloll

DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i

nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI

e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e

----------laqo ---------shy

--------mlnoj -------shy

~

SlOt ~

~

~

rgt I ltood =

~

llA

((I=dilrIU)~IJgt~ilwodml_ulloJd

UO)A 1 PI lJ bull ~ Jd

~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK

~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~

il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~

)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd

di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d

il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1

iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw

ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd

qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd

fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U

rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS

_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i

I ~ iI ~ il IIJ DpWnU iU IJltII lb ~ JltgtW -Iltd ilS

Ikuof i~P~lb_-(PFJI2IiI~ n OImfu(Il aOUJ1n81 ~ mol ill ~~bold ll OlOlIOl ~11W jLUjzollilOldad

11 01lPpi

1d flfll etJ31P il il ~llcxfuIlJp 0 =IJ UI ~ il MOIOltttgtJ ll l~lUJill lllfZotmClld

~ iU~ 1 0 lp nl)j TOlZr 0lI llflgtl OUO-uod UI tIn=lt =U 1661

PI ill JIQ ~l09 om ~~ Inod uilfO-JP iI u~ unPIIJS I~I

~ lrUllUnd pound66l-l661 ~ra IPgt OJ lfiqq=n Jd ~ 09 Uiiu 0 1 Jd X1~ SS

tqu 1IjSOIII 111 llf=d gtltl oflbojd ltI If mq OUIlPIIT di lIfu(lOp ill -ibmis l~

PhaIi

Torali

m

m

~

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JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi

PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)

Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to

~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo

metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI

U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt

dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

shpemi 1~ slltrnCs sC sigurlmeve gthoqirore

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jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh

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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili

do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr

ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi

~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu

porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC

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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

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-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 29: TEME DIPLOME - UAMD

KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE

sKEMis SE SIGURHIEVISHOQERORI

4 Jrogootimllllumr 11 piruto U sme so pellsloll

DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i

nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to

1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI

e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme

m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e

----------laqo ---------shy

--------mlnoj -------shy

~

SlOt ~

~

~

rgt I ltood =

~

llA

((I=dilrIU)~IJgt~ilwodml_ulloJd

UO)A 1 PI lJ bull ~ Jd

~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK

~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~

il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~

)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd

di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d

il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1

iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw

ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd

qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd

fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U

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Viii 00 WOO ~ ~ ~ 2010

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m

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metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

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ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 30: TEME DIPLOME - UAMD

--------mlnoj -------shy

~

SlOt ~

~

~

rgt I ltood =

~

llA

((I=dilrIU)~IJgt~ilwodml_ulloJd

UO)A 1 PI lJ bull ~ Jd

~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK

~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~

il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~

)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd

di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d

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Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

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metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili

do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr

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porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC

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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 31: TEME DIPLOME - UAMD

PhaIi

Torali

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Ndrrlmh nllm i ~ t pTltoqris qm m sIl dytl ltji mhNlIM ~rmujo ~ pgtpIlll~igt llt

JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi

PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)

Viii 00 WOO ~ ~ ~ 2010

Phali M m m m Totali ~ ~ n m

201S 2020

m

KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to

~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo

metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI

akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me

keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC

t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike

ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI

dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI

U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt

dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~

shpemi 1~ slltrnCs sC sigurlmeve gthoqirore

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jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh

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Llogori~bullbull priilimlt~ IIlC vlcri I Irses vnzime~ oil bimcin e iSSH kpoundrkon q~ Imll nmIi

~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili

do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr

ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi

~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu

porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC

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~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345

KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

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-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 32: TEME DIPLOME - UAMD

__________ lfobj __________

~jllP1l

~~ 1P1I eI ~(~ ltrltlflt ~Id ill ~~ ~N ~~u [[Ill S]qgtruI 0

UtwllqsId~OPthlt4gtilIgtd_middot bullbull bull J~ ~qgtqnlqqN

~

~

OM 0

oe 1IUlOshyOW CO 1)1 u ~1bro ~ ~ =~ 00 A o

00 -XI~ lJJ_UJIil

qgt1lgtltbJidl lP Fal iiltI ~ ill ~_~~ppyr]lOO - ~

pol 1gt1 PJIPW n lyenI Ild III uflIlAbrd ttmpI 11 ~ OI _~ )Iltiud 1lUlnjl Il ~N )lJb ~yqltJ

iflu i~ljldltgtd i1I fULd i1l bullbullU1Cll1lj ~w JroW n ~Z-q( 0 PlII gttd woPlI

~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ

~~ l ~ ~ Vpl ~ IlIflU IA ~

ptlilfZl1Ul tlillw~ ~ numrll (IJ t~~ ~ vitil ~ dho til piIqindjcs qlt kfto penso ~

odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~

jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh

Ion involidito[i(nc mtj~ )

4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111

Llogori~bullbull priilimlt~ IIlC vlcri I Irses vnzime~ oil bimcin e iSSH kpoundrkon q~ Imll nmIi

~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili

do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr

ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi

~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu

porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC

penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt

----------------- foqc B ----------------shy

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~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345

KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 33: TEME DIPLOME - UAMD

ptlilfZl1Ul tlillw~ ~ numrll (IJ t~~ ~ vitil ~ dho til piIqindjcs qlt kfto penso ~

odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~

jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh

Ion involidito[i(nc mtj~ )

4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111

Llogori~bullbull priilimlt~ IIlC vlcri I Irses vnzime~ oil bimcin e iSSH kpoundrkon q~ Imll nmIi

~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb

per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd

p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili

do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr

ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi

~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu

porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~

~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC

penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt

----------------- foqc B ----------------shy

pbl

oro~ 10l 01O~ oot tOOl (iOl 00 lOOI 000l

~ it ru)gtIifp[IgtII w lUgtliltIgt~J f~nls

m[gt OIlnnxl lI11 ulaquoJFIII rJ

~11l ~Ihli SiP[UllilIP sOO)S tlZOtflad n ~AgtIUZad~ Ol(l~ ~III middotrpmjUIltq ld Ir

tmd ~ lUOPlt~u 0 [pomo J w~ p[Ip Jl ~d OII lP1 butgtJ[ [Tl ~l ~

11 rugtdlfP tIllW lP oMj 11~s[ ilJll[q1l ~o~d~ ao9ol

nlI H UltPfI ill-~~ IJOIId au [a~ it

ampgt[Illi loJltlno ~ lim~ 0UIlS-Jpa ~ pIOn lad OAOW]ZIlrlJS tslPI HtI)gt-[

pound00 OrM( t166 L99~t O~lEl S91ltlt lOtte 9EOO~ 061 )]Il1ol

1-1 m m lWII W W Z 101PlhU

tilE = 9m ~ M 1981 Ult bold m l(1 m Illt 91( gtll~ roo Oti ~ -9pound91 =lt[fUmJ omn

L89T 00 JOpound[ cgtn m ro 90n P911 lllPTltIJ

IrR wlw au) llP ~PIn ~ltIiwl~

mrl~1gtOuu~ OIIl)IIjOIi=~l1lcLlcud~~ [Igt

ltoltmd 111 ill 00=lt1 JU soIjRp OJ gtflt[Olilrr ~ lfrion n OUOlbJod bull rumm 91IlnRR-I ~

UI1tl1 1~01=bqs 0ltllpnl ~IiJd lP [ bull ~

ilL~lI ml1d L~suxI 0IImZltLltfuld 0Vi1IWW 1TI 1WltgtIDds III11jWlt1ll ~ iN il~ I

1lIPIII go ~ ~~ 11 [dloltI i 11 ~ tLIinnfuifqs=l ~ lPlI ~

oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP

iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I

I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01

~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345

KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 34: TEME DIPLOME - UAMD

pbl

oro~ 10l 01O~ oot tOOl (iOl 00 lOOI 000l

~ it ru)gtIifp[IgtII w lUgtliltIgt~J f~nls

m[gt OIlnnxl lI11 ulaquoJFIII rJ

~11l ~Ihli SiP[UllilIP sOO)S tlZOtflad n ~AgtIUZad~ Ol(l~ ~III middotrpmjUIltq ld Ir

tmd ~ lUOPlt~u 0 [pomo J w~ p[Ip Jl ~d OII lP1 butgtJ[ [Tl ~l ~

11 rugtdlfP tIllW lP oMj 11~s[ ilJll[q1l ~o~d~ ao9ol

nlI H UltPfI ill-~~ IJOIId au [a~ it

ampgt[Illi loJltlno ~ lim~ 0UIlS-Jpa ~ pIOn lad OAOW]ZIlrlJS tslPI HtI)gt-[

pound00 OrM( t166 L99~t O~lEl S91ltlt lOtte 9EOO~ 061 )]Il1ol

1-1 m m lWII W W Z 101PlhU

tilE = 9m ~ M 1981 Ult bold m l(1 m Illt 91( gtll~ roo Oti ~ -9pound91 =lt[fUmJ omn

L89T 00 JOpound[ cgtn m ro 90n P911 lllPTltIJ

IrR wlw au) llP ~PIn ~ltIiwl~

mrl~1gtOuu~ OIIl)IIjOIi=~l1lcLlcud~~ [Igt

ltoltmd 111 ill 00=lt1 JU soIjRp OJ gtflt[Olilrr ~ lfrion n OUOlbJod bull rumm 91IlnRR-I ~

UI1tl1 1~01=bqs 0ltllpnl ~IiJd lP [ bull ~

ilL~lI ml1d L~suxI 0IImZltLltfuld 0Vi1IWW 1TI 1WltgtIDds III11jWlt1ll ~ iN il~ I

1lIPIII go ~ ~~ 11 [dloltI i 11 ~ tLIinnfuifqs=l ~ lPlI ~

oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP

iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I

I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01

~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345

KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 35: TEME DIPLOME - UAMD

~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345

KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE

Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore

Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)

oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit

--------- --------------------fuqe35 ----------------------------- shy

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 36: TEME DIPLOME - UAMD

nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin

punldhltnegtit dho pun~it

Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone

lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0

DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo

bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e

doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij

Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull

q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20

vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If

Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen

bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c

kuhC

2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni

sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt

pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension

t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj

pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i

Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r

J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti

cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc

L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e

gorlmeve hoq~I(l

_ Mhi qlldruoohmcrino finane La keme ni perspektiv

Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS

shm~e ltigurim= hoqerore n tE ~rdhmcn-

-------------- f4q~S

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 37: TEME DIPLOME - UAMD

JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re

oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi

VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U

ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn

h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt

Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1

pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht

poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb

~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL

Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e

pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~

nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~

centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te

popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre

Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet

rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me

poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell

pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij

dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10

Itm p~sjigje g kyldim

5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe

ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI

frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te

elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen

plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve

q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per

ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC

I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt

10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL

fdq37 ----------------------------------shy

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 38: TEME DIPLOME - UAMD

6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri

Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi

p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk

IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni

ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na

kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i

mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to

igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe

mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor

e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~

igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy

51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt

hoqiroto

Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo

ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao

~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt

dkurivc Goti II vrejlro

Nd _0 ~fum sl me laquoon Ver01t2n

- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri

- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi

no fote ltigurl gthoq=gtIc

- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~

- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ

- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu

dh pmimiddot

Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te

Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~

lq3S

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 39: TEME DIPLOME - UAMD

Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en

studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje

ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per

venen e lt)Ie~ jete

Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha

lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e

munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit

Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m

IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve

shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_

lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij

ketno

Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne

60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0

shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard

ldltc 67mc paIL

Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI

60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00

1~ mopLlk

Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh

mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar

babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to

papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw

OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj

MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit

1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne

dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14

ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme

OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu

InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i

kj ronnbull

---------------- f~IIe39

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 40: TEME DIPLOME - UAMD

Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per

forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=

Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc

yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen

ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat

hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe

pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011

Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire

sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc

qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De

fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei

323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO

ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt

vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to

lrfhih IOltltnIUI c ipm Jroqrorc

Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm

-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me

modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e

kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj

to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc

pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla

intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne

Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~

Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020

nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar

gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne

rhL

~ -------shy

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

Page 41: TEME DIPLOME - UAMD

------------- lV~I~J ------_______

-qMgtA

ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP

[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II

mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I

-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif

l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd

lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~

ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I

oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~

mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln

mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~

soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011

lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu

lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN

-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll

ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m

~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u

fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1

oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl

= 111 bull -

0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd

_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511

sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD

_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave

Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara

penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho

lTiti pionct fmand buxhcti

bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs

komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c

iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete

bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e

ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja

1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr

ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr

Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime

ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode

TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe

dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie

renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet

igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv

Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per

Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe

mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival

klt iguimvbull

Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=

dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt

jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi

i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie

detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do

mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc

RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee

pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru

do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht

----------[q42 --shy

pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur

yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve

pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to

pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm

No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull

to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare

Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho

amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ

irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_

Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt

sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO

kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll

Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane

_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to

j

_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak

duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e

ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal

reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt

jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne

favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij

gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme

~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu

- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre

vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon

mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft

m

Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem

---------- fq --------- shy

i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot

nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe

o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc

n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie

ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit

pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44

P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me

tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e

domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~

gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~

POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin

1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l

0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me

pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l

pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O

moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti

2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990

= Ii Emotrni -

Ponsoi P=ionircal gtiomi ~

[[omo

5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m

faqe44 ---------------shy

- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn

m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso

pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n

gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt

jano sI InO 0 nr 0 ~lt1 rqiptu

O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl

~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI

ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln

Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to

klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu

Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc

pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy

Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE

ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct

clernow-Ulk dho on flaquoikIo fXr dultim1l e ~

IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl

c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll

Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt

~cli~

1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy

bullbullbull shy-amplIp

Bjclloruii3

Rlltn1Il

SlIoveiB

-

bull K9 1iS 11S

~ -- -Hllllgaria

Shji]Xria-

ru

IDbull 300

Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC

rndct ~trllhblJsto

GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern

-----------------------------------shy

~-----------------------------------

--------------------- f~le 46 -------- shy

bull 0

Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe

~1 tC kito

Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-

done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy

Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no

dhlll tl 1l1li1~

gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL

~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit

miniml Sullcrohct Ilponet e rnlltipenne I njltioh=

Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy

bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti

dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo

Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _

Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt

-------------- fqe47 ------------- shy

__

Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt

poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl

imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO

)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~

hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit

tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0

pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun

e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt

bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga

inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom

dnke u Iw1nt nlt P~rcfrn~

y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe

ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin

(I~ 1rnnLlllt=lo tij

Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e

derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs

mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO

pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W

1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi

ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu

dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta

pcr komribute to barabatta

ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~

kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc

tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)

---------------- faqe48 --------------- shy

S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~

Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi

muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce

molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto

ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy

amptIri2uar WOCrisbt ifunrulildin

[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e

numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc

lIiykohm tl j-i

lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli

admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve

~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl

pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0

sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W

gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si

Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro

detrirnctigjon perlgurimm ltec~

Rri~ae kOpltIcnCtI fOktmo

Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~

nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i

~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr

db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71

atamp

)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc

---------faQe4~---------- shy

____________ OboJ _____________

(iflIlO ~gtd

irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d

OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld

ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S

~~r~il~(iU~~ltdJ~Jd_

JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[

Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1

IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_

gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS

~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll

PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd

n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~

~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw

laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua

1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH

2 Ubri fakullc~1 ckoMmik Finan Publikc

1 Rchgtmandirnel e udhcheqeses

4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes

S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e

plUle

6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes

7 ligjetegtiglLrimehoq

8 wi~b_ltJI

10 Broslruralt IntiMt t SiSlLrimcyc Shoqror

11 Gazeta ~HEKULL1

faqe Sl --------------- shy

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