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DAFTAR ISI

HALAMAN JUDUL .................................................................................... i

HALAMAN PERSETUJUAN PEMBIMBING ............................................. ii

HALAMAN PENGESAHAN ....................................................................... iii

HALAMAN PERNYATAAN....................................................................... iv

HALAMAN MOTTO ................................................................................... v

HALAMAN PERSEMBAHAN .................................................................... vi

KATA PENGANTAR .................................................................................. viii

ABSTRAK ................................................................................................... x

DAFTAR ISI ................................................................................................ xi

DAFTAR TABEL ........................................................................................ xiv

DAFTAR GAMBAR .................................................................................... xv

BAB I : PENDAHULUAN

A. Latar Belakang .................................................................................. 1

B. Batasan Penelitian ............................................................................. 5

C. Rumusan Masalah ............................................................................. 5

D. Tujuan Penelitian .............................................................................. 6

E. Manfaat Penelitian............................................................................. 6

F. Sistematika Penelitian ....................................................................... 6

BAB II : LANDASAN TEORI

A. Deskripsi Teori .................................................................................. 9

1. Kepercayaan ................................................................................ 9

a. Pengertian Kepercayaan ......................................................... 9

b. Kepercayaan dalam Perspektif Islam ...................................... 11

c. Komponen Kepercayaan ........................................................ 13

d. Upaya Membangkitkan Kepercayaan Masyarakat terhadap

Pelayanan Publik (menurut David Osborne) ........................... 15

2. Jaminan Rasa Aman .................................................................... 16

a. Pengertian Jaminan Rasa Aman ............................................. 16

b. Faktor yang Membuat Seseorang Merasa Aman..................... 18

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c. Dimensi Jaminan Rasa Aman................................................. 18

3. Minat ........................................................................................... 18

a. Pengertian Minat.................................................................... 18

b. Faktor-faktor yang Menimbulkan Timbulnya Minat ............... 19

c. Macam-macam Minat ............................................................ 20

d. Minat dalam Pandangan Islam ............................................... 21

B. Hasil Penelitian Terdahulu ................................................................ 22

C. Kerangka Berpikir ............................................................................. 24

D. Hipotesis Penelitian ........................................................................... 25

BAB III : METODE PENELITIAN

A. Jenis Penelitian dan Pendekatan Penelitian ........................................ 29

B. Sumber Data...................................................................................... 29

C. Populasi dan Sampel ......................................................................... 30

D. Tata Variabel ..................................................................................... 32

E. Definisi Oprasional ........................................................................... 32

F. Teknik Pengumpulan Data ................................................................ 34

G. Uji Validitas dan Reliabilitas Instrumen ............................................ 35

H. Uji Asumsi Klasik ............................................................................. 36

I. Analisis Data ..................................................................................... 39

BAB IV: HASIL PENELITIAN DAN PEMBAHASAN

A. Deskripsi Objek Penelitian ................................................................ 42

1. Sejarah KSPS Mubarok Abadi, Dukuhseti, Pati ........................... 42

2. Letak Geografis ........................................................................... 43

3. Visi dan Misi KSPS Mubarok Abadi ........................................... 43

4. Struktur Organisasi ...................................................................... 44

5. Partisipasi dalam Pengembangan Perekonomian Masyarakat ....... 44

6. Jumlah Data Anggota Penabung .................................................. 45

B. Gambaran Umum Responden ............................................................ 46

C. Deskripsi Hasil Data Penelitian ........................................................ 50

D. Uji Validitas dan Reliabilitas Instrumen ............................................ 54

E. Uji Asumsi Klasik ............................................................................. 56

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1. Uji Multikolinieritas .................................................................... 56

2. Uji Autokorelasi .......................................................................... 57

3. Uji Heteroskedastisitas ................................................................ 58

4. Uji Normalitas ............................................................................. 59

F. Analisis Data ..................................................................................... 61

1. Analisis Regresi Linier Berganda................................................. 61

2. Uji Koefisien Determinasi (R2) .................................................... 63

3. Uji Koefisien Regresi secara Parsial (Uji t) .................................. 64

4. Uji Signifikan Simultan (Uji Statistik F) ...................................... 66

G. Pembahasan Hasil Penelitian ............................................................. 66

H. Implikasi Penelitian ........................................................................... 69

BAB V : PENUTUP

A. Simpulan ........................................................................................... 71

B. Keterbatasan Penelitian ..................................................................... 72

C. Saran ................................................................................................. 72

D. Penutup ............................................................................................. 73

DAFTAR PUSTAKA

LAMPIRAN-LAMPIRAN

DAFTAR RIWAYAT PENDIDIKAN

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DAFTAR TABEL

Tabel 3.1 : Definisi Oprasional .............................................................. 32

Tabel 3.2 : Kriteria Pengambilan Keputusan ada Tidaknya Autokorelasi 37

Tabel 4.1 : Data Jumlah Anggota Penabung dari Tahun 2012-2015........ 45

Tabel 4.2 : Umur Responden.................................................................. 46

Tabel 4.3 : Jenis Kelamin ....................................................................... 47

Tabel 4.4 : PendidikanTerakhir .............................................................. 48

Tabel 4.5 : Pekerjaan ............................................................................. 48

Tabel 4.6 : Lama Menjadi Anggota ........................................................ 49

Tabel 4.7 : Data Hasil Penelitian ............................................................ 50

Tabel 4.8 : Hasil Uji Validitas Instrumen ............................................... 54

Tabel 4.9 : Hasil Uji Reliabilitas Instrumen............................................ 55

Tabel 4.10 : Hasil Uji Multikolonieritas Coefisien ................................... 56

Tabel4.11 : Kriteria Pengambilan Keputusan Ada Tidaknya

Autukorelasi ......................................................................... 58

Tabel 4.12 : Hasil Uji Autokorelasi .......................................................... 58

Tabel 4.13 : Hasil Analisis Regresi Berganda .......................................... 62

Tabel 4.14 : Hasil Koefisien Determinasi R ............................................. 63

Tabel 4.15 : Hasil Uji Parsial (Uji t) ......................................................... 65

Tabel 4.16 : Hasil Analisis Uji F .............................................................. 66

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DAFTAR GAMBAR

Gambar 2.1 Kerangka Berpikir ................................................................ 24

Gambar 2.2 Pengaruh Kepercayaan terhadap Minat Menabung ............... 26

Gambar 2.3 Pengaruh Jaminan Rasa Aman terhadap Minat Menabung .... 27

Gambar 2.4 Pengaruh Kepercayaan dan Jaminan Rasa Aman terhadap

Minat Menabung .................................................................. 27

Gambar 4.12 Grafik Scatterplot ................................................................. 59

Gambat 4.13 Normalitas Histogram .......................................................... 60

Gambar 4.14 Uji Probability Plot .............................................................. 61