2 0 1 1 e d i t i o n

www.cic.fr

CICin brief

CIC remains close to its clientele of retail customers, associations, professional and corporate clients by constantly upgrading and expanding its branch network. Forty-four new branches were created in 2010.

It also enhances its remote banking services on an ongoing basis by expanding its network of automatic teller machines and adding new Filbanque functions (secure messaging, confirmation code, interconnection between contracts, and more recently, Internet and Smartphone applications).

An ever more efficient range of services covers banking, insurance and new technology, including remote surveillance and mobile telephony, with services adapted to young people of all age groups.

CIC provides high value-added services to a clientele of high-net-worth clients and senior executives through its private banking entities in France and abroad.

Drawing on the strength of the Crédit Mutuel-CIC Group, it seeks to build a lasting relationship with each of its clients.

> 3,635,585 individualsCIC strives to provide the best possible service by listening to its clients’ needs, making the right expertise available, responsive teams and local decision-making capacity.

Making banking easy

Banking in the best conditions also means being able to access banking services, freely and at any time. With Filbanque you can use Internet, telephone or WAP to view your accounts, carry out transactions and make payments in all security, 24 hours a day. Personal contracts, Contrats Personnel, include a service pack-age: you choose the services that suit you best and, with the Web option, you benefit from reduced rates if you receive your bank statements via cic.fr.

Your payment instruments are accompanied by extensive guar-antees and some cards offer the Différé plus option, providing for payment in instalments.

With a ‘cash reserve’ (Crédit en Réserve and Allure Libre) or a personal loan, you are equipped to face any unforeseen expenses or impulse purchases.

Financing your projects

When buying a car, you can choose a specific car loan or opt for an all-inclusive long-term car rental solution.

If you are planning to buy a house to live in or rent out, or to carry out home repairs, CIC offers a wide range of flexible and adaptable loans.

Protecting your family and possessions

With comprehensive home and motor insurance, CIC can cover all your needs starting from financing your project.

The insurance offer spans health, personal protection and retirement. The Prévoyance Santé solution covers your family against medical expenses not covered by the State social secu-rity system.

Building your capital and preparing the future

The bank offers a range of flexible savings solutions, divided into six themes to respond to each client’s savings objectives: safety-net savings, building capital, increasing capital, top-up income, tax optimisation and transmission of assets.

Your advisor will recommend the products best suited to your situation and objectives and can draw on the assistance of the bank’s wealth management experts when necessary.

Benefit from the most efficient new technology

As a pioneer in this field, Crédit Mutuel-CIC has made new tech-nology a central feature of its commercial strategy, with innova-tive products and services designed to make life easier: Carte Avance Santé for paying medical expenses; mobile telephone services for monitoring your accounts and, in the near future, paying for your purchases in shops; Protection Vol CIC (remote home surveillance); Web Conso, an online consumer credit facil-ity, and more.

The range of telephone service packages has been further extended with the addition of the Ultimate and Premier Intégral Smartphone solutions.

Service offer

> 623,499 self-employed professionals and associations

The bank has opted for a dual approach when advising its clientele of trades people, self-employed and independent professionals, farmers and associations: first, a global approach covering both professional and personal aspects, as all entre-preneurs need to look after their businesses and their families and prepare the future from solid bases; and, second, an offer of ‘tailored’ solutions to meet specific needs.

Services

Managing accounts, receipts and payments, remunerating cash assets, etc. Saving time and reducing administrative tasks are priorities so as to be able to focus on the business: Contrat Professionnel Global, a global business banking package, comprises all the essential banking services and bundles their costs in a flat fee.

CIC has developed several innovative services in the area of flow processing: electronic handling of doctors’ social security forms ensuring 100% banking reconciliation; a healthcare electronic payment package favouring the use of electronic payment terminals by doctors; a dedicated bank card specifically for the legal profession, etc.

CM-CIC Paiement offers secure online payment for small busi-nesses as well as international e-commerce sites operating in several languages and currencies. With Pack Associations, associations are no longer obliged to have their own website to offer the possibility of online payment of fees and/or subscriptions.

Financing

CIC offers a range of ideally-suited financing options for starting a business, such as the subsidised business creation loan (PCE) and Créacic, a financing solution for business rescuers restarting a business. Self-employed clients can avail themselves of services adapted to their situation, such as a payment card for professional expenses, non-life insurance and civil liability cover.

Businesses can draw on CIC’s discount, factoring and receivables assignment (Dailly) services and overdraft facilities to finance their operating cycle and meet their cash requirements.

For your equipment and production materials purchases, your relationship manager can provide you with an exhaustive range of solutions including leasing options with all-inclusive offers such as Flash association and Autoconfort which combine a maintenance contract with a long-term vehicle lease, as well as remote surveillance of your business premises with Protection Vol Pro.

Savings and Wealth Management

Tax optimisation, building capital, investing, preparing for retire-ment, transmitting wealth, etc: your objectives and your require-ments evolve over time and the bank will help you draw up a personalised strategy.

Profit sharing, incentive schemes and employee savings plans (PEE and PEI) offer the possibility of de-taxing part of your remuneration and that of your employees, also providing a means of motivating and increasing the loyalty of your staff. Force 3 Epargne and Force 3 Retraite offer a simple and efficient employee savings solution to very small businesses.

Personal insurance

To protect you and your family, TNS Prévoyance offers a choice between a capital sum or an annuity in the event of your death; daily indemnities enabling you to maintain your earnings at 100% of your salary in the case of incapacity to work and an education allowance. It includes a healthcare and retirement insurance package that benefits from the tax advantages of the Madelin law.

> 110,461 corporatesCIC’s specialists are at the service of businesses of all sizes: available and responsive, they can draw on the rich offering, capacity for innovation and skill centres of the Crédit Mutuel-CIC Group.

Its relationship managers have extensive expertise spanning flow and cash management, international, operating cycle, invest-ment plus social and financial engineering.

Flow management

Cutting-edge technology in electronic payment and remote banking services to handle receipts, payments, management and security of financial flows and optimise surplus cash.

The end of ETEBAC is forcing businesses to overhaul their data exchange systems with the banks. Filbanque Hub Transferts (a system of identification by smart card, with strong user authentication) offers a comprehensive file management solu-tion and confirms Crédit Mutuel-CIC’s capacity to develop inno-vative connectivity services adapted to businesses’ different types of organisation. Businesses can choose any type of proto-col – HTTPS, EBICS T, EBICS TS – accompanied by an interoper-able SWIFTNet signature certificate.

Cash management

In particular, the bank markets secure, guaranteed fixed-rate products – CDN, CAT, or CIC Acti-Trésorerie – and Libre-Arbitre, a series of structured investments which can also benefit from a capital guarantee.

International

CIC is your day-to-day partner for supporting your strategy, financing your development, limiting interest rate and foreign exchange risk and determining your means of payment.

Through its 39 international branches and representative offices and through CM-CIC Aidexport, it can offer ad hoc services, such as market research, organisation of trade missions, partnerships and setting up of operations, among others.

The Avance Plus Prospection service rounds off its financing offer to exporting SMEs by combining a cash advance with prospection insurance from Coface. Trade Services facilitates electronic exchange relating to all documentary credits.

Operating cycle

Short-term credit, surety bonds, guarantees, factoring, receiva-bles assignment (Dailly), etc. offer numerous solutions to finance your operating cycle.

With the CIC InfoRisk information service and credit insurance via the Factocic factoring agreements, you can protect your business against the risk of payment default and secure your trade receivables, which can be dematerialised with the E-pack service.

Investment

Whether for creating or taking over a business, renovating its production facilities, acquiring or extending business premises or innovating, CIC offers a range of conventional loans and appro-priate equipment leasing and finance leasing solutions.

Social engineering

An offer comprising all aspects of deferred collective remunera-tion (profit sharing, incentive schemes and employee savings plans) and group insurance cover (retirement indemnities, schemes under Art. 39/83 of the French General Tax Code, health and personal insurance) in an advantageous tax framework.

Financial engineering

From creation to expansion, growth through acquisitions and transmission, a business goes through a variety of complex financial, legal and accounting phases: CIC can help you at each of these key phases in your business’s future.

Service offer

Retail banking encompasses all the banking and specialist activities whose products are distributed through the network: life and property-casualty insurance, equipment leasing and hire purchase, real estate leasing, factoring, fund management, employee savings plans and real estate.

Financing and capital markets: • financing covers the financing of large corporate and institu-

tional clients, value-added financing (project and asset financ-ing, export financing, etc.), international operations and foreign branches;

• the capital markets activities, in their broadest sense, comprise transactions in interest rate instruments, foreign currencies and equities, whether on behalf of clients or on the bank’s own account, including brokerage services through CM-CIC Securities.

Private banking provides expertise in asset management and estate planning to entrepreneurs and private investors. The private banking division operates at national and regional level under the CIC Banque Privée banner through a network of 57 specialised private banking branches with 352 employees. It draws on the expertise of the Group’s specialist subsidiaries in France and abroad.

Private equity comprises equity investments, M&A advisory services and financial and capital markets engineering. CIC is one of the leading players in this segment in France outside the Paris region.

On January 1, 2011, the entities engaged in private equity activi-ties (CIC Finance, CIC Investissement, CIC Banque de Vizille and IPO) were grouped under CM-CIC Capital Finance.

> The Group’s activity is organised around four core businesses 4,369,747 clients including:

3,635,585 individuals

66,451 associations

557,048 self-employed professionals

110,461 corporates

20,611 employees

2,117 branches in France

3 foreign branches and

36 representative offices

Data as at December 31, 2010

CIC profile

CIC is the holding company and network bank for the Paris region that comprises five regional banks and subsidiaries specialised in all finance and insurance business lines in France and abroad.

Activity of the regional banks

CIC Ouest

CIC Sud Ouest

CIC6 avenue de Provence75009 ParisTel: +33 (0)1 45 96 96 96www.cic.fr

Chairman of the Supervisory Board: Etienne PflimlinPresident of the Executive Board: Michel LucasVice-President of the Executive Board: Alain FradinMembers of the Executive Board: Michel MichenkoJean-Jacques TamburiniPhilippe Vidal – Rémy Weber

CIC Nord Ouest

33 avenue Le Corbusier59800 LilleTel: +33 (0)3 20 12 64 64www.cic.fr

Chairman and Chief Executive Officer: Stelli PrémaorDeputy Chief Operating Officers: Eric Cotte – Bernard Duval

CIC Ouest

2 avenue Jean-Claude Bonduelle 44000 Nantes Tel: +33 (0)2 40 12 91 91 www.cic.fr

Chairman and Chief Executive Officer: Michel Michenko

Deputy Chief Operating Officers: Michel David – Laurent Métral

CIC Est

31 rue Jean Wenger-Valentin67000 StrasbourgTel: +33 (0)3 88 37 61 23www.cic.fr

Chairman and Chief Executive Officer: Philippe VidalChief Operating Officers: Luc Dymarski – Pierre JachezDeputy Chief Operating Officer: Thierry Marois

CIC Lyonnaise de Banque

8 rue de la République69001 LyonTel: +33 (0)4 78 92 02 12www.cic.fr

Chairman and Chief Executive Officer: Rémy WéberDeputy Chief Operating Officers: Isabelle Bourgade – Yves Manet

CIC (Greater Paris Region)

Clients (1): 667,853

• individuals 558,811

• associations 10,808

• self-employed professionals 84,574

• corporates 13,600

ATMs 290

Customer loans 15,096

Customer deposits 12,870

Managed savings 11,116

CIC Ouest

Clients (1): 687,478

• individuals 568,738

• associations 9,761

• self-employed professionals 88,262

• corporates 20,707

ATMs 392

Customer loans 16,725

Customer deposits 9,857

Managed savings 9,771

CIC Sud Ouest

Clients (1): 364,093

• individuals 291,421

• associations 6,239

• self-employed professionals 56,576

• corporates 9,835

ATMs 410

Customer loans 7,221

Customer deposits 4,301

Managed savings 3,926

(1) including other clients

Data at December 31, 2010; monthly average in millions of euros

CIC Sud Ouest

CIC Lyonnaise de Banque

CIC Est

CIC Ile-de-France

CIC Nord Ouest

CIC Sud Ouest

Cité Mondiale20 quai des Chartrons33058 Bordeaux CedexTel: +33 (0)5 57 85 55 00www.cic.fr

Chairman and Chief Executive Officer: Jean-Jacques TamburiniChief Operating Officer: Pascale RibaultDeputy Chief Operating Officer: Jean-François Lagraulet

CIC Nord Ouest

Clients (1): 739,036

• individuals 625,850

• associations 9,414

• self-employed professionals 84,885

• corporates 18,853

ATMs 344

Customer loans 15,720

Customer deposits 10,443

Managed savings 9,019

CIC Lyonnaise de Banque

Clients (1): 907,045

• individuals 739,510

• associations 15,940

• self-employed professionals 125,892

• corporates 25,661

ATMs 622

Customer loans 22,404

Customer deposits 13,550

Managed savings 13,941

CIC Est

Clients (1): 1,004,242

• individuals 851,255

• associations 14,289

• self-employed professionals 116,859

• corporates 21,805

ATMs 462

Customer loans 20,924

Customer deposits 12,529

Managed savings 11,521

CIC comprises:

• CIC (Crédit Industriel et Commercial), the holding company and head of the bank network, which also acts as the regional bank for the Greater Paris region and through which investment, financing and capital markets activities are carried out;

• five regional banks, each of which serves a clearly defined region;• specialist entities and service companies serving the whole group.

As at December 31, 2010, CIC’s shareholding structure was as follows:

- BFCM (Banque Fédérative du Crédit Mutuel): 72.48% and Ventadour Investissement: 19.48%, representing a total interest of 91.96% for Crédit Mutuel Centre Est Europe;

- Caisse Centrale du Crédit Mutuel: 1.01%;- Crédit Mutuel Nord Europe: 0.99%;- Banca Popolare di Milano: 0.93%;- Crédit Mutuel Océan: 0.70%;- Crédit Mutuel Arkéa: 0.69%;- Crédit Mutuel Maine-Anjou, Basse-Normandie: 0.67%;- Crédit Mutuel du Centre: 0.58%;- Crédit Mutuel Loire-Atlantique et Centre-Ouest: 0.36%;- Crédit Mutuel Normandie: 0.07%;- Treasury Stock: 0.60%;- Present and former employees: 0.27%.

The remaining 1.17% of shares are held by the public.

Crédit Mutuel shareholdings by business:

Private bankingBanque Transatlantique Luxembourg: 40%Banque de Luxembourg: 27.6%

Specialized businessesCM-CIC Asset Management: 76.4%CM-CIC Bail: 0.8%CM-CIC Lease: 45.9%Factocic: 15%CM-CIC Agence immobilière: 51.3%CM-CIC Participations immobilières: 51.7%

InsuranceGroupe des Assurances du Crédit Mutuel: 79.5%

Shared services companiesEuro Information: 87.5%

Simplified organization chart

100%

CICNord Ouest

CICOuest

CICEst

100%Bankingnetwork

Privatebanking (1)

Privateequity

Specializedbusinesses

Sharedservices

companies

Insurance

CICLyonnaisede Banque

100%

CICSud Ouest

100%

Groupe desAssurances

du CréditMutuel

20.5%

97.7%

CICBanque

de Vizille

100%

CICFinance

100%

IPO

EuroInformation

12.5%

GIECM-CICTitres

No capital

GIECM-CIC

Services

No capital

62.7%

DublyDouilhet

100%

Banque CIC

Suisse

100%

72.4%

Banque de Luxembourg

100%

CICBanque

Transatlantique

CIC PrivateBanking -

Banque Pasche

100%

CIC

CM-CICEpargneSalariale

CM-CICGestion

CM-CICAsset

Management

CM-CICLaviolette

FinancementFactocic

CM-CICSecurities

85% 100%

100%23.5% 99.9%100%

CM-CIC Lease

54.1%

CM-CICBail

99.2%

CM-CICAidexport

100%

CM-CICAgence

immobilière

48.7%

CM-CICParticipationsimmobilières

48.3%

The percentages indicate the portion of the entity controlled by CIC as defined under article L.233-3 of the French Commercial Code (Code de Commerce). The companies not controlled by CIC, i.e., where ownership is less than 50%, are jointly owned by Crédit Mutuel, as detailed opposite. They are therefore controlled by the Crédit Mutuel-CIC group in accordance with the terms of the same article of the French Commercial Code.

(1) Private banking activities are also conducted by CIC’s Singapore branch (in situ and via CIC Investor Services Limited in Hong Kong).

(1) Private banking activities are also conducted by CIC’s Singapore branch (in situ and via CIC Investor Services Limited in Hong Kong).

FinancialAsset Management* • Bail* • Covered Bonds*

Épargne salariale* • Gestion* • Laviolette Financement* Securities* • Titres* • Sofémo • Factocic • BECM • ESN

TechnologyEuro Information • EID - EIP • EIS - Sicorfé • EPS • EIDS

ETS • Euro GDS • Euro P3C • Euro TVS • EurAfric Information IID / DPS • Keynectis • CardProcess • NRJ Mobile • Axxès

InsuranceGACM • ACM Vie SAM • ACM Vie SA • Sérénis Vie • ACM IARD

Sérénis Assurances • ACM Services Partners • ICM Life • ICM Ré Procourtage • RACC Seguros • RMA Watanya • Astree

Real estateAgence Immobilière* • Lease* • Participation Immobilière*

Aménagement foncier • Réalisations immobilières • CMH

Asset managementCIC Banque Transatlantique • BT Luxembourg • BT Belgium

Transatlantique Gestion • Banque de Luxembourg • Banque CIC Suisse Banque Pasche • Dubly Douilhet • CIC Banque Privée

Private equityCM-CIC Capital Finance

95% 92.3%

100%

100%

51%

50%

20%

25%

5%

50%

100%

100%

100%

100%

4.99%

50%

100%

Caisse Fédérale de Crédit Mutuel(Banks 80% – ACM 20%)

CIC Nord Ouest

CIC Est

CIC Ouest

CIC Sud Ouest

CIC Lyonnaise de Banque

Banca Popolare di Milano

Targobank

CIC Iberbanco

Cofidis

Banque Casino

Banque de Tunisie

BMCE Bank

Banco Popular

BPH

Federations (1)

Banque Fédérative du Crédit Mutuel

(BFCM)

(1) Centre Est Europe; Sud-Est; Ile-de-France; Savoie-Mont Blanc; Midi Atlantique; Dauphiné Vivarais; Loire Atlantique Centre Ouest; Normandie; Centre; Méditerranéen.

* CM-CIC subsidiaries

Spain

France

Germany

United Kingdom

Czech Republic

Slovakia

Hungary

Portugal

1

Luxembourg2

Switzerland3

Morocco

Tunisia

Belgium

Italy

1 Cofidis – BT Belgium 2 Banque de Luxembourg – BT Luxembourg 3 Banque CIC Suisse

The strength of an international Group

Caisses de Crédit Mutuel

Centre Est Europe

Sud Est

Île-de-France

Savoie-Mont Blanc

Midi Atlantique

Dauphiné Vivarais

Loire Atlantique Centre Ouest

Normandie

Centre

Méditerranéen

International and specialist network

International network

Europe

Germany

Wilhelm-LeuschnerStrasse 9-11D 60329 Frankfurt am MainTel: +49 69 97 14 61 01E-mail: infofra@frankfurt.cic.fr

Christoph Platz-Baudin

Belgium and the Netherlands

Banque Transatlantique BelgiqueRue de Crayer, 141000 BrusselsTel: +32 2/554 18 90E-mail: cicbruxelles@cicbanques.be

Yolande van der Bruggen

Spain

Calle Marquès de la Ensenadan°2-328004 MadridTel: +34 91 310 32 81/82E-mail: cic.madrid@cicmadrid.com

Rafael Gonzalez-Ubeda

United Kingdom

Veritas House125 Finsbury PavementLondon EC2A IHXTel: +44 20 74 54 54 00

Ubaldo Bezoari

Greece

Vassileos Alexandrou 5-7 11528 Athens Tel: +30 210 72 22 531/541E-mail: cicgrece@cicgrece.gr

Georges Anagnostopoulos

Hungary

Budapesti kepviseleti Iroda Fö utca 10 H-1011 Budapest Tel: +36 1 489 03 40E-mail: cicbudapest@cicbudapest.hu

Kalman Marton

Italy

Corso di Porta Vittoria, 2920122 MilanTel: +39 02 55 19 62 42E-mail: cicmilano@cicmilano.it

Luigi Caricato

Poland

Ul Stawki 2Intraco 29 p.00-193 WarszawaTel: +48 22 860 65 01/02/03E-mail: cicvarsovie@cicvarsovie.pl

Barbara Kucharczyk

Portugal

Avenida de Berna n°30, 3° A1050-042 Lisbon Tel: +351 21 790 68 43/44E-mail: ciclisbonne@mail.telepac.pt

Henrique Real

Czech Republic

Mala Stepanska 912000 Prague CZ Tel: +420 2 24 91 93 98E-mail: cicprague@cicprague.cz

Zdenka Stibalova

Romania

Str. Herastrau nr.1, etaj 2Apt. 6, Sector 1 011981 Bucharest Tel: +40 21 203 80 83E-mail: cic@cicbucarest.ro

Adela Bota

Russian Federation - CIS

9, korp. 2A Kutuzovskiy prospektOffice 93-94121248 MoscowRussian FederationTel: +7 495 974 12 44E-mail: cic-moscow@cic-moscow.ru

Nikita Stepanchenko

Sweden and Scandinavia

Grev Magnigatan 6SE - 114.55 StockholmTel: +46 8 611 47 11E-mail: cicstockholm@cic.pp.se

Martine Wahlström

Switzerland

29 Avenue de Champel1211 Geneva 12 Tel: +41 22 839 35 06E-mail: nadine.johnson@cic.ch

Nadine Johnson

Turkey

Suleyman Seba Cad. N° 48 BJK Plaza A Blok K:4 D:41 Akaretler34357 Besiktas Istanbul Tel: +90 212 227 67 39 E-mail: cicturkey@cicturkey.com

Mehmet Bazyar

Africa

Algeria

38 Rue des Frères Benali (formerly Parmentier)Hydra16000 Algiers Tel: +213 21 60 15 55E-mail: cicbalg@cicalgeria.com.dz

Ahmed Mostefaoui

Egypt

28 Rue CherifCairo 11-111 Tel: +20 2 23 93 60 45E-mail: cicegypt@soficom.net

Hussein M. Lotfy

Morocco

12 boulevard Brahim RoudaniRésidence Zeïna 1er étage appartement 10220000 CasablancaTel: +212 5 22 20 67 67/68 16E-mail: cicmaroc@cicmaroc.ma

Mahmoud Belhoucine

Tunisia

Immeuble Carthage CenterRue du Lac de Constance1053 Les Berges du Lac - TunisTel: +216 71 96 23 33/96 30 78E-mail: cictunisie@cictunisie.tu

Emna Ben Amor – Dimassi

Middle East

United Arab Emirates

Dubai-Al Wasl-Sheikh Zayed RoadDubai National Insurance Building1st floor- Office 106PO Box 16732 DubaiTel: +971 4 325 1558E-mail: cicba@eim.ae

Blanche Ammoun

Israel

Y.S. ConsultingBeit Hatasiya (Industry House)29, Hamered Street, Suite 1028POB 50156Tel Aviv 61500 Tel: +972 3 517 22 71E-mail: cic-il@zahav.net.il

Jacob Shtofman

Lebanon and Middle East

AchrafiehRue de La SagesseSagesse Building 7548th floorBeirut Tel: +961 1 56 04 50E-mail: cicba@cyberia.net.lb

Blanche Ammoun

Americas

Brazil

CIC Do BrasilRua Fidêncio Ramos, 22313 Andar - cj 132CEP 04551 - 010Sao Paulo SPTel: +55 11 3846 2212E-mail: cicbrasil@brasil-cic.com.br

Luiz Mendes de Almeida

Chile

Edificio World Trade Center SantiagoAv. Nueva Tajamar 481Torre Norte - Oficina 1401Las Condes - Santiago de Chile Tel: +56 2 203 67 90E-mail: cicbanqueschili@cicsantiago.cl

Sylvie Le Ny

United States

CIC520 Madison AvenueNew York, N.Y. 10022Tel: +1 212 715 44 00E-mail: sfrancis@cicny.com

Steve Francis

Mexico

Andrés Bello No. 45Piso 13ACol. Polanco 11560Mexico D.F.Tel: +52 55 52 80 83 73E-mail: cicmexico@cicmexico.mx

Santiago de Leon Trevino

Venezuela

Centro Plaza - Torre A - Piso 12Oficina 1Avenida Francisco de MirandaCaracasPostal address: Apartado Postal 60583 Caracas 1060 Tel: +58 212 285 45 85/286 25 03E-mail: cicvenezuela@cicvenezuela.com.ve

Pierre Roger

Asia

East China/Shanghai

Room 2005Shanghai Overseas Chinese MansionNo. 129 Yan An Xi Road (w)Shanghai 200040 Tel: +86 21 62 49 66 90/69 27E-mail: cicshanghai@cicshanghai.cn

Shan Hu

North China/Beijing

Room 310, Tower 1, Bright ChinaChang An BuildingN° 7 Jianguomennei DajieDong Cheng DistrictBeijing 100005 P.R.Tel: +86 10 65 10 21 67/68E-mail: cicpekin@cicpekin.cn

Wenlong Bian

South China/Hong Kong

22nd Floor, Central Tower28 Queen’s Road CentralHong KongTel: +85 2 25 21 61 51E-mail: cicbanks@netvigator.com

David Ting

South Korea

Samsug Marchen House 601Il-San-Dong-KuJang-Hang-Dong-2-Dong 752Goyang 410-837 South KoreaTel: +82 31 901 1225E-mail: cicseoul@hanmail.net

Isabelle Hahn

India

A-31 Feroz Gandhi MargLajpat Nagar Part 2New Delhi 110 024Tel: +91 11 41 68 06 06E-mail: cicindia@cicindia.net

Mathieu Jouve Villard

Indonesia

Wisma Pondok Indah 2,Suite 1709Jalan Sultan Iskandar MudaPondok Indah Kav. V-TAJakarta Selatan 12310Tel: +62 21 765 41 08/09E-mail: cicjakarta@cbn.net.id

Alain-Pierre Mignon

Japan

Sun Mall Crest 3011-19-10 ShinjukuShinjuku-kuTokyo 160 - 0022Tel: +81 3 32 26 42 11E-mail: cictokyo@cic-banks.jp

Frédéric Laurent

Singapore

63 Market Street #15-01 Singapore 048942Tel: +65 65 36 60 08www.cic.com.sgE-mail: angladje@singapore.cic.fr

Jean-Luc Anglada

Taiwan

380 Lin-shen North Road10 F (101 room)TaipeiTel: +886 2 2543 26 62/63E-mail: cictaiwan@cictaiwan.tw

Henri Wen

Thailand

496-502 Amarin Tower, 10th floorPloenchit road, LumpiniPathumwanBangkok 10330Tel: +662 305 6894E-mail: cicthai@loxinfo.co.th

Abhawadee Devakula

Vietnam

c/o Openasia Consulting Limited6B Ton Duc Thang Street, 1st FloorDistrict 1Hô Chi Minh City Tel: +848 910 50 29E-mail: cicvietnam@openasiagroup.com

Dai Tu Doan Viet

Oceania

Australia

Level 31 ABN Amro Tower88 Philip StreetSydney2000 AustraliaTel: +612 8211 27 20E-mail: suttonle@australia.cic.fr

Lee Sutton

Specialist networkFrance

Private banking

CIC Banque Transatlantique26 Avenue Franklin D. Roosevelt75008 ParisTel: +33 1 56 88 77 77www.banquetransatlantique.com

Chairman and Chief Executive Officer: Bruno Julien-LaferrièreDeputy Chief Operating Officer: Hubert Veltz

Private equity

CM-CIC Capital Finance4-6 Rue Gaillon75002 Paris Tel: +33 1 42 66 76 63

Sidney Cabessa – Antoine JarmakPierre Tiers – Carl Amou

Belgium

Private banking

Banque Transatlantique BelgiumRue De Crayer, 141000 BrusselsTel: +32 2 626 02 70E-mail: devillmi@ banquetransatlantique.be

Michel de Villenfagne

United Kingdom

Private banking

125 Finsbury PavementLondon EC2A IHXTel: +44 20 74 96 18 90E-mail: btlondres@ banquetransatlantique.com

Yves Pinsard

Luxembourg

Private banking

Banque de Luxembourg14 Boulevard RoyalL 2449 LuxembourgTel: +352 49 92 41E-mail: banque.de.luxembourg@bdl.lu

Pierre Ahlborn – Philippe Vidal

Banque Transatlantique Luxembourg17 Côte d’Eich - BP 884L 2018 LuxembourgTel: +352 46 99 891E-mail: btl@banquetransatlantique.com

Daniel Schaerer

Switzerland

Private banking

CIC Private Banking- Banque Pasche 10 Rue de HollandeCase Postale 57601211 Geneva 11 Tel: +41 22 818 82 22E-mail: pasche@pasche.ch

Christophe Mazurier

Banque CIC (Suisse) SA13 Place du Marché4001 BasleTel: +41 61 264 12 00E-mail: info@cic.ch

Thomas Muller – Philippe Vidal

United States

Private banking

520 Madison AvenueNew York, N.Y. 10022Tel: +1 212 644 42 19E-mail: lecozpc@ banquetransatlantique.com

Pascal Le Coz

Hong Kong

Private banking

CIC Investor Services Limited22nd Floor, Central Tower28 Queen’s Road CentralHong KongTel: +85 2 21 06 03 88E-mail: loti@hongkong.cic.fr

Timothy Lo

Singapore

Private banking

CIC Banque Transatlantique63 Market Street #15-01Singapore 048942Tel: +65 62 31 98 80www.banquetransatlantique.comE-mail: guinebhr@singapore.cic.fr

Hervé Guinebert

CIC Singapore63 Market Street #15-01Singapore 048942Tel: +65 62 31 98 80www.cic.com.sgE-mail: kwekpa@singapore.cic.fr

Paul Kwek

CIC, a French limited company (société anonyme) with an Executive Board and a Supervisory Board and share capital of €608,439,8886 avenue de Provence, 75009 Paris – Tel: +33 (0) 1 45 96 96 96 – Fax: +33 (0)1 45 96 96 66 – Telex: 688314 CICP – swift cmcifrpp

Bank governed by Article L.511-1 of the French Monetary and Financial Code – Registered in the Paris Trade and Companies Register under No. 542 016 381 Postal address: 75452 Paris Cedex 09

www.cic.fr May

20

11 -

Pho

tos:

Car

olin

e D

outr

e

CICin brief