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Pre-Paid LegalServices®, Inc.and subsidiaries
America’s fastest growingwhite collar crime*
youCould
be at risk?youCould
be at risk?
2003 FTC Report
Pre-Paid LegalServices®, Inc.and subsidiaries
Company Need Product Compensation Timing
Five Areas to Evaluate
THE COMPANY
Over 30 Years In Business
Began With A Serious Auto Accident
Public Company Since 1976
Debt-Free
THE COMANYTHE COMPANY
Harland C. StonecipherFounder, Chairman,and CEO
THE COMPANY
Equities magazine rated Pre-Paid LegalServices®, Inc. the 33rd Fastest GrowingCompany on the New York Stock Exchange.
What Others Are Saying About Pre-Paid Legal
One of the 200 Best Small
Companies In America 5 Years
In A Row!
#13 Out of the Top 50 Stocks
of the 90’s!
One of the Fastest GrowingCompanies In America For 2
Years In A Row!
THE COMPANY
Drivers License Identity Theft
MedicalIdentity Theft
Financial Identity Theft
Identity Theft is not just about Credit Cards!ID Theft is an international crime and access to an attorney may be critical
Social Security Identity Theft
Character / Criminal Identity Theft
Five Common Types of Identity Theft
What is Identity Theft?
Identity Theft
• You Are GUILTY Until Proven INNOCENT
What is Identity Theft?
The DataBased You
Meet The DataBased You
™
™
What is Identity Theft?
Your Name1000’s of aggregators
Your Fingerprints and DNAFBI, State, and Local DBS
College Campuses & University Databases
C.L.U.E. DBS, etc...
Your Military RecordDOD DBS
Your Criminal HistoryNCIC DBS
Internet SitesDBS
Your Legal HistoryState and Federal Court DBS
Your Credit HistoryCredit Repositories’ DBS
Your Birth CertificateChoice Point DBS, State, etc
…Your Phone Number and Tracking Info
1000’s of aggregators
Your Social Security NumberSSA DBS
Your Address1000’s of DBS
The DataBased You™
Your Driver’s License # and Record – DMV DBS
Your Medical RecordsMIB DBS, etc …
Your Car Registration & InfoDMV, Local Treasurer, On Star, etc … DBS
Lost, Hacked, or Stolen… Notables
You can’t control The DataBased You
ChoicePoint: 145,000
CitiFinancial: 3.9 Million
MasterCard: 40 Million
AOL: 92 Million
Veterans Admin: 26.5 Million
Bank of America: 1.2 Million
Acxiom: 1.2 Billion
™What is Identity Theft?
So many laptops … we lost count i.e. Hotels.com (Ernst & Young)
“People whose identities have been stolen can
spend months or years and thousands of dollars cleaning up the mess the
thieves have made of their good name and credit
record”“When Bad Things Happen to Your Good Name” - September 2002, Federal Trade Commission
The Cost of Identity Theft
MonitoringServices
Life EventsLegal Plan
Restoration Services
You
The Best Answer …The Complete Wall of Security
The Best Answer
Pre-Paid Legal Services®, Inc. and Kroll Background
America provide The Best Answer:
Harland C. StonecipherCEO and Founder,Pre-Paid Legal Services, Inc.
SHIELDIDentity Theft
TM
with the Pre-Paid Legal Plan
The Best Answer
Pre-Paid Legal Services®, Inc.is the only company with a suite of
products that provides help in every phase of Identity Theft – before, during,
and after the crime occurs…
The Best Answer
Access to Counsel Restoration Services
Three Areas of Coverage for ID Theft
Continuous Monitoring
The Best Answer
Monitoring Services
♦ Monitoring helps primarily with FinancialIdentity Theft
♦ Monitoring services often cover only the accounts you have with the company offering the service
♦ Monitoring services do just that, Monitor. They notify you that the nightmare is beginning but do nothing to help you. The real headache associated with Identity Theft is the cost of the 600 Hours* it takes you to restore your identity.
Monitoring credit activity is the single best method to detect identity theft, but…
Industry Response
* USA Today, January 2005
Restoration Services
♦ Restoration means that experienced professionals — not you — do the work to clear your name
♦ These services can save hundreds, possibly thousands of hours of work…
Restoration Services provide tremendous relief to you
Industry Response
Restoration Services provide incredible support, but they do not include monitoring services or legal help, particularly 24-hour legal access in the event you are being arrested …
Five Areas of Coverage – Life Events Legal Plan
Preventive LegalServices
Motor Vehicle Legal Services
Trial Defense Services
Federal Tax Audit Legal Service
Other Legal Services
25%
The Best Answer
The Legal Shield membership will not apply if the member is alleged to be under the influence of or impaired by alcohol, intoxicants, controlled substances, chemicals or medicines, whether prescribed or not; the member is alleged to be involved with domestic violence or stalking; and/or assistance in making, posting, or obtaining bond, bail or other security required for release. Check benefit availability in your state.
Legal Shield
The Legal Shield gives you and your family 24-hour access to legal consultation for only $1 a month for the following situations:♦ If you are detained by a law enforcement officer♦ If you are injured in an accident♦ If authorities attempt to remove your child from your home or custody♦ If you are served with a warrant
To contact your Provider Law Firm, simply call the toll-free number on your Legal Shield card. You will reach the Pre-Paid Legal offices, who will then put you in contact with your Provider Law Firm, so you can consult with an attorney about your detainment. It’s that easy.
The Best Answer
Plan CostsExpanded Family Plan w/ IDT
$35.95 per month
Less Than A Bottle of Water a Day
$1.16 a day
The Best Answer
IDENTITY THEFT PROTECTION ONLY
• AS A STAND ALONE SERVICE
• $12.95/MONTH WITH A ONE TIME PROCESSING FEE OF $10.00
