Highland Lakes Herald - February 2014

8/13/2019 Highland Lakes Herald - February 2014

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NEXT BOARD MEETING:

Monday, February 17that 7:30 p.m.

PRESIDENTS REPORT- Page 7

NORTHVILLERESOLUTION REGARDINGSILVER SPRING DRIVE- Page 8

PROPERTY TAX INFO- Page 23

SHARE THE LOVE STORIES

- Page 24

VALENTINE LUNCHEON- Page 27

HAVE YOU SEEN OURRESIDENT HAWK?- Page 29

WHATS COOKING- Page 31

WOMENS CLUB LUNCHEON

- Page 33

FOUR TIPS TO HELPMAXIMIZE SOCIAL SECURITY- Page 35

HAVE YOU HEARD- Page 37

CRAFTERS NIGHT- Page 39

SNOW REMOVAL FAQ

- Page 41

FEBRUARY 2014

H IGHLAND L AKES C ONDOMINIUM A SSOCIATION20301 Silver Spring Drive Northville, MI 48167

Phone: (248) 349-4006 Fax: (248) 349-8821

Website: www.HLCA.us

NOTE:Deadline for the 2014

HLCA Telephone Directoryis FEBRUARY 15th; Please

contact the Clubhouse to makesure we have the most currentinformation for you on record.

Thank you in advance!


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Highland LakesManagement Section

Highland Lakes Board of Directors

Kathy Baldwin, President Michelle Todorov, Vice President Tom Byrne, Treasurer Sandy Nolan, Secretary Kathleen Connor, Director Judy Nakdimen, Director

Guy Balok, Director

This section of the Herald contains minutes of the Board of Directors meetings -

tions of the Association as prescribed by Board Resolution R-6, March 22, 1976.

We recommend that you not only read but save this section of the Herald for futurereference. Resolutions and Regulations approved by the Board become part ofyour Association By-Laws.


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HIGHLAND LAKES CONDOMINIUM ASSOCIATION DIRECTORY20301 Silver Spring Drive, Northville, MI 48167

Phone: 248-349-4006 E-mail: [email protected]: 248-349-8821 Web: www.HLCA.us

After Hours Emergency Maintenance Phone: 248-349-4043

COMMITTEE INFORMATION

COMMITTEE CHAIRPERSON PHONE BOARD LIAISONClubhouse Judy OConnor 248-344-6600 Judy Nakdimen & Sandy NolanCourt Captain Joel Lutz 248-349-6782 Kathy Baldwin, Sandy Nolan

& Kathleen ConnorEngineer ing Tom Werner 248-349-4459 Kathy Baldwin & Kathleen ConnorCommunity Social Brad Todorov 248-380-1611 Guy Balok, Judy Nakdimen

& Michelle TodorovFinance Joyce Elvy 248-349-1747 Tom Byrne, Guy Balok

& Kathleen ConnorGrounds Joel Lutz 248-349-6782 Tom Byrne, Kathleen Connor

& Judy NakdimenHerald Marty Tingstad 248-344-4928 Kathleen Connor & Sandy NolanInsurance ----- ------ Kathleen Connor & Kathy BaldwinLakes Ecology ----- ------ Tom Byrne & Michelle TodorovPool Rosemary Campion 248-349-8227 Guy Balok, Sandy Nolan

Cheryl Huizing 248-347-1539 & Kathleen ConnorRV Hugh Battley 248-349-4841 Michelle TodorovSprinkler ----- ------ Tom Byrne & Kathleen Connor

Tennis Carol Shields 248-305-7123 Michelle Todorov

ADDITIONAL INFORMATIONAfter Hours Emergency ................................................................................... 248-349-4043Northville Township Police-Non-Emergency...... ........................................... 248-349-9400Northville Township Fire Department. ......................................................... 248-348-5807Northville Township Police and Fire Emergency. .......................................... 911After Hours Maintenance Emergency .......................................................... 248-349-4043Assessment/Billing Inquiries ..................................................................... 248-349-4006Consumers Power Company ....................................................................... 800-477-5050DTE-Electric Company................................................................................ 800-477-4747Hazardous Waste Information ..................................................................... 734-326-3936HLCA AT&T Account Rep ( Denise Smith ) ..................................................... 810-265-4946AT&T Sales & Support (Phone or U-Verse) .................................................. 800-288-3466HLCA Comcast Account Rep ( Fred Campbell ) .............................................. 248-953-7380Web site ...................................................................................................... www.HLCA.usAssociation Facebook Page .......................................................................... facebook.com/ hlca.mi

BOARD OF DIRECTORS

Kathy Baldwin, President ........... 248-380-6429Michelle Todorov, Vice President . 248-380-1611 Tom Byrne, Treasurer ................. 248-349-6924Sandy Nolan, Secretary .............. 248-349-3587

Kathleen Connor, Director .......... 248-349-8264 Judy Nakdimen, Director ............ 248-344-0336Guy Balok, Director .................... 734-667-3507

PERSONNEL Joe Poma......................................Property ManagerShannon Crowley ........ Administrative Asst. (NOTARY )Sharon Englund....................................BookkeeperGuinevere Eatmon..................Receptionist (NOTARY )

Emily Lutzenkirchen............................ReceptionistKen Wiewiora............Maintenance SuperintendentMike Francis.....................Maintenance Supervisor


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Editor Shannon Crowley [email protected]

Herald Committee Marty Tingstad, Chairman

Wilma LeonardRobert Armstrong Joy Gaskin

Herald Staff Ray ParzychBetty Parzych Joel LutzTom DeGalan

Gloria Janks Marty Tingstad Ilio AlessandriBarbara Evans

Highland LakesHerald

The Highland Lakes Herald is the official news medium ofthe Highland Lakes Condominium Association, servingall residents, groups and organizations.

The Association and its Board of Directors control andare responsible for the contents of the Herald.

The staff of the Highland Lakes Herald serves on avoluntary basis. Editorials reflect the opinions of thestaff and are not construed as representative of the generalmembership of the Association.

The Herald welcomes comments, suggestions and articlesfrom its readers. All material submitted for publicationin the Herald must be true, factual, and newsworthy.The editor reserves the right to withhold items frompublication pending verification of facts. In some caseswhere items are of a critical or controversial nature, theeditor reserves the right to solicit comments from thosewith opposing viewpoints.

Materials submitted for publication are to be given to the

receptionist in Highland House. All materials submittedmust be signed, but signatures will be withheld uponrequest. Communications to the Herald should be inwriting. No material will be accepted for publication inthe upcoming issue after the 20th of the month.


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AIRPORT TRANSPORTATION1-2-3 Taxi Travel .......................................32

APPLIANCE REPAIR

Masters in Trade ....................................... 2APPLIANCE SALES & REPAIRCarmack Appliance Service .................... 42

ATTORNEYS / LEGALKelly & Kelly ............................................34

BARBECUE GRILLSAmerican Gas Works LLC ......................26

BEAUTY / SKIN CARE

Avon ........................................................... 42Mary Kay ...................................................42

BUILDING & REMODELINGRob the Builder ......................................... 34

CABLE & INTERNET SERVICEAT & T ...................................................... 40

CARPET & FLOORSKlean-Rite Carpet Cleaning .................... 38Masters in Trade ....................................... 2Simply Floor Coverings ..........................30DRYER VENT CLEANINGRoger the Handyman ..............................28

FUNERAL ARRANGEMENTSOBrien Sullivan Funeral Home ............. 32

GAS FIREPLACE REPAIRAmerican Gas Works LLC ......................26

HEALTH & FITNESS

Northville Hearing Aid ...........................30Northville Physical Rehab ......................34

HEATING & COOLING

HOME REPAIR & HANDYMAN SERVICES

D&G Heating ............................................38Andy Wright ............................................. 32Mark Adams Painting .............................38Masters in Trade ....................................... 2

WINDOWS/WINDOW REPAIR

R&H Glazing ............................................38Rob the Builder ......................................... 34Roger the Handyman ..............................28Simply Floor Coverings ..........................30

HOME TELEPHONE SERVICE

AT & T ...................................................... 40

INSURANCE

Merrick Maris Insurance .........................43

LIMO SERVICE

1-2-3 Taxi Travel ....................................... 32

PAINTING & WALLPAPER

Mark Adams Painting .............................38Masters in Trade ....................................... 2

PARTY STORE / ICE CREAM

Good Time Party Store ............................30

PERSONAL ASSISTANCE

Senior Companion Care ..........................34

PLUMBING

Evans Plumbing .......................................22

REAL ESTATE

Coldwell Banker ......................................28Real Estate One ......................................... 30Northville Condominium Value ............ 22

REAL ESTATE TAX CONSULTANT

Tom Goebel (Taxes) .................................28

SENIOR COMPANION CARE

Senior Companion Care ..........................34

WINDOWS/WINDOW REPAIR

R&H Glazing ............................................38

SUPPORT OUR ADVERTISERS


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BOARD COMMENTS NEW FACEBOOK PAGE:

We encourage all residents to stay up to date with important announcements, events, and updates, along withother fun things by liking our new facebook page: Facebook.com/hlca.mi

COLD WEATHER & SNOW:We have selected a group of volunteers who wish to discuss our snow removal policy and procedure. We are

Those who volunteered include Sandy Nolan (chair), Guy Balok, Kathleen Connor, Tom Byrne, DonnaMcNally, and Joyce Elvy. If you are interested in participating in this discussion to share your ideas, pleasecontact Sandy Nolan. This subcommittee will offer their recommendations and proposal to the Board andManagement for consideration.

AUTOMATED EXTERNAL DEFIBRILLATOR (AED):There was a lively discussion regarding the AED equipment, which has been suggested we purchase for theclubhouse. Weve asked Joe and Ken to investigate costs. More to follow.

SILVER SPRING DRIVE RESOLUTION:Northville Township adopted a resolution that was sent to Wayne County expressing their support to prioritizethe repair of Silver Spring Drive. The resolution was read at our January Board Meeting. See Page 8.

Residents are reminded to call TERRY SPRYSZAK, Director of Public Services & Environment for WayneCounty at 313-224-7600or 888-762-3273.

REVISED BALLOT FORMAT:

format combines the Ballot and Proxy on a single page instead of separate pages. A sample copy of the ballotcan be found on page 21.

If you are considering running for the Board, its not too early to begin putting together your resume.

The Notice of Election for 2014 will be published in the March Herald.

UPCOMING EVENTS:Even though its cold, Community Social continues to host activities at the Clubhouse.

: February 8 at 12:00 p.m. : March 21 at 6:00 p.m. : April 12 at 10:00 a.m.

Stay Warm!

Kathy Baldwin, Board President


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Resolution No. 2013-148Silver Springs Road Improvement Project

At a regular meeting of the Board of Trustees of the Charter Township of Northville, held on

Thursday, November 21, 2013 at 7:30 p.m. at the Northville Township Hall, the followinginformation was offered:

WHEREAS; Silver Springs Road from 7 Mile Road to 8 Mile Road (henceforth referredto as Silver Springs Road) is under the jurisdiction of Wayne County and is located inthe Charter Township of Northville; and

WHEREAS; the Wayne County Federal Aid Committee has identified Silver SpringsRoad as a Federal Aid Eligible Road and listed the project on the Proposed Federal AidProject List as Project 126; and

WHEREAS; Silver Springs Road is in poor condition which hampers its use as anemergency access route for Public Safety; and

WHEREAS; Silver Springs Road provides mile road access to approximately 2,200residents as well as access to Silver Springs Elementary School;

NOW THEREFORE BE IT RESOLVED THAT;The Charter Township of Northville does hereby support the improvement of SilverSprings Road and further requests that this project be moved up on the list such that ifadditional funding becomes available from the State, be earmarked for this project;

BE IT FURTHER RESOLVED THAT;The Charter Township of Northville does hereby request that Wayne County proceedwith the design of this project such that if additional funding becomes available, theproject is ready to move forward.

RESOLUTION DECLARED ADOPTED:

I, Sue A. Hillebrand, Clerk of the Charter Township of Northville, County of Wayne,State of Michigan, do hereby certify that the foregoing is a true and complete copy ofa resolution of action approved by the Board of Trustees at their regular meeting heldon November 21, 2013 at 44405 Six Mile Road.


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HIGHLAND LAKES CONDOMINIUM ASSOCIATION

BOARD OF DIRECTORS MEETING MINUTES - January 20, 2014 The monthly meeting of the Board of Directors of Highland Lakes Condominium Association was held on the third Monday of the month, in

accordance with the By-Laws of the Association. President Kathy Baldwin called the January 20, 2014, regular meeting of the Boardof Directors to order at 7:30 p.m.

Attendance: The following Directors were present: Kathy Baldwin, Michelle Todorov, Tom Byrne, Guy Balok, Sandy Nolan, Judy Nakdimen,and Kathleen Connor. Also present were Joe Poma, Property Manager, Ken Wiewiora, Maintenance Superintendent, and Shannon Crowley,

Administrative Assistant. Approximately 10 co-owners were also present.

Court Captain Committee Report: See pages 16-17 Joel Lutz reported to the Board. The CPR training

classes in January were successful and well-attended. Joel said that at the CPR events and subsequent Court

Captain Meetings, the question was raised of whetheror not Highland Lakes should have an AED device

in the clubhouse. Theinstructor said that the clubhouse is the most denselyused facility in the Township that does not have one.

They recommended that we should put one in place. Joel said that the Committee discussed fund-raisingefforts to purchase the device, or recommend to theBoard that the Association make funds available for

the Committee. Michelle asked about the cost foran AED machine. Joel said that hes seen them for$1200-$3000 for the kind of machine we need. Tomasked whether the machine would require annualmaintenance. Joel said that batteries and electricalpads would have to be replaced every other year(approx. $150). Tom asked whether special training

would be required to use the device. Michelle saidthat shes been told that no special training is requiredbecause the device has voice-prompts that walk theperson through the steps of properly using it.

Joel added that its important to also call 911 and the

operator will also walk you through what to do untilEMS arrives.

Tom asked about the response time for EMS. Joel saidthat if a truck is available at in Northville, it would takeup to 5 minutes for them to arrive, however if theyrealready dispatched, we may need to wait for a truck to

why learning CPR is so critical to keep a persons heartgoing and increasing the chances of saving them.

Tom asked why the Committee did not make arecommendation to the Board. Joel explainedthat because the January meeting was so poorlyattended due to the weather, they ended the meetingearly. Joel said he hoped to get better attendance inFebruary so that the Committee could vote to make arecommendation.

Robert Armstrong commented that he attended oneof the CPR training classes offered at HighlandLakes. Many years ago, he had taken a class for

method is much different than he had previouslybeen taught, including the elimination of mouth-to-mouth resuscitation. With regard to an AED deviceat the clubhouse, he said that if someone needed thedevice because of emergency in their home, he didnt

Approval of Minutes:Minutes of the November 18, 2013, regular meeting of

the Board of Directors, and minutes of the November18, 2013, executive session of the Board of Directors.

Board Action: Motion by Tom Byrne, support by

November 18, 2013, regular meeting of the Boardof Directors, and minutes of the November 18,2013, executive session of the Board of Directors aspresented. All in favor. Motion passed.

Northville Township Resolution:For the record, Kathy asked Michelle to read aloud

Resolution 2013-148 from Northville Townshipdated November 21, 2013 regarding the Silver SpringDrive Improvement Project.

Kathy remarked that Guy Balok has been instrumentalin working with the Township to get Silver Spring

in October to meet with State Representative, KurtHeise, and then Guy, Maureen Osiecki and she wentto the meeting in November where the resolution wasadopted. Kathy said that the Board has not forgottenthe Silver Spring Drive issue, and we now seem to havethe support of the Township to get it repaired. Guy is

out how to get the project shovel-ready. Kathy saidthe Board will keep the Community informed as wemove forward. She said that this is still a top-priorityfor the Board of Directors and the Association.


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imagine that someone running to the clubhouse to get

4 minutes EMS response time, especially in a high-pressure situation of trying to save someones life.

Guy said that he was part of the Northville Townshippilot studies many years ago, and worked training

wonderful. However, he said that not all cardiac victims will have a heart rhythm that would respond to

Michigan municipalities require and AED on sitebased on the number of people in a certain area at agiven time. Also, all the Northville Twp. Paramedictrucks are equipped with AEDs. Guy agreed thatsomeone put in an emergency situation who is nottrained is unlikely to have a better response time thansomeone who has been trained, like EMS. Also themachine would have to be checked and maintainedon a weekly basis. Guy said he felt AEDs are good

especially if there is an incident at the clubhouse.

Joel said that the Committee had discussed the fact that,

and sometimes as many as 300 people in the buildingor at the pool, which increases the odds that an AED

would be necessary on site.

Donna McNally said that she was one of the people who started the discussion about getting an AED; shesaid that saving one life would be worth the cost ofgetting and maintaining the device. She added that

clubhouse in the summer, not to bring the device to apersons home who may be in need.

Guy said that with the number of people we have atthe pool during the summer, at some point it will berequired that we have and AED. He said they do savelives. He recommended that when it is purchased, it

should be a reputable brand-name machine so there isno problem ordering replacement parts and batteries.

Donna suggested a fund-raiser or issuing a requestfor donations from the residents. Joe said that thepurchase could be included in the budget as a poolexpense.

Ken said that he was in favor of purchasing an AEDfor the clubhouse. Guy said that it would be a public-access AED, kept in a lock-box in a central locationin the clubhouse. (The lock-box would be a break

glass to access box so that it stays stationary andsecure while not in use). Guy suggested checking

with our insurance provider because many insuranceunderwriters offer grants/programs for AEDs.

Kathy said that, since there was such a good responsefor the CPR training class, the Court Captains shouldconsider doing a second round of classes closer to thesummer time when more people are available.

Robert reiterated that the instructor stressed theimportance of CPR, even in the event that an AED isused because CPR (chest compressions) will help keep

Board Action: Motion by Michelle Todorov, support

by Guy Balok, to accept the Court Captain Committeereports dated December 5, 2013 and January 2, 2014.

All in favor. Motion passed.

Lakes Ecology Committee Report: See page 18 Robert Armstrong reported to the Board.Board Action: Motion by Tom Byrne, support by

Kathleen Connor, to accept the Lakes EcologyCommittee report dated January 7, 2014. All in favor.Motion passed.

Herald Committee Report: See page 19 Marty Tingstad reported to the Board.Board Action: Motion by Sandy Nolan, support by

Kathleen Connor, to accept the Herald Committeereport dated January 13, 2014. All in favor. Motion

passed.

Engineering Committee Report: See page 20 Terry McNally reported to the Board. Terry added

that, due to low attendance at their meeting,recommendations for updated door designs were notdiscussed. It will be addressed at the next Engineeringmeeting.

Board Action: Motion by Kathleen Connor support by Judy Nakdimen to accept the Engineering Committee

request #1-2. All in favor. Motion passed.

Community Social Committee Report: Michelle Todorov reported to the Board. Michelle

Movie Night on January 24th. There will be twomovies shown: a G-Rated show at 6:00 p.m. and aPG-13 show at 8:00 p.m. Popcorn and pop will beprovided. Also the Valentines Pasta Luncheon isscheduled for Saturday, February 8th at 12:00 noon.Lunch will be $3.00 per person. All are welcome.


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Co-Owner ForumRobert Armstrong: Robert reminded everyone that

there were still plans for a group outing to the TippingPoint Theatre on March 1st,

Deadline to submit your reservation andpay for your ticket is February 10th. He said thatreservations and payments are due by the deadline sohe can reserve the block of seats. Robert is holding 50

seats at the theatre. So far there are 14 people signed up with payment, 12 people have submitted the form, buthave not paid for their seats, and 5 people have verbally

expressed interest, but have not paid or completed theform. Completed forms and checks can be droppedoff at the clubhouse.

Robert is hoping that all who have expressed interest will be able to come. He said the group is going togo out to dinner after the show, but the restauranthasnt been chosen because he is unsure how many areparticipating yet.

The Meeting adjourned at 8:45 p.m.

Property Managers Report: See page __ Board Action: Motion by Michelle Todorov, support

by Judy Nakdimen, to accept the Property Managersreport dated January 20, 2014. All in favor. Motion

passed.

Maintenance Superintendents Report:See report on page __

Ken reiterated the importance residents cooperatingin moving their cars during a snow event so thatthe court lots and parking spaces can be cleared.Ken said that 3 days after the heavy snowfall at thebeginning of the month, there were still 250 cars

maintenance to complete the job of clearing the lotsand dramatically slows down the process.

Lakes, there was a procedure in place to call the

call the court captains with a time frame of when thetrucks would be in the court, and the court captains

would contact the residents in their court to try toclear the courts. She said that this procedure is nolonger being followed, and residents dont know

when to move. She said that she personally helped tomove cars for elderly or sick neighbors that couldntget out to move the cars for themselves.

Tom supported Joyces remarks, saying that heexperienced the same thing during the recent snow.(He had to park his car elsewhere for most of theday because he never knew when the truck would be

there to clear the lot). He agreed that there wouldbe a better response if there were some kind of

Kathleen said that the plow trucks used to be equipped

with sirens that would sound in the courts, and theresidents knew the sirens meant that the trucks werereturning to clear their court shortly. Joe agreed thatit would be better to notify a block of courts at atime rather than trying to evacuate the cars in all thecourts at the same time.

when the plows come to clear the centers, they couldalso clear the parking spots at that time; this wouldeliminate the trucks having to return 4-5 times to thesame court.

Since the snow removal policy could not be resolvedin the setting of the public Board meeting, Kathyrequested forming a sub-committee. The Sub-

committee will address the issue of the snow removalpolicy and procedure to make recommendationsto the Board. She asked for volunteers who wereinterested in participating.

Those who volunteered were: Sandy Nolan (chair),Guy Balok, Kathleen Connor, Tom Byrne, DonnaMcNally, and Joyce Elvy.

Board Action: Motion by Michelle Todorov,

support by Sandy Nolan, to accept MaintenanceSuperintendentss Report dated January 20, 2014. Allin favor. Motion passed.


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MANAGEMENT REPORTTO: Board of Directors, Co-OwnersFROM: Joe Poma, Property Manager

RE: Property Managers ReportDATE: January 20, 2014

1. Just a follow up to my last report about snow removal proceduresI encourage residents toreview the snow policy listed in the Herald, but remember that it is a summary and not theentire policy. You will see that the procedures change with the amount of snowfall. Duringheavier snow events, front walkways and porches are done as late as day 3 or 4, and duringextreme weather events, the handicap clearing priority is suspended in favor of clearing themain roads and courtyard centers. Residents have been more than patient with our staff as weclear the property, but there is a lot to be done. Once the roadways and courtyard centers arecompleted, main sidewalks are done; then approach walks. During this time, we attempt toclean parking spaces, but there are always a few residents in every courtyard that leave their

that point, we have to use snow blowers and hand shovels and it takes days.The snow policy is based on our attempt to strike a balance between over-spending andreasonable snow removal procedures. I know it may seem tasteless to talk about money inthese reports, but since it is yours that we are talking about, I want to explain why we have set

150 acres, with 4-5 interior roads, miles of main sidewalk, 92 buildings, 48 courtyards and 691separate approach walkways. We have 11 maintenance staff members to clear this snow, using4 trucks, 2 John Deere utility vehicles, 1 tractor, 2 snow blowers and a compact skid-steer (likea small bulldozer). During the ordinary work week, the staff is here to clear snow and puts in

to snow on Saturday night or on holidays, so when the staff comes in, there is overtime ordouble time involved. For this reason, the threshold is set at 4 inches of snow, but even whenwe reach that point it takes time to do a property of this size.The ultimate decision of how the policy is carried out is up to the residents and the Board. Wehave the ability for instance, to start clearing snow at 1 inch, just as much as we have the capacityto work on weekends regardless. We could also hire 5 more people or even an outside companyto do it. This has all been researched as a matter of fact, but the cost for an outside contractoras of 2008 was $108,000, and was limited in scope to a certain number of occurrences. Withlawn and snow combined (and only lawn and snow), it was going to be $314,015 by 2012. I have

of being cheated when it comes to salt application. I can remember years ago, when workingin the apartment industry, a situation where a contractor claimed to have dumped 17 tons ofsalt on parking lots surrounding an apartment building. We received an invoice of $12,000 for

them that the county trucks dont even carry that much, they said o.k., we will cut it in half. IfI wouldnt have said anything, they would have taken the money; some people are counting onany lack of knowledge they can take advantage of. On weekends here, when the staff comes in,it costs several thousand, over and above fuel and salt.


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MANAGEMENT REPORT

an attempt to let you know how we operate with a major weather event. The residents and Board

someone will be last, and one of the areas to be cleared whether it be walkways, sidewalks orparking spaces, may not happen until day 3-4 during a heavy snowfall.

2. With every snowfall, the maintenance machinery in subjected to whatever is buried beneaththe snow including rocks, pavers, landscape, dog leashes and newspapers. Recently, one of thesnow blowers hit a brick paver that was near a main sidewalk, in a place where it shouldnt havebeen anyway. During the summer, as you landscape around your home, be careful where you

sustained damage to the frame and fan assembly totaling $800 as a result and the paver couldhave hit someone or it could have gone through a window.

3. During the severe weather and snow that came our way in January, an odd thing happened.We received calls from about 15 residents claiming that their roof was leaking. The ceilingwas dripping or otherwise the drywall was soaked. Upon investigating, we discovered that

controlled by a device called a humidistat. Just like a thermostat, the humidistat regulates theamount of water that is placed in the heated air leaving your furnace. The humidistat is usually

winter, cold air dries up the humidity in the house and the problem is compounded by warm airfrom the furnace. You may experience dry skin and a sore throat), and with typical temperature

but for the next 4 nights, the temperature drops to negative 20 degrees. The humidistat doesntrecognize the change in outside temperature, but only the setting that it was placed at, so you

will get the opposite effect; the furnace is running more often and water is being injected intothe ductwork. If your windows are fogged, walls are dripping, ceiling is forming water droplets,etc., this is a sure sign that your humidity setting needs to be dialed down (back it off to at least

4. Our vacant unit inventory and winterization program proved to be successful this year (so far).I want to thank all of the residents for turning off the water pressure to the outside spigot and forshutting down the main water pressure when leaving on vacation. We have a great insurancepolicy for the property, and we are covered in the event of a burst pipe, but this sort of a loss

RE: Property Managers Report , Page 2


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MANAGEMENT REPORT

out of the woods yet, I think that if a pipe would have burst, it would have happened during thenegative temperatures in January. Keep an eye on the water pipes until spring.

5. There were some local condominium communities that made the news in January for all of the

can happen in an upper class neighborhood just as in the inner city. Make sure your exterioris well lit, lock the doors to your home, lock your car and remove valuable items from view. Ifyou suspect illegal activity, or even suspicious people loitering on the property, call the police.

realize in hindsight that you were right and didnt make the call.

carelessly placed candle. If you light a candle in your home, many people will place them inthe bathtub with the curtain open or on the sink, with nothing above them, like an overheadbookshelf. Keep them at least 3 feet away from anything combustible and check on them often.If the candle is placed on a shelf or cabinet, make sure that it is not anywhere near the drywallceiling, walls or window coverings. Since we live in a community where homes are attached,you not only have to worry about your own safety procedures, but also the common sense ofyour neighbors. Watch out for scams too. People are getting creative with the internet, phoneand mail. Over the last year, our residents have been subjected to everything from people selling

it is during the evening, think twice about answering the door and call the police if necessary.

6. left behind after the huge storm in September. We will get to those in spring and we know thereis a lot of work to be done. If you see any branches that are dangling high up in a tree, let usknow.

7. It takes several days of sub-zero weather for the lakes to freeze, so please be careful and tell your

them.

Joe Poma, Property Manager

RE: Property Managers Report , Page 3


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MAINTENANCE REPORTTO: Board of Directors, Property Manager, Co-OwnersFROM: Ken Wiewiora - Maintenance Superintendent

1. UNIT / BUILDING REPAIR : Over the past two months we have been very fortunate, during our extremecold spell dished out by Mother Nature. As of today, we have had only one minor pipe freeze and burst,causing basement damage. The co-owner has taken care of the clean up and restoration which their insurancecompany. Reminder to all Co-Owners, if you sustain water damage due to flooding within your unit, youmust notify and keep the clubhouse informed of the loss and contact your insurance company promptly.Prompt remediation and cleanup will always reduce the total cost to the loss. Before allowing any cleanup/ restoration company into the unit, you must first get approval from the Clubhouse. Many insurance

companies will try to push a contractor, remember the contractor selection lies fully with Highland LakesCondos, as well With The Co-Owner of the unit where the loss occurred.

2. SNOW: SNOW SNOW AND MORE SNOW . That seems to be what is in tune for us this winter, Over thepast 47 days starting back on November 29th we have had 11 major and minor snow fall dates, totaling forthe season 35 of snow, as of 1-17-2014. This includes two 6 events, one 8 event and one 10 event. Lastseason we had a total of 39 for the complete winter.

Reminders to all co-owners, please assist our cleanup crew by having obstructions removed from thesidewalks. This includes dog leashes, paver bricks, mail, telephone books, front door mats, low voltage orsolar lighting, ect. All these items can cause damage to our equipment, which reduces our level of service

due to down time making repairs. Additionally, all of these items can cause harm to bystanders, as wellas cars, and glass. Spread the word, anyone out of town please leave your car keys with a neighbor thatcan move your car for snow plowing. During our last snow fall we had over 250 cars that never moved forplowing the parking spots. This greatly slows down the plow trucks. Of the 250 cars, they an additional 130+ cars moved on the 4th day after the storm, leaving around 125 cars that never moved.

3. ICE & SALT : In the winter months please be on the lookout for ice, treat all concrete that it may be slippery.The ice melt salt, does take time to set in and work. Typically we see the results from the ice melt salt toeffectively work between 4 to 8 hours after application with a 20 degree outdoor temperature. Located at theclubhouse is salt for co-owner use. Please stock up and use on your front porch or walk way where needed,especially on the weekends. Over the past few weeks we have had temperatures well below zero. With these

cold temperatures the road salt just will not work for us, as well as the sidewalk salt is slow to react.

4. EQUIPMENT : Our equipment is gone through, preventative maintenance repairs after every snow fall. Asof last month, the John Deere snow blowers have repeatedly broke down due to various issues. Also we hadsuspension and brake work done on the Dump truck, fuel pump replaced on the 2007 Ford, and many minorrepairs that were done in house.

Thank You,Ken Wiewiora, HLCA Maintenance Superintendent

If there are any ground or building concerns, contact the Clubhouse at 248-349-4006and request a work order to be submitted.

Please review the proper disposal procedures of trash, compost, and building materials, And Paints, located on all

of the trash corrals on the property. Waste Management our trash hauler WILL NOT PICK UP IMPROPERLYBAGGED COMPOST OR TRASH, AND IMPROPERLY PLACED BUILDING MATERIALS.Lets all step-up to keep our community clean, & please report trash violators to the clubhouse. Thank You

RE: Maintenance ReportDATE: January 20, 2014


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HIGHLAND LAKES COMMITTEE REPORTCOMMITTEE: Court Captain Committee

MEMBERS PRESENT

MEETING DATE: December 5, 2013

SUBJECTS DISCUSSED:

them to sign up. Interest from 37 residents had been equally divided between the two sessions,and, hopefully, all or most will follow through with their intent. The instructor, Brent, will need anoutlet for his laptop which is available in the room.

2. All welcomed Catherine Frazier, new resident and court captain for Inlet Court. Captains are stillneeded for Dearborn, Lagoon, and Savoy.

3. Diane reported that the new resident interviews are progressing. Another resident asked aboutrecycling. Many of our new neighbors are interested in the environment, and she encouragedmembers to keep this issue in mind for future consideration. Though the cost is currently prohibitive,

or unnecessary as some had charged previously. Catherine suggested that we could arrange for a

will investigate this possibility.

Diane thanked members for their positive attitudes toward solving problems, recalling severalprojects such as Terrys investigation into lighting and the subcommittees implementation of petwaste containers which have made a difference.

4. Donna McNally stated that the clubhouse should have an AED for a community this size. Joelreported that he had been told that the probability of use didnt seem worth the cost. Though many

crucial in preventing brain damage. Members agreed that access to an AED should be a priority.

report back next month.

5. Joel explained the Grounds Committees plan to combat the invasive species common buckthorn

right thing to do and will help to protect our property values. Diane will notify the committee of

After adjourning, members socialized while enjoying homemade cookies.

RECOMMENDATIONS TO THE BOARD: None.

NEXT MEETING : Thursday, January 2, 2014 at 7:00 p.m.

Submitted by: Diane Pittaway, Co-chairman

Joel Lutz, Chairperson

Barbara EvansCatherine FrazierDon Loudy

Donna McNallyTerry McNallyCharles WeidnerThomas Werner


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HIGHLAND LAKES COMMITTEE REPORTCOMMITTEE: Court Captain Committee

MEMBERS PRESENT

MEETING DATE: January 2, 2014

SUBJECTS DISCUSSED:

1.

2.

3.

4.

RECOMMENDATIONS TO THE BOARD:None.

NEXT MEETING

Submitted by: Barb Adams, Secretary


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HIGHLAND LAKES COMMITTEE REPORTCOMMITTEE: Lakes Ecology MEETING DATE: January 7, 2014

On one of the coldest nights in years, 6 brave souls come together for our meeting. It was not canceled (assome thought) but the feeling was that the super cold temps kept the attendance down.

Since the last meeting was in November (with a break for Christmas) we did a short review of the items

We also touched on the 95 page study prepared by Environmental Research Group, Inc. From Ann Arbor

for that company and learned that it had been disconnected. A web search turned up a company with asimilar name, but since it was founded in 2000 in Baltimore, it is not the same.

the attendance was so low, we decided to wait till the next meeting to give these out.

we would obtain the same results that the State does when they do many, many testings all around us. She

There was a suggestion by Elise Brady to look into dedicating more of the shorelines as a natural non mowedbuffer, between the lawn and the lake. We will look into this at a future meeting.

suggested looking into creating a waterfall like path, to guide the discharge of the well into the lake at SilverSpring Lake.

RECOMMENDATIONS TO THE BOARD:None

NEXT MEETING: Tuesday, February 4, 2014 at 7:00 p.m.

Respectfully Submitted by: Robert Armstrong

MEMBERS PRESENT:Robert Armstrong

Elise Brady

GUESTS PRESENT:

Tom Byrne , Board Liaison


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HIGHLAND LAKES COMMITTEE REPORT

MEMBERS PRESENT:Marty Tingstand, ChairmanWilma Leonard

GUESTS PRESENT:Kathleen Connor, Board LiaisonSandy Nolan, Board Liaison

COMMITTEE: Herald MEETING DATE : January 13, 2014

DISCUSSION:

1. Marty was very pleased with the response to the special feature honoring residents who served inthe armed forces. The response made it possible to recognize the veterans with three pages in theNovember Herald in honor of those who served.

2. The committee complimented Shannon Crowley, our editor, for her efforts to publish an attractiveand informative newsletter.

3.

4. printing the picture that shows the majesty of this bird but does not show the bird with its prey .

5. Marty is hoping for more submissions for a special featureShare the Love, that hes planningfor our February issue and Valentines Day.

6. Wilma commented that she has run out of submissions for both Know Your Neighbor and

and we need for you to share a shining moment in your familys life. If you e-mail your submissionto Wilma, be sure to include your name and court. She recently received, via e-mail, some reallytasty sounding recipes but has no idea the name of the contributor.

RECOMMENDATIONS TO THE BOARD: None

NEXT MEETING: Monday, February 10, 2014 at 7:00 p.m.

Submitted by Wilma Leonard


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HIGHLAND LAKES COMMITTEE REPORT

MEMBERS PRESENT:Thomas A. Werner, ChairmanTerry McNally, Co-Chairman

COMMITTEE: Engineering MEETING DATE: January 15, 2014

1. Unit 494 Storm Door SD-2Installation: Wallside Windows

Meets HLCA Requirements

2. Unit 628 Doorwall PD-1Installation: MPM Products Inc.

Meets HLCA Requirements

RECOMMENDATIONS TO THE BOARD:

NEXT MEETING: Wednesday, February 12, 2014 at 3:00 p.m.

Submitted by Tom Werner, Chairman

MODIFICATION REQUESTS REVIEWED:


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1. Mark your ballot selecting no more than 3 candidates.

2. Complete your Proxy below. Do this whether or not you plan to attend the Annual Meeting.Please Note : There is a difference between a proxy and a voter designee. A voter designee form is used to give someone the authority to vote instead

of you. A proxy is your statement that you waive your right to be at the annual meeting, but you want your vote to count. The proxy statement is

required, because under our bylaws, the presence of at least 30% of the co-owners at the annual meeting is required in order for the election to be

valid. It is either a "physical presence" or presence "by proxy", meaning that a Board member or another individual can represent you, even though

your ballot is still the official vote.

3. Place your completed Ballot and Proxy form into the Election Committee Envelope. Make certain to sign and enter your unit number on

the back of the sealed envelope.

PROXYI hereby assign my Proxy for the 2014 Annual Meeting of the Highland Lakes Condominium Association members as

follows:

I do hereby grant my Proxy to _______________________________________________.

This Proxy is executed for the 2014 Annual Meeting of the members of Highland Lakes Condominium Association, Inc.,

to be held on Monday, May 19, 2014. The person named as my Proxy is authorized to exercise all powers I would

possess if personally present at the meeting. I revoke all proxies previously given by me for use at any meeting of the

Association members. In the event that the above named person acting as my Proxy is unable to be present at this

Annual Meeting or if no person is named above, I appoint Kathy Baldwin, the President of the Association, to act in my

behalf for the purpose of constituting a quorum.

Highland Lakes Condominium Association, Inc.BALLOT

*Incumbent

Unit: 1

Voting Instructions

Kelly Smith*

Joe O'Reilly*

Becky Brady*

Jim Disney

Paul White

Maria Hernandez

Celeste Griffin

For the election of 3 Board members. Each to serve a two year term.

7. Ballot must be returned by, 5:00 p.m., Friday, May 16, 2014.

Voting Instructions1. Mark your ballot selecting no more than 3 candidates.

2. Complete your Proxy below. Do this whether or not you plan to attend the Annual Meeting.Please Note: There is a difference between a proxy and a voter designee. A voter designee form is usedto give someone the authority to vote instead of you. A proxy is your statement that you waive your rightto be at the annual meeting, but you want your vote to count. The proxy statement is required, becauseunder our bylaws, the presence of at least 30% of the co-owners at the annual meeting is required inorder for the election to be valid. It is either a physical presence or presence by proxy, meaning that

3. Place your completed Ballot and Proxy form into the Election Committee Envelope. Makecertain to sign and enter your unit number on the back of the sealed envelope.

4. Ballot must be returned by 5:00 p.m., Friday, May 16, 2014

PROXYI hereby assign my Proxy for the 2014 Annual Meeting of the Highland Lakes Condominium

Association members as follows:

I do hereby grant my Proxy to _______________________________________________.This Proxy is executed for the 2014 Annual Meeting of the members of Highland Lakes

Condominium Association, Inc., to be held on Monday, May 19, 2014. The person named asmy Proxy is authorized to exercise all powers I would possess if personally present at themeeting. I revoke all proxies previously given by me for use at any meeting of the Associationmembers. In the event that the above named person acting as my Proxy is unable to be

present at this Annual Meeting or if no person is named above, I appoint Kathy Baldwin, thePresident of the Association, to act in my behalf for the purpose of constituting a quorum.


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I.S.E.Garbage DisposalInstalled for $185

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Highland Lakes Condominium Associationpaid $7994.67 for Real Property Tax on the

common ground for 2013. The followingis a breakdown of the percentage of

taxes you paid. For example,if you live in the Belfast

model, you paid $9.99.Any tax questions are to be

directed to your personal tax

answer such questions. Thank you.

Belfast $9.99 0.1250%Brigadoon $10.29 0.1287%Canterbury I, II $10.60 0.1326%Canterbury III $10.90 0.1363%Dundee $11.22 0.1403%Edinburgh $11.62 0.1454%Falstaff $11.62 0.1454%Glasgow $12.43 0.1555%Highland $10.60 0.1326%Highland I, II, III $12.03 0.1505%Loch Lomond $11.62 0.1454%Loch Lomond II $11.92 0.1491%Loch Lomond III $12.85 0.1607%Loch Lomond III $13.14 0.1644%

2013 TAXINFORMATION


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Barb and I meet about 25 years ago. I was working or theownship as a Volunteer Fire ghter at that time; and working

as a Dispatcher or the ownship Police Department ull-time.I was helping a riend Instruct Paramedic and Basic EM classesat that time. Barb was a student in one o the classes that I was helpinginstruct. From the moment I rst met Barb, I wondered why SHE wouldbe taking HIS class.

Her quiet personality and long brunet hair caught my eye. At that time it wasapparent to me that she had more to offer than that o a Basic EM Working the

road. We quickly became riends and spent a lot o time together over the next ew years. It wasnt Love at First Sighbut there was something that made me want to be in her company all o the time.

Afer 3 years o riendship we both realized that we were alling in love. We were married one year later. Weve beemarried 21 years, and we have created many memories together. We have been blessed with two wonder ul sons, Adam (16) and yler (13). While Barb and I dont always see things eye to eye, we have discovered we bring greatbalance to each other. We look orward to the next chapter o our lives... Growing old together.

A Love Story as told by Guy - Guy and Barbara Balok

Ironwood Court

Romance on Neptune Court, by Robert Armstrong Sweetheart: Liette Paiement

Learning French on my Grandmothers knee so many years ago,there was absolutely no clue that it would play such a big part o myli e. Spanish might have been a more practical second language,and while Spanish is one o the 5 Romance Languages it is notRomantic enough. Not even close!

When Liette Paiement agreed to come and be my better hal morethan 10 years ago, she brought joy to my heart and romance to my li e.

She is a part o a big amily and has 5 brothers and sisters. She lef her countryand culture behind to be mine. I am thank ul or that on Valentines day and every day. We speak mostly rench in ourhome, not because Liette requests it, but becauseFrench is the language of love.

February is the best time o the year to speak o love to your sweetheart too, so i I may... I suggest that you whisper asof Darling, je vous aime beaucoup! to that special someone in your li e.

A Love Story as told by Robert - Robert Armstrong and Liette PaiementNeptune Court

Share the Love

Herman and Mildred Gilbert o Hayes Court met at a Valentines Day dance back in1956. Herman spotted Mildred rom and distance wearing a pretty yellow dress, and

walked up to her and said You are gonna be my wi e.

Mildred just blushed. I would guess with Herman returning rom the military, he saidit with authority and discipline in his voice. (lol) So that October they were married.

And 57 years later I am so very proud to say that they still are.

Happy Valentines Day Mom & Dad! From all your Girls... Love U Both!


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THE VALENTINE CAKE PART II Ive written about the cake I made or Joannie - I gure it was Valentines Day 1950- it was 9 round, two-layers, white inside with white rosting, decorated with littlecinnamon hearts.

I asked her last week what she had thought about my cake - what amazed her is that Ibrought it in a box, by bus, rom St. Clair Shores. My olks had moved rom the westside o DEtroit to the house on Lake St. Clair in 1949. I took the Lakeshore suburbanbus to downtown Detroit - rode the Grand River bus to Joy Road, and the WestChicago bus out to Abington... about ve blocks east o South eld. Altogether a two-hour trip... i the connections were good.

I tried to duplicate the cake a ew times - unsuccess ully. Ill try again this year?

Joannie just told me she would rather have a chocolate cake with white rosting!

A love story as told by Marty - Marty & Joanie TingstadRichards Court

I had 55 years o very happy married li e. My wi e developed cancer and died. I didn go anywhere or six years.

As time passed, my car was getting old, so I visited a Ford dealer and looked at a newFord Focus. I received the price and told the dealer I would contact him when I made adecision. wo weeks afer, I took a bus trip to Canada to visit the casino; when I parked

my car in the parking lot, right in ront o me was a new Ford Focus identical to the oneI saw in the showroom. Boarding the bus, I inquired who owned the car, and a womanon the bus named Sandy said I do! Tat was our years ago, and everything is still Kopak-sthetic.

A love story as told by Al Kopak about meeting his sweetheart, Sandy Al lives on Althea Court

Happy Anniversary to Donna & erry McNally whowill be celebrating 27 years this Valentines Day! Many Happy Returns!

Well the start o this love story goes back over 50 years cant believe its that long, cause Im still such a sweet younthang! ( ee Hee). However, thats the truth. I had just nished my rst year college & started a summer job through atemporary agency at RCA Industrial & Automation Products Division in Plymouth, MI. An Engineer had de nitelycaught my eye, he was this very tall, dark & handsome Irishman who directed the Metal Detection Equipment Divisionand I just so happened to end up as the secretary. History took its course. Much to my parents dismay I didnt return tocollege that all. We married and started our amily in a little rented home in downtownPlymouth.

Te years ew by so ast its a total blur Our two little ones o ours are now married& have had babies o their own. Te pure joy we have experienced together with theseamazing our grandchildren cannot be expressed. We nd ourselves just looking at eachother, wondering why the Lord has chosen to bless us with such riches. My hope it thatwe will continue in good health during our Golden Years, enjoying all the com orts thatcome with contentedness, grate ulness, and kindness.

A Love story as told by Judith - James & Judith OConnorLongwood Court


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Art Baynes o Leidel Court reported in about a hawkthat has taken up residence in Highland Lakes. Arttook a couple o photographs o our Highland Lakesresident hawk. Te photos show our eathery riendenjoying lunch at the roadside stand. Hes got itmade as he does not pay any maintenance ees andlunch is ree. He seems to be a Northern Goshawk.

Art included some interesting facts about our Northern Goshawk:Te Northern Goshawk is well known or its erce de ense o its nest. It commonlyattacks people and other animals that approach the nest too closely.

Te Northern Goshawk can be very persistent in pursuing prey. One goshawk wasseen pursuing a snowshoe hare or 45 to 60 minutes along a hedgerow until nallythe hare ran into a clearing and was seized. A goshawk may also chase poultry intobuildings.

Attila the Hun wore an image o a Northern Goshawk on his helmet.

Te Northern Goshawk is ound across northern America and Eurasia. Most o theEurasian races have much more dark barring on the chest than the American orm,but about hal o all Siberian goshawks are nearly white.

Te name goshawk comes rom the Old English words gos, meaning goose,and ha oc meaning hawk. It ispronounced as i the words are stillseparate, without any sh sound.

Editorial comment : Arts pictures were ascinating, but may be off-putting or thesqueamish. In its place we have includeda photo o a hawk that is a possible closerelative, as well as a photo taken by omWerner. Go to Leidel Court and maybecatch the whole show.


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WHATS COOKING

Send us your favorite soup & stew recipes! The feed-back on this feature has been very positive, but we need your help to continue. Please drop

Linda Chenoweth

happy with any recipes she had tried. It has nearly every vegetable

decreasing the brown sugar.

Preheat oven to 375 . Combine the first 5 ingredients in a medium bowl. Stir in the remaining ingredients;mix well. Pour mixture into an 8 square baking dish coated with cooking spray. Bake for 20-30 minutes,or until brown around the edges. Serve warm. Microwave left-overs.

BAKED OATMEAL2 cups uncooked oats (either kind)1/2 cup packed brown sugar (or less)1/3 cup raisins, dried cherries or other dried fruit1/4 cup chopped nuts (almonds, walnuts or pecans)1 teaspoon baking powder

In large soup pot, saute onions, potatoes, carrots, and celery in olive oil and butter until onions aretransparent. Add zucchini, green beans and garlic; saute a few minutes longer. Add drained beans,herbs, chicken stock, stewed tomatoes, and ham. Cover, heat, and then simmer 30 minutes. Addnoodles and cook until tender (10 minutes). Ladle soup into bowls and top with grated Parmesan.Serve with crusty bread, if desired.

MINESTRONE SOUP

1 1/2 cups 2% or fat-free milk1/2 cup applesauce2 Tablespoons butter, melted (optional)1 large egg, beatenCooking spray

1/4 cup olive oil2 Tablespoons butter2 medium onions, chopped3 medium potatoes, diced (about 1 lb.)2 cups chopped carrots (4 medium)1 cup chopped celery (2 stalks)2 cups chopped zucchini (10 0z.)1 1/2 cups chopped fresh green beans (6 oz.)2 cloves garlic, minced1 (15 0z.) can navy or cannellini beans,rinsed and drained

2 Tablespoons dried basil1 1/2 teaspoons dried oregano2 bay leaves2 (32 oz.) cartons chicken stock1 (14 oz.) can stewed tomatoes, undrained andchopped1 ham bone or 8 oz. deli smoked ham, cubed1/2 cup noodles ( ditalini or macaroni),uncooked4 oz. grated fresh Parmesan cheese

E n j o y !


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For further information about the HighlandLakes Womens Club, you can contact

Peggy Zonca (248)348-5283 [email protected]

SAVE THESE DATES:

FEBRUARY 6, 2014: Champps Restaurant 19470 Haggerty Rd., Livonia-Coordinated by: Rosemary Campion

MARCH 6, 2014:

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F I N A N C I A L C O L U M N

Four Tips to Help Maximize Social Security Incorporating Social Security into a retirement strategy is a smart move. Te money taken out o your paycheckevery month may be unwelcome now, but it can give you monthly income later in li e.

However, some question i Social Security will last long enough or those in the work orce now to be able toreceive these bene ts. According to Social Security trustees, enough reserves exist or the system to pay 100percent o promised bene ts until 2033, without urther re orm. Full bene ts are available at age 65 or thoseborn be ore 1938, gradually increasing to age 67 or those born in 1960 or later. Tere is more to Social Securitythan just applying or retirement bene ts when you are eligible at age 62 or over. By waiting, you can maximizeyour bene ts, which will increase every year you choose to wait to le or Social Security retirement bene ts.

Trivent Financial suggests you consider these our tips be ore applying or Social Security.

1. Dont assume it wont be there. Social Security is projected to last at least until 2033, so the rst mistakeis writing it off as a resource that wont be available. Planning early or the role Social Security will play inyour retirement will prevent you rom being caught off guard and missing out on increased bene ts onceyou are ready to start collecting.

2. Know your situation. Retirement income planning is critical. Social Security has many nuances, so apersonalized approach is necessary to get a better grasp o your retirement uture. By using your currentin ormation rom the Social Security Administration, nancial representatives may be able to createscenarios to give you an idea o how the age you begin receiving distributions can affect the monthlyamounts you will receive. For example, i youre divorced or widowed, a nancial representative will beable to calculate the different ways you can claim bene ts and how they can affect your retirement strategy.

3. Wait to draw. Now that you are planning or it, you can gure out when the right time or you to startreceiving bene ts. For many people, this will most ofen be afer the age that you are eligible to startcollecting ull bene ts. For every year that you delay, Social Security bene ts will increase by a set percentage,eventually putting your monthly bene t above 100 percent. Delaying can also multiply the bene ts afer itis adjusted or cost-o -living and can potentially reduce the number o years bene ts are subject to incometaxes. Factors to consider as to when to le or your Social Security bene ts include: health status, li eexpectancy, need or income, uture employment, and survivor needs. A nancial representative can help

you build all o this in ormation into an overall retirement strategy.4. Get your nancial house in order. I you delay your Social Security bene ts, you will need to have another

way to pay or your needs while you are not working. I you planned early enough, you will likely haveadjusted your nances so that you are prepared. Again, talking to a representative can help you plan thebest option or the interim time be ore Social Security paychecks.

Social Security can be con using, but talking to a representative can help you clari y the role it can play in yourretirement strategy. Once you have a strategy in place, you will better be able to enjoy your retirement years,without worrying about the next paycheck.

Dan Freeman o Lehigh Court has offered to submit a series o articles concerning nancial and retirement planning.Tese should prove interesting and help ul. Next month will concern taxes... April 15 is coming! Dan is a nancial planner.


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Highland Lakes Court Captains

Anchor Tracey Green.. ....................321-4614

AltheaSue Tocco.. .................... .....348-3396

AmboyBrad Todorov......................380-1611

Andover Pam Takacs.......................374-0864

Aqueduct

Frank Eisenhauer..............348-9650

Bryn Mawr Robert Gorczyca...........734-751-7828

DartmouthSue Misiulis.......................344-4949

DearbornClem Tulley........................349-3125

Dorothy Gay Sonya Flegal.....................344-9789

EddingtonDavid Duey..................586-996-2098

Farragut Lorraine Scully (B 89 & 90) ....344-8703Janice Booher (B 88) ...........344-4229

HayesD. & G. Loudy (B 30, 31 & 32).........................................349-3308Chuck Weidner (B 28, & 29).........................................946-1479

InletCatherine Frazier..........313-405-3707

Iron GateNancy Schneider...............797-0853

IronwoodEsther Allison.....................880-1673

IthamBob Rudolph.....................924-2600

Juliet Sandy Nolan........................349-3587

KenyonElizabeth Dombles..............Unlisted

Lagoon

Chris Van Arnam ..............982-3984

LehighFrances Moore.....................380-0552

Lehigh LaneDianne Hartman................229-3884

LeidelBarbara Adams..................982-8247

LilacBarbara Evans....................348-3087

LongwoodJim OConnor....................344-6600

LyricRay Parzych......................349-9370

MadisonCarolyn Toyer ...................348-9745

MalvernConnie Haworth...................349-5047Myra Santoni......................344-2568

MannLiz Thuss....................734-558-0220

Mariner Douglas Perrin.....................Unlisted

NeptuneRobert Armstrong..............912-0266

NorwoodDonna McNally..................347-0999

OaklandEarl Smith..........................349-6478

Old BridgeLinda Tomica.....................349-6107

PondDiane Pittaway..................347-1078

Queen AnneKathy Baldwin...................380-6429

RichardsMartin Tingstad..................344-4928

SandyBeverly Brenner.................348-2982

SavoyJudy & Jim Weaver.........313-613-1479

SchoolhousePeggy Zonca.....................348-5283

Seabrook Anne Marie Kuneman...........719-7722

ValiantIlio Alessandri....................449-6959

View PointStanley Roberson..............596-1239

WhitmanFrank Jensen.......................880-2011

Windsor Tom Werner.......................349-4459

NOTE: ALL AREA CODES ARE 248 UNLESS INDICATED OTHERWISE


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Murder she wrote. The worst crime imaginable has occurredin an association very near ours. Most of you have undoubtedly

read about it or seen the news coverage on the television. The criminal was not a resident of the community but was staying with relatives. A woman in her

eighties was savagely strangled and stabbed. Her jewelry was taken and subsequently found in thecondo where the perpetrator was staying. He has a long criminal record and was recently released

from prison in Florida. If this murderers past record had been known to local police, the outcomeof this story might have been much different. The victim had just sold her home and would havegone to North Carolina to join her children.

This tragedy should be a wake-up call to all of us. Bad things do happen in nice places. We livein our own little village where we share expenses for gas and water. We even share common

walls. In other words, we live in very close proximity to one another. It is so important to keepour eyes and ears open for suspicious persons or unusual activity and report it. Never be hesitantto report to the authorities any individual whose behavior makes you uneasy. It could be a matterof life and death.

An important tip to prevent identity theft was passed on by Beverly Dudley, who is an avid traveler.Never write your address on your luggage. Write your name and phone number in case of loss.

There just may be a criminal casing the suitcases for home addresses. The person is going toknow that you wont be home because youre packed and ready to take off. The worst case scenario

enjoying the breezes in sunny Florida.

Finally, we all want to enjoy our lives. Its unfortunate that it has become necessary to be so vigilant in our everyday activities. However, the alternative to not practicing awareness of oursurroundings can result in dire consequences. Lets all commit to a life which includes watchingout for ourselves and our neighbors.

Sandy Nolan, Board LiaisonCourt Captain Committee


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HEATING andCOOLING CO.

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Service & Parts for Most Makes

Since 1954

Central Air ConditioningElectric Air Cleaners

Duct Fabrication

Maintenance Contracts Electrical Wiring & Repair

Custom Sheet MetalBoilers/ Water Heaters

Calls Taken 24 Hours

(248) 476-7022

Visit Our ShowroomsSee Before You BuyOpen Daily 8:00 AM 5:00 PM

Sat 9:00 AM 2:00 PM

(248) 773-5134klean-ritecarpet.com

E x p e r t

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R e m o v a l

Commercial & ResidentialLicensed & Insured

ATTENTIONALLERGY SUFFERERS

$49.95 - 2 Rooms & HallKLEAN-RITE - (248) 773-5134

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KLEAN-RITE - (248) 773-5134

sofa - $44.95 chair - $24.95loveseat - $34.95

KLEAN-RITE - (248) 773-5134

EXCLUSIVE Low-Moisture CleaningProcess for Carpets and Upholstery

Family Owned & Operated Since 1987

IS IT TIME FOR A FRESHCOAT OF INTERIOR PAINT?

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Im offering special rates for themonths of February & March!

Expert PaintingProfessional Color Consultation

(734) 379-5355

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Join us for a Highland Lakes

CRAFTERSEVENING Every TuesdayEvening at 6:00 p.m.

COME WHEN YOU CAN Come for a night of Knitting,Scrapbooking, Crocheting,Quilting, and Much More!

Beginners & Experts Welcome.GET STARTED ON YOUR HOLIDAY PROJECTS

Share with each other and learn from one another.

LIGHT REFRESHMENTS PROVIDED.

For more information, Contact KathyBaldwin: 248-380-6429


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S NOW R EMOVAL P ROCEDURES1. N ORMAL S NOW EVENTS :

2-3 inches - Clearing will begin during the snowfall and maintenance will work normal hours

following the established Snow Policy.4 inches or more Maintenance will clear on weekends and at night following the Snow Policy.2. LARGE S NOW EVENTS :

during the snowevent. If necessary, they will continue the removal effort until 10:00 p.m. The next morning they willbegin a second clearing effort and work until all walks and courts are cleared, or until 8:00 p.m.

3. SNOW EMERGENCIES /B LIZZARDS : only. Once those elements are clear, work will begin on approach sidewalks

and courts. Maintenance will work up to 14 hours per day, until the roads, courts and walks areclear. Contractors may be called in if necessary. The priority treatment of the handicapped list will besuspended during these events. Exceptions for emergencies will be handled on a case basis.

4. PARKING S PACES : After the primary snow removal efforts are completed, maintenance will begin clearing parkingspaces if cars are out of the court. Management encourages Court Captains to facilitate the removal of cars and contactthe Clubhouse to advise when their court is clear and management will then contact maintenance to begin plowing theparking spaces within that court. If maintenance is ready to plow a court, the Association may also contact the courtcaptains to facilitate the movement of parked vehicles.

5. O VERALL G OAL : The Association shall have the sidewalks, courts (not parking spots), and roads, clear within 48 hoursof the cessation of a snow event.

6. H AZARDOUS CONDITIONS : During the winter, the weather conditions favor the potentialfor slippery sidewalks, porches and roads. Please use due care and caution duringthis time of the year and keep a supply of ice-melter, which is available at theClubhouse, at your home for your use.

During the weekend, how much snowfall is required before maintenance will be called in?A NSWER : 4 inches or more measured in more than three areas on the property.

Why does my court seem to be last during the recent snowfall?A NSWER : To attempt to bring some semblance of fairness, the starting point of snow

removal efforts change each time.

Why does it seem to take so long to clean my parking spaces?A NSWER : Maintenance depends on the cooperation of the Co-Owners to empty the courts of cars

Why did Maintenance leave a small amount of snow on the sidewalk this time?A NSWER :

Why does the Association have an adopted snow policy?A NSWER :

A NSWER : 48 hours or less depending on the weather and the amount of snow.

In what order, and when, is snow blowing and plowing handled?A NSWER : FIRST DAY SECOND DAY

1 Streets 2 Clubhouse 6 Porches

4 Centers of Courts (Only if courts are clear of cars)

S n o w

R e mo v a l F A Q


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HIGHLAND LAKES HERALD AD RATESThe Highland Lakes Herald is distributed monthly to 691 homes. All advertising accepted on a prepaid basis.

New ads will be charged set-up fee as per the schedule below.

THE HERALD DEADLINE IS THE 20TH OF EACH MONTHMake checks payable to Highland Lakes Condominium Association.

For more information, contact Shannon in the Clubhouse: 248-349-4006 or email [email protected]

CLASSIFIED ADS Resident Non-Resident

up to 30 words (200 Characters) $3.00 $5.00

FLYERS :

JUST $50 PER MONTHPLUS PRE-PAY FOR 4 MONTHS AND GET A MONTH FREE!

PREMIUM SPACE AVAILABLE! FULL PAGE CENTERFOLD / FRONT COVER / BACK INSIDE COVERFULL PAGE: $75.00 /mo or $825.00 /yr

AD SIZE 1/8 PAGE3-3/4 X 2-1/2

1/4 PAGE3-3/4 X 5

1/2 PAGE7-1/2 X 5

FULL PAGE7-1/2 X 10

1/81/4 1/2

Full Page

MONTHLY FEE(Add $25 Set up fee for new ads) $15.00 $25.00 $40.00 $65.00PRE-PAID 6 MO.(PAY FOR 6 MONTHS, ANDWELL WAIVE THE SET UP FEE!)

$90.00 $150.00 $240.00 $390.00

Prepaid Yearly Price Includes ONE FREE MONTH!! PRE-PAID YEARLY(PAY FOR 11 MONTHS, GET 1MONTH FREE!)

$165.00 $275.00 $440.00 $715.00

(2 blocks East of Venoy Rd.)

(734) 425-1790


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Merrick Maris III122 S. Rawles St., Ste. 115Romeo

Thank You

586-752-4861Fax: 586-752-9649

[email protected]

Highland LakesCondominium Association

The Maris Insurance Agency wantsto thank you for trusting us withyour insurnace needs. We are

and the services we provide.


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FEBRUARY 2014 SUNDAY MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY

2 3 ClubhouseCommittee- 7:00 p.m.

4 CRAFTERSNIGHT- 6:00 p.m.

Lakes EcologyCommittee- 7:00 p.m.

5 Ladies Pinochle- 12:30 p.m.

6 WomensLuncheon- 12:00 noon

Court CaptainCommittee- 7:00 p.m.

7

ValentinesLuncheon- 12:00 noon

9 10 HeraldCommittee- 7:00 p.m.

11CRAFTERSNIGHT- 6:00 p.m.

12 Ladies Pinochle -12:30 p.m.

EngineeringCommittee- 3:00 p.m.

13 14 VALENTINESDAY

Euchre Club- 7:00 p.m.

1

16 17 PRESIDENTSDAYBoard Meeting- 7:30 p.m.

18 CRAFTERSNIGHT

- 6:00 p.m.


FinanceCommittee- 6:30 p.m.

20 21 22

23 24 25 CRAFTERSNIGHT- 6:00 p.m.


27 28 Euchre Club- 7:00 p.m.

2 3 ClubhouseCommittee- 7:00 p.m.

4 CRAFTERSNIGHT- 6:00 p.m.

Lakes EcologyCommittee- 7:00 p.m.


6 WomensLuncheon- 12:00 noon

Court CaptainCommittee- 7:00 p.m.

7

Documents

Highland Lakes Herald - February 2014