of 8 /8
i DAFTAR ISI COVER LEMBAR PERSETUJUAN ............................................................................... i LEMBAR PENGESAHAN ................................................................................ ii LEMBAR PERNYATAAN ................................................................................ iii RIWAYAT HIDUP ............................................................................................. iv MOTTO HIDUP.................................................................................................. v ABSTRAK .......................................................................................................... vi KATA PENGANTAR ........................................................................................ vii DAFTAR ISI ....................................................................................................... x DAFTAR TABEL............................................................................................... xiii DAFTAR GRAFIK ............................................................................................ xv DAFTAR GAMBAR .......................................................................................... xvi BAB I PENDAHULUAN ................................................................................... 1 A. Latar Belakang Masalah........................................................................... 1 B. Rumusan Masalah .................................................................................... 9 C. Tujuan ...................................................................................................... 10 D. Kegunaan penelitian ................................................................................. 10 BAB II KAJIAN PUSTAKA, KONSEP DAN TEORI, KERANGKA BERFIKIR DAN HIPOTESIS .......................................................................... 12 A. Kajian Penelitian Terdahulu..................................................................... 12 B. Konsep dan Teori ..................................................................................... 17 1) Manajemen ......................................................................................... 17 a. Pengertian Manajemen ................................................................. 17 b. Unsur-unsur Manajemen .............................................................. 17 c. Fungsi Manajemen ....................................................................... 20

DAFTAR ISI COVER LEMBAR PERSETUJUAN i LEMBAR …digilib.uinsgd.ac.id/21482/57/3_daftarisi.pdf · 2019-07-15 · i daftar isi cover lembar persetujuan ..... i lembar pengesahan

  • Author
    others

  • View
    6

  • Download
    0

Embed Size (px)

Text of DAFTAR ISI COVER LEMBAR PERSETUJUAN i LEMBAR …digilib.uinsgd.ac.id/21482/57/3_daftarisi.pdf ·...

  • i

    DAFTAR ISI

    COVER

    LEMBAR PERSETUJUAN ............................................................................... i

    LEMBAR PENGESAHAN ................................................................................ ii

    LEMBAR PERNYATAAN ................................................................................ iii

    RIWAYAT HIDUP ............................................................................................. iv

    MOTTO HIDUP.................................................................................................. v

    ABSTRAK .......................................................................................................... vi

    KATA PENGANTAR ........................................................................................ vii

    DAFTAR ISI ....................................................................................................... x

    DAFTAR TABEL............................................................................................... xiii

    DAFTAR GRAFIK ............................................................................................ xv

    DAFTAR GAMBAR .......................................................................................... xvi

    BAB I PENDAHULUAN ................................................................................... 1

    A. Latar Belakang Masalah ........................................................................... 1

    B. Rumusan Masalah .................................................................................... 9

    C. Tujuan ...................................................................................................... 10

    D. Kegunaan penelitian ................................................................................. 10

    BAB II KAJIAN PUSTAKA, KONSEP DAN TEORI, KERANGKA

    BERFIKIR DAN HIPOTESIS .......................................................................... 12

    A. Kajian Penelitian Terdahulu ..................................................................... 12

    B. Konsep dan Teori ..................................................................................... 17

    1) Manajemen ......................................................................................... 17

    a. Pengertian Manajemen ................................................................. 17

    b. Unsur-unsur Manajemen .............................................................. 17

    c. Fungsi Manajemen ....................................................................... 20

  • ii

    d. Tujuan Manajemen....................................................................... 21

    2) Manajedmen Syariah .......................................................................... 21

    a. Pengertian Manajemen Syariah.................................................... 21

    b. Unsur-unsur Manajemen Syariah ................................................. 22

    c. Prinsip Manajemen Syariah ......................................................... 23

    d. Tujuan Manajemen Syariah ......................................................... 23

    3) Manajemen Keuangan Syariah .......................................................... 24

    a. Pengertian Manajemen Keuangan Syariah .................................. 24

    b. Unsur-unsur Manajemen Keuangan Syariah ............................... 25

    c. Prinsip dan Aspek-aspek Manajemen Keuangan Syariah ............ 29

    d. Tujuan Manajemen Keuangan Syariah ........................................ 31

    4) Piutang Murabahah ............................................................................ 31

    a. Pengertian Murabahah ................................................................. 31

    b. Jenis Murabahah........................................................................... 33

    c. Rukun dan Syarat Murabahah ...................................................... 34

    d. Syarat Murabahah ........................................................................ 35

    e. Dasar Hukum Murabahah ............................................................ 35

    f. Ketentuan Umum Murabahah ...................................................... 38

    g. Aplikasi Murabahah di Lembaga Keuangan Syariah................... 39

    h. Harga dan Keuntungan ................................................................. 39

    5) Piutang Qardh..................................................................................... 39

    a. Pengertian Qardh .......................................................................... 40

    b. Jenis-jenis Qardh .......................................................................... 44

    c. Rukun dan Syarat ......................................................................... 45

    d. Dasar Hukum ............................................................................... 46

    e. Aplikasi Qardh di Lembaga Keuangan Syariah ........................... 49

    f. Manfaat Qardh ............................................................................. 50

    6) Total Aktiva ....................................................................................... 50

    a. Pengertian Total Aktiva ............................................................... 50

    b. Jenis-jenis Aktiva ......................................................................... 52

    c. Landasan Hukum Aktiva.............................................................. 55

  • iii

    d. Aktiva Produktif di Bank Syariah ................................................ 57

    e. Syarat Aktiva ................................................................................ 58

    C. Kerangka Berfikir..................................................................................... 59

    D. Hipotesis ................................................................................................... 60

    BAB III METODOLOGI PENELITIAN ........................................................ 62

    A. Objek Penelitian ....................................................................................... 62

    B. Metode Penelitian..................................................................................... 62

    C. Jenis Data Penelitian ................................................................................ 62

    D. Sumber Data Penelitian ............................................................................ 63

    E. Operasionalisasi variabel ......................................................................... 63

    F. Teknik Pengumpulan Data ....................................................................... 65

    G. Analisis Data ............................................................................................ 66

    BAB IV HASIL PENELITIAN DAN PEMBAHASAN .................................. 75

    A. Hasil Penelitian ........................................................................................ 75

    1. Gambaran Umum PT. Bank BCA Syariah ........................................ 75

    a. Sejarah PT. Bank BCA Syariah ................................................... 75

    b. Profil Perusahaan Bank Central Asia Syariah .............................. 76

    c. Visi dan Misi ................................................................................ 77

    d. Produk-Produk ............................................................................. 78

    2. Analisis Deskriptif ............................................................................. 83

    a. Perkembangan Piutang Murabahah.............................................. 85

    b. Perkembangan Piutang Qardh ..................................................... 87

    c. Perkembangan Total Aktiva ......................................................... 89

    3. Analisis Kuantitatif ............................................................................ 91

    a. Pengaruh Piutang Murabahah terhadap Total Aktiva .................. 92

    b. Pengaruh Piutang Qardh terhadap Total Aktiva .......................... 98

    c. Pengaruh Piutang Murabahah dan Piutang Qardh terhadap Total

    Aktiva ........................................................................................... 105

    4. Analisis Regresi Berganda ................................................................. 105

  • iv

    5. Analisis Korelasi Berganda ................................................................ 108

    6. Analisis Koefisien Determinasi.......................................................... 110

    7. Analisis Uji F ..................................................................................... 111

    B. Pembahasan .............................................................................................. 113

    BAB V PENUTUP .............................................................................................. 117

    A. Kesimpulan .............................................................................................. 117

    B. Saran ......................................................................................................... 118

    DAFTAR PUSTAKA ......................................................................................... 119

  • v

    DAFTAR TABEL

    NO. Keterangan Hal

    1.1. Data Laporan Keuangan Triwulan Piutang Murabahah, Piutang Qardh

    dan Total Aktiva PT.Bank BCA Syariah 2015-2018 ................................6

    2.1 Perbedaan dan Persamaan Penelitian Terdahulu ........................................15

    3.1 Variabel dan Indikator.................................................................................63

    3.2 Nilai Kriteria Hubungan Korelasi ...............................................................69

    4.1 Perhitungan Jumlah Piutang Murabaha dan Piutang Qardh terhadap

    Total Aktiva PT.Bank BCA Syariah 2015-2018 .......................................83

    4.2 Statistik Deskriftif Jumlah Piutang Murabaha dan Piutang Qardh

    terhadap Total Aktiva PT.Bank BCA Syariah 2015-2018 ........................84

    4.3 Perkembangan Piutang Murabahah pada PT.Bank BCA Syariah 2015-

    2018 ...........................................................................................................85

    4.4 Perkembangan Piutang Qardh PT.Bank BCA Syariah 2015-2018 ...........87

    4.5 Perkembangan Total Aktiva PT.Bank BCA Syariah 2015-2018 ..............89

    4.6 Hasil Perhitungan Jumlah Piutang Murabahah dan Piutang Qard terhadp

    Total Aktiva pada PT.Bank BCA Syariah 2015-2018 ..............................91

    4.7 Analisis Regresi Sederhana Piutang Murabahah ke Total Aktiva .............94

    4.8 Nilai Kriteria Hubungan Korelasi ..............................................................95

    4.9 Analisis Korelasi Piutang Murabahah terhadap Total Aktiva ...................96

    4.10 Analisis Koefisien Determinasi .................................................................97

    4.11 Nilai Kriteria Hubungan Korelasi ..............................................................101

    4.12 Analisis Korelasi Piutang Qardh terhadap Total Aktiva ...........................102

    4.13 Analisis Koefisien Determinasi .................................................................103

  • vi

    4.14 Analisis Uji t ..............................................................................................104

    4.15 Analisis Uji Regresi Linier Berganda Pengaruh Piutang Murabahah dan

    Piutang Qardh terhadap Total Aktiva ........................................................108

    4.16 Nilai Kriteria Hubungan Korelasi ..............................................................109

    4.17 Analisis Korelasi Berganda .......................................................................110

    4.18 Analisis Koefisien Determinasi .................................................................111

    4.19 Analisis Uji F .............................................................................................112

  • vii

    DAFTAR GRAFIK

    No. Keterangan Hal

    4.1 Perkembangan Piutang Murabahah pada PT.Bank BCA Syariah 2015-

    2018 ...................................................................................................................90

    4.2 Perkembangan Piutang Qardh PT.bank BCA Syariah 2015-2018 ............88

    4.3 Perkembangan Total Aktiva PT.Bank BCA Syariah 2015 – 2018 ............90

  • viii

    DAFTAR GAMBAR

    No Keterangan Hal

    1.1 Perkembangan Piutang Murabahah,Piutang Qardh dan Total Aktiva

    PT.Bank BCA Syariah 2015-2018 ......................................................................6

    2.1. Kerangka Berfikir ......................................................................................59

    4.1 Pengaruh Piutang Murabahah dan Piutang Qardh terhadap Total Aktiva

    PT.Bank BCA Syariah 2015-2018 ............................................................113