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Member FDIC | ucbi.com United Community Bank | Corporate Services We’re so convinced we can save you money on your Merchant Card Service fees that we will give you a $100 Visa gift card if we cannot meet or beat your current pricing.* Put us to the test. STEP 1 Provide us with a copy of your most recent Merchant Card Services statement from your current financial institution or vendor. STEP 2 Give us 15 minutes of your time to deliver and discuss our proposal. STEP 3 If for some reason we can’t meet or beat your current pricing, we’ll give you a $100 Visa® gift card on the spot! Don’t go another day paying unnecessary Merchant Card Service fees. Contact your United Community Banker today. Merchant Card Services * Excludes PCI DSS Compliance Program Fee. Offer not available to existing UCB Merchant Card Services customers. One $100 VISA gift card per customer. Offer expires December 31, 2012. Meet BEAT OFFER OR

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Member FDIC | ucbi.comUnited Community Bank | Corporate Services

We’re so convinced we can save you money on your Merchant Card Service fees that we will give you a $100 Visa gift card if we cannot meet or beat your current pricing.*

Put us to the test.

Step 1 Provide us with a copy of your most recent Merchant Card Services statement from your current financial institution or vendor. †

Step 2 Give us 15 minutes of your time to deliver and discuss our proposal.

Step 3 If for some reason we can’t meet or beat your current pricing, we’ll give you a $100 Visa® gift card on the spot!

Don’t go another day paying unnecessary Merchant Card Service fees. Contact your United Community Banker today.

Merchant Card Services

* Excludes PCI DSS Compliance Program Fee. † Offer not available to existing UCB Merchant Card Services customers. One $100 VISA gift card per customer. Offer expires December 31, 2012.

Meet BEAT OFFERor