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INSIDE THIS ISSUE
NOTE THAT THIS CALLOUT IS ALWAYS YPNH GREY IN COLOUR
AND THAT THE BAR IS ALWAYS WHITE ON BOTTOM OF PAGE
HIT SHIFT F7 AND DISTRIBUTE SPACING AT 0.2074 INCHES
IT’S IN YOUR NATURERosehaven Homes brings Affinity Condominiums tothe natural beauty ofAldershot in Burlington
INSIDE THIS ISSUE
TAKING ADVANTAGE OFLOW MORTGAGE RATES
NIAGARA: MORE THANJUST THE FALLS
THE IMPORTANCE OFA NEW HOME CONTRACT
MAR 26 - APR 9, 2016VOLUME 19, ISSUE 6, FREE
SOUTHWESTERN ONTARIO EDITION
Illustrations are artist's concept. Prices, sizes and speci� cations are subject to change without notice. Exclusive listing brokerage: TFN Realty Inc. Brokers Protected. E.&O.E.
facebook.com/EmpireCommunities
@Empire_Living
IN PARTNERSHIP WITH
QEW
RIVER RD
CAITHNESS ST. W
GREENS RD
GRAND RIVER
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PRESENTATION CENTRE
AVALON
CALEDONIA DETACHED$300s
NEW RELEASE COMING SOON
Register NowEmpireAvalon.com
Would you like to be a part of something grand and magical? Empire’s newest community is nestled in the heart of Caledonia and is only 15 minutes from Hamilton. Surrounded by parks, walking trails, and the Grand River, Avalon delivers above and beyond your dreams.
At Avalon, the magic is everywhere.
FROMMID
EMPI 9605 NH Gatefold Ad-15x10.5-F.indd 1 2016-03-22 8:43 AM002-003-Empire 03-26-16.indd 2 2016-03-23 3:23 PM
Illustrations are artist's concept. Prices, sizes and speci� cations are subject to change without notice. Exclusive listing brokerage: TFN Realty Inc. Brokers Protected. E.&O.E.
facebook.com/EmpireCommunities
@Empire_Living
IN PARTNERSHIP WITH
QEW
RIVER RD
CAITHNESS ST. W
GREENS RD
GRAND RIVER
WIG
TON
ST
ARGY
LE ST
. S
ARGY
LE S
T. N
McC
LUN
G RD
CALE
DONIA BYPA
SS
54
54
54
6666
PRESENTATION CENTRE
AVALON
CALEDONIA DETACHED$300s
NEW RELEASE COMING SOON
Register NowEmpireAvalon.com
Would you like to be a part of something grand and magical? Empire’s newest community is nestled in the heart of Caledonia and is only 15 minutes from Hamilton. Surrounded by parks, walking trails, and the Grand River, Avalon delivers above and beyond your dreams.
At Avalon, the magic is everywhere.
FROMMID
EMPI 9605 NH Gatefold Ad-15x10.5-F.indd 1 2016-03-22 8:43 AM002-003-Empire 03-26-16.indd 3 2016-03-23 3:23 PM
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THIS COULD BE YOUR VIEW.
Map not to scale. Pricing and specifications subject to change without notice. E&OE
Register now to start your boutique buying opportunity at Fallingwaters
Losani has designed a buying experience as rare and individual as the striking modern architecture of Fallingwaters. Register to be one of the few who will live right by the edge of the Escarpment, a stone’s throw from where Centennial Falls tumbles down in torrents. Over the next few weeks, Losani will reveal everything you need to know to make an informed decision prior to your private appointment, including the site plan, floor plans, price ranges and so much more. Start your Fallingwaters story by registering now.
LosaniFallingwaters.comFor more information on this boutique reveal program, visit:
Live on the Escarpment in Stoney Creek Modern Towns from the mid $300’s
PRONTOMOVE-IN HOMES
READY WHEN YOU AREPRONTOHOMES ON DEMAND
006-Losani 03-26-16.indd 1 2016-03-23 3:23 PM
Discover Why Our New Urban Townhomes are
KW’s Best Value.
• Great Upscale Neighbourhood - In Kitchener on the border of Waterloo - Enjoy Kitchener’s lower property taxes
• Modern Open Concept Layouts• Attached Garage on Select Units• Close to the Campus• Single Level Models Available• Exterior Maintenance Free Living! - No grass cutting or snowplowing!
With today’s low interest rates, stepping up on the real estate ladder has never been more timely. Award-winning developer CountryGreen Homes presents Westwood Mews — contemporary Urban Townhomes featuring open concept plans up to 1,365 square feet. Located in the desirable Westmount area just off Glasgow Street, close to restaurants, shopping, golf, and gyms. Enjoy an upscale lifestyle at an affordable price.
FROM THE MID
$200sTO
401
TO 401
Great Value, Great Lifestyle!Come Visit Us at 367 Westwood Dr. Mon – Wed 2-7 p.m. Sat/Sun – 11-4 p.m.Thursday, Friday & Holidays By AppointmentE: [email protected]
www.countrygreenhomes.com • Call: 905-630-5803
007-Country green 03-26-16.indd 1 2016-03-23 3:23 PM
property profi les
22 New HorizonBridgewater Residences – views, amenities and more
30 Losani HomesStyle, sophistication and scenery at Fallingwaters
52 Mattamy HomesRefreshing new options in condo living in Oakville
advice
26 Tarion ReportThe importance of a new home contract
48 Mortgage AdviceTaking advantage of low mortgage rates
buyers’ resource section
15 Hot PropertiesHamiltonNew releases and grand openings
35 Hot PropertiesKitchener-Waterloo & LondonNew releases and grand openings
49 Mortgage Rates
in every issue
10 Editor’s Note
52 Advertiser Index
51 What’s Online
contentsMARCH 26 - APRIL 9, 2016 | VOLUME 19 ISSUE 6
12 Rosehaven HomesA� nity Condominiums – it’s in your nature
ON THE COVER
+ online
SEARCHHOME
NEIGHBOURHOOD
WITHDYNAMIC
MAPSLOOK FOR THE CIRCLE
+PHOTOS+VIDEOS+ADVICE+INSPIRATION+TRENDING
MORE
PRESIDENT, YELLOW PAGES NEXTHOME
Jacqueline Hill
ASSOCIATE PUBLISHER
Susan Maxwell
EDITOR-IN-CHIEF / DIRECTOR OF CONTENT
Susan Legge
DIRECTOR OF SALES, NATIONAL
Moe Lalani
EDITOR
Wayne Karl
ART DIRECTOR
Daiana Garay
CONTRIBUTING EDITORS
Sara Duck (on leave)Elisa KrovblitLydia McNutt (on leave)
SALES CO-ORDINATOR
Sarah Khan
MANAGER OF PRODUCTION
Bala Gnanapandithan
CO-ORDINATOR
Sandra Hanak-Vujnovic
GRAPHIC DESIGNER
Miguel Cea
CONTRIBUTING WRITERS
Joanne KeenanJe� rey Reed
#500-401 The West MallEtobicoke, ON M9C 5J5T 416.626.4200 F 416.784.5867
ypnexthome.ca
ADVERTISING Call Susan Maxwell at 416.988.1172 FAX: 416.784.9554 Toll Free: 1.877.269.8257, follow prompts, ext. 4260;e-mail: [email protected] O� ce hours are Mon-Thurs. 9-5; Fri. 9-12CIRCULATION Free distribution. Published bi-weekly from Sept.-Nov. & from Feb.-June and monthly in June, July & Dec.TERMS Advertisers, Editorials and New Home & Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.EDITORIAL Submissions from interested parties will be considered. Please submit to the address above, to the attention of the Editor.COPYRIGHT 2016 All rights reserved by New Home & Condo Guide, Toronto, Ontario. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and o¦ enders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. Yellow Pages Next Home is a trademark of Yellow Pages Group Co. in Canada.
12
Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.
8 YPNEXTHOME.CA
NEW RELEASE 40’, 45’, 50’ LOTSSINGLES AND TOWNS FROM $232,900
Off er & specifi cation , price & availability subject to change without notice. E.&.O.E. Restrictions apply, visit sales offi ce for details.
the#
MODEL HOME HOURS:Monday, Thursday 12-5 p.m.
Wednesday 12-7 p.m.Saturday & Sunday 12-5 p.m.
Tuesday & Friday by appointment.
905.323.6232www.mountainview.com
NEW LOCATION!Model Home: 117 Silverwood Ave.
phasefi venewlotrelease!
009-Mountainview 03-26-16.indd 1 2016-03-23 3:23 PM
Life events get you moving
The appeal of Southwestern Ontario Southwestern Ontario is a great place
to live – strong economy, expanding
employment opportunities, countless
entertainment and leisure options,
improving infrastructure and
amenities... the list goes on.
Indeed, these are among the key
features that attract thousands of
newcomers to the area every year.
This increasing population is the
chief driver of housing demand – fi rst
in rental housing, then eventually in
home purchases.
Such growth is great for existing
homeowners, who likely have
experienced value appreciation
of their homes. For prospective
homebuyers, the beauty of SWO
is its varied housing markets and
communities, at prices far more
a� ordable than the GTA.
Builders, meanwhile, are doing all
they can to o� er increasing options of
housing types and price points. And
with interest rates doing their part
by remaining at historical lows, it all
seems like a great time to buy a home
in Southwestern Ontario.
+ get social
Editors' Notes
Interact with us on social media: ypnexthome
The decision to move is often
triggered by a life event, such as a
new job or a new addition to the
family, or simply because you want a
change of scenery.
Whatever the reason, it’s important
to address what your new needs are
before you start hunting for a new
place – rather than during. With all of
the information available to you these
days, it’s easy to get distracted.
To keep you on track and up to date
on the latest listings available across
Canada, check out this issue and our
website, YPNextHome.ca. Not only
will you fi nd an easy way to connect
with prospective properties, you’ll
be able to dig deep on details such
as such as costs, neighbourhood
information and much more.
Deciding to move is easy, it’s fi nding
the right place that can sometimes be
tough. Let us help.
Drop us a line and let us know if you
have any questions or comments.
We’d love hearing from you.
NIAGARA ON THE LAKESUSAN LEGGEEditor-in-Chief / Director of ContentYellow Pages NextHomeEmail: [email protected]: @SusanLegge
WAYNE KARLSenior EditorYellow Pages NextHomeEmail: [email protected]: @WayneKarl
SEE MORE ONLINEypnexthome.ca/notl-neighbourhood
10 YPNEXTHOME.CA
THE FINALE TO AN AWARD WINNING COMMUNITYHomes By DeSantis is proud to bring you Centre Square; the final addition to the Lincoln Square & Fiera Collection commmunity, recently awarded HHHBA's highest honour ‘Project of the Year’. Enjoy the ‘Smart Town Lifestyle’ with Hamilton, Niagara Wine Country and the GTA easily accessed via the QEW only minutes away.
Townhomes $200’sFrom The Mid
Prices and specifications subject to change without notice. E. & O.E. March 2016
GRAND OPENING SATURDAY APRIL 9th • 12 NOON SHARPRegister for early VIP access and exclusive upgrades
CentreSquare.ca
QEWLake Ontario
Fleming Community CentreIce Rink & Library
Downtown Beamsville
Bungalow Inspired, Stair-Free Boutique Towns with Lock and Leave Lifestyle
Freehold Urban Towns with Open Concept Living Spaces & Oversized Garages
011-Desantis 03-26-16.indd 1 2016-03-23 3:23 PM
Property Profile | ROSEHAVEN HOMES
cover story
A NATURAL CHOICE, AFFINITY
Condominiums are nestled in the
revitalized community of Aldershot in
Burlington where lush trees and foliage
create a canopy above waterfront
trails and parks, while nearby stores,
services and transit provide a network
of everything you need.
Rosehaven Homes, known for
building beautiful traditional homes
in southern Ontario, are pushing the
envelope and taking its attention to
detail and long construction history to
the world of the condominium. The
two, six-storey buildings of Affinity
will certainly be a fresh face for Plains
Road East.
“We feel these buildings truly relate
to the unique needs of condo living,”
says Heather Weeks, marketing
manager at Rosehaven Homes. “We
can’t wait to bring these innovative
residences to Aldershot.”
Contemporary in their architecture,
the modern buildings of Affinity are
designed with active lifestyles in mind.
There is a gym in each of the two
buildings, making morning workouts
a breeze. A party room and rooftop
terrace are ideal for entertaining and
it is easy to take a relaxing break in
the peacefulness of the yoga room.
Affinity has you covered from wind-
up to wind-down.
The one-bedroom, one-bedroom
plus den, two-bedroom, and two-
Affinity Condominiums It’s in your nature
12 YPNEXTHOME.CA
LocationBurlington
BuilderRosehaven Homes
DevelopmentAffinity Condominiums
Home TypeTwo, six-storey buildings of one-bedroom plus den, two-bedroom, and two-bedroom plus den units
Contactaffinitycondo.com
bedroom plus den units provide
perfect launch pads for getting in
the flow; and are the ultimate spots
to land after a long day. Stylish,
contemporary finishes decorate the
interiors and thoughtfully-designed
layouts make the most out of your
space. Naturally, light is always top of
mind in a Rosehaven-built home, and
the windows of Affinity ensure you
can truly let the outdoors in.
Speaking of the outdoors, Affinity is
surrounded by fresh-air opportunities.
Step outside and instantly connect to
recreation and activities – bike lanes,
hiking trails, waterfront walks – it’s all
here. It takes no time to discover that
the neighbouring swimming pool,
tennis courts, ice arena and sailing
club are all around the corner and
you’ll quickly become a professional
birdwatcher when you head to the
pathways that follow the tranquil
shoreline of Lake Ontario.
When it comes to getting to and
from Affinity, the nearby GO Transit
station provides easy commuting
to the city while the local bus stops
virtually at the front door, connecting
riders to shopping, dining and the
cultural highlights of Burlington and
beyond.
Affinity is a place where
homeowners become one with their
neighbourhood and surroundings.
Be sure to register to find out more
about Affinity Condos. After all, “it’s in
your nature.”
Register at affinitycondo.com
MAR 26 - APR 9, 2016 | NEW HOME & CONDO GUIDE SWO 13
BUILDERS HELPING TO HEALYellow Pages NextHome, the publisher of New Home Guide,
New Home & Condo Guide and New Condo Guide, is teaming up with builders and their suppliers to help raise money for SickKids. The following companies have contributed generously to help give children the world-class care they deserve. These pages honour these special people, and we thank them for their generous support.Builders Helping to Heal and Friends of the Industry are Yellow Pages NextHome initiatives stemming from SickKids Leaders, a program at SickKids which draws on the support of more than 150 volunteers over 30 industry sectors.
Again, we thank our generous sponsors and appreciate their ongoing commitment. These companies not only build housing, but they support the families in the communities in which they build.
Readers looking to support SickKids can go to www.sickkidsleaders.com
VICTORIA’S FAMILY CALLS THEMSELVES THE UNLUCKY, LUCKY ONES. After four-year-old Victoria fell down the stairs, she was lucky to have a successful surgery at The Hospital for Sick Children (SickKids) and incredible support from her family and SickKids sta� by her side.
Prior to the incident, Victoria was a healthy child. She was happy with her daily routine - going to her grandparents’ house with her brother, Alexander, until her mom, Evelyn, came to pick her up from work.
One evening, Victoria suddenly collapsed out of her uncle’s arms and fell down the stairs at her grandparents’ house. After she started vomiting at her grandparents’ house, Evelyn called the paramedics to take her to SickKids. The emergency room ordered an immediate CT scan and an MRI the next morning for a closer look. The scans revealed a brain tumour, later diagnosed as a juvenile pilocytic astrocytoma (JPA), even though Victoria never experienced any symptoms prior to her fall. JPA’s are one of the most common childhood tumour, but are usually identifi ed following symptoms like headaches, vomiting and di� culty with muscle coordination. Luckily, SickKids houses one of Canada’s largest paediatric neurosurgical units specializing in treating children a� ected by brain and spinal cord illnesses such as brain tumours. Two weeks after the incident, on February 25, 2014, Victoria had surgery to remove the tumour. During the surgery, doctors found a cyst above the tumour, which they also successfully removed.
Although Evelyn and her husband, Peter’s journey at SickKids was scary, Victoria seems to associate the hospital with chocolate milk. While fasting on the morning of surgery, she asked her dad if she could have some, but he told her the chocolate milk cow was still sleeping. Only fi ve hours later, Victoria woke up in the Intensive Care Unit and asked for the chocolate milk, her mind sharp as ever.
From when she fell until she went into surgery, Evelyn and Peter were concerned and had many unanswered questions about their daughter’s condition.
“The support system at SickKids was incredible. Sometimes the doctors would answer our sudden questions within minutes over email,” Evelyn said.
Since the surgery, Victoria visited SickKids six weeks later for a check-up. Since she has made a full recovery, she only needs to visit SickKids every six months for follow up appointments.
Evelyn describes Victoria’s fall as one of the scariest moments of her life. Although Victoria’s condition was bad luck for the family, the successful surgery and recovery along with the supportive sta� at SickKids shows how lucky they really are.
VICTORIAMEET OUR HERO
PLATINUM SPONSORS
GOLD SPONSORS
SILVER SPONSORS
primonthomes.com
ballymorehomes.com
starlanehomes.comlashgroup.ca
heathwood.com
mattamyhomes.com
bazis.ca
tridel.ca gemterra.com
H O M E S ™
14 YPNEXTHOME.CA
Hot Properties
LATEST LISTINGS Find your next home! This page features a few of the latest properties to keep your eye on in Southwestern Ontario. Find more properties at ypnexthome.ca
pre-registration
SIHLER WOODSBy: Vanel Condominiums City: Simcoe Housing type: Spacious detached bungalow condos with ravine views vanel.ca
CENTRE SQUAREBy: Homes by DeSantis City: Beamsville Housing type: Coming in April
– boutique towns and freehold urban towns from the mid $200’scentresquare.ca
FALLINGWATERSBy: Losani Homes City: Hamilton Mountain Housing type: Modern towns at the edge of the Escarpment from the mid $300’s losanifallingwaters.com
LEGACY ANCASTERBy: Carriage Gate Homes Location: Ancaster Housing type: Limited collection of luxury custom homes on 50-, 55-, 60 and 66-ft. lots carriagegatehomes.com
TIFFANY HILLBy: Rosehaven Homes, Homes by DeSantis & CDI Homes Location: Ancaster Housing type: Phase two – detached homes and freehold townhomes tiffanyhill.ca
AFFINITY CONDOMINIUMSBy: Rosehaven Homes Location: Aldershot, Burlington Housing type: Two contemporary six-storey buildings with suites from 585 to 1,200 sq. ft., one-bedroom up to two-bedroom with den designs. Prices from the upper $200’s affinitycondo.com
STATIONWESTBy: Adi Developments Location: Burlington Housing type: Coming soon – three-storey urban townhomes at Aldershot Go Station adidevelopments.com
PASSAGES ON THE CANALBy: Bayview-Wellington Homes Location: Welland Housing type: Coming soon
– luxury freehold executive townhomes mypassages.ca
AVALONBy: Empire Communities Location: Caledonia Housing type: Townhomes from $239,990 and detached homes from the mid $269,990 empireavalon.com
THE WOODLANDS ANCASTERBy: Losani Homes City: Ancaster Housing type: Singles on forest court lots from the $500’s woodlandsancaster.com
PUREBy: Branthaven Homes City: Milton Housing type: Spacious two-storey freehold townhomes branthaven.com
LAKE HOUSEBy: Branthaven Homes Location: Grimsby Housing type: Waterfront townhomes and condoslakehouselife.ca
THE BERKELEY CONDOMINIUMSBy: Carriage Gate Homes City: Burlington Location: Caroline Street and Elizabeth Street Housing type: 154-unit condocarriagegatehomes.com
new openings
FREEDOMBy: Branthaven Homes City: Stoney Creek Housing type: Now open – luxury two- and three-storey townhomes branthaven.com
CREEKSHORE COMMONBy: Mattamy Homes City: Oakville Housing type: Boutique condominiums and townhomesmattamyhomes.com
PRAIRIE MODERNBy: Losani Homes Location: Hamilton Housing type: Townhomes from the low $300’s prairiemodern.ca
AUGUSTABy: Losani Homes City: Ancaster Housing type: Modern semis from the mid $400’s losanihomes.com
HAWTHORNE SOUTH VILLAGEBy: Mattamy HomesCity: Milton Housing type: Townhomes and detached homes in master-planned communitymattamyhomes.com
CRANBERRY HILLBy: Mattamy Homes City: Waterdown Housing type: Now open – new 30- and 36-ft. detached designsmattamyhomes.com
WOODLANDSBy: Mountainview Homes City: Niagara Falls Housing type: Single-detached and townhomes from $229,900mountainview.com
AQUABLUBy: Homes by DeSantis City: Grimsby Housing type: Condominium community of modern suites along the lake aquablucondo.com
Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to [email protected]
HAMILTON HALTON NIAGARAANCASTER • BEAMSVILLE • BINBROOK • BRANT • BRANTFORD • BURLINGTONCATHARINES • GRIMSBY • HAMILTON • MILTON • NIAGARA • OAKVILLE • PARIS PORT DOVER • ST. CATHARINES • STONEY CREEK • VINELAND
MAR 26 - APR 9, 2016 | NEW HOME & CONDO GUIDE SWO 15
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SEARCH ONLINEypnexthome.ca
SW Map-Hamilton.indd 34 2016-03-23 4:09 PM
16
ADVERTISERS
LOCATION BUILDERS SITES PRICES PAGESem
i
Condo
Tow
nhom
e
Det.
Bunga
low
Adult
Lifes
tyle
Ancaster CARRIAGE GATE HOMES Legacy in Ancaster • from $900,000 19
Ancaster LOSANI HOMES Augusta • from mid $400's 6
Ancaster LOSANI HOMES Astoria • from low $300's 6
Ancaster LOSANI HOMES The Woodlands Ancaster • • from $500's 6
Beamsville HOMES BY DESANTIS Centre Square • from mid $200's 11
Beamsville LOSANI HOMES Vista Ridge • from $400's 6
Binbrook LOSANI HOMES Fairgrounds Finale • from mid $500's 6
Burlington MOLINARO GROUP Paradigm • 25
Caledonia EMPIRE Avalon • • from mid $300's 3
Greensville THOMAS COCHRENE The Greystones • from $1,400,000 20
Grimsby BRANTHAVEN HOMES Lakehouse • from low $200's 28&29
Hamilton LOSANI HOMES Central Park • • from high $200's 6
Hamilton LOSANI HOMES Fallingwaters • from mid $300's 6
Hamilton LOSANI HOMES Greenhill Glen • from mid $400's 6
Hamilton LOSANI HOMES Prairie Modern • from low $300's 6
Jordan PHELPS HOMES The Kingsway at Jordan Village • 18
Niagara-on-the-Lake AVERTON HOMES Averton Square • • • from low $600's 27
Niagara BW HOMES Passages on the Canal • 5
Oakville MATTAMY HOMES The Preserve • • from $405,990 54&55
Paris EASTFOREST HOMES Grandville • from $409,990 40
Simcoe VANEL CONDOMINIUMS Sihler Woods • • from $399,900 21
Smithville PHELPS HOMES Auburn Trail • • from $390's 18
Smithville PHELPS HOMES Atwater • • from $320's 18
Smithville PHELPS HOMES Brookside • • from $390's 18
St. Catharines BW HOMES Victoria Village • • from high $300's 4
Stoney Creek BRANTHAVEN HOMES Freedom • from low $300's 28&29
Stoney Creek NEW HORIZON Sapphire • from 199,999 24
Welland MOUNTAINVIEW HOMES Harvest Estates • • from 232,900 9
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ADVERTISER'S MAPPING INDEX
SW Map-Hamilton.indd 35 2016-03-23 4:09 PM
17
Life. Imagined.
Whoever said you can’t have it all, doesn’t live here.There’s nothing like a little extra space to spread your wings. With larger lots, double
car garages, and great rooms for family gatherings you simply get more than you
bargained for with a Phelps home. Not only do you get more space to live, but the
craftsmanship and modern designs have been specially chosen and carefully built.
And what really makes a Phelps home special is where we put it. In Smithville. Away
from the hustle and bustle of a big city, surrounded by nature’s best - but close
enough to the things that matter; schools, farmers’ markets, and local wineries.
Visit our model home and start living the life you imagined.
PhelpsHomes.comEXECUTIVE FAMILY HOMES ON 50’ LOTS NIAGARA’S PREMIER ADULT LIFEST YLE COMMUNITIES
Prices, features and specifications are subject to change without notice and are accurate at time of publication. Subject to availability. Please see sales representative for details. E. & O.E.
Bungalows + 2 storeys
from the 390s 905-945-6978
Detached Bungalows
from the 390s 905-957-1777
Attached Bungalows
from the 320s 905-957-1777
018-Phelps Homes 02-27-16.indd 1 2016-03-23 3:23 PM
ANC ASTER
CARRIAGEGATEHOMES.COMSales Offi ce Hours: Mon. - Thurs.; 3pm - 7pm,
Friday by appointment, Sat. & Sun.; 12pm - 5pm.Paul Ciardullo; Broker, Effort Trust. 905-975-9191 • [email protected] and specifi cations are subject to change without notice. E. & O.E. Renderings are artist’s concept.
Unbridled Luxuryin Ancaster’s Best Location.
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A limited collection of custom inspired homesLarge TREED LOTS... up to 66 ft. wide in a desirable neighbourhood.Architecturally distinctive bungalows, bungaloft & 2 storey designs available.
Carriage Gate’s fi nest collection of spacious single family homes, perhaps their most prestigious
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Cheryl Avarell, Royal LePage Action RealtyOffice: 519-753-7311 Mobile: 519-754-7955 [email protected]
Rita Hodgson and Kathy Johnson, Royal LePage Brown RealtyMobile, Rita: 519-429-9735 Mobile, Kathy: 519-429-8897 [email protected]@hotmail.com
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Located at the corner of Lynndale Rd. and Argyle St. SimcoeModel Hours: Weekends 2PM-4PM or by appointment
Spacious detached bungalow condos with ravine views. ROOM WITH A VIEW
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021-Vanel Condo 03-12-16.indd 1 2016-03-23 3:23 PM
Property Profile | NEW HORIZON DEVELOPMENT GROUP
LAUDED AS A “ONCE IN A GENERATION” opportunity to live
on the shores of Lake Ontario, Bridgewater Residences
on the Lake, located at the base of Elizabeth Street at
Lakeshore Road in picturesque Burlington, is now officially
under construction.
On March 16, 2016, a shovel filled with dirt signified
the ground breaking for this incredible, game-changing
lakefront structure, which features a luxurious residential
condominium and a four-star hotel.
“This is an exciting day, not only for our Bridgewater team
but for all of Burlington,” says New Horizon Development
Group president and Burlington resident Jeff Paikin.
“The City of Burlington has earmarked Bridgewater as
the City’s ‘landmark’ development for a reason – it will
change the shape and scope of the Burlington Waterfront
forever. Our team is particularly proud to be associated
with this exciting endeavour.”
The unobstructed views of the water are only the
beginning. Inside, the structure offers rich finishes
and hotel-style amenities, plus interiors and decor
by internationally renowned Canadian designer Brian
Gluckstein. Truly, the future of Bridgewater and those
lucky enough to live here promises to be as graceful and
timeless as the limitless blue horizon.
The chance to build on a site as rare as this one meant
designers and architects could let their imaginations soar.
“The vision behind Bridgewater was to offer a world-
class development attached to a world-class hotel and
have the two enhance each other, all while respecting the
call of the water,” Paikin says. “The buildings are designed
Spectacular views, four-star amenities define Burlington’s
Bridgewater Residences
22 YPNEXTHOME.CA
to maximize the spectacular view.
There’s only one way to ensure
your view and that is to be right on
the water, which our condominium
owners will enjoy forever.
Ranging in price from the $500’s to
$3.5 million, this prestigious address is
on track for occupancy in spring 2018.
Residences are more than 70 per
cent sold, but there’s still time to
secure your home in this historical
landmark, which marries this second-
to-none location with incredible
amenities.
“The condominiums will have the
ability to have hotel services at the
touch of a button, including room
service and maid service, right in their
own homes,” Paikin explains.
Residents also have access
to the limitless amenities of the
development, including a state-of-
the-art fitness centre, entertainment
lounge, indoor pool, 3,000-sq.-ft.
ballroom, executive boardroom-
style meeting rooms, full-service
restaurant, concierge services and
24-hour room service.
“And of course, the convenience
and the location are second to none,”
Paikin says.
New Horizon was established in
1994 as a single-family home builder.
The company then moved to building
custom homes and is now focusing
on condominiums.
To find out more about Bridgewater
Residences on the Lake, visit
bwresidences.com
LocationBurlington
BuilderNew Horizon Development Group
DevelopmentBridgewater Residences
Home TypeWaterfront condominiums
Sales Centre2042 Lakeshore Rd., open Monday to Thursday noon to 6 p.m., weekends noon to 5 p.m., Fridays by appointment
Contactbwresidences.com
MAR 26 - APR 9, 2016 | NEW HOME & CONDO GUIDE SWO 23
Coming Soon
heed the call of the water.
Register todaySapphireCondos.ca
Sapphire waterfront condos is the South Shore's only true gem in Stoney Creek! With its the sweeping vistas
of Lake Ontario and the uninterrupted, and seemingly endless sky, Sapphire is the crowning jewel of waterfront
living. More than just beautiful, Sapphire offers modern living on the cusp of the water with amenities mere
minutes away, highways at your beck and call, and Niagara's world-renowned Wine Country on your doorstep.
Waterfront Condominiums
$199,999from
Prices and specifications subject to change without notice. E. & O. E.
NWH 042 Sapphire New Homes & Condo Ad_FNL.indd 1 2016-03-23 12:04 PM024-Sapphire 03-26-16.indd 1 2016-03-23 3:23 PM
C R E A T I V E B R A N D I N G
BLADE CREATIVE BRANDING INC.150 Laird Drive, Toronto, ON M4G 3V7416.467.4770 | 1.800.392.5233 bladebranding.com
Date
Client
Docket Number
Publication
Insertion Date
File Format
March 16, 2016
Molinaro
PD-2699-Print
Condo Guide
InDesign / PDF
Trim Size
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Notes
7.5” x 10.5”
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CMYK
APPROVAL: PLEASE INITIAL
Art Director WITH CHANGES WITH CHANGES WITH CHANGESREQUEST A REVISED PROOF
This proof may be privileged and/or confidential, and Blade Creative Branding Inc. does not waive any related rights and obligations. Any distribution, use or copying of this proof or the information it contains by other than an intended recipient is unauthorized. If you received this proof in error, please advise Blade Creative Branding Inc. (by return e-mail, fax or otherwise) immediately. Thank you.
025-Molinaro 03-26-16.indd 1 2016-03-23 3:23 PM
Advice | TARION REPORT
TO MANY NEW-HOME BUYERS, the
opportunity to build a custom home
is the dream of a lifetime. You own
the land, choose the builder, and
have so much more fl exibility when
it comes to deciding the style, the
layout and the fi nishes. In fact, every
last detail can have your personal
stamp. If you are lucky enough to fi nd
yourself embarking on this dream,
start the journey with a written
contract. Never accept, settle or seal
the deal with just a handshake – make
sure you get o� to the right start by
protecting yourself properly from the
very beginning.
Like most new homes in Ontario,
contract homes are usually covered
under warranty. This warranty is
provided by your builder and backed
by Tarion. It includes fi nancial loss
of up to $40,000 if your builder
fails to substantially complete the
home, in addition to three separate
construction warranties after you
move into your home for defects
in workmanship, violations to the
Ontario Building Code and major
structural damage.
We recently dealt with a tragic story
of a woman who failed to secure a
written agreement and found herself
defrauded of money – after the
builder knocked down her old house.
So, please take this advice, before you
make any concrete decisions about
your new home or spend any money,
make sure that you’ve taken steps to
protect yourself, including:
1. Use a registered builder
New home builders in Ontario must
register with Tarion. We regularly
review their technical competence
and fi nancial viability to build homes.
So, before you choose your builder,
check the Ontario Builder Directory
at tarion.com to make sure they are
registered. If your builder is not listed
in this directory beware! They may by
building illegally!
2. Make sure your contract
is in writing
When the only agreement in place
between you and a new home builder
is a handshake, you have no way to
prove what was agreed upon if that
agreement every falls apart. Protect
yourself right from the start by making
sure your agreement is a proper written
contract, ideally created or at least
reviewed by a lawyer. The contract
should also be as specifi c as possible
about the work that will be done.
3. Include a schedule of payments
A good contract will include a
schedule of payments. The schedule
should outline when you are going
to provide funds to your builder, how
much, and what for. If your builder
does not fulfi ll the requirements
outlined in your contract, Tarion will
be able to determine how much you
should have paid for the stage your
home is currently in.
4. Hire a lawyer to review
your contract
As noted above, once you have
a verbal agreement with your
new home builder, take it to an
experienced real estate lawyer to be
written into a binding contract. At the
very least, have a lawyer review your
written agreement to ensure that it
protects you if the relationship with
your builder turns badly.
Building a custom home is very
exciting, especially if it is the dream
home you’ve been working, saving
and waiting so long for. To protect
yourself, don’t allow your emotions
to rush you blindly into a fl awed
agreement or worse, no agreement.
You may have many choices ahead
of you when it comes to realizing
the dream of a custom home, but a
solid contract is not one of them –
consider it a must, not a choice.
Building a custom home? Insist on a proper contract
By Howard Bogach
MORE ADVICE ONLINEypnexthome.ca/news/advice
Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or fi nd us on Facebook at facebook.com/TarionWarrantyCorp.
26 YPNEXTHOME.CA
Averton.caLearn more @
Prices and specifications are subject to change without notice. E. & O.E. Rendering’s are artist’s concept.
Follow us on
The Spring Inventory Sales Event
Spring is coming to
in downtown Niagara-on-the-Lake
At Averton Square you’ll be living the dream right in the heart of downtown Niagara-on-the-Lake, steps from the charming shops, restaurants and theatres.
Incredible Inventory Bungalows from 1,357 to 1,756 sq. ft. priced from the low $600’s, ready to move-in in just 30 days!
New Luxury Townhomes coming soon! Fabulous townhome designs from 1,900 sq.ft. Register Now! avertonsquare.com
See for yourself two spectacular designer decorated model homes!
Sales office is located at 120 John Street West, Niagara-on-the-Lake. 905.378.2500
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BH_FR+LH DP NHC MAR15(O).pdf 1 2016-03-23 11:49 AM BH_FR+LH DP NHC MAR15(O).pdf 2 2016-03-23 11:49 AM
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Property Profile | LOSANI HOMES
LOSANI HOMES’ new architecturally
inspired community Fallingwaters
near Stoney Creek may be Canada’s
most perfect combination of great
architecture and design, services
and amenities set amidst the rarity
of a sublime natural environment
everyone desires in a new home
community. This remarkable location
is bordered by a pond, the Niagara
Escarpment and a creek with a
bridge, an exclusive entrance to the
community.
Featuring an exclusive enclave
of just 41 two- and three-storey
townhomes, Losani has introduced
15 new designs to this community to
ensure that each home is distinctive
and unique in its look and feel. Prices
for these townhomes start from the
mid $300’s.
The architectural design is inspired
by the legendary Frank Lloyd Wright,
founder of Prairie style architecture
and designer of the world famous
Soloman R. Guggenheim Museum.
Streetscape cascades featuring sleek
horizontal lines and vertical ripples
of colour accented by touches of
modern architectural brick and
wood-style finishing accents in
colours like Charwood and dramatic
LocationStoney Creek
BuilderLosani Homes
DevelopmentFallingwaters
Home TypeTwo- and three-storey townhomes from the mid $300’s
Contactlosanihomes.com
Losani Homes’Fallingwaters community combines style, sophistication and scenery on the Stoney Creek Escarpment
30 YPNEXTHOME.CA
dark trim create an organic and
timeless beauty that fits seamlessly
into this natural setting.
Located just minutes from the
shops and services of Stoney Creek
and the booming economy of
downtown Hamilton, Fallingwaters
is a highlight within its surroundings.
The optional rooftop terraces add
premium outdoor lifestyle space
and provide unparalleled views
overlooking the surrounding mature
forests, greenery and vista of Lake
Ontario in the distance.
Fallingwaters is a visionary
community with a wonderland
of more than 100 waterfalls and
kilometres of woods and trails just
minutes away. This location will be
a true gift to families who wish to
explore and embrace nature and
the environment. The community
is interconnected to Conservation
areas for unlimited exploring and
natural adventures, including
level one quartz countertop islands,
subway tile backsplash, extended
height upper cabinets, wood valance
mouldings, a set of two pot-and-pan
drawers and much more. The homes
also feature nine-ft. ceilings, warm
and durable hardwood flooring in
the Great Room, large modern style
windows, and a Home Automation
Package including Smart Panel Wall
Pad with thermostat, three dimmer
switches, wireless keyless front
door entry, iPhone app and even an
outdoor security camera.
Fallingwaters brings the best of
Losani Homes to the Stoney Creek
area. Celebrating its 40th Anniversary
in 2016, Losani has built an enviable
reputation as one of Canada’s most
respected new home developers.
For more information on the
unique opportunities available at
Fallingwaters, or Losani Homes,
please visit losanihomes.com
1,200 hectares of rare Carolinian
forest in the nearby Dundas Valley
Conservation Area. The community
overlooks Lake Ontario and abuts
the trails, rivers, ponds, wooded lots
and mature trees of The Bruce Trail,
one of the province’s most treasured
natural resources.
Outside the front door of a
Fallingwaters home is the character
and curb appeal that is the trademark
of a Losani Homes residence.
Fallingwaters will feature wide
boulevards and pleasing streetscapes
which will add to the exclusive feel of
this secluded neighbourhood. Losani
also takes into account the central
areas for family life, the backyard, and
designs its homes and communities
to provide for the ultimate in privacy,
with generous areas for barbecues,
patios and pools.
Losani Homes’ Fallingwaters offer
the very best in interior finishes, such
as kitchen enhancements including
MAR 26 - APR 9, 2016 | NEW HOME & CONDO GUIDE SWO 31
27th ANNUAL
2016April 8th -10th, 2016
032-Oakville-HomeShow 03-26-16.indd 38 2016-03-23 3:23 PM
City Focus | NIAGARA
PEOPLE AROUND THE WORLD RECOGNIZE NIAGARA FALLS as the honeymoon
capital of the world, where the Falls roar and mist fills the air as visitors
stroll along its edge, spray on their faces from one of the world’s greatest
natural wonders.
Residents throughout the Niagara region identify with far more. Diverse job
opportunities, an economic base rooted in tourism, horticulture, farming and
manufacturing and affordable housing set within one of Canada’s most scenic
settings, tempered by a moderate climate provide residents with their own
reasons to roar.
Located in southern Ontario and bordering the US, the Niagara region is an
area of 1,800 sq. kms forming a peninsula of land between Lake Ontario and
Lake Erie with a population of about 430,000. It encompasses St. Catharines,
Grimsby, Town of Lincoln (Beamsville, Jordan and Vineland) Niagara Falls,
Niagara-on-the-Lake, Welland, Port Colborne, Fort Erie and the neighbouring
communities, towns and villages of Queenston Heights, Chippawa, Port
Robinson, St. David’s, Ridgeway, Stevensville and Sherkston.
Niagara is a major gateway to North America. Its cities and towns are less
than a one-hour drive to Toronto, Buffalo or western New York. Businesses
are within one day’s drive of 55 per cent of all U.S. manufacturing activity, and
almost half of the U.S. population. The region is accessible worldwide through
the St. Lawrence Seaway and Welland Canal.
Lined with scenic routes and parkways and dotted with fruit stands, antique
markets, historic sites and nature trails, the area population increases in
summer due to a quieter way of life and small-town atmosphere. Tourism and
the closely related service industry form the economic foundation of this area,
that serves about 20 million visitors annually and generates more than $2 billion
in revenue. But not everyone is a visitor. With great job prospects, hundreds of
newcomers choose this area as their
permanent home each year.
Quaint communities such as
historic Niagara-on-the-Lake, Fonthill
and Crystal Beach, even Fort Erie and
Ridgeway, are drawing empty nesters
ready to indulge in both custom
homes and other offerings. Lifestyle
and lower prices are the lure. Home
prices are much lower than those
in the GTA, drawing residents from
beyond the Niagara borders.
New-home construction is strong
in Grimsby and Beamsville, with
Cambridge Homes, Losani Homes,
Branthaven Homes and Homes
by DeSantis all active in the area.
Mountainview Homes has a new
site, Fernwood, in Niagara Falls,
as does Great Gulf Homes with its
Edgewood Niagara Falls project.
Empire communities, BW Homes,
Ballantry Homes, Homes by DeSantis,
Rosehaven Homes and Phelps Homes
are also active in Niagara. BW Homes
has a new development, Niagara on
the Green, in Niagara-on-the-Lake,
NIAGARAMore than just the Falls
MAR 26 - APR 9, 2016 | NEW HOME & CONDO GUIDE SWO 33
Neighbourhood Profile
NIAGARA-ON-THE-LAKEJust down river from Niagara Falls itself sits the beautiful, historical town of Niagara-on-the-Lake. Leisurely lakeside strolls, nights at the theatre, wine tasting and food fanaticism are all part of the lifestyle here. While it can be especially so during the summer months, the heritage district is busy year-round, simply due to its proximity to the Falls.
VibeYou can’t get any closer to the U.S. and still live in Canada, but residents here take particular pride in their history of fending off advances from their neighbours. For more than 200 years, Niagara-on-the-Lake has held the fort – literally, that’s Fort George – on the Canadian side of the Niagara River. Voted “Canada’s prettiest town,” it’s steeped in history, teeming with “so-and-so slept here” plaques. Owners have lovingly maintained these homes, so well that it’s no surprise that even the new subdivisions are using their designs as templates.
Meet the neighboursPopular with retirees, Niagara-on-the-Lake is home to fewer than the average number of households including children – but this is changing as the town expands along Hwy. 55 in particular. Young professionals and families are drawn to the beautiful new houses and townhomes that, while upscale for this region, are still relative bargains compared to GTA prices.
In the areaNiagara-on-the-Lake is surrounded by wineries, orchards, visitor farms and breweries to enjoy on a day out. There are abundant hiking and trail riding opportunities, and athletes can get their kicks (and home runs) at the Centennial Sports Park in Virgil, and there are plenty of options for schools in the area.
Planes, trains & automobilesWithin the heritage core, it’s easy to make your way on foot. As NOTL is a big tourist destination, the sidewalks and roads are regularly maintained year-round. But the town covers a great deal more area than that, and while cyclists will find it a dream to get around when the weather permits, for the carless, there is minimal public transit in place.
The good, the bad & the restThe pace is leisurely in Niagara-on-the-Lake to say the least, and the population still skews a bit older (although this is rapidly changing). City types on the go-go-go will find the walking tempo a bit glacial, and there is no shortage of tourist traffic, which can be patience-trying for residents.
as does Langendoen Homes with
Courtland Valley. In nearby Thorold,
Great Gulf has its Rolling Meadows
community, Rosehaven Homes has
Gibson Heights and Mountainview
has West Community.
Clearly, there are many home
options – and lifestyle choices – in
this world-famous area. Take a drive
along the rural roads and parkways
and view gorgeous gardens, parklands
and orchards of the Niagara fruit
belt. A moderate climate and rich,
productive soil provide the unique
agricultural resources to make the
Niagara region ideally suited for fruit
and other crop growth. Two-thirds of
the province’s tender fruit orchards
are located here, producing a majority
of the province’s peaches, cherries,
pears, plums, apples, apricots, prunes
and grapes.
Going Green is nothing new for
Niagara, that boasts more than 18
million sq. ft. of greenhouse space.
Some 200 greenhouses and 75 food
processing plants employ more
than 6,000 workers, with thousands
more employed in related industries.
Horticulture is supported with
extensive training programs through
Niagara College’s Horticultural
Centre, The Niagara Parks
Commission School of Horticulture
and The Horticultural Research
Institute of Ontario (University of
Guelph), all of which base programs
in the Niagara Region.
Niagara’s grape industry produces
more than 48,000 tonnes of grapes
annually. New wineries are just an
example of the region’s ongoing
expansion in overall agricultural/food
processing. Increased popularity of
grape and wine products has created a
separate identity and a designated Wine
Route, as indicated by highway post-
signs from Stoney Creek to Niagara
Falls, connecting 30 of the area’s 70
wineries. Hundreds of thousands of
visitors tour this scenic route annually.
The wine industry employs more than
5,000 people in wineries, retail and as
suppliers and growers.
The recent recession was especially
hard on manufacturing companies
in the region. Formerly among the
main employers, GM and companies
servicing the automaker are now
smaller players on the economic stage.
By contrast, Fallsview Casino, with
4,700 workers, is the second largest
employer in the Niagara area (Niagara
School Board is the largest), followed
by General Motors with 2,700.
The tourism and entertainment
sector also includes the Shaw
Festival, Niagara Parks Commission
and Canadian Niagara Hotels
and Entertainment. Other major
employers are the Niagara Health
System, Niagara Region, Seaway
Marine, Brock University and
Canadian Tire Financial.
The economic impact of relatively
new players such as Fallsview Casino
and the subsequent arrival of hotels
and related businesses has resulted in
substantial growth in the new-home
market in the decade since it opened.
As many people are discovering,
Niagara is a great place to work, play
and live.
The honeymoon is never over.
34 YPNEXTHOME.CA
Hot Properties
LATEST LISTINGS Find your next home! This page features a few of the latest properties to keep your eye on in Southwestern Ontario. Find more properties at ypnexthome.ca
pre-registration
140 CALEDONIABy: The Tricar Group
City: Stratford
Housing type: Four-storey boutique style
condominiums from the high $200’s.
tricar.com
VICTORIA ON THE RIVER By: Stonecrest Homes
City: London
Housing type: Single-family homes at at
Hamilton Road & Commissioners Road East.
stonecresthomes.ca
new openings
REMBRANDT ESTATESBy: Rembrandt Homes
City: Woodstock
Location: Riddell Street at St. Vincent
Housing type: Custom homes, bungalows
and bungalows with lofts, from $499,900.
rembrandt-homes.ca
CASTLE ROCK PLACEBy: Rembrandt Homes
City: London
Location: 3444 Singleton Ave., o� Southdale
Housing type: Two-storey and mulit-level
condominium townhomes from $231,990.
rembrandt-homes.ca
FOX FIELD By: Fusion Homes
City: London
Location: Fanshawe Park Road West
and Foxwood Avenue
Housing type: Single-family homes
from $482,900
fusionhomes.com
new releases
BALDWIN PLACE By: Tillsonburg Developments
City: Tillsonburg
Housing type: Single-detached freehold
bungalows from $244,500.
baldwinplace.ca
pre-registration
WESTWOOD MEWSBy: CountryGreen Homes
City: Kitchener
Housing type: Urban townhomes up
to 1,365 sq. ft. from the mid $200’s
countrygreenhomes.com
WILDFLOWERSBy: Mattamy Homes
City: Kitchener
Housing type: Townhomes and 30- and
36-ft. detached homes.
mattamyhomes.com
BuildersIf you would like to include your preview
registration, new release or site opening
in this feature, just email the details to
LONDONBAYFIELD • BLYTH • CLINTONGRAND BEND • INGERSOLL • LONDONMITCHELL • SEAFORTH • SHAKESPEAREST.THOMAS • STRATFORD • TAVISTOCKTILLSONBURG • WINGHAM • WOODSTOCK
HALTON HILLS WELLINGTON WATERLOO
ALMA • AYR • CAMBRIDGE • ELORAFERGUS • GEORGETOWN • GUELPHKITCHENER • ROCKWOOD • WATERLOO
ISHERWOOD AVENUE CONDOSBy: Activa Group
City: Cambridge
Location: 25 Isherwood Avenue
Housing type: Condo community
activagroup.ca
new openings
ROSEMOUNT SEMISBy: CountryGreen Homes
City: Kitchener
Housing type: Semi-detached homes in the
heart of Kitchener from $349,900
countrygreenhomes.com
CLAIRITY By: Reid’s Heritage Homes
City: Guelph
Housing type: One- and two-bedroom
condominiums from the mid $200’s
reidsheritagehomes.com
AVALON URBAN TOWNS By: Savic Homes
City: Kitchener
Location: Highland Road West and
Ira Needles Blvd.
Housing type: Design-forward
urban towns
avalontowns.ca
CLAIR ROAD By: Gemini Homes
City: Guelph
Location: Singles and towns now
selling in highly desired location
in South Guelph.
geminihomes.ca
MAR 26 - APR 9, 2016 | NEW HOME & CONDO GUIDE SWO 35
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SW Map-LondonWaterloo.indd 16 2016-03-23 4:09 PM
36
LOCATION BUILDERS SITES PRICES PAGESem
i
Condo
Tow
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e
Det.
Bunga
low
Adult
Lifes
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Baden EASTFOREST HOMES Baden Country Estates • from $429,990 40
Cambridge EASTFOREST HOMES Carriage Lanes • from $308,618 40
Cambridge EASTFOREST HOMES Fraserwood Estates • from $429,990 40
Cambridge EASTFOREST HOMES Highlandridge • from $369,900 40
Elmira CLAYSAM HOMES Elmira Country Club Estates • • • from $294,900 43
Fergus REIDS HERITAGE HOMES Westminster Highlands • • • from $286,300 BC
Georgetown MENKES The Enclaves of Upper Canada • • from mid $700's 45
Guelph COLETERA DEVELOPMENT Liberty Square • from $189,900 39
Ilderton SIFTON Timberwalk • 41
Kitchener COUNTRY GREEN HOMES WestWood Mews • from mid $200's 7
Kitchener EASTFOREST HOMES Destination Doon • from $297,900 40
Kitchener EASTFOREST HOMES Eby Estates • from $279,900 40
Kitchener EASTFOREST HOMES Four Winds • from $177,990 40
Kitchener EASTFOREST HOMES Grasslands of Stauffer • from $439,990 40
Kitchener EASTFOREST HOMES Huron Landing • from $199,990 40
Kitchener EASTFOREST HOMES Huron Point • • from $239,990 40
Kitchener EASTFOREST HOMES Huron Village • from $429,990 40
Kitchener EASTFOREST HOMES Inspiration at Doon • from $297,990 40
Kitchener EASTFOREST HOMES Providence Point West • 40
Kitchener EASTFOREST HOMES Woodhaven South • • from $204,990 40
Kitchener LOSANI HOMES Doon Creek • • from low $300's 6
Kitchener LOSANI HOMES Victoria Common • from high $200's 6
London EASTFOREST HOMES Andover Trails • • from $154,990 40
Paris LOSANI HOMES Simply Grand • • • from high $200's 6
Plattsville CLAYSAM HOMES Plattsville Estates • • from $329,900 43
North London SIFTON Ballymote Woods • • from mid $300's 41
South London SIFTON Andover Trail • • from mid $300's 41
South London SIFTON Westwood Village • from low $300's 41
Tillsonburg TILLSONBURG DEV. Baldwin Place • • 38
Waterloo EASTFOREST HOMES Vista Hills • from $354,990 40
West London SIFTON Warbler Woods • 41
West London SIFTON Evergreen at Warbler Woods • from mid $300's 41
West London SIFTON Riverbend Golf Community • from $290,000 41
Woodstock CLAYSAM HOMES Neighbourhoods Devonshire • • from mid $200's 43 Lon
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Whether you’re renting or buying,fi nding your next home has never been so easy.
startyour search here.
Advice | MORTGAGE ADVICE
SPRING AND SUMMER are nearly here.
It’s often the time when more people
are shopping for a home and when
banks start to o� er more competitive
mortgage rates. But if you already
own a home, how can you take
advantage of lower rates?
You can break your mortgage and
refi nance it at a lower rate, but there
are pros and cons of doing this.
Advantages
There are a number of benefi ts of
refi nancing your mortgage, including:
» Lower payments/interest costs: A
lower interest rate on your mortgage
could mean your payments will be
lower and you’ll also likely pay less
in total interest than had you kept
your current rate. Try ratehub.ca’s
mortgage refi nance calculator to
estimate what your savings could be.
» Pay o� your mortgage faster: If
you’re making more money than
when you bought your home, you
may decide you want to pay o�
your mortgage at a faster pace. You
could do that by shortening your
amortization period.
» Access home equity: If you’re
considering purchasing an investment
property or renovating part of your
home, you can access the equity
in your home (that’s the value of
your property minus your mortgage
balance) to help pay for either.
» Consolidate debt: If you have
any other debt, such as a credit
card balance, a car loan, or a line of
How to take advantage of lower mortgage rates
MORE ADVICE ONLINEypnexthome.ca/news/advice
credit, you can consolidate it into
your mortgage. By consolidating
your debt, you’ll pay less interest and
you’ll probably have lower monthly
payments on top of a lower interest
rate. Still, you’ll have the same level
of debt.
Disadvantages
Before deciding whether or not to
break your mortgage, you should be
aware that while there’s a potential
to save a lot of money, there are also
costs involved:
» Mortgage prepayment penalty: If
you have a variable-rate mortgage,
you’ll only have to pay three months’
interest. But if you have a fi xed-rate
mortgage, your prepayment penalty is
the greater of three months’ interest
or the interest rate di� erential (IRD).
To determine the IRD, lenders look at
the mortgage rate you have currently,
the number of months left in your
term, the rate they could charge
you for a new mortgage term similar
in length to the remainder of your
term. You can estimate the penalty
you’d have to pay using ratehub.ca’s
mortgage penalty calculator.
» Mortgage discharge fee: If you
decide to use a di� erent lender, you’ll
have to pay a fee to discharge your
mortgage from your current lender.
Lenders set their own fees, which
can vary by province. These fees are
typically in the $200 to $350 range.
» Mortgage registration fee: You
have to pay a mortgage registration
fee whether you’re staying with or
leaving your current lender. Your
lender removes the current mortgage
amount from the title on your home
and re-registers it with a new mortgage
amount. This fee is usually around $70.
» Legal fees: You’ll have to consult
with a real estate lawyer when
refi nancing your mortgage. He or
she will check your mortgage’s
terms and conditions, register your
new mortgage, and do a title search
to ensure there aren’t any liens
against your home. Legal fees for
refi nancing your mortgage can be
in the $700 to $1,000 range. But if
your mortgage balance is more than
$200,000 and you want to switch
lenders, your new lender may pay
these fees.
While large lenders may soon start
o� ering lower rates and you could
pay less if you break your mortgage,
it’s best to do some research to fi nd
out whether or not you’ll benefi t.
Alyssa Richard is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart fi nancial decisions.
By Alyssa Richard
48 YPNEXTHOME.CA
Compare mortgage rates for your best dealCHARTERED BANKS variable 6 months 1 year 2 years 3 years 4 years 5 years
Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.
R.O.R. = RATES ON REQUEST op = OPEN ----- = NOT QUOTING N/A = NOT AVAILABLE
March 14, 2016. Prepared By http://www.FiscalAgents.com/mortgage/rates
OTHER FINANCIAL INSTITUTIONS
TRUST COMPANIES
ATB Financial 2.6 4 2.94 2.64 2.69 2.74 2.89
4.00op 4.00op 4.00op
Alterna Svgs/Alterna Bk 2.35 4 2.85 2.09 2.59 2.74 2.58
6.30op 6.30op
Bank of Montreal 2.7 4 2.89 2.99 3.39 3.89 2.69
6.75op 6.75op
Bank of Nova Scotia 2.9 4.55 3.29 3.09 3.39 3.89 4.49
6.45op 6.50op
Canadian Western Bank 4 3.14 3.04 3.65 4.2 4.74
6.45op 6.30op
CFF Bank 2.69 2.24 2.39 2.59 2.69
CIBC 2.7 2.84 2.79 2.59 4.09 4.79
6.95op 6.35op
ICICI Bank Canada 2.75 3.15 3.65 3.64 3.69 3.69
Manulife Bank 2.4 4.45 3 2.94 2.84 2.79 2.89
3.20op
National Bank n/a 4.4 3.14 3.04 3.39 2.79 2.99
6.70op 6.70op
President’s Choice Finan 2.7 2.79 3.34 3.99 4.44
Royal Bank 2.7 3.14 2.39 2.59 4.39 2.89
6.75op 6.75op
TD Canada Trust 2.6 2.99 2.84 2.44 3.89 2.79
6.30op
Tangerine 2.7 3.19 3.24 3.49 3.69 3.79
Community Trust n/a 6.5 3.14 3.25 3.95 4.39 4.64
Effort Trust n/a 4.45 3.35 3.5 3.7 4.3 4.35
6.30op 6.30op
Home Trust Company 2.35 3.95 2.69 2.24 2.39 2.59 2.69
Investors Group Trust n/a 4.2 3.14 3.09 3.39 3.89 2.84
6.50op 6.30op
MTCC 2.9 4.55 3.29 3.09 3.39 3.89 4.49
6.45op 6.50op
Comtech Credit Union 2.45 6.2 2.84 2.89 2.95 2.99 2.89 6.40op 6.30op First National Fin. LP 3.1 2.29 2.24 2.49 2.64 2.69IC Savings 2.7 4.25 2.89 2.79 2.89 2.95 2.89 6.50op 6.50op London Life n/a 4.2 3.14 3.09 3.39 3.89 4.74 6.50op 6.30op Luminus Financial 3.25 3.25 3.2 3.65 4 4.5 6.25op Meridian Credit Union 2.4 4 2.84 2.79 3.39 3.89 2.59 6.30op Parama Credit Union 2.65 2.8 2.85 2.95 3.05 3.15 2.95op Steinbach Credit Union 2.25 2.45 2.55 2.55 2.65 2.65
ONLINE CALCULATORypnexthome.ca/mortgage-calculator
Homebuyers’ Help
MAR 26 - APR 9, 2016 | NEW HOME & CONDO GUIDE SWO 49
Ad Index
ADVERTISERS
Averton Homes - Averton Square 27
Bayview Wellington - Victoria Village 4
Bayview Wellington - Passages on the Canal 5
Branthaven Homes - Freedom & Lakehouse 28 & 29
Carriage Gate Homes - Legacy in Ancaster 19
Claysam Homes - Multi-Site 43
Coletara Developments - Liberty Square 39
Countrygreen Homes - Rosemount Semis 7
Eastforest Homes - Corporate 40
Empire Communities - Avalon 2 & 3
Homes by DeSantis - Centre Square 11
Losani Homes - Fallingwaters 6
Mattamy Homes - The Preserve 54 & 55
Menkes Developments - Enclaves of Upper Canada 42
Molinaro Group - Paradigm 25
Mountainview Homes - Harvest Estates 9
New Horizon - Sapphire 24
Phelps Homes - Multi-Site 18
Reid’s Heritage Homes - Westminster Highlands BC
Sifton - Corporate 41
Thomas Cochren Homes - The Greystones 20
Tillsonburg Developments - Baldwin Place 38
Vanel - Sihler Woods 21
50 YPNEXTHOME.CA
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It’s a good day to go Green in your home
Four disgusting things you’re doing at home unknowingly
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Five tips for decorating on a budget
ypnexthome.ca/go-green
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Buying speeds vary in pre-construction condos
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READ THE STORY ONLINE
MAR 26 - APR 9, 2016 | NEW HOME & CONDO GUIDE SWO 51
Property Profile | MATTAMY HOMES
MATTAMY HAS JUST welcomed an intriguing variety
of modern living options to Oakville. Now open, The
Residences Of Creekshore Common in prestigious
Oakville is ready for you to explore. This boutique style
condo features Mattamy’s signature thoughtful design
within a highly sought after, robust community.
The Residences Of Creekshore Common – Mattamy’s
newest and arguably most desirable Oakville address – has
opened with a remarkably inviting, upscale Boutique Condo.
The neighbourhood amenities are well established
and include an abundance of convenient shopping and
dining nearby plus many destinations within easy strolling
distance. The community itself features scenic ponds
and a creek, plus proximity to the charming Preserve
Promenade.
Boutique condo elegance at The Residences of Creekshore Common
The striking lines of the boutique condominium building
promise modernity and don’t disappoint. The up-to-date
appointments include an elegant, welcoming Lobby
designed to impress the most discerning. Residents are
invited to make full use of the common lounge that
connects to a sublime rooftop terrace that, in addition to
its spectacular view, encourages all to cook out on the
barbecues and mingle socially, if they desire. Naturally, a
fully appointed fitness facility makes staying healthy and fit
simple and convenient.
Each condo suite thoughtfully includes many luxurious
features as standard. A peek in through the generous
floor-to-ceiling windows reveal the superior hardwood
Mattamy HomesOffers Oakville refreshing new options in contemporary condominium living
52 YPNEXTHOME.CA
flooring, nine-ft. ceilings throughout – combined with
soaring 14-ft. living room ceilings on the penthouse
floor. Granite countertops are found in every kitchen, and
ensuite baths are paired with double sinks. Plus, stainless
steel appliances are complemented by a stacked washer/
dryer unit. Condo suites start at an affordable $405,990.
Mattamy Homes is BILD’s six-time GTA Builder of the Year
Mattamy was recently named the GTA Builder of the Year
Award for an unprecedented sixth time by the Building
Industry and Land Development Association (BILD).
Mattamy is particularly proud of this award, as it is based
on comments from current Mattamy homeowners. And
the company remains adamant in its belief that nothing
is better than a satisfied homeowner. Its intelligent and
innovative approach to modern living will surely become a
modern standard. We recommend you see for yourself the
elegant living in The Residences of Creekshore Common.
For more information visit mattamyhomes.com
Presentation Centre Hours are Monday to Thursday 1 to
8 p.m.; Friday 1 to 6 p.m.; Saturday, Sunday and holidays
11 a.m. to 6 p.m.
LocationOakville
BuilderMattamy Homes
DevelopmentThe Residences of Creekshore Common
Home TypeBoutique style condo
Sales Centre1388 Dundas St. W., open Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., Saturday, Sunday and holidays 11 a.m. to 6 p.m.
Contactmattamyhomes.com
MAR 26 - APR 9, 2016 | NEW HOME & CONDO GUIDE SWO 53
O A K V I L L E
PRESERVETHE
SPACIOUS, EXECUTIVE CONDO TOWNHOME DESIGNSBOUTIQUE CONDO RESIDENCE
THE RESIDENCES OF CREEKSHORE COMMON OFFERS STYLISH
CONTEMPORARY CONDO DESIGNS
NOW AVAILABLE – MATTAMY’S FINEST EXECUTIVE TOWNHOMES
IN THE PRESERVE
Our most spacious Condo Townhomes offer you the luxury of a worry free lifestyle with our low maintenance fees.
| Classically Styled Homes Offering Double-Car Garages
| Abundant Space From 2,536 Sq.Ft. To 3,057 Sq.Ft.
Executive Condo TownhomesFrom $821,990
TWO UNPARALLELED LIVING OPTIONS ARE NOW AVAILABLE IN HIGHLY DESIRABLE OAKVILLE
Boutique Condo ResidenceFrom $405,990
All illustrations are artist’s concept. All dimensions are approximate. Prices, specifi cations, terms and conditions subject to change without notice. E.&O.E.
MATTAMYHOMES.COM1388 DUNDAS STREET WEST, OAKVILLE, ON L6M 4L8
SALES CENTRE HOURS: Monday - Thursday 1pm - 8 pm; Friday 1pm - 6 pm; Saturday, Sunday and Holidays 11am - 6 pm
DETACHED MODEL HOME HOURS: Monday - Thursday 1pm - 7:30 pm; Friday 1pm - 5:30 pm; Saturday, Sunday and Holidays 11am - 5:30 pm
FOLLOW US
| Some Homes Offer Courtyards, Some Located On Naturalized Channel Lots, Some On Over-Sized Lots
| 9' Ceilings On Main & Second Floor
| Some Plans With Main Floor Master Bedroom
| Luxurious Suite Features & Finishes Are Standard
| 9' Ceilings Throughout & Soaring 14' Living Room Penthouse Ceilings
| State Of The Art Fitness Facility
| 1 Underground Parking Spot & 1 Storage Locker Included
| Chef’s Kitchen With Granite Countertops & Breakfast Bar
The Residences of Creekshore Common offer you a contemporary style of living in The Preserve in Oakville.
MATOTTAWA - Preserve Munns & RCC - SW New Homes & Condos - Magazine Due: 23/03/2016
File Name: MATHAMILTONHAL-Munns_RCCTCC_SW_GTANHnC_DPS_Mag Publication: SW New Homes & Condos
Trim: 7.5” x 10.5” Safety/V.O.: .25” DPI: 300
Bleed: 0.125” Colours: CMYK Built: 23/03/2016 - SH
MATHAMILTONHAL-Munns_RCCTCC_SW_GTANHnC_DPS_Mag.indd All Pages 2016-03-23 10:18 AM054-055 Mattamy Homes 03-26-16.indd 2 2016-03-23 3:24 PM
O A K V I L L E
PRESERVETHE
SPACIOUS, EXECUTIVE CONDO TOWNHOME DESIGNSBOUTIQUE CONDO RESIDENCE
THE RESIDENCES OF CREEKSHORE COMMON OFFERS STYLISH
CONTEMPORARY CONDO DESIGNS
NOW AVAILABLE – MATTAMY’S FINEST EXECUTIVE TOWNHOMES
IN THE PRESERVE
Our most spacious Condo Townhomes offer you the luxury of a worry free lifestyle with our low maintenance fees.
| Classically Styled Homes Offering Double-Car Garages
| Abundant Space From 2,536 Sq.Ft. To 3,057 Sq.Ft.
Executive Condo TownhomesFrom $821,990
TWO UNPARALLELED LIVING OPTIONS ARE NOW AVAILABLE IN HIGHLY DESIRABLE OAKVILLE
Boutique Condo ResidenceFrom $405,990
All illustrations are artist’s concept. All dimensions are approximate. Prices, specifi cations, terms and conditions subject to change without notice. E.&O.E.
MATTAMYHOMES.COM1388 DUNDAS STREET WEST, OAKVILLE, ON L6M 4L8
SALES CENTRE HOURS: Monday - Thursday 1pm - 8 pm; Friday 1pm - 6 pm; Saturday, Sunday and Holidays 11am - 6 pm
DETACHED MODEL HOME HOURS: Monday - Thursday 1pm - 7:30 pm; Friday 1pm - 5:30 pm; Saturday, Sunday and Holidays 11am - 5:30 pm
FOLLOW US
| Some Homes Offer Courtyards, Some Located On Naturalized Channel Lots, Some On Over-Sized Lots
| 9' Ceilings On Main & Second Floor
| Some Plans With Main Floor Master Bedroom
| Luxurious Suite Features & Finishes Are Standard
| 9' Ceilings Throughout & Soaring 14' Living Room Penthouse Ceilings
| State Of The Art Fitness Facility
| 1 Underground Parking Spot & 1 Storage Locker Included
| Chef’s Kitchen With Granite Countertops & Breakfast Bar
The Residences of Creekshore Common offer you a contemporary style of living in The Preserve in Oakville.
MATOTTAWA - Preserve Munns & RCC - SW New Homes & Condos - Magazine Due: 23/03/2016
File Name: MATHAMILTONHAL-Munns_RCCTCC_SW_GTANHnC_DPS_Mag Publication: SW New Homes & Condos
Trim: 7.5” x 10.5” Safety/V.O.: .25” DPI: 300
Bleed: 0.125” Colours: CMYK Built: 23/03/2016 - SH
MATHAMILTONHAL-Munns_RCCTCC_SW_GTANHnC_DPS_Mag.indd All Pages 2016-03-23 10:18 AM054-055 Mattamy Homes 03-26-16.indd 3 2016-03-23 3:24 PM
ReidsHeritageHomes.com @RHHQualityHomesPrices and specifications subject to change. See sales consultant for more details. E. & O.E. March 2016
SALES CENTRE & MODEL HOME
89 Aberdeen Street, Fergus, ON
519.787.1847 / 226.820.6975
SALES CENTRE HOURS
Mon, Thurs & Fri 1 - 6 pm
Sat & Sun 12 - 5 pm
Feels Goodto be HomeRegister Today!
Energy Star Qualified Homes.
Walk to Amenities.
2-Storey Townhomesfrom $286,300
1223-1231 sq. ft
3 Bed, 2.5 Bath
Bungalow Townhomesfrom $380,710
1648-1779 sq. ft.
2-3 Bed, 2.5 Bath
Detached 2-Storeyfrom $416,900
38'-52' lots
2-5 Bedroom options
ONLY 19 LOTS LEFT
NEW BLOCK RELEASED Small Town Feel with Big City Amenities at Your Doorstep
Community set amongst historic charm,
modern amenities and kilometres of
natural beauty and hiking trails. Located
within a two-minute walk of shops,
grocers and restaurants.
ENERGY STAR homes that provide a
healthy and green living environment
while reducing energy consumption
and saving on utility bills.
10 minutes
from Guelph
Located o�
Highway 6
30 minutes
from Highway 401 F E R G U SC
M
Y
CM
MY
CY
CMY
K
16-0184 WMH NewHomeAndCondo_BackCover_Mar26.pdf 1 2016-03-21 4:45 PM
056-Reid's Heritage 03-26-16.indd 1 2016-03-23 3:24 PM
