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Mobile Finance Manager™ - MFM
Chris Doner & Mark BarishAccess Softek, Inc.
Company Background
• In business since 1986• Based in Berkeley CA• ~ 30 Symitar CU customers
• SoCalCU, SSSCU, WSECU,Tinker, Schools, MSUFCU, Melrose, Selco, DATCU and more
• 10 products for financial institutions• Mobile banking, • online account opening, • OFX Direct Connect, • AppWatcher • and more
Company Background
A History of Innovation
• Third company to release a windows application in 1986• First company to dynamically integrate windows
applications• First windows document management application• Worked on Windows NT, CE, Outlook• Worked on iPod• Worked on PS3• First Windows Mobile fingerprint recognition application• First Web based PFM• First application based mobile banking• First App, WAP & SMS mobile banking
04/20/23Access Softek, Inc. Company Confidential
727 Allston Way, Berkeley, CA 94710 (510) 848-0606
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Access Softek Financial Products Clients
04/20/23Access Softek, Inc. Company Confidential
727 Allston Way, Berkeley, CA 94710 (510) 848-0606
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Access Softek Financial Products Clients
04/20/23Access Softek, Inc. Company Confidential
727 Allston Way, Berkeley, CA 94710 (510) 848-0606
6
Access Softek Partners
04/20/23Access Softek, Inc. Company Confidential
727 Allston Way, Berkeley, CA 94710 (510) 848-0606
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Financial Industry Trends – Anywhere Anytime
• ATM’s
• Telebanking/IVR
• Desktop online banking
• Mobile Banking
Financial Industry Trends
Company Background
Trends
• The phone in your pocket is roughly the computer on your desk 6 years ago.
• Camera, watch, calculator, PDA, music player, TV, games, GPS email, internet and phone.
• iPhone great browser – 1 billion downloads
• The average phone is replaced after about 16 months.
• BofA 2 million mobile users 2x in the last 6 months. 29 Million use online banking
04/20/23Access Softek, Inc. Company Confidential
727 Allston Way, Berkeley, CA 94710 (510) 848-0606
9
Mobile Finance Manager ™
04/20/23Access Softek, Inc. Company Confidential
727 Allston Way, Berkeley, CA 94710 (510) 848-0606
10
Mobile Finance Manager ™
SMS WAP APP
Security Low Medium High
Dataplan required No Yes yes
SMS plan required
Yes No No
Phone support All Most Most
App Store Presence
No No Yes
Speed Good Good Best
Offline viewing Yes No Yes
Branding/ Graphics
No Yes Yes
04/20/23Access Softek, Inc. Company Confidential
727 Allston Way, Berkeley, CA 94710 (510) 848-0606
11
Connecting to the core • Screen scraping vs. middleware
– Screen scraping• Fragile – breaks if online banking changes• Limited to online banking features• Vendor dependant• Security• Quick for a new core
– Middleware (e.g. OFX)• Stable• Proven• Secure• Industry standard
Mobile Finance Manager ™
04/20/23Access Softek, Inc. Company Confidential
727 Allston Way, Berkeley, CA 94710 (510) 848-0606
12
The Solutions
PhoneScreen
ScrapingSoftware
Online Banking
Core Gateway
Core System
Web Server
Phone MiddlewareCore Adapter
04/20/23Access Softek, Inc. Company Confidential
727 Allston Way, Berkeley, CA 94710 (510) 848-0606
13
Mobile Finance Manager™ Services… • View account balances• View account histories• Transfer funds• Pay bills online• Create graphical reports• Receive secure and trusted e-mails directly from
your financial institution• Find branch and ATM locations• Advertise & communicate
Mobile Finance Manager ™
04/20/23Access Softek, Inc. Company Confidential
727 Allston Way, Berkeley, CA 94710 (510) 848-0606
14
Mobile Finance Manager™ Technologies… • Mobile banking
– App – Downloadable application– WAP – Browser based– SMS – Text messaging– Multi-Factor Authentication
• Mobile Locator• Mobile Redirector• OFX (Open Financial eXchange) middleware• Administration and reporting
Mobile Finance Manager ™
04/20/23Access Softek, Inc. Company Confidential
727 Allston Way, Berkeley, CA 94710 (510) 848-0606
15
Mobile Finance Manager™ Technologies…
Demo
Mobile Finance Manager ™
04/20/23Access Softek, Inc. Company Confidential
727 Allston Way, Berkeley, CA 94710 (510) 848-0606
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Access Softek
Thank you.
Questions?
