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GODIŠNJI IZVJEŠTAJ
2011-2012
ANNUAL REPORT
BusinessStart-up
Center Bar
www.bscbar.org
BusinessStart-up
Center Bar
Poslovni Centar, Kula A - sprat 5.85 000 Bar, Crna Gora
Telefon/Phone: + 382 (0) 30 313 712Faks/Fax: +382 (0) 30 313 737
E-mail: [email protected]
www.bscbar.org
GODIŠNJI IZVJEŠTAJ/
ANNUAL REPORT
2011-2012
Sadržaj / Table of Contents
Uvod Introduction 4
Misija i Vizija Mission and Vision 5
Partnerstva 2011- 2012 Partnerships 2011-2012 6
Osoblje BSC Bar BSC Bar Team 7
Upravni Odbor Management Board 7
Projekti Implemented Projects 8
Obrazovanje i obuke Education and training 13
Takmičenje za najbolji biznis plan Business Plan Competition 15
Uspješne priče Success Stories 18
Ostale aktivnosti Other Activities 23
Poslovni Inkubator Business Incubator 25
Stanari inkubatora Incubator Tenants 26
3
Poštovani čitaoci,
Čast mi je da vam predstavim Izvještaj o radu Biznis Start Centra Bar za period od januara 2011. godine do kraja
decembra 2012. godine. U navedenom periodu BSC Bar je nakon isteka donacije Ministarstva inostranih poslova
Holandije kroz „ Projekat otvaranja biznis centara I inkubatora 2007-2010“ uspio da zaživi kao lokalni centar za podršku
preduzetništvu. Da bi uspjeli da nastavimo sa radom dobili smo podršku od strane Opštine Bar u vidu obezbjeđenja
prostora za poslovni inkubator bez nadoknade kao i pokrivanja troškova telefona, interneta i čak do 30% troškova
struje. Ovo je znatno smanjilo troškove poslovanja BSC Bar a samim tim omogućilo nam da pružimo povoljniju podršku
stanarima inkubatora.
Zahvaljujući kvalitetu usluga koje BSC Bar pruža preduzetnicima početnicima kao i dobroj saradnji sa
osnivačima centra i partnerima BSC Bar je dobio nove donacije i nastavio da implementira nove projekte kao i osnovne
usluge: Treninge poslovnih vještina i Takmičenje za najbolji biznis plan. Organizovali smo 3 kruga treninga, 2 sajma
primijenjenih umjetnosti (u saradnji sa Kulturnim Centrom Bar) i 4 ciklusa takmičenja. Osim navedenih usluga BSC Bar je
razvio: usluge konsaltinga, izrade biznis plana, podrške izvozu i umrežavanju preduzeća na različitim događajima
(sajmovi, konferencije, forumi i sl.), pružanje informacija o standardima i pravima intelektualne svojine itd.
Detaljnije o našim uslugama, projektima, partnerstvima, aktivnostima, uspješnim pričama i rezultatima naći ćete u
ovom Izvještaju.
Ovom prilikom u svoje ime i u ime tima BSC Bar zahvaljujem se partnerima, osnivačima, trenerima, korisnicima
naših usluga kao i donatorima bez čije pomoći ne bi opstali na tržištu sa nadom da ćemo ubuduće nastaviti efikasnu
saradnju.
Ivana Tomašević
Direktor
Uvod
Introduction
Dear readers,
It is with pleasure that I present this BSC Bar Annual report for period from January 2011 until the end of
December 2012. In the above mentioned period, after the closing of the donation of Ministry of International Affairs of
Holland through Project of opening business centers and incubators 2007-2010, BSC Bar continued to exist on market
as local business support center. In order to continue our work we have received the support from The Municipality of
Bar in form of supplying us with free of charge incubator space and with covering of our expenses for phone, internet
and even 30% of electricity expense. This support reduced our business expenses and enabled us to provide better
support to companies in our incubator.
Based on the quality of BSC Bar services to start-up entrepreneurs and on good cooperation with our fonders
and partners we have manage to obtain other donations and to implement new project as well as our basic services:
Business Skills Training and Business Plan Competition. In the reporting period we have organized 3 rounds of training, 2
arts and crafts fairs (in cooperation with Cultural Center Bar) and 4 cycles of Business Plan Competition. Other than
those services BSC Bar developed services of: consulting, business plan writing, export and networking support at
various events (fairs, conferences, forums), supplying information about international standards and intellectual
property rights etc. Details about our services, projects, partnerships, activities, success stories and results you will find
in this Annual Report.
I use this opportunity to thank, in my own behalf and on behalf of BSC Bar team, our partners, founders, trainers,
participants and donors because without their support we would not survive on market. We are hoping to continue our
efficient cooperation in future.
Ivana Tomašević
Direktor
4
Misija BSC Bar je da postane uspješan i fleksibilan sistem za podršku preduzetništva. Ključni ciljevi BSC Bar usmjereni su
na stvaranju povoljnog okruženja za razvoj preduzetništva, podsticanje samozapošljavanja i smanjenje prepreka i
barijera za poslovanje, te podršku razvoju obrazovnog sistema kako bi se odgovorilo na potreba tržišta rada i povećala
zaposlenost stanovništva. Ovi ciljevi se postižu osposobljavanjem mladih ljudi kroz aktivnosti kao što su:
- Treninzi poslovnih vještina
- Takmičenja za najbolji biznis plan i mikrokreditna podrška po povoljnim uslovima
- Konsultantske usluge
- Posredovanje prilikom povezivanja sa partnerima iz zemlje i inostranstva
- Podrška start-up preduzećima kroz obezbjeđivanje poslovnih prostorija i kompletne infrastrukturne
podrške po subvenicioniranim stopama
BSC Bar je najveći poslovni inkubator u Crnoj Gori koji trenutno objedinjava 35 preduzeća „pod istim krovom“
omogućavajući im kancelarije po subvencioniranoj stopi, konsultantske usluge, umrežavanja, učešće na raznim
sajmovima i konferencijama.
Od osnivanja u BSC Bar-u je:
- obučeno više od 3.527 učesnika na treninzima poslovnih vještina;
- omogućeno osnivanje 74 preduzeća
- stvoreno 352 radnih mjesta;
- mikro kreditnim fondom u iznosu od 285,842.31 eura podržano 102 start- up biznisa i postojećih
preduzeća
Misija i vizija
Mission and Vision
The mission of BSC is to become a successful and flexible support system for development of
entrepreneurship. The key objectives of BSC are to create a favorable environment for the development of
entrepreneurship, self-employment and the reduction of business barriers as well as to support the
development of the education system to meet the needs of the labor market. All objectives are aiming to
increase the employment rate of the population in Montenegro. These goals are achieved with
implementation of activities such as:
Business Skills Training, Business Plan Competition and micro-credit support, Consulting services,
Assistance in networking with partners from home and abroad, Support for start-up companies through
providing business space and complete business infrastructure at favorable rates
BSC Bar is the largest business incubator in Montenegro, which currently brings together 35 companies
"under one roof" allowing them to obtain: office at a subsidized rate, consultancy, networking,
participation in various fairs and conferences.
Results of BSC Bar since its establishment are:
- Trained more than 3,527 people at business skills training;
- Enabled the establishment of 74 companies
- Created 352 jobs;
- Supported 102 start-up businesses and existing companies with a micro credit fund EUR 285,842.31.
5
Partnerstva 2011-2012
Partnerships 2011-2012
Tokom 2011. i 2012. godine BSC Bar je nastavio saradnju na projektnim aktivnostima sa partnerima na
postojećim projektima i uspostavio saradnju sa novim partnerima. Moramo da se pohvalimo da je BSC Bar stvorio
bogato iskustvo po pitanju saradnje s partnerima na raznim projektima što se može vidjeti po broju partnerstava
sklopljenih tokom 2011. i 2012. godine.
Partnerstva koja smo ostvarili sa institucijama i nevladinim organizacijama, sa kojima sarađujemo i od kojih smo dobili
donacije za razne projekte su sledeća:
§ Enterprise Europe Network
§ Ambasada Sjedinjenih Američkih država: Projekat “Razumijevanje ekoloških pitanja u Crnoj Gori sa
posebnim osvrtom na njihovu ulogu u biznis sektoru”
§ Ministarsrtvo Kulture: Projekat ekonomskog razvoja lokalne zajednice kroz afirmaciju i tržišnu
valorizaciju primjenjene umjetnosti i starih zanata
§ Ministarstvo spoljnih poslova Kraljevine Norveške : Projekat “Razvoj ženskog preduzetništva u Crnoj
Gori“
§ IAL FVG (Friuli-Venezia-Giulia): Organizovanje poslovnih foruma italijanskih i crnogorskih privrednika
§ South East Europe Transnational Cooperation Programme (SEE): Projekt SIVA – “South East Europe
improved virtual accessibility through joint initiatives facilitating the rollout of broadband networks “
§ Ujedinjene nacije za razvoj u Crnoj Gori (UNDP-Montenegro): Program rodne ravnopravnosti IPA
2010 - Projekat „Razvoj ženskog preduzetništva“
During 2011 - 2012 BSC Bar continued cooperation with existing partners on ongoing projects and
establish cooperation with new partners. We are proud to say that the BSC has created large experience
in terms of collaboration with partners on various projects.
The partnerships that we have established are with following institutions and donor organizations:
§ Enterprise Europe Network
§ US Embassy - on Project “ Understanding of environmental issues in Montenegro, with
special emphasis on their role in the business sector”
§ Ministry of Culture - Development of local community through valuation of Applied Arts
and Crafts
§ The Norwegian Ministry if foreign affairs - on project „ Development of Women's
entrepreneurship in Montenegro“
§ IAL FVG (Friuli-Venezia-Giulia) – cooperation in organizing business meetings of Italian
and Montenegrin businessmen
§ South East Europe Transnational Cooperation Programme (SEE) - Project SIVA – “South
East Europe improved virtual accessibility through joint initiatives facilitating the rollout
of broadband networks “
§ UNDP - Montenegro: Gender Programme IPA 2010 – project „Development of Women's
entrepreneurship“
6
Osoblje BSC Bar/ BSC Bar Team
Upravni Odbor/ Management Board
Osnivači NVF BSC Bar su četri javne institucije, dvije nevladine organizacije i jedan privatni univerzitet:Opština Bar, Zavod za zapošljavanje Crne Gore – Biro rada Bar, Kulturni centar Bar, Srednja ekonomska škola, Montenegro biznis alijansa, Udruženje privrednika Bar i Fakultet za turizam.
Svaka od ovih institucija imenovala je svog predstavnika koji je ujedno član Upravnog Odbora NVF BSC Bar.
Founders of NGO BSC Bar are four public institutions, two NGOs and one private university: The Municipality of Bar,
Montenegro Business Alliance, Faculty for Tourism, Secondary Economics School, Cultural Center Bar, Association of
Entrepreneurs Bar and Employment Agency of Montenegro- Employment Bureau Bar.
Each institution has appointed its representative as members of Management Board of NGO BSC Bar.
7
Vesna AntunićevićAsistent na projektu/ Project Assistant
Saša JovanovićMenadžer inkubatora/ Incubator manager
Ivana TomaševićDirektor/Director
Vladimir PavićevićOpština Bar
Darko KonjevićMBA Darko Lacmanović
Fakultet za turizam
Nedeljko ČovićUdruženje Privrednika Bar
Olja FatićKulturni Centar Bar
Nikica PurlijaZavod za Zapošljavanje
CG- Biro rada Bar
Neđeljko ĐurovićSrednja Ekonomska Škola Bar
Projekti BSC Bar / Implemented Projects
Enterprise Europe Network
Together with The Directorate for development of Small and Medium Enterprises, The Montenegro
Chamber of Economy and The Mechanical Engineering Faculty, BSC Bar has formed the consortium
which is part of the Enterprise Europe Network – the EU network with 500 members . The main mission
of Enterprise Europe Network is provision of the practical information and assistance to small and
medium-sized companies in Montenegro, with the aim of facilitating the process of finding business
partners easier; setting up business cooperation and joint ventures; participation on the tenders;
accessing the information on legal aspects and business regulation in E; providing information about
support programs, legislation and research results related to innovation; intermediary services in
technology and knowledge transfer; information and assistance on EU Framework Programmes for
research and Technological development.
During 2011-2012 BSC Bar presented a large number of companies from Montenegro to their partners
in EU. Many of these companies were given the opportunity, for the first time, to present themselves on
the international market. Also under this project, many companies from Montenegro have presented
their products/services on the respective trade fair exhibitions in the EU countries. In order to develop
international cooperation we have organized business meetings with companies from abroad where
producers from Montenegro were able to establish cooperation and exchange experience.
Enterprise Europe Network
Bisnis Start-Up Centar Bar formirao je konzorcijum sa
Privrednom Komorom CrneGore i Mašinskim fakultetom Univerziteta Crne Gore koji je dio “Enterprise Europe
Network” mreže koja broji preko 500 organizacija širom Evrope. Osnovna misija Enterprise Europe Network je pružanje
praktičnih informacija i pomoć malim i srednjim preduzećima u Crnoj Gori, sa ciljem lakšeg pronalaženja poslovnih
partnera, uspostavljanje poslovne saradnje i joint ventura, učestvovanje na tenderima, pristup informacijama o
pravnim aspektima i poslovnim regulativama u EU, informacije o programima podrške, zakonodavstvu i rezultatima
istraživanja koji se odnose na inovacije, posredničke usluge u transferu tehnologije i znanja, stimulisanje crnogorskih
malih i srednjih preduzeća da inoviraju, kao i informacije i pomoć o Okvirnim programima EU za istraživanje i tehnološki
razvoj. Mreža je finansirana od strane Generalnog Direktorijata za industriju I preduzeća Evropske Komisije kroz
program . Tokom 2011.- 2012. godine, BSC Bar je predstavio veliki broj crnogorskih preduzeća njihovim partnerima u
EU. Mnoga od ovih preduzeća su po prvi put dobila priliku da se predstave na inostranom tržištu. Takođe u okviru ovog
projekta, mnoge firme iz Crne Gore dobile su priliku da se predstave na odgovarajućim sajamskim izložbama u
zemljama EU. U cilju razvijanja saradnje sa inostranim privrednicima organizovali smo poslovne susrete na kojima su
crnogorski privrednici mogli da uspostave saradnju i razmijene iskustva.
Direkcijom za razvoj malih i srednjih preduzeća,
8
Projekti BSC Bar / Implemented Projects
Business Forums between Italian and Montenegrin entrepreneurs
During the 2011 - 2012 BSC Bar has organized two business forums where
Italian and Montenegrin businessmen could meet and exchange
experience. The aim of forums was to establish new or expand existing
cooperation between Montenegrin and Italian companies in order to
increase trade between these two regions. Business forums are organized
as part of the projects "Acquis Communautaire 3'' which is co-financed by
the region of Friuli-Venezia Giulia and implemented by educational
institution for professional development -IAL FVG.
At Business Forums delegation that visited Montenegro was formed by
companies working in the field of trade, agricultural and food production:
“,Cirignicule Consumatori'', representatives of organizations
“CoopNoncello'' and “Cosm” which work in the field of social
entrepreneurship as well as The President of tourism and wine
organization “Strada del Vino e Sapori Colli del Friuli”, Mr. Mario Zuliani.
Guests also visited the wine basement “Šipčanik” which is part of LLC
“Plantaže”, and met with wine producers from Montenegrin Wine Roads.
Poslovni susreti italijanskih i crnogorskih privrednika
Tokom 2011. - 2012. godine BSC Bar je, organizovao dva poslovna foruma italijanskih i
crnogorskih privrednika. Cilj posjete je uspostavljanje saradnje između crnogorskih i
italijanskih preduzeća: uspostavljanje novih i proširenje postojećih poslovnih veza sa
ciljem uvećanja robne razmjene između crnogorskih i italijanskih privrednika. Poslovni
forumi su organizovani u okviru projekta “Acquis communautaire 3'' kojeg sufinansira
italijanska Regija Friuli -Venezia- Giulia, a sprovodi obrazovna institucija za profesionalno
usavršavanje, IAL FVG. Na Poslovnim susretima Crnu Goru je posjetila delegacija
privrednika iz regije Friuli -Venezia- Giulia koju su činili predstavnici trgovačkog lanca iz
oblasti poljoprivrede i prehrane : ,,Cirignicule Consumatori'', predstavnici organizacije
,CoopNoncello'' i “Cosm” koja se bavi pitanjima socijalnog preduzetništva,kao i
Predsjednik turističko-vinarske organizacije “Strada del Vino e Sapori Colli del Friuli”,
gosp. Mario Zuliani. Gosti su posjetili podrum “Šipčanik” koji posluje u okviru A.D
“Plantaže”, kao i vinare iz udruženja vinske rute Crne Gore.
9
” Naglašavam da smo već postigli
konkretne rezultate, jer je došlo
do sklapanja ugovora jedne
crnogorske i italijanske firme, i
one već sarađuju. Na vašim
preduzetnicima je da iskoriste
ovu priliku. Bar jeste jezgro ove
priče ali preko BSC Bar nas mogu
k o n t a k t i r a t i i s v i o s t a l i
preduzetnici iz Crne Gore.
Sergio Bazan, IAL, Italia
” I need to emphasize that we
have established concrete results
because one company from
Montenegro has signed contract
with another company from Italy
and they have already stared to
cooperate. Your entrepreneurs
need to explore this opportunity.
City of Bar is the hart of the story
but through BSC Bar we can be
contacted by other entrepreneurs
from all over Montenegro.
Sergio Bazan, IAL, Italia
Projekti BSC Bar / Implemented Projects
Round table discussion forum “Responsible entrepreneurship and the environmental protection”
On February 2011 , BSC Bar, in cooperation with the Agency for Environmental Protection, organized
around table dealing with "Responsible entrepreneurship and environmental protection." The goal of
this round table discussion was to inform entrepreneurs about the legal framework in the field of
environmental protection, the obligations for SMEs, the benefits and penalties, as well as the challenges
that await them upon entry into the EU.
Guests speakers, representatives of the recycling centre in Podgorica, "Deponija" Ltd. introduced
businessmen with services and opportunities that the recycling centre provides. Representatives of the
Agency for Environmental Protection, introduced participants to the EU requirements regarding the
protection of the environment ,as well as, with the results of their work in Montenegro.
Roundtable was attended by 40 representatives of: small and medium enterprises and public and media
institutions. The organization of the roundtable was funded through donations of the American Embassy
under project “Understanding of environmental issues in Montenegro, with special emphasis on their
role in the business sector”.
Okrugli sto “Odgovorno preduzetništvo i očuvanje životne sredine”
BSC Bar je, u februaru 2011. godine, u saradnji sa Agencijom za zaštitu životne sredine, organizovao okrugli
sto na temu “Odgovorno preduzetništvo i očuvanje životne sredine”. Okrugli sto je imao za cilj informisanje privrednika
o zakonskom okviru u oblasti zaštite životne sredine, obavezama, benefitima i kaznenim mjerama, kao i izazovima koji ih
čekaju pri ulasku u EU, s aspekta očuvanja životne sredine. Gosti okruglog stola, predstavnici Reciklažnog centra iz
Podgorice, DOO “Deponija” su upoznali privrednike o uslugama i mogućnostima koje im reciklažni centar pruža.
Predstavnici Agencije za zaštitu životne sredine upoznali polaznike sa zahtjevima EU vezano za zaštitu životne sredine
kao i sa dosadašnjim rezultatima njihvog rada u Crnoj Gori. Okruglom stolu prisustvovalo je 40 predstavnika: malih i
srednjih preduzeća, javnih instiucija i medija. Organizacija ovog okruglog stola finansirana je donacijom Američke
Ambasade kroz projekat “Razumijevanje ekoloških pitanja u Crnoj Gori sa posebnim osvrtom na njihovu ulogu u biznis
sektoru.
10
Projekti BSC Bar / Implemented Projects
Razvoj ženskog preduzetništva u Crnoj Gori
IPA Gender Programme
Saradnja Business Start-up Centra sa Ministarstvom spoljnih poslova Kraljevine Norveške na projektu ”Razvoj ženskog
preduzetništva u Crnoj Gori” obuhvatala je aktivnosti fokusirane na stvaranje radnih mjesta kroz razvoj preduzetništva i
uklanjanje poslovnih barijera. Posebna pažnja je bila posvećna edukaciji žena o poslovnim vještinama, sa ciljem da osnažimo žene
da razviju sopstveni biznis. U tu svrhu, BSC Bar je organizovao sledeće aktivnosti : treninge poslovnih vještina, takmičenje za najbolji
biznis plan 2011 - sa mikro-kreditnom podrškom namijenjenom isključivo ženama preduzetnicama i priručnik koji sadrži osnovne
informacije za buduće peduzetnike pri osnivanju biznisa pod nazivom “Razvoj ženskog preduzetništva – Vodič za osnivanje
sopstvenog biznisa. Kao rezultat, možemo da se pohvalimo da je našu obuku u poslovnim vještinama prošlo oko 100 polaznica a 10
njih je ostvarilo pravo na kreditna sredstva za osnivanje i proširenje biznisa.
Biznis Start-up Centar Bar angažovan je u okviru projekta „Razvoj ženskog preduzetništva“ da u opštini Cetinje sprovede
edukaciju iz oblasti preduzetništva ženama koje žele da započnu sopstveni biznis. Projekat finasira Evropska Komisija a sprovodi ga
UNDP Montenegro u saradnji sa Ministarstvom za ljudska i manjinska prava u tri opštine: Cetinje, Kolašin i Mojkovac. BSC Bar će u
okviru ovog projekta u 2013. godini organizovati treninge iz oblasti: započinjanja sopstvenog biznisa, izrade biznis plana, pravnih i
poreskih pitanja, marketinga, prezentiranja na sajmu, vođenja porodičnog biznisa i slično.
Development of women entrepreneurship in Montenegro
IPA Gender Programme
Cooperation between BSC Bar and Ministry of Foreign Affairs , Kingdom of Norway on project " The development of women's
entrepreneurship in Montenegro" included activities on job creation through development of entrepreneurship and removal of
business barriers. BSC Bar provided women with business education and support in order to empower them to develop their
own business. For this purpose, BSC Bar has organized the following activities: business skills training , business plan
competition for women entrepreneurs 2011 - envisioned as tool for financial and logistical support for women to start their
business or expand an existing and the development of the guide book that contains basic information for future start-up
entrepreneurs with title: "Women's Entrepreneurship Development - Guide for starting your own business”. As a result, we are
proud to say that we have trained about 100 participants out of which 10 of them received loan funds for the establishment
and expansion of businesses..
BSC Bar is involved, through project "Development of women's entrepreneurship", in conducting entrepreneurship training for
women- potential entrepreneurs in The Municipality Cetinje. The project is funded by the European Commission and
implemented by UNDP Montenegro in cooperation with the Ministry for Human and Minority Right in three municipalities:
Cetinje, Kolasin and Mojkovac. In 2013 BSC will, under this project, organize training in the following areas: How to start own
business, Business plan writing, Legal and tax issues, Marketing, Presentation on fairs (presenting the product on fairs),
Managing the family business etc. .
11
Projekti BSC Bar / Implemented Projects
SIVA projekat finansiran kroz Transnacionalni Program Jugoistočne Evrope
BSC Bar u Crnoj Gori sprovodi projekat SIVA (South East Europe improved virtual accessibility through joint initiatives
faciliting the rollout of broadband networks) preko Transnacionalnog programa za Jugoistočnu Evropu. BSC Bar
projekat sprovodi zajedno sa partnerima iz Grčke, Bugarske, Austrije, Makedonije, Slovenije I Italije. Projekat se odnosi
na analizu i preporuke vezano za upotrebu broadband interneta (širokopojasni internet ) radi unapređenja virtuelne
dostupnosti u ruralnim područjima Jugoistočne Evrope uz pomoć inovativnih alata. Ukupna vrijednost projekta je
1.771.823,000 eur, a odobren je jula 2012. godine.
SIVA Project - South East Europe Transnational Programme
BSC Bar in Montenegro is implementing project called SIVA (South East Europe improved virtual accessibility through
joint initiatives facilitating the rollout of broadband networks) funded throughout South-East Europe Program.
Partners on project are institutions from Greece, Bulgaria, Austria, Macedonia, Slovenia and Italy. Project is related
to analysis and recommendations on rollout of broadband internet with goal of improving virtual accessibility in
rural areas of SEE and usage of innovative tools. Total value of project is 1.771.823,000 euro and it was approved
in July 2012.
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Obrazovanje i obuke / Education and Trainings
Treninzi poslovnih vještina koje organizuje Biznis Strat-up Centar Bar zamišljeni su sa ciljem sticanja i usavršavanja poslovnih
vještina. Namijenjeni su za ciljnu grupu mladih ljudi do 35. godine života, koji mogu iskoristiti priliku da prateći obuku steknu ili
unaprijede svoja znanja iz oblasti preduzetničkih vještina, informacionih tehnologija, vještina poslovne komunikacije, odnosa sa
javnošću i slično. Svakako da ovakav vid obuke treba da pruže kompetentni stručnjaci, te stoga BSC Bar za predavače angažuje
međunarodne, regionalne i lokalne stručnjake sa kvalitetnom bazom znanja, ali i sa dokazanim preduzetničkim iskustvom.
Inovacije u BSC Bar treninzima poslovnih vještina u proteklom periodu odnose se na uvođenje IT treninga koji su imali
za cilj da unaprijede znanje polaznika za rad na računarskim programima za dizajn i web dizajn. Podstrek za organizovanje
ovakvih obuka proizilazi iz potrebe za ovakvom vrstom znanja u poslovanju, naročito kod mladih ljudi, koji su naša ciljna grupa.
Takođe, moramo da napomenemo da su za ove treninge bili zainteresovani i preduzetnici koji su željeli da unaprede svoja
znanja i idu u korak sa modernom trendovima u informatici.
U radu sa teško zapošljivim grupama organizovali smo treninge poslovnih vještina za nezaposlene žene srednjih godina koje
su dugo na evidenciji Zavoda za zapošljavanje. Žene su prošle osnovne obuke za započinjanje sopstvenog biznisa nakon kojih je
10 žena apliciralo za kredit BSC Bar dok je njih 8 na kraju započelo sopstveni biznis
Na treninzima poslovnih vještina edukovano je
Treninzi poslovnih vještina
153 polaznika.
Business skills training organized by BSC Bar is designed with the aim of acquiring and developing business skills.
Training is targeting young people up to 35 years old, who can use the opportunity, to improve their knowledge on
entrepreneurial skills, information technology, business communication skills, public relations, etc. Considering that
these kind of training should be held by experts, BSC Bar engages international, regional and local trainers with
qualifying knowledge base, and with proven entrepreneurial experience.
Business Skills Training
Innovations in BSC Bar business skills training program in reporting period were introduction of IT training in our
curriculum. BSC Bar organized IT skills training dealing with computer programs for designing and for web design.
The initiative for organizing training on advanced computer skills comes from need for this type of knowledge in
business, especially for young people, who are our target group. Other than them the training was attended by
entrepreneurs who want to advance their knowledge and keep up with modern trends in informatics.
BSC Bar also organized business skills training for unemployed women, middle aged who are recorded Employment
Agency Records as unemployed for long time (prolonged unemployment). Women have attended training for
starting their own business after which 10 of them have applied for BSC Bar micro-credit and 8 of them started
their own business.
In the reporting period 153 participants were educated at our training program.
13
Obrazovanje i obuke/Education and Trainings
Kreativne radionice 2011-2012
BSC Bar je nastavio sa organizovanjem kreativnih radionica i tokom 2011. godine. Ove godine, BSC Bar je zajedno sa
Ministarstvom Kulture i partnerima JP Kulturni Centar I NVO Civilni Centar Tivat, kroz Projekat lokalnog ekonomskog razvoja kroz
afirmaciju i tržišnu valorizaciju primijenjene umjetnosti i starih zanata, organizovao saradnju sa ciljem da, kroz niz aktivnosti,
pospješi popularnost izrade crnogorskih suvenira sa kulturno-umjetničkim obilježjima, obogati turističku ponudu, poveća
zapošljenost i time utiče na ekonomski razvoj lokalne zajednice. Tokom juna 2011.godine održane su Kreativne radionice na temu
primijenjene umjetnosti i starih zanata: osnove tehnike dekupaž i napredni dekupaž. Polaznicima je takođe pružena obuka kako da
ekonomski valorizuju svoje proizvode, kako da ih pripreme za tržište i od izrade suvenira naprave sopstveni biznis. Radionice je
pohađalo 15 učesnica koje su veoma uspješno ovladale ovom tehnikom.
Kreativne radionice 2011-2012
BSC Bar has continued to organize creative workshops during the 2011. This year BSC Bar, together with Ministry
of Culture and in cooperation with partners Cultural Centre Bar and NGO Civil Center Tivat through the project
named Development of local community through valuation of Applied arts and Crafts, has organized series of
activities with goal to enhance popularity of making souvenirs with Montenegrin cultural and artistic
characteristics. This offer of new souvenirs will enrich tourist offer, increase employment and therefore affect
economic development of local communities.
In June 201, BSC Bar organized creative workshops on applied arts and crafts named Basic and advanced
techniques of decoupages. Participants also learned on how to develop economic value of their products; how to
prepare them for the market and how to develop production of souvenirs in their own business. The workshops
attended by 15 participants who successfully mastered this technique.
14
Na prvoj radionici je kustos
Zavičajnog muzeja u Baru,
Draginja Radonjić, održala
uvodno predavanje kojim je
polaznike radionica upoznala
s a k u l t u r o m , o b iča j i m a ,
nakitom, uopšte umjetnošću
starijih generacija Bara
At the first workshop the custodian of
the King Nikola’s Museum Ms.
Draginja Radonjić , conducted
introductory lecture where she
introduced the attendants with
culture, tradition, jewelry and art of
older generations of Bar
Takmičenja za najbolji biznis plan/ Business Plan Competition
Takmičenja za najbolji biznis plan koja organizuje BSC Bar pruža šansu učesnicima da svoje poslovne ideje pretoče u
održiv biznis. Nosiocima najboljih biznis planova, u zavisnosti od njihovih potreba, BSC Bar obezbjeđuje mikro-kredite u iznosu
do 10.000€ po povoljnim kamatnim stopama i nudi sledeće usluge poput besplatne registracije, poslovnog konsaltinga kao i
korišćenje prostora i propratnih usluga u poslovnom inkubatoru, po povoljnim uslovima.Takmičenje za najbolji biznis plan ima
za cilj podsticanje preduzetništva među mladim ljudima u Crnoj Gori. Ovaj cilj BSC Bar ostvaruje kroz proces promovisanja i
podržavanja najistaknutijih mladih preduzetnika sa najboljim planovima u započinjanju njihovog poslovanja. Takođe,
takmičenje za najbolji biznis plan daje mogućnost postojećim malim i srednjim preduzetnicima da prošire svoj posao, da ga
unaprijede, da plasiraju nove proizvode na tržištu. Tokom 2011. i 2012. godine BSC Bar je ogranizovao četri ciklusa Takmičenja
za najbolji biznis plan tokom aprila/maja i oktobara/novembra. Na konkursima je svoje biznis planove prijavilo je 49 učesnika.
Mikrokreditima je nagrađeno 35 učesnika od kojih je 15 start-up preduzeća. Kao i svake godine, BSC Bar je pružao
konsultantske usluge svim zainteresovanim subjektima, besplatnu registraciju firme, a pobjednicima i mogućnost dobijanja
poslovnih prostorija u BSC Biznis inkubatoru.
The Business Plan Competition organized by BSC Bar offers participants the opportunity to transfer their
business ideas into sustainable business. To the holders of the best business plans, depending on their needs, BSC Bar
offers services of micro-credits up to 10.000€ under favorable interest rate, free registration and consultancy services,
,using the incubator space/services under favorable conditions. The Business Plan Competition aims to encourage
entrepreneurship among young people in Montenegro. This aim is achieved through the process of promoting and
supporting the most outstanding young entrepreneurs with best business plans in starting their businesses. As well,
competition for the best business plan gives the possibility to existing SMEs to expand their business, to enhance it,
and to launch new products on the market.
During 2011- 2012 BSC Bar organized four cycles of Competition for the best business plan in April / May and October
/ November. On competitions 49 participants applied with their business plans. 35 participants were awarded micro-
credit is, of which XX are start-up entreprises.Like every year, BSC Bar has provided consulting services to all interested
parties, free registration of the company and for the winners the possibility of obtaining office space in BSC Business
Incubator.
15
Pobjednici takmičenja za najbolji biznis plan
Nosilac biznis ideje Biznis ideja Kredit(eur) Godina/Ciklus Dr Gina Masoničić PZU „Dr Masoničić“ ordinacija interne medicine
9000 2011/ I ciklus
Nedeljka Šaltić Specijalitet „Šalta“ – „Olio Sustaš“ szr 8000 2011/I ciklus
Vladimir Dabanović Farma za tov svinja 7500 Zaim Kolar Farma koza 7500 2011/ l ciklus Dr Dragana Stijepović PZU „Medica Dent“ – stomatološka ordinacija 7000 Miodrag Markolović DOO „Mik-Mont“ - špedicija 6000 2011/ l ciklus
Slađana Nikezić DOO „NS HAND MADE“ –trikotaža modnih detalja 6000 Adem Neziri Usluge u građevini 2000 2011/ l cilkus Ilija ĐakonoviĆ Barum barum“ doo- nabavka eko solventnog
plotera 10000 2011/ll ciklus
Emir Karastanović-
Media pro“ doo-nabavka mašine za lasersko graviranje i rezanje
9000 2011/ll ciklus
Branko Tomašević Proizvodnja, prerada i pakovanje organske hrane 8000 2011/ll ciklus Vukadin Bajagić PZU „Dental Clinic“- zubotehnička laboratorija 8000 2011/ ll cilkus Vera Šljivančanin Suvenirnica „ Millenium“ 6000 2011/ll ciklus Aleksandar Kolman „Balkan Market Place“ doo- web shop 5000 2011/ll ciklus
Milorad Dobrković Turistička agencija „Anart Travel“ doo 5000 2011/ll ciklus Vernesa Hasanagic Proizvodnja odjevnih predmeta od tekstila, modnih
detalja i HTZ opreme 10 000 2012/ I ciklus
Dr Vjera Jankovic i Dr Nina Pejović Mandić
Privatna zdravstvena ustanova „Mica II“ 9000 2012/ l ciklus
Marina Šaltić Projekat unapređenja farmeza proizvodnju konzumnih jaja
8 000 2012/I ciklus
Milanka Popović Apoteka 7 000 2012/ ll ciklus Astrida Lunjić Proizvodnja američkih krofnica 6000 2012/ ll ciklus
Slađana Nikezić Proizvodnja trikotaže i modnih detalja, nabavka dodatne opreme
6 000 2012/ll ciklus
Sadika Mehović Farma koza 5 000 2012/ll ciklus Olivera Pavlović Proizvodnja bio-dizela, destilovane vode, kućne
hemije 5 000 2012/ll cilkus
Dubravka Pejović Otkup, pakovanja i prodaja ljekovitog bilja 4 000 2012/ll ciklus Biljana Vuković Butik obuće i kozne galanterije 4 000 Mirjana Babić „Olivmont“ srz
Proizvodnja ulja za masažu prirodnih krema na bazi maslinovog ulja
10 000 2012/II ciklus
Dušan Masoničić „TDN Plus“ doo
Nabavka plotera u cilju proširenja djelatnosti izrade reklama
8 500 2012/II ciklus
Aleksandar Mijović Prodaja i servis časovnika 8 000 2012/II ciklus Ana Velović Završni radovi na farmi svinja 7 500 2012/II ciklus Vera Leković Agencija za zapošljavanje doo
„Royal Human Resourses & Training Consultancy“ 7 000 2012/II ciklus
Senka Masoničić „Miloš“ srz
Unaprijeđenje biznisa i proširenje maloprodajnog objekta
7 000 2012/II ciklus
Dragan Nišavić „Berza“ doo
Nabavka opreme i softvera- agencija za pružanje intelektualnih usluga, finansijski konsalting
6 000 2012/II ciklus
Mladen Đuranović „Cading“ doo
Kupovina geodetske opreme 6 000 2012/II ciklus
Nevena Dabanović„Rent-a-car“
Nabavka automobila za rentiranje 6 000 2012/II ciklus
16
Business Plan Competition Winners
17
Participant Business ida Loan Year/Cycle MD Gina Masoničić „MD Masonicic“ medical center
9000 2011/ I
Nedeljka Šaltić Speciality store „Salta“ – „Olio Sustas“ 8000 2011/I
Vladimir Dabanović Pig Farm 7500 Zaim Kolar Goat farm 7500 2011/ l MD Dragana Stijepović „Medica Dent“ – dental practice 7000 Miodrag Markolović LLC „Mik-Mont“ - shipping 6000 2011/ l
Slađana Nikezić LLC „NS HAND MADE“ –production of knitwear 6000 Adem Neziri Construction service 2000 2011/ l Ilija Đakonović Barum barum“ doo – purchase of equipment- eco-
solvent plotter 10000 2011/ll
Emir Karastanović
Media pro“ doo- Purchase of machines for laser engraving and cutting
9000 2011/ll
Branko Tomaševic Production, Packing and processing of organic food 8000 2011/ll Vukadin Bajagić „Dental Clinic“- dental laboratory 8000 2011/ ll Vera Šljivančanin Souvenir shop „ Millenium“ 6000 2011/ll Aleksandar Kolman „Balkan Market Place“ llc- web shop 5000 2011/ll
Milorad Dobrković Turist agency „Anart Travel“ llc 5000 2011/ll Vernesa Hasanagić Textile manufacture and fashion accessories 10 000 2012/ I
MD Vjera Jankovic i MD Nina Pejović Mandić
Private practice „Mica II“ 9000 2012/ l
Marina Šaltić Program to improve production of eggs at farms 8 000 2012/I Milanka Popović Pharmacy 7 000 2012/ ll Astrida Lunjić Production of American doughnut 6000 2012/ ll Slađana Nikezić Production of hand-made knitwear 6 000 2012/ll Sadika Mehović Goat farm 5 000 2012/ll
Olivera Pavlović Production of biodiesel, distilled water, household chemicals
5 000 2012/ll
Dubravka Pejović Purchase, packaging and sale of medical herbs 4 000 2012/ll Biljana Vuković Shoes and leather accessories boutique 4 000 Mirjana Babić Production of oil and natural massage creams based
on olive oil 10 000 2012/II
Dušan Masoničić Plotters supply in order to expand business making commercials, „TDN Plus“ Ltd.
8 500 2012/II
Aleksandar Mijović Sales and service of clocks 8 000 2012/II
Ana Velović Finishing work on a pig farm 7 500 2012/II Vera Leković Employment agency - "Royal Human Resources &
Training Consultancy" Ltd 7 000 2012/II
Senka Masoničić Improving business and expanding retail outlet - Market "Milos"
7 000 2012/II
Dragan Nišavic Acquisition of equipment and software - agency providing intellectual services, financial consulting - "Market" LLC
6 000 2012/II
Mladen Đuranović Buying geodetic equipment - "Cading" Ltd. 6 000 2012/II Nevena Dabanović Purchase of vehicles for rent - "BB Rent-a-Car" Ltd 6 000 2012/II Milića Cipranić Laundry service “Wash and go” 4 000 2012/II Bojana Vuković Immigration Bureau - "Migra" Ltd. 2 000 2012/II Jelena Vujović Tourism, services, education, recreation and sport 2000 2012/II
Uspješne priče / Success Stories
Vernesa Hasanagić - Zanatska radionica, Modni studio “Stil”, Bar
Vernesa Hasanagić se bavi preduzetništvom već dugi niz godina. Njena uspješna priča počela je '87 godine kada je
osnovala zanatsku radionicu u kojoj pruža usluge krojača. Vrijednim i upornim radom Vernesa je stekla svoje klijente koji su
zadovoljni njenim uslugama, talentom i posvećenošću. Stekavši povjerenje kupaca, koje je značilo potvrdu njenog kvaliteta,
Vernesa je odlučila da unapredi svoje poslovanje. Tako je počela njena uspješna priča sa BSC centrom. Za BSC Bar start up kredite I
konkurs “Takmičenje za najbolji biznis plan” saznala je preko prijatelja. Odlučila je da se prijavi, sa ciljem da dobijeni novac uloži u
sredstva za proizvodnju kupovinom nove mašine za šivenje. Kao učesnik na konkursu oduševljena je jednostavnošću i brzinom
procedure. Napisala je svoj biznis plan, svojom energijom stekla simpatije komisije na takmičenju i osvojila prvu nagradu.
Ekonomista po struci, Vernesa je bila svjesna povoljnosti i prednosti kreditnog zaduženja po povoljnim uslovima. Kupovinom
nove mašine moj posao je porastao za nekih 60% procenata. Ulaganje u nove mašine omogućilo je mnogo profesionalniju izradu
proizvoda i time su se stvorili uslovi da se okrene modnoj industriji što joj je oduvjek bila želja. Planovi su joj se ubrzo ostvarili
dobivši ponudu od kreatorke Anastazije Miranović da se pobrine za izradu njenih kreacija. Potom je uslijedio posao izrade 46
haljina za gradski hor u Baru.Nove izazove očekuje i raduje im se.
18
„Malom preduzetniku sa ograničenim
finansijskim mogućnostima odgovaraju ovi
kreditni uslovi sa povoljnijim kamatnim
stopama. Sredstva dobijena ovim takmičenjem
ne smatram zagušenjem već pomagalom.“
“Kada su ljudi putem lokalnih medija, čuli da
sam dobila prvu nagradu zainteresovali su se,
to im je privuklo pažnju, što je bila dobra
reklama za mene i moje usluge“
Vernesa Hasanagić - Fashion Studio “Stil”, Bar
Vernesa Hasanagić is entrepreneur for long time. Her success story started in 1987 when she opened craft shop where she
was offering sewing services. With hard work and persistence she attracted customers who liked her services, talent and
commitment. After achieving customer satisfaction and confirmation of quality of her work she decided to develop her
business. She heard about Business Plan Competition organized by BSC Bar from her friends. Vernesa applied with the idea to
purchase the sewing machines. The thing that she liked about Business Plan Competition was that the application procedure
was simple and fast. Vernesa wrote the business plan by herself and with her energy she won the sympathies of jury members
and achieved the first prize. Considering that she graduated in Economics, Vernesa was aware of benefits and advantages of
loans with favorable conditions. With purchase of new sewing machine her business grew for 60% and she was able to
provide more professional service. Vernesa’s wish to turn her business towards fashion industry was finally coming through.
She soon got offer from fashion designer Ms Anastazija Miranović to take care for her creations. Soon after the offer for
making 46 dresses for town choir came. She is looking forward to new challenges.
“ When people heard that I have received first prize at
Business Plan Competition from local media they started to
get interest in my business. This fact attracted their attention
and was good promotion for me and my services.“
„Micro-credit loans with conditions like favorable interest rates are suitable for
small entrepreneurs with limited financial sources. Loan that I have won I
consider as good support for development and not as a financial burden for my
business.“
Uspješne priče/ Success Stories
Slađana Nikezić - NS HandMade, Bar
Slađana Nikezić se bavi proizvodnjom pletenine, prodajom modnog materijala, tekstila, vune, perlica. Kao motiv za
osnivanje svog preduzeća navodi potrebu da ispolji svoju ljubav i kreativnost ka pletenju i raznim oblicima ručne izrade. Odluka da
se upusti u osnivanje preduzeća bazirala se na Slađaninom zapažanju da na području Bara i šire ne postoji dovoljan broj
prodavnica gdje se mogu kupiti raznovrsni modni materijali i ručna trikotaža i da je ovakav vid proizvodnje i prodaje potreban
tržištu. Za start-up projekat BSC Bar saznala je u razgovoru sa osobljem na jednoj od kreativnih radionica BSC Bar kojoj je
prisustvovala- i odlučila je da aplicira. Nakon prve godine poslovanja Slađana navodi da je zadovoljna. Smatra da samostalan rad
vlasnika sa mušterijama bitno utiče na kvalitet, proizvod i plasman na tržište. S obzirom da se na preduzetništvo odlučila u 39
godini Slađana insistira na činjenici da nikad nije kasno preuzeti inicijativu i upustiti se u nove poduhvate i vrijedno raditi na svojoj
zamisli. Ne krije da joj je biznis doneo lično ispunjenje a saradnju sa BSC Bar preporučuje svima i ističe da je ovo iskustvo potvrdilo
njeno mišljenje da se treba okrenuti preduzetništvu naročito raznim vrstama proizvodnje.
19
.“Uvjek razgovaram s mušterijama, na taj način
saznajem njihove potrebe i na osnovu toga
kreiram svoju proizvodnju i ponudu.Stvarajući
blizak odnos, ljudi vole da dolaze kod mene i to je
moja prednost“,
Slađana Nikezić - NS HandMade, Bar
SladjanaNikezic is a Montenegrin entrepreneur in the business of producing knitwear and selling textiles and fashion
materials. Her inspiration for founding a company is coming from the need to express love and creativity in knitting
and various forms of hand-made. The decision to start business was based on her observation that in Bar and
surrounding area there are no sufficient shops where you can buy a variety of fashion materials and handmade
knitwear. She thought that market needs this type of good. Sladjana heard about BSC Bar start-up support from
members of BSC Bar team at one creative workshop that she attended and she decided to apply. Now, after the first
year of business Sladjana is satisfied. She emphasizes the importance of creating good customer relationship which
improves sales, quality and placement on the market. Her decision to start business at age of 39 reminds us that it is
never too late to take the initiative and to start new ventures. She explains that this business brought her personal
fulfillment and she recommends the cooperation with BSC Bar. Ms Nikezic is emphasizing that her experience
confirmed her opinion that people should turn toward entrepreneurship especially toward various forms of
production.
.“I always talk to my customers in order to gain knowledge of their
needs and to base my production and offer to them. By crating the
close relationship with customers I have achieved that people like to
return to my store and that is my advantage on market.“
Uspješne priče
Milica Ćipranić – Wash and go, Bar, Crna Gora
Milica Ćipranić je mlada preduzetnica koja je odlučila da ponudi tržištu usluge vešeraja.Sa svojom idejom prijavila se na
konkurs BSC Bar, dobivši kredit koji joj je omogućio kupovinu potrebne opreme: mašina za pranje i sušenje, pegle i ostalog
materijala. Milicino predhodno radno iskustvo u ugostiteljstvu kao radnice u hotelima i restoranima tokom ljetnje sezone,
doprinelo je ideji za otvaranje ovog biznisa jer je smatrala da su turističkom mjestu usluge ovog tipa potrebne. Naročito Baru, kao
primorskom gradu, u kojem se većina stanovništva bavi turizmom u vidu pružanja raznih ugostiteljskih usluga, nedostaju usluge
vešeraja koji bi vlasnicima privatnog smjestaja, restorana i kafica i ostalim klijentima omogućio održavanje higijene u vidu pranja,
sušenja i peglanja njihovog materijalai robe. Milica navodi da je zadovoljna radom i saradnjom sa Bsc Bar. U razgovoru s njom
saznajemo da je ona osnivanjem ovog preduzeća nastavila porodičnu tradiciju kojom su se njeni roditelji u prošlosti bavili.
Pomoć i iskustvo roditelja su joj veoma važni i korisni.
20
Milica Ćipranić – Wash and go, Bar, Crna Gora
Milica Ćipranić is a young entrepreneur age 22, who decided to offer the market a laundry service. With her idea she
applied at the BPC organized by BSC Bar and received a loan with which she could purchase: washing machine,
drying machine, professional irons and other material. Milicas’ previous work experience is coming from working in
hotels and restaurants during the summer season. Her experience contributed to the idea of opening this type of
business because she thought that services like this are necessary in tourism town. Milica lives in Bar, a seaside
tourist town, where most of the population works in tourism business, offering a variety of hotel and hospitality
services. A laundry service will offer the owners of private accommodations, hostels, restaurants, and other clients
the services of washing, drying and ironing. This will improve their hygiene. Milica is satisfied with cooperation with
BSC Bar team. She reveals that her parents were involved in laundry business in the past so establishing this business
was somehow the continuation of her family business. She finds very important and useful the help and experience
of her parents.
Uspješne priče
21
„U tom periodu, za mene, vrijednost ovog kredita daleko je
prevazilazila novčanu vrijednost. Značila mi je sva podrška i
razumijevanje, kao i saznanje da se neko našao u pravom trenutku i
pružio mi ruku saradnje.“
Dr Masoničić
Dr Gina Masoničić - “Dr Masoničic”, Bar
Dr Gina Masoničić se prijavila na konkurs BSC start up centra sa željom da otvori privatnu zdravstvenu ustanovu tj.
specijalističku ordinaciju interne medicine. Sticajem okolnosti, nakon trideset godina radnog staža,kao tehnološki višak, ostala
je bez posla, jer je reformom primarne zdravstvene zaštite njeno radno mjesto u Domu zdravlja ukinuto. Za “Takmičenje za
najbolji biznis plan” saznala je preko reklame. Kada je sakupila sve neophodne formulare, saslušala preporuke i instrukcije
otpočela je izradu biznis plana .Zamolila je zaposlene BSC tima da joj pomognu oko izrade finansijskog segmenta biznis plana.
Na kraju zajednički trud se isplatio i njena biznis ideja je podržana. Ordinacija sadrži kvalitetnu, savremenu opremu, koja je
jednim dijelom nabavljena od sredstava kredita, dok drugi deo dobijenih sredstava utošen je za regulisanje potraživanja od
strane Opštine Bar. Danas u PZU”Dr Masoničić” dr Masoničić uspješno posluje nudeći usluge opštih ljekarskih i sistematskih
pregleda, specijalističke, konsultativne i kontrolne preglede, preglede za sportiste, holter monitoring EKG i pritiska i dr.
MD Gina Masoničić - “MD Masoničic”,- general medicine practice Bar
MD Gina Masoničić applied to business plan competition of BSC Bar with the business idea to open private practice in the field
of general medicine (internal medicine). MD Masoničić was working in local medical center for thirty years, but she was laid
off because her job position was cut with the new reform of primary health service centers. She saw the advertisement of
BPC and decided to apply. When she gathered all the necessary forms, listened to all recommendations and instructions she
started to prepare her own business plan. At the end, she asked BSC Bar team to assist here in preparing the financial part of
her business plan. Joint work was successful and her business idea has achieved the financial support. Her general practice
contains professional equipment which was purchased by the loan supplied from BSC Bar micro-credit fund and the rest of the
loan she used to pay the necessary licences and registrations required by local municipality. Today ”MD Masoničić” is
successful private practice offering the general medical and other exams, specialized exams, consulting and control exams,
exams for athletes, hart and blood monitoring and control etc.
„In that period the value of this loan was far beyond its nominal value
for me. This special value was coming from the support and
understanding that I have received as well as from the knowledge that
someone was there in my moment of need who offered me the hand
for cooperation.“
Dr Masoničić
Uspješne priče/ Success Stories
Nedeljka i Božo Šaltić -Proizvodnja specijaliteta “Šalta”- Bar, Crna Gora
"Već nekoliko godina Božo Šaltić iz Bara brani boje maslinarske Crne Gore na poznatim danima mladog maslinovog ulja u
Vodnjanu ...," navodi se u tekstu koji je izašao u crnogorskom izdanju najčitanijeg hrvatskog magazina za maslinarstvo i uljarstvo
"Maslina". Nedeljka i Božo Šaltić su dobitnici druge nagrade na “Takmičenju za najbolji biznis plan" BSC Bar, održanog u martu
2011 godine.Prijavlili su se sa biznis idejom proizvodnja specijaliteta “Šalata” - maslina u umaku i osvojili kreditna sredstva
pomoću kojih su osnovali SRZ "Olio Sustaš" i organizovali proizvodnju. Božo i Nedeljka Šaltić su dobitnici nagrada za kvalitet na
takmičenjima u zemlji i okruženju i primjer su uspješnih preduzetnika.
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Nedeljka i Božo Šaltić -Production of “Šalta” speciality food from Bar
"For last few years Božo Šaltić from Bar is defending colors of olive producers from Montenegro at well known Olive oil days in
Vodnjanu (Croatia) ...," - this is quote from text that was published in Montengrin edition of most popular Croatian magazine
„Olive“ which deals with olive cultivation and olive oil production. Nedeljka and Božo Šaltić are winners of second prize at
Business Plan Competition which was organized in March 2011. They have applied with the idea of producing food specialty
named “Šalata” and won the credit to open the production under name "Olio Sustaš" . Božo and Nedeljka Šaltić are winners
of many prizes for quality in Montenegro and surrounding countries and are good example of entrepreneurship success.
Ostale Aktivnosti / Other Activities
Sajam primjenjenih umjetnosti 2011 - 2012
BSC Bar u saradnji sa JP Kulturnim centrom Bar organizovao trodnevni sajam Sajam radova primijenjenih umjetnosti . Sajam se
oganizuje već tri godine za redom u okviru programa “Barski ljetopis” ispred Dvorca kralja Nikole. Na sajmu su učestvovali domaći
izlagači suvenira, umjetnina, nacionalne hrane, kao i izlagači iz okruženja, te je stoga ovo sajam međunarodnog karaktera. Sajam je bio
lijepo priređen i veoma posjećen, na obostrano zadovoljstvo, kako izlagača, tako i domaćih i stranih posjetilaca. Organizovanjem ovog
sajma pružili smo proizvođačima suvenira da izlože svoje radove i obogatili smo turističku i kulturnu ponudu grada Bara.
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Applied Arts and Crafts Fair 2011 - 2012
BSC Bar in cooperation with Public Institution Cultural Center Bar organized Fair for applied arts and crafts. The fair duration is 3
days and this is the third year that BSC Bar is co-organizing this fair with Cultural Center in front of King’s Nikola Castle within the
program of “Barski Ljetopis” . Participants at fair were domestic souvenir producers, artists, national food producers as well as
exhibitors from abroad therefore the fair had international character. Fair was well organized and had record attendance of visitors
and exhibitors. With this fair BSC Bar has accomplished the better exposure of souvenirs from Montenegro to the market and we
have enriched the turism and cultural offer of the city of Bar.
Ostale Aktivnosti / Other Activities
BSC Bar na Trećem Mediteranskom Ekonomski i finansijski forumu
BSC Bar je učestvovao na Trećem Mediteranski Ekonomski i finansijski forumu održanom u Milanu novembra
2012. godine, u organizaciji Milanske trgovinske komore. Događaju su prisustvovali predstavnici vladinih institucija,
nacionalnih i međunarodnih finansijskih institucija, preduzetnici i predstavnici civilnog Euro-Mediteranskog
regiona.Predstavnici iz 35 zemalja Evropske Unije su učestvovali u diskusijama, prezentacijama i okruglim
stolovima.Direktorica BSC Bar je predstavila iskustvo Crne Gore koje se odnosi na sektor malih i srednjih preduzeća, start-up
kompanija i inkubatora. G-đa Tomašević je učesnicima predstavila pozitivne rezultate rada Biznis Start-up Centra u Baru na
razvoju preduzetništva, osnivanje preduzetničkog inkubatora u Baru, kao i strategiju daljeg razvoja i potreba crnogorskih start-
up preduzeća.
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BSC Bar at Third Mediterranean Economic and Financial Forum
BSC Bar has participated at Third Mediterranean Economic and Financial Forum organized by Chamber of Commerce of Milan
in November 2012. Event was attended by representatives of government institutions and international financial institutions,
entrepreneurs, representatives of civil organization from Euro- Mediterranean region. Presentations were held by
representatives of 35 EU countries who also participated at discussions forums. The event was organized at 3 locations in
Milan. Director of BSC Bar presented the experience of Montenegro when it comes to start-up companies and incubators. Ms
Tomašević also presented the positive impact of Business Start-up Center Bar work on development of entrepreneurship in
Bar locality and the impact of opening the first business incubator in Bar. Her presentation was also focusing on BSC Bar
strategies for development of start-up companies and the needs of start-up companies.
Poslovni inkubator / Business Incubator
Poslovni inkubatori su definisani kao posebni prostori za nova preduzeća u razvoju, koji pružaju poslovni prostor,
infrastrukturu, sveobuhvatan dijapazon usluga i pogodnosti, razvijenih od strane menadžmenta inkubatora.U tom smislu
inkubatori mogu da poboljšaju opstanak i razvoj preduzeća tokom ranog perioda poslovanja.
BSC Bar je otvorio prvi i najveći poslovni inkubator 24. februara 2010. godine koji se u periodu od 2011 proširio u sada ima
približno 1010 kvadratnih metara prostora. Poslovne prostorije inkubatora date su na upravljanje Biznis Start-up Centru od strane
Opštine Bar dok je troškove adaptiranja prostorija doniralo Ministarstvo inostranih poslova Holandije i Opština Bar. Trenutno BSC
Bar upravlja sa 37 poslovnih prostorija, salom za konferenciju i salama za sastanke koje stanari inkubatora mogu koristiti bez
nadoknade. Poslovne prostorije i kompletna infrastruktura obezbjeđuju se stanarima inkubatora pod veoma povoljnim uslovima
I beneficiranim stopama što predstavlja značajnu podršku za preduzeća u osnivanju. U periodu 2011. - 2012. godine poslovni
inkubator BSC Bar pružio je podršku za 55 firmi od kojih je 23 napustilo inkubator jer su stekli uslove da samostalno opstanu na
tržištu.
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By definition business incubators are specific spaces for new companies which are in development phases. Services that
are offered to those companies are: space, infrastructure and consultant support services developed by incubator management.
With all this assistance incubators are enhancing the survival of companies in the early periods of their existance.
BSC Bar has opened the first and the best business incubator at 24th February 2010. In reporting period business incubator
expanded their support space which now measures 1010 square meters. Business space was given to BSC Bar for management by
The Municipality of Bar while the expenses of adaptation of space were covered by the donation of The Ministry of International
Affairs of Holland and the Bar Municipality (during 2009 and 2010). Currently BSC Bar manages 37 business spaces, conference
room, meeting rooms which are given to incubator tenants to use without charge. Office spaces and complete office
infrastructure are supplied to tenants at favorable conditions and at subsidized rates which represents the significant support to
start-up companies. In period from 2011 until 2012 business incubator BSC Bar has provided support to 55 companies out of
which 23 left incubator because they became mature enough to survive on market without support.
Stanari Inkubatora/Incubator Tenants
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Naziv firme/Company Name Opis Description Podgor Import doo
Prodaja artikala za opremanje životnog prostora (nameštaj, kućna dekoracija, kuhinjski asesoar i sl.)
Retail of furniture goods and accessories (furniture, house décor, kitchen accessories etc)
Olivmont szr
Proizvodnja prirodnih sapuna na bazi maslinovog ulja dobijenih hladnim postupkom . info : www.olivmont.com
Production of natural soaps based on olive oil. Cold manufacturing production, info on: www.olivmont.org
Abordage doo
Pružausluge ICT logistike: sistem integracija, razvoj softvera prema potrebama korisnika, licenciranje, sistemska softverska podrška, zaštita informacionih sistema, help desk, servis i nadogradnja racunarskeopreme,odrzavanje hardvera i sistemskog softvera. info: www.abordage.me
ICT logistic services: system integration, software development to company needs, licensing, system software support, informationprotection services, helpdesk, supply of computer equipment, maintenance of hardware etc,
Solaria doo Proizvodnja solarnih bojlera, ulične i baštenske rasvjete, solarniih sistemima za kućnu proizvodnju električne energije, solarnih klima uređaja.Info : www.solaria.me
Production of solar boilers, street and garden lightning, solar system for production of electrical energy, solar air-condition etc. www.solaria.me
Marus International Group doo
Pružanje usluga u turizmu, lovu, ribolovovu, konsalting usluge, posredovanjem u prodaji nekretnina.U okviru grupe posluje turistička agencija „R-Tours Company“.
Tourism services, hunting, fishing, consulting and intermediary service in real estate purchase. Tourism agency R-tours company is part of group
Astra NV doo Prevodilačka agencija, nudi uslugeiz oblasti: pismeno prevođenje, lektorisanje, prevođenje sa ovjerom ovlašćenih sudskih tumača, usmeno prevođenje.
Translation services: writtentranslation, lecturing, translation with court stamps. Interpretation services
Deluxe Komfor
Ovlašćeni zastupnik renomiranog proizvođača grejnih kablova i sistema podnog grijanja grupe companije „TEPLOLUXE“ (Rusija) na području cijelog Balkana. Info : www.sst.ru
Licensed distributor for Balkan countries of heath cables and floor heating from company “TEPLOLUXE” Russia. Info: www.sst.ru
Studio D doo
Usluge organizacije vjenčanja i ostalih svečanih događanja, projektovanja i savjetovanja za izradu svih vrsta arhitektonskih objekata,dizajna enterijera, grafičkog dizajna, pribavljanja dokumentacije pri građenju (geodetske usluge, urbanističke dozvole, razne saglasnosti, stručne analize, investicioni elaborati, rješenja za rad…). Info: www.kreativnistudiod.com
Wedding and formal event organizer, projection and advisory in field of architecture and interior design, graphical design. Intermediary services in construction licensing. More info at: www.kreativnistudiod.com
Bar Pesce doo
Dobavljač i distibuter ribe, smrznutog mesa, povrća i voća.
Supplier and distributor of frozen fish, vegetables and fruits
Olica doo
Usluge vođenje knjigovodstvenih poslova Bookkeeping agency
Unišped
Usluge carinskoog posredovanja pri uvozu/izvozu, organizacija i realizacija pripreme robe za ukrcaj/iskrcaj, organizacija
Freight forwarding agency, maritime shipping agency, intermediaryservices in boarding in container
Stanari Inkubatora/Incubator Tenants
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H&S doo
Uvoz i distribucija prohromskih materijala i proizvodnja prohromskih koljena svih
dimenzija. Zastupnik firme “Bogner čelik” d.o.o. iz Viteza, BIH i zastupnik belgijske firme “Zinga” koja se bavi galvanizacijom i katodnom
protekcijom tj. cinkovanjem na licu mjesta.
Import and distribution of stainless steel products. Representative of
Bosnian company “Bogner steel” and Belgian company “Zinga” for protection of materials with
immediate zincing
Intercontainer service Usluge u domenu carinskog posredovanja, skladištenja i globalne logističke podrške.
Freight forwarding services,warehouse and logistic support
GOLD BAR doo
Rent a car agencija, nudi usluge rentiranja
vozila. Info: www.rentacarcrnagora.com
Rent-a-car agency at web site
www.rentacarcrnagora.com
Valua
Usluge izrade poslovnih planova i investicijskih studija preduzetnicima početnicima i onima koji
proširuju svoje poslovanje.
Business Plan and Investment Studies preparation
Teleeye-Montenegro Usluge profesionalnih rješenja daljinskog video nadzora: banki, trgovina, gradilišta, javnih površina , imovine.
Professional services for remote video surveillance of banks, trade stores, constructions, public spaces…
Yggdrasil
Usluge na polju informacionih tehnologija za potrebe poslovnih korisnika: izrada softverskih rešenja, usluge grafičkog i web dizajna,
administracija i održavanje Linux operativnih sistema, administracija sistema za upravljanje bazama podataka (MySQL i MS SQL Server),
outsourcing, konsalting.
IT services for business users: software solutions, graphical design, web design, administration and
maintenance of Linux OS,administration of database system ( MySQL i MS SQL Server), outsourcing,
consulting.
Spec Stroj Usluge izrade elektro-instalacija jake i slabe struje, izrada elektromotornih
razvoda,ugradnja opreme u elektrici.
Electro –installation of electricity, installation of equipment
Electronic Protect Company Usluge u oblasti slabe struje: projektovanje, izvođenje, nadzor i održavanje. Daljinski video
nadzor, sistemi obezbjeđenja, profesionalna elektronika, detektivska i spy oprema. Oprema za obnovljivu energiju: solarni kolektori,
vjetrogeneratori i hibridni sistemi,
Electrical services: projection, implementation, supervision and
maintenance. Remote videosurveillance security systems,professional electronic, detective and
spy equipment. Renewable energy equipment: solar collectors, wind generators, hybrid systems.
Pro inženjering
Usluge izvođenja, projektovanja i konsaltinga u visokogradnji sa posebnom licencom za projektovanje i proračun konstrukcija u ovoj
oblasti.
Construction, projection andconsulting in civil engineering with specific license for designing and
calculation of constructions
Fillipov & Co Usluge izrade integrisanih poslovnih rješenja, web dizajna,poslovnih aplikacija i sl.
Integrated business solutions, web design and business applications
Victoria M Rent-a-car agencija Rent-a-car agency
Ecostroy.MNE Usluge projektovanja, inženjeringa, konsaltinga
i pružanje usluga domaćim i stranim investitorima
Projection, engineering, consulting
and advisory for foreign and domestic investors
Bilans Pro knjigovodstvena agencija, nudi
knjigovodstvene, računovodstvene, a jednim dijelom i pravne usluge.
Bookkeeping agency, accounting
services and partial law services
Summa Summarum Usluge knjigovodstva, finansijske analize,
izrade biznis planova.
Bookkeeping services, financial
analysis, business plan writing
Royal Human Resources Training Obuka kadrova za rad u turizmu. Training provider for tourism services
Damont Uvoz i veletrgovina inox bačvama za potrebe vinirija, uljara bacvama, veletrgovina
Import and wholesale of INOX pots for wine production, pots for storage
Stanari Inkubatora/ Incubator Tenants
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Komerc Korman Usluge građevinskih radova, zemljanih radova, građevinskih iskopina.
Construction works, earth and construction excavation
Arhimetrija Usluge projektovanja i savjetovanja za izradu
svih vrsta arhitektonskih objekata kao i dizajnom enterijera.
Architectural advisory services,
architectural design and interior design
Nauma Prevodilačka agencija Translation services, agency
Alwa-trans Rent-a-car agencija Rent-a-car agency
Ing Promicom Usluge tehničkog savjetovanja, inženjerske djelatnosti, ispitivanja uslova radne sredine, sredstava za rad, praćenje primjene mjera
zaštite na radu.
Technical advisory services,engineering, testing workingconditions, working machines,
monitoring implementation of work safety protection
NVU - za savremena informaciona
rješenja (for modern IT solutions)
Usluge izrade integrisanih poslovnih rješenja,
web rješenja i sl.
Services for integrated business
solutions, web design etc.
Anim gradnja Usluge grubih građevinskih radova Construction company
Milart plus Rent-a-car agencija Rent-a-car agency
