CFM

Career and Financial ManagementCareer ExpectationsObjectivesList factors to consider when choosing a careerDiscover personal career expectations and explore international job outlookIdentify the relationship between education and wageWhat Do You Need to Know?What career questions remain unanswered?Career CharacteristicsValuesWork HoursSalary and BenefitsTasks and ResponsibilitiesAptitudes and AbilitiesCareer OutlookWork EnvironmentEducation and TrainingInternational Career OutlookValuesWhat do people working in a particular career care about?A careers values should match your ownTasks and ResponsibilitiesDetermine what you will you be doing each dayWhat tasks will you perform each day?Is the job fast-paced? High pressure?How will your day be structured?Will I primarily use my brain or my body?What challenges are associated with my job?Work EnvironmentWhat will your work environment be like?Physical surroundingsSocial surroundings

Spend a large amount of time at work40 hrs/wk52 weeks2080 hrs/yrWork HoursNot all jobs are from 9 AM 5 PMAre you at your best in the morning? At night?Restaurant workersFlextimeWork four ten-hour days and have a three day weekendTelecommuteAptitudes and AbilitiesIdentify aptitudes and abilities required for the careerMatch your natural talents with career requirementsEducation and TrainingDifferent levels of education needed for careers, even in the same fieldTwo-year associate degreeFour-year bachelorsTechnical license or certificateBe aware of time, money, and effort required for various careersSalary and BenefitsHow much money will you make?Hourly rate, weekly salary, yearly salaryWhat additional benefits will be offered?Health insurance, paid vacation, holiday time, retirement plans, bonuses, discounts, etc.Depends on field, position, and level of educationCareer OutlookKnow the future demand for work in your careerGrowth or decline?Options if career is in an area of declineGain additional education and work experience to be competitiveLook for a similar or related careerCareer Outlook

International Career OutlookMore careers involve working internationallyLive in or travel to other countries for work

If interested in international careersResearch using the library and InternetWork on communications skills and interpersonal skillsThe Bottom LineCareer CharacteristicsValuesTasks and ResponsibilitiesWork EnvironmentWork HoursAptitudes and AbilitiesEducation and TrainingSalary and BenefitsCareer OutlookInternational Career OutlookWhy Finish High School?Half of students who do not finish high school will not find workOf those who find work, their jobs are usually temporary or part-timeCareers and EducationMost jobs require postsecondary education and trainingLength of education and training depends on the careerOn average, paid more than those who do not pursue postsecondary educationEducationTraining$$$Postsecondary Education OptionsCertificateAssociates DegreeBachelors DegreeMasters DegreeDoctoral DegreeProfessional DegreeCertificatesCertificate of CompletionDevelop a specific skill or trained in a specific careerEarned at technical/vocational schools and community collegesEarned in 2 years or lessAssociates DegreeAssociates DegreeCareers in technical or vocational fieldsTypically earned at community collegesEarned in 2 years or lessCredits can count toward a bachelors degreeBachelors DegreeBachelors Degree (undergraduate degree)Take courses in core subjects and courses related to majorEarned at a college or university in 4-5 yearsPrepares students for a good career and necessary for an advanced degreeMasters DegreeMasters DegreeCan advance a career and is required for some professionsEarned at a graduate collegeMust take the Graduate Record Exam (GRE) and complete undergraduate coursesUsually takes at least 2 years to completeDoctoral and Professional DegreesDoctoral DegreeFollows the Masters degreeMinimum of 3 to 5 years to complete

Professional DegreesGraduate degrees in the fields of law, business, and medicineEducation Pays

How Will You Pay?Postsecondary education and training is a big investmentFinancial aid can help with education costs in the form of:ScholarshipsGrantsLoansWork-study programsBeing well informed about education costs and aid will help you make good decisionsThe Bottom Line$No diploma$$High School Diploma$$$Certificate$$$$Associates Degree$$$$$Bachelors Degree$$$$$$Masters Degree$$$$$$$Doctoral Degree$$$$$$$Professional Degree