Bank to Customer Reject Credit Transfer Dataset pain. 002 ......poruke u okviru istoga datuma nastanka poruke i pošiljatelja poruke. Banka dodjeljuje samostalno radi identifikacije

Bank to Customer Reject Credit Transfer Dataset

– pain. 002.001.03 - format

Verzija Status / izmjene Datum Autor

1.0 Prva inicijalna verzija 13.11.2013. Anamarija Manojlović Gordana Bolanča Željka Gašparić

2.0 Razrada formata poruke 30.1.2014.- 6.2.2014.

Operativna grupa

3.0 Razrada formata poruke – reject od CSM-a

20.2.2014.-27.2.2014.

Operativna grupa

4.0 Razrada formata poruke – return poruke

6.3.2014. Operativna grupa

5.0 Razrada formata poruke – reject od banke, reject od CSM, return

13.3.2014. 20.3.2014 (polje 3.41 i 3.68

Operativna grupa

6.0 Promjena naziva Remittance Information


7.0 Dopuna formata sa svim podelementima i usuglašavanje oko kontrola i opisa polja

18.6.2014 kolovoz, rujan, listopad i studeni 2014

Operativna grupa

8.0 Implementacija novih pravila po verziji Implementation Guidelines 8.0

siječanj 2015. Operativna grupa

9.0 Razrada formata za non SEPA plaćanja

veljača 2015. Operativna grupa

10.0 Dodan kod XK za Kosovo uz ISO code 3166


Bank to Customer Reject Credit Transfer Dataset (based on DS-03) Pažnja: ovaj Vodič za implementaciju daje preporuke za korištenje XML poruke i nije obavezan. Ovaj Vodič za implementaciju nije dovoljan za cjelokupnu implementaciju ove poruke i zahtijeva dodatne informacije koje se odnose na dogovor između korisnika (klijenta) i PPU korisnika. Rulebook (Pravilnik) ovo ne propisuje.

2.2.1 Upotreba Customer Payment Status Report (pain.002.001.03)

Kod „RJCT“ mora se upotrebljavati na nivou poruke, grupe ili „transakcije radi prijenosa instrukcije (poruke) CT Odbijanja (Credit Transfer Reject) između banaka i KPU-a. Poruke se odnose na skupna ili pojedinačna plaćanja. Opaska: Izbor atributa u AT-R1 određuje se iz Message Name’, ‘, the ‘Original Message Name Identification’, ‘pain.001.001.03’ and ‘Group Status’ or ‘Transaction Status’. Opaska: Atribut AT-R4 -The Settlement Date for the Return se ne upotrebljava u porukama Odbijanja (reject instructions). Opaska: Elementi poruke unutar ‘Original Transaction Reference’ se temelje na DS-01 ili DS-02 atributima. Opaska: U slučaju nemogućnosti upisa poruke pain.001.001.03 u sustav PPU-a (npr pogrešan message root, nečitljivost poruke,....) PPU neće moći kreirati poruku pain.002 već klijenta o tome obavijestiti na dogovoreni način. Poruka pain.002 koristi se samo za odbijene (Reject) transakcije, dok se informacija o transakcijama povrata (Returna) klijentu dostavlja kroz camt.poruku.

CustomerPaymentStatusReport se sastoji od tri djela:

A. Zaglavlje ili vodeći slog (Group Header) Skup podataka koji je obavezan i pojavljuje se jedanput u poruci. Sadrži informacije kao što su Identifikacijska oznaka poruke (MessageIdentification), Datum i vrijeme kreiranja (CreationDateAndTime).

B. Informacije i status izvorne poruke (Original Group Information and Status) – razina poruke

Skup podataka koji je obavezan i pojavljuje se jedanput u poruci. Sadrži informacije kao što su Identifikacijska oznaka izvorne poruke (OriginalMessageIdentification), Naziv izvorne poruke (OriginalMessageNameIdentification), Status grupe/poruke (GroupStatus). Informacije o statusu odbijanja (Reject) na razini poruke daje se samo ako se odbija cijela poruka pain.001.001.03. i tada sadrži razlog odbijanja. C. Informacije i status izvorne Informacije o plaćanju (Original Payment Information And Status) – razina grupe naloga/pojedinačnog naloga Skup podataka koji je opcionalan i koji se ponavlja. Sadrži podatke iz originalne grupe naloga ili pojedinačnog naloga iz poruke pain.001.001.03.

Informacija o statusu odbijanja (Reject) daje se na razini grupe naloga ili pojedinačnog naloga ako se odbije cijela grupa naloga ili pojedinačni nalog (nalozi) iz grupe naloga i tada sadrži razlog odbijanja. Sadrži informacije koje se odnose (referencije) na originalnu instrukciju (npr. Izvorni jedinstveni identifikator platitelja- OriginalEndToEndIdentification), informacije koje se odnose na Izvješće o plaćanju (CustomerPaymentStatusReport (npr. Informacija o razlogu statusa - StatusReasonInformation). Skup podataka Informacije i status izvornog plaćanja (OriginalPaymentInformationAndStatus) mogu također sadržavati određene podatke iz originalne instrukcije.

Struktura poruke pain.002.001.03

Original Payment Information

and Status

Informacije i status grupe

naloga/pojedinačnog naloga


and Status



Group Header Zaglavlje ili vodeći slog

Original Group Information and

Status

Informacije i status izvorne

poruke


and Status



Bank to Customer Reject Credit Transfer Dataset – DS-03 – pain.002.001.03

Index Pravilo Mult

ISO ime elementa Message Element

razina

ISO format elementa

SEPA Core zahtjevi Upotreba/značenje elementa Reject od banke

platitelja Reject od CSM-a Return

[1..1] Message root

Oznaka poruke –

labela

TheCustomerPaymentStatusReport message is sent by an instructed agent to the payment initiator. It is used to informed this party about the positive or negative status of an instruction (eighter single, group or file). It is also used to report on a pending instruction. Poruka o statusu naloga koju šalje PPU platitelja inicijatoru plaćanja. Koristi se za informiranje o izvršenom ili odbijenom pojedinčanom nalogu, grupi naloga ili cijeloj poruici. Koristi se i za informiranje o nalozima na čekanju. Sadrži elemente iz CustomerPaymentStatusReportV03

Index Pravilo

Multi

GroupHeader

Zaglavlje ili vodeći

slog

razina

ISO format elementa

SEPA Core zahtjevi

Upotreba/značenje elementa

Reject od banke platitelja

Reject od CSM-a Return

1.0 [1..1] + Group Header

+ Zaglavlje ili vodeći 1

Set of characteristics shared by all individual transactions included in the status report message.

slog

Set podataka koji se odnosi na sve pojedinačne transakcije u poruci o statusu naloga. naslov GroupHeader36

1.1 [1..1]

++ Message

Identification

++ Identifikacijska

oznaka poruke

2

Max35Text maxLength: 35 minLength: 1

Point to point reference, as assigned by the instructing party, and sent to the next party in the chain to unambiguously identify the message. Usage: The instructing party has to make sure that 'MessageIdentification' is unique per instructed party for a pre-agreed period. Jedinstveni identifikator poruke u okviru istoga datuma nastanka poruke i pošiljatelja poruke. Banka dodjeljuje samostalno radi identifikacije R poruke (pain.002)

1.2 [1..1]

++ Creation Date

Time

++ Datum i vrijeme

kreiranja

2 ISODateTime

Date and time at which the message was created. Datum i vrijeme kreiranja poruke pain.002.

1.5 [0..1]

++ Debtor Agent

++ PPU platitelja

2

(AT-06 BIC code of the Originator Bank) AT-06 BIC Banke platitelja

Financial institution servicing an account for the debtor. PPU koji vodi račun platitelja. Popunjava se BIC banke platitelja. BranchAndFinancialInstitutionIdentificat

[1..1]

+++ Financial

Institution

Identification

+++ Oznaka PPU

platitelja

3

Obavezan podatak.

[0..1]

++++ BIC

++++ BIC

4

BICIdentifier [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}

(AT-06 BIC code of the Originator Bank)

Index Pravilo Multi

Original Group Information and Status Informacije i status izvorne poruke

razina

ISO format elementa

SEPA Core zahtjevi




2.0 [1..1]

+ Original Group

Information And

Status 1

Original group information concerning the group of transactions, to which the status report message

+ Informacije i status

izvorne poruke

refers to. OriginalGroupInformation20 Rule(s): StatusReasonInformationRule If GroupStatus is present and is different from RJCT or PDNG then StatusReasonInformation/ AdditionalInformation must be absent.

Guideline(s): NumberOfTransactionPerStatusGuideline OriginalGroupInformationAndStatus/NumberOfTransactionsPerStatus should only be present if GroupStatus equals 'PART'.

Informacije o izvornoj grupi plaćanja na koje se odnosi poruka o statusu naloga za plaćanje. Ako je popunjeno polje GroupStatus (Status grupe / poruke – 2.6) i različito od RJCT ili PDNG tada se ne popunjava polje Informacija o razlogu statusa / Dodatne informacije – 2.12) naslov

2.1 [1..1]

++ Original Message

Identification

++ Identifikacijska

oznaka izvorne poruke

2 Max35Text maxLength: 35 minLength: 1

Point to point reference, as assigned by the original instructing party, to unambiguously identify the original message. Jedinstveni identifikator poruke dodijeljen od strane izvornog inicijatora plaćanja radi identificiranja plaćanja. Popunjava se podatak iz polja 1.1. iz pain.001

2.2 [1..1]

++ Original Message

Name Identification

++ Naziv izvorne

poruke

2 Max35Text maxLength: 35 minLength: 1

Specifies the original message name identifier to which the message refers. Određuje naziv izvorne poruke na koju se ova poruka statusa odnosi. Popunjava se "pain.001.001.03“

2.4 [0..1]

++ Original Number

of Transactions

++ Broj naloga izvorne

poruke

2

Max15 Numeric Text [0-9]{1,15}

Number of individual transactions contained in the original message. Broj pojedinačnih transakcija u izvornoj poruci. Popunjava se podatak iz polja 1.4 iz pain.001

2.5 [0..1]

++ Original Control

Sum

++ Ukupni iznos

izvorne poruke

2

DecimalNumber fractionDigits: 17 totalDigits: 18

Total of all individual amounts included in the original message, irrespective of currencies. Zbroj pojedinačnih iznosa iz izvorne poruke, bez obzira

na valutu. Popunjava se podatak iz polja 1.5 (ako je popunjen u poruci pain.001)

2.6 [0..1]

++ Group Status

++ Status poruke

2 Code

(AT-R1 Type of R Massage) Usage Rule: ''Group Status'', ''Payment Information Status'' or ''Transaction Status'' must be present with the code ''RJCT'' Pravilo: ''Group Status''(Status grupe poruke 2.6), ''Payment Information Status (Status informacije o plaćanj -3.4) ili ''Transaction Status'' (Status transakcije 3.16) moraju biti popunjeni s kodom ''RJCT''

Specifies the status of a group of transactions. Specificira status poruke. TransactionGroupStatus3Code Pravilo upotrebe: popunjava se kod RJCT RJCT – payment inititaiton or individual transaction has been rejected. Upotrebaljva se samo ako se odbija cijela poruka. Cijela poruka pain.001 se odbija ako je u pain.001 Zaglavlje (Group Header) suštinski neispravno odnosno ako se javi greška na jednom od opisanih polja u pain.001 (MsgId nije jedinstven, kontrolni zbroj ne odgovara zbroju svih transakcija….)

2.7. [0..n]

++ Status Reason

Information

++Informacija o razlogu statusa

2

Usage Rule: ‘Status Reason Information’ must be present in ‘Original Group Information And Status’, ‘Original Payment Information and Status’ or

Set of elements used to provide detailed information on the status reason. StatusReasonInformation8 Rule(s): StatusReasonRule If Reason/Code is equal to NARR, then AddititionalInformation must

Koristi se samo kada se odbija cijela poruka pain001 Ne navodimo pojedinačne transakcije

Ne koristi se

Ne koristi se

‘Transaction Information and Status’. Pravilo: ''Status Reason Information'' mora biti popunjeno u ''Original Group Information And Status'' (2.0), ''Original Payment Information and Status'' (3.0) ili ''Transaction Information and Status'' (3.12)

be present. Set podataka koji osiguravaju detaljne informacije o razlogu statusa. Ako je Reason/Code NARR, tada treba biti popunjeno i polje Additional Information (Dodatne informacije – 2.12) Naslov

2.8 [1..1]

+++ Originator

+++ Pošiljatelj statusa

3

(AT-R2 Identification of the Type of Party that initiated the reject) Usage Rule: Limited to BIC to identify the bank or CSM originating the status or ‘Name’ to indicate a CSM when it has no BIC. Usage Rule: ‘Name’ is limited to 70 characters in length. (AT-R2 Identifikacija strane koja je odbacuje plaćanje) BIC banke ili CSM pošiljatelja, ili ''Name'' ako CSM

Party that issues the status. Strana koja dodijeljuje status. PartyIdentification32

Popunajva se BIC banke platitelja.

Ne koristi se

Ne koristi se

nema BIC. ''Name'' je ograničen na 70 mjesta.

[0..1]

++++ Identification

++++ Identifikacija

4

Ne koristi se

Ne koristi se

[1..1]

+++++ Organisation

Identification

+++++Oznaka

organizacije

5

Ne koristi se

Ne koristi se

[0..1]

++++++ BICOrBEI

++++++ BIC ili BEI

6

AnyBICIdentifier [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}

Ne koristi se

Ne koristi se

2.9 [1..1]

+++ Reason

+++ Razlog statusa

3

(AT-R3 Reason Code for Non-Acceptance) AT-R3 Razlog u obliku koda za neprihvaćanje

Specifies the reason for the status report. StatusReason6Choice Specificira razlog za izvješće o statusu iz AT-R3 Naslov

Ne koristi se

Ne koristi se

2.10 [1..1] ++++ Code

++++ Kod 4

Code maxLength: 4

See Message Element Specifications below.

Reason for the status, as published in an external reason code list. ExternalStatusReason1Cod

Koristi se samo za greške iz Zaglavlja iz poruke pain.001. Ako banka popuni

Ne koristi se

Ne koristi se

minLength: 1 Razlog statusa AT-R3.

Kod NARR obavezno se popunjava polje 2.12

2.12 [0..n]

+++ Additional

Information

+++ Dodatne

informacije

3


Further details on the status reason. Usage: Additional information can be used for several purposes such as the reporting of repaired information. Dodatne informacije o razlogu statusa. R6 Obavezno se popunjava ako je u polju 2.10 upisan kod NARR.

Index Pravilo Multi

Original Payment Information and Status Informacije i status izvorne Informacije o plaćanju

razina

ISO format elementa

SEPA Core zahtjevi




3.0 [0..n]

+ Original Payment Information And Status + Informacije i status izvorne Informacije o plaćanju

1

Information concerning the original payment information, to which the status report message refers. OriginalPaymentInformation1 Informacije o izvornom plaćanju na koje se odnosi izvješće o statusu.

naslov Rule(s): PaymentInformationStatusAcceptedRule If OriginalPaymentInformationAndStatus/PaymentInformationStatus is present and is equal to ACTC, ACCP, ACSP, ACSC or ACWC, then TransactionInformationAndStatus/TransactionStatus must be different from RJCT. Ako je polje PaymentInformationStatus (Status informacije o plaćanju – 3.4) popunjeno s ACTC, ACCP, ACSP, ACSC ili ACWC, tada polje TransactionStatus (Status transakcije – 3.16) ne smije biti RJCT. Ne odnosi se na RJCT. PaymentInformationStatusPendingRule If OriginalPaymentInformationAndStatus/PaymentInformationStatus is present and is equal to PDNG, then TransactionInformationAndStatus/TransactionStatus must be different from RJCT. Ako je polje

PaymentInformationStatus (Status informacije o plaćanju – 3.4.) popunjeno s PDNG, tada polje TransactionStatus (Status transakcije – 3.16) ne smije biti RJCT. PaymentInformationStatusReceivedRule If OriginalPaymentInformationAndStatus/PaymentInformationStatus is present and is equal to RCVD, then TransactionInformationAndStatus/TransactionStatus is not allowed. Ako je polje PaymentInformationStatus (Status informacije o plaćanju – 3.4.) popunjeno s RVCD, tada polje TransactionStatus (Status transakcije – 3.16) ne smije biti popunjeno. Neće se koristiti RCVD PaymentInformationStatusRejectedRule If OriginalPaymentInformationAndStatus/PaymentInformationStatus is present and is equal to RJCT, then TransactionInformationAndStatus/TransactionStatus, if present, must be equal to RJCT.

Ako je polje PaymentInformationStatus (Status informacije o plaćanju – 3.4.) popunjeno s RJCT, tada polje TransactionStatus (Status transakcije – 3.16) mora biti popunjeno s RJCT.

3.1 [1..1]

++ Original Payment Information Identification ++ Izvorna idenifikacijska oznaka plaćanja

2


Unique identification, as assigned by the original sending party, to unambiguously identify the original payment information group. Jedinstvena oznaka dodijeljena od strane izvornog pošiljatelja, radi jednoznačnog identificiranja grupe naloga. Podatak iz polja 2.1 iz pain.001

3.2 [0..1]

++ Original Number of Transactions

++ Broj transakcija

izvorne grupe n aloga

2

Max15NumericText [0-9]{1,15}

Number of individual transactions contained in the original payment information group. Broj pojedinačnih transakcija iz izvorne grupe naloga. Popunjava se podatak iz polja 2.4 iz pain.001

Koristi se samo kada odbijamo cijelu grupu unutar jedne poruke i u tom slučaju ne navodimo pojedinačne transakcije tj navode se podaci do 3.13 polja)

Ne koristi se. Ne koristi se.

3.3 [0..1]

++ Original Control Sum ++ Izvorni kontrolni zbroj iznosa

2

DecimalNumber fractionDigits: 17 totalDigits: 18

Total of all individual amounts included in the original payment information group, irrespective of currencies. Zbroj pojedinačnih iznosa koje sadrži izvorna grupa

Koristi se samo kada odbijamo cijelu grupu unutar jedne poruke i u tom slučaju ne navodimo pojedinačne


naloga bez obzira na valutu plaćanja. Popunjava se podatak iz polja 2.5 iz pain.001

transakcije - (tj navode se podaci do 3.13 polja)

3.4 [0..1]

++ Payment Information Status ++ Status informacije o plaćanju

2 Code maxLength: 4 minLength: 1

(AT-R1 Type of R-message) Usage Rule: ‘Group Status’, ‘Payment Information Status’ or ‘Transaction Status’ must be present with the code ‘RJCT’. AT-R1 Vrsta R poruke Group Status (Status grupe / poruke – 2.6), Payment Information Status (Status informacije o plaćanju - 3.4) ili Transaction Status (Status transakcije – 3.16)’ mora biti popunjen s ‘RJCT’.

Specifies the status of the payment information group. Specificira status grupe naloga. TransactionGroupStatus3Code RJCT – payment inititaiton or individual transaction has been rejected.

Koristi se samo kada odbijamo cijelu grupu unutar jedne poruke i u tom slučaju ne navodimo pojedinačne transakcije - (tj navode se podaci do 3.13 polja)


3.5 [0..n]

++ Status Reason Information ++ Razlog statusa

2

Usage Rule: ‘Status Reason Information’ must be present in ‘Original Group Information And Status’, ‘Original Payment Information Status’ or ‘Transaction Information and Status’.

Set of elements used to provide detailed information on the status reason. StatusReasonInformation8 Rule(s): StatusReasonRule If Reason/Code is equal to NARR, then AddititionalInformation must be present. Set podataka koji

Ne koristi se Ne koristi se

Polje Status Reason Information (Razlog statusa – 3.5) mora biti popunjeno u Original Group Information And Status (Informacije i status izvorne poruke/grupe plaćanja - 2.0) ili Transaction Information and Status (Informacija i status transakcije - 3.12)

osiguravaju detaljnu informaciju o razlogu statusa. Ako je Reason/Code NARR, tada treba biti popunjeno polje AddititionalInformation (Dodatne informacije - 3.10) Naslov

3.6 [1..1]

+++ Originator +++ Pošiljatelj

3

(AT-R2 Identification of the Type of Party that initiated the reject) Usage Rule: Limited to BIC to identify the bank or CSM originating the status or ‘Name’ to indicate a CSM when it has no BIC. Usage Rule: ‘Name’ is limited to 70 characters in length. AT-R2 Identifikacija strane koja je inicirala odbacivanje. Popunjava se BIC banke ili CSM pošiljatelja ili ''Name'' (Naziv) ako

Party that issues the status.

Strana koja dodjeljuje

status

PartyIdentification32

Popunjava se BIC

banke platitelja.

Ne koristi se Ne koristi se.

CSM nema BIC. ''Name'' (Naziv) je ograničen na 70 mjesta.

[0..1]

++++ Identification

++++ Identifikacija

4

Ne koristi se

Ne koristi se

[1..1]

+++++ Organisation

Identification

+++++Oznaka

organizacije

5

Ne koristi se

Ne koristi se

[0..1]

++++++ BICOrBEI

++++++ BIC ili BEI

6


Ne koristi se

Ne koristi se

3.7 [1..1]

+++ Reason +++ Razlog statusa

3

(AT-R3 Reason Code for Non-Acceptance) AT-R3 Razlog u obliku koda za neprihvaćanje

Specifies the reason for the status. StatusReason6Choice Specificira razlog za izvješće o statusu. naslov

3.8 [1..1]

++++ Code ++++Kod

4

Code maxLength: 4 minLength: 1


Reason for the status, as published in an external reason code list. ExternalStatusReason1Cod Razlog statusa sukladno listi external reason code.

3.10 [0..n]

+++ Additional Information +++ Dodatne informacije

3


Further details on the status reason. Usage: Additional information can be used for several purposes such as the reporting of repaired information. Dodatne informacije o razlogu statusa. Obavezno se popunjava ako je u polju 3.8 upisan kod NARR.

3.12 (3.15)

[0..n]

++ Transaction Information and Status ++ Informacija i status naloga

2

Set of elements used to provide information on the original transactions to which the status report message refers. PaymentTransactionInformation25 Set podataka koje osiguravaju informaciju o izvornom nalogu na koju se odnosi izvještaj o statusu. naslov

3.13 (3.16)

[0..1]

+++ Status Identification +++ Identifikator statusa

3


(AT-R5 Specific reference of the bank that initiated the reject) (AT-R5 jedinstvena referenca banke koja je inicirala odbacivanje)

Unique identification, as assigned by an instructing party for an instructed party, to unambiguously identify the reported status. Usage: The instructing party is the party sending the status message and not the party that sent the original instruction that is being reported on.

PPU platitelja popunajva identifikator stausa za nalog koji se odbija - ovo samostalno određuje

Popunjava se podatak iz polja 3.1 (StsId) iz pacs.002

Popunjava se podatak iz polja 3.1 (RtrId)) iz pacs.004

Jedinstvena oznaka, koju je dodijelio inicijator poruke za primatelja, radi jednoznačnog identificiranja statusa. Inicijator poruke (Instructing party) je strana koja šalje poruku o statusu (PPU), a ne strana (KPU) koja je poslala izvornu poruku/plaćanje o kojoj se šalje izvještaj. Ako odbijamo cijelu poruku pain.001 ili cijelu grupu naloga iz poruke pain.001 ne popunjava se polje 3.13 (jer u tom slučaju sustav nije ni došao do same transakcije)

3.14 (3.17)

[0..1]

+++ Original Instruction Identification +++ Izvorna identifikacijska oznaka naloga – referencija

3


Unique identification, as assigned by the original instructing party for the original instructed party, to unambiguously identify the original instruction. Jedinstveni identifikator (referencija) kojeg dodjeljuje inicijator PPU platitelja radi identificiranja naloga. Popunjava se podatak iz polja 2.65 iz pain.001. ako je popunjeno

3.15 (3.18)

[0..1]

+++ Original End-to-End Identification +++ Izvorni jedinstveni identifikator platitelja

3


(AT-41 Originator’s reference of the credit transfer transaction)

Unique identification, as assigned by the original initiating party, to unambiguously identify the original transaction.

Jedinstveni identifikator kojeg je odredio platitelj radi praćenja transakcije. Popunjava se podatak iz polja 2.66 iz poruke pain.001.001.03

3.16 (3.19)

[0..1]

+++ Transaction Status +++ Status naloga

3


(AT-R1 Type of R-message) Usage Rule: ‘Group Status’, ‘Payment Information Status’ or ‘Transaction Status’ must be present with the code ‘RJCT’. (AT-R1 Vrsta R – poruke) Pravilo: Ako je kod ''RJCT'' , moraju biti popunjenja polja ''Group status''(2.6), ‘Payment Information Status’ (3.4) ili ‘Transaction Status’ (3.16)

Specifies the status of a transaction, in a coded form. TransactionIndividualStatus3Code Specificira status transakcije u obliku koda. Popunjava se RJCT RJCT – payment inititaiton or individual transaction has been rejected.

3.17 (3.20)

[0..n]

+++ Status Reason Information +++ Informacija o razlogu statusa

3

Usage Rule: ‘Status Reason Information’ must be present in ‘Original Group Information And Status’, ‘Original Payment Information Status’ or ‘Transaction Information and

Set of elements used to provide detailed information on the status reason. StatusReasonInformation8 Set podataka koji osiguravaju detaljnu informaciju o razlogu statusa.

Status’. Pravilo: Polje ‘Status Reason Information’ mora biti popunjeno u ‘Original Group Information And Status’,(2.0), ‘Original Payment Information Status’ (3.0) ili ‘Transaction Information and Status’(3.12).

Naslov

3.18 (3.21)

[1..1]

++++ Originator ++++ Pošiljatelj

4

(AT-R2 Identification of the Type of Party that initiated the reject) Usage Rule: ‘Name’ is limited to 70 characters in length. Usage Rule: Limited to BIC to identify the bank or CSM originating the status or ‘Name’ to indicate a CSM when it has no BIC. (AT-R2 Identifikator strane koja je inicirala odbacivanje) ''Name'' je ograničen na 70 mjesta.

Party that issues the status. PartyIdentification32 Strana koja određuje status.

Popunjava se BIC banke platitelja

Popunjava se naziv CSM ili BIC CSM-a.

Popunjava se BIC PPU primatelja

[0..1] +++++ Name

5 max140ext

Usage Rule: ‘Name’ is limited to

Name by which a party is known and which is usually

Ne koristi se. Popunjava se naziv CSM ako

Ne koristi se.

+++++ Naziv pošiljatelja

maxLength: 140 minLength: 1

70 characters in length.

used to identified that party Naziv pošiljatelja.

CSM nema BIC (NKS9999998)

[0..1]

+++++ Identification

+++++ Identifikacija

5

Unique and unambiguous identification of a party. Jedinstvena i neoporeciva identifikacija pošiljatelja.

[1..1]

++++++ Organisation

Identification

++++++Oznaka

organizacije

6

Unique and unamibiguous way to identifiey an organisation

[0..1]

+++++++ BICOrBEI

+++++++ BIC ili BEI

7


Popunjava se BIC banke platitelja

Popunjava se BIC CSM, ako CSM ima BIC.

Popunjava se BIC PPU primatelja

3.19 (3.22)

[1..1]

++++ Reason ++++ Razlog statusa

4 AT-R3 Reason Code for Non-Acceptance

Specifies the reason for the status report. StatusReason6Choice Specificira razlog za izvješće o statusu. naslov

3.20 (3.23)

[1..1]

+++++ Code +++++ Kod

5



Reason for the status, as published in an external reason code list. ExternalStatusReason1Cod Razlog statusa sukladno listi external reason code.

Popunjava banka platitelja

Prenosi se kod popunjen od CSM-a

Prenosi se kod popunjen od banke primatelja

3.22 (3.25)

[0..n] ++++ Additional Information

4 Max105Text maxLength:

Further details on the status reason. Usage: Additional

Prenosi se ako je nešto popunjeno od CSM-a

Prenosi se ako je nešto popunjeno od

++++ Dodatne informacije

105 minLength: 1

information can be used for several purpose such as the reporting of repaired information. Koristi se za dodatno pojašnjenje razloga odbijanja naloga Koristi svaka banka prema svojim internim pravilima. Obavezno se popunjava ako je u polju 3.20 upisan kod NARR.

banke primatelja

3.27 (3.32)

[0..1]

+++ Original Transaction Reference +++ Referenca izvorne transakcije

3

(An exact copy of all attributes of the received DS-02 or DS-01 which is being rejected) Kopija podataka zaprimljenih u DS-02 ili DS-01 koji se odbacuju. Usage Rule: The message elements under ‘Original Transaction Reference’ must be populated with the same value as the message elements of the original instruction, as defined within the following elements. Podaci pod ‘Original Transaction Reference’

Set of key elements used to identify the original transaction that is being referred to. OriginalTransactionReference13 Set podatka koji se koriste za identifikaciju izvorog naloga iz poruke pain.001 na koju se odnosi ova poruka naslov

(Referenca izvorne transakcije - 3.27) mora biti popunjena s istim podacima kao i izvorna poruka/plaćanje/transakcije, a kako je određeno slijedećim elementima.

3.29 (3.34)

[0..1]

++++ Amount ++++ Iznos

4

AT-04 Amount of the credit transfer in Euro) AT-04 Iznos kreditnog transfera u eurima

Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party. AmountType3Choice Iznos sredstava kojeg platitelj prenosi primatelju, prije oduzimanja naknade, izražen u valuti koju je odredio platitelj.

Popunjava se podatak iz 2.76 iz pain.001

Popunjava se podatak iz 3.19 iz pacs.002

Popunjava se podatak iz 3.10 iz pacs.004

[1..1]

+++++ Instructed

Amount

+++++ Iznos

5

AmountandCurrancy ActiveOrHistoricCurrencyAndAmount ActiveOrHistoricCurrencyAndAmount fractionDigits: 5 minInclusive: 0 totalDigits: 18 ActiveOrHistoricCurrencyCod

(AT-04 Amount of the Credit Transfer in Euro) Usage Rule: Only ‘EUR’ is allowed. Usage Rule: Amount must be 0.01 or more and 999999999.99 or less. Format Rule: The fractional part has a maximum of two digits.

Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party. This data type must be used with the following XML Attribute: Currency (Ccy) which is typed by ActiveOrHistoricCurrencyCode The number of fractional digits (or minor unit of currency) must comply with

Popunjava se podatak iz 2.77 iz pain.001

e [A-Z]{3,3}

ISO 4217. Note: The decimal separator is a dot. The Currency Code must be registered, or have already been registered. Valid active or historic currency codes are registered with the ISO 4217 Maintenance Agency, consist of three (3) contiguous letters, and may be or not be withdrawn on the day the message containing the Currency is exchanged.

CurrencyCode Obavezan podatak.

Iznos kojeg platitelj duguje primatelju, a prije odbijanja troškova, iskazano u valuti određenoj od strane inicijatora plaćanja. Ovaj podatak se koristi s XML atributom Currency (Ccy) koji je označen u ActiveOrHistoricCurrencyCode Napomena: kao decimalni separator koristi se točka. The Currency Code treba biti registriran. Važeći ili već povijesni kodovi se registriraju po ISO 4217, sadrže tri slova i ne smiju biti opozvani na dan kada

se razmjenjuje poruka koja sadrži određenu valutu. Obavezno za popunjavanje, prema pravilima SEPE SEPA nalog: Iznos mora bti u rasponu od 0.01 do 999 999 999.99. Dozvoljeno je najviše 11 znamenki – cijeli broj 9 znamenki + 2 znamenke decimale, ne računajući decimalnu točku. HRK nalog i non SEPA nalog: Iznos mora bti u rasponu od 0.01 do 999 999 999 999.99. Dozvoljeno je najviše 14 znamenki – cijeli broj 12 znamenki + 2 znamenke decimale, ne računajući decimalnu točku

3.32 (3.41)

[0..1]

++++ Requested Execution Date ++++ Traženi datum izvršenja

4 ISODate

AT-07 Requested

execution date of

the instruction)

AT-07 traženi datum izvršenja plaćanja

Date at which the initiating party requests the clearing agent to process the payment. Usage: This is the date on which the debtor's account is to be debited. If payment by cheque, the date when the cheque must be generated by the bank. Datum na koji platitelj traži da se sredstva proslijede primatelju plaćanja. Na ovaj datum se tereti račun platitelja.

Popunjava se

podatak iz 2.15 iz

pain.001

Ne prenosi se Ne prenosi se

3.35 (3.55)

[0..1] ++++ Payment Type Information

4 AT-40 Identification

code of the

Set of elements used to

further specify the type of

Popunjava se podatak iz 2.6 ili 2.67 iz pain.001



++++ Informacije o vrsti plaćanja

Scheme (AT-40

Identifikacijski kod)

AT-45 Category purpose of the Credit Transfer (AT-45 Kategorija namjene kreditnog transfera)

transaction.

Podaci koji detaljnije

opisuju vrstu transakcije.

PaymentTypeInformation22

ako je popunjeno.

ako je popunjeno.

ako je popunjeno.

[0..1]

+++++ Service Level

+++++ Razina usluge

5

Agreement under which or rules under which the transaction should be processed. Dogovor ili pravila po kojima će se obraditi transakcija.

[1..1]

++++++ Code

++++++ Kod

6 maxLength: 4 minLength: 1

AT-40 Identification code of the Scheme)

Specifies a pre-agreed service or level of service between the parties, as published in an external service level code list.

Popunjava se podatak iz polja 2.9 ili 2.70 iz poruke pain..001

Popunjava se podatak iz polja 2.9 ili 2.70 iz poruke pain.001

Popunjava se podatak iz polja 2.9 ili 2.70 iz poruke pain.001

[0..1]

+++++ Category

Purpose

+++++ Kategorija

namjene

5

(AT-45 Category purpose of the Credit Transfer) U

Specifies the high level purpose of the instruction based on a set of pre-defined categories. Usage: This is used by the initiating party to provide information concerning the processing of the payment. It is likely to trigger special processing by any of the agents involved in the payment chain. Označava svrhu plaćanja koja se temelji na unaprijed definiranim kategorijama, a prema šifarniku

Popunjava se kod kategorije namjene (AT-45) iz polja 2.14 ili 2.75 iz poruke pain.001



CategoryPurpose1Choice.

[1..1]

++++++ Code

++++++ Kod

6

Code

ExternalCategoryPurpose1Code

3.36 (3.68)

[0..1]

++++ Payment Method ++++ Metoda plaćanja

4 Code

Specifies the means of payment that will be used to move the amount of money. PaymentMethod4Code Označava način plaćanja koji će se koristi za prijenos sredstava.

Popunjava se

podatak iz polja

2.2. iz pain.001

Popunjava se podatak iz polja 2.2. iz pain.001

Popunjava se

podatak iz polja

2.2. iz pain.001

3.38 (3.88)

[0..1]

++++ Remittance Information ++++ Detalji plaćanja

4

(AT-05 Remittance

information)

AT-05 IDetalji plaćanja)

Information supplied to enable the matching of an entry with the items that the transfer is intended to settle, such as commercial invoices in an accounts' receivable system. RemittanceInformation5 Podaci koji omogućavaju povezivanje transakacije sa svrhom plaćanja, kao što su fakture dobavljača.

Popunjavaju se podaci iz polja 2.133 iz pain.001



[0..1]

+++++Unstructured

+++++ Nestrukturirani

5


Usage rule: Only one occurrence of 'Unstructured' is allowed.

Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commerical invoices in an accounts' receivable system, in an ustructured form.




Pravilo upotrebe: Nestrukturirani detalji plaćanja mogu sadržavati strukturirane detalje plaćanja ako su ista ugovorena između platitelja i primatelja. Može se pojaviti samo jedanput.

[0..1]

+++++Structured

+++++Strukturirana

5

Format Rule: 'Structure' can be used, provided the tags and the data within the 'Structured' element do not exceed 140 characters in length. Usage Rule: Only one occurrence of 'Structured' is allowed.

Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commerical invoices in an accounts' receivable system, in a structured form. Pravilo upotrebe: Strukturirani detalji plaćanja popunjavaju se do max 140 znakova. StructuredRemittanceInformation7




[0..1]

++++++Creditor

Reference

Information

++++++Referenca koju određuje primatelja plaćanja

6

Usage Rule: When present, the Debtor Bank is not obliged to validate the reference information. Usage Rule: When used both ‘’Creditor Reference Type’ and ‘Creditor Reference’ must be present.

Reference information provided by the creditor to allow the identification of the underlying documents. Informacija/referenca koju je kreirao primatelj radi identifikacije plaćanja. Sastoji se od elemenata iz CreditorReferenceInformation2




[0..1]

+++++++ Type

+++++++ Vrsta

reference

7

Specified the type of creditor reference. CreditorReferenceType2




[1..1]

++++++++ Code or

Proprietary

++++++++ Kod ili

vlastita oznaka

8

Coded or proprietary format creditor reference type. CreditorReferenceType1Choice

Popunjavaju se

podaci iz polja

2.140 iz pain.001



[1..1]

+++++++++ Code

+++++++++ Kod

9

Code Usage Rule: Only ‘SCOR’ is allowed.

Type of creditor reference, in a coded form. DocumentType3Code Pravilo upotrebe: Upotrebljava se samo SCOR.




[0..1]

++++++++ Issuer

++++++++ Izdavatelj

8


Entity that assigns the credit reference type. Strana koja dodijeljuje vrstu reference primatelja.




[0..1]

+++++++ Reference

+++++++ Referentna oznaka

7


Unique reference, as assigned by the creditor, to unambiguously refer to the payment transaction. Usage: If available, the initiating party should provide this reference in the structured remittance information, to enable




reconciliation by the creditor upaon receipt of the amount of money. If the business context requires the use of a creditor reference or a payment remit identification, and only one identifier can be passed through the end-to-end chain, the creditor's reference or payment remittance identification should be quoted in the end-to-end transaction identification.

[0..3]

++++++ Additional

Remittance

Information

++++++ Dodatni

detalji plaćanja

6


Additional information, in free text form, to complement the structured remittance information. Detalji plaćanja u tekstualnoj formi koji dopunjuju strukturirane detalje plaćanja. Popunjava se na max 140 mjesta, jedno ponavljanje.




3.39 (3.120)

[0..1]

++++ Ultimate Debtor ++++ Stvarni dužnik

4

(AT-08 Name of the Originator Reference Party) (AT-09 Identification code of the Originator Reference Party)

Ultimate party that owes an amount of money to the (ultimate) creditor. PartyIdentification32 Stvarni dužnik koji duguje određeni iznos novca (krajnjem) korisniku.

Popunjava se podatak iz polja 2.52 ili 2.82 iz pain.001 ako je popunjeno.



[0..1]

+++++ Name +++++ Naziv stvarnog dužnika

5

max140Text maxLength: 140 minLength: 1

Text AT-08 Name of the Originator Reference Party) Usage Rule:

(The name of a person in relation to whom an Originator makes a payment The Originator Reference

Popunjava se podatak iz polja 2.53 ili 2.83 iz pain.001 ako je popunjeno



‘Name’ is limited to 70 characters in length.

Party is a person on behalf of or in connection with whom the Originator purports to make a payment Reference in any payment instruction to an Originator Reference Party does not imply that such party is an Originator or otherwise a payer, or is contractually obliged or entitled in connection with any payment obligation.

[0..1]

+++++ Identification +++++ Identifikacija

5

(AT-09 Identification code of the Originator Reference Party)

The identification code of the Originator Reference Party. A code supplied by the Originator and to be delivered unaltered to the Beneficiary. Unique and umambiguous identification of a party. Sastoji se od elemenata iz Party6Choice




{Or

[1..1]

++++++ Organisation Identification ++++++ Oznaka organizacije

6

Unique and unamibiguous way to identifiey an organisation. Pravilo upotrebe: Upisuje se ili BIC/BEi ili Other.




{Or

[0..1]

+++++++ BICOrBEI

+++++++ BIC ili BEI

7


Or}

[0..1]

+++++++ Other

+++++++ Ostalo

7

[1..1]

++++++++

Identification

++++++++ Identifikacija

8


[0..1]

++++++++ Scheme

Name

++++++++ Naziv Sheme

8

OrganisationIdentificationSchemeName1Choice elements

{Or

[1..1]

+++++++++ Code

+++++++++ Kod

9

Code maxLength: 4 minLength:1

ExternalOrganisationIdentification1Code

Or}

[1..1]

+++++++++

Proprietary

+++++++++ Vlastita oznaka

9


[0..1]

++++++++ Issuer

++++++++ Izdavatelj

8

Max35Text maxLength: 35 minLength:1

.

Or} ++++++ Private Identification

6 Unique and unamibiguous

identification of a person eg. passport.

Popunjava se podatak iz polja 2.57 ili 2.87 iz



[1..1] ++++++ Privatna identifikacija

Pravilo upotrebe: Upisuje se ili datum i mjesto rođenja ili Other.

pain.001 ako je popunjeno



{Or

[0..1]

+++++++ Date and

Place of Birth

+++++++ Datum i

mjesto rođenja

7

[1..1]

++++++++ Birth Date

++++++++ Datum

rođenja

8

ISODate

[0..1]

++++++++ProvinceOf

Birth

++++++++ Županija

rođenja

8


[1..1]

++++++++ City of

Birth

++++++++ Grad

rođenja

8


[1..1]

++++++++ Country of

Birth

++++++++ Država

8

Code [A-Z]{2,2}

CountryCode a iznimno se koristi i dvoslovni kod XK za Kosovo

rođenja

Or}

[0..1]

+++++++ Other

+++++++ Ostalo

7

[1..1]

++++++++

Identification

++++++++

Identifikacija

8


[0..1]

++++++++ Scheme

Name

++++++++ Naziv

Sheme

8

{Or

[1..1]

+++++++++ Code

+++++++++ Kod

9


Or}

[1..1]

+++++++++

Proprietary

+++++++++ Vlastita

oznaka

9


[0..1]

++++++++ Issuer

++++++++ Izdavatelj

8


Ne koristi se

.

3.40 (3.121)

[0..1]

++++ Debtor ++++ Platitelj

4

(AT-02 Name of the

Originator)

AT-02 Naziv

platitelja

(AT-03 Address of

the Originator)

AT-03 Adresa

platitelja

(AT-10 Originator

identification code)

AT-10 Identifikacijska oznaka platitelja

Party that owes an amount of money to the (ultimate) creditor. PartyIdentification32

Popunjavaju se podaci z polja 2.17 iz pain.001



[1..1]

+++++ Name

+++++ Naziv platitelja

5

Text Mandatory (AT-02 Name of the Originator) Usage Rule: ‘Name’ is limited to 70 characters in length.

Name by which a party is known and which is usually used to identified that party Naziv platitelja. Navedeni podatak je ograničen na 70 znakova.

Popunjava se podatak iz polja 2.18 iz pain.001



[0..1]

+++++ Postal

Address

+++++ Adresa

5

AT-03 Address of the Originator)

Information that locates and identifies a specific address, as defined by postal services




platitelja

Adresa platitelja. Sastaoji se od elemenata iz PostalAddress6

[0..1]

++++++ Country

++++++ Država

6

CountryCode [A-Z]{2,2}

Dvoslovna oznaka države prema ISO 3166 standardu a iznimno se koristi i dvoslovni kod XK za Kosovo.




[0..2]

++++++ Address Line

++++++ Adresna linija

6


Usage Rule: Only two occurrences are allowed

Information that locates and identifies a specific address, as defined by postal services, presented in free format text. Dozvoljene su samo popunjene dvije adresne linije, u svakom retku po 70 znakova U 1. redak - adresa i kućni broj, a u 2. redak naziv mjesta/grada.




[0..1]


5

AT-10 Originator Identification Code

A code supplied by the Originator and to be delivered unaltered to the Beneficiary Sastoji se od elemenata iz Party6Choice




{Or [1..1]

++++++ Organisation Identification ++++++Oznaka organizacije

6

Usage Rule: Either ‘BIC or BEI’ or one occurrence of ‘Other’ is allowed

Unique and unamibiguous way to identifiey an organisation. Pravilo upotrebe: Upisuje se ili BIC/BEI ili Other




{Or

[0..1]

+++++++ BICOrBEI

+++++++ BIC ili BEI

7


Or}

[0..1]

+++++++ Other

+++++++ Ostalo

7

GenericOrganisationIdentification1 element(s)

[1..1]

++++++++

Identification

++++++++

Identifikacija

8


[0..1]

++++++++ Scheme

Name

++++++++ Naziv

Sheme

8


{Or

[1..1]

+++++++++ Code

+++++++++ Kod

9



Or}

[1..1]

+++++++++

Proprietary

+++++++++ Vlastita

9


oznaka

[0..1]

++++++++Issuer

++++++++ Izdavatelj

8


Or}

[1..1]

++++++ Private

Identification

++++++ Privatna

identifikacija

6

Usage Rule: Either ‘Date and Place of Birth’ or one occurrence of ‘Other’ is allowed.

Unique and unamibiguous identification of a person eg. passport. Pravilo upotrebe: Upisuje se ili datum i mjesto rođenja ili Other. PersonIdentification5




{Or

[0..1]

+++++++ Date and

Place of Birth

+++++++ Datum i

mjesto rođenja

7

[1..1]

++++++++ Birth Date

++++++++ Datum

rođenja

8

ISODate

[0..1]

++++++++ProvinceOf

Birth

++++++++ Županija

rođenja

8


[1..1]

++++++++ City of

Birth

++++++++ Grad

rođenja

8


[1..1]

++++++++ Country of

Birth

++++++++ Država

rođenja

8

Code [A-Z]{2,2}

CountryCode Dvoslovna oznaka države prema ISO 3166 standardu a iznimno se koristi i dvoslovni kod XK za Kosovo.

Or}

[0..1]

+++++++ Other

+++++++ Ostalo

7

GenericPersonIdentification1 element(s)

[1..1]

++++++++

Identification

++++++++

Identifikacija

8


[0..1]

++++++++ Scheme

Name

++++++++ Naziv

Sheme

8

PersonIdentificationSchemeName1Choice

{Or

[1..1]

+++++++++ Code

+++++++++ Kod

9


ExternalPersonIdentification1

Or}

[1..1]

+++++++++

Proprietary

+++++++++ Vlastita

oznaka

9


[0..1]

++++++++ Issuer

++++++++ Izdavatelj

8


3.41 (3.122)

[0..1]

++++ Debtor Account ++++ Račun platitelja

4

(AT-01 IBAN of the

Originator)

AT-01 IBAN platitelja

Unambiguous identification of the account of the debtor to which a debit entry will be made as a result of the transaction. CashAccount16




[1..1]



5

Usage Rule: Only IBAN is allowed.

Sastoji se od elemenata iz CashAccount16




[1..1]

++++++ IBAN ++++++ IBAN

6

IBANIdentifier

[A-Z]{2,2}[0-9]{2,2}[0-9]{1,19}

[0..1]

+++++ Currency +++++ Valuta transakcijskog računa

5

ISO Code ActiveOrHistori

cCurrencyCod

e

[A-Z]{3,3}

Identification of the currency in which the account is held. The Currency Code must be registered, or have already been registered. Valid active or historic currency codes are registered with the ISO 4217 Maintenance Agency, consist of three (3) contiguous letters, and may be or not be withdrawn on the day the message containing the Currency is exchanged. CurrencyCode




3.42 (3.123)

[0..1]

++++ Debtor Agent ++++ PPP platitelja

4

AT-06 BIC code of the Originator Bank (if presented in DS-01) AT-06 BIC kod banke platitelja (ako je popunjen u pain.001)

Financial institution servicing an account for the debtor. PPU koja vodi račun platitelja BranchAndFinancialInstitutionIdentificat




[1..1]

+++++ Financial

Institution

Identification

+++++ Oznaka PPU

platitelja

5

Usage Rule: Either BIC or ‘Other/Identification’ must be used.




[0..1]

++++++ BIC

++++++ BIC 6

(AT-06 BIC code of the Originator Bank)




3.44 (3.125)

[0..1]

++++ Creditor Agent ++++ PPP primatelja plaćanja

4

(AT-23 BIC code of

the Beneficiary

Bank if presented

in DS-01)

AT-23 BIC PPU primatelja (ako je popunjen u pain.001)

Financial institution servicing an account for the creditor. PPU koji vodi račun primatelja BranchAndFinancialInstitutionIdentificat

Podatak iz polja

2.96 iz pain.001.

Podatak iz polja 2.96 iz pain.001.

Podatak iz polja

2.96 iz pain.001.

[1..1]

+++++ Financial

Institution

Identification

+++++ Oznaka PPU

primatelja

5

[0..1]

++++++ BIC

++++++ BIC

6

BICIdentifier [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}

.

[0..1]

++++++ Clearing System Member Identification ++++++ Identifikacijska oznaka sudionika klirinškog sustava

6

[1..1]

+++++++ Member Identification +++++++ Identifikacijska oznaka sudionika

7


[0..1]

++++++ Name

+++++ Naziv PPU

primatelja

6


[0..1]

++++++ Postal

Address

++++++ Adresa PPU

primatelja

6

[0..1]

+++++++ Country

+++++++ Država

7

countryCode [A-Z]{2,2}

Iznimno se koristi i dvoslovni kod XK za Kosovo

[0..2]

+++++++ Address

Line

+++++++ Adresna

linija

7

Max70Text maxLength: 70 Minlength: 1

3.46

[1..1] ++++ Creditor

4 (AT-21 Name of the Party to which an amount of money is due

Podaci iz polja 2.98 iz pain 001.

Podaci iz polja Podaci iz polja

(3.127) ++++ Primatelj plaćanja

Beneficiary)

AT-21 Naziv

primatelja plaćanja

(AT-22 Address of

the Beneficiary

AT-22 Adresa


(AT-24 Beneficiary


AT-24 Identifikacijska oznaka primatelja plaćanja

Primatelj sredstava. PartyIdentification32 naslov

2.98 iz pain 001 2.98 iz pain 001.

[1..1]

+++++ Name

+++++ Naziv


5


Mandatory AT-21 Name of the

Beneficiary)

AT-21 Naziv


Name by which a party is known and which is usually used to identified that party Naziv platitelja. Navedeni podatak je ograničen na 70 znakova.

Podaci iz polja

2.99 iz pain 001

Podaci iz polja 2.99 iz pain 001

Podaci iz polja

2.99 iz pain 001

[0..1]

+++++ Postal

Address

+++++ Adresa

primatelja

5

AT-22 Address of

the Beneficiary

AT-22 Adresa


Information that locates and identifies a specific address as defined by postal services Adresa platitelja. Sastaoji se od elemenata iz PostalAddress6

Podaci iz polja

2.100 iz pain 001



[0..1]

++++++ Country

++++++ Država

6

countryCode [A-Z]{2,2}

Dvoslovna oznaka države prema ISO 3166 standardu a iznimno se koristi i dvoslovni kod XK za Kosovo.

Podaci iz polja

2.109 iz pain 001

Podaci iz polja

2.109 iz pain 001


[0..2]

++++++ Address Line

++++++ Adresna linija

6


Usage Rule: Only two occurrences are allowed

Information that locates and identifies a specific address as defined by postal services, presented in free text format. Dozvoljene su samo popunjene dvije adresne linije, u svakom retku po 70 znakova U 1. redak - adresa i kućni broj, a u 2. redak naziv mjesta/grada.

Podaci iz polja

2.110 iz pain 001



[0..1]


5

AT-24 Beneficiary


AT-24 Identifikacijska oznaka primatelja plaćanja

A code supplied by the Originator and to be delivered unaltered to the Beneficiary Sastoji se od elemenata iz Party6Choice

Podaci iz polja

2.111 iz pain 001


Podaci iz polja

2.111 iz pain

001

{Or [1..1]

++++++ Organisation Identification ++++++Oznaka organizacije

6

Unique and unamibiguous way to identifiey an organisation Pravilo upotrebe: Upisuje se ili BIC/BEI ili Other

Podaci iz polja

2.112 iz pain 001



{Or

[0..1]

+++++++ BICOrBEI

+++++++ BIC ili BEI

7


Or}

[0..1]

+++++++ Other

+++++++ Ostalo 7

GenericOrganisationIdentification1 element(s)

[1..1]

++++++++

Identification

++++++++

Identifikacija

8


[0..1]

++++++++ Scheme

Name

++++++++ Naziv

Sheme

8


{Or

[1..1]

+++++++++ Code

+++++++++ Kod

9

Code maxLength: 4 Minlength: 1


Or}

[1..1]

+++++++++

Proprietary

+++++++++ Vlastita

oznaka

9


[0..1]

++++++++Issuer

++++++++ Izdavatelj

8


Or} ++++++ Private 6 Pravilo upotrebe: Upisuje Podaci iz polja Podaci iz polja Podaci iz polja

[1..1] Identification

++++++ Privatna

identifikacija

se ili datum i mjesto rođenja ili Other. PersonIdentification5

2.113 iz pain 001 2.113 iz pain 001 2.113 iz pain 001

{Or

[0..1]

+++++++ Date and

Place of Birth

+++++++ Datum i

mjesto rođenja

7

DateAndPlaceOfBirth element(s)

[1..1]

++++++++ Birth Date

++++++++ Datum

rođenja

8

ISODate

[0..1]

++++++++ProvinceOf

Birth

++++++++ Županija

rođenja

8


[1..1]

++++++++ City of

Birth

++++++++ Grad

rođenja

8


[1..1]

++++++++ Country of

Birth

++++++++ Država

rođenja

8

Code [A-Z]{2,2}

CountryCode Dvoslovna oznaka države prema ISO 3166 standardu a iznimno se koristi i dvoslovni kod XK za Kosovo.

Or}

[0..1]

+++++++ Other

+++++++ Ostalo

7

GenericPersonIdentification1 element(s)

[1..1]

++++++++

Identification

++++++++

Identifikacija

8


[0..1]

++++++++ Scheme

Name

++++++++ Naziv

Sheme

8


{Or

[1..1]

+++++++++ Code

+++++++++ Kod

9

Code maxLength: 4 Minlength: 1


Or}

[1..1]

+++++++++

Proprietary 9

Max35Text maxLength: 35

+++++++++ Vlastita

oznaka

Minlength: 1

[0..1]

++++++++ Issuer

++++++++ Izdavatelj

8


3.47 (3.128)

[0..1]

++++ Creditor Account ++++ Račun primatelja plaćanja

4

(AT-20 IBAN of the

Beneficiary)

AT-20 IBAN primatelja plaćanja

Unambiguous identification of the account of the creditor to which a credit entry will be posted as a result of the payment transaction. Račun primatelja u korist kojeg se uplaćuju sredstva kao rezultat platne transakcije. Popunjava se samo IBAN račun primatelja. CashAccount16

Podatak iz polja

2.116 iz pain.001

Podatak iz polja 2.116 iz pain.001

Podatak iz polja 2.116 iz pain.001

[1..1]



5

Usage Rule: Only IBAN is allowed.

{Or

[1..1]

++++++ IBAN ++++++ IBAN

6

IBANIdentifier

[A-Z]{2,2}[0-9]{2,2}[0-9]{1,19}

Or} [1..1]

++++++ Other ++++++ Ostalo

6

[1..1]

+++++++ Identification +++++++ Identifikacija

7


3.48 (3.129)

[0..1]

++++ Ultimate Creditor ++++ Krajnji primatelj

4

(AT-28 Name of the Beneficiary Reference Party) (AT-29

Identification code

of the Beneficiary

Reference Party)

Ultimate party to which an amount of money is due. Krajnji primatelj sredstava. PartyIdentification32

Podatak iz polja 2.117 iz pain.001 ako je popunjen



[0..1]

+++++ Name +++++ Naziv kranjeg primatelja

5


AT-28 Name of the Beneficiary Reference Party) Usage Rule: ‘Name’ is limited to 70 characters in length.

The name of the Beneficiary Reference party.

Podatak iz polja

2.118 iz pain.001

ako je popunjen



[0..1]


5

(AT-29 Identification code of the Beneficiary Reference Party)

Unique and unamibiguous identification of a party. The identification code of the Beneficiray Reference Party. A code suplied by the Originator and to be delivered unaltered to the Beneficiary. Sastoji se od elemenata iz

Podatak iz polja

2.120 iz pain.001

ako je popunjen



Party6Choice

{Or

[1..1]

++++++ Organisation Identification ++++++ Oznaka organizacije

6

Unique and unamibiguous way to identifiey an organisation Pravilo upotrebe: Upisuje se ili BIC/BEi ili Other.

Podatak iz polja

2.121 iz pain.001

ako je popunjen



{Or

[0..1]

+++++++ BICOrBEI

+++++++ BIC ili BEI

7

Identifier [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}

Or}

[0..1]

+++++++ Other

+++++++ Ostalo

7

[1..1]

++++++++

Identification

++++++++ Identifikacija

8


[0..1]

++++++++ Scheme

Name

++++++++ Naziv Sheme

8

{Or

[1..1]

+++++++++ Code

+++++++++ Kod

9

Code maxLength: 4 minLength:1

Or}

+++++++++

Proprietary 9

Max35Text maxLength: 35

[1..1] +++++++++ Vlastita oznaka

minLength: 1

[0..1]

++++++++ Issuer

++++++++ Izdavatelj

8


Or}

[1..1]

++++++ Private Identification ++++++ Privatna identifikacija

6

Unique and unamibiguous identification of a person eg. passport




{Or

[0..1]

+++++++ Date and

Place of Birth

+++++++ Datum i

mjesto rođenja

7

[1..1]

++++++++ Birth Date

++++++++ Datum

rođenja

8

ISODate

[0..1]

++++++++ProvinceOf

Birth

++++++++ Županija

rođenja

8


[1..1]

++++++++ City of

Birth

++++++++ Grad

rođenja

8


[1..1]

++++++++ Country of

Birth

++++++++ Država

rođenja

8

Code [A-Z]{2,2}

CountryCode a iznimno se koristi i

dvoslovni kod XK za

Kosovo

Or}

[0..1]

+++++++ Other

+++++++ Ostalo

7

[1..1]

++++++++

Identification

++++++++

Identifikacija

8


[0..1]

++++++++ Scheme

Name

++++++++ Naziv

Sheme

8


{Or

[1..1]

+++++++++ Code

+++++++++ Kod

9



Or}

[1..1]

+++++++++

Proprietary

+++++++++ Vlastita

oznaka

9


[0..1]

++++++++ Issuer

++++++++ Izdavatelj

8


2.2.5 Message Element Specifications

Razlog Odbijanja zaprimljen od banke ili CSM-a a koji se proslijeđuje platitelju odnose se na sljedeće ISO kodove kako slijedi: Ostali kodovi mogu se korisiti kada banka platitelja odbije poruku.

ISO Code

ISO Name

SEPA Core Reason as specified in the Rulebooks

AC01

IncorrectAccountNumber

Account identifier incorrect (i.e. invalid IBAN)

AG02

InvalidBankOperationCode

Operation/transaction code incorrect, invalid file format

Usage Rule: To be used for incorrect operation/transaction code.

AM05

Duplication

Duplicate payment

FF01

InvalidFileFormat

Operation/transaction code incorrect, invalid file

format

Usage Rule: To be used for invalid file format.

MS03

NotSpecifiedReasonAgentGenerated

Reason not specified

RC01

BankIdentifierIncorrect

Bank identifier incorrect (i.e. invalid BIC)

TM01 CutOffTime

File received after Cut-off Time

RR01 MissingDebtorAccountOrIdentification

Regulatory Reason

RR02 MissingDebtorNameOrAddress

Regulatory Reason

RR03 MissingCreditorNameOrAddress

Regulatory Reason

RR04 RegulatoryReason

Regulatory Reason

DNOR Debtor bank is not registered

Debtor Bank is not registered under this BIC in the CSM

CNOR Creditor bank is not registered

Creditor Bank is not registered under this BIC in the CSM

Preporuke za popunjavanja poruke pain.002.001.03:

Index odbijanje poruke-

status RJCT

odbijanje grupe naloga - status

RJCT

odbijanje pojedinačnog naloga - status

RJCT

napomena

1.0 Uvijek se popunjava Uvijek se popunjava Uvijek se popunjava podaci o poruci pain.002

1.1

1.2

1.5 Može se popuniti Može se popuniti Može se popuniti podaci o poruci pain.002-podatak o PPU platitelja

2.0

Uvijek se popunjava Uvijek se popunjava Uvijek se popunjava podaci o poruci pain.001 2.1

2.2

2.4 Može se popuniti Može se popuniti Može se popuniti podaci o poruci pain.001-br naloga i uk iznos naloga

2.5 Može se popuniti Može se popuniti Može se popuniti

2.6

Uvijek se popunjava Ne popunjava se Ne popunjava se podaci o statusu Rjct - pošiljatelj i razlog odbijanja -

razina poruku

2.7

2.8

2.9

2.10

2.12

3.0 Ne popunjava se Uvijek se popunjava Uvijek se popunjava podaci o grupi naloga

3.1 Ne popunjava se

3.2 Ne popunjava se Može se popuniti Može se popuniti

podaci o grupi naloga - br naloga i uk iznos naloga u grupi 3.3 Ne popunjava se

3.4

Ne popunjava se Uvijek se popunjava Ne popunjava se podaci o statusu Rjct - pošiljatelj i razlog odbijanja-

razina grupe naloga

3.5

3.6

3.7

3.8

3.10

3.12

Ne popunjava se Ne popunjava se Uvijek se popunjava podaci o statusu Rjct - pošiljatelj i razlog odbijanja-

razina pojedinačnog naloga 3.13

3.14

3.15

3.16

3.17

3.18

3.19

3.20

3.22

3.27

Ne popunjava se Ne popunjava se Uvijek se popunjava podaci o orginalnom nalogu iz poruke pain.001

3.29

3.32

3.35

3.36

3.38

3.39

3.40

3.41

3.42

3.44

3.46

3.47

3.48

Prijedlog popunjavanja poruke pain.002 - popunjavanje polja određeno je definicijom obveznosti popunjavanja polja kojuje odredila SEPA, ali i preporukom da se informiranje klijenta o statusu RJCT daje klijentu ovisno o tome odbija li se cijela poruka, grupa naloga unutarporuke ili pojedinačni nalog (nalozi) unutar jedne grupe u poruci. Preporuka je također da se podaci o orginalnoj transakciji vraćaju klijentu samo u slučaju odbijanja pojedinačnog naloga ili više njih iz jedne grupe naloga unutar jedne poruke.

Radi lakšeg snalažanja veza pain.001 i pain.002:

Naziv polja Pain.001 Pain.002

Message Identification

1.1 2.1

Payment Information Identification < PmtInfId>

2.1 3.1

Instruction Identification

2.65 3.14

End to End Identification

2.66 3.15

Amount 2.77 3.29

Requested execution date 2.15 3.32

Payment type information SALA

2.9 ili 2.70 I

2.14 ili 2.75 3.35

Payment method 2.2 3.36

Remittance information

2.133 Unstructured = 2.134

Structured = 2.135 Creditor reference informaton

= 2.138 SCOR = 2.141 Issuer = 2.143

Reference = 2.144 Additional remittance inf =

2.147

3.38

Ultimate debtor 2.53 i 2.55 (2.56 ili 2.57) 2.83 i 2.85 (2.86 ili 2.87)

3.39

Debtor 2.18, 2.29, 2.30(2.31 ili 2.32) 3.40

Debtor account 2.36 IBAN 3.41

Debtor agent 2.41 3.42

Creditor agent 2.96 3.44

Creditor 2.99, 2.109,2.110, 2.111 (2.112

ili 2.113) 3.46

Creditor account 2.116 IBAN 3.47

Ultimate creditor 2.118, 2.120 (2.121 ILI 2.122) 3.48

GroupHeader36

Index Or Message Item Mult. Represent./

Type

1.1 MessageIdentification [1..1] Text

1.2 CreationDateTime [1..1] DateTime

1.3 InitiatingParty [0..1] + PartyIdentification32

1.4 ForwardingAgent [0..1] + BranchAndFinancialInstitutionIdentificat

1.5 DebtorAgent [0..1] + BranchAndFinancialInstitutionIdentificat

1.6 CreditorAgent [0..1] + BranchAndFinancialInstitutionIdentificat

PartyIdentification32

Or Message Item Mult. Represent./

Type

Name [0..1] Text

PostalAddress [0..1]

Identification [0..1]

CountryOfResidence [0..1] Code

ContactDetails [0..1]

BranchAndFinancialInstitutionIdentification4

[1..1] FinancialInstitutionIdentification

[0..1] BIC Identifier

[A-Z]{6,6}[A-Z2-

9][A-NP-Z0-9]([A-

Z0-9]{3,3}){0,1}

[0..1] ClearingSystemMember

Identification

ClearingSystemMemberIdent

ification2

[0..1] ClearingSystemIdentification

or

[1..1] Code Code

maxLength: 5

minLength: 1

ExternalClearingSystemIdent

ification1Code

or

[1..1] Proprietary Text

maxLength: 35

minLength: 1

[1..1] MemberIdentification Text maxLength: 35

minLength: 1

[0..1] Name Text maxLength: 140

minLength: 1

[0..1] PostalAddress PostalAddress6

[0..1] AddressType Code AddressType2Code

[0..1] Department Text maxLength: 70

minLength: 1

[0..1] SubDepartment Text maxLength: 70

minLength: 1

[0..1] StreetName Text maxLength: 70

minLength: 1

[0..1] BuildingNumber Text maxLength: 16

minLength: 1

[0..1] PostCode Text maxLength: 16

minLength: 1

[0..1] TownName Text maxLength: 35

minLength: 1

[0..1] CountrySubDivision Text

maxLength: 35

minLength: 1

[0..1] Country Code [A-Z]{2,2}

[0..7] AddressLine Text maxLength: 70

minLength: 1

[0..1] Other GenericFinancialIdentificatio

n1

[1..1] Identification Text maxLength: 35

minLength: 1

[0..1] SchemeName FinancialIdentificationSchem

eName1Choice

[1..1] Code Code maxLength: 4

minLength: 1

ExternalFinancialInstitutionId

entification1Code

[1..1] Proprietary Text maxLength: 35

minLength: 1

[0..1] Issuer Text maxLength: 35

minLength: 1

[0..1] BranchIdentification BranchData2

[0..1] Identification Text maxLength: 35

minLength: 1

[0..1] Name Text maxLength: 140

minLength: 1

[0..1] PostalAddress PostalAddress6

[0..1] AddressType Code AddressType2Code

[0..1] Department Text maxLength: 70

minLength: 1

[0..1] SubDepartment Text maxLength: 70

minLength: 1

[0..1] StreetName Text maxLength: 70

minLength: 1

[0..1] BuildingNumber Text maxLength: 16

minLength: 1

[0..1] PostCode Text maxLength: 16

minLength: 1

[0..1] TownName Text maxLength: 35

minLength: 1

[0..1] CountrySubDivision Text

maxLength: 35

minLength: 1

[0..1] Country Code [A-Z]{2,2}

[0..7] AddressLine Text maxLength: 70

minLength: 1

OriginalGroupInformation20


Type

2.1 OriginalMessageIdentification [1..1] Text

2.2 OriginalMessageNameIdentification [1..1] Text

2.3 OriginalCreationDateTime [0..1] DateTime

2.4 OriginalNumberOfTransactions [0..1] Text

2.5 OriginalControlSum [0..1] Quantity

2.6 GroupStatus [0..1] Code TransactionGroupStatus3Code

2.7 StatusReasonInformation [0..n] StatusReasonInformation8

2.13 NumberOfTransactionsPerStatus [0..n]

TransactionGroupStatus3Code

Code Name Definition

ACCP AcceptedCustomerProfile Preceding check of technical validation was successful.

Customer profile check was also successful.

ACSC AcceptedSettlementComplet Settlement on the debtor's account has been completed.

ed

Usage : this can be used by the first agent to report to the

debtor that the transaction has been completed. Warning :

this status is provided for transaction status reasons, not for

financial information. It can only be used after bilateral

agreement

ACSP AcceptedSettlementInProces All preceding checks such as technical validation and

s customer profile were successful and therefore the payment

initiation has been accepted for execution.

ACTC AcceptedTechnicalValidatio Authentication and syntactical and semantical validation

n are successful.

ACWC AcceptedWithChange Instruction is accepted but a change will be made, such as

date or remittance not sent.

PART PartiallyAccepted A number of transactions have been accepted, whereas

another number of transactions have not yet achieved

'accepted' status.

PDNG Pending Payment initiation or individual transaction included in the

payment initiation is pending. Further checks and status

update will be performed.

RCVD Received Payment initiation has been received by the receiving agent.

RJCT Rejected Payment initiation or individual transaction included in the

payment initiation has been rejected.

StatusReasonInformation8


Type

2.8 3.6 3.18

Originator [0..1] + PartyIdentification32

2.9 3.7 3.19

Reason [0..1] StatusReason6Choice

2.12 3.10 3.22

AdditionalInformation [0..n] Text

StatusReason6Choice


Type

2.10 3.8 3.20

{Or Code [1..1] Code ExternalStatusReason1Code

2.11 3.9 3.22

Or} Proprietary [1..1] Text

NumberOfTransactionsPerStatus3


Type

2.14 3.12 DetailedNumberOfTransactions [1..1] Text

2.15 3.13 DetailedStatus [1..1] Code

TransactionIndividualStatus3Code

2.16 3.14 DetailedControlSum [0..1] Quantity

TransactionIndividualStatus3Code

Code Name Definition

ACCP AcceptedCustomerProfile Preceding check of technical validation was successful.

Customer profile check was also successful.

ACSC AcceptedSettlementComplet Settlement on the debtor's account has been completed.

ed

Usage : this can be used by the first agent to report to the

debtor that the transaction has been completed. Warning :

this status is provided for transaction status reasons, not for

financial information. It can only be used after bilateral

agreement

ACSP AcceptedSettlementInProces All preceding checks such as technical validation and

s customer profile were successful and therefore the payment

initiation has been accepted for execution.

ACTC AcceptedTechnicalValidatio Authentication and syntactical and semantical validation

n are successful.

ACWC AcceptedWithChange Instruction is accepted but a change will be made, such as

date or remittance not sent.

PDNG Pending Payment initiation or individual transaction included in the

payment initiation is pending. Further checks and status

update will be performed.

RJCT Rejected Payment initiation or individual transaction included in the

payment initiation has been rejected.

OriginalPaymentInformation1


Type

3.1 OriginalPaymentInformationIdentification [1..1] Text

3.2 OriginalNumberOfTransactions [0..1] Text

3.3 OriginalControlSum [0..1] Quantity

3.4 PaymentInformationStatus [0..1] Code TransactionGroupStatus3Code

3.5 StatusReasonInformation [0..n] StatusReasonInformation8

3.11 NumberOfTransactionsPerStatus [0..n] NumberOfTransactionsPerStatus3

3.15 TransactionInformationAndStatus [0..n] PaymentTransactionInformation25

ExternalStatusReason1Code

Code

Name

primjena Definition

1 AC01 IncorrectAccountNumber Da Account number is invalid or missing.

2 AC02 InvalidDebtorAccountNumber ne Debtor account number invalid or missing

3 AC03 InvalidCreditorAccountNumber ne Creditor account number invalid or missing

4 AC04 ClosedAccountNumber da Account number specified has been closed on the bank of account's books.

5 AC05 ClosedDebtorAccountNumber ne Debtor account number closed

6 AC06 BlockedAccount Da Account specified is blocked, prohibiting posting of transactions against it.

7 AC07 ClosedCreditorAccountNumber ne Creditor account number closed

8 AC08 InvalidBranchCode ne Branch code is invalid or missing

9 AC09 InvalidAccountCurrency Da, vidi Account currency is invalid or missing

10 AC10 InvalidDebtorAccountCurrency ne Debtor account currency is invalid or missing

11 AC11 InvalidCreditorAccountCurrency ne Creditor account currency is invalid or missing

12 AC12 InvalidAccountType ne Account type missing or invalid. Generic usage if cannot specify between group and payment

Documents

Bank to Customer Reject Credit Transfer Dataset pain. 002 ......poruke u okviru istoga datuma nastanka poruke i pošiljatelja poruke. Banka dodjeljuje samostalno radi identifikacije