Wearable Banking (2015)

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Wearable Banking From Building Trials to ConverFng Wearable RevoluFon into a Reality

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Paypal App on the Latest Samsung Gear 2 SmartWatch



Wearable Banking CaixaBank, Barclays, Banc Sabadell , Wells Fargo, Bank of America, Halifax … have launched payments wristbands, smart watches apps and trial with Google Glass


Copyright © 2014 Oracle and/or its affiliates. All rights reserved. | Oracle ConfidenFal – Internal/Restricted/Highly Restricted 5

With wearables users can do more on the go


Which one would you rather take to the beach?





Branch Finder, Currency Converter, Payments



InteracFng to Banking Accounts



From Building Trials to ConverFng Wearable RevoluFon into a Reality PlaDorm Requirements for Digital Growth



80% Of consumers have privacy concerns with wearable Internet of Things (IoT) connected technologies


MOBILE SECURITY


IoT Devices INTEGRATION

Wearable Tecnology is highly fragmented by brand and device type



APIs to Share Data


New services and applicaFons require exchanging data among different systems and eventually with external companies (Insurance Companies, credit cards…)


CLOUD As the Glue of Everything




Functions of A Digital Business Platform (Not an exhaustive list)

API Services to securely transform back-end services into easily consumable APIs

Analytics Services to provide end-to-end visibility across

the entire digital value chain

Developer tools and Services with integrated

monetisation to accelerate development and

reduce time-to-market

Enterprise-grade security to protect sensitive data

End-to-end business & user channel management with

operational visibility

Integrated BaaS (back-end as a service) for developers

to build engaging apps

Carrier-grade cloud and on-premises deployment


“For financial services, that will be a day when consumers can bank, shop, and pay while walking and driving -‐-‐ with or without their smartphones -‐-‐ with unparalleled ease, intuiFveness, security, and privacy”. –  Javelin Strategy & Research



Technology

Wearable Banking (2015)