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SAP FORUM İSTANBUL 2014 Big BangKing Marc Nolla Director Strategic Initiatives SAP Innovation South Europe

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SAP FORUM İSTANBUL 2014Big BangKingMarc Nolla

Director Strategic Initiatives

SAP Innovation South Europe

© 2014 SAP AG. All rights reserved. 3

© 2014 SAP AG. All rights reserved. 4

Caravanserais

Source http://www.consideratcaravanserai.net

© 2014 SAP AG. All rights reserved. 5

Banking Players an Extended ViewMy personal view as a customer

TR

US

T

High

Low

myBANK

© 2014 SAP AG. All rights reserved. 6

“Traditional banks could

lose a third of their market

share to non-banks by 2020”

Accenture

i-SWAT

© 2014 SAP AG. All rights reserved. 7

The risk for banks “… a limited role as

back-office utilities, while non-banks

become the new face of their customers’

financial lives”

Wired

i-SWAT

© 2014 SAP AG. All rights reserved. 8

What does my Bank look like?

© 2014 SAP AG. All rights reserved. 9

What does my Bank look like?

© 2014 SAP AG. All rights reserved. 10

What does my Bank look like?

© 2014 SAP AG. All rights reserved. 11

Apple Pay

© 2014 SAP AG. All rights reserved. 12

Banking Players an Extended ViewMy personal view as a customer

TR

US

T

RELEVANCE

High

LOW

Low

HIGH

BANK The Race for

Relevance

© 2014 SAP AG. All rights reserved. 13

Big BangKing

i-SWAT

© 2014 SAP AG. All rights reserved. 14

Banks…”enjoy a crucial competitive

advantage — the huge store of

information they already have about

their customers”

Francisco González BBVA

i-SWAT

© 2014 SAP AG. All rights reserved. 15

Winning the Relevance Race in Banking

PRECISION

MARKETINGOMNI-

CHANNEL

CUSTOMER

ENGAGEMENT

INTELLIGENCE

© 2014 SAP AG. All rights reserved. 16

Customer

Engagement

i-SWAT

© 2014 SAP AG. All rights reserved. 17

Smartify the Data

1. Harvest Data

2. Merge Interactions

3. Gain Insights

4. Build Target Groups

intelligently

5. Trigger Actions

Predictive Analytics

Interactions

Consumer

© 2014 SAP AG. All rights reserved. 18

http://www.youtube.com/watch?v=_Ax9bMYlc34

© 2014 SAP AG. All rights reserved. 19

“The model building

process, including data

prep and analysis, now

takes 1 to 2 weeks

700 models

Built for churn

and X-sell

”Viliah Overwater, Snr.

Modeling Analyst,

Vodafone NL

© 2014 SAP AG. All rights reserved. 20

CUSTOMER LIFECYCLE VALUE CHURN RATE CUSTOMER ENGAGEMENT

SAP Customer Engagement Intelligence

© 2014 SAP AG. All rights reserved. 21

SAP Social Contact Intelligence

© 2014 SAP AG. All rights reserved. 22

SAP Precision Marketing

Personalization

CRM-based

offers

“I know who my

customers are,

but can I reach

them when it

counts?”

Tim

eli

ness

Location-based

offers

“I know where my

customers are,

but everyone gets

the same offer.”

Relevance and

Simplification

© 2014 SAP AG. All rights reserved. 23

CubeX

© 2014 SAP AG. All rights reserved. 24

Precision

Marketing

i-SWAT

© 2014 SAP AG. All rights reserved. 25

© 2014 SAP AG. All rights reserved. 26

© 2014 SAP AG. All rights reserved. 27

© 2014 SAP AG. All rights reserved. 28

Provide Relevant and convenient products and services: Preferencesand geo-Localización

© 2014 SAP AG. All rights reserved. 29

Mapping stores vs STM’s lines and

stations

STM Partners’ stores

Partner Ecosystem

Over 340 merchants, and 1,000 events being added to the program

City of Montreal

© 2014 SAP AG. All rights reserved. 30

Omni-Channel

Engagement

i-SWAT

© 2014 SAP AG. All rights reserved. 31

Bluetooth Low Energy (BLE) – iBeacons

© 2014 SAP AG. All rights reserved. 32

For Innovative Points of Sale

Proximity

Marketing

Indoor

Location

Contacless

Payment

Check-in

Coupons

© 2014 SAP AG. All rights reserved. 33

Transform the Branch

© 2014 SAP AG. All rights reserved. 34

to create a meaningful customer engagement

Source BBVA

© 2014 SAP AG. All rights reserved. 36

Customer engagement

© 2014 SAP AG. All rights reserved. 37

Consumer at Retail Store

© 2014 SAP AG. All rights reserved. 38

Consumer at Retail Store

© 2014 SAP AG. All rights reserved. 39

Consumer at Retail Store

© 2014 SAP AG. All rights reserved. 41

© 2014 SAP AG. All rights reserved. 42

Winning the Relevance Race in Banking

PRECISION

MARKETINGOMNI-

CHANNEL

CUSTOMER

ENGAGEMENT

INTELLIGENCE

© 2014 SAP AG. All rights reserved. 43

Banking Players an Extended ViewWinning the Race of Relevant Banking

TR

US

T

RELEVANCE

High

LOW

Low

HIGH

BANK

Leverage big data to offer new

relevant services and products

Simplify customer experience

RELEVANT

BANKING

© 2014 SAP AG. All rights reserved. 44

Simplify Everything

do Anything

i-SWAT