27
LEAD DISTRICT BANK, DENA BANK जजजज जजजजजज जजजज, जजजजजजजज 1-viswhvkarma Nagar, Jodhpur gate -जजजजजजजजजज जजज, जजजजजज जजजज KHAMBHALIYA-361305, ३६१३०५ Tel.:02833-237412, email:[email protected] DB/LB/DLCC/DEC/2018 Dt: 05/03/2019 To, ------------------------- ------------------------- Ref: DLRC /DCC Meeting of Devbhumi Dwarka District to be held on 14/03 /2019 for the quarter ended December2018 The subject meeting is to be held on 14/03/2019 at 5:00 PM at Conference Hall, Collectorate Office, Khambhaliya for reviewing the progress under ACP and Review the performance for the quarter ended December 2018. We append below the detailed background papers for the said meeting for your perusal and doing the needful. As the meeting, being the highest forum at District Level, it is utmost necessary that a senior level functionary who is competent enough to make commitment or take decision on behalf of his agency / department should attend. The business of the meeting will be transacted sharp at 05:00 PM. You are therefore requested to please complete the registration and other formalities before commencement of the meeting. All Banks & Agencies are requested to reconcile the position of applications under various schemes of Government Sponsored Programme before attending the meeting. Yours faithfully, 1

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Page 1:  · Web viewThe proceedings of the DLCC/DLRC meeting for the quarter ended Sept-18 held on 11/12/2018 were circulated to all the members on 27/12/2018. Since no comments/amendments

LEAD DISTRICT BANK, DENA BANKजि�ला अग्रणी बैंक, देनाबेंक1-viswhvkarma Nagar, Jodhpur gate१-वि�श्वकर्माा� नगर, �ोधपुर गेईटKHAMBHALIYA-361305, खंभालीया– ३६१३०५Tel.:02833-237412, email:[email protected]

DB/LB/DLCC/DEC/2018 Dt: 05/03/2019

To,

--------------------------------------------------

Ref: DLRC /DCC Meeting of Devbhumi Dwarka District to be held on 14/03/2019 for the quarter ended December2018

The subject meeting is to be held on 14/03/2019 at 5:00 PM at Conference Hall, Collectorate Office, Khambhaliya for reviewing the progress under ACP and Review the performance for the quarter ended December 2018. We append below the detailed background papers for the said meeting for your perusal and doing the needful.

As the meeting, being the highest forum at District Level, it is utmost necessary that a senior level functionary who is competent enough to make commitment or take decision on behalf of his agency / department should attend.

The business of the meeting will be transacted sharp at 05:00 PM. You are therefore requested to please complete the registration and other formalities before commencement of the meeting.

All Banks & Agencies are requested to reconcile the position of applications under various schemes of Government Sponsored Programme before attending the meeting.

Yours faithfully,

Lead District ManagerDevbhumi Dwarka

1

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AGENDA INDEX OF DLCC/DLRC MEETING OF DEVBHUMI DWARKA DISTRICT FOR THE QUARTER ENDED DECEMBER 2018Agenda

No.Particulars

1 Confirmation of proceedings of the last DLCC/DLRC meeting2 Review of Key banking parameters for the Qtr ended Dect-183 Action taken report on action points of previous meeting4 Financial inclusion program progress report-Roadmap5 FINANCIAL INCLUSION AND OTHER ISSUES

5.1 Progress Under PMJDY5.2 Aadhaar Seeding & authentication in CASA

accounts5.3 Gap in appointment of the BCs5.4 Progress in enrolment in Social security schemes5.5 Progress under PMMY

6 Details of the progress in implementation of Central Govt. Sponsored Schemes6.1 PMEGP ( KVIC+KVIB+DIC)6.2 Other Central Govt. Sponsored Schemes: NULM

7 State Govt. sponsored schemes8 Review of Annual Credit Plan (ACP)9 Doubling of Farmer’s income by 202210 Pradhan Mantri Awas Yojana (U)11 Progress in installation of Aadhaar Enrollment Kit in Bank

branches12 Review of Progress in submission of LBRs13 Review of NPAs14 Long pending (more than 6 months) subsidy

claims-scheme/bankwise15 Review of recovery position in recovery certificate filed under

state recovery acts16 Review of progress of RSETI17 Progress in issuance of various credit card schemes18 SHG related issues-Grading of SHG and SHG-Bank Linkage19 Details of outdoor FLCs conducted by rural branches of the

banks20 Negotiable Warehouse Receipts (NWRs) to farmers by

warehousing development regulatory authority21 Joint Liability Group-formation and credit22 Details of various meetings of subcommittee held during the

quarter23 List of Absentee bank branches in BLBC24 Details and findings of study done if any in the district since last

meeting and implementable action points if any,25 Summary of important circulars issued by RBI/NABARD/other

authorities relevant to this forum26 Any other matter with permission of the Chair27 Date of next Meeting for the Qtr Mar-2019

1. Confirmation of the proceeding of Last Meeting

2

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The proceedings of the DLCC/DLRC meeting for the quarter ended Sept-18 held on 11/12/2018 were circulated to all the members on 27/12/2018. Since no comments/amendments have been received from any of the members, the House is requested to confirm the same.

2. Review of Key Banking Parameters in District for quarter ended Dec– 2018(Amt. Rs in Lakhs)

Sr.No. DetailsLast Qtr.

Sept 18

Last Year

Dec 17

Present Qtr

Dec 18

Growth Q-o-Q

(%)

GrowthY-o-Y(%)

1 a

BranchExpansion

Urban & Metro 0 0 0 0 0Semi Urban 55 55 55 0 0

Rural 44 44 44 0 0Satellite Office 0 0 0 0 0

Total 99 99 99 0 0

1 b

ATMsExpansion

Urban & Metro 0 0 0 0 0Semi Urban 49 49 49 0 0

Rural 12 12 12 0 0Total 61 61 61 0 0

2 Deposit Growth 386269 366301 399805 3.50 9.153 Advances 165084 145714 172529 4.51 18.404 Priority Sector Advance 146555 127629 150218 2.50 17.70

4.1 a)b)

% growth% to total advances 88.78 87.59 87.07

5 Agriculture Advance 117227 105940 117445 0.19 10.865.1 a)

b)% growth

% to total advances 71% 73% 68%5.2 (A)

5.2 (B)

Of (5) above, Loans to Small & Marginal Farmers% to total advances

51796

31.38%

34554

23.71%

53009

30.72%2.34 53.41

6

MSME Advanc

e

No. of Units 6704 6193 6983 4.16 12.75

Amount O/S% growth% to total advances

18930

11.47%

12401

8.51%

20739

12.02%9.56 67.23

6(A)

Of (6) above ,loans to

micro units

No. of Units 5190 3129 5409 4.22 72.87

Amt. O/S 10385 4975 10768 3.69 116.44

% to total advances 6.29% 3.41% 6.24%

7 Weaker Section Advances 65663 59263 66139 0.72 11.60

7.1 % growth% to total advances 39.77% 40.67% 38.34%

3

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8 Kisan Credit Card

No. 67637 68283 67954 0.46 -0.48

Amount o/s 105530 94099 105697 0.16 12.33

9 CD Ratio 42.74 39.66 43.15 0.41 3.49

( Ref. Annex. I To IV)

- Appreciable deposit growth - BOB, HDFC, SBI, Dena - Negative deposit growth – JDCB, SGB, BOI.- Appreciable advances growth- BOB, ICICI, CBI, HDFC, SGB, SBI- Negative advances growth- JDCC, BOI, Dena.

3. ATR on Action Points of previous meeting

Sr.No.

Item No. of Last Meeting Minutes

Action Point in Brief Status of ATR

1 Agenda 4 There are 5 unbanked rural centres in the district having below 5000 population (tier VI) as stated below,1. Lovravi allotted to Bank of India,

Dwarka

2.Maripur allotted to Punjab National Bank, Dwarka

3.Jepur allotted to State Bank of India, Raval4.Kota allotted to Bank of India, Khambhaliya5.Gojines allotted to State Bank of India, Lamba

And there are 3unbanked rural centres in the district having above 5000 population (tier V) as stated below,1.Bharana allotted to Bank of India, Vadinar2. Khathi Devaliya allotted to Canara Bank, Khambhaliya

1. Lovrali - BOI has appointed BC2.Appointment of BC by PNB is in process

3. No progress

4. Kota - BOI has appointed BC

5. No progress

1. No progress

2. No progress

4

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3. Harshadpur alloted to State Bank of India, ADB Branch. All Service area banks are requested to open full fledge brick and mortar branch or open banking outlet with BC or bank employee with minimum 4 hours a day and 5 days a week banking service.

3. No progress

2 Agenda No. 24.2 LBO,RBI has advised SBI district coordinator to submit ATR within 15 days regarding feeding of appropriate code in CBS for opening accounts of students eligible to receive scholarship from State Government.

No progress or informed

3 Set up of New ATMs at public places in Devbhumi Dwarka District

SN Bank NameDistrict

CoordinatorATM Place Action Taken Report

1 Bank of India Khambhaliya Bus Station, Khambhaliya

NO REPLYRailway Station, Dwarka

2

State Bank of

India

ADB,

Khambhaliya

Railway Station,

Khambhaliya NIL

APMC, Khambhaliya

APMC, Bhanvad

3 ICICI Bank Khambhaliya

Jilla Sevasadan,

Khambhaliya In Process

4 Axis Bank Khambhaliya Civil Hospital, Khambhaliya

Request raised to

concern department

5 HDFC Bank Khambhaliya Bus Station, Dwarka NO REPLY

6 Bank of Baroda Khambhaliya Railway Station, Okha Not viable

APMC, Bhatia Not viable

4. FIP: 4.1 FIP progress Report -

5

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Total Rural Centres (Tier 5 &

6)

(A)

Out of A, **Banking

Outlets present in (B)

Total Unbanked

Rural Centres (A-

B)

261 256 5

4.2 Progress in opening of Banking Outlets :Rural Centres with

Population

No. of Unbanked

Rural

Centres(URCs) in

beginning of the

quarter

Banking Outlets

opened during the

quarter

No. of Unbanked

Rural

Centres(URCs) in

end of the quarter

Above 5,000 (Tier-5) 3 0 3

Less than 5,000

(Tier-6)

5 3 2

In tier VI village of Bharana BOI has appointed BC.In tier VI of village Lovrali and Kota BOI has appointed BC.In tier VI of village Maripur appointment of BC is in process.

5 Financial Inclusion and other issues.

5.2 Progress under PMJDY(Amt Rs in Lakhs)

Bank Pre qtr sept 18 Pre yr Dec 17 As on Dec 18Q-o-Q growth

(%)

Y-o-Y growth

(%)

Out of

which,

total

Aadhaar

Seeded

Acct

Total

no of

RuPay

Cards

issued

No of

Pass-

Books

issuedAc Amt Ac Amt Ac Amt Ac Amt Ac Amt

PSBs 95527 20429 686971366

099649

2181

34.32 6.77

45.0

659.68 76043 82797 98815

RRBs 16262 39 15841 38 16328 39 0.41 0.00 3.07 2.63 11682 9923 16328

Pvt 2740 124 1887 96 2009 84 -26.68 -32.59 6.47 -12.62 1184 1978 176

GSCB 0 0 0 0 0 0 0 0 0 0 0 0 0

Total11452

920592 86425

1379

4

11798

6

2193

53.02 6.52

36.5

259.02 88909 94698

11531

9

( Ref. Annex. V)

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5.2Aadhaar Seeding & authentication in CASA accounts :

Bank

Total No. active CASA

accounts

Out of which, total Aadhaar

Seeded Accounts

%Aadhaar Seeding in

CASA accounts

%Aadhaar authentication

in CASA accounts

Total no. of

Savings accounts

Savings account seeded

with Mo.No.

%Mo. No.

Seeding

PSBs 582563 487639 83.71 67.65 541034 397624 73.49RRBs 115945 97810 84.36 77.16 114332 84649 74.04Private Banks 39013 27835 71.35 46.59 35431 26285 74.19

GSCB 0 0 0 0 0 0 0

Total 737521 613284 83.15 68.03 690797 508558 73.62

( Ref. Annex. VI)

5.3 Gap in appointment of the BCs

Sr.Name of

Bank

Status Report on Bank Mitra and Infrastructure

No. of SSA allotted (a)

No. of BCs

required (b)

No. of BCs

available (c)

Uncovered SSA (d)

out of (d), No. of

location uncovered

due to connectivit

y1 All Banks 96 90 82 8 0

( Ref. Annex. VII)

-SBI, UCO, PNB, CBI has 5, 1, 1, 1 uncovered SSAs, respectively.

5.4 Progress in enrolment in Social Security Schemes

5.4 A – PMSBY

Bank

PMSBY

Sep 18 Dec 18 Dec 17 Q-o-Q growth (%)

Y-o-Y growth (%)

PSBs 24439 26882 24950 10.00 7.74RRBs 485 492 419 1.44 17.42GSCB 0 0 0 0 0Pvt 1528 1531 1563 0.20 -2.05

Total 26452 28905 26932 9.27 7.33

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5.4B- PMJJBY

BankPMJJBY

Sep 18 Dec 18 Dec 17 Q-o-Q growth (%) Y-o-Y growth (%)

PSBs 6570 6856 5506 4.35 24.52RRBs 219 231 169 5.48 36.69GSCB 0 0 0 0 0Pvt 683 689 714 0.88 -3.50

Total 7472 7776 6389 4.07 21.71

5.4C-APY

BankAPY

TOTALSep 18 Dec 18 Dec 17 Q-o-Q

growth (%)Y-o-Y

growth (%)PSBs 1174 1598 939 36.12 70.18 35336RRBs 79 81 49 2.53 65.31 804GSCB 0 0 0 0 0 0Pvt 179 161 121 -10.06 33.06 2381

Total 1432 1840 1109 28.49 65.92 38521(Ref. Annex. VIII )

5.5 Progress under PMMY ( Amt Rs in Lakhs)

SR No. Category No. of A/cs Sanctioned amt DisbursedAmt

1 Shishu 1323 352.26 459.502 Kishore 714 1148 11203 Tarun 85 633 577

Total 2122 2132 2156

NPA in PMMY 58 66 3.08(% of Disb Amt)

(Ref. Annex. IX)

5.6 Progress under Stand up India Scheme(Amt Rs in Lakhs)

No Status of Application No Amt1 Received 11 293.752 Sanction 10 293.753 Disbursed 10 252.28

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4 Pending 01

6 The details of the progress made in implementation of Central Government Sponsored Schemes.

6.1Name of Scheme: - PMEGP (KVIC+KVIB+DIC)

Sr. Target

Appl.

Forwarded

to Banks

Appl. Sanctioned

by Banks

Appl. Rejected

by Banks

Appl. Pending

with Banks

1 NIL 5 0 0 5

(Ref. Annex. X)

6.2 Other Central Government Sponsored Schemes : NULM

Target

(No.)

No. of Applications %

AchievementSponsored Sanctioned Rejected Pending

Individual (SEP-I)

NILGroup (SEP-G)

SHG Bank

Linkage

Total

7 State Government Sponsored Schemes (Amt Rs in Lakhs)

Name

of

Scheme

Target

Old

Pending

No. of Applications%

AchievementSponsore

dSanctioned Rejected Pending

VBS 450 76 537 245 255 113 54.44

GSCDC 68 0 59 7 6 46 10.29

DCWD 63 0 81 37 9 35 59

ITI 1 0 1 1 0 0 100.00

DTASY 14 0 32 4 25 3 28.57

GWEDC 17 0 1 0 0 1 0.00

JGVY 0 0 0 0 0 0 0.00

( Ref. Annex. XI to XVI)

9

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8. Review of Annual Credit Plan (ACP)( Amt Rs in Lakhs)

Sr. Sectors ACP Current YearAnnual Allocation Achiev. Upto current

qtr.Achievement %

A/C Amt. A/C Amt. A/C Amt.1 Total Agri 82980 96995 64964 94210 78 97

Of which Crop Loan 73591 63288 61148 86472 83 137

Of which Allied+ATL 9389 33707 3816 7738 41 23

2 MSME 2803 8500 2187 7475 78 883 Education 144 456 213 156 148 344 Housing 500 2694 197 1336 39 505 Others 2144 560 116 267 5 48

Total Priority Sector Advances

88571 109205 67677 103444 76 95

( Ref. Annex. XVII)

9. Doubling of Farmer’s income by 2022 :

For doubling of Farmer’s income by 2022, all banks were already instructed to emphasize on Agriculture Ancilliary activity like dairy, fisheries, vermiculture, bee keeping etc.

Further, NABARD has introduce Area Development Scheme (ADS) for all districts of Gujarat, implementable over next five years 2018-2023, which are expected to facilitate capital formation in agriculture and also create avenues for additional income for the farmers to achieve the goal of doubling of farmers by 2022. In our Devbhumi Dwarka District, NARARD has identified two schemes i. e. Dairy Development and Sprinkler Irrigation for Groundnut.

The target and achievement of both the scheme are as under :

Sr No

Name of Scheme

Target Achievement % Achieve

ACC Amt(lakh) ACC Amt

(lakh) ACC Amt

1 Dairy Development

150 518.12 29 66 19 11

2Sprinkler

Irrigation for Groundnut

950 334.39 69 63 7 19

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10. Pradhan Mantri Awas Yojana (U) :

Sr. No. Block Name No. of Cases Approved1 Okha 32 Dwarka 193 Khambhaliya 4254 Salaya 05 Bhanvad 136 Jam Raval 1

Total 461Source : Regional Commissioner Office, Rajkot

11.Progress in installation of Aadhaar Enrollment Kit in Bank branches :

Sr No. Bank Name

Branch NameAadhar Centre alloted

Aadharcentre started

Aadhar centre Yet to start

1 Dena Bank Khambhaliya KhambhaliyaOkha Okha

2 Bank of Baroda Dwarka Dwarka

3 SaurashtraGramin Bank Dwarka Dwarka

Khambhaliya KhambhaliyaVeradnakaBhanvad

Veradnaka Bhanvad

4 Bank of India Bhanvad Bhanvad5 State Bank of India Bhatia Bhatia6 ICICI Bank Dwarka Dwarka

7 Central Bank of India Khambhaliya KhambhaliyaTotal 10 8 2

12. Review of Progress made in Submission of LBRs as per LBR Received up to current quarter. Apart from % submission, names of branches that have delayed / not submitted LBRs for 2 or more quarters may be mentioned.

It has been discussed in every BLBC that every branch has to submit LBR return before 5th of proceeding month. Such practice is not followed by the branches and because of non-submission of LBRs within prescribed time, overall district performance is affected.

(Ref. Annex. XVIII)11

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13.Review of NPAs( Amt Rs in Lakhs )

Particulars Amt. Outstanding Amt. of NPA

% NPA to Outstanding

Priority Sector AdvancesCrop Loan 82814 387 0.47

Agri. Term Loan 7791 728 9.34MSMEs 11229 392 3.49

Other PSA 11342 122 1.08Total PSA 121260 1667 1.37

Non Priority Sector 24287 313 1.29TOTAL ADVANCES 145740 1982 1.36

Central Govt. Sponsored schemesPMEGP 7 4 57.14

State Govt. Sponsored programmesVBS (DIC) 1031 168 16.29GSCDC 68 12 17.65DCWD 55 9 16.36

GWEDC 8 2 25.00JGVY 0.00 0.00 0.00

OthersHousing Loan 10918 22 0.20

Education Loan 1145 33 2.88(Ref. Annex. XIX)

14. Long pending(more than 6 months) subsidy claims-Scheme / bank-wise:

a. State Government Sponsored Schemes:

Name ofBank

Subsidy pending in No. of casesVBS DTAS JGVY DCWD GWEDC GSCDC

UBI 7 0 0 0 0 0CBI 13 0 0 0 1 0PNB 0 0 0 0 0 1UCO 1 0 0 0 0 0

INDIAN 8 0 0 0 0 0PNB - There was cheque of an amount rs-17800/- dated 14-09-2016 being subsidy amount of Ramdati Amitgiri Rameshgiri, we have not receive up till now after revalidating it by D.I.C.

b. Central Government Sponsored Schemes

Name of Bank Subsidy pending in No. of casesNULM PMEGP

12

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0 0 015.Review of recovery position in Recovery Certificate filed under State

Recovery Acts.

[A] Cases filed with District Collector:(Amt Rs in Lakhs)

Sr. Name of Bank

Cumulative Position of

Cases filed Recovery effected Cases closed Cases pending

A/C. Amt. A/C. Amt. A/C. Amt. A/C. Amt.1 BOI 1 8.00 0 0 0 0 1 8.002 CBI 17 30.33 2 2.43 2 2.43 15 27.9

Period wise Pendency:(Amt Rs in Lakhs)

Sr.Name

of Bank

Less than 1 yr. 1 to 2 yr. 2 to 3 yr. Above 3 yr. Total pending

A/C. Amt. A/C. Amt. A/C. Amt. A/C. Amt. A/C. Amt.1 BOI 0 0 0 0 0 0 1 8 1 8.002 CBI 15 27.90 0 0 0 0 0 0 15 27.90

[B] Cases filed with DDO:(Amt Rs in Lakhs)

Sr. Name of Bank

Cumulative Position of

Cases filed Recovery effected Cases closed Cases pending

A/C. Amt. A/C. Amt. A/C. Amt. A/C. Amt.1 BOI 10 32.38 5 12.34 5 12.34 5 20.042 SGB 558 11571 2 8 146 2727 412 8836

Period wise Pendency:(Amt Rs in Lakhs)

Sr.Name

of Bank

Less than 1 yr. 1 to 2 yr. 2 to 3 yr. Above 3 yr. Total pending

A/C. Amt. A/C. Amt. A/C. Amt. A/C. Amt. A/C. Amt.1 BOI 0 0 0 0 0 0 5 20.04 5 20.042 SGB 24 1055 176 4209 0 0 133 2531 412 8836

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[C] (1) Bank Wise details of top 5 cases pending with District Collector

Sr. No.

Borrower Name

Type of Loan CC/TL/Other

Amt. Sanctioned

Amt. O/S Overdue Interest

Other Charges Due

RC Filed on Remarks

1

Details not received from the banks and hence banks to bring the information at the time of meeting.

2345

(2) Bank Wise details of top 5 cases pending with DDO

Sr. No.

Borrower Name

Type of Loan CC/TL/Other

Amt. Sanctioned

Amt. O/S Overdue Interest

Other Charges Due

RC Filed on Remarks

1

Details not received from the banks and hence banks to bring the information at the time of meeting.

2345

16. Review of progress of RSETI

a. Training at RSETIs1 2 3 4 5

No. of Training

Prog. Conducted

during the Qtr.

No. of

persons

trained

Cumulative during

the current FY

No. of

persons

trained

since

inception

Out of 4, trainee settled

(settlement ratio)

No. of

Prog.

No. of

persons

trained

No. of trainee

settled through

Bank Finance

No. of trainee

settled through

own Source

1 19 2 42 1635 151 738

b. Settlement ratio :No of Training Batches No of Persons Trained Overall

Settlement Yearly Target % Achievement Yearly Target % Achievement

14

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upto the quarter

end

upto the quarter

end

Rate

-- 2 -- 42 54.37%

17. Progress in issuance of various Credit Card Schemes. (Amt Rs in Lakhs)

TypeTargets o/s previous qtr.

Cumulative

disbursement

during the year

o/s at the end of

current qtr.

A/C. Amt. A/C. Amt. A/C. Amt. A/C. Amt.

KCC 4575 6591 26161 45777 16990 35536 26083 46475

GCC 0 0 34 8 1 1 34 8

ACC 0 0 0 0 0 0 0 0

WCC 0 0 8 9 0 0 0 0

SCC 0 0 0 0 0 0 0 0

18.SHG related issues – Grading of SHGs and SHG-Bank Linkagea) Saving Bank account details

(Amt Rs in lakhs)Savings Bank A/Cs opened during the

quarter ended Dec 18

Total No. of Savings Bank accounts as on

Dec-18

No.of SHG

Accounts

No.of

Members

Savings

Amt.

No.of SHG

Accounts

No.of

Members

Savings Amt.

42 447 8 2982 30695 272

(Ref. Annex. XXa)

b) SHG Grading, Sanction and disbursement details(Amt Rs in lakhs)

Accounts Graded and Sanctioned during the

quarter ended Dec-18

Total Cumulative Accounts Graded and

Sanctioned during the Financial Year

Total

accounts

Graded

Out of total

graded A/cs,

A/cs

sanctioned

Sanctioned

Amt.

Total

accounts

Graded

Out of total

graded A/cs,

A/cs

sanctioned

Sanctioned

Amt.

59 59 110 251 211 382

(Ref. Annex. XXb)

15

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c) Disbursement Details(Amt Rs in lakhs)

Disbursement made during the quarter

ended Dec-18Total loans disbursed during the year

Total a/c

disb.

Amt. disb. Out of total a/c

disb.no.of new

a/c

Amt.disb.

to new a/c

Total a/c

disb.

Amt. disb. Out of total a/c

disb. no.of new

a/c

Amt.disb.

to new a/c

70 123 38 35 113 179 54 50

(Ref. Annex. XXc)

d) Loan Outstanding and NPA(Amt Rs in lakhs)

Loans outstanding as on Dec

18

NPAs as on Dec 18Percentage NPA

Accounts Amount Accounts Amount Accounts Amount

552 595 18 13 3.26 2.18

(Ref. Annex. XXd)

19. Details of outdoor Financial Literacy Camps conducted by Rural Branches of the Banks –

Sr. Name of

Bank

No. of

Rural

Branch

Target No.of FL Camps

conducted in

the district

during the

quarter

Achievement in

%

1 BANK 44 132 62 47 %

2 FLC 00 21 29 138 %

Total 44 153 91 59 %

20. Negotiable Warehouse Receipts (NWRs) to farmers by Warehousing Development Regulatory Authority(WDRA)

(Amt. in lacs)

Sr. Name of Bank Disbursement during the

quarter

Outstanding as at end of

quarter

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No. of

Accounts

Amount No. of

Accounts

Amount

NIL NIL NIL NIL NIL NIL

21.Joint Liability Group – Formation & Credit

(Amt Rs in lakhs)

BANK

NAME

Total No.

of JLG

formed

JLG financed

during the qtr.

Cumulative JLG financed

during the year

Outstanding

loans to JLG

A/C. Amt. A/C. Amt. A/C. Amt.

BOI 0 7 8 7 8 29 29

SGB 19 5 8.70 19 29.65

22.Details of various meetings of sub-committees held during the quarter.

Action points of minutes of

meeting

Action proposed to

be taken by

Status of action

taken

NIL

23. List of Absentee bank branches in BLBC

No Namke of Block Name of Absentee branches1 Dwarka GSARDB Dwarka , Indian Dwarka, SGB Surajkaradi, SBI Okha2 Bhanvad CBI Bhanvad, CBI Verad, SGB Pachhtar3 Kalyanpur BOB Bhatia, SBI Bhogat, SBI Nandana4 Khambhaliya CBI Khambhaliya, Andhra bank Khambhaliya, JDCB Salaya

24. Details & findings of study done if any in the district since last meeting and implementable action points if any ( to be reviewed in the next meeting)

23.1: Ranking of Aspiration DistrictThe ranking of Aspirational District is based on performance under PMMY, PMJBY, PMSBY,

APY, Aadhar Seeding and PMJDY. All banks are requested to mobilise maximum customer under the scheme by arranging camp at various places of District.

25. Summary of important circulars issued by RBI/NABARD/Other Authorities relevant to this forum

26. Any other matter with permission of the chair.

27. Date of next meeting is proposed on 14/05/2019 for the next Quarter ended March– 2019.

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List of Invitees:Sr. No.

Name of Invitees

1 Collector Shri, DevbhumiDwarka Dist., Khambhalia2 Smt Poonamben Madam, Hon’bleMP3 Shri Vikrambhai Madam, Hon’ble MLA4 Shri PabubhaManek, Hon’ble MLA5 President, Jilla Panchayat, Devbhumi Dwarka Dist.6 General Manager, FIDD C/o. RBI, Ahmedabad7 DGM, SLBC C/o. Dena Bank, Ahmedabad8 DDO, Devbhumi Dwarka Dist, Khambhalia9 Regional Authority, Dena Bank, Zonal Office, Rajkot10 Lead Bank Officer, FIDDC Cell, C/o. RBI, Ahemedabad11 Director DRDA, Khambhaliya12 DLM, GLPC (DRDA), Khambhaliya13 Chief Officer, All 6 Nagarpalika14 DDM, NABARD, Jamnagar15 General Manager, DIC, Khambhaliya16 The Dist. Co-ordinator, KVIC, Ahmedabad17 The Dist. Manager, Gujarat Women Devlopment Corp.,

Gandhinagar18 JillaSamajKalyanAdhikari (VikastiJati), Khambhalia19 Director, RSETI, Jamnagar &DevbhumiDwarka Dist.20 District Agriculture Officer, Devbhumi Dwarka21 Dy. Director Agriculture (Extn),Devbhumi Dwarka22 District Manager, GSCDC, Jamnagar23 Regional Authority, Andhra Bank, Regional Office,

Ahmedabad24 Regional Authority, Bank of Baroda, Regional Office,

Jamnagar25 Regional Authority, Bank of India, Regional Office, Rajkot26 Regional Authority, Central Bank of India , Regional Office,

Rajkot27 The General Manager, JDCC Bank, HO, Jamnagar28 The District Manager, GSARDB, Jamnagar29 Regional Authority, Punjab National Bank, Regional Office,

Ahmedabad30 Regional Authority, State Bank of India, RBO-3, Jamnagar31 Regional Authority, SaurashtraGramin Bank, Regional

Office, Jamnagar32 Regional Authority, Union Bank of India, Regional Office,

Rajkot33 Regional Authority, Uco Bank, Regional Office, Ahmedabad34 Regional Authority, Vijaya Bank, Regional Office,

Ahmedabad35 Regional Authority, Indian Bank, Regional Office,

Ahmedabad36 Regional Authority, Canara Bank, Regional Office, Rajkot37 The Cluster Head, HDFC Bank, Rajkot38 The Cluster Head, ICICI Bank, Gondal

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39 The Cluster Head, Axis Bank, Rajkot40 The Cluster Head, Yes Bank, Rajkot41 The Cluster Head, Federal Bank, Ahmedabad42 The Dist. Co-ordinator, Andhra Bank, Khambhalia43 The Dist. Co-ordinator, Axis Bank Khambhalia44 The Dist. Co-ordinator, Bank of Baroda, Khambhalia45 The Dist. Co-ordinator, Bank of India, Khambhalia46 The Dist. Co-ordinator, Central Bank of India, Khambhalia47 The Dist. Co-ordinator, Dena Bank, Khambhalia48 The Dist. Co-ordinator, GSARDB, Khambhalia49 The Dist. Co-ordinator, HDFC Bank, Khambhalia50 The Dist. Co-ordinator, ICICI Bank, Khambhalia51 The Dist. Co-ordinator, JDCC Bank, Khambhalia52 The Dist. Co-ordinator, Punjab National Bank, Dwarka53 The Dist. Co-ordinator, State Bank of India, Khambhalia54 The Dist. Co-ordinator, SaurashtraGramin Bank,

Khambhalia55 The Dist. Co-ordinator, Union Bank of India, Khambhalia56 The Dist. Co-ordinator, Uco Bank, Dwarka57 The Dist. Co-ordinator, Vijaya Bank, Khambhalia58 The Dist. Co-ordinator, Yes Bank, Dwarka59 The Dist. Co-ordinator, Federal Bank, Ramnagar60 The Dist. Co-ordinator, Canara Bank, Khambhaliya61 The Dist. Co-ordinator, Indian Bank, Dwarka62 Regional Commissioner, Rajkot63 Cluster Manager, Bajaj Allianz, PMFBY, Rabi64 District Planning Officer, Devbhumi Dwarka65 Representative, Reliance General Insurance Company Ltd.66 Principal, ITI, Khambhaliya67 PMFBY 2017-18 New India Insurance representative68 PMFBY 2018-19 Reliance representative

19