· Web viewThe Background papers for the 4th District Level Consultative Committee Meeting (DLCC) & District Level Review Committee Meeting (DLRC) for the year 2018-19 of Sabarkantha

LEAD BANK CELL, DENABANK , Himatnagar (Dist. : Sabarkantha) Tel No.: 02772-246080,249080. Email : [email protected]

.====================================================================DB/LBC/330/2018-19 Date: 21/05/2019

All the Member ofDistrict Level Consultative Committee (DLCC) &District Level Review Committee (DLRC)of Sabarkantha District.

Dear Sir,

Re. : 4 th DLCC Meeting & DLRC Meeting for MARCH Quarter 2018-19 of Sabarkantha district to be held on 30.05.2019 .

It has been decided to convene 4th Meeting of District Level Consultative Committee (DLCC) & District Level Review Committee (DLRC) Meeting for MAR Quarter 2018-19 of Sabarkantha district under the Chairmanship of Respected Madam. Praveena D.K. (IAS, Collector) Sabarkantha at following time, date and venue.

TIME: 04.30 PM, 30 / 05 /2019 Thursday

VENUE: Sabha Khand, Jilla Seva Sadan, Collectorate, Himatnagar (Dist. Sabarkantha)

The agenda of the Meetings will be as under:

1. To approve proceedings of 2nd DLCC & DLRC Meeting for the year 2018-19 held on 26.11.2018.2. To review of Banking Statistics as of MAR -2019 compared to MAR -2018 & DEC -2018.3. To review of progress made in PMJDY Scheme and issue Rupee card to PMJDY

Account holders and PMJJBY, PMSBY, APY and PMMY 4 .To review of progress made under govt. sponsored various programmers for the year

2018-19 up to the 4th Qtr ended MAR –2019 (Qtr.-IV). 5. Implementation of Stand Up India Scheme.6. To review of progress made under SACP 2018-19 up to the Qtr. MAR - 2019.7. To review submission of LBR statements as of MAR -2019 under SAMIS.8. To review of NPA Position of various schemes of sabarkantha district9. To review of subsidy pendency under various State and central Govt Programmes.10. To review of recovery position in General and R/C filed cases.11 To review of progress made by DENA RSETI, Himatnagar in training & self employment. 12. To review of progress made under GCC ACC WCC SCC etc.13. To review on Bank- linkages of SHGs/SAKHI MANDAL up to MAR -2019.14. To Discuss progress under Pradhanmantri Awas Yojana Housing for all ( URBAN & RURAL)15. To Review on Details of outdoor F L C conducted by Rural Branches of the Banks.16. To Review the progress on Negotiable Warehouse Receipts (NWRs) to farmers by Warehousing Development Regulatory Authority (WDRA).17. Review of Joint Liability Group – Formation & Credit.18. Doubling the Farmers income by 2022.19. Other agenda & any other matter with the permission of the Chair.

Since, this is the highest level forum of the district, senior level participants is desired by Hon’ble District Collector. All the Banks and the Govt. departments are requested to depute a senior level officer competent to take decision and to make commitments in the meetings.

The background papers for the aforesaid meeting are enclosed herewith.

Yours faithfully, Convener & Lead Dist. ManagerSabarkantha DistrictEncl: As Above


The Background papers for the 4 th District Level Consultative Committee Meeting (DLCC) & District Level Review Committee Meeting (DLRC) for the year 2018-19 of Sabarkantha district to review period for Quarter ended MAR-2019 scheduled on 30 th MAY 2019 .

AGENDA NO: 1 Confirmation of the proceeding of Last Meeting

The proceedings of 2nd DLCC and DLRC Meeting for the year 2018-19 of Sabarkantha district held on 26.11.2018 have been circulated to all the members by Lead Bank Cell, Sabarkantha,vide letter no DB/LBC/HMT/2018-19 Date 29/11/ 2018.Since no comment / amendment have been received from any of the member, the same may be taken as read and confirmed.

AGENDA NO: 2 Review of Key Banking Parameters in District for quarter ended MAR 2019 (AMT IN CR)

Sr.No. Details Last Qtr DEC2018

Last Year Corresp. Period MAR,18

Present Qtr. MAR.2019

Growth Q-o-Q

Growth Y-o-Y

1 a Branch Expansion

Urban & Metro 0 0 0 0 0Semi Urban 95 92 96 1 4Rural 162 162 163 1 1Satellite Office 0 0 0 0 0Total 257 254 259 2 5

1 b ATMs Expansion

Total 171 168 172 1 4Rural 61 61 61 0 0Semi Urban 110 107 111 1 4Urban & Metro 0 0 0 0 0

2 Deposit Growth 7392

7314 7546 154 232

3 Advances 6976 6130 7455 479 13254 Priority Sector Advance 5352 4553 5517 165 9654.1 a) % to total advances 77% 74% 74% -3% same5 Agriculture Advance 3722 3237 3715 -7 4785.1 a))

% to total advances 53% 53% 50% -3% -3%

6MSME Advance

Amount 787 538 849 62 311

Amount O/S% growth% to total advances

11% 9% 11.40% 0.40% 2.40%

7 Weaker Section Advances 2321

1435 2357 36 922

7.1 % growth% to total advances

33% 23% 33% same 10%

8Kisan Credit Card

Amount o/s 2361

2466 2406 45 -60

% to total advances

34% 40% 32% -2% -8%


During review up to March 2019 compare to last quarter Dec 2018, 2 New Bank branch has been added thus the network goes to 259 branches of 33 banks in the district as on 31/03/2019.

Deposit Increased by Rs. 154 Cr. during the current quarter and stood at Rs. 7546 Cr. and YOY growth is by 232 Cr. while advances increased by Rs.479 Cr. and stood at Rs 7455 Cr. Also YOY increased by 1325 Cr. MSME Sector increased by 62 cr. & stood at Rs.849 Cr. during the current quarter.

The CD ratio at the end of the quarter was at 100%.The CD ratio of BOM, & INDIAN BANK is below 40%, where these banks are required to put in special efforts to increase the same as per SLBC Guidelines. The district co-ordinators of these banks are requested to initiate immediate action to improve the CD ratio.

Priority sector advances increased Rs.165 Cr. during this quarter and stood at Rs. 5517 Cr. That is 74% against bench mark of 40%

Agriculture advances decreased by 7 Cr. over the previous quarter( It is due to recovery in Agriculture loans and restrictions for new loans in Dena Bank by RBI) and stood at Rs.3715 Cr. that is 50% of total advance against the bench mark of 18%.

SME Sector advances increased by 62 Cr. during the quarter and stood at Rs.849Cr. which is 11.40% of total advances.

The weaker section advance and priority sector advance was above the national target.

Bank wise detail is as per Annexure- I on page no. 18

House may discuss the same.

1. FIP progress Report - Roadmap – Provision of Banking Services in unbanked villages having population less than 5000. (Keeping in view the ongoing implementation of PMJDY, SLBC Conveners banks and lead banks are advised to complete the process of providing banking services in unbanked villages with population below 5000 in line with the PMJDY.


AGENDA NO: 3

3.1) Progress under PMJDY (As of DEC-2018)

Bank

No. of Accounts opened Out of which, total

Aadhaar Seeded

Accounts

Total numbe

r of RuPay Cards issued

Balance in

A/cs(Rs. In lacs)

Number of Pass-Books issuedRural Urban

Total (Rural+Urban

)

PSBs 301925

110756 412681 341827 320888 5993.61 359631

RRBs 45178 3314 48492 34639 29948 1411.85 43910 Private Banks 20788 6298 27086 9230 26734 464.14 18579

GSCB 35408 2525 37933 22210 8893 3454.78 37502

Total 403299

122893 526192 407906 38646

3 11324.

38 459622

Progress under PMJDY (as of MAR-2019)

Bank

No. of Accounts opened Out of which, total

Aadhaar Seeded

Accounts

Total number

of RuPay Cards issued

Balance in

A/cs(Rs. In lacs)

Number of Pass-Books issuedRural Urban

Total (Rural+Urban

)

PSBs 302386

111772 414158 343580 322722 6098.79 360505

RRBs 45770 3314 49084 46241 43623 1502.20 47512 Private Banks 20738 9513 30251 9616 28557 614.66 20139

GSCB 35408 2525 37933 22210 8893 3454.78 37502

Total 404302

127124 531426 421647 403795 11670.

40 465658

Till March 2019, 531426 accounts have opened in SK district out of which 79.34% PMJDY accounts have been seeded with Aadhar number till 31.03.19. Banks are require to expedite the process of Aadhar seeding in all CASA accounts particularly DBT accounts as per the directives of DFS.

Existing overdraft limit to PMJDY account holders of Rs.5000/- has increased to Rs.10000/-.


3.2) Gap in appointment of the BCs

Sr.Name of District

Status Report on Bank Mitra and Infrastructure as on _______

No. of SSA allotted

(a)

No. of BCs

required (b)

No. of BCs

available (c)

Uncovered SSA (d)

out of (d), No. of

location uncovered

due to connectivit

ySabarkanth

a

390 262 241 14 0

Bank wise details of uncovered SSA is as under-1. BOB- 5, 2. Dena Bank-7 & CBI-23.3) Progress in enrolment in Social Security Schemes(DEC-18)

BankCumulative Enrolment

underTotal

PMSBY PMJJBY APYPSBs 149441 63225 9614

222280Pvt Banks 4009 2409 342 6757

RRBs 20332 8754 1493 30579

GSCB and DCCBs 27626 15206 8366 51198

Total 201408 89591 19815

310814

3.4) Progress in enrolment in Social Security Schemes( MAR-19)

BankCumulative Enrolment

underTotal

PMSBY PMJJBY APYPSBs 149947 63523 9848

223318


Pvt Banks 4015 2416 342 6773

RRBs 20971 8943 1636

31550

GSCB and DCCBs 27626 15206 8366

51198

Total 202559 90088 20192

312839

There are 2025 new accounts were added during the quarter under the social security scheme- PMJJBY, PMSBY & APY.

In order to encourage eligible account holders to join the scheme at later stage payment of pro-rata premium for enrolment under PMJJBY would be allowed , with the minimum of Rs.86/- for one quarter required to be paid even if a person enroll under the scheme one or two months before the end of the policy year(i:e if he enrolls in March, April or May).

Regarding APY The department of Financial services has set Bank wise targets for the FY 2018-19 as following-

S No.

Category of Bank

Target Allotted

1 Major

Banks

Target of 60 APY accounts per

branch

2 RRB Target of 50 APY accounts per

branch

3 Private

Banks


branch

Co-Operative

Banks


branch


Call Centre Services- Toll Free Number-18002331000 for PMJDY and Toll Free Number-18002338944 for PMMY.As per the instruction of DFS ,A Call center is being operationalized by SLBC ( GUJARAT) for attending the enquiries redressal of the general public under PMJDY, Social security schemes and Pradhan Mantri Mudra Yojana in Gujarat.

3.4) Progress under PMMY (DEC 2018) Amt. in lakhsS No.

Category No. of A/cs

Sanctioned amt

DisbursedA/c

DisbursedAmt

1 Shishu 9467 3188.32 9467 3188.32

2 Kishore 3360 4362.90 3360 4347.90

3 Tarun 454 3273.06 451 3070.11

Total 13281 10824.28 13278

10606.33

Progress under PMMY (MAR-2019) Amt. in lakhs

Pradhan Mantri MUDRA Yojana was launched on 08.04.2015 by the Honrable prime minister.

Progress under the scheme in different category since launch of the scheme is as under-S No.

Category No. of A/cs Sanctioned amt (Lacs)

DisbursedA/c

DisbursedAmt.(Lacs)


1 Shishu 9490 3197.68 9490 3197.68

2 Kishore 3402 4516.15 3402 4516.15

3 Tarun 455 3279.00 452 3076.05

Total 13347 10992.83 13344 10789.88

Details are provided in Annexure- on page no. 19-23

All the banks are requested to review the progress under these social welfare schemes from time to time.

AGENDA NO: 4 4. The details of the progress made in implementation of

Central Government Sponsored Schemes. 4.1 Name of Scheme: - PMEGP (KVIC+KVIB+DIC) 31/12/2018 For 2018-19.

Sr.

Name of Bank

Appl. Forwarded to

BanksAppl. Sanctioned by

Banks Appl. Disbursed by BanksAppl.

Rejected by Banks

Appl. Pending with Banks

No. of Projects No. of Projects

Total Project Cost

No. of Projects Total Project Cost Margin

Money No. of ProjectsNo. of Project

s0 ALL 48 23 323.75LA

C23 285.50LAC 25 0 0

As per the progress report for the quarter ended MAR 2019, Banks have sanctioned 23 applications of Rs.323.75 lacs.

GM DIC is requested to appraise the house.

4.2 Other Central Government Sponsored Schemes: NULM (Amt in lakhs)

Target

(No.)

No. of Applications % Achieve

mentSponso

red Sanctio

ned Rejecte

dPendin

g Individual (SEP-I)

20 65 21 38 6 105%

Group (SEP- 1 1 1 0 0 100%


G)SHG Bank Linkage

15 15 15 0 0 100%

Total 36 81 37 38 6

The agency wise & bank wise details are furnished in Annexure-“B’ on page no. 24 . District Municipal Officer (DUDA) is requested to appraise the house in detail.

4.3 State Government Sponsored Schemes (Amount in Rs. Lacs)

Name of Scheme

Target

No. of Applications % Achieve

mentSponsore

d Sanction

ed Rejecte

dPendin

g VBS 850 2570 861 1379 330 101%GSCDC 259 119 19 74 26 7.33%GBCDC 288 616 288 247 81 100%GWEDC 33 117 24 93 0 73%DTVSY 40 231 2 41 188 5%JGVY 3 0 0 0 0

VAJPAYEE BANKABLE SCHEME

The achievement against the target stood at 101% at the quarter ended Mar -2019 as against 100% achievement for the corresponding period of the previous year, which is higher than the previous year.

GUJARAT SCHEDULED CAST DEVELOPMENT CORPORATION

The achievement against the target stood at 7.33% at the quarter ended March-2019 as against 6% achievement for the corresponding period of the previous year, which is higher than the previous year. Due to less subsidy amount in the scheme applicants have switched over to other schemes.

In the other two schemes GBCDC & GWEDC performance is satisfactory.

DATTOPANT THENGADI ARTISAN INTEREST SUBSIDY SCHEME


The achievement against the target is very poor. As informed by various bank branches that they have already return the old pending applications to DIC. I request GM DIC to appraise the house in detail.

The agency wise & bank wise details are furnished in Annexure-“D’ to” H” on

page no. 25-29.

Representatives of concerned agencies are requested to appraise the House.

AGENDA NO: 5

5. Implementation of Stand up India Scheme

Till 30/06/2018 total application sanctioned / disbursed under stand up India scheme is as follows:

Online Applicati

on

Offline Applicati

on

Application Sanctioned Amount in

Lacs.

Application Disbursed

Amount in lacs.

1 30 31 450.53 31 450.53

GM DIC is requested to appraise the house .

AGENDA NO: 6

Review of Annual Credit Plan (ACP) (Amt in lacs)

Sr. Sectors ACP Last Year ACP Current YearAnnual Allocation

Achiev. Upto corresponding qtr. last year MAR 2018

Achievement %

Annual Allocation Achiev. Upto current qtr. MARCH.2019

Achievement %

A/C Amt. A/C Amt. Amt A/C Amt. A/C Amt. 1 Total Agri 255422 280685

131142 263080 94% 268707 320390 145622 273920 85%


Of which Crop Loan

233910 193905 111917 220688 197% 244922 213409 121032 209323 98%

Of which Allied+ATL

21512 86780 19225 42392 49% 23785 106981 24590 64597 60%

2 MSME 5437 35282 6865 71259 202% 2313 35944 4797 38923 108%3 Education 1511 4217 360 874 21% 1833 5056 451 1409 28%4 Housing 2993 24417 2884 18209 74% 3658 29517 1540 13100 44%5 Others 10958 26856 4416 21177 79% 17940 28340 2216 16033 57%

Total Priority Sector Advances

276321

371457

145667

374599

101% 294451

419247 154626 343385 82%

Up to the forth quarter banks have made total disbursement of Rs. 343385 LACS under priority sector as against the annual target of Rs 419247 there by registering achievement of 82% against the SACP target for the year which is lower than the corresponding year 2018(101%).

However we request all the branch managers to achieve the 100% target under SACP in next year.

Achievement under Agriculture is 85% and 108% under MSME.

Bank wise detail is as per Annexure – II on page no.30.

AGENDA NO: 7

Review of Progress made in Submission of LBRs as per LBR Received up to current quarter. Apart from % submission, names of branches that have delayed / not submitted LBRs for 2 or more quarters may be mentioned.

AGENDA NO: 8

Review of NPAs

Amount in Lacs

Particulars Amt. Outstandi

ng

Amt. of NPA

% NPA to Outstandi

ngPriority Sector Advances

Crop Loan 236098 7859.38 3.33Agri. Term Loan 136071 3747.63 2.75MSMEs 78698 3502.66 4.45Other PSA 23681 4162.71 17.58Total PSA 535154 19272.3

83.60

Non Priority Sector 182343 981.48 0.53TOTAL ADVANCES 745458 22156.1

12.97

Central Govt. Sponsored schemesPMEGP NA 25.31 NA


State Govt. Sponsored programmesVBS (DIC) NA 394.28 NAGSCDC NA 7.62 NADCWD NA 15.44 NAGWEDC NA 3.98 NAJGVY NA NA NA

OthersHousing Loan 67062 1127.78 1.68Education Loan 5876 327.78 5.58

Bank wise detail is on page no.31.

AGENDA NO: 9

Long pending(more than 6 months) subsidy claims-Scheme / bank-wise:a. State Government Sponsored Schemes:

District Subsidy pending in No. of casesVBS DTAS JGVY DCWD GWEDC GSCDC ITI

S.K 1073 1 0 2 2 7b. Central Government Sponsored Schemes

Name of

Bank

Subsidy pending in No. of cases

NULM PMEGP

BOB,CBI,P&S,

INDIAN,SYNDICATE&

DGGB

15 3

We request GM DIC to kindly release the subsidy at the earliest specially in old loan cases subsidy should be released immediately.

Bank wise detail is on page no.32.


AGENDA NO: 10 Review of recovery position in Recovery Certificate filed under State Recovery Acts.

[A] Cases filed with District Collector: (Amt. in Lacs)

Sr. Name of Bank

Cumulative Position ofCases filed Recovery

effected Cases closed Cases pendingA/C. Amt. A/C. Amt. A/C. Amt. A/C. Amt.

2830 2208.04 0 0 0 0

Period wise Pendency: (Amt. in Lacs)

Sr.Name

of Bank

Less than 1 yr. 1 to 2 yr. 2 to 3 yr. Above 3 yr. Total pending

A/C. Amt. A/C. Amt. A/C. Amt. A/C. Amt. A/C. Amt.NA NA NA NA NA NA NA NA NA NA NA

[B] Cases filed with DDO: (Amt. in Lacs)

Sr.Name

of Bank

Cumulative Position ofCases filed Recovery

effected Cases closed Cases pendingA/C. Amt. A/C. Amt. A/C. Amt. A/C. Amt.

3275 1572 0 0 0 0 2035 620

Period wise Pendency: (Amt. in Lacs)

Sr.Name

of Bank

Less than 1 yr. 1 to 2 yr. 2 to 3 yr. Above 3 yr. Total pending

A/C. Amt. A/C. Amt. A/C. Amt. A/C. Amt. A/C. Amt.0 0 0 0 0 0 0 0 0 0 0

[C] (1) Bank Wise details of top 5 cases pending with District Collector

Sr. No.

Borrower Name

Type of Loan CC/TL/Other

Amt. Sanctioned

Amt. O/S Overdue Interest

Other Charges Due

RC Filed on

Remarks

1 NA NA NA NA NA NA NA NA2 -- -- -- -- -- -- -- --3 -- -- -- -- -- -- -- --4 -- -- -- -- -- -- -- --5 -- -- -- -- -- -- -- --

(2) Bank Wise details of top 5 cases pending with DDOSr. No.

Borrower Name

Type of Loan CC/TL/Other

Amt. Sanctioned

Amt. O/S Overdue Interest

Other Charges Due

RC Filed on

Remarks


1 NA NA NA NA NA NA NA NA2 -- -- -- -- -- -- -- --3 -- -- -- -- -- -- -- --4 -- -- -- -- -- -- -- --

AGENDA NO: 11

Training at RSETIs1 2 3 4 5

No. of Training Prog. Conducted during the Qtr.

No. of persons trained

Cumulative during the current FY

No. of persons trained since

inception

Out of 4, trainee settled (settlement ratio)

No. of

Prog.

No. of persons trained

No. of trainee settled through Bank Finance

No. of trainee settled through own Source

9 237 29 761 7472 2518 2505

The trained youth by RSETI is expected to establish micro enterprise in the area and he or she should get credit facility from service area bank branch either under any Govt. sponsored programmers or directly. RSETI will assist the trained beneficiaries in the process of getting required credit to start own business. It is expected that the small requirement of such trained beneficiaries considered sympathetically.

The Director of DENA - RSETI, Himatnagar is requested to appraise the House about the progress of DENA RSETI in promotion of self employment in the district

Details are furnished in Annexure on Page no.33

AGENDA NO: 1 2 Progress in issuance of various Credit Card Schemes.

(Amt. in Lacs)

Type Targets o/s previous qtr.Cumulative

disbursement during the year

o/s at the end of current qtr.

A/C. Amt. A/C. Amt. A/C. Amt. A/C. Amt.GCC 0 0 0 0 0 0ACC 0 0 0 0 0 0WCC 0 0 0 0 0 0SCC 0 0 0 0 0 0


AGENDA NO: 1 3

SHG related issues – Grading of SHGs and SHG-Bank Linkage

As desired by the Hon'ble Chief Minister to scale up the SHGs movement as a campaign in all the districts of the State. The Rural Development Dept., Govt. of Gujarat in collaboration with NABARD has formulated a project known as “SAKHI MANDAL" wherein 1.40 lakhs new SHGs are to be promoted in the state and to be linkage at various level.

Bank-wise details of Sakhi Mandal as of DEC-2018 is given in Annexure-L page no. 32

DLM,Himatnagar of Mission Mangalam is requested to appraise the house in detail.

Bank-wise details of Sakhi Mandal (DUDA) as of DEC - 2018

District Municipal Officer (DUDA) is requested to appraise the house in detail.

The JLG concept is also picking up in the district not up to the desired level despite lot of efforts made so far. Bankers are requested to go for JLG formation and linkage the same as there is no option of group finance to cover 100% house hold through SHG and JLG with less risk and less manpower requirement.

a) Saving Bank account details (Amt. in lacs)Savings Bank A/Cs opened during the quarter ended

Total No. of Savings Bank accounts as on

No.of SHG Accounts

No.of Members

Savings Amt.

No.of SHG Accounts

No.of Members

Savings Amt.

b) SHG Grading, Sanction and disbursement details (Amt. in lacs)Accounts Graded and Sanctioned

during the quarter ended Total Cumulative Accounts Graded and Sanctioned during the Financial Year

Total accountsGraded

Out of total

graded A/cs, A/cs

sanctioned

Sanctioned Amt.

Total accountsGraded

Out of total

graded A/cs, A/cs sanctione

d

Sanctioned Amt.

1907 1646 1713.31 1181 1646 1713.31

c) Disbursement Details (Amt. in lacs)Disbursement made during the

quarter ended Total loans disbursed during the

year


Total a/c

disb.

Amt. disb.

Out of total a/c

disb.no.of new a/c

Amt.disb.

to new a/c

Total a/c disb.

Amt. disb.

Out of total a/c

disb. no.of

new a/c

Amt.disb. to

new a/c

1628 1655.01

d) Loan Outstanding and NPA (Amt. in lacs)Loans outstanding as

onNPAs as on Percentage NPA

Accounts Amount Accounts Amount Accounts Amount

AGENDA NO: 1 4

Pradhanmantri Awas Yojana (PMAY) Housing for all (Urban)

The Pradhanmantri Awas Yojana (PMAY) Credit linked subsidy scheme housing for all is a housing loan scheme launched by our honorable Prime Minister Shri Narendra Modi. The scheme envisions Housing for all by the year 2022. it benefits people belonging to EWS, LIG, MIGI AND MIG2

Progress under PMAY (Urban)

Progress Under PMAY (Urban) CLSS

No. of Applications received for CLSS (PMAY)

No. Of Applications Approved (PMAY)

No. of Applications Receiving Subsidy (PMAY)

Total Approved Amount of Subsidy (PMAY)

Total AMunt of subsidy disbursed

01/04/2017 to

31/03/2018

01/04/2018 to

31/12/2019

01/04/2017 to

31/03/2018

01/04/2018 to31/12/2019

01/04/2017 to

31/03/2018

01/04/2018 to

31/03/2019

01/04/2017 to

31/03/2018

01/04/2018 to

31/12/2018

01/04/2017 to

31/03/2018

01/04/2018 to

31/03/2019

27 16

Details of villages not having ICT connectivity for extending Banking services*


Sr. Block Village Status of connectivity Action taken / proposed

NIL * If number is large, data may be given as Annex and a summary may be given in this agenda item.

AGENDA NO: 1 5

Details of outdoor Financial Literacy Camps conducted by Rural Branches of the Banks -

Sr. Name of Bank

No.of FL Camps conducted in the district during the quarter

No. of Rural branches who have conducted FL Camps during the quarter

0 cam

p

(A)

1 cam

p

(B)

2 camp

s

(C)

More than 2 camps(

D)

Total No. of Rural Branches (A+B+C+D)

1 148 148

AGENDA NO: 1 6

Negotiable Warehouse Receipts (NWRs) to farmers by Warehousing Development Regulatory Authority (WDRA)

(Amt. in lacs)

Sr. Name of Bank Disbursement during the quarter

Outstanding as at end of quarter

No. of Accounts

Amount No. of Accounts

Amount

0 0 0 0 0 0

AGENDA NO: 1 7

Joint Liability Group – Formation & CreditTotal No.

of JLG formed

JLG financed during the qtr.

Cumulative JLG financed during the year

Outstanding loans to JLG

A/C. Amt. A/C. Amt. A/C. Amt.


17A: Details of various meetings of sub-committees held during the quarter.

Action points of minutes of meeting

Action proposed to be taken by

Status of action taken

1. Name of Sub-Committee

(a) Bank / Credit related

(b) Other entities related (Govt.Deptt./agencies, Ins. Company etc.)

2. …………..

NA NA

AGENDA NO: 1 8

Doubling of Farmers Income by 2022-

Doubling of farmer’s income by 2022, in real terms is a big challenge and needs large scale revamping, reorientation and innovation in the initiatives. Important key strategies are as under given by Hon”ble Prime minister-1. Enhancing production through Yield Increase.2. Provision of Quality seeds and nutrients based on soil health of each field. 3. Promotion of value addition through food processing.4. Promotion of ancillary activities like poultry, beekeeping and fichries etcs.5. Leveraging water resources for enhancing farm income.

Any other matter with permission of the chair.

Documents

· Web viewThe Background papers for the 4th District Level Consultative Committee Meeting (DLCC) & District Level Review Committee Meeting (DLRC) for the year 2018-19 of Sabarkantha