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The Common Core State Standards And Financial Literacy 51 st Annual Financial Literacy and Economic Education Conference Kansas City, MO October 4, 2012

The Common Core State Standards And Financial Literacy 51 st Annual Financial Literacy and Economic Education Conference Kansas City, MO October 4, 2012

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The Common Core State Standards

And Financial Literacy

51st Annual Financial Literacy and Economic Education ConferenceKansas City, MOOctober 4, 2012

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• Background in the Common Core State Standards

• Examining the ELA/Literacy Standards

• Examining the Mathematics Standards

• Finding the intersection with Financial Literacy and Economics Education

• Q & A

Overview

Achieve is a bipartisan, non-profit organization that helps states raise academic standards, improve assessments, and strengthen accountability to prepare all young people for postsecondary education, work, and citizenship.

• American Diploma Project Network: 35 states

• Next Generation Science Standards: 26 states

• CCSS and Evaluating Instructional Materials: 22 states

• PARCC Project Management Partner: 23 states

• Communications, Advocacy and Coalition Building

About Achieve

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ChairCraig R. BarrettFormer CEO/Chairman of the BoardIntel Corporation

Board MembersMark B. GrierVice ChairmanPrudential Financial, Inc.

Governor Bill HaslamState of Tennessee

Governor Dave HeinemanState of Nebraska

Achieve’s Board

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Governor Dave HeinemanState of Nebraska

Governor Jay NixonState of Missouri

Governor Deval PatrickState of Massachusetts

Jeff WadsworthPresident & Chief Executive OfficerBattelle 

Chairman Emeritus: Louis V. Gerstner, Jr.Former Chairman & Chief Executive OfficerIBM Corporation

The Common Core State Standards

The Common Core State Standards Initiative

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Spring of 2009, Governors and state commissioners of education from 48 states, 2 territories and the District of Columbia committed to developing a common core of state K-12 English Language Arts/Literacy (ELA/Literacy) and mathematics

standards.

The Common Core State Standards Initiative (CCSSI) is a state-led effort coordinated by the National Governors Association (NGA) and the

Council of Chief State School Officers (CCSSO). www.corestandards.org

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Common Core Initiative Mission

The Common Core State Standards…

Provide a consistent, clear understanding of what students are expected to learn, so teachers and parents know what they need to do to help them.

Are designed to be robust and relevant to the real world, reflecting the knowledge and skills that our young people need for success in college and careers.

Position US students to compete successfully in the global economy.

Adapted from: The National Governors Association Center for Best Practices (NGA Center) and the Council of Chief State School Officers (CCSSO)

Process and Timeline

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Core writing teams in English Language Arts/Literacy and Mathematics (See www.corestandards.org for list of team members)

External and state feedback teams provided on-going feedback to writing teams throughout the process

Draft K-12 standards released for public comment on March 10, 2010; 9,600 comments received

Validation Committee of leading experts reviewed standards

Final standards were released June 2, 2010

Adopted: 46 States + DC

*Minnesota adopted the CCSS in ELA/literacy only

Feedback and Review

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External and State Feedback Teams included:Postsecondary Faculty

K-12 Faculty and staff

State curriculum and assessments experts

Researchers

National organizations (including, but not limited, to): American Council on Education (ACE) American Federation of Teachers (AFT) Campaign for High School Equity

(CHSE) Conference Board of the Mathematical

Sciences (CBMS) Modern Language Association (MLA)

National Council of Teachers of English (NCTE)

National Council of Teachers of Mathematics (NCTM)

National Education Association (NEA)

Standards Evidence & Research Base

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Standards from individual high-performing countries and provinces were used to inform content, structure, rigor, coherence and language.

Mathematics

1. Belgium (Flemish)2. Canada (Alberta)3. China4. Chinese Taipei5. England6. Finland7. Hong Kong8. India9. Ireland10. Japan11. Korea12. Singapore

ELA/Literacy

1. Australia• New South Wales• Victoria

2. Canada• Alberta• British Columbia• Ontario

3. England4. Finland5. Hong Kong6. Ireland7. New Zealand8. Singapore

International benchmarks were used to guide critical decisions in the following areas:

Whether particular content should be included

When content should be introduced and how that content should progress

Ensuring focus and coherence

Organizing and formatting the standards

Determining emphasis on particular topics in standards

International Benchmarking

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Scholarly research on vocabulary, speaking, and listening

Surveys on what skills are required of students entering college and workforce training (argument, informational text)

Assessment data identifying college and career readiness performance (text complexity)

Comparisons to standards from high-performing states and the National Assessment (NAEP itself draws on extensive scholarly research)

Evidence and Research Base, continued...

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English Language Arts and Literacy in History/

Social Studies, Science, and Technical Subjects

Three main sections

K−5 (cross-disciplinary)

6−12 English Language Arts

6−12 Literacy in History/Social Studies, Science, and Technical Subjects

Shared responsibility for students’ literacy development

Three appendices

A: Research and evidence; glossary of key terms

B: Reading text exemplars; sample performance tasks

C: Annotated student writing samples

Design and Organization

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Four strandsReading

Writing

Speaking and Listening

Language

An integrated model of literacy

Media requirements blended throughout

Design and Organization

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College and Career Readiness (CCR)

anchor standards

Broad expectations consistent across grades and content areas

Based on evidence about college and workforce training expectations

Design and Organization

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K−12 standards

Grade-specific end-of-year expectations

Cumulative progression of skills and understandings

One-to-one correspondence with CCR standards

Design and Organization

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Comprehension (Standards 1−9)

Strong progression of standards for reading literature

Strong and growing across-the-curriculum emphasis on students’ ability to read and comprehend informational texts

Aligned with NAEP Reading framework (70:30)

Range of reading and level of text complexity(Standard 10, Appendices A and B)

“Staircase” of growing text complexity across grades

High-quality literature and informational texts in a range of genres and subgenres

Reading

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Writing types/purposes (Standards 1−3)

Writing arguments

Writing informative/explanatory texts

Writing narratives

Strong and growing across-the-curriculum emphasis on students writing arguments and informative/explanatory texts

Writing

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Comprehension and collaboration (Standards 1−3)

Day-to-day, purposeful academic talk in one-on-one, small-group, and large-group settings

Presentation of knowledge and ideas (Standards 4−6)

Formal sharing of information and concepts, including through the use of technology

Speaking and Listening

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Knowledge of language (Standards 1−3)

Using standard English in formal writing and speaking

Using language effectively and recognizing language varieties

Vocabulary (Standards 4−6)

Determining word meanings and word nuances

Acquiring general academic and domain-specific words and phrases

Language

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Address reading and writing across the curriculum

Complement rather than replace content standards in those subjects

Responsibility of teachers in those subjects

Anchored in college and career readiness

Key Advances

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Reading

Balance of literature and informational texts

Focus on text complexity and what students read

Writing

Emphasis on argument and informative/explanatory writing

Writing about sources (evidence)

Speaking and Listening

Inclusion of formal and informal talk

Language

Stress on general academic and domain-specific vocabulary

Key Advances

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Mathematics Standards

Standards Evidence & Research Base

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Standards from individual high-performing countries and provinces were used to inform content, structure, rigor, coherence and language.

Mathematics

1. Belgium (Flemish)2. Canada (Alberta)3. China4. Chinese Taipei5. England6. Finland7. Hong Kong8. India9. Ireland10. Japan11. Korea12. Singapore

ELA/Literacy

1. Australia• New South Wales• Victoria

2. Canada• Alberta• British Columbia• Ontario

3. England4. Finland5. Hong Kong6. Ireland7. New Zealand8. Singapore

Grade

Topic 1 2 3 4 5 6 7 8 9 10 11 12

Whole Number: Meaning n n n l lWhole Number: Operations n n n n lMeasurement Units s n n n n n lCommon Fractions s n n lEquations & Formulas s l l l n n n n n nData Representation & Analysis s s l l s s s s s2-D Geometry: Basics s l l l n n l2-D Geometry: Polygons & Circles s l l n n n lMeasurement: Perimeter, Area & Volume l l l l s sRounding & Significant Figures l lEstimating Computations l l lWhole Numbers: Properties of Operations l lEstimating Quantity & Size s sDecimal Fractions l n lRelation of Common & Decimal Fractions s n lProperties of Common & Decimal Fractions l lPercentages l lProportionality Concepts l l l sProportionality Problems l l n n s s2-D Geometry: Coordinate Geometry s s l l n l lGeometry: Transformations l l l s s sNegative Numbers, I ntegers, & Their Properties s lNumber Theory l s sExponents, Roots & Radicals l l n lExponents & Orders of Magnitude s s sMeasurement: Estimation & Errors sConstructions Using Straightedge & Compass n s3-D Geometry l n n l n sGeometry: Congruence & Similarity n lRational Numbers & Their Properties s sPatterns, Relations & Functions s n n n nProportionality: Slope & Trigonometry s l lReal Numbers, Their Subsets & Properties lValidation & J ustification l n l lStructuring & Abstracting sUncertainty & Probability s n lComplex Numbers & Their Properties s sI nfinite Processes n nChange n nVectors n sSystematic Counting s s

Intended by 4 out of the 6 top-achieving counties

l Intended by all but one of the top-achieving countries (5 out of 6)

nIntended by all of the top-achieving countries

Top-Performing Countries vs. US

Topics

Whole Number Meaning

Whole Number Operations

Measurement Units

Common Fractions

Equations & Formulas

Data Representation & Analysis

2-D Geometry: Basics

Polygons & Circles

Perimeter, Area & Volume

Rounding & Significant Figures

Estimating Computations

Properties of Whole Number Operations

Estimating Quantity & Size

Decimal Fractions

Relationship of Common & Decimal Fractions

Properties of Common & Decimal Fractions

Percentages

Proportionality Concepts

Proportionality Problems

2-D Coordinate Geometry

Geometry: Transformations

Negative Numbers, Integers & Their Properties

Number Theory

Exponents, Roots & Radicals

Exponents & Orders of Magnitude

Measurement Estimation & Errors

Constructions w/ Straightedge & Compass

3-D Geometry

Congruence & Similarity

Rational Numbers & Their Properties

Patterns, Relations & Functions

Slope & Trigonometry

G1 G2 G3 G4 G5 G6 G7 G8

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Typical US State

Top-Performing Countriesvs.

The Common Core State Standards

From… To…

A mile-wide, inch-deep curriculum that speeds through topics, rather than building strong foundation

Focus: Focus strongly where the standards focus

Scattered, isolated topics that don’t build on student understanding

Coherence: Think across grades, and link to major topics

Math curricula that emphasize either fluency or understanding in mathematics and that application is often seen as just “extra”

Rigor: In major topics, pursue conceptual understanding, procedural skill and fluency, and application

Key Advances

The Common Core Standards provide coherent organization and clear student expectations

Advance #1: ContentFocus Snapshot from Grade 3

Advance #2: ContentCoherence Snapshot

K 1 2 3 4 5 6 7 8 9 10 11 12

The Common Core State Standards in Mathematics

© Copyright 2011 Institute for Mathematics and Education

Welcome to a clickable map of streams through CCSSM

Click anywhere to advance to the first of 7 streams, tracing topics across different grade levels

In each stream you can:

• get additional information about each of the highlighted red domains by clicking on the domain

• advance to the next stream by clicking in the upper left hand corner

Finding the Intersection Between the CCSS and Financial Literacy and Economics Education

ELA/Literacy: Leveraging Expectations

Leveraging the expectation for students to engage with informational texts

Research

Stress on academic language and domain specific language

Points of Intersection

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Mathematics: Making Explicit Connections

Standards for Mathematical Practice:

Modeling

Making and Critiquing Arguments

Attending to Precision

Reasoning Abstractly and Quantitatively

Making sense of and persevering in solving problems

Standards for Mathematical Content

Ratios and Proportional Relationships Domain (Grades 6 – 7)

Functions Domain (Grade 8)

Algebra and Functions Conceptual Categories in High School

Points of Intersection

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The Rule of 72 

To estimate the number of years it takes money to double at r% interest compounded annually, divide 72 by r.  Show mathematically in general terms or by using graphs and examples that this rule is correct.

Example #1 (Financial Investing)

Leveraging the expectation for students to engage with informational texts

Research

Stress on academic language and domain specific language

Modeling

Making and Critiquing Arguments

Attending to Precision

Reasoning Abstractly and Quantitatively

Making sense of and persevering in solving problems

Algebra and Functions Conceptual Categories in High School

Source: COMAP

Become a Millionaire 

Assume that you are 18 years old and drink a latte a day.  Show that under some reasonable set of assumptions that if you give them up and invest the money saved at historical interest rates (or at the average rate of return of the stock market) you will be a millionaire by the time you're 60.

Example #2(Financial Investing)

Leveraging the expectation for students to engage with informational texts

Research

Stress on academic language and domain specific language

Modeling

Making and Critiquing Arguments

Attending to Precision

Reasoning Abstractly and Quantitatively

Making sense of and persevering in solving problems

Number and Quantity Category in High School

Algebra and Functions Conceptual Categories in High School

Source: COMAP

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Comments and Questions?

Email: [email protected]

Twitter: @dougsovde