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slo life magazine | 11 | slo life magazine
SLOLIFEm agazine
Meet Harmony TrueFall 2010 fence mending, after school romance & little dancers
&Chad HenryComes Home
TheRudd'sInnovativeStyle
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slo life magazine | 32 | slo life magazine
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4251 S. Higuera Street • Suite 800 • San luiS obiSpo, Ca 93401SloliFeMagaZine.CoM • (805) 553-8820 • (805) 456-1677
CIRCULATION, COVERAGE AND ADVERTISING RATES:
Complete details regarding circulation, coverage and advertising rates, space, sizes and similar information are available to prospective advertisers. Please call or email for a media kit. Closing date is 30 days before date of issue.
LETTERS TO THE PUBLISHER/EDITOR: 4251 S. Higuera Street, Suite 800San Luis Obispo, CA 93401
Letters chosen for publication may be edited for clarity and space limitations.
publiSHer
Creative DireCtor
ContributingDeSignerS
Contributing WRITERS
pHotograpHer
illuStrator
Tom Franciskovich
Sheryl Disher
Trent ThibodeauxCasey Miller
Caitlin JacobsLaura SanchezJeanette Trompeter
Danielle Dutro
Megan Kuzman
Publisher’s Message
CONTRIBUTIONS:
Submit your story ideas, events, recipes and announcements by visiting us on-line at slolifemagazine.com
Contributions chosen for publication may be edited for clarity and space limitations.
ADVERTISING:
If you would like to advertise, please contact Tom Franciskovich by phone at (805) 553-8820 or by email at [email protected].
Publisher Tom Franciskovich points to the other side of “Big Wet Meadow” as he talks with friend and Fresno Bee columnist, Marek Warszawski, upon entering Cloud Canyon. (You can find Marek’s article on our website where he recounts the journey, which, unfortunately, ended for him halfway through as he succumbed to altitude sickness)
It was a Wednesday morning at 10:23 when I first lost track of the time. I
know that because a moment before entering Cloud Canyon I had checked
my watch to calculate our pace.
I had gone backpacking before, including some overnighters to destinations
at the end of well-worn trails, but it wasn’t until that Wednesday morning
that I first “got it.” My youngest sister had been asking me for years to
go on a backcountry backpacking trip with her. She’s an experienced high
country trekker and has developed an extensive knowledge of the Sierras.
So, I finally relented when Emily called and said, “Tommy, you just have to
come with us this time. You have to. I’ve got a great group coming along
and the route we have chosen is amazing.” Plus, she’s about to embark on
the greatest journey of her life; she’s getting married, so how could I say
no?
We spent the first day of our trip hiking through the hot, dusty, and well-
trafficked “frontcountry” (loosely defined as anything within a full day’s
walk from where you can park your car). I was adjusting to the fifty pounds
I was carrying on my back, but I was also thinking about the distance we’d
covered; whether or not I remembered to set my “auto-attendant” on my
email (I didn’t); the number of days left in our trip; what my wife and kids
were up to; how much time until our next stop; and what I was going to
have for dinner. But, mostly, I questioned my sister’s choice of recreation.
It wasn’t until the morning of that second day, the day we unofficially entered the Kings Canyon National Park “backcountry,” that we encountered the
most picturesque, awe-inspiring landscape I had ever seen. Setting foot on what is aptly called “Big Wet Meadow” of Cloud Canyon fully captured my
attention. I was completely in the moment and no longer cared about our pace.
Although the landscape we encountered throughout our trip was beyond my imagination, I will admit that, at least initially, I had been pretty focused on
the idea of getting “somewhere” and wondering when we were going to get “there.” Over the course of six days and 73 miles, I began to understand
the experience Emily had been talking about all of these years.
The concept of embracing the journey is not a new one, and anyone who has lived much life will readily offer the wisdom that “it’s about the journey,
not the destination.” But, it’s a lesson that is easily forgotten, and I was grateful for the reminder. For me, the trip was the perfect metaphor as I
returned my focus to this magazine. Just like that second day in Cloud Canyon, the journey here has really just begun with the publication of this
second issue.
I would like to thank you for the overwhelming support you have given to the launch of SLO LIFE Magazine. Your emails and website submissions
make my pack feel much lighter along the way. And, to our advertisers, thanks for making this journey possible in the first place.
Live the SLO Life!
slo life magazine | 54 | slo life magazine
Jed D. HazeltineLL.M. TaxationAttorney At Law
I grew up in San Luis Obispo before leaving to attend college and pursue my career as an attorney. After a decade of practicing litigation and estate planning, I was ready to return to the place I love, start a practice I believe in and make a difference in the local legal community by offering a competent and caring approach to the practice of law.
Central Coast Estate Planning and Fiduciary Services is the culmination of my personal and professional dreams. What makes my firm different is that I haven’t forgotten the human element in the practice of law. I focus on each family or individual and their unique needs and keep my firm small and specialized so that you are always my top priority.
Whether you need an estate plan written or updated, require representation in probate, trust or tax litigation or are interested in hiring a trustworthy and knowledgeable personal fiduciary, I can offer the guidance, experienced legal representation and personal touch that is so often lacking from the practice of law today. It’s a tough world out there and trust, probate and tax law can be a minefield, but I am here to help you and your loved ones.
778 Osos Street, Suite CSan Luis Obispo, CA 93401
805.439.2323www.coastfiduciarylaw.com
go to www.livetheslolifecom for submissions and more | 5
contents
12Meet Your Neighbor:life on point with Harmony
The Way We Live:at home with The Rudd Family 16
25 Local Food by Local People:SLO families share their favorite recipes
8
The Way It Was:the history behind the name
6
8
20
23
30
18
22
26
Talk of the Town : what do you like to do for fun?
How I Found My Here : from SLO to Croatia and back again
Let’s Talk Business : advice for the entrepreneur
To Your Health : vitamin D
Milestones & Memories : spreading good news far and wide
No Place Like Home : family, farm and fun at The Barn
Real Estate : local experts share their insight
Community Calendar : the best SLO has to offer
slo life magazine | 76 | slo life magazine
Talk of the TownWhat do you like to do for fun?
Play with my kids!
Scott Sweeny
Robin
Downtown Brown
Yukie I volunteer at the animal shelter, do pottery and take a Body Gym class.
I love to go to Thursday Night
Farmers’ Market.
I like to ride my bike and dress up like a ninja.
The weather’s great!
Hit the open road
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Anything outdoors - water ski, surf, mountain bike, snow ski.
Mike The Fireman
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We give medical assistance to the hospitals in SLO and Santa Barbara Counties for those failing the newborn screening tests. And we help pediatricians and other doctors with their older patients’ hearing problems.
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“I remember getting leveled just as I released the ball,” says 34-year-old, Chad Henry, former Cal Poly quarterback. “My brother, Troy, was running a post-corner route, and I threw it out there for him because I trusted him to go get it, just like he’d always done when we were kids. I was on the ground trying to see what was going on but could hear the Poly side of the stadium erupt, so I knew we connected.”
It took Chad three years to reach his goal of becoming Cal Poly’s first African-American starting
quarterback, but he said he will never forget that first touchdown pass to cap the first drive of his first
start, fittingly to his younger brother in an away game against Sacramento State just a few miles from
where they grew up.
Like so many other student-athletes, Chad, who was also a standout pitcher in high school, felt
conflicted about what to do as his football career came to an end. Although he had initially enrolled at
Cal Poly as an architectural engineering student, he graduated with a business degree that emphasized
hands-on learning. “There was an opportunity to do a six month internship in Croatia, so I thought…
why not?”
The initial placement with an old “Soviet-style” company left Chad feeling unchallenged, disillusioned,
and ready to quit. Then one day he happened upon some people in the park playing baseball and word
soon got around about his blazing fastball. It wasn’t long before Chad found himself negotiating through
an interpreter with Mr. Mladinic, who was the owner of a specialty foods company and the sponsor of
the fledgling Croatian baseball club. “He offered me a job doing exports for his company and a salary to
be a pitcher for the club,” Chad explains. “For most of these Croatian guys, they didn’t grow up playing
baseball. I was able to get 16 or 17 strikeouts per game with nothing but an 85 mile-per-hour fastball.”
Things starting clicking for Chad when he successfully placed the first Croatian specialty food item at
Whole Foods, something called “Adriatic Fig Spread,” which can still be found there today. The next
four years of life in Croatia continued to “go well,” but things came crashing down suddenly when it
was learned that Mr. Mladinic was “cooking the books,” and that the company would not be around
much longer. So, the former quarterback, who was now fluent in the Croatian language set out to start
his own business exporting organic specialty items.
“I had to jump through all kinds of hoops with various international agencies to be able to advertise
on my product labels: ‘prirodno, domaci, nešpricano’ which means ‘natural, domestic, unsprayed’…
in other words 100% organic, Croatian-grown. So, I go visit these farmers, my suppliers, and see
that they are spraying their crops with chemicals. And, I say, ‘Hey what are you guys doing!?...
You’re not supposed to be spraying!’ and they’d say, ‘Oh, it’s just a little bit.’ Chad throws up his
arms in animated exasperation as he retells the story. “I would say, ‘No. No. No. No spraying. Not
even just a little bit. We are selling this to our customers as organic - it cannot be sprayed at all.’”
This constant uphill battle continued for nearly six years until he learned that a large Hungarian-
based contractor, who won the bid to build a 17,000 seat handball arena, was looking for
someone to head up media relations just prior to the 2009 World Handball Championship to
be hosted in Croatia. Upon completion of the new stadium, which also meant the end of his
contract, Chad’s six month Croatian visit had turned into ten years. He found himself at a
crossroads, and decided to take what he thought would be a short vacation. “I came back to
San Luis, and I remembered just how much I love it here. I brought a duffle bag with enough
stuff to get me through a couple of days; that was April 26th and I’m still here!”
Today, Chad is employed by SLO-based TechXpress and can be found coaching football
at Mission Prep. Although he has been back for a while, he does admit to feeling a bit
of culture shock. “Sometimes people are talking to me about something and I just have
no idea what they are saying. I’ve been gone so long that I’ll just completely miss the
reference, but I keep it to myself and think, ‘Man, it’s good to be home.’”
How I Found My Way HereChad Henry’s Croatian Odyssey
How did you find your way here? Go to slolifemagazine.com and tell us your story.
SLO LIFE
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Commonsense Leadership with a
new approaChVOTE PAUL BROWN MAYOR!
While San Luis Obispo is a paradise, we have complex issues such as affordable housing, job scarcity, traffic circulation, homelessness, growth, and budget deficits to overcome.
Creating viable solutions will take a Mayor with a diverse background who is trusted in our community and has the determination to get things done.
We need a leader to collaboratively promote our economic stability while still protecting our unique resources.
This is why current Mayor Dave Romero and other community leaders have encouraged and endorsed Paul Brown to be our next Mayor.
www.votepaulbrown.comPaid for by Paul Brown for Mayor 2010, 1214 Mariners Cove, San Luis Obispo, CA 93405
8 | slo life magazine
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Toulouse.” Although he continued to impress the Church with his dedication and
willingness to walk away from vast wealth, it was the fact that his uncle,
Alphonse, the brother of his father, had recently been installed as
the “Count of Toulouse,” but died suddenly without a son. As a result, the position of “Bishop of Toulouse” was appointed to his nephew, Louis. It was now his job to govern the affairs of the region.
Historical accounts of the time indicate that young Louis was an extremely popular and magnanimous leader, always putting the needs of others before his own. Although “mild-
mannered” he developed a reputation for actively serving
the poor, feeding the hungry, and ignoring his own well-being. In fact, he worked so hard that just six months into his role as Bishop, he became so exhausted by his efforts that he was no longer able to function. So he quit.
Just a few months later, Louis died at the age of 23. Today, it is speculated that the cause of death was actually typhoid fever that was probably brought on by his exhaustion and overexposure to his many ailing subjects. The young bishop had literally worked himself to death.
After his passing Louis was never widely celebrated by the Catholic Church, but the Franciscans continued to embrace him and lobbied for his sainthood. They eventually won over Pope John XXII and Louis became Saint Louis. The Franciscans further honored him by creating a holiday in their calendar and moved his relics (essentially, his personal items) to Valencia, Spain where he was also made a patron saint. The unique bond that Saint Louis formed at a young age with the Franciscans was never forgotten. So, when Father Junipero Serra passed through this beautiful part of “Alta California” (the name the Spanish had given to lands North of Mexico) in 1772, he was inspired to name it “San Luis Obispo” which is Spanish for “Saint Louis, the Bishop.”
Just who was Saint Louis, and what did he do to get such a special place named after him?
Born some 736 years ago in Brignoles, France, prior to his sainthood, the young Louis was a military cadet of the Royal French “House of Anjou,” which until it became defunct in 1435, ruled much of Southern Europe. At some point during Louis’ childhood, his father was named the “King of Naples,” because of his personal relationship with a secretary to the King of France.
During one of the many feudal wars at the time, Louis’ father was taken prisoner in Italy, but he was able to obtain his freedom by offering his three sons as hostages [Gee… thanks, dad!]. So, Louis and his two brothers were hauled off to enemy territory in Barcelona, Spain and placed under the supervision of Franciscan friars who cared for the boys and educated them over a period of seven years.
At twenty-one years old, when his older brother died in 1295, Louis became the heir to his father’s throne. It was the same year that he was freed by the friars. So, you would imagine the young prince would spend his life in-waiting, enjoying the spoils of royalty and wealth, right? Well, not quite…
When presented with the choice, Louis elected to travel to Rome and announce that he would take the Franciscan vows of poverty, chastity, and obedience. He then forfeited his royal inheritance and claims to the throne to his youngest brother.
Despite Louis’ desire to live a simple life in a monastery, his father’s political connections kept pulling him back into governance and the secular world. And, at the age of 22, the young Louis was appointed to the enormously important leadership position as “Bishop of
The Way It WasSaint Louis, the Bishop
Know a bit of history? Go to slolifemagazine.com and share your story.
SLO LIFE
10 | slo life magazine
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slo life magazine | 1312 | slo life magazine
In the second installment of our “Meet Your Neighbor” series, SLO LIFE Magazine sat down to talk with Harmony True. She is a long-time Central Coast resident, a dance instructor at the San Luis Obispo Academy of Dance, a part-time nanny, and she makes her home in Los Osos with her husband, Sean, a history teacher at Morro Bay High School. Here is her story…
Let’s start from the beginning. Where are you from originally?My family started off in Oxnard; my dad was a fisherman there. I’m the oldest of five children. Just before my brother Jacob, who is the second youngest, was born, my parents decided that they didn’t like the direction our neighborhood was taking. So, they went up to North County and found this little house literally out in the middle of nowhere. I was maybe 9 years old at the time.
What was that like?As little kids we thought it was great. It was on 60 acres and just a huge playground to us. There was barley growing everywhere and all these animals. When we first moved, we really didn’t have any furniture, so we just camped out, which was fine because it was summer, and it was warm outside.
That’s a pretty big move… how’d your parents pull it off?I don’t know; that’s actually a really good question. It was a surprise to us when we heard the news. You know how when you’re little, you usually know when your parents are talking about things… it wasn’t like that with this. We just moved. In a lot of ways it was a pretty big sacrifice for my parents, but I think they were at a point where they were going to do whatever it took to make it work. My dad continued to fish out of Oxnard and would commute three hours, and my mom did some interior design work on the side.
Do any memories stand out about growing up out in the country?Oh, boy… there was so much. Actually, I do remember when I had just received my driver’s license. I was 16, and since I was the oldest, I would have to pick up all my brothers and sisters from school. Well, I thought I was the cool big sister
Meet Harmony Trueher life one step at a time
continued on page 14
and decided that I would let Kaitlynne, who was probably 10 at the time, sit on my lap while we drove down the road of our property up to our house. So, we’re driving on the road, and everything’s going fine, and we’re about to put on the brakes when she steps on the gas, and we crash through this beautiful white picket fence that my parents had just built.
Uh, oh… What happened next?My mom was home, and she came running out, and there was all this commotion. I was able to stop the car, and nobody was hurt. Anyway, my mom just said, “Your dad is going to flip out when he sees this…” and I could see her surveying the damage, and then she said, “I don’t want to deal with this right now. Come on everyone, let’s get it fixed before he gets home.” So we took out the hammers and nails and paint, and we filled in all of the holes with putty. It was a huge job, and thank goodness my dad was out of town until later the next day. I don’t know how he didn’t notice it, but to this day, he still doesn’t know about it [Hey, Harmony’s dad… surprise!].
Let’s switch gears now – no pun intended – and talk about dance. When did you realize you wanted to be a dancer?When I was 7 years old, still living in Oxnard, I went to see the Nutcraker, and I just loved it. After that, I started dancing at home all the time. I would dress up my little brother, Ian, like one of the marching soldiers, poor guy. So, my mom gave me a tape of the Nutcracker, thinking it’s just a phase I was going through. Once I had the music, I did a performance that my family would have to watch pretty much every night. After a while, my mom decided to put me in lessons. There was a local community rec. center, and they had some really good classes… ballet, tap, and jazz. When we moved, I enrolled at Class Act in Paso Robles, and that’s when I really got involved and when I first got en pointe [pronounced “on point” and it means to dance on your tippy-toes].
What was your best dance experience?I was able to go to New York for dance right after I finished high school. It was such a great experience. When I was there, I lived right in Manhattan and learned
slo life magazine | 1312 | slo life magazine
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slo life magazine | 1514 | slo life magazine
how to take the subway. I shared a tiny apartment that, well, it really wasn’t much bigger than this room [this interview was conducted in a 10’ x 12’ conference room] and I had a roommate who I split the $2,000 rent with. It left me totally broke, but it was worth it! I mean, I got to live in this cool building with all these New Yorkers who knew what they were doing, and I got to sort of play along. But, really, the best part of the whole thing was being able to train with the instructors and the dancers from The Joffrey Ballet. They were amazing.
So, you’re living in New York City…Then I moved to Los Osos.
Well, if you can make it there, you can make it anywhere, right?I know, I know [laughter]. It took me a while to readjust to small town life. I took a job teaching preschool and started classes in ECE (Early Children’s Education), all the while continuing to dance. It was a couple of years later that Lori Silvaggio asked me to start teaching classes at The Academy. She really wanted to start a children’s dance program; she knew that I was teaching preschool, and she thought I would be the right person to make it happen. So, Lori and I met regularly for a couple of months, and we put together a program. I wanted it to be set up like a series of stepping stones, so when the kids left one class, they would be ready for the next one. I wanted the kids to really blossom.
You really seem to come to life when talking about teaching.I get really excited about a new lesson plan for the month. For example, we may be learning a new tap step, and I get really excited about what I’m going to teach them because I know they are ready. Take the Thursday class - they’ve been with me for a couple of years, and they catch things, even though they’re just 6, 7, 8 years old. They’re like little sponges soaking everything up. I get so excited because they are going to come in ready to dance; then afterward they share the story of their day and what they learned… these new dance steps that I get to teach them. Then they learn a routine and actually perform, which is so, I’m sorry, it just gets me so emotional. Sorry. [We had to pause at this point in the interview as Harmony was suddenly and unexpectedly overcome with emotion… the authenticity of her passion for teaching became abundantly clear].
continued from page 12
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slo life magazine | 1514 | slo life magazine
It seems that teaching runs in the family… tell us about your husband, Sean. How did you two meet?Okay, San Miguel High School needed a volunteer dance instructor and cheerleader coach. They had just started an outreach program to try to get their girls more active in after school activities, and I applied. The school didn’t have a big budget, but we managed somehow to get some uniforms together and have a really nice experience for the girls. Sean was a teacher there and led a lot of the after school activities, as well. He would put on the dances and organize the games, and he would help with plays and those sorts of things. I would have to go into his classroom quite a bit to coordinate with him on all of the after school activities.
Was it love at first sight?Actually, the first time I met him, I didn’t like him. He was very rude to me. We were talking about colleges and, at the time, I was thinking about transferring to UC Davis and he said, “Why would you want to go there, that’s a horrible school,” and he kind of got on my case about it. I remember walking out of the room thinking, Ireally do not like him at all. He is not a nice person. I don’t care how much the students love him; he is not a nice person. I just said to myself, “Whatever!”
Okay, take us from “I do not like him at all” to “I do” if you would…Well, some time passed and we started doing more and more after school activities together. For example, I chaperoned a dance that he had organized. So we kind of got to know each other,
and it turned out that he wasn’t such a bad guy after all. We became close as friends, and I really started to like him. The test was when I invited him to come see me perform in the Nutcracker. He said “Ok” and I said, “Really?” and he said,“Sure.” Anyway, after the show, I asked him what he thought and he said, “You know I had never been to a ballet before, but you know, I really liked it,” and he told me that I was a really good dancer. And, I thought to myself, ‘Wow. This is kind of nice.’
Now we’re getting somewhere. So, afterward we went out together for dinner. At the end of the night we’re sitting in the car, and I could tell that he was really shy. But we had such a great time, and I’m thinking to myself, ‘I know he wants my phone number,’ and was wondering why he wasn’t asking for it. So I finally turned to him and said, “Do you want my phone number?”
And he said, “Yeah, that would be nice.” So I gave it to him, and from then on we were pretty much inseparable. We’ve been together for nine years now. October will be our five year anniversary.
What does the future hold for you?I want to teach. I’m going to continue to teach. I’m still going to school and probably always will. I love taking classes at Cuesta. I am going to stay in the area; I mean, I don’t think I could ever leave. I won’t. And, if Sean and I decided to start a family, this is definitely where we would want to raise our kids. I don’t think there is a better place, to be honest. Being married, teaching, and dancing has been so wonderful and has opened up so many doors that I don’t feel like I need to go a different route. I get to do what I love, and I get paid for it, which is a bonus. I feel very fortunate. I have always sort of questioned myself, and there have been times in my life where I think to myself, what am I going to do? Which direction should I go? But, it always seems to naturally work itself out. And, somehow I get reminded that what I am doing is all that I need to do. I don’t need anything else.
Harmony, thank you very much for visiting with us today. We are inspired by your passion for teaching.Oh, that’s very sweet. Thank you so much.
Know someone we should meet? Go to slolifemagazine.com to introduce us.
SLO LIFE
...somehow I get reminded that what
I am doing is all that I need to do.
I don’t need anything else.”
“
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slo life magazine | 1716 | slo life magazine
The Way We Livethe Rudd family shares their innovative style
An Interview with Jeff & Meka Rudd
When our daughter, Belle, was four or five years old, she was playing with a dollhouse, and I noticed that she was putting a bunch of little squares neatly across the roof. I asked her what they were, and she said, ‘solar panels’,” laughs Meka Rudd. It turns out that a focus on conservation comes naturally to the Rudd children, as their father, Jeff, is both an avid surfer and committed environmentalist, who also manages the San Luis Obispo and Ventura offices for REC Solar.
Meka, who split time growing up between Northern California and Cape Cod, Massachusetts, remembers her family culture being one of conservation and respect for nature. “It’s something we really try to instill in our kids. I mean, it can be as simple as hanging out our clothes on the clothesline, or figuring out creative ways to reuse things. We actually have a lot of fun with it.”
A walk around the garden with Jeff is accompanied by a steady flow of facts and figures pertaining to conservation, and the discussion shifts easily between last season’s fruit production to the practical application of theories about tree shade and water savings. Between bites of a freshly picked fig Jeff reflects, “We really wanted to make our home centered around the backyard. Rather than having to take the kids to the park or a trail to explore nature, we can do it right here.”
The Rudd’s commitment to conservation has yielded some impressive results. Because of their rooftop solar system, they pay virtually no electric bill and expect that they may soon be able to sell some of their excess power back to the utility company. Jeff also engineered and built a simple water run-off collection system, which fills a 1,100 gallon tank purchased from Farm Supply several years ago. Jeff explains, “It’s not the ideal system since we have a composite roof; you really should have a metal roof to use the water for all purposes, but we are able save a lot by using our homemade collection system to water our lawn.” According to Jeff, the whole system cost less than $1,000, it uses no pumps, and the tank fills to capacity after “two good rains.”
Never quite satisfied, Jeff recently designed and built a solar-thermal system that allows him to take a warm shower after his surf sessions. “There was a bunch of this leftover PVC pipe from an old marketing display at work and I had been thinking about how to build one of these, so now we have one less traditionally heated hot shower, which yields a lot of savings. And, after I’m done, I use all the of the runoff water that is captured in the removable base of the shower to water the garden,” he explains.
Jeff, Meka, Ben & Belle relax in their backyard that is kept amazingly green with a homemade run-off water irrigation system
slo life magazine | 1716 | slo life magazine
Clearly, these are the impressive results of innovative projects that Jeff insists can be easily done at any home. Charmingly, we are reminded about his humble beginnings when Meka answers the question about where his resourceful garden skills were developed. “Honestly,” she recalls, “I bought him this lime tree for his first Father’s Day when we were still living in Shell Beach. The yard we had was so small, but we did manage to find a little spot to plant it. I thought it would be fun for him to be able to walk outside and grab a lime for his beer in the evening.”
Have a unique home? Know someone who does?Go to slolifemagazine.com to tell us about it.
Jeff gives Ben a boost to look into the water collection tank.
SLO LIFE
slo life magazine | 1918 | slo life magazine
First, before you do anything else, identify the type of business you would like to own. Think about your strengths. Are you good at selling? Does managing people come easily to you? Be very honest with yourself. You wouldn’t want to buy a restaurant, for example, if you are not passionate about food and service.
Next, find a business that is for sale. Most of these resources can now be found online [if you go to this article on our website you will find links to all of the major business-for-sale websites]. Nearly all of the listings will identify the industry of the business (e.g., restaurant or roofer), the county in which it is located, its last full year of revenues, cash flow, and asking price.
Contact the listings which you would like to learn more about. This is now typically done with a request form through the website or by email. You can then expect to receive a reply from the business owner, or the business broker handling the sale. This person is similar to a real estate agent and customarily receives a 10% commission upon closing from the seller.
After the owner spends some time prequalifying you as a buyer, they will open up their books to you. Expect to sign a Non-Disclosure Agreement (NDA) requiring you to keep everything you learn confidential. The seller will not want his or her competitors or customers knowing about the sale until it goes through.
Once a good preliminary understanding of the business has been achieved via phone and email, a visit will be scheduled to the business itself, typically afterhours, on a weekend, or an off day. Usually, during this same visit, an extensive interview will take place between buyer and seller. There may be multiple visits to ensure that a good understanding has been achieved and the chemistry is favorable between buyer and seller. If it looks like a deal can be made, the buyer will have an opportunity to review the last three-to-five years of financial statements and tax returns. This is typically done with the help of an accountant or adviser who can read these documents.
Now, it’s time to make an offer. And, this is where things get really interesting. Unlike real estate, there are no set rules and creativity typically rules the day. For example, unless you are using an SBA loan, you do not necessarily need a 20% down payment and an 80% bank loan to finance the purchase. In fact, many small business deals end up with a significant seller “carry-back” (payments made to the seller over time). The key is finding something that works for both parties.
If the offer is accepted, an escrow account is opened with a title company that can handle small business transactions. This usually marks the due diligence period where the buyer has the opportunity to fully investigate all of the claims made by the seller (for example, checking sales receipts against bank deposits).
Once all of the conditions of the sales agreement are met and the title company verifies clear ownership, the business changes hands. Congratulations - you now own your own business!
Let’s Talk Businessbuying a small business
Have a business question? Go to slolifemagazine.com to get an answer.
SLO LIFE
A reader submitted a question to us that piqued our curiosity. He asked, “How do you go about buying a small business?” SLO LIFE Magazine was able to follow up by posing the question to a variety of small business owners, who have gone through the process and they indicated that now is a great time to “buy a job.” By that they mean, buy a small business. The reasons seem logical: the job market continues to be tight and financing is scarce, so small business owners have become increasingly creative with their succession plans. If you find yourself currently unemployed or “underemployed,” now might be the time to consider buying a small business. Although this is not intended to be an exhaustive list, below is a brief overview of what you might expect with a business purchase:
Determining PriceDiscretionary cash flow, or EBITDA (earnings before interest, taxes, depreciation, and amortization) times a multiple most often determines the asking price. The quality of the business, including its level of profitability, typically determine the size of the multiple. A highly profitable business with an impeccable reputation will gain a higher multiple than will a marginally profitable business with a poor reputation. Although valuing a small business is far beyond the scope of this article, here is one example:
Sales = $300,000 EBITDA = $85,000 Multiple = 3 Price = $255,000 ($85,000 x 3)
As you can see, the multiple is critical in this calculation and this number varies by industry, as well. Much like real estate, multiples in business transactions are often determined by comparable sales. But, unlike real estate, there are not nearly as many sales to study, so this is truly an inexact science. Most often the asking price is used as a point to begin negotiations. Where the price ultimately falls is determined by what makes sense for both the seller and the buyer.
Note - Other factors that may be valued differently or separately from this method are hard assets (such as equipment) and real estate.
18 | slo life magazine
slo life magazine | 1918 | slo life magazine
First, before you do anything else, identify the type of business you would like to own. Think about your strengths. Are you good at selling? Does managing people come easily to you? Be very honest with yourself. You wouldn’t want to buy a restaurant, for example, if you are not passionate about food and service.
Next, find a business that is for sale. Most of these resources can now be found online [if you go to this article on our website you will find links to all of the major business-for-sale websites]. Nearly all of the listings will identify the industry of the business (e.g., restaurant or roofer), the county in which it is located, its last full year of revenues, cash flow, and asking price.
Contact the listings which you would like to learn more about. This is now typically done with a request form through the website or by email. You can then expect to receive a reply from the business owner, or the business broker handling the sale. This person is similar to a real estate agent and customarily receives a 10% commission upon closing from the seller.
After the owner spends some time prequalifying you as a buyer, they will open up their books to you. Expect to sign a Non-Disclosure Agreement (NDA) requiring you to keep everything you learn confidential. The seller will not want his or her competitors or customers knowing about the sale until it goes through.
Once a good preliminary understanding of the business has been achieved via phone and email, a visit will be scheduled to the business itself, typically afterhours, on a weekend, or an off day. Usually, during this same visit, an extensive interview will take place between buyer and seller. There may be multiple visits to ensure that a good understanding has been achieved and the chemistry is favorable between buyer and seller. If it looks like a deal can be made, the buyer will have an opportunity to review the last three-to-five years of financial statements and tax returns. This is typically done with the help of an accountant or adviser who can read these documents.
Now, it’s time to make an offer. And, this is where things get really interesting. Unlike real estate, there are no set rules and creativity typically rules the day. For example, unless you are using an SBA loan, you do not necessarily need a 20% down payment and an 80% bank loan to finance the purchase. In fact, many small business deals end up with a significant seller “carry-back” (payments made to the seller over time). The key is finding something that works for both parties.
If the offer is accepted, an escrow account is opened with a title company that can handle small business transactions. This usually marks the due diligence period where the buyer has the opportunity to fully investigate all of the claims made by the seller (for example, checking sales receipts against bank deposits).
Once all of the conditions of the sales agreement are met and the title company verifies clear ownership, the business changes hands. Congratulations - you now own your own business!
Let’s Talk Businessbuying a small business
Have a business question? Go to slolifemagazine.com to get an answer.
SLO LIFE
A reader submitted a question to us that piqued our curiosity. He asked, “How do you go about buying a small business?” SLO LIFE Magazine was able to follow up by posing the question to a variety of small business owners, who have gone through the process and they indicated that now is a great time to “buy a job.” By that they mean, buy a small business. The reasons seem logical: the job market continues to be tight and financing is scarce, so small business owners have become increasingly creative with their succession plans. If you find yourself currently unemployed or “underemployed,” now might be the time to consider buying a small business. Although this is not intended to be an exhaustive list, below is a brief overview of what you might expect with a business purchase:
Determining PriceDiscretionary cash flow, or EBITDA (earnings before interest, taxes, depreciation, and amortization) times a multiple most often determines the asking price. The quality of the business, including its level of profitability, typically determine the size of the multiple. A highly profitable business with an impeccable reputation will gain a higher multiple than will a marginally profitable business with a poor reputation. Although valuing a small business is far beyond the scope of this article, here is one example:
Sales = $300,000 EBITDA = $85,000 Multiple = 3 Price = $255,000 ($85,000 x 3)
As you can see, the multiple is critical in this calculation and this number varies by industry, as well. Much like real estate, multiples in business transactions are often determined by comparable sales. But, unlike real estate, there are not nearly as many sales to study, so this is truly an inexact science. Most often the asking price is used as a point to begin negotiations. Where the price ultimately falls is determined by what makes sense for both the seller and the buyer.
Note - Other factors that may be valued differently or separately from this method are hard assets (such as equipment) and real estate.
slo life magazine | 2120 | slo life magazine 20 | slo life magazine
Vitamin D is actually a “steroid vitamin,” which encourages the metabolism of calcium and phosphorus. Although there are five known forms of Vitamin D, only two are relevant for nutrition: Vitamins D2 and D3.
During our research for this article, we encountered study after study indicating that Vitamin D has been shown to reduce the risk of developing certain cancers, osteoporosis, various autoimmune and cardiovascular diseases, Parkinson’s disease, fibromyalgia, multiple sclerosis, high blood pressure, chronic muscle pain and even depression.
Just how much Vitamin D do you need anyway? The government recommends 200 to 600 IU (International Units) per day, which is the minimum amount you need to prevent rickets, a rare disease caused by Vitamin D deficiency. Most researchers and health practitioners in this area now recommend much more, on the order of somewhere between 1,000 IU and 2,000 IU daily.
You may be asking, “Hey, how come milk is not on this list?” We wondered the same thing and had always assumed that Vitamin D was present in dairy products, which is often true but they are added, or “fortified,” after the fact with Vitamin D2. Many processed flours and breads are also fortified in this same way.
We think that D3 is the most interesting of the Vitamin D family because you can actually get it just by going outside! That’s right, sunlight triggers a photosynthetic process in our skin, which creates Vitamin D3.
So, what’s the problem? There’s loads of sunshine and great weather on the Cental Coast, and most of us spend a good deal of time outside. Well, as we have become wise to the dangers of overexposure to the sun, we have inadvertently but dramatically decreased our Vitamin D3 consumption. Some studies have found that as much as 97% of our Vitamin D3 intake from the sun has been blocked by our use of sunscreens [sometimes it feels like you just can’t win, doesn’t it?]. Also, aging skin produces less Vitamin D3. In fact, the average 70-year-old produces 75% less than a 20-year-old does. Skin color makes a difference too, as people with dark skin produce less Vitamin D than those with light skin.
If you’re looking for a personal analysis of your Vitamin D levels, you can go and get yourself tested, but we encourage you to draw your own conclusions because, again, many of the experts today claim that the “normal” levels are found to be overly focused on minimum levels which is great for preventing rickets, but may miss the bigger picture when it comes to achieving optimal health.
To Your Healthvitamin D
Have a health question? Go to slolifemagazine.com and share your curiosity with us.
Many of us equate Vitamin D with strong bones, which is true and a good place to start this conversation, but it doesn’t come close to telling the whole story.
SLO LIFE
recommended reading:…one study found that vitamin D supplementation could reduce the risk of getting type 1 diabetes by 80 percent. In the Nurses’ Health Study (a study of more than 130,000 nurses over 3 decades), vitamin D supplementation reduced the risk of multiple sclerosis by 40 percent.
“
”
Foods naturally high in Vitamin D:
Fatty fish [remember them from our talk about Omega 3’s last time?] such as Salmon (360 IU), Mackerel (345 IU), Sardines (250 IU), and Tuna (325 IU).
Eggs (20 IU)
Beef liver (15 IU)
Fish liver oils, such as cod liver oil (1360 IU)
Mushrooms (100 – 500 IU with some wild varieties providing as much as 46,000 IU!)
With three kids, it’s hard to fi nd time to fi t in a workout. REVSLO makes it fun to work up a sweat in a limited time.The trainers at REV create an environment that allows me to push myself in encouraging, fun, and challenging classes.
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VISIT revslo.com FOR MORE INFORMATION!
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slo life magazine | 2120 | slo life magazine
Oh, Baby. Our Birth Center just
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slo life magazine | 2322 | slo life magazine
Milestones & MemoriesSPECIAL THANKS
Thank you Karen Sweeny and Morro Bay Recreation & Parks Department for your dedication and support in hosting another wonderful Rock to Pier Run!
Have an announcement to make? Go to slolifemagazine.com and click on “Post Your Announcement” to submit yours today.
Mark your milestones and keep your memories with
SLO LIFE Magazine!
It’s FREE!We’re here to celebrate with you! And, we’ll pick up the tab, so you can use your money to buy a really fancy gift instead.
It’s easy!Go to slolifemagazine.com and click “Post Your Announcement” (it’s the big green button). Just fill out the form, give a brief description of your celebration, and upload your photo. A little time, a lot of smiles!
What better way to capture your moment than in print? Put it on your refrigerator, stick it in your scrapbook, or bury it in your time capsule. It’s yours... to keep.It’s fun!
Okay, it’s not like riding-a-rollercoaster-fun, but it’s fun, really fun. Really. Fun.
Whether marking a birthday, celebrating an anniversary, announcing an engagement, popping The Question, or giving a special thank you. Milestones & Memories is the place to share your good news.
It’s a keepsake!
It’s for everyone!
slo life magazine | 2322 | slo life magazine
Anyone who has traveled Avila Beach Drive has probably noticed a lot of folks stopping at the Avila Valley Barn. There’s good reason for that. The freshly harvested fare sold here makes it one of the best fruit and vegetable stands on the Central Coast. But, you’ll find so much more here than great produce.
It’s part petting zoo, part ice cream parlor, candy shop, and general store - it’s a place where you can find all things sweet that come from this valley. “We use our own olallieberries, our own apricots and peaches, everything goes into our jams,” explains owner Debbie Smith. “Our apples and our apple butters, our ice cream is used with a lot of our fresh ingredients, and now we’re starting deli sandwiches.”
And while you are welcome to just make a quick stop to pick up a few things on the way home, the idea behind the Barn is to bring you as close to the roots of the fruits as possible. That’s why so many people choose to pick their own. “In the spring we have berry picking, come summer we have peach picking. We’re now picking apples. We have pumpkin picking,” says Smith. “They can feed the goats and they can take the hayrides, and what you pick is what you pay for.”
The Barn has 90 acres to harvest from, so even if you choose to buy what’s already been picked for you, rest assured you are still getting the fruits of Central Coast labors. “Because we’re local, I think we need to buy local!” Smith exclaims with excitement.
It’s a place to be proud of, where kids can be kids and create memories that will last even longer than their fascination with the latest video game. And Smith has gotten to know a lot of kids over the years. “They came 15 years, 20 years ago for hayrides, and now they’re bringing their own kids back. We really see a resurgence of families and people wanting to be in touch with the farm,” she observes.
It’s Americana. Quite frankly, it’s a place you can just sit and relax for a while and it will make your heart smile.
The Barn opens in March and closes at Christmas. But in the months in-between, you can find plenty of proof here there’s no place like home.
Jeanette Trompeter, KSBY News anchor and reporter, hosts the “No Place Like Home” series every Thursday evening at 6pm.
No Place Like HomeAvila Valley Barn
By Jeanette Trompeter, KSBY News
This is the best time of the year to enjoy locally grown fresh fruits and vegetables. And, we are so fortunate on the Central Coast to have access to a full bounty of them. Fortunately, you don’t have to wait for a farmer’s market to find a collection of the finest.
SLO LIFE
SALISBURYVINEYARDS
Wine Tasting, Fine Art Gallery,Vineyard Trolley Tours, Special Events, and now.... Farming in California since 1850
harvest
in Avila Valley
Schoolhousein Avila Valley
6985 Ontario Road(just north of Bob Jones’ parking lot)San Luis Obispo, CA 93405
805-595-9463salisburyvineyards.com, inthevines.com
Organic Pumpkins
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slo life magazine. | 23
slo life magazine | 2524 | slo life magazine
S e p t e m b e r 3 0 t H t h r u O c t O b e r 3 r d , 2 0 1 0
Experience four days of culinary adventures
Taste…wine from 200+ central california wineries
Indulge…30+ chefs preparing meals grown by local farmers
Explore…the farms and vineyards of san luis obispo county
Experience…Central Coast oyster and abalone aquaculture
Discover…the 2-acre sunset Kitchen Garden
Tour…our 20,000 square foot central coast Pavilion
Learn…from sunset’s food, wine, garden and travel editors
…and much, much more!
Sunset and the San Luis Obispo county Visitors & conference bureau present
Meet Celebrity Cheftyler florence
savorcentralcoast.cOmFor tickets and details please visit:
PRESENTING SPONSORS
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Don’t miss the finale concert and fireworks Sunday night featuring chris isaaK!
STCC_SLOLife_8.375x10.875_08_10.indd 1 8/9/10 11:38:14 AM
slo life magazine | 2524 | slo life magazine
I have been enamored with pumpkins since I was a young child, and some of my most beloved memories are of walking through the pumpkin patch with my family. When I had children of my own, I discovered a new sense of joy watching my little ones, Davey, Lucy and Joaquin, during harvest time, toddling through the pumpkins.
The year we moved to our new home, my oldest son, Davey, brought home a pumpkin plant from kindergarten. It was an incredibly windy spring, and the two tender sprouts peeked precariously over the edge of a small milk carton. As Davey ran proudly home to show me his plant, not one, but two sprouts snapped in the wind. My heart sank, but my young one insisted that we must plant his beloved pumpkin in the ground. My husband, Dave, and I looked at each other knowingly, assuming that his plant would not survive after breaking. Amidst the wreckage of a landscaping remodel, we staked out a plot for Davey’s pumpkin patch. Alongside his kindergarten plant, we planted heirloom pumpkin seeds in mounds. As these seeds sprouted, they were the only shreds of green in our sea of dirt. Amazingly, Davey’s pumpkin plant not only survived, but thrived, fruiting months later with beautiful, dark-orange pumpkins.
After seeding and roasting, I pureed and stored our pumpkins in mason jars in the freezer. I called my friend and fellow pumpkin gardener, Laura McCarley, to share ideas on recipes using pumpkin puree. Laura, who makes everything taste delicious, shared a recipe with me that inspired this soup.
PumPkin and Red LentiL SouP 1/2 cup butter or extra virgin olive oil3 large onions, chopped1 1/2 cups red or pink lentils, dried10 cups chicken stock 3 1/2 cups roasted pumpkin puree1/2 teaspoon marjoram, dried1 teaspoon thyme, dried1/2 teaspoon black pepper• This recipe also works with butternut squash •
oPtionaL additionS1 cup heavy cream (added at the end)a drizzle of toasted pumpkin seed oilRoasted pumpkin seedsa dollop of creme fraiche or sour creamFresh thyme sprigs or leaves
1. To roast pumpkin cut lengthwise and remove seeds, reserving them for later use. Rub squash with olive oil, both inside and out, and place face-down on a baking sheet. Roast in oven at 350 degrees for about an hour, until soft when pierced with a knife. Scoop flesh from cooled squash and puree in blender or food processor, adding small amounts of water if needed. Use, can or freeze.
2. To prepare soup, saute onions in butter or olive oil until soft. Add the remaining ingredients and simmer for about 40-45 minutes, or until lentils are soft. Because pink and red lentils cook quicker than other varieties, take care to watch the soup near the end. Blend soup to desired consistency. I enjoy the texture best when half of the soup is blended, leaving the other half chunky. Then mix both soups back together and keep warm on the stove. After soup is gently warmed through, top with any desired garnish and serve hot, with crusty bread, for a beautiful and comforting harvest feast.
Local Food by Local Peoplepumkin and red lentil soup
Shared by Laura Sanchez
Have a recipe to share? Go to slolifemagazine.com to tell us about it.
Central Coast Farmers’ Harvest • Fresh Picked & Locally Grown Pesticide Free Produce
• Direct Delivery to Your Home or Business
• Weekly or Every Other Week Delivery Option
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www.sloveg.com805.709.2780
slo life magazine. | 25
slo life magazine | 2726 | slo life magazine
The number of people living in SLO has remained remarkably stable and has even shrunk a bit in recent years. A college town like ours always has a fair amount of turnover each year, and since we are without a long list of big employers, people have to be creative in making a living. Moving here and staying here can be a challenge; therefore, the population has remained relatively constant.
the numbers at a glanceComparing the last four months to the same period last year (04/01/09 - 07/31/09 vs. 04/01/10 - 07/31/10)
1. Total Homes Sold
2. Average Asking Price
3. Average Selling Price
4. Sales Price as a % of Asking Price
5. Average # of Days on the Market
Home Price$100,000 - $500,000
2009 2010 +/-
27 37 37.04%
$430,204 $443,266 3.04%
$410,689 $426,431 3.83%
95.46% 96.2% 0.74%
95 71 -25.26%
Home Price$500,001 - $1,000,000
2009 2010 +/-
52 67 28.85%
$679,304 $681,498 0.33%
$651,045 $645,713 -0.82%
95.84% 94.75% -1.09%
81 84 3.7%
Home Price$1,000,001 - $2,500,000
2009 2010 +/-
3 6 100%
$1,680,667 $1,960,033 16.62%
$1,558,333 $1,737,333 11.49%
92.72% 88.64% -4.08%
212 120 -43.4%
SOURCE: San Luis Obispo Association of Realtors
REAL ESTATEfive reasons why SLO is unique
We here at SLO LIFE Magazine have always heard that the real estate market in San Luis Obispo is unique, and we were curious to know exactly how it is different. So we decided to ask local realtors. In our many conversations, we were able to come up with a bit of a consensus, and we wanted to share this admittedly unscientific study with you…
The great weather and amazing landscape make this a desirable place to live. National magazines continue to put us at the top of various “Best Places to Live” lists, so the word is out [check out a new book called Thrive… Finding Happiness the Blue Zones Way, published by National Geographic]. And, simple economics dictate that when something is wanted, or “in demand,” and the supply is constant, prices go up.
SLO LIFE
Destination
Believe it or not, SLO still offers better property prices than many areas of the Bay Area or Southern California. It is still possible to sell a home in one of these urban areas and come to SLO where money goes further (although the difference in values continues to narrow). This makes for a smart financial move, especially for those who have been toiling away for the last 30-years paying off a mortgage in high-cost urban area.
RetirementNo matter what side of this issue you are on, it is true that there are not a lot of new housing starts in SLO. On the plus side, this has meant maintaining open lands and preserving natural beauty. On the minus side, it means less affordable housing and less availability. There are no easy answers to this one, and there are persuasive arguments on both sides.
Limited Growth
Certainly, Cal Poly ads so much to life here in San Luis Obispo, but its 20,000 students also naturally affect the local housing market. First, there is a high percentage of Single Family Dwellings here rented to college students. Second, there has always been a trend of parents of students buying “starter” homes to rent to their kids and their friends.
College TownPopulation Flat-line
slo life magazine | 2726 | slo life magazine
962 Mill StreetSan Luis Obispo, California 93401
www.HomesofSLO.com
Gavin Payne 805-550-3918
Cheryl Priolo 805-459-0200
Adam Quaglino 805-748-3995
Our approach to real estate is aboutmuch more than property… it’s about people.
AVILA BEACH - Spacious 2700 sq. ft. luxury penthouse with three comfortable suites complete with private bathrooms. Private entrance directly off Front Street, meticulously furnished, amazing white water ocean and beach views. Large patio is complete with built-in BBQ and refrigerator, patio furniture and ceiling mounted gas heaters. Includes private off-street parking and 2 car garage. Offered at $ 2,969,000 by Gavin Payne 805.550.3918
MORRO BAY - This beautiful home offers approximately 2400 sq. ft. of comfortable living space, featuring quality materials throughout. Floor to ceiling windows designed for endless observation of marine life. Patios and a second story 300+ sq. ft. deck. A private deep water boat slip and access to dry-land bathroom at dock level are also included in the sale of this one-of-a-kind home. Offered at $1,475,000 by Gavin Payne 805.550.3918
Incredible Investment Opportunity. Two homes on 1 large parcel, lots of potential for development in the future. Preliminary city approval to divide into 3 separate parcels with Common Interest Subdivision. Engineering, Soils and plans available. Offered at $675,000 by Gavin Payne 805.550.3918
Stunning Views from Mediterranean Estate. Built in 2007, this 4 bedroom, 4 bath plus office, craft room and separate media room totals 4300+ sq. ft. Fabulous modern kitchen featuring granite counters, butlers pantry and entertaining bar. Open floor plan featuring Travertine floors, Cherry hardwood and multiple fireplaces. Offered at $1,699,000 by Gavin Payne 805.550.3918
SOLD
SHELL BEACH - Wonderful ocean view property in established neighborhood. Stone driveway and walls greet you as you approach the home. Inside the carved wood gate sits a private pool area, sauna and BBQ area. 3 bedrooms, 2 baths with second floor family room and office with endless views of the Pacific. Remodeled kitchen with modern appliances and stone floor. Offered at $ 879,000 by Gavin Payne 805.550.3918
Private Acreage in Atascadero. Three+ beautiful acres in South/East Atascadero. This wonderful horse or hobby farm property includes a three bedroom, three bath home with a separate office, and a three car garage and RV parking. Plenty of room with fenced pastures and a large dog run. Offered at $ 670,000 by Gavin Payne 805.550.3918
PENDING
The Payne Team
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S a t u r d a y & S u n d a y
SEP 25 & 261 0 A M - 5 P M
At the Alex Madonna Expo Center
Spring Showl Over 130 Local Home and Garden Exhibitors
l Admission is Free
l Educational & Informational Seminars Focusing on Water Efficiency and Use
Sat Sep 11 & Sun Sep 12 1 0 a m t o 5 p mPaso Robles Event Center
Over 130 Local Home and Garden ExhibitorsFree Admission and ParkingInformative SeminarsWine and Gourmet Food SamplingCooking Demonstrations
s lohomeimprovement .com 805.772.4600A p r o d u c t i o n o f S i m p l y
C l e a r M a r k e t i n g , I n c .
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Real Estate“What’s the most important thing to consider when buying a home?”
Have a real estate question? Go to slolifemagazine.com to get an answer.
The single most important thing to consider when purchasing a home is LIFESTYLE. It can be so easy to become distracted by all of the factors that go along with choosing a home that you can lose sight of the bigger picture. If you focus instead on what sort of lifestyle you are looking for – not only right now, but into the future – then all of the other answers for everything from financing to location will come naturally. And, this is not just a suggestion for the first-time homebuyer, but at all stages of life you will want to carefully consider what you are looking for in your lifestyle. Are you close to retirement? Expecting a family? Growing your family? These are just a few questions to get you started, but you will find that when you answer the question of lifestyle first, you will be quite successful in all of the other things that go along with buying a home. Fortunately, San Luis Obispo offers a large diversity of options sure to fit your lifestyle, both for today and tomorrow.Gavin PayneThe Real Estate Group of San Luis Obispo
Butch VlakoCornerstone Home Inspection
You will save a lot of money and trouble down the road if you make sure that the house is in great shape before you buy it. The only way you can do that is by hiring an experienced, knowledgeable home inspector, who will thoroughly examine the structure and provide you with a detailed written analysis upon completion. This report will itemize any problem areas of the house so you will know what you are getting into. And, don’t fall into the trap of hiring the cheapest home inspector, as there are no certification or licensing requirements to become a home inspector. So, stick with someone who belongs to one of the major national associations (CREIA and/or ASHI); this will ensure that they have at least met all of the necessary on-going training requirements. When it comes time to make what will likely be your biggest investment, be sure to go into it with full knowledge of any problems that may exist.
There is a lot to consider when buying a house. From a lender’s perspective, I can offer that there is more to the issue of cost than just the price. There is the question of how much down payment is required to get in. Plus, there is the cost of the financing and what the payments will be over the long run. People are often amazed when they see what that adds up to. Then there is the seldom asked question about the operating and maintenance costs of the home. What are the utility costs and are there ways to make the home more energy and water efficient? Are there high cost maintenance items or a homeowner’s association that will affect long term affordability? My experience has been that many people get hung up on the price issue in negotiations for a home. While important, the bigger picture needs to be remembered including the taxes, insurance costs, maintenance, utilities, homeowner’s association fees, and whatever other costs may be applicable to a particular property.Kevin HauberThe Mortgage House
SLO LIFE
Amanda BarnesLicensed insurance agentLife • LTC • Di • AnnuiTies
Protect the ones YouLove
805.423.2187www.AmandaBarnesInsurance.com
805.541.MINI3600 S. Higuera, SLO
MeatheadMiniStorage.com
Sensenbach Design Co.Handmade Pottery
See more at:sensenbach.comCall & see the studio805 471 9528
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September 4Event Brews & BitesTime 12:00pm - 6:00pmLocation Mission PlazaContact slobrewsandbites.comDescription The San Luis Brewers Guild showcase their craft beers together with foods from local restaurants. Proceeds go to Woods Humane Society and Earth Day Alliance.
September 4, 11Event Cal Poly FootballTime 6:00pmLocation Alex G. Spanos StadiumContact www.gopoly.com
September 3, 10, 17, 24Event Endless SummerTime 5:00pm - 7:00pmLocation Edna Valley VineyardContact ednavalleyvineyard.comDescription Live music, wine and appetizers.
September 11Event Hit & Giggle Golf TournamentTime 10:30amLocation Avila Beach Golf ResortContact womenforcommunity.orgDescription Great Food, Fun and Frolic at every hole. The day will culminate with a cocktail reception and great prizes.
September 15Event Taste of San LuisTime 6:00pm - 10:00pmLocation Mission PlazaContact www.downtownslo.comEvent Dance the night away as you eat, drink, mingle with friends and enjoy a beautiful evening. Proceeds support beautification and promotions programs in Downtown SLO.
September 16Event Women’s Legacy Fund LuncheonTime 5:30pm - 7:30pmLocation Embassy Suites, SLOContact www.sloccf.orgDescription Help build a permanent endowment to support programs and projects of local organizations that address the needs of women and girls.
September 19Event Book and Author FestivalTime 8:30am-4:00pmLocation SLO Library & Mission PlazaContact slolibraryfoundation.orgDescription Costumed breakfast served at the Library followed by author presentations in the plaza.
September 19 - 20Event Pallet to PalateLocation Dolphin Bay Resort & SpaContact www.pallettopalate.comDescription Celebrate the importance of fresh, local food. Proceeds benefit The Food Bank Coalition of SLO County.
September 24Event Dan Hicks & the Hot LicksTime 8:00pmLocation Spanos TheaterContact www.pacslo.orgDescription Dan Hicks, long considered one of pop music’s truly original figures and America’s finest songwriters.
September 25Event Bravo SLO!Time 10:00amLocation Cohan CenterContact www.pacslo.orgPreview the upcoming arts season at BravoSLO! 2010, a showcase for more than 20 organizations that perform at the PAC throughout the year.
September 26Event Bill CosbyTime 3:00pm & 7:00pm Location Christopher Cohan CenterContact www.pacslo.orgDescription America’s most popular comedians of all time, returns for two “face-hurtingly” funny shows.
September 26Event Hunger WalkTime 2:00pmLocation St. Stephen’s ChurchContact www.slofoodbank.orgDescription Food Bank Coalitiion and Central Coast Clergy & Laity for Justice team up in their 2010 Hunger Walk.
September 29Event BeniseTime 7:30pmLocation Cohan CenterContact www.pacslo.orgDescription An evening of passion, music, and dance.
September 27 - October 3Event Plein Air FestivalTime All DayLocation Mission Plaza & Museum or ArtContact www.sloartcenter.orgDescription Concert Under the Star, Kids Paint Out, Movie Night, Plein Air Poetry, Collectors Party, and more!
September 30 – October 3Event Savor The Central Coast Location Throughout the CountyContact savorcentralcoast.comDescription Celebrate the beauty and bounty of this unspoiled and largely unexplored part of the Golden State in an incredible four-day experience.
October 3Event Off The HookTime 2:00pmLocation Unity, San Luis ObispoContact poeticjusticeproject.org Description Explore redemption in prison by following the braided stories of four groups of inmates.
October 6Event Steve MartinTime 7:30pm - 11:00pmLocation Cohan Center Contact www.pacslo.orgDescription Steve Martin pushes his creative envelope with his Grammy-winning, chart-topping bluegrass album.
October 7Event Paula Poundstone Time 8:00pmLocation Spanos TheaterContact www.pacslo.orgDescription An evening of laugh-out-loud standup. A benefit for the SLO Hep C Project.
October 8 - 31Event Leading LadiesLocation SLO Little TheatreConact www.slolittletheatre.orgDescription Some Like it Hot meets Twelfth Night in this hilarious farce!
October 8Event Eperanza Spalding Time 8:00pmLocation Spanos TheaterContact www.pacslo.orgDescription Classically trained Esperanza Spalding combines elements of jazz, folk, and world music into the enduring foundations of classical music.
October 8Event Bishop’s Peak CarnivalTime 5:00:pm - 8:00pmLocation Bishops Peak Elementary Contact www.bishops-peak.com Description Support the school and enjoy food, games and fun for the whole family. Don’t forget to stop by the multi-purpose room for the amazing auction!
Community
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YourLogo Here
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October 9Event Ellis Marsalis Time 8:00pmLocation Spanos TheaterContact www.pacslo.orgDescription Ellis Marsalis, modern-jazz innovator in New Orleans and renowned teacher.
October 10Event Diane Schuur & SLO SymphonyTime 3:00pmLocation Cohan CenterContact www.pacslo.orgDescription Diane Schuur, winner of two Grammy Awards for Best Jazz Vocalist and a repeat performer at the White House.
October 12
Event Drumline LiveTime 7:30pmLocation Cohan CenterContact www.pacslo.orgDescription Drumline Live offers a night filled with riveting rhythms and bold beats.
October 15Event Hal HolbrookTime 8:00pmLocation Cohan CenterContact www.pacslo.orgDescription The one-man Emmy & Tony Award-winning show is the celebrated Mark Twain Tonight!
October 20Event Taj MahalTime 7:30pmLocation Cohan CenterContact www.pacslo.orgDescription Grammy Award-winning blues and roots legend Taj Mahal joins rising star Malian artist Vieux Farka Touré.
October 21Event Great Pumpkin ContestTime 12:00pm - 7:00pm Location Farm Supply, SLOContact www.slofarmbureau.orgDescription Come join us for the Central Coasts 5th Annual Pumkin Contest!
October 22Event Sea FareTime 5:30pm - 9:00pmLocation Avila Beach Golf ResortContact www.sealifecenter.orgDescription Join us for seafood, wine, amazing auction items and a whole lot of fun while supporting the Sea Life Center’s marine education programs and promoting ocean awareness.
October 22Event Wild & Scenic Film FestivalTime 7:30pmLocation Spanos TheaterContact www.pacslo.orgDescription The largest environmental film festival in the U.S. returns to SLO, featuring environmental and outdoor adventure films in a spirit of inspiration, education, and entertainment.
October 23Event Jay JohnsonTime 8:00pmLocation Spanos TheaterContact www.pacslo.orgDescription Jay Johnson offers an evening of heart-warming hilarity for the whole family with his classic ventriloquist routines.
October 28Event David SedarisTime 8:00pmLocation Cohan CenterContact www.pacslo.orgDescription Come experience the great skill with which master of satire David Sedaris slices through cultural euphemisms and political correctness.
October 23, 30Event Cal Poly FootballTime 6:00pmLocation Alex G. Spanos StadiumContact www.gopoly.com
November 4Event Imago TheatreTime 7:30pmLocation Cohan CenterContact www.pacslo.orgDescription In the comical ZooZoo, IMAGO will mesmerize the audience with acrobatic and sly movement while tantalizing the senses, the intellect, and the passions.
November 5Event Winemaker DinnerLocation Et VoilaContact claibornechurchill.comDescription Join Claiborne & Churchill for a sumptuous winemaker dinner prepared by Chef de Cuisine José Dahan.
November 5Event Harvest DinnerTime 6:00pm - 10:00pmLocation Edna Valley VineyardsContact ednavalleyvineyard.comDescription A feast with the Wine Maker.
November 5, 6, 7Event SLO Vintners Harvest CelebrationLocation SLO Wineries and Avila BeachContact www.slowine.comDescription Winemaker Dinners & Mixers, Wine Seminar & Grand Tasting with Auction, and Open Houses at wineries.
November 7Event Click Clack Moo Time 3:00pmLocation Cohan CenterContact www.pacslo.orgDescription The hilariously “moo-ving” new musical, teaches the young ones all about compromise and caring.
November 5 - 14Event Poetry FestivalTime 7:00pmLocation San Luis ObispoContact languageofthesoul.orgDescription Corners of the Mouth in conjunction with Cal Poly University WriterSpeak are pleased to announce the 27th Annual San Luis Obispo Poetry Festival.
November 10Event The 5 Browns Time 7:30pmLocation Cohan CenterContact www.pacslo.orgDescription Julliard-trained superstars will dazzle audiences with performances of classical selections.
November 13Event Cal Poly FootballTime 6:00pmLocation Alex G. Spanos StadiumContact www.gopoly.com
November 19 – December 19
Event NuncrackersLocation SLO Little TheatreContact www.slolittletheatre.orgDescription This fun-for-the-whole-family holiday musical is the perfect way to insure your holiday season is merry and bright!
November 26Event Mariachi Los Comperos Time 8:00pmLocation Cohan CenterContact www.pacslo.orgDescription Celebrate their 50th anniversary with Nati Cano and his Los Camperos through popular song and rich cultural stories.
To promote your event in the Community Calendar go to slolifemagazine.com
Calendar
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