Added Value Features:

Benefits:

Discover the credit card that gives you more!

Secure and ConvenientAccess your Credit Card balance, payment information and transaction details via Scotia OnLine, Scotia Mobile Banking, telephone banking or your closet Scotiabank branch.

Additional CardsAllow family members to enjoy all the convenience, benefits and privileges that you do. Plus, you can manage household expenses more efficiently and earn rewards faster if your card is part of a loyalty program.

More For YouReceive instant discounts, gifts, and other special promotions at participating retailers just by using your Credit Card. Plus, Card holders enjoy added discounts and benfits of SkyBox service.

Optional Scotiabank Credit ProtectionProtect your family and estate from the obligation to repay the insured balance outstanding on your Scotiabank Credit Card account up to US $15,000 or BBD $30,000 in the event of your death or diagnosis of a covered critical illness.

Benefits†

AutoAuto

RentalAccident Insurance

Travel Assistance

Medical Protection

Travel

Discover a world of possibilites with a credit card that offers unique opportunities to earn rewards with every purchase.

Earn More!CARDS THAT EARN GREAT REWARDS.

Auto RentalProtection against accidental damages and loss due to collision, theft or vandalism to a rental car.

Accident InsuranceProvides coverage against accidental death, dismemberment, or paralysis when travelling as a passenger by land, air, or sea on a licensed common carrier.

Travel AssistanceProvides information and emergency assistance services 24 hours a day, seven days a week.

Medical ProtectionProvide you benefits for medical expenses due to accidents or sickness while travelling abroad.

† These benefits will only be rewarded to customers who use their cards to purchase airline tickets and pay for renting of vehicles. This document is a summary of the credit card features and benefits and not a comprehensive representation of the terms and conditions or features related to each card.* Trademarks of The Bank of Nova Scotia, used under licence. Scotiabank Premium Banking products are provided by the applicable Scotiabank entity in each respective country. Certain conditions apply. Visit your local branch or online for details on eligibility. Visit your local branch or online for details on the monthly fee. Excludes non-Scotiabank ATM fees and sundry transactions such as bank drafts and wire payments. Subject to meeting Scotiabank’s lending and credit criteria. ® American Airlines reserves the right to change the AAdvantage program and its terms and conditions at any time without notice, and to end the AAdvantage program with six months notice. Any such changes may affect your ability to use the awards or mileage credits that you have accumulated. Unless specified, AAdvantage miles earned through this promotion/offer do not count toward elite-status qualification or Million MilerSM status. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage program, visit www.aa.com/aadvantage. American Airlines, including its AAdvantage program, is not a financial service provider. AmericanAirlines, AAdvantage and Million Miler are trademarks of American Airlines, Inc. ® MasterCard is a registered trademark of MasterCard International Incorporated. ® Visa is a registered trademark of Visa International Service Association. Verified by Visa® is a registered trademark of Visa in the United States and other countries. Used under licence by the Bank of Nova Scotia.

Scotiabank Credit Card Selector Tool Turks & Caicos

Scotiabank Premium Banking Sales Placemat FOR INTERNAL USE ONLY

Pay yourself on every purchase with a cash back credit card.

Access additional benefits and purchasing power with the credit card that earns you cash

back rewards on every purchase.

Earn 1% of your purchases, awarded annually.

Learn more at turksandcaicos.scotiabank.com

Scotiabank Gold Cash Back MasterCard®

USD $50K

USD $250K

Enjoy the benefits of a credit card that combines extra privileges and unique reward options that take you closer to your next destination.

Travel More!CARDS THAT GET YOU THERE SOONER

Freedom to travel the way you want – any airline, any time.

Travel anywhere in the world on any airline any time, in any seat you wish, giving you

unparalleled freedom to chose the flights, car rentals, hotels and cruises you prefer.

Plus, enjoy travel protection with exclusive benefits such as out-of country travel medical

insurance for 31 days and travel accident insurance with coverage of up to USD $500K. Earn

one ScotiaPoint for every USD $1 (or equivalent) spent using the credit card.

Learn more at scotiabankaerorewards.com

Scotiabank AERO* Platinum MasterCard®

USD $500K

USD $25K

Discover what’s possible

USD $75K

Earn American Airlines Aadvantage® miles faster and take off sooner.

Enjoy the world’s largest and most popular travel rewards program. Redeem your

AAdvantage® miles for flights, car rentals, hotels and more.

Earn one AAdvantage® mile for every USD $1 (or equivalent) spent using the

credit card.

Learn more at aa.com

Scotiabank / AAdvantage® MasterCard

USD $75K

Priority Pass™ membership

Membership benefits include:

Exceptional Service

Dedicated servicing team

Priority teller service

Dedicated teller lines to fast-track service for your everyday banking transactions.

Designated branch space

Do your banking and meet with your Premium Relationship Officer in the comfort of a dedicated area of the branch reserved for Premium Banking customers.

Priority processing

Priority application processing for credit card, loan, mortgage and line of credit applications.

Preferred Products

Scotiabank Premium Banking Plan – chequing and savings

• Flexibility to move your money between your Scotiabank accounts as you need it

• Save money on fees with unlimited electronic transfers between your Scotiabank accounts

• Earn more with a preferred interest rate on your savings account

Exclusive Privileges

• Access to over 600 airport lounges in more than 300 cities in over 100 countries worldwide

• Guaranteed use regardless of class of ticket or choice of airline

• Complimentary refreshments and snacks

• Access to business facilities – Email, internet, phones and even conference space in some lounges

• 4 complimentary member or guest visits a year

Monthly Fee: US$40

Premium ScotiaCard card

• Premium card to identify you as a preferred customer

• Bank online, via mobile, telephone, at ATMs and in branch

Premium credit card

Choice of one of our best cards with great rewards

Scotiabank Premium Banking Contact Centre

• Staffed by specialised Contact Centre agents available to assist you 24 hours a day, 7 days a week

• No long waits to reach a live person

• Focused on meeting your servicing requirements on the first call

• Premium Relationship Officer (PRO): Your key point person providing you with personalised service and advice

• Service Representative, Premium Banking: Available to assist you with all your servicing requests via email, telephone or in the Premium Banking Centre

• Team of specialists: Business Banking officers can provide solutions for all your business needs

Scotiabank Gold Cash Back MasterCard®

Scotiabank / AAdvantage® MasterCard Premium Banking

When success inspires more.

FOR INTERNAL USE ONLY

Scotiabank AERO* Platinum MasterCard®