PERSONALIZED ENROLLMENT KITS

Stir Employee Interest. Maximize Benefits Appeal. Boost Participation.

Maximize employee participation in your company’s benefits offering. Guardian’s enroll-ment kits provide everything an employee needs to make an informed decision. Plus, because they can be personalized to each employee, employees have greater interest in learning about their options and signing up.

Personalized kits* (available in English & Spanish) are created by merging employee census data with a company’s plan design information. Employees receive kits with**: • His/her name on outside cover • His/her name in a Welcome Letter • Specific benefit options • Pre-populated enrollment form with employee-specific cost information for their life and/or disability coverage options

Download a preview of Guardian’s personalized enrollment kits. See how they can … • Provide a personal touch • Make it even easier to enroll • Be easy to distribute to employees

Download checklist of 3 easy steps to personalized enrollment kits.

For more information about Guardian’s enrollment support services, contact your local Sales Representative.

*Group must offer one or more of the following Guardian employee benefits: Voluntary Life or Disability (short and/or long-term).**Standalone personalized enrollment form also available for use with non-personalized enrollment kit.

The Guardian Life Insurance Company of America, New York, NY 10004. 2009-6043

JOHN DOEABC Company

Here is your new coverage, JOHN DOE. Make sure you return the completed form, if applicable,to your plan administrator.If you miss the deadline, the coverage may be delayed or you may not be eligible for enrollmentthis year and proof of insurability may be required.

HIGHLIGHTS:

Pay for bene�ts with pre-tax dollars

Lower your tax bill and keep more of your income

Questions? Concerns?

Helpline (888) 600-1600Call weekdays, 8:00AM to 8:30PM, EST

Learn more about Guardian atwww.GuardianLife.com

Bene�ts Plan

DENTAL • LIFE • DISABILITY • MEDICAL • CRITICAL ILLNESS • SECTION 125 • VISION CARE

We take your business personallySM

Personalized elements

DENTAL • LIFE • DISABILITY • MEDICAL • CRITICAL ILLNESS • SECTION 125 • VISION CARE

We take your business personallySM

Enrollment Form: Makes it even easier to enroll

Prepared for # Bonita Dolce # Guardian Group Plan Number #samp060

n Review your benefits.

n Complete your enrollment form.

n Sign and return form to your plan administrator by June 20, 2008.

WelcomeDear John Doe,

We're pleased to tell you that Guardian will be our life coverageprovider this year. We have c hosen Guardian because of itscompetitive rates and excellent service reputation.

Purchasing supplemental life coverage at work allows you to takeadvantage of discounted group rates through convenient payrolldeduction. All the information you need to understand and signup for this valuable benefit is included in this booklet.

You can call the Guardian H otline at 888-600-1600 if you haveany questions.

Matt Testing

Questions? Call theGuardian Helpline (888) 600-1600 www.guardianlife.com Enrollment Kit 2332, 0001, EN

Plan Details This bookletexplains your basic coverageoptions. Your detailed certi-ficate of coverage will beprovided to you after youenroll.

Call the Helpline Questionsanswered at (888) 600-1600.

Go online Learn moreabout Guardian atwww.guardianlife.com.

Ask your plan administratorContact your plan admini-strator if you have anychanges to your plan.

UNDERSTAND YOUR COVERAGE:

Welcome Letter: Gives a personal touch

© 2005 The Guardian Life Insurance Company of America,7 Hanover Square, New York 10004

Your Benefits Information … Anytime, Anywherewww.GuardianAnytime.com

Enrolled members and their dependents can access helpful,secure information about their Guardian benefit(s) online atwww.GuardianAnytime.com – 24 hours a day, 7 days a week.

Anytime, anywhere you have an internet connection, you’ll beable to:

• Review your benefits• Look up coverage amounts• Check the status of a claim• Print forms and plan materials• And so much more!

To register, go to www.GuardianAnytime.com

#Bonita Dolce#Benefits Plan

0001

Doe, John

John Doe

Outside Cover: Makes kits easy to identify

Employee’s name in the salutation{}

Employee’sname

Pre-populated employee speci�c cost information based on age and salary

}Pre-populated employee demographic data: Name, address, date of birth, & salary

JOHN DOEABC Company

Here is your new coverage, JOHN DOE. Make sure you return the completed form, if applicable,to your plan administrator.If you miss the deadline, the coverage may be delayed or you may not be eligible for enrollmentthis year and proof of insurability may be required.

HIGHLIGHTS:

Pay for bene�ts with pre-tax dollars

Lower your tax bill and keep more of your income

Questions? Concerns?

Helpline (888) 600-1600Call weekdays, 8:00AM to 8:30PM, EST

Learn more about Guardian atwww.GuardianLife.com

Bene�ts Plan

Employee’sname

{