Embed Size (px)
Citation preview
One Stop Funding LLC
Product Guide
REVENUE BASED PRODUCTS
ACH ADVANCE Credit Score as low as 500
Time in business at least 1 year
$10K min monthly gross revenue
Tax liens on a payment plan
Advances $5000 to $2M
24 hour approval
Funding within 24-48 hours
No industry restrictions
Business does not have to be accepting credit cards
3 to 18 month terms
Daily and weekly repayment terms
MERCHANT CASH ADVANCE
Credit score as low as 400
Time in business at least 4 months
$10K min gross revenue
$5000 min monthly credit card revenue
Advances $5000 to $2M
24 hour approval
Funding within 24-48 hours
No industry restrictions
Tax liens ok on a payment plan
Business must accept credit cards
3 to 18 month term
Daily and weekly repayment terms
Small Business Loan
Funding from $505K up to $500,000
Interest Rates from 7.99% to 24.49%
Loan Terms: 1 to 5 years full amortizing
Min Time in Business 1 year
48 hour approval; funding within 7-10 business days
Min 630 FICO score
No upfront fees
No industry restriction
No collateral required
Monthly & Bi Monthly Repayments
Min Annual Revenue- $250,000
No personal or business bankruptcies in previous 3 years
SECURED BUSINESS LINE OF CREDIT
Funding from $50K to $3M
No minimum credit score required
No open bankruptcies, tax liens on payment plan
BLOC is secured by equity in real estate(residential, vacant land or
commercial properties)
24 Hour Approval
Funding within 5-7 business days
Funding all of US only (no deals outside US)
2 year term
Min 3 months in business
REVENUE BASED LINE OF CREDIT
Min 560 FICO score
Max line $100K
No upfront fees
Min time in business- 1year
All industries
Discount Factor as low as 1.14
Draw as much or as little as needed from approved line
Only make payments on what has been drawn
24 hour approval
24-48 hour funding
Monthly debits for repayment
REQUIRED DOCUMENTATION
Revenue Based Products
1 page application + 4 months business bank statements and 4 months merchant processing statements for Merchant Cash Advance, copy of owner’s ID, voided business check.
Small Business Loan Products
Business loan application, 3 months business bank statements, previous 2 years personal and business tax returns, year to date profit & loss, year to date balance sheet, a/r aging report (if applicable), debt worksheet
Secured Business Line of Credit
1 page application + 4 months business bank statements, copy of owners ID and voided business check, tax value for pledged collateral
Revenue Based Line of Credit
1 page application (everything is automated)
