Get all the vital components of successful investing and the benefits of a managed asset program in one simple solution with OnCourse Portfolios.

Comprised of complementary mutual funds from AGF’s award-winning lineup, OnCourse Portfolios are designed to meet a variety of investor needs.

Expertise A proven track record

Multi-Level Diversification Seize opportunities – wherever they happen Take advantage of opportunities in Canada, and around the world.

Diversified by asset class, investment style and geographic region, each portfolio features an enhanced level of diversification designed to help optimize risk and investment return opportunities.

Hands-On ManagementExpertly monitored, regularly rebalanced OnCourse Portfolios are actively monitored using sophisticated techniques typically only available to the largest institutions.

With help from a leading independent investment services firm, each portfolio is routinely reviewed, ensuring the risk/return profile is preserved and fine-tuned every quarter to capitalize on specific market opportunities.

Benefits to You Choice

SimplicityOne comprehensive investment solution simplifies the investing experience.

Access

PredictabilityA proactive approach to managing risk means a smoother ride on the road to reaching your financial goals.

OnCourse Portfolios leverage the renowned investment expertise of AGF Investments Inc., a premier Canadian-based investment management firm. Founded over 50 years ago, AGF has a proud history of delivering quality investment management and helping investors succeed.

Everything you need in one straightforward investment solution

With five portfolios ranging from income to high growth, there’s a portfolio for your needs now – and down the road.

Gain access to a robust investment solution normally reserved for larger portfolios.

Five Portfolios to Choose From

Finding Balance Investments as unique as the investor who holds them Whether you’re a conservative investor or more growth oriented, there’s an OnCourse Portfolio that’s right for you. With five portfolios to choose from, each solution offers a unique balance to complement your objectives and risk preference.

Yield OrientedMonthly Income

Conservative Portfolio

Yield Portfolio

Bond & dividend income

Equity

Fixed income

Income morethan growth

Low to medium

Steady monthly income

Investment Objective:

LowRisk Tolerance:

Medium term Medium term Medium term Medium to long term

Longer termInvesting Time Horizon:

Balanced Portfolio

Balance of income and growth

Low to Medium

Growth Portfolio

Growth more than income

Medium

GlobalPortfolio

Long-termgrowth

Medium

Return OrientedLong-Term Growth

EXPECTED RISK

EXPE

CTE

D R

ETU

RN

100%

40%60%

40%60%

20%

80%

100%

Experience Founded in 1957, AGF’s mission is simple – to help investors succeed. With offices across the globe, AGF has helped more than 1 million families achieve their investment goals.

Expertise A premier Canadian-based asset management firm, AGF delivers award winning investment expertise and innovative solutions.

Reputation Home to some of the industry’s top investment professionals, AGF has built a reputation on discipline, adhering to investment goals – regardless of market trends.

Recognition Here are just some of this global leader’s most recent accomplishments:

AGF Emerging Markets Fund (2010) AGF Canadian High Yield Bond Fund (2010, Bronze) AGF Emerging Markets Fund (2009)

Investing is a big decision, but you don’t have to do it alone Contact a wealth expert at your credit union for help selecting the portfolio that’s right for you and to learn more about the full suite of OnCourse investments.

Learn more at: oncourseinvestments.com

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments and the use of an asset allocation service. Please read the prospectus of the mutual funds in which investment may be made under the asset allocation service before investing. Unless otherwise stated, mutual funds and other securities are not insured nor guaranteed, their values change frequently and past performance may not be repeated. OnCourse Portfolios are made available to investors through ®Credential professionals located at certain credit unions in Canada. OnCourse 2011 08 004

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