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Statistical Information Package

Q4 2015

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TABLE OF CONTENTS

Page Page

Financial Reporting Structure 1  Asset InformationNotes to Readers 2  Asset Composition and Quality

Financial Highlights 3 Portfolio Composition 25

Fixed Income Securities by Credit Quality and Geographic Location 26Fixed Income Securities by Sector 27

Consolidated Financial Statements Provisions, Impairments & Unrealized Losses 28

Consolidated Statements of Income 8  Investment Income 29Consolidated Statements of Financial Position 9

Statements of Changes in Equity 10Consolidated Statements of Cash Flows 11  Actuarial Liabilities Information

Source of Earnings 12 Variable Annuity and Segregated Fund Guarantees 30

New Business Value 31

Segmented Information Asia Division 13 Capital Information

Canadian Division 18 Regulatory Capital 32

U.S. Division 21

Corporate & Other 24 Supplementary DisclosureWealth and Asset Management 33

Glossary of Terms and Definitions 36

General Information 37

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FINANCIAL REPORTING STRUCTURE

INSURANCE INSURANCE INSURANCE CORPORATE

Hong Kong Retail Markets   John Hancock Life  Corporate 

Individual Insurance Individual Life and Living Benefits Variable Universal Life  Group Life and Health Universal Life  

Japan Institutional Markets Whole Life  

Individual Insurance Group Benefits Term Life  

Indonesia Group Life COLI   REINSURANCEIndividual Insurance Group Health 

Group Life and Health Group Disability   John Hancock Long-Term Care (LTC)  Property and Casualty 

 Asia Other Territories* Affinity Markets Retail LTC JH Accident and Health (discontinued) 

Individual Insurance (including International Group Program) Group LTC 

Group Life and Health Federal LTC  

WEALTH AND ASSET MANAGEMENT WEALTH AND ASSET MANAGEMENT WEALTH AND ASSET MANAGEMENT EALTH AND ASSET MANAGEMENT

Hong Kong Mutual Funds Defined Contribution Institutional Advisory Accounts  

Group Pensions Group Retirement Solutions Mutual Funds Privately Managed Accounts  

Mutual Funds Manulife Private Wealth College Savings  

Japan 

Mutual Funds 

Indonesia 

Group Pensions 

Mutual Funds 

 Asia Other Territories* 

Group Pensions 

Mutual Funds 

OTHER WEALTH OTHER WEALTH OTHER WEALTH

Hong Kong Fixed Products Variable Annuities  Single Premium Products Annuities Fixed Deferred Annuities  

Japan GICs Payout Annuities  

Variable Annuities Retail Segregated Fund Products Spread-based Products  

Fixed Annuities Manulife Bank Fee-based Products  

Single Premium Products 

Indonesia 

Single Premium Products 

 Asia Other Territories* 

Single Premium Products 

* Other Asia territories includes China, Taiwan, Malaysia,

Philippines, Singapore, Thailand, Vietnam, Cambodia and

Regional office.

Page 1 FINANCIAL REPORTING STRUCTURE

CANADIAN DIVISION

MFC

CORPORATE & OTHER  ASIA DIVISON U.S. DIVISION

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 ASIA DIVISION (CONT'D)(U.S. $ in millions, unless otherwise stated, Unaudited)

2015 2015 2015 2015 2014 2015 Q4 2015 2014 2015 YTD

Q4 Q3 Q2 Q1 Q42 vs. YTD  YTD

2 vs.

2014 Q4 2014 YTD

New Business Value (NBV)1

Hong Kong 83 71 59 47 67 24%   260 205 27%

Japan3   65 63 37 33 35 86%   198 93 113%

Indonesia and Asia Other4   23 21 20 15 20 15%   79 69 14%

Total2   171 155 116 95 122 40%   537 367 46%

Total NBV - on a constant currency basis 171 155 115 94 118 45%   535 349 53%

1 NBV is not calculated for Wealth and Asset Management business and Manulife Bank.2Figures have been restated, see “Changes to Assumptions and Methodology for 2014” in our Embedded Value Report.

3 Japan Q4'15 NBV is up 99% compared to the prior year on a constant currency basis. Full year 2015 NBV is up 141% compared to the prior year on a constant currency basis.

NBV Margin5

Hong Kong 64.2% 70.7% 66.7% 64.6% 65.3% 66.5% 64.7%

Japan 27.1% 26.4% 17.3% 15.9% 20.5% 22.0% 13.9%

Indonesia and Asia Other 17.4% 18.4% 16.7% 15.8% 16.2% 17.1% 17.5%

Total 34.0% 34.3% 27.4% 25.4% 30.9% 30.7% 26.5%5Margins are calculated using annualized premium equivalent (APE) excluding non-controlling interest. APE i s calculated as 100% of annualized first year premiums for recurring premium products,

and as 10% of single premiums for single premium products. Both NBV and APE used in the margin are calculated after non-controlling interest and exclude Wealth & Asset Management business.

4 Indonesia and Asia Other Q4'15 NBV excludes non-recurring expenses impact of US$6m relating to preparation for DBS launch in 2016 and restructuring activity, and is up 30% compared to the prior year on a constant currency basis. Full year

2015 NBV is up 26% compared to the prior year on a constant currency basis.

Page 17  ASIA DIVISION (CONT'D)

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 Asset

Information

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 Actuarial Liabilities

Information

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 ACTUARIAL LIABILITIES - NEW BUSINESS VALUE(Canadian $ in millions, unaudited)

2015 2015 2015 2015 2014 2015 Q4 2015 2014 2015 YTD

Q4 Q3 Q2 Q1 Q42

vs. YTD  YTD2

vs.2014 Q4 2014 YTD

New Business Value (NBV)1

Canada 50 50 43 45 43 16%   188 176 7%

U.S. 17 35 18 6 41 -59%   76 115 -34%

 Asia

Hong Kong 111 93 72 59 77 44%   335 227 48%

Japan 87 82 46 40 40 118%   255 103 148%

Indonesia and Asia Other 31 27 24 19 22 41%   101 76 33%

Other3   - - 24 46 - -   70 63 11%

Total2   296 287 227 215 223 33%   1,025 760 35%

1NBV is not calculated for Wealth & Asset Management business and Manulife Bank.

2Figures have been restated, see “Changes to Assumptions and Methodology for 2014” in our Embedded Value Report.

3Other NBV includes our Property and Casualty Reinsurance business

Page 31 ACTUARIAL LIABILITIES - NEW BUSINESS VALUE

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Supplementary Disclosure

Wealth and Asset Management

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GENERAL INFORMATION

MANULIFE FINANCIAL CORPORATION HEAD OFFICE INVESTOR INFORMATION200 Bloor Street East Robert Veloso, VP, Investor Relations

Toronto, Ontario (416) 852-8982

Canada M4W 1E5 E-mail: robert_veloso@manulife.com

Web Site: www.manulife.com

TRANSFER AGENT INDUSTRY RATING INFORMATION

Canada

CIBC Mellon Trust Company

1-800-783-9495

www.cibcmellon.com/investor

United States

Mellon Investor Services The Manufacturers Life Insurance Company (as at February 11, 2016)

1-800-249-7702 Purpose Rating agency Rating

www.melloninvestor.com Financial strength Standard & Poor's AA-

Moody's A1

Fitch Ratings AA-

COMMON STOCK  DBRS AA (low)

Common Stock of Manulife Financial is traded on:  A.M. Best A+ (Superior)

Stock Exchange Symbol

Toronto MFC John Hancock Life Insurance Company (U.S.A) (as at February 11, 2016)

New York MFC Purpose Rating agency RatingHong Kong 945 Financial strength Standard & Poor's AA-

Philippines MFC Moody's A1

Fitch Ratings AA-

DBRS not rated

 A.M. Best A+ (Superior)

Page 37 GENERAL INFORMATION

The following credit rating agencies each assigned financial strength ratings to our

main operating subsidiaries, The Manufacturers Life Insurance Company and John

Hancock Life Insurance Company (U.S.A.), thereby recognizing these companies as

having strong credit ratings in the insurance industry.