MAJOR CREDIT CARD COMPANYVisa, Mastercard, Discover, American Express, etc.

CARD-ISSUING BANKA financial institution that issues credit cards, such as Chase,

Citi, Wells Fargo, etc.

PAYMENT PROCESSORA third-party company chosen by the merchant to monitor transactions

and serve as the liaison between the merchant and card company.

MERCHANT ACCOUNT PROVIDERA company that empowers businesses to accept debit and credit card

payments for their goods or services.

REGISTERED ISOA third-party business contracted to seek and build new

merchant relationships.

AGENTAn individual responsible for selling products and services associated

with new merchant accounts.

MERCHANTThe owner of a business through which goods or services are sold.

Contact Electronic Merchant Systems today to talk about where your business fits in the pyramid,

and how we can help you grow.

800.726.2117 | emscorporate.com