Lifestyles After 50 Hillsborough October 2012 edition

AFTER 50Lifestyleswww.LifestylesAfter50FL.com • Hillsborough • FREE

October 2012

one man’s fascinationwith the creatures of the sea

6 Tricks to Look Younger

When Your Parent Has a

Significant Other

Bet on the Beau Rivage

Easy Getaway

Florida Festivals

Lifestyles After 50 • October 2012 • page 2

Dear Readers,

Where were you and who were

you with when Neil Armstrong took his first step on the moon’s surface? Go ahead. Admit that when you heard the news of his death recently, your eyes glazed over as you remem-bered the details: “I was …with…and we were watching on a …TV.” 1969. Black and white or color TV? Your family was easy to categorize in 1969: You either had TV or you didn’t. If you had TV, it was either color or black and white.

To each his own niche We’re being sliced and diced like never before by political candidates and pollsters looking over our shoulders and into our computers to find where we fit for their purposes—our “niches.” Marketing companies want to get you to buy some product. (And we want you to read our magazine and come to our events!) Data banks out there somewhere in California, or outer space, or in India, know what you drive; cameras have recorded you enough places that some computer somewhere could probably pinpoint your identity by your eyes. Do you have a computer? Search engines crawl through data tracking what you compute on, what you shop for, the magazines you read. They look for your marketing “niche.”

Life In a Niche . . . er, Niches

Janice Doyle, Editor

Mass marketing, such as for TV sets in the ‘60s, is old stuff. No more “color or black and white” sales leads. It’s been replaced by “thousands of niche markets,” according to John Yemma, editor of the notable publica-tion, The Christian Science Monitor. Are you retired? A large niche. But are you a retired worker, volunteer, caregiver, golfer, knitter, pet owner? We’re all in boutique crowds rather than the mass market groups of the past, according to Yemma. This year, marketing types or poll-sters might have you in a niche called a “Medicare grandma” concerned about health-care costs. Or maybe you’re categorized as a lapsed church-goer, a DIY homeowner, a Vietnam vet, a diabetic, an organ donor, a cruiser, a big spender on kids’ clothes. I’m in one very wonderful niche—an iPad owner. I know it’s a power-fully popular niche to be in because, beside my sleek little iPad, I have brand new books (EXPENSIVE books!) telling me how to use it:

iPad For Seniors for Dummiesby Nancy Muir.iPad for the Older and Wiser by Sean McManus.iPad Tech 2 Connect by Barbara Boyd for AARPiPad for Boomers by Brian Proffitt

So, I’m an iPad owner. What other niches does this put me in? A few clues. The books are all large print, heavily illustrated and almost always laid out so as to cover only one learning step per page. They found my niche.

Voting your niche Don’t neglect to vote. We are the over-50-age citizens (a very large, generic niche) and we’re known for turning out to vote. Within that large niche, you have—consciously or unconsciously—been groomed within your smaller niches by the candidates to vote one way or another. Do it! You’re very special!

Published monthly by News Connection U.S.A., Inc.

Hillsborough Edition

General ManagerDave Tarantul

[email protected]/Director of Events & Marketing

Kathy J. [email protected]

EditorJanice Doyle

[email protected] ce Manager

Vicki [email protected]

Advertising Sales1-888-670-0040

FCOA

Distribution1-888-670-0040

News Connection USA, Inc.P.O. Box 638

Seffner, Florida 33583-0638(813) 653-1988 • 1-888-670-0040

Fax: (813) 651-1989www.lifestylesafter50fl .com

Attention Readers: The articles printed in Lifestyles After 50 do not necessarily refl ect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or dis-continue any advertisement. Our advertising deadline for the Nov. 2012 issue is Oct. 15, 2012. Magazines are out by the 7th of each month. All rights reserved.

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Our other editions:

To learn more, call 1-888-670-0040

HillsboroughChuck Bingham: (813) 293-1550Gina Ambrosio: (813) 965-2750


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Optimum HealthCare is a Coordinated Care plan with a Medicare contract and a contract with the Florida Medicaid program. Optimum HealthCare plans available are HMO-POS, HMO-SNP, HMO-POS-SNP. The benefit information provided is a brief summary, not a complete description of benefits. Benefits, formulary, pharmacy network, premium and/or co-payments/ co-insurance may change on January 1 of each year. Premiums, co-pays, co-insurance, and deductibles may vary based on the level of Extra Help you receive. Please contact the plan for further details. This plan is available to anyone who has both Medical Assistance from the State and Medicare. (1) You must continue to pay your Medicare Part B premium. (2) Limitations, copays and restrictions may apply. (3) Amount varies by plan and county. (4) Copay for Inpatient Hospital Days 1-5 varies by plan. A sales person will be present with information and applications (enrollment begins OCT. 15th); For accommodations of persons with special needs at sales meetings call 1-866-245-5360. TTY/TDD 1-800-955-8771.This information is available for free in other languages. Please contact our customer service number at 1-866-245-5360, TTY/TDD: 1-800-955-8771 for additional information. Esta infomación está disponible gratuitamente en otros idiomas. Por favor llame al departamento de servicio de miembros al 1-866- 245-5360, TTY/TDD: 1-800-955-8771 para mas información. H5594_News1_CMS Accepted

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Artist Brings Life To Gulf ResortBY KATHY BECK

Florida’s West Coast has a famous new part-time resident—Guy

Harvey, marine wildlife artist and conservationist. It’s hard to go most anywhere without spotting someone wearing a Guy Harvey fishing-themed t-shirt or cap with his unique logo. Harvey recently opened the first Guy Harvey Outpost in the United States in partnership with The TradeWinds Sandpiper Suites in St. Pete Beach. In a recent interview he said, “This place offers incredible fishing, good diving and the component for marine research opportunities.” His depictions of warm water marine sport fish in their natural settings are popular with sportfisher-men and have been reproduced in prints, posters, t-shirts, jewelry, clothing and other consumer items. Now that same artwork can be enjoyed throughout the resort.

Look for two 1,000-pound marlins when you arrive at the Outpost and then walk through the public areas to spot the other Guy Harvey murals and paintings. Harvey is a trained marine biologist as well as an artist. He became the world’s most famous marine illustrator by pre-senting the predator-prey relationship, the action that takes place in the open ocean. In interviews at the opening of his Outpost, he called fishing in Tampa Bay “phenomenal.” People come to Tampa Bay to fish, he said—they also

buy more of his T-shirts here than any other place in the country. So, make a visit to the new Guy Harvey Outpost at the TradeWinds on St. Pete Beach. You’ll enjoy the artwork and also find fishing charters, snorkeling, diving or you can reserve a half or full day trip with one of the expert “go-to” fishing guides. Resident Captain Tim shares fish tales and tips on fishing four times a week for guests. Of course, you can also find

clothing and other marine-related items in the Outfitter shop on site. Harvey’s documentaries include This is Your Ocean: Sharks and Mystery of the Grouper Moon. The Tiger Shark Express is due out soon and will feature the interaction of the sharks and sea turtles. His books are Portraits From The Deep and San-tiago’s Finest Hour, an illustrated depiction of the Santiago’s fight with a big fish in the Ernest Hemingway

novella The Old Man and the Sea. He also has a syndicated TV series Guy Harvey’s Portraits from the Deep which combines sport fishing destina-tions with educational information. The Guy Harvey Ocean Foundation conducts research on the ecology, genetics, behavior, physiology and evolution of fishes. The Outpost resorts also emphasize sustainable tourism, marine conservation and water sports recreation.www.guyharvetoutposttampabay.com.

Enter to win an autographed coffee table book and Outpost totebag (a $100 value). Send name, address, phone and email to News Connection USA, Inc. P.O. Box 638, Seffner, FL 33583. Drawing on Oct. 23, 2012.

Enter To Win!

The Guy Harvey Outpost Resort combines education, tourism and conservation.

Anywhere Tours of Florida, Inc.For reservations or information – call

813-620-3332 or our website • www.tampabus.com

Oct. 4th, 16th & 26th, Nov. 9th, 14th, & 26th, 2012 Hard Rock Tampa – Pick up 8:45 a.m., returns 3:30 p.m. Pay $15.00, get $15.00 free play and a $5.00 meal voucher. Evening pickup is at 3:45 p.m., returns 10:30 p.m. Pay $15.00, get $20.00 free play and a $5.00 meal voucher.Oct. 9th & 23rd, Nov. 29th, 2012 Seminole Casino Immokalee – Pay $25.00 and get $30.00 in free play and a $5.00 meal voucher. Bus boards 8 a.m. Returns 6:30 p.m. Dec. 19th, 2012 Tour of Tampa & Ybor City – Victorian Stroll at Henry Plant Museum decorated for Christmas of the past, and Tampa Tour 8:30 am till 4:30 pm. See Tampa’s landmarks and sites, visit Ybor City and Ybor Visitors Center, have lunch on your own at a Cuban res-taurant, stop at a Cuban Bakery for bread and pastries. Pay $33.00 per person * Please sign up soon this one sells out very quickly.

IF YOU HAVE TEN PEOPLE OR MORE WE CAN PICK UP AT YOUR LOCATION. CALL FOR OUR PICK UP LOCATIONS.

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A New Comedy About Love & MarriageBy Annabelle Gurwitch and Jeff Kahn


Sundays through Nov. 11 Upstairs/Downstairs at the Tampa Bay

Hotel, Plant Museum, Univ. of Tampa. Living history vignettes depicting early 1900s life and attitudes. $10/adults; $7/seniors. 2 p.m. Please call (813) 254-1891 for more information

6 through Jan 6, 2013 “Coffee – the World in Your Cup” exhibit

at the Tampa Bay History Center, downtown Tampa. More information online at tampabayhistorycenter.org or call (813) 228-0097.

6 Paula Poundstone at the Straz Center. Three kids, 13 cats and

a crazy travel schedule give her plenty of intelligent comedy to en-joy. Tickets start at $24.50. Buy online or at (813) 229-7827.

9 Book discussion: The Shoemaker’s Wife by Adriana Trigiani at Lutz

Library, 101 W. Lutz Lake Fern Rd., Lutz. 2 p.m. Call (813) 273-3652.

12 – 14 Oktoberfest Tampa, 3-day festival in Curtis Hixon Park.

Traditional German food and beer, Oktoberfest Games competition. Throw a brat, roll a keg, waterfront beer garden. $10 general admission. 4 p.m. to midnight. (813) 397-8722.

16 Your Health & the Arts, class to help improve relaxation

through the arts. Free, including materials, for all St. Joseph’s Hospital patients, families and caregivers. 10 to 11:30 a.m. St. Joseph’s Hospital Medical Arts Building Auditorium Classroom. Info: (813) 443-2047.

19 and 20 Toast of Tampa Show Chorus Celebrates 25 years!

Ladies barbershop harmony at Straz Center. Tickets: $27 to $52. Check schedule at toastoftampa.org. More information at (813) 489-9140.

19 20, 21 Top O’ the Bay Oktoberfest at Tampa Bay

Downs. German food, drink, music

and dancing, carnival and midway, arts and crafts show. 10 a.m. daily opening. Information at Festival-net.com or call (813) 855-4401.

20 Gem/Mineral/Jewelry Show and Sale at Strawberry

Festival Expo Bldg., 2301 W. Oak Ave., Plant City. Vendors, supplies, demonstrations, door prizes, silent auctions. Sponsored by Tampa Bay Mineral & Science Club. 10 a.m. to 4 p.m. Information: tampabayrock-club.com or call (813) 831-1994.

20 Old Thyme Country Fair & Bazaar at United Com-

munity Church, 1501 La Jolla Ave., Sun City Center. 9 a.m. to 3 p.m. Arts, crafts, hand writing analysis. For info, call (813) 634-8607.

21 “The Comedy Time Tunnel” presented by The National

Comedy Hall of Fame Museum and AAUW at Sun City Center Commu-nity Hall. Lecture, visuals, rare foot-age, great laughs. 2 p.m. $10 tickets at the Atrium or call (813) 634-6387.

27 and 28 The Screwtape Let-ters, a novel by C. S. Lewis

performed on stage. Straz Center, Tampa. Tickets at (813) 229-7827 or online at strazcenter.org.

27 “An Evening with the Mas-ters” concert presented by the

Plant City Community Choir at First Presbyterian Church, 404 Reynolds St., Plant City. Special guests include Plant City Youth Chorus, guest solo-ists from USF School of Music, a string quartet. 7:30 p.m. $5/advance tickets; $7 at the door. For information go to pccommunitychoir.com or call Concert Manager at (813) 493-1979. Send Around Town news to News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583; please fax (813) 651-1989. News must be received by the 10th of the month prior to event (i.e. October 10 for November event.)

Around TownW H A T ’ S H A P P E N I N G O C T O B E R 2 0 1 2

2012 General Election Important Information

2012 General Election Dates to Remember:Tuesday, October 9 ............ Last Day to Register to Vote in

the General Election Saturday, October 27 .........Early Voting Begins in

Hillsborough CountyWednesday, October 31 ......5 p.m. Deadline to Request a Vote

By Mail Ballot to be Mailed to You Saturday, November 3 ....... Early Voting Ends in Hillsborough

CountyTuesday, November 6 ......... Election Day

3 Ways to Vote:1. Vote By Mail—Allows all registered voters to receive and cast their ballot from the comfort of home! 2. Early Vote—All registered voters can vote at any of the designated Early Vote sites in Hillsborough County. 3. Election Day—Registered voters must vote in their assigned precinct. Remember to bring a valid and current photo and signature ID when you head to the polls!

General Election Reminders:If you’ve moved or changed your name, please update your voter information before heading to the polls! You do not have to vote on every race/issue on your ballot. You are allowed to bring your sample ballot with you in the polling room. But, remember to vote and submit the ballot given to you by the poll worker. ALL marked ballots must be received in any of the Hillsborough County Supervisor of Elections four offices by 7p.m. on Election Day.

Acceptable Valid and Current Forms of Photo and Signature ID Include:

1. Florida Driver’s License 2. Debit or Credit Card 3. Military Identification4. Retirement Center Identification5. United States Passport6. Public Assistance Identification7. Student Identification 8. Neighborhood Association Identification9. Florida Identification Card issued by the Department of

Highway Safety and Motor Vehicles

@HillsboroughSOE

Hillsborough County Elections Office

(813) [email protected]

www.VoteHillsborough.org

County Center—601 E. Kennedy Blvd., 16th Floor, Tampa, FL 33602 Gilder E.S.C.—2514 N. Falkenburg Rd., Tampa, FL 33619 South Office—10439 Gibsonton Dr., Riverview, FL 33578Northwest Office—12022 Anderson Rd., Tampa, FL 33625


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Living Life to the Fullest At University VillageWelcome to University Village,

where the culture is trade-marked by Masterpiece Living,® a wellness initiative based on this phi-losophy: how you age depends more on your everyday lifestyle choices than on your genes. “We have developed a signature senior living community,” says Executive Director Tim Parker. “We are a friendly, active and vibrant group with ambitions and dreams.” University Village keeps you engaged in life through a variety of clubs, classes, in-house events and day trips. You can also meet friends at the on-site beauty salon, pool, health and wellness center, or in five elegant dining rooms featuring chef-prepared cuisine. “Our goal is to help our residents maximize wellness,” says Aarene Alessi, director of public relations. “Staying involved in a community network can help maintain the body and mind.”

Safety Net for the Future Knowing that you will continue to be taken care of if your needs change offers peace of mind for you and your family. The Inn at University Village is an on-site assisted living residence that also offers interdisciplinary skilled and long-term nursing programs, and Harmony, our memory care program. “It’s important to have a plan in place that covers healthcare and financial needs that may arise in the future,” says Aarene. “Our life-care residents receive a financial guarantee that if they

ever outlive their assets, they will never lose their home or their care.” “Please call me at (813) 975-5009 or email me at aalessi@ universityvillage.net, and I will personally make the arrangements for your visit.” —Aarene Alessi

Exercise is encouraged at University Village, so we take the stairs to our third-floor apartment, walk to the mall, enjoy walks near our lake after dinner, and stop along the way for a game of miniature golf. The flexible dining has helped us meet wonderful neighbors and friends. We absolutely love it here.” —Charlotte and Jim Edmiston, residents

Executive Director Tim Parker

Aarene Alessi, Dir. of Public Relations


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Can You Handle Your Aging Parent’s“Significant Other” With Grace and Care?When your aging parent has a “signif-

icant other”—a sweetheart—in later life, things can get difficult. Here are four things to know in helping make decisions:• Your parent is connected to their sweetheart’s family in ways you are not. Their relationship can be deeply personal, and you need to respect and appreciate the dimensions of that relationship. Your father may have taught you that “big girls don’t cry” in his younger parenting days and yet weep openly himself with his sweetheart’s daughter when her mother (his sweetheart) dies. They have a different relationship than you and your father do. Accept it.• Because your parents are older, their health crises and end-of-life care will bring two families and all their permeations together. It’s in your best interests to open the communica-tions sooner rather than later.

• Families have cultures and behaviors that are normal to them. Take the time to observe their ways and follow their lead when it involves their family member. One person’s family may be private and want to speak to doctors separately. Your mom, who is open and inclusive, may have to step back and not take their exclusion personally. Re-member, it’s the family’s way and you must respect it rather than judge them by it.

• You might have to step aside and keep your own emotions in check. It’s not “sibling” rivalry when your parent openly tries to help a member of the

sweetheart’s family in adjusting to a new situation. Needs are different and relationships are different. What if it becomes a battleground? Not all blended families blend well together. Serious fights are common. Accusations fly back and forth. No one may seem to agree on

who really has Mom’s best interests at heart. Make sure your family member has an advance directive, has a durable health-care power of attorney and has had an open conversation with you regarding desired care and living arrangements if he or she suffers a stroke or is diagnosed with an illness that requires prolonged care. The more openly you have discussed matters

such as illness, the less likely you are to encounter distrust, accusations and resentment in the heat of mak-ing tough caregiving decisions. From “The Essential Guide to Caring for Aging Parents” by Dr. Linda Rhodes.

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Here lies a miser who cared for himself;He cared for nothing but gathering wealth.

Now where he is and how he faresNobody knows and nobody cares.

—Old English Gravestone

The little verse above offers a sad picture: The man who cared

nothing about others ends up with others caring nothing about him. Phil Burgess’s book Reboot offers several themes for finding a satis-fying and productive post-career life—a life to avoid that scene. He absolutely rejects the idea of retirement into the “Golden Years” of endless leisure. Instead, he notes the following:

l. Later life begins at 50. That’s a good time to begin to think about your post-career years—what you want to be, what you are going to do and how you are going to manage your time.

2. Most of us, going by the averages, retire from our careers in our early 60s, which means that post-career life will, for most, be measured in decades. We need to use that time wisely to experience a life of meaning and to navigate a life that matters.

3. When we retire, most of us are at the top of our game, still able to contribute to family, com-munity and society. That’s why it makes sense to continue to use our major gifts to help others and make the world a better place.

4. Of the three major gifts—time, talent and treasure—time is the most important. Time is the only resource that cannot be replaced, so our major challenge is to decide how to manage our time to bring meaning in post-career years.

5. Of all the drivers of successful aging, the most important is social engagement or active participation with other people in purposeful activity. There are many paths to this, but work has many advantages (full-time, part-time, for pay, volun-teer, good Samaritan, enrichment, etc.). Burgess calls work the “true North,” the thing which uses our gifts and entails social engagement.

6. We should take a two-chapter approach when rebooting to post-career life. First is working in some capacity with obligations and accountability, and second is that which offers a life of leisure or life focused on activities of daily living.

7. A script can have many ver-sions or releases, meaning that some revisions will be prompted by discovering that things didn’t work out in some way.

8. Different worldviews and belief systems share common perspectives about life’s purpose: That our purpose in life is to (a) help others, (b) repair or make the world—or our small piece of it—a better place in a way that is (c) fruitful and productive work for family and community and (d) satisfying to us.

His advice is to take a time-out when you retire in order to map out the rest of your life in a two-chapter plan that includes work in some capacity. It will improve your “health, wealth and moral well-being.” From “Reboot: What to Do When Your Career is Over but Your Life Isn’t.

Rebooting—What To Do When Your Career

Is Over But Your Life Isn’t

Time is the only resource that cannot be replaced, so our ma-jor challenge is to decide how to manage our time to bring

meaning in post-career years.

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It’s the most wonderful time of the year in sunny Florida!November 10 – January 1

Make it a Christmas to remember at Gaylord Palms, where two million twinkling lights, lavish decor and an amazing 54-foot majestic Christmas tree create a holiday atmosphere like no other. Delight in fine dining, eclectic shopping and festive entertainment, including the 10th anniversary of ICE! — two million pounds of colorful, hand-carved ice slides and sculptures featuring DreamWorks Animation’s Merry Madagascar. It’s a holiday celebration you’ll never forget.

See website for details. Shrek, Madagascar, Kung Fu Panda and all related characters and properties © 2012 DreamWorks Animation L.L.C. Merry Madagascar © 2012 DreamWorks Animation L.L.C. © 2012 The Coca-Cola Company. “Coca-Cola” is a registered trademark of The Coca-Cola Company. All rights reserved.

Celebrate Beloved Traditions — and Make New Ones!

FEATURING



Here’s How to Look Younger InstantlyLadies, want to look instantly

younger? Here are six tricks to do the job:l. Break up with your black bag. Using the same old black handbag makes you appear set in your ways (remember Grandma’s pocket-book? Enough said.) Take inventory of the bags you have – if they’re all black or brown, it’s time for something new. Bags no longer have to match your shoes, so add some color. Pick a pale color for summer and in the fall, opt for jewel tones such as royal blue, red, forest green or maybe an animal print.

2. Step away from sweats. Yes, baggy clothes and stretch fabric can equal comfort, but they can also make you look, well, frumpy. Instead, choose fabrics that have some stretch but are

also fit so they flatter your body. Check the label and look for 4 or 5 percent spandex. A firmer fabric will actually hold you in and make you smoother. 3. Embrace flat-front. Once and for all: Pleated-front pants with a high waist are NOT flattering. When women started wearing pants, they wore pants designed just like men’s pants and they fit the same way. But today it’s easy to find a good fit. Have a tummy and think those pleats are hiding your pooch? Reality check: Pleats are actually accentuating the negative. Instead, look for slimming flat-front trousers with a straight or boot-cut leg, which hangs straight down from you hip. As for the waist: An inch under your navel is universally flattering.4. Add new scarves. Tying a little silk scarf around your neck is an instant ager. Still, a good scarf is like

adding frosting to the cake. Today’s scarves add color, texture and shine;

they are more sheer and longer, so wrap them around your

neck several times. 5. Switch to stylish

shoes that are also sensible. There are shoes

with extra arch support, shoes that are made wide for bunions, shoes

with non-skid bottoms and more. But they don’t have to be just black or white and plain. There are plenty of choices that have color and texture with embellishments like buck-les. Metallics, bows and wedge boots will be hot this fall.6. Say “yes” to shape wear. Girdles? Today it’s called shape wear and that what it does—it shapes you by moving, con-taining and controlling, in a less painful way than girdles of yesteryear. And they can make you appear up to 10

pounds thinner and therefore younger. A piece of shapewear can cost any-where from $20 to $100, depending on the style and brand. Ask a sales

clerk at your department store’s lingerie department for some help in finding the right piece. And be sure your bra fits properly. A properly fitted bra can take inches and years off

your frame. Common problems: spillage, sagging and gapping. Now, go take an honest look at your wardrobe. Maybe it’s time to upgrade your image!

Retirement Living


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A Health Plan with a Medicare contract. The benefit information provided herein is a brief summary, not a comprehensive description of benefit. For more information please contact the plan. Benefits, Formulary, Pharmacy network, premium and/or co-payments/co-insurance may change on January 1st 2014. You must continue to pay your Part B premium. You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for getting extra help, call 1-800-MEDICARE (1-800-633-4227) (TTY/TDD 1-877-486-2048) 24 hours a day, 7 days a week; The Social Security Office at 1-800-772-1213 between 7 am and 7 pm Monday through Friday TTY user should call 1-800-325-0778; or Your State Medicaid Office. You can also contact Florida Healthcare Plus Customer Service Department at 1-866-988-2210, we are open 7 days a week 8am to 8pm October 15, 2012 until February 14, 2013 then Monday through Friday 8am to 8pm. (TTY/TDD users should call 1-800-955-8770). This info is available for free in other languages, contact Florida Healthcare Plus for additional information. *Limitations, copayments, and restrictions may apply.

1-855-431-1609 • (TTY/TDD) 1-800-955-87707 days a week 8:00 a.m. - 8:00 p.m. Oct. 15th to Feb. 14th • Monday - Friday 8:00 a.m. - 8:00 p.m.

Outside dates mentioned • www.floridahealthcareplus.com


Veterans Corner

The fall and winter seasons are good times to make day trips to

Florida’s wealth of specialty military museums. The following list notes some of the museums you might enjoy.

Armed Forces History Museum, Largo. Private collection of vehi-cles, MIG 21, helicopters, special-ized military pieces, one of a kind artifacts & more. (727) 539-8371

Air Force Space and Missile Museum, Patrick A F B.

Daily tour. (407) 853-9171USAF Armament Museum, Eglin

Air Force Base. Armament and aircraft displays. (904) 882-4062

Camp Blanding Museum, Starke. (904) 533-3196

Civil War Soldiers Museum, Pensacola. (850) 469-1900 DeLand Naval Air Station

Museum, Deland. F-14 Tomcat jet fighter, WWII TBF Avenger

torpedo bomber. (386) 873-2976

Fantasy of Flight, Polk City. Huge private collection and rides in historic planes. (863) 984-3500

Museums Tell Military Stories Year After Year

Florida Air Museum at Sun ‘n Fun, Lakeland. (863) 644-2431

Florida Military Aviation Museum, Clearwater. (813) 535-9007 Flying Tigers Warbird Restoration Museum,

Kissimmee. (407) 933-1942 Military Heritage Museum,

Punta Gorda, Artifacts and memorabilia from Civil War to

the present. (941) 575-9002Museum of Military

Memorabilia Display, Naples Municipal Airport. (941) 575-0401

National Museum of Naval Aviation, Pensacola.

(850) 452-3604 Smedley National Vietnam War

Museum, Orlando. Artifacts, mementos, equipment. Open

weekends only. (407) 601-2864S.S. American Victory,

Tampa. Restored Merchant Marine ship. (813) 228-8769

UDT SEAL Museum, Ft. Pierce. Collections and displays from SEAL history. (561) 595-5845

Veterans Tribute & Museum of Osceola County, Kissimmee. Huge collection inside Osceola Square

Mall in Kissimmee. (407) 931-3133Valiant Air Command

Warbird Museum, Titusville. (321) 268-1941

You can also find information about these museums online. Always check days, times and prices.

BRANDON HEARING CENTERSYou’ll hear the difference!

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Dr. Itriago received his medical school education at the Universidad Central de Venezuela, School of Medicine in Caracas, Venezuela. He completed his internship and general surgery residency at the University of Connecticut School of Medicine where he was the recipient of The Charles Polivy, MD and the Robert Warren Painter, MD Awards for Excellence in Academics,Teaching and Clinical Care. Dr. Itriago went on to complete a minimally invasive colorectal fellowship at the Colorectal Clinic of Orlando, an affiliate of the Orlando Regional Medical Center/MD Anderson Cancer Center. Dr. Itriago is board certified by the American Board of Surgery and is a member of both the American College of Surgeons and the American Society of Colon and Rectal Surgeons. He is certified in the use of the da Vinci robotic surgical system.

FLU SHOTS AVAILABLE PER PHONE REQUEST THURS. OCTOBER 18.


10 Ways to Save on MedicationsBY KATE FORGACH

Here are a few cost-saving tips for get-

ting your medications: 1. Partnership for PrescriptionAssistance (PPA): The PPA is a non-profit organization that helps qualifying patients without coverage get the medicines they need for free or nearly free. 2. RX Access Card: The nation’s leading drug companies combined efforts to provide low-income Ameri-cans who lack healthcare coverage with a price reduction on prescription products. The RX Access Card is free to those who have a household income of less than $45,000 for a single person to $90,000 for families of four. Most cardholders save 25 to 50 percent per brand-name or generic prescription. 3. Generic Medications: Check with your doctor before allowing a pharmacy to substitute a generic, simply because your insurance calls for it. Not all generics work the same, so it may be worth paying a bit more for a drug that will actually work. 4. Name Brands: If a medication isn’t working the way it used to or as de-scribed by your physician, check to see if a pharmacy’s substitution is the problem. 5. Follow Up: If you’re not getting the results you desire, follow up with your doctor. Talk to the nurse first, however, as they may simply talk to the doctor

and change your script without your having to pay for an office visit. 6. Couponing: Discounts for over-the-counter drugs frequently show up for Walgreens and other drug stores on such coupon sites as FreeShipping.org. 7. Shop Around: Get quotes from local

and chain drugstores before you hand over your prescription. 8. Price Matching: Locally owned pharmacies often offer this service in order to gain or keep your busi-ness—check out Walmart’s list of $4 medications, including OTC drugs. Ask your local pharmacist if they’ll match that cut-rate price. 9. Pill Splitting: If your insurance plan charges the same co-pay for a higher-strength prescription, you can divide each pill to save money. Check with your doctor or pharmacist first, however, as some time-release tablets must be taken whole or they lose ef-fect. This proviso also applies to high-potency drugs, where the line between toxicity and efficacy is razor thin. 10. Review Regularly: If you’re taking more than a couple drugs regularly, schedule periodic reviews with your physician to evaluate whether each med-ication is still needed and whether you might be experiencing problems with drug interactions that reduce efficacy. Kate Forgach is a baby boomer consumer specialist for Kinoli Inc.

Elder Helpline1-800-963-5337

www.agingflorida.com


Believe It Or Not? Pain Relief with AcupunctureThe ancient art of acupuncture has

been practiced for centuries in Asia and has more recently spread to the U.S. and other Western countries. Acupuncture has been used to treat most pain conditions, including low back pain, shingles and other nerve pain, hand and knee pain, headache, fibromyalgia and menstrual pain. For people with knee pain, for example, there is some evidence that acupuncture may provide some pain relief, although results from different studies are mixed.

Overall, the research in many health conditions is suggestive but largely insufficient to draw definitive conclusions. Traditional Chinese acupuncture involves the insertion of extremely fine needles into the skin at specific

“acupoints” along the meridians. This action, some scientific evidence has shown, may result in pain relief by releasing endorphins, the body’s natural painkilling chemicals, and may affect the part of the brain that governs serotonin levels, the brain transmitter involved with mood. During Chinese acupuncture, the acupuncturist may turn or twirl the needles slightly or apply heat or electrical stimulation to enhance the effects, or he or she may apply an herb called mugwort to the needle tips to further stimulate the designated acupoints; this is called moxibustion. A Japanese form of acupuncture involves more shallow needle inser-tion than Chinese acupuncture and needles usually are not manipulated. Korean acupuncture focuses on needling points just in the hands and feet. Acupressure, on the other hand, does not involve the insertion of needles but substitutes deep

pressure, usually with a finger or thumb, at acupressure points. The acupuncturist typically inserts four to 10 needles and leaves them in place for 10 to 30 minutes while you rest. A usual course of treatment includes 6 to 12 sessions over a three-month period. The complication rate for acupunc-ture appears to be quite low. A review of complications reported in medical journals found that the most common serious problem was accidental insertion of a needle into the pleural space between the lungs and the

chest wall. The advent of single-use, sealed needle packages has all but eliminated the risks of blood-borne infection such as hepatitis B or HIV. If you decide to try acupuncture, it is crucial to seek out an experienced acupuncturist. Licensing requirements vary from state to state. In states with no licensing requirements, the safest way to find a qualified acupuncturist is to seek one with certification from the National Certification Commission for Acupuncture and Oriental Medicine. From Harvard Health Letter

This traditional Chinese

chart maps “acupoints”

on the body.

Health

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Seniors Caught Gambling with TeethBY NICHOLAS M KAVOUKLIS, DMD

As of the number of older Americans increases, there are

new challenges in senior dental care. Financial resources, lack of knowledge about appropriate dental care, medica-tions, chronic health conditions and a decline in mobility can all affect how seniors are able to care for their teeth. Lack of oral care can cascade into a litany of problems that affect not only the health of teeth and gums but also quality of life. Consider these precise reasons why dental care and the need for dental insur-ance doesn’t stop at retirement: 1. When dental care is neglected, the probability of periodontal disease rises, which increases the risk of tooth loss and also exacerbates other medical conditions, including cardiovascular disease, lung problems, jaw joint problems (TMJ), and some forms of cancer.2. According to the CDC, older adults may incur new cavities at higher rates than children. Seniors frequently get root cavities because of gum recession from periodontal disease or vigorous brushing that has eroded the gum line. 3. Medication frequently causes “dry

mouth” by reducing saliva flow. More than 500 drugs, including medica-tions such as antihypertensives and antidepressants are associated with dry

mouth. This affects the teeth because saliva contains components that protect tooth enamel and also reduces bacteria that causes tooth decay.4. For diabetics particularly, gum

disease can be a two-way problem: Diabetes can make gum disease worse, and, in turn, gum disease makes it harder to control blood sugar.5. Regular dental care is a first line of defense against oral cancer, which most affects seniors over age 60. This deadly cancer is diagnosed in approximately 40,000 Americans an-nually, and more than 8,000 die from it every year. The disease is treatable when caught in its earliest stages. Seniors should brush twice a day with fluoride toothpaste, floss daily and see a dentist a minimum of twice a year for preventive exams and cleanings. Cavities, a broken tooth and even gum disease are painless in early stages. Waiting to call a dentist until you have a painful problem can be a costly mistake. Don’t gamble with your teeth! Sched-ule a dental exam every six months.

Centenarian Still Does Yard WorkSalvador V. Zayas will celebrate

his 100th birthday with family and friends on Oct. 25. Born before WWI, he was born to Ybor City cigar workers who returned to Cuba to live when he was very young. He trained as a barber and at age 33 returned to “my beautiful Tampa” and began working at Pino’s Barbershop where he had many famous people as clients, including singer Daniel Santos and boxing legend Tommy Gomez. He later opened the Nebraska Barber Shop in Ybor City. Over the years he had other shops and was still barbering at Figaro’s Barbershop in West Tampa well into his 90s. He and wife Emily had two sons, James and Albert. James sang with the band Mercy in the 60s and still performs in the area. Once when James was singing in Branson, Salva-dor visited him and met music legends Johnny Cash, Debbie Reynolds, Willie Nelson and Andy Williams.

Today, he is still active with friends and sometimes works in his yard. He says, “Faith in the Lord is important and exercise is good for my health and energy. It’s as good as eating and sleeping.”

Salvador Zayas celebrates his 100th birthday this month.

n Diagnosis & Treatment of Skin Cancern Treatment for Spider Veinsn Treatment for Rosacean Treatment for Acne and Scarringn Glytone Peels & Facial Productsn Botox and Restylanen Special line of Glycolic Products for the following:n Heel & Elbow Treatments n Fine Lines n Dry Skin

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Free skin screeningsCall for an appointment

All appointments made through our Tampa office

813.880.7546www.drrobertnorman.com

800.488.7336ACCEPTING MEDICARE & MEDICAID.

Other Insurances accepted:

Dr. Robert A. NormanSe Habla Español

Healthcare Physicians

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Silent Strokes Can Jeopardize MemoryThe symptoms

of a stroke are sometimes obvious, like numbness or weakness on one side of the face, trouble speaking, diffi-culty walking and vision problems. Some strokes, though, pass completely unnoticed but can have a significant and lasting effect on memory. These so-called silent strokes create pinpoints of dead cells in the brain that often don’t affect areas of the brain associated with movement or speech. During a typical ischemic stroke, a blood clot blocks a blood vessel that feeds part of the brain. Without a steady supply of blood, cells in that area malfunction and may die. Symptoms that appear reflect the functions that were controlled by the affected part of the brain. During a si-

lent stroke, the interruption in blood flow occurs in part of the brain that doesn’t control any vital functions. Although it doesn’t cause any obvious symptoms—most people who’ve had a silent stroke have no idea it occurred—silent strokes

could interrupt the flow of information in the brain needed for memory, especially if several of these strokes occur over time (which is the most common scenario). Damage from silent strokes can accumulate, leading to more and more memory problems. If you are experiencing signs of memory loss, don’t dismiss it as a normal part of aging. See your doctor for testing to make sure the issue isn’t a silent stroke. Information from Harvard Women’sHealth Letter.

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*You must continue to pay the Medicare Part B premium. If it is determined that you owe a late enrollment penalty, you will still have to continue to pay this amount. **In select counties. Limitations, copayments and restrictions may apply. The benefit information provided is a brief summary, not a complete description of benefits. For more information, contact the plan. Benefits, formulary, pharmacy network, premium and/or co-payments/co-insurance may change on January 1 of each year. Florida Blue is a Medicare Advantage organization with a Medicare contract. A Medicare-approved Part D sponsor. Health insurance is offered by Blue Cross and Blue Shield of Florida, D/B/A Florida Blue. HMO coverage is offered by Health Options, Inc., D/B/A Florida Blue HMO, an HMO subsidiary of Florida Blue. These companies are Independent Licensees of the Blue Cross and Blue Shield Association.

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Mini dental implants represent an incredible breakthrough in

dental technology and have benefitted thousands of Americans by replacing missing teeth or anchoring their dentures. Recovery time is short and even people with compromised bone or medical health issues often qualify. At less than half the cost of conventional, large diameter implants, mini implants should be considered a viable treatment option to all patients who are missing one or more teeth. Mini implants are smaller in diameter than conventional dental implants. They look like small screws that are used to anchor restorations to replace missing teeth. Success rates are very high, just like conventional implants. “Minis,” however, have some unique benefits worth discussing. Due to their small diameter, minis can be placed without having to cut open and pull back the gum tissue. This makes stitches unnecessary, allowing for shorter recovery time and less postoperative discomfort. Another great benefit of minis is the fact that treatment only takes one or two visits. Minis can be loaded immediately, which means that you can use your brand-new implant to chew your dinner that same night. The small diameter of minis also al-lows more people to get treated without having to undergo bone-grafting procedures before the implants are placed. Patients with health issues may also benefit from mini implants, even if they were told before that they wouldn’t qualify for conventional implants. Lastly, a properly trained general dentist can perform mini implant pro-cedures in their office, eliminating the need to see a specialist. This is not only more convenient, it is also more cost effective. Mini implants are very afford-able and should be included in every treatment plan as an option for replac-ing missing teeth or anchoring dentures. Sarah Jockin, DDS practices in Tampa, FL. To read more of her articles or schedule a free consultation, please visit http://www.ImplantDentistTampa.com or call her office at (813) 960-9500.

The Oral Health Minute

Dr. Sarah JockinGentle, compassionate and down-to-earth, Dr. Jockin welcomes patients of all ages to her new practice in Tampa! Dental care is her passion. When she isn’t spending her free time with her husband of 13 years, Jay, their son Victor and dog Moose, Dr. Jockin writes dental health columns for local publications.

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Medicare Answers Dear Marci, My grandmother is homebound and needs a home health aide to help her bathe, dress and use the bathroom. Will Medicare pay for her home health aide? —Kristine

Dear Kristine, Medicare will

only pay for a home health aide if your grandmother meets all of the requirements necessary to qualify for the Medicare home care benefit. To qualify for the Medicare home care benefit, your grandmother must:• Be homebound, meaning it is extremely difficult for her to leave the home and she requires help to do so.• Need skilled nursing care on a part-time basis or skilled therapy services. Skilled care is when the care can only be safely administered by a licensed nurse or therapist.

• Have a face-to-face visit with a health care professional. Her doctor may sign a home health certification, verifying that she has had this visit and that she qualifies

for home care because she is homebound and needs skilled care.• Receive certified care from a Medicare-certified home health agency (HHA). If your grandmother fulfills all of these requirements, Medicare will pay for skilled care in her home as well as

care from a home health aide. A home health aide will provide personal care services, such as help with bathing, using the toilet and dressing. Keep in mind that her doctor will need to approve her plan of care every 60 days. As long as your grandmother continues to meet Medicare coverage rules, Medicare should continue to cover her care.

See Spot. See Spot Change. See your Dermatologist.

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BY FRED CICETTI

Q. Can eating oatmeal really lower your cholesterol

or are the cereal companies selling us a story?

The short answer is yes, oatmeal can lower your cholesterol. Now for the long answer. There are two types of fiber, soluble and insoluble. Soluble fiber is acted upon by the normal bacteria in your intestines. Insoluble fiber is not digest-ed by the body and promotes regular-ity and softens stools. Wheat bran, whole grain products and vegetables are good sources of insoluble fiber. Soluble fiber appears to reduce your body’s absorption of cholesterol from the intestines. Oatmeal contains soluble fiber that reduces your low-density lipoprotein (LDL), the “bad” cholesterol that can increase your risk of heart attacks and strokes. This type of fiber is also found in such foods as kidney beans, brussels sprouts, apples, pears, barley and prunes. The American Dietetic Association recommends a healthy diet include 25 to 35 grams of fiber a day, including both soluble and insoluble fiber. (Soluble fiber should make up 5 to 10 grams of your fiber intake.) However, Americans only consume about half that amount. There are other foods that work against cholesterol. Soy protein, found in such products as tofu, soy nuts, soy milk and soy burgers, can help lower blood levels of LDL cholesterol, particularly when it’s substituted for animal protein. Ingesting 25 to 50 grams of soy protein a day lowers LDL cholesterol by 4 percent to 8 percent. That’s a lot of soy. People with the highest cholesterol levels seem to benefit the most from soy protein. Women with breast cancer or who are at high risk of breast cancer should consult with their doctors before eating soy, because it is not clear how these plant estrogens might affect them.

Studies have shown that walnuts can significantly reduce cholesterol levels in the blood. Rich in polyunsaturated fatty acids, walnuts may also help keep blood vessels more healthy and elastic. When walnuts represent 20 percent of the calories in a cholesterol-lower-ing diet, they reduce LDL cholesterol by 12 percent. Almonds appear to have a similar effect. All nuts are high in calories, so use them as replacements for high-calorie foods with high levels of saturated fats. Omega-3 fatty acids in fish are noted for lowering triglycerides, another form of fat in your blood. They also benefit the heart in other ways. The highest levels of omega-3 fatty acids are in mackerel, lake trout, herring, sardines, albacore tuna and salmon. Other good sources of omega-3 fatty acids include flaxseed, walnuts, canola oil and soybean oil. Some foods are fortified with plant substances called sterols or stanols, which are similar in structure to cholesterol; this helps them block the absorption of cholesterol in the intestines. Margarines and orange juice that have been fortified with plant sterols can help reduce LDL cholesterol by more than 10 percent. The American Heart Association recommends foods fortified with plant sterols only for people who with high levels of LDL cholesterol. You may want to try eating more soluble fiber, soy protein, walnuts and fatty fish. The next step would be the addition of foods fortified with plant sterols. Eating a combina-tion of these cholesterol-lowering foods increases the benefit. Of course, if you’re a geezer and you plan to make a change in your habits that could affect your health, it is recommended that you consult your doctor first. If you would like to read more columns, you can order a copy of “How To Be A Healthy Geezer” at www.healthygeezer.com. All Rights Reserved © 2012 by Fred Cicetti.

The Healthy Geezer

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It’s the fall football snacking sea-son, and popcorn is definitely the

American snacking staple. Innova-tions with popcorn have mostly been in how it was cooked—in a pan over an open fire or a burner, in an electric popper and then to the microwave-able pre-measured bag. Now it’s time to spice up this old favorite.

Buffalo Style PopcornRecipe ingredients2 1/2 qt popped corn2 cups corn chips,

slightly broken1 cup dry roasted

peanuts1/4 cup butter2 Tbsp. Louisiana

style hot sauce1 tsp. celery seed1/4 tsp. salt, optional

In small bowl, place 2 cups popped corn. Set aside. Combine remaining popcorn with corn chips and peanuts. In small saucepan, melt butter with hot sauce, celery seed and salt. Pour over popcorn-peanut mixture, tossing gently to coat. Spread on 15 x 10 inch baking sheet. Bake at 350 degrees F for

10 minutes. Remove from baking sheet to large serving bowl. Toss with remaining 2 cups popped corn. Serve immediately or store in airtight container.

Spicy Cheese PopcornRecipe ingredients1/4 cup butter, melted1/2 tsp. paprika1/2 tsp. chili powder1/2 tsp. garlic salt1/4 tsp. onion powder8 cups popped corn1/4 cup grated Parmesan cheese Combine butter, paprika, chili powder, garlic salt and onion powder. Pour over popped corn. Stir to coat popcorn evenly.

Turn mixture onto baking sheet. Bake at 325 degrees F for 7 to 10 minutes, or until crispy. Stir once. Sprinkle with cheese and toss to coat evenly. Let stand on baking sheet, stirringonce or twice as mixture cools.Whenthoroughly cool, divide the popcorninto sandwich bags.

Recipe

In 1947, Chuck Yeager traveled faster than the speed of sound for the first time and reported hearing the “…world’s second-most perfect pop.”


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Husband Gripes over Wife’s Generous Tip

BY MARK PILARSKI

Dear Mark: Please tell me how this tipping experience should

have played out. I was playing rou-lette and having decent success. While playing, I asked the dealer what his favorite number was (13), a number I never play because I think it is un-lucky. Still, I decided to place four $5 chips straight up on 13. I then told the dealer that “five of it is yours” if he hit it. The ball dropped in 13, and the dealer paid himself $175. Here is where it gets interesting. My hus-band happened to have come up on my win at the payoff and was miffed that the dealer got $175, and not just a $5 chip. He thought the dealer didn’t deserve that amount for doing nothing more spinning the wheel. As a former dealer/pit boss, what is the protocol for this payout, the $5, or the $175, which, by the way, I was okay with the dealer getting? —Kimmy T.

Allow a lead in, Kimmy, with your superstition concerning the number 13. It is a phobia known as Triskaideka-phobia, associated with anything num-bered thirteen. Providentially, your random spin had the stopping point of 13. Winner, Kimmy, and winner the croupier, perhaps because you look at betting for the dealer as a contribution to the Dame of Fortune, Lady Luck. Responding to your question from a table games management perspective, mentioning “five of it is yours” would be construed as a tip for the dealer, no different than a $5 bet for the dealer in front of your wager would be in blackjack, or $5 riding alongside yours on the Pass line. Sure, the payoff of $175 seems sizable to your husband, but it reflects the odds of actually hitting the number thirteen—one in 38. You could have offered a tip directly to the dealer with your win-nings, but in your case, you voiced a verbal side bet on top of your wager, to which you agreed to make payment. So which do most dealers prefer? The majority of dealers favor a side bet

rather than receiving the tip directly after the payoff. This side wager makes them feel like they’re also in action and have a stake in the game. A bet for the dealer provides a little excitement in what can be a pretty monotonous job. My only concern is that to make it all legit, the dealer should try, with time permitting, to offset his chip for the cameras while the ball was circling, along with calling over the pit boss for the “she said” payoff. Now back to that $5 chip, Kimmy, and getting your husband even more peeved. A few casinos allow the dealer to wager the $5 chip again. What I am re-ferring to is that in roulette, players are paid “to” one versus “for” one. When the odds are stated “for” one, you do not get back your initial bet. However, his single number win in roulette receives 35-to-1, which is a 35-chip payoff ($175), plus the original $5 chip on 13, which is either taken down, or some casinos permit dealers to let it ride. It sure could have gotten ugly had the 13 hit back-to-back. Security!Gambling Wisdom of the Week: “Someone once asked me why women don’t gamble as much as men do, and I gave the common-sensical reply that we don’t have as much money. That was a true but incomplete answer. In fact, women’s total instinct for gambling is satisfied by marriage.” –Gloria Steinem(SENIOR WIRE)

*Some restrictions apply and is subject to availability. Beau Rivage Resort & Casino reserves the right to cancel or change this promotion at any time.Additional restrictions may apply. Entertainment tickets not included. **Must be 21. Tickets based on availability and schedule subject to change.For complete details visit beaurivage.com. When you need to win, you need to quit. Gambling problem? Call 1.888.777.9696 ©2012 MGM Resorts International®

DEPART: lost in the moment

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Plan your transformation from the everyday with

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Purchase your tickets today for these big acts coming to Beau Rivage.

For hotel reservations and show tickets, visit beaurivage.com. Entertainment show ticket purchases can also be made by calling 1.888.566.7469.

dining • gaming • entertainment • shopping • golf • pool • spa

A Feeling Like No Other.® Resort & Casino • Biloxi, MS

Oct 6

Oct 12 & 13

Oct 19

Oct 20

Nov 2

JAY LENO

THE BEACH BOYS

CREEDENCE CLEARWATER REVISITED

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FRANKIE VALLI & THE FOUR SEASONS

Nov 16

Dec 7

Dec 11-30

Dec 31

RITA RUDNER & BRAD GARRETT**

DARYL HALL & JOHN OATESDO WHAT YOU WANT, BE WHAT YOU ARE TOUR 2012

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THE MOLLY RINGWALDS**No shows Dec 17 or Dec 26


BRIDGE BITESFrom The

American ContractBridge League

A Hold-UpPlay

BY BRIAN GUNNELL

After N-S reached 3NT, East, figuring that his side had a

profitable sacrifice, offered his partner a choice between 4♥ or 4♠. This pushed N-S to the perilous contract of 5♦, which, as you will see, Declarer is about to bungle. Against 5♦ West leads the ♠K, won by Dummy’s Ace and trumps are drawn. Declarer can count 10 top tricks, but where is the 11th? Not the ♥K as West needs the ♥A to justify his Takeout Double. That means that a 4th Club trick is required. Are Clubs 3-3? Let’s count the hand. East bid both majors and is no doubt at least 4-4 in

those suits. He also showed up with 3 Diamonds. That leaves two Clubs at

most. But would East bid so much with 4=4=3=2 distribution and virtually no HCP? No, it seems more likely that East is 5=4=3=1 and, if so, Declarer must hope that East’s Club is the Jack or Ten or Nine. She cashes the ♣A and, seeing East’s Ten, prepares to take an impressively deep finesse of the Eight on the second round! Well counted for 11 tricks except for one tiny detail. That’s right, West can also count and he inserts the Nine on the second round of Clubs. Now Declarer

is locked in Dummy with no safe way back to his hand (if he plays a Spade, East will be sure to win and fire a Heart through). Down one. Declarer’s play was flawless right up to the point where he called for Dummy’s ♠A at Trick 1. Instead, he must hold up the Ace and win the sec-ond round. That way, later in the play, he can get safely back to hand with a Spade ruff and take that second Club finesse. Yet another contract bites the dust because of hasty play at Trick 1. Visit acbl.org for more about the fascinating game of bridge or email [email protected]. To find a bridge club in Florida, go to district9acbl.org/D9Clubsmap.htm.Bridge article provided courtesyof St. Petersburg Bridge Club:www.stpetebridge.org.

727.892.3337 or www.FloridaOrchestra.orgFor group savings (10 or more) : 727.362.5443

Join The Florida Orchestra for

Music in the Morningsat one of our two matinee series!

Coffee Concert SeriesEnjoy complimentary coffee and doughnuts as well as lively commentary by the conductor and Pre-Concert Conversations in the hall one hour before curtain. The 7-concert series in St. Petersburg starts at $134, and a 3-concert package in Clearwater starts at $58.

Progress Energy Morning MasterworksThis 3-concert matinee series is designed for fans who love hearing our traditional, classical Masterworks programs and prefer attending daytime concert performances. Prices start at $90.

Subscribers to both series receive all of the Premium Package benefits, including premium reserved seats and free flexible ticket exchanges.

First Coffee Concert of the Season November 1!Music of the HomelandStuart Malina conducts this morning Coffee Concert featuring select movements from Sibelius’ Finlandia, Dvorak’s Slavonic Dances Nos. 7 & 3, and Enesco’s Rumanian Rhapsody No. 1.

Thu, Nov 1, 11am Progress Energy Center for the ArtsMahaffey Theater

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BY KATHY BECK

The Beau Rivage Resort & Casino and Vision Airlines, which flies

out of the St. Pete-Clearwater Interna-tional Airport, make for an unbeatable weekend getaway. Last month, my husband and I took advantage of the convenient, direct $199 package deal including airfare on charter flight, ground transportation, two night deluxe accommodations and $50 freeplay. Like checking in for a cruise, we just handed our bags to the airport staff at check-in and started relaxing. Our luggage was delivered to our room upon our arrival.

The Beau Rivage Resort & Casino is MGM Mirage’s destination resort on the Mississippi Gulf Coast with the feel of a Las Vegas casino. At first sight, I loved the elegance of the Beau Rivage architecture and design scheme, which was full of Southern charm. The atrium is filled with thousands of plants and flowers that are changed season-ally. We learned that, beginning in November, the public areas become a true holiday wonderland. Our room was spacious and overlooked both the pool area and the

Gulf. It’s the life of leisure to hang out in the lushly landscaped pool area and then pop down for a bit of gaming whenever you feel like it. The 85,000 square foot gaming area includes a 16-table poker room, 2,000 slot machines, a baccarat table and much more. I enjoyed the 25 cent slots mostly. A state-of-the-art theater seats over 1,500 and features top entertainment throughout the year. Twelve restaurants meant dining choices with offerings from traditional to exotic cuisine. The B R Prime restaurant combines glamour with great food. Two glass-enclosed, floor-to-ceiling wine cellars give guests 400 wine options to choose from, and sommelier Mark Warren retrieves each bottle himself for dinner guests. Other restaurant choices feature ethnic dishes, Memphis-style barbecue, a traditional casino buffet and much more, as well as four bars. Our favorite spot was the EIGHT75 nightclub, which features live music every night and is rated one of the top nightclubs and bars in the country.

Not a gamer? Go along with the group, and there’s still plenty to do. Consider Fallen Oak for golf amid more than 1,000 old oaks, pines and magnolias.

Or maybe you’ll spend time strolling in the retail promenade featuring shops like Tommy Bahamas’, Da Milano and the $10 Boutique I used the fitness center’s weights and machines and visited the spa for a relaxing massage in one of 14 mas-sage treatment rooms. Don’t be fooled—it’s all about the destination. And making your own or your group’s destination the Beau Rivage Resort & Casino really is the easiest, most fun and economical way to go.

You Can Bet on This Easy Getaway

for Fun

Travel

fortravelpackagesmaybemadeat1 (877) GO2-BEAU.

Packagesstartat$199perperson,doubleoccupancy,plustaxesandfees,andare

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Sat.FlightswilldepartPIEat1:45p.m.andarriveatBeauRivageat2:05p.m.Flights

leavingGulfport/Biloxiwilldepartat10:30a.m.andarrivebackatSt.Pete-Clearwater

at12:50p.m.(allflighttimesarelocal).CoastTransitAuthority(CTA)providestransportationaroundtheBiloxiarea.

Singlerides:$1.25.Passengersover60:$0.60.Unlimiteddailypass:$5.Coasttransit.com.

Reservations

We met Red Hatters from the Tampa Bay Area who celebrated their birthdays with a fun visit to the Beau Rivage. (L to R) Christine Towers,

Donna Fluno, Bernice Lavery, Paula Bazilla and Marilyn Waltz.


Municipal Bond Basics, Part OneCredit Quality

As an asset class, municipal bonds offer a degree of creditworthiness

that is considered second only to US Treasury and Agency debt. The vast ma-jority of municipal bonds are rated by one or more of the three leading credit rating agencies, Moody’s Investors Service, Standard & Poor’s and Fitch Ratings, giving investors the ability to decide which level of credit quality they are comfortable with in relation to their investment objectives. Some municipal bonds come to market with bond insurance, which guarantees the timely payment of interest and prin-cipal when due, should the insured bond issuer default. The insurer ultimately assures the repayment of principal and interest; consequently, insured bonds usually are assigned the higher of either the issuer’s or the insurer’s credit rating. Therefore, for issuers with ratings lower than the insurer’s, the insurance provides a higher credit rating than would other-wise be assigned for the bond issue. Investors rely on credit ratings to assess an issuer’s ability to make timely pay-

ments of interest and principal. Bonds whose ratings are considered “investment grade” may be suitable for conservative investors. However, it’s important to remember that credit ratings are subject to change without notice at any time. Before investing, you should review a bond’s credit rating and understand the effect a rating change would have on your investment. Securities rated below investment grade are generally suitable for aggressive investors only. Daniel Edmondson is a Financial Advisor with Morgan Stanley Smith Barney in Tampa, FL. Although Daniel Edmondson has helped to underwrite the production cost of the maga-zine to feature this article in its publication, it is not a solicitation nor is it intended to provide individually tailored investment advice. The strategies and/or investments referenced may not be suitable for all investors. The views expressed herein are those of the author and may not necessarily reflect the views of Morgan Stanley Smith Barney LLC, member SIPC. Daniel Edmondson may only transact business in states where he is registered or excluded or exempted from registration http://brokercheck.finra.org/Search/Search.aspx]. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of per-sonalized investment advice for compensation, will not be made to persons in states where Daniel Edmondson is not registered or excluded or exempt from registration. Interest on municipal bonds is generally exempt from federal income tax; however, some bonds may be subject to the alternative minimum tax (AMT). Typically, state tax-exemption applies if securities are issued within one’s state of residence and, if applicable, local tax-exemption applies if securities are issued within one’s city of residence. Insur-ance does not pertain to market values, which will fluctuate over the life of the bonds; FAs/PWAs should inform clients that insurance covers only the timely payment of interest and principal when due. Credit ratings shown may be the higher of the ‘underlying’ rating of the issuer or the rating of any insurer providing credit enhancement to the bonds. It is important that you obtain the underlying credit rating of the issuer and consider it as a factor in any investment decision. Information on the underlying credit rating of the issuer can be obtained from your FA/PWA. The tax-exempt status of municipal securities may be changed by legislative process, which could affect their value and marketability. The value of fixed income securities will fluctuate and, upon a sale, may be worth more or less than their original cost or maturity value. Morgan Stanley Smith Barney is not acting as a municipal advisor and the opinions or views contained herein are not intended to be, and do not constitute, advice within the mean-ing of Section 975 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. Morgan Stanley Smith Barney and its Financial Advisors do not provide tax advice. Individuals are urged to consult their tax advisor regarding their own tax or financial situation before implementing any strategies.

Two Tax-friendly Ideas for Your Extra Retirement CashIf you’re a retiree with more than

enough money at the end of each month, don’t let excess cash stack up in your checking account. Instead, take a deliberate approach to putting the money to work. One option is to help others with education expenses.

Helping Future Generationsthrough College If you want to help grandchildren or others with their education, consider investing in a 529 College Savings Plan, which provides federal income tax-free withdrawals for qualified education expenses. Withdrawals for purposes other than qualified educational expenses are subject to income tax and can incur an additional tax of 10 percent on the earnings in the account. Contribution limits are very high and unlike IRAs, they aren’t affected by an investor’s income level.

Other 529 plan benefits:• Lump-sum contributions of up to $65,000 ($130,000 for married couples) can be made without trigger-ing gift taxes in a single year through the accelerated gift option unique to 529 Plans. However, with this option you can’t give additional gifts to a grandchild during the five-year period without incurring the gift tax.

• Money you contribute is removed from your estate, which means that amount will not incur estate taxes, even though you maintain control over it.

• Provided you don’t establish the 529 in a custodial account, you’ll have the ability to change who gets the benefits.

• There is minimal effect on financialaid since it is not considered thechild’s asset.

How do you choose a 529 plan? There are many plans, each sponsored by an individual state. First, find out if your state provides tax breaks for contributing to its plan. If it does, it may be best to use it. If not, find a plan with competitive

investment options, reasonable expenses and reward services. The direct route: If your loved ones are already in college, you can pay some or all of their tuition directly. It won’t count against the annual limit on tax-free gifts—if your check is made out to the school and not to the student you’re helping.Information from USAA.

Finance

Don’t let excess cash stack up in your checking account. Instead,

take a deliberate approach to putting the money to work.

The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives.© 2011 Morgan Stanley Smith Barney LLC. Member SIPC.GP11-01362P-N09/11 6797930 MAR003 10/11

Tomorrow is based on what you do today.No matter what happens in your future, you need to be ready for it. You need to set goals for it, save for it and invest carefully. You need to make fiscal responsibility a personal value. Most of all, you need a strategy.

As your Financial Advisor, I’ll work with you to create a strategy — one based on the realities of both your life and the financial world. Meet with me, and let’s get your future started.

Daniel Edmondson Financial Advisor

4890 W Kennedy

Blvd Suite 700 Tampa, FL 33609

813-286-5661 [email protected]


Brandon Hospital Auxiliary and The $1 Million Giveaway!

Who wants $1 million? Students do, that’s who!

The Brandon Regional Hospital Auxiliary has given away that amount in scholarships since 1979 to students who are pursuing an educa-tion in the medical or health related field. Pictured above are some of the students who were a part of this year’s $40,000 in scholarships.

The 200 current members of the Auxil-iary serve in many areas of the hospital, including operating two gift shops within the hospital. Proceeds from the gift shops, two annual book fairs and other fund-raisers fund the scholarships as well as provide contributions to local charities. For information about the Brandon Auxiliary, call Tim Humberson at (813) 340-4341 or (813) 689-5428.

Car Color Reveals Inner Self—or Does It?BY LAUREN FIX for USAA

What does your car say about you? Interestingly, the car

and the color make a big statement about your personality. A person with a red Corvette seems to be saying, “Look at me!” Someone with a beige car, however, is likely low-key and doesn’t like to stand out in a crowd. With my 30-plus years in the automotive industry, I can usually guess what color car someone drives after meeting them. A leading car manufacturer recently conducted research and made some interesting conclusions about the link between a car’s color and a driver’s personality:• White—Quiet and brilliant • Orange—Outgoing and brilliant • Red—Attention-seeker • Ice blue—Cool and alert• Medium blue—Dependable and loyal

• Green—Refreshing and relaxed,or just laid back

• Purple—Magical and complex Black, silver and gold weren’t part of the study, but I say black vehicles state that you like to be under the radar, yet still want attention for your style. Silver, in my opinion, means you are a well-balanced person who wants low stress and gold equates to a fashion statement. So, what color car do you drive? Is this a real description of your personality and how you feel? (Or were you just after the best deal, regardless of color?) Try it out on your friends and family for some fun. Lauren Fix, also known as The Car Coach®, is working with USAA to spread the word about USAA’s second annual Best Value vehicle list.

Up and down the west central Florida coast, you’ll find op-

portunities to celebrate Florida!

12 – 13 Fine Swine in the Pit, Mulberry. Games, music,

BBQ. More info at (863) 712-0625.

18 – 21 Clearwater Jazz Holiday, Coachman Park, St. Pete. Four

days, free. Call (727) 461-5200.

20 Micanopy Fall Harvest Festival in “The town that time forgot.”

NE. Cholokka Blvd., Micanopy. Info at (352) 466-7026 or email [email protected].

20 – 21 Rattlesnake Festival, San Antonio. Snakes, gophers,

entertainment, Rattlesnake Run, Miss Rattler Pageant, food, entertainment. (352) 588-4444; rattlesnakefestival.com.

26 – 28 Sarasota Pumpkin Festival, Sarasota. Circus acts,

carving contests, music, vendors. Info online at sarasotapumpkinfestival.comor call (941) 706-7605.

27 – 28 John’s Pass Seafood Festival, Madeira Beach. Fish-

ing expo, oyster-eating contest, crab races, juried arts and crafts show, life entertainment. Info: (727) 391-6025or visit johnspassfestivals.com.

Insurance DiscountsFor Mature Drivers

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How To Avoid Elder Financial AbuseWhile elder financial abuse

decimates incomes, affects the health of its victims and fractures families, the MetLife Mature Market Institute offers free resources and tools, includ-ing steps you can take to protect yourself and those you care for: • Know the Facts and Stats. According to “The MetLife Study of Elder Financial Abuse,” most elder financial abuse is committed by strangers but about a third is by family, friends or neighbors. • Stay Active. Socialize with family members and friends. Get involved in activities you enjoy. Isolation can leave you more vulnerable to exploitation. • Monitor Your Affairs. Take your time and consult with people you trust before making important financial decisions. Check credit card and bank statements and bills for accuracy. Use direct deposit to prevent mail theft. Sign your own checks when possible. • Be Organized. Keep important pa-pers and legal documents in a secure place. Review them at least annually. • Be Cautious. Be careful when responding to solicitations. Don’t let anyone pressure you into making an immediate decision. If something sounds too good to be true, it prob-ably is. Speak with a family member or trusted friend before sending mon-ey or providing bank account, credit card or Social Security numbers.

• Protect Your Passwords. Don’t share passwords. Change them if you feel they’ve been seen or used by someone else. Immediately notify the companyor bank if, when reviewing your financial statements, you see charges or transactions you didn’t make.

• Beware of Telephone Solicitations. Billions of dollars are lost each year to fraudulent telemarketers. Consider us-ing an answering machine or caller ID to screen calls. You can add your name and phone number to the National Do Not Call Registry at (888) 382-1222.

• Know What to Do if You’re a Victim. Don’t be afraid or embarrassedto discuss your concerns with someone you trust—relative, clergyman, bank manager, attorney. Knowing the resources you can turn to, including the police, your bank and Adult Protective Services, can be the first steps in addressing the problem.

• Learn More. Pay attention to tips and articles on the subject.(NAPSA)

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Amateur Estate Planning Advice Not Always BestBY WILLIAM R. MUMBAUER, Attorneywww.fl willstrustsprobate.com

The Scenario: Overheard while standing in the queue at a bank teller’s window:

Bank Customer: I would like to open a savings account, please.Helpful Bank Teller: Would you like to put anyone else’s name on the account?Bank Customer: I really haven’t given it much thought.Helpful Bank Teller: Do you have a will?Bank Customer: No, why do you ask?Helpful Bank Teller: Because if you die and you don’t have a will—and if nobody else is on the account—all the money will go to the state.Bank Customer: Well then, let’s put my nephew on the account. He’s always been my favorite nephew anyway.

What’s wrong with this advice? First, the bank teller, no matter how helpful

she may seem, is practicing law without a license. Whether or not her bank cus-tomer has a will is none of her business. Second, the bank teller was wrong on several counts. For instance, even without a will, the money in the bank customer’s account would not go to the state at her death. Every state, including Florida, has laws of “intestacy” that govern who is entitled to receive the property of anyone dying without a will. Usually, the property goes to the decedent’s closest relatives. Prop-erty would only go to the state if there were no surviving relatives to be found. Additionally, putting her nephew’s name on the account gives him ac-tual co-ownership, probably not what the bank customer had in mind. The bank teller was correct on two counts, however. By putting her nephew on her account, he will have access to the account during the bank customer’s lifetime and he will also inherit the ac-count at her death. But is this what the bank customer really wants? And should she be making decisions like this on the spur of the moment without first discuss-

ing it with her attorney? Probably not. In short, the moral of this story is, when making decisions as important as those involved in estate planning, don’t rely on the informal advice of friends, family or even helpful bank tellers.Take the time to think about what you want and meet with a qualified estate plan-ning attorney to develop the best plan to carry out your well-considered wishes. Mr. Mumbauer, a fifth generation Floridian, has maintained a law practice in Brandon, Florida since 1980 with emphasis on estate planning. He takes special pride in representing the senior community by maintaining a sensi-tive and practical approach to problem solving. He is a member of the National Academy of Elder Law Attorneys, the Elder Law Section of the Florida Bar and is a participating attorney in the AARP Legal Services Network. He is also a Mentor in probate law and has been qualified by the Second District Court of Appeal in Florida as an expert witness in matters involving the drafting of wills. Mr. Mumbauer’s Martindale-Hubbell Peer Review Rating for Legal Ability is 4.4 out of 5 Distinguished and his Martindale-Hubbell Client Review Rating is 5 out of 5 Preeminent. His articles are based on general principles of law and are not intended to apply to individual circumstances.

The Law And You

Time To Refinance?There is a huge refinance boom

going on currently. Millions of people are taking advantage of today’s historical low interest rates, even if they owe more than their house is worth. The unprecedented HARP, which is an acronym for Home Affordable Refinance Program, has been under way since 2009. In order to qualify under HARP there are a few stipulations you must address. First, you must be current on your mortgage and have had no more than one 30 day late payment in the last 12 months. Second, your mort-gage must have been sold to Fannie Mae or Freddie Mac before May 31, 2009. In order for this to have oc-curred, you must have closed on your current mortgage sometime before May 31, 2009. You can confirm this by visiting fanniemae.com/loanlookup or freddiemac.com/mymortgage and submitting the requested information located on the respective sites. The company you make your payment to

may not be the actual owner of the mortgage, but only the servicer. There is another program avail-able for FHA (Federal Housing Administration) insured loans. FHA loans come with a built-in mortgage insurance feature to help protect against mortgage defaults. There is an Up Front Mortgage Insurance cost charged whenever you purchase or refinance, and there is an annual mortgage insurance that remains in place for the first five years of the loan. With FHA mortgages, you have the opportunity to lower your interest rate as well as your insurance premium. Like HARP, you must be current on your loan and have made your payments on time for the last 12 months. Your loan must have been secured by FHA before May 31, 2009. There are no upfront costs required to determine if a refinance may be right for you. Consult a mortgage professional at Streamline Financial Group, Inc. today at (561) 364-LOAN.

Don’t put off estate planning any longer. Call

William R. Mumbauer, P.A.205 N. Parsons Ave., Brandon

• Free, no obligation consultation.

• Single will $150

• Husband and wifewills $200

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The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask the lawyer to send you free written informa-tion about his qualifications and experience.

Costs, if any, extra

727-804-6605Specializing in the Tampa Bay Area

[email protected]

Learn the Truth about Reverse Mortgages!

REVERSE MORTGAGE FACTS• Federally insured• No income/credit requirements• Live in your home mortgage free• Retain ownership and equity rights• Heirs not responsible for deficiencies• Use the cash any way you want• HARP & Traditional RefinancesRobert Harris

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When It Comes To Pets, Know Your ParasitesBY ROCHELLE CAMPBELL, DVM

Here in Florida, parasites are a constant problem for pets

and their owners. Our warm, moist environment is favorable for all types of parasites, including (but not limited to) heartworms, hookworms, roundworms and whipworms.

Heartworms are parasites that are spread by mosquitoes, which, as we all know, are extremely prevalent in Florida. A mosquito will feed on a heartworm-infected dog, then will travel to an uninfected, unprotected dog and “inject” larval stage heart-worms into the uninfected dog. As the immature larvae grow into adults, eventually they come to live in the pulmonary artery (the main vessel connecting the heart and the lungs). The adults can live for years and can

cause significant damage. Dogs can experience coughing, exercise intolerance, anemia, fluid development within the belly and even death. Cats can become infected with heartworms too, although diagnosing heartworms in cats is difficult. Heartworm prevention medication given once a month is the very best way to keep pets safe from heartworm disease. For those dogs infected with heartworms, treatment options are limited, costly and can occasionally cause severe side effects, so prevention is the best medicine. Hookworms, roundworms and whipworms are intestinal parasites. They are spread primarily through a fecal – oral route, as the eggs are shed in the feces of an infected animal.

These parasites can cause significant damage in the gastrointes-tinal tract. Clinical signs

of an internal parasite infection can include

diarrhea, weight loss, vomiting and even anemia and death in severe cases. Monthly

heartworm prevention medications contain

a dewormer so it is especially important to

give this type of medication. Hook-worms and roundworms in particular can be transmitted to humans, so it is important to take precautions within your environment if your pet is diagnosed with these parasites. Our animal hospital recommends a heart-worm test and a stool test at least once every six months. As always, regular vet check ups are recommended to keep your pet healthy and happy!

Caring For Your Pet

Join “Stride for Strays”

Here’s a way to help! the Animal Coalition of Tampa (ACT) will

hold this year’s Stride for Strays fundraising event Sunday, Oct. 21 from noon to 6 p.m. at Curtis Hixon Park in downtown Tampa. This event brings pets and animal lovers from around the area for a 3k walk to raise funds for the ACT Spay/Neuter Clinic. Register at stridefor-strays.org, form a team, solicit funds,

whatever it takes to get the word out! Prizes will be awarded for teams and individual walkers. In addition to the walk, you can enjoy food, fun and entertainment. Food trucks and a food court will be available. ACT provides numerous services and products at the lowest prices possible, including the Neuter Scooter, a free transportation

service to transport pets for services. Volunteers are always welcome at the facility at 1719 W Lemon St., Tampa (in the big orange building). For more information, please call (813) 250-3900 or visit their website at actampa.org.

8 Things Never to Feed Your PetYou can’t feed your pet

the same things you feed a human family. Here are some foods never to give your furry companion, courtesy of the American Society for the Prevention of Cruelty to Animals.

Never feed your pet:

Alcohol. Beer, wine and spirits act as a depressant on animals’ nervous systems, leading to breathing problems and even coma.Animal bones can damage teeth or splinter and damage the digestive tract. Stick to “treat” bones.Chocolate or anything with caffeine can cause palpitations, tremors,

seizures, dehydration and death.

Grapes and raisins can cause kidney failure in dogs and cats.

Gum, baked goods and candy may contain sylitol,

which can cause liver failure.

Milk—adult animals don’t have

the lactase to digest milk, and feeding it to them can

cause diarrhea.

Onions, garlic and chives may cause red blood cell damage to animals.

Uncooked dough contains yeast, which can rise in your pet’s digestive tract and cause stomach or intestinal damage.

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How’s That Again? 1. ARBITRATOR: A cook that leaves Arby’s to work at McDonalds.

2. AVOIDABLE: What a bullfighter tries to do.

3. BERNADETTE: The act of torching a mortgage.

4. BURGLARIZE: What a crook sees with.

5. CONTROL: A short, ugly inmate.

6. COUNTERFEIT-ERS: Workers who put together kitchen cabinets.

7. ECLIPSE: What an English barber does for a living.

8. EYEDROPPER: A clumsy ophthalmologist.

9. HEROES: What a guy in a boat does.

10. LEFTBANK: What the robber did when his bag was full of money.

11. MISTY: How golfers create divots.

12. PARADOX: Two physicians.

13. PARASITES: What you see from the top of the Eiffel Tower.

14. PHARMACIST: A helper on the farm.

15. POLARIZE: What penguins see with.

Humor

Word Search OctoberIn the grid below, twenty answers can be found that fit the category for today. Circle each answer that you find and list it in the space provided at the right of the grid. Answers can be found in all directions – forwards, backwards, horizontally,

vertically and diagonally. An example is given to get you started. Can you find the twenty answers in this puzzle?

Send your answers along with your name, address and telephone number to:

NEWS CONNECTION USA, INC. P.O. BOX 638, SEFFNER, FL 33583

The first correct answers selected from the drawing on October 21 will win.WIN! WIN! WIN! GREAT PRIZES!

(Puzzles must be received by Oct. 21, 2012.)

MYSTERY PRIZE!

MYSTERY PRIZE!

Word Search Answers

From September

Marie Sicignano is last month’s winner!

Congratulations!

Last Month’s Answers September Sudoku

Betty Baker is last month’s winner!

Congratulations!

Oct. Sudoku Sudoku requires no arithmetic

skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must

include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well. Good luck! The first correct answers selected from

the drawing on Oct. 21 will win.Send your answers along

with your name, address and telephone number to:

NEWS CONNECTION USA, INC.P.O. BOX 638,

SEFFNER, FL 33583

WIN! WIN! WIN! GREAT PRIZES!SUDOKU MUST BE RECEIVED BY OCT. 21, 2012

Win Great Prizes!New winner selected each month

Good Luck!


A F T E R 50

Presents the 8th Annual...

LIVE ENTERTAINMENT

EDUCATION • INFORMATION • ENTERTAINMENTJoin the Fun! One mile “walk” around Largo Central Park, November 14, 9:15 am, $4 minimum donation to Meals on Wheels. Enjoy...Continental Breakfast, T-shirt, Sponsor “Goodie Bag” & Prizes to the Winners! Call 1-888-670-0040, go to www.lifestylesafter50fl.com (MAIL DEADLINE 11/8/12) or sign up Thurs., Nov. 14 at 8:45 am.

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Nov. 14, 2012 • 10am–3pmLargo Cultural Center

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The KnockoutsSinging Sensations


Enjoy Free Boktober FestBok Tower

Gardens will have free admission and fun for the whole family from 8 a.m. to 6 p.m. during Boktoberfest, Sat., Oct. 20. Octoberfest features a plant sale, a Biergarten with live entertainment, German food, craft and seasonal beers, face painting, silent auction and more. Live music on Saturday features a three-member lederhosen ensemble performing authentic German music. Throughout the day, enjoy accordion, vocals, yodeling, the Alpine Horn,

Singing Saw, Wooden Laughter, Alpine Bells, Soup Spoons and the Musical Schnitzel Baster. There’ll be sing-alongs, polkas, waltzes, comedy and more. Authentic German food including brats, Reuben

sandwiches, German potato salad and more will be featured. A variety of keg and craft beers as well as wines, sodas and water will be available. Free satellite parking will be provided with shuttles available. Call (863) 676-1408 or visit boktoberfest.comfor more information

100 Years Ago…Artifacts On Display

“Titanic: The Artifact Exhibition” opens

October 6 and runs through March 3, 2013. The five-month exhibition features artifacts designed to tell compelling human stories from the RMS Titanic’s last journey. Perfume, china and many other authentic objects offer emotional connec-tions to the lives abruptly ended or forever altered when the ship sank. 100 years later, the Mahaffey Theatre in St. Petersburg will pay tribute

to the tragedy through an interactive program including components from The Titanic Mapping Project™, which shows the exact locations of artifacts recovered from the wreck site, creating a scatter

pattern on the ocean floor; video footage explaining in detail how Expedition 2010 came to fruition and the technological breakthroughs that guided the expedition (ROV and AUV vehicles and cameras). Advance tickets for the exhibition are priced at $19.12 (to commemorate the year of the Titanic’s ill-fated

voyage) with discounts for children, students, seniors, military and groups. For more info, visit TheMahaffey.comor call (727) 892-5767.

A F T E R 50

After the Walk Join us

at the...

Nov. 14, 201210 am – 3 pm

Largo Cultural Center

One mile “FUN” Walk around Largo Central ParkWalkers Receive:

T-Shirt to first 100 walkers registered by mail, Continental Breakfast, Sponsor “Goodie” Bag &

GRAND PRIZES to the Winners!

November 14, 2012Largo Cultural Center

105 Central Park Dr. • Largo, FL 33771Registration begins at 8:45 am • Free Parking

Warm Up by Silver SneakersWalk starts at 9:15 am, $4 minimum donation for Meals on Wheels

Please make checks payable to: News Connection USA, Inc.

SIGN UP TODAY!

FREE!

LARGO

Sponsored by...

Join the Fun! SEND This Walk Form Today!Fill out ths form and mail it with your $4 donation to:News Connection USA Inc., P.O. Box 638, Seffner, FL 33583-0638

YES! I would like to join the Fun WalkMAIL IN DEADLINE Nov. 8 or Register at the

Largo Cultural Center 8:45 am, November 14, 2012

Name

Address

City

Phone

Signature

Age

Zip

DateIn consideration of our acceptance of this entry, I for myself, my heirs, devises, executors, administrators and assign hereby waive, release, discharge any and all claims against Largo Cultural Center, or anyone sponsoring or conducting this event or thier employees, representatives or successors for any and all damages or injuries I may suffer. I hereby, grant permission for the free use of my name and pictures in any broadcast or account of this event.

Presents the 8th annual...

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Premier Sponsor:

WALK STARTS

AT 9:15 AM


BRIDGE BITESFrom The

American ContractBridge League

A Hold-UpPlay

BY BRIAN GUNNELL

After N-S reached 3NT, East, figuring that his side had a

profitable sacrifice, offered his partner a choice between 4♥ or 4♠. This pushed N-S to the perilous contract of 5♦, which, as you will see, Declarer is about to bungle. Against 5♦ West leads the ♠K, won by Dummy’s Ace and trumps are drawn. Declarer can count 10 top tricks, but where is the 11th? Not the ♥K as West needs the ♥A to justify his Takeout Double. That means that a 4th Club trick is required. Are Clubs 3-3? Let’s count the hand. East bid both majors and is no doubt at least 4-4 in

those suits. He also showed up with 3 Diamonds. That leaves two Clubs at

most. But would East bid so much with 4=4=3=2 distribution and virtually no HCP? No, it seems more likely that East is 5=4=3=1 and, if so, Declarer must hope that East’s Club is the Jack or Ten or Nine. She cashes the ♣A and, seeing East’s Ten, prepares to take an impressively deep finesse of the Eight on the second round! Well counted for 11 tricks except for one tiny detail. That’s right, West can also count and he inserts the Nine on the second round of Clubs. Now Declarer

is locked in Dummy with no safe way back to his hand (if he plays a Spade, East will be sure to win and fire a Heart through). Down one. Declarer’s play was flawless right up to the point where he called for Dummy’s ♠A at Trick 1. Instead, he must hold up the Ace and win the sec-ond round. That way, later in the play, he can get safely back to hand with a Spade ruff and take that second Club finesse. Yet another contract bites the dust because of hasty play at Trick 1. Visit acbl.org for more about the fascinating game of bridge or email [email protected]. To find a bridge club in Florida, go to district9acbl.org/D9Clubsmap.htm.Bridge article provided courtesyof St. Petersburg Bridge Club:www.stpetebridge.org.

727.892.3337 or www.FloridaOrchestra.orgFor group savings (10 or more) : 727.362.5443

Join The Florida Orchestra for

Music in the Morningsat one of our two matinee series!

Coffee Concert SeriesEnjoy complimentary coffee and doughnuts as well as lively commentary by the conductor and Pre-Concert Conversations in the hall one hour before curtain. The 7-concert series in St. Petersburg starts at $134, and a 3-concert package in Clearwater starts at $58.

Progress Energy Morning MasterworksThis 3-concert matinee series is designed for fans who love hearing our traditional, classical Masterworks programs and prefer attending daytime concert performances. Prices start at $90.

Subscribers to both series receive all of the Premium Package benefits, including premium reserved seats and free flexible ticket exchanges.

First Coffee Concert of the Season November 1!Music of the HomelandStuart Malina conducts this morning Coffee Concert featuring select movements from Sibelius’ Finlandia, Dvorak’s Slavonic Dances Nos. 7 & 3, and Enesco’s Rumanian Rhapsody No. 1.

Thu, Nov 1, 11am Progress Energy Center for the ArtsMahaffey Theater

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as B

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Season

Sponsored by:

TFO-Senior Connection-October.indd 1 9/20/2012 4:40:07 PM

Join Us Each Month for Puzzles, Information and Events!

ONLY $12 A YEAR

SEND IN YOUR NAME, ADDRESS AND $12 TO BE CONNECTED

MAIL TO: NEWS CONNECTION USA, INC.

P.O. BOX 638SEFFNER, FL 33583-0638

CALL 1-888-670-0040 FOR DETAILSVisit www.lifestylesafter50fl.com

Insurance DiscountsFor Mature Drivers

Have a Florida’s Driver’s License and are 55 years of age or older?

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certifi cate for you to turn into your insurance company to receive your discount for a three year period.

Take Your Mature Driver Course On The Internet!If you have a Florida Driver’s License and are 55 years of age or older, you are now eligible to complete motor vehicle accident prevention course that will allow you to receive a mandatory reduction on your insurance rate for three years.

Florida Department of Highway Safety & Motor Vehicle Approved Course

To Register go to:www.seniordriverclass.comor call 1-800-771-2255


Keep Your Wallet Happy with These Ideas for Staying in ShapeIf you’re feeling pinched financially

but want to get in shape, never fear. You don’t have to invest in a costly gym membership. You don’t need to buy the latest high-tech treadmill or elliptical machine for your home. You just need some ideas—and motivation. Cleveland Clinic Sports Health exercise physiologist Heather Nettle, M.A., suggests six ways to exercise that won’t strain your budget:

1. Walking. Walking for 30 minutes a day can help you lose weight, con-trol your blood sugar and lower your cholesterol and blood pressure. When it’s hot outside, try mall-walking or walking at a local indoor track. Can’t do 30 minutes? Three ten-minute walks per day work just as well. Cost: You’ll want to invest in good walking shoes. These range from $60 to $120 at sporting goods stores. Running shoes work, too, but can be pricey. Replace shoes every 400 miles or twice a year, whichever comes first.

2. Exercise balls. Using an exercise ball will help you keep your abdominals, back and hips strong. It can also help you improve your balance and agility. Use the exercise ball for stretching after workouts, too. You can find good exercise ball routines online. Cost: Exercise balls come in differ-ent weights and materials. They run from about $8 to $50 at sporting goods stores. Printing out an online exercise ball routine will just cost you printer ink and paper.

3. Dumbbells. Dumbbells can help you gain strength or maintain it. Weights range from 1 to 50 pounds. Start with the weight range that works best for you. When you feel ready, increase the load. Be careful, though—using weights incorrectly can lead to injury. Use your weights in front of a mirror to check your posture. If you have questions, consult an exercise expert.

Cost: Depending on their weight and design, dumbbells range from $3 to $50 in stores. You can also find a reasonably priced set of small weights on a stand.

4. Callisthenics. Forget past memories of gym class and focus on how well you’ll tone your body with push-ups, crunches, squats, lunges and leg lifts.

Cost: This is the least expensive way to exercise. All you need are comfy workout clothes.

5. Exercise DVDs. When it comes to video workouts, there’s something for everyone: Pilates, yoga, Zumba®, kickboxing, even “Bollywood” dance. Using an exercise or dance DVD is like taking your own private aerobics class. However, don’t overdo it.

Cost: Exercise DVDs cost very little, considering how often you can use them. Many DVDs can be purchased online for $6 to $20. Choose what you

like and build up a collection, then vary your routine. Local libraries

also carry a few choices to help you add to the variety without

spending anything.

A word of caution Before starting or

drastically changing any exercise program, discuss your exercise plan with your doctor to make sure it is safe.With help, you can find a safe, affordable, effective way to stay in shape.

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Seniors Getting TogetherTO RESPOND TO AN AD

Write a letter to the person you want to contact. Place that letter in a stamped en-

velope and write the ad number on the bot-tom left hand side of the envelope. Place

your stamped, numbered envelope(s), along with $2 for each letter enclosed, into

another envelope and address it to:News Connection USA, Inc.

Seniors Getting Together1602 S. Parsons Ave.,Seffner, FL. 33584

TO PLACE AN ADSend your ad, stating what category you

would like it placed in, your edition(s), along with a $6 fee for 30 words (25¢ for each additional word, abbreviations not charged) to the News Connection USA, Inc. address listed above. Ads received

by the 15th of the month will appear in the following issue. No more than three ads will be accepted each month per person. The editor reserves the right to edit any ads for

space or content. In order to protect our readers’ privacy, we will not include phone numbers, e-mail or home addresses in the ad copy. City or area included at no charge.

SOH, ND, M or F. St. Petersburg.4176 LADY SEEKS SAVVY GENT active—swims, hikes, day trips, concerts. WW, W, C, F, NS, ND, R, 5’2”, HWP, 70s—holistic, Palm Harbor.4178 SEEKING COMPATIBLE GENTLE-MAN 55+ I’m 5’4”, 120, ISO sincere, NS, ND, understanding, FF and companion. I walk, read, sight-see, relax, music. HWP, picture. Looking for romance. Pasco County.4180 W, WW, HEALTHY, BLONDE attrac-tive 70’s lady ISO 70 – 80 gentleman who enjoys travel, home, food, shows, going out + one cat. Recent relocation to Sun City.

MEN SEEKING WOMEN

4167 ISO EASYGOING SWF 45 – 65. M,W, R, D, 62, 6’1”, 170, NS, ND, FF, LTR maybe, SOH and TLC. Likes pets, swimming, beach walks, bicycles, tv, movies, similar. Hudson. 4173 WM SEEKING DISABLED W WOMEN C, ND, NS for LTR romance com-panionship. 58 to 70. No weird baggage. St. Petersburg – Pinellas County only. Phone appreciated, write. St. Pete, FL.

WOMEN SEEKING MEN4119 SEEKING CHRISTIAN GENTLE-MAN Former airline stewardess and model, 5’4”, 104 lbs., widow, slender, white with Ph.D. in healthcare. Fulbright scholar, eats healthy and exercises. Likes sports and animals. Loves the Lord. Florida.4158 WW ASIAN LADY ISO healthy, active W/SOH, NS, W gentleman 60 – 70 YY for FF and companionship who would like travel to SE Asia and day trips in USA. Please send recent photo. North Pinellas.4174 W F ISO HEALTHY, FUN-LOVING FRIEND companion for dining, movies, beaches, cruise travel, loves to cook,

Attention SGTers!Screen respondents carefully. Always

meet in public places and have your own transportation. Don’t divulge your home

address. Be sure to provide a way for your correspondent to respond to you – phone number, e-mail address or Post Office Box address. Contact the authorities if you feel

threatened or harassed by an individual. Be patient and careful – a good relationship and

your personal safety are worth the wait!

RUN YOUR AD FOR ONLY $6 A MONTHSENIORS GETTING TOGETHER

Personal Ad PlacementDeadline for ads is the 15th of the month prior to placement.

Mark The Edition(s) You Would Like To Run Your Ad In: Hillsborough & Suncoast (Pinellas/Pasco) Lake/Marion Counties

Southwest/Charlotte (Fort Myers/Port Charlotte)Ad Copy • Please Print Neatly • 30 Word Limit

If more room is needed, please use separate sheet. Mail this form along with$6 for each ad per month (add $4 for each additional edition/market in the same month).

We cannot accept your ad without it. This information is confi dential.

Name:

Address:

City: State: Zip:

Phone: E-mail:

MAIL TO: ATTN. / SENIORS GETTING TOGETHER, NEWS CONNECTION, USA, INC. • P.O. BOX 638., SEFFNER, FL 33583

Only $6 to place an ad!

Title (First 4 Words):

City(No Charge):

4177 SEEKING HEALTHY FEMALE 70 – 79 YO. WW, NS, ND, FF. Someone honest, tired of being alone, wakling, talking, dining out, fitness, can have good conversation. Brandon.4179 SEEKING MY LAST LOVE Financially secure, in-shape 68 year old widower seeking my last love. Slim lady to share my life. Photo and bio appreciated. Will answer all. Leesburg.4181 BALLROOM DANCING PARNTER WANTED No beginners, please. NS, ND, NDrg. Willing to take argentine tango lessons with this 50-year dancer. Fluency in German or Polish welcomed.

Commonly Used Abbreviations:F-Female, M-Male, S-Single, D-Divorced, WW-Widow, A-Asian, B-Black, H-Hispanic, I-Indian, W-White, C-Christian, J-Jewish, YO-Years Old,

YY-Years Young, ISO-In Search Of, SOH-Sense Of Humor, SM-Smokes, S-Light Smoker,

NS-Non Smoker, ND-Non Drinker, SD-Social (Light) Drinker, DR-Drinks, NDrg- No Drugs, LTR-Long Term Relationship, HWP-Height &

Weight Proportional, R-Retired, P-Professional, FF-Friendship First, TLC-Tender Loving Care.

Join Coastal CleanupOn October 20, you

can join a number of groups in the area and help clean up our waterways, especially the Hillsbor-ough River. Pre-Register by choosing your loca-tion online and submitting your pre-registration form. Locations are listed on the website at KeepTampaBayBeautiful.org.

Be a part of actual cleanup or data collection from the event. After cleanup, join the Rollin’ on the River Rally at Lowry Park for games, contests, live music, free food and environ-mental education booths. Visit KeepTampaBayBeauti-ful.org or email dpacker@

KeepTBB.org, or call (813) 221-8733 for more information.

Time for PecansThrough Oct. 31, the women of

Brandon First United Method-ist Church will be taking orders for fresh pecans. All profits from the sales go to local charities. One pound bags are $10; five-pound boxes are $45. email orders to [email protected].

Cell Phone TipsMetro PCS offers this phone tip:• Don’t get stuck—Keep an extra cell phone charger in your kitchen or bedroom to avoid a dead battery. Phones that use ample data during web browsing and texting drain batteries faster than normal.


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Senior Connection • June 2005 • page 36

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A F T E R 50

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Selected photos will be published in upcoming issues of Lifestyles After 50 magazine. Photos will be on display at the

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Enter Now!

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Mail to: News Connection USA, Inc. P.O. Box 638, Seffner, FL 33583-0638

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Entries must be received by Nov. 7, 2012 to be entered in the Photo Contest. (Send your photos in early so we can share them with our readers). Photos will be returned within 45 days after contest ends, if you include a self-addressed stamped envelope (large enough to fit your photo) and name and address on the back of the photo.

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Long-Distance Bonding Ideas for Grandparents

1. Mail Call!—Texts. IMs. Facebook. Twit-ter. Email. Our computers offer us a multitude of ways to communicate with our grandchildren. However, unlike email or texts, “snail mail” gives kids a tangible reminder of you that they can hold in their hand, enjoy over and over again and even take to school for show-and-tell.

2. Be a Puzzler—Are you an artist, or just a doodler? Instead of sending your grandchild a picture, why not make it more fun by turning it into a jigsaw puzzle? You can buy blank puzzles for un-der $1, in a variety of shapes and sizes, that you can decorate with a picture. If you aren’t so artistic, write a message written in marker. Many puzzles even come with an appropriately-sized envelope.

3. Create a Fantasy Sports League—Ignite a friendly rivalry between you and your grandchildren by inviting them into your fantasy sports league. A little trash talking never hurt anyone—poking fun at each other’s general management style will reveal a carefree and clever side of you that may be new to your grandchildren. Beware: Age and experience are not always advantages.

4. Play 20-Questions via E-mail—This can be an ongoing game, with you setting the level of difficulty higher and higher. The neat thing about doing this by email is that it’s a process that can take a few days or a few weeks. The continuous back-and-forth helps keep the lines of communication open.

5. Create a Postcard Clue Game—Postcards happen to be the perfect size for a knock-knock joke or a game of “Unscramble the Word.” Use the first card to ask a question, like “Where will we go on your birth-day?” Then send the answer, one letter or clue to a card, such as: I, S, F, I, G, H, N. Your grandchild can unscramble them to discover the answer: FISHING. You can send your grandchild an album to hold onto all those postcards, too.

6. Start a Book Club—Book clubs aren’t limited to living rooms, thanks to Skype, software that offers free calling services. Using webcams, as many as ten people can participate in a book club through Skype’s conference-call option, depending on your computer. You’ll have valuable face-time while the group discusses the impact that J.K. Rowling, author of the Harry Potter series, had on the explosion of children’s fantasy novels. Allow your grandchildren to direct the readings, which will give them pride in sharing their knowledge with you. From Grandparents.com, a resource and social media website for today’s grandparents. The website offers activities, discussion groups, expert advice, ten monthly newsletters and a Benefits Club with discounts on thousands of goods and services.


Have you ever said to yourself“I’d love to get a computer, if only I could figure out how touse it.” Well, you’re not alone.Computers were supposed tomake our lives simpler, butthey’ve gotten so complicatedthat they are not worth thetrouble. With all of the “pointingand clicking” and “draggingand dropping” you’re lucky ifyou can figure out where youare. Plus, you are constantlyworrying about viruses, spamand freeze-ups. If this soundsfamiliar, we have great newsfor you. There is finally a computer that’s designed forsimplicity and ease of use. It’sthe WOW Computer, and it wasdesigned with you in mind.

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From the moment you openthe box, you’ll realize how different the WOW Computeris. The components are all connected; all you do is plug itinto an outlet and your high-speed Internet connection.Then you’ll see the screen.This is a completely new touchscreen system, without thecluttered look of the normalcomputer screen. The “buttons”on the screen are easy to seeand easy to understand. Allyou do is touch one of them,from the Web, Email, Calendarto Games– you name it… and a new screen opens up. It’s

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Until now the very people who could benefit most fromE-mail, and the Internet arethe ones that have had thehardest time accessing it. Now,thanks to the WOW Computer,countless older Americans are discovering the wonderfulworld of the Internet every day. Isn’t it time you took part?Call now, and a patient,knowledgeable product expertwill tell you how you can try it in your home for 30 days.

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Is Your Loved One Safe in the Hospital?Anyone facing a

hospital stay has probably heard the advice: Take someone with you. After all, patients need a loved one to lend support, ask questions and serve as a care partner and advocate, right? But without medical training or experience, how do those care partners know what to ask, how to ask or what precautions to take? Too often, they aren’t prepared. Karen Curtiss’s tragic family stories combined with her diligent research makes Safe & Sound in the Hospital a book to educate patients and their families about hospitaliza-tion. The book provides a series of practical tips, creative tools and quick checklists that care partners can use to help prevent common hospital hazards and promote a safe recovery.

She offers tips and guidance such as:

• Keep your loved one safe from infection.

• Make sure everyone—es-pecially doctors and nurses—washes his or her hands before touching your loved one. Make colorful tent card signs for your loved one’s room with messages like “Thank

you for washing your hands!” or “For my safety, please wash your hands.”

• Clean TV remotes, door knobs, tele-phones, bed rails, call buttons, faucets, toilet flush levers and personal items with alcohol wipes and bleach wipes to help zap Superbugs and C. diff spores. Repeat cleaning after every touch or brush with clothing (doc-tors’ jackets and scrubs and nurses’ uniforms are like Trojan Horses, carrying bugs all over the hospital).

• Speak up and ask ques-tions. Get to know every-one who takes care of your loved one. Ask questions in a friendly, respectful way. Don’t be afraid to admit if you don’t understand their answers and need a ‘plain English’ translation.• Find out how to call for a Rapid Response Team if you feel like your loved one is going downhill and no one seems to be taking action. Trust your gut; you know your loved one best. • When possible, schedule surger-ies mid-week and avoid holiday times. If complications arise, you’ll want to be able to reach your doctor and the “A” team.• Ask the nurse to pause and double-check each medication just before it’s given. Verify the prescription, the dose and intended patient. NEVER inter-

rupt a nurse in the middle of administering a drug unless you sense a mistake. • Virtually every patient is at risk to take a fall. Look for items in the room that might cause a trip, and bring non-skid socks or slippers for your loved one to wear. Ask the nurses about a cane for your loved one to use. Make

sure someone is available to help your loved one to the bathroom and back. It’s so important for families to be engaged and vigilant and to have their eyes wide open when someone they love is in the hospital. Safe & Sound in the Hospital provides the information and tools they need to safeguard their loved one’s care. It’s a better gift than flowers. For more information, visit safeandsoundbooks.com.

Crazy Legs Walk Brings Friends and Fun Together!

Last month, Lifestyles After 50 celebrated the 16th annual

Crazy Legs Walk and Fun Fest at the Brandon Community Center. Over 750 people came out for the event, making it a fun success that included exhibitors, bingo, music and free health screenings. Folks that participated in the 1-mile Crazy Legs Walk received t-shirts and a continental breakfast.

The walk also included a scavenger hunt along the route. “I always have a good time at these events,” said Doris Prokopi of Tampa. The Lifestyles After 50 Fun Fest helps promote and raise funds for the Tampa Bay Se-nior Games each year. This year’s games will be held Oct. 1 through Oct 12, 2012, and will celebrate 32 years.

The Games qualify people 50 and older to enter into the State Games and then go on to the National Senior Games in Cleveland, Ohio, July 2013. To learn more about the Tampa Bay Senior Games, go to www.hillsboroughcounty.org/parks. For the State and national games, go to www.nsga.com. Lifestyles After 50 magazine presents events throughout the year. Each event provides fun, education,

entertainment and information for people 50 and older. To learn more, go to lifestylesafter50fl.com. Join us for our next event on Oct 5 in New Port Richey. See you there!

Photos By Tina Brunner

Congratulations to our Walk Winners! Ladies: 1st – Ruth Peterson;

2nd – Mary Davis; 3rd – Doris Prokopi.

Men: 1st –Willie Davies; 2nd – Tony Curtis; 3rd – Tony Ruvalo.


Memory Pill Does for the Brain What Prescription GlassesDo for the Eyes, Claims US Surgeon General Candidate

Remarkable changes observed, helps restore up to 15 years of lost memory power in as little as 30 days!SPOKANE, WASHINGTON –

Help is on the way for thosewho routinely lose their car keys,forget to call people back, ormisplace their TV remote control.

Just like a good pair of glassescan make blurry vision, sharp andcrystal-clear, there’s a new, doctor-recommended memory pill that cando the same thing for your brain,sharpening your memory andmental powers, and making thatslow-thinking, sluggish brain assharp as a tack.

In controlled research studies,the prescription-free formula,known as Procera AVH® has beenshown to increase memory, mood,and mental clarity, but it does muchmore than that.

TimeTravelforYour Brain?

If you have ever dreamed oftraveling back in time, this drug-freecompound may be the next bestthing.

During research trials at theprestigious Brain Sciences Institute,clinical researchers witnessed aremarkable transformation in study

participants’brains.Over a period of a few weeks,

scientists observed the formula“biochemically coaxing” agingbrains to function more youthfully,helping restore the speed, memoryabilities and mental powers enjoyedas far back as 15 birthdays ago.

Younger Brainin 30 Days?

If the results of this random-ized, double-blind, placebocontrolled study, published inJANA, a leading scientific journal,are to be believed, it is entirelypossible that you can get your new,younger-functioning brain in aslittle as 30 days.

This is old news for RobertHeller, MD, Emeritus ProfessorUCLA Medical School, who usesand recommends the formula

“It’s not a drug,” says Dr. Heller,“it’s a nutritional supplement thatcan help a foggy, sluggish brainbecome a sharper, quicker, andhealthier brain.”

Wake Up CallforTired Brains

For years, Dr. Heller looked foran effective solution to patients’complaints about mind andmemory.

“I searched for a remedy ortreatment that could help mypatients, even friends and family,regain the memory and mentalsharpness we all seem to lose withage. I am quite happy to nowrecommend ProceraAVH as it givesthe brain much needed supportagainst free radicals, inflammationand improve the decline in neuro-transmitters, and blood flow andoxygen.”

“It’s like reading an eye chartwith the right pair of glasses insteadof an old pair of lenses. Everythingcomes into focus, your brain is morecrisp, more focused, clearer, andsharper.”

Dr. Con Stough at the BrainSciences Institute concurs, “It’s afairly unique, fast-acting processthat pumps the brain full of moreenergy, improves blood circulationto the brain and increases thekey neurotransmitters that areresponsible forcognitive functioning.”

Elizabeth K. of Rochester, NewYork experienced a night-and-daydifference in her mind and memory.

At the age of 54, her memorywas declining at an “alarming rate.”

“I was about to consult aneurologist when I read aboutProceraAVH.” Elizabeth decided togive it a try.

“It took about a month for thememory benefit to kick in. Sixmonths later, even my husband wasimpressed with my improved mem-ory. And I am very happy with myrenewed mental clarity and focus!”

A ‘Bonus’ Effect?Elizabeth was pleasantly sur-

prised with one of the formula’s‘bonus effects.’

“Within a week I felt a wonder-ful change in my mood. It wassuch an unexpected bonus,” smilesElizabeth.

Pharmacist Gene Steiner,Pharm.D, was relocating to anotherstate and was apprehensive abouttaking the state board of pharmacyjurisprudenceexamination,adauntingexamination that tests a candidate’smastery of pharmacy law.

Dr. Steiner took Procera AVHdaily for two weeks prior to the test,and passed with flying colors. “The

recall I experienced was nearfantastic,” says Steiner.

Curiosity piqued, Dr. Steinerdid his own research to learn moreabout the formula

He read about a US cognitiveresearcher who had taken a newapproach to treating memory loss,addressing the “energy crisis” thatoccurs naturally in human brainsaround the age of 40-50.

Author, researcher, preeminentbrain expert, and lead formulator forProcera AVH, Joshua Reynolds,explains, “One-third of your brain-power may be lost by the age of 40,and 50 percent may be lost by theage of 50!”

Half-Blind...and Can’t See It

“If you were to lose half yourvision, essentially go half-blind, youwould surely notice it,” saysReynolds.

“ B u t t h egradual loss ofmental acuityand brainpowerover many yearsmay be too sub-tle for people tonotice.”

This explainsw h y m a n yProceraAVHusersseem surprisedat the effects.

Mark S. inAlego, Texas,wa s wo r r i e dabout being athis best duringsales calls.

“I really needed something tohelp with mental clarity, focus andmemory. I have to be at my bestwhen I meet with clients.”

Shortly after he started takingProcera AVH, Mark was amazed athow sharp and mentally focused hewas during his appointments.

“It was definitely a noticeable

difference. I was very pleased withProcera AVH and happy to know itwill help me stay at my best.”

Neural Pathways,Energized!

Three clinically validated brainenergy nutrients in Reynolds’ for-mula have been shown to “light upaging brains like a Christmas tree.”

Procera revitalizes tiredsluggish brains cells with a freshsupply of oxygen and key vitalnutrients. Plus, it helps restoredepleted neurotransmitters, whichincrease and enhance alertness,concentration, and memory.

“We inc luded ace ty l - l -carnitine, a natural modified aminoacid with a proven record of memoryenhancement,” says Reynolds.

“It’s the same brain nutrientfound in cold-water fish, but you’dhave to eat over 20 servings of fishto get what’s in one daily dose ofProcera AVH.”

The formula also containsvinpocetine, a substance that helpsdeliver increased oxygen andglucose to your brain.

“Vinpocetine helps increasecirculation in the brain, so yourbrain feels more alive, like a breathof fresh air,” says Reynolds.

The third ingredient is huperzine,a potent plant chemical shownto improve learning and memoryat all ages.

“Students can do better inschool when they take it,” adds

Reynolds. “And the US governmenthas been studying huperzine’sneuroprotective powers against thebrain-damaging effects of pesticidesin food.”

Se lwyn Howel l c red i t sReynolds’ memory pill withbolstering his confidence.

“It helped me speak out morethan I used to. I am growing moreconfident every day.”

Carey S. reports, “I feel somuch more focused and with thenew energy I’m now ready to tacklethe things I’ve been putting off foryears!”

Get a FREE Bonus BottleAnd a FREE Book,Too!Try Procera AVH Risk-Free

todayandreceiveaFreeBonusBottlealong with a free copy of medicallyacclaimed, 20/20 Brainpower: 20Days toA Quicker, Calmer, SharperMind!, a $20 value.

Procera AVH is the leadingUS brain health supplement. It isclinically shown to quickly helpimprove memory, focus, concentra-tion and mental energy! And itcomes with a 90-day satisfactionguarantee so you can experience thelong-term results risk-free, too!

Free RapidDetox Formula

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This is a special introductoryoffer and supplies are limited,so call now.

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This product is not intended to diagnose, treat, cureor prevent any disease. These statements have not

been evaluated by the FDA.

A randomized, double-blind,placebo-controlled study on whatmay be the world’s first trulyeffective memory pill wasconducted at this universityresearch facility. Age-related vision loss is easily

corrected with glasses. A noveldrug-free compound has been foundto help restore age-related memoryloss and poor mental focus in as littleas 30 days.

Emeritus Professor, UCLAMedical School, Robert Heller,MD, uses and recommends adrug-free method to increasememory, mental focus andconcentration.

Days beforeseeing aneurologistfor her “alarmingrate” of memoryloss, 54-year-oldElizabeth K.,Rochester, NewYork, discovereda natural memorypill that changedher life.

10 X 9.8125 mat life tennessee color:Layout 1 9/13/12 2:52 PM Page 1


A Sunroom Can Perfect Your Florida Lifestyle

Sunrooms make a great addition to your Florida home. When you

think of adding a sunroom, consider these types and decide how you will use your addition: Knee-Wall Rooms Knee-wall sunrooms feature walls of glass with a short wall, about knee-height, that runs from the ground to the windowsill. With knee-wall sunrooms, you get a great view and a modest amount of privacy. Knee-walls are especially nice because you can run electrical wires through the wall, which you can’t do with glass or screening.Solariums and Conservatories Solariums and conservatories make beautiful sunrooms, because they normally contain insulated glass that

can be heated or air conditioned, allowing you to use the room all year long. Sometimes known as green rooms, solariums and conservatories

can be built with a knee-wall or full-length glass.Seasonal Sunrooms Seasonal sunrooms are exactly what the name suggests—seasonal. These sunrooms are usually built with single pane glass

windows. Unlike solariums and con-servatories, seasonal sunrooms are not heated or air conditioned so they are used here in spring, summer and fall.Screened Patios Screened patios are a great way to enjoy the outdoors, weather permitting, and are often the most economical sunroom available.Information from homeguide123.com.

Symphonies, Simon & GarfunkelThe Florida Orchestra kicks off

the season in October with lots to choose from, including music by Beethoven, Schumann, Bernstein, Rachmaninoff, Sibelius and even Si-mon and Garfunkel. Most concerts are available at $15, $30 or $45, and the orchestra even has two free Pops in the Park concerts this month as well. The Tampa Bay Times Masterworks series opens the season with pianist Sara Davis Buechner exploring Bernstein’s Symphony No. 2, The Age of Anxiety. The concert also includes Beethoven’s Coriolan Overture and Schumann’s stately yet joyous Symphony No. 3, Rhenish. Stuart Malina conducts. Oct. 12, 13 and 14 in Tampa, St. Petersburg and Clearwater. For the opening concert of the orchestra’s new rock series, it’s a celebration of folk-rock duo Simon and Garfunkel. Vocalists A.J. Swearingen and Jonathan Beedle capture the magic of this famed duo with Feeling Groovy,

Bridge Over Troubled Water, and other favorites. Michael Krajewski conducts. Oct. 19, Mahaffey Theater. Two free Pops in the Park Concerts will offer a lively mix of familiar classics and popular favorites under the stars on Oct. 20 (Vinoy Park) and 21 (River Tower Park). Bring a picnic dinner. Canned food donations encouraged for Tampa Bay Harvest’s food drive. Both concerts start at 7 p.m. The Tampa Bay Times Masterworks series continues with Concertmaster Jeffrey Multer performing Sibelius’ beautiful Violin Concerto, paired with Rachmaninoff’s Symphony No. 2. Marcelo Lehninger conducts. Oct. 26, 27 and 28 in Tampa, St. Petersburg and Clearwater. The orchestra performs at the Straz Center in Tampa, Progress Energy Center for the Arts - Mahaffey Theater in St. Pete, and Ruth Eckerd Hall in Clearwater. For a free season brochure or to order a series package: www.floridaorchestra.org or 1-800-662-7286.

Television Acoustics Breakthrough ➻The private TVlistening systemyou’ll want touse… even ifthere’s no oneelse in the room!This new Personal TV Listening System (PTLS)can help millions get more outof their favorite past time.

If there is one thing people like to argueabout… it’s television. Even if they can agree what to watch, most people

disagree about the volume. That’s becausemost people require different volume levels, in order to understand and enjoytheir favorite shows and movies. What’smore, if one of them is doing somethingelse, like reading or sleeping– the last thingthey want to hear is a blaring television.When forced to compromise and listen toTV at the same volume– everyone loses.Now, thanks to innovative digital audiotechnology, anyone can listen to the TV at the volume they desire without disturbing others. Best of all… the audio isso spectacular you’ll want to use it all the time. Here are a few reasons why the PTLS is the best thing to happen to television since the remote.

High Definition Audio.TV video technology has improved dramatically in the past few years, but the audio quality has remained relativelyunchanged. Unlike other comparable systems, PTLS provides performance quality stereo sound (up to 120dB)–putting you in the acoustic sweet spot ofthe room– no matter where you are sitting.

Fully Customizable. The Adjustable Digital Tone controlenhances dialogue clarity and intelligibilityto suit your hearing. You’ll hear everythingfrom stage whispers to lifelike sound effects.

Lightweight and comfortable. This system is designed to rest on yourshoulders with small, powerful earbuds

that bring the sounddirectly to your ears.The hi-fidelity passive noiseisolation speakers stay gently in your earswithout creating pressure or discomfort.

Easy to set-up and use.This plug and play system comes witheverything you need and the powerfultransmitter covers a room up to 35 by 35feet. It features rechargeable batteries that give you up to 24 hours of listening from a full charge.

Exclusive home trial.Why spend time arguing with your lovedones when you could be enjoying yourfavorite TV shows and movies togetheragain. The PTLS comes with firstSTREET’sexclusive home trial, so if you are notcompletely satisfied with it for any reasonyou can simply return it within 30 days fora full refund of the product purchase price.Call today

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FREE INFORMATION SERVICELifestyles After 50

for information please return completed form to:News Connection USA, Inc. • P.O. Box 278 • Laurel FL 34272-0278

Name:

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SEND INFORMATION ON AREA(S) CHECKED BELOWAUTOMOBILES:o Automobile Saleso Maintenance and Repairso Recreational VehiclesRESIDENTIAL LIVING:o Mfd/FactoryBuilt Homeso RV Resorto Senior Apartmentso Villa/Condo/Single Familyo Golf Community

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TRAVEL:o Cruises o Land Tourso Hotels/ Resortso Local Attractions

Here Come the GymnastsThe 2012 Kellogg’s ®

Tour of Gymnastics Champions, a national tour featuring Team USA’s Olympic star gymnasts, is coming to Tampa Bay Times Forum on Oct. 28. See 2008 Olympic all-around cham-pion Nastia Liukin lead an impressive cast that will include members of the men’s and women’s 2011 World

Championships and 2012 Olympic teams, along with past Olympians and U.S. medalists in men’s, women’s,

rhythmic and acrobatic gymnas-tics and trampoline and tumbling.

Tickets for the show begin at $25. For group ticket sales and informa-tion, please call (813) 301-6900. Advanced parking passes are available online at Ticketmaster.com.

In Sun City Center

Order your holiday fir

evergreen wreath from any Sun Cen-ter Lions member. Wreaths are $21 at the time of order. Delivered the week after Thanksgiving. Call Gene Deiss at (813) 634-1978.

The SCC Lions meet the second and fourth Weds. of the month at Sandpiper Grill, 1702 South Pebble Beach Blvd., Sun City Center. 11 a.m. (813) 633-4202.

10 “Tools That Heal and Change Your Life” speaker

at Hillsborough Metaphysical Society, Heritage Room, Atrium Bldg., Sun City Center. 10 a.m. Free. Info: (813) 383-7594.

Humanity Beyond Barbed Wire ExhibitOn view through Oct. 27, view the Florida

Holocaust Museum exhibition based on a book by Robert Billinger, Hitler’s Soldiers in the Sunshine State. It illustrates the principles of a democratic nation and the humane treatment of enemy combatants during WWII. Former German POWs look back on their treatment in the U.S. during the Holocaust. Admission to the Florida Holocaust Museum: $16/adults; $14/ seniors. Call (727) 820-0100 or visit the flholocaustmuseum.org, for information.

October Events at Jewish Center TowersFri days Mah Jongg Games. 1 to

4 p.m. No charge.10 Mel Brooks movie day. 3 p.m. 12 Mah Jongg Lessons. Preregister 17 Jet Setters South. 3 to 5 p.m.

Professor Pat Renfroe speaks on “Women Who Made a Difference.”

Location: 3001 W De Leon St., Tampa. Info at (813) 769-2809 or [email protected].

Support GroupsJohn Knox Village, 4100 E.

Fletcher, Tampa. Information at (813) 632-2443.

First Tuesdays, Parkinson’s Support Group, 1 p.m.

16 Grief Support, 2 p.m.

31 Caregiver Support, 6 p.m.


u212

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Great Senior Events! Mark your calendar for these great FREE events near

you, brought to you by Lifestyles After 50 magazine. Find great information, entertainment, health screenings, prizes,

giveaways and more! Call 888-670-0040 or visit our website at www.lifestylesafter50fl.com for details.

October 5, 2012, (10am-3pm) Lifestyles After 50 Fun Fest,New Port Richey Recreation Center, New Port Richey, FL. Live Music, Dancing, Free Bingo Games. Free Coffee & Snacks, Free Health Screenings, Prizes, Fun Walk, Senior Sports Area.

November 14, 2012, (10am-3pm) 8th Lifestyles After 50 Fun Fest,Largo Cultural Center, Largo. Live Music, Free Bingo, Free Health Screenings. “Grandkids Are the Greatest” Photo Contest! Early Morning Senior Fun Walk!

December 5, 2012, (10am-3pm) 6th Fun Fest & Jamboree!, Plant City, FL, Strawberry Festival Grounds. Live Music, Dancing, Free Bingo, Health Screenings, Sports Area. Free Coffee & Muffins. Fun Games & Prizes. Free Parking & Admission.

January 10, 2013, (10am-3pm) Lifestyles After 50 Fun Fest, Robarts Arena Sarasota, FL. Live Music, Free Bingo, Free Health Screenings. Sports Center, Free Admission.

January 23, 2013, (10am-3pm) 8th Lifestyles After 50 Fun Fest, Florida State Fairgrounds, Tampa, FL. Live Music, Free Bingo, Free Health Screenings. Sports Center, Free Admission & $3 Parking. “Grandkids Are The Greatest Photo Contest.” Fun Walk.

We Seniors

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email [email protected].

Check Us Out Online!Lifestyles After 50 Is On

and !Visit www.twitter.com/MaturLifeStyles

or click the Facebook icon on lifestylesafter50 .com for the latest news, contests and fun events in your area.

Share your comments with us!

Humana has a full range of Medicare Advantage plans. Find out more about which one could be right for you.

Y0040_GHHH9V2HH CMS Accepted TMP 10/12

Humana 2013 Medicare Advantage plans are here!

“Well, it’s a good plan. I think it’s a comfort zone for me, cause they’re there when I’m feeling ill and they’re there when I’m feeling well.”

Humana is a Medicare Advantage organization with a Medicare contract. A sales person will be present with information and applications. This is an advertisement. For accommodation of persons with special needs at sales meetings, call 1-800-372-2380 (TTY: 711), 8 a.m. to 8 p.m., seven days a week. *Some exceptions apply.

1-800-372-2380 (TTY: 711)8 a.m. to 8 p.m., seven days a week

DON’T FORGET! The Medicare Advantage annual enrollment dates are Oct. 15 – Dec. 7.*

To find ouT if a Humana plan is rigHT for you, call To scHedule an in-Home appoinTmenT or To find a neigHborHood meeTing.

Mary B. – Humana Gold Plus® (HMO) member

Documents

Lifestyles After 50 Hillsborough October 2012 edition