Lifestyles After 50 Hillsborough January 2014 edition

Vol. 25 • January 2014

www.lifestylesafter50fl.com • Hillsborough • FREE

Join us for the FUN FESTFlorida State Fair

January 2310 am – 3 pm

INSIDE THIS ISSUE• Amazing World Adventure• Eight Steps to Life’s Wellbeing• A Year of Happiness• Give Disc Golf a Whirl

Discover the Fun!

FEB. 9th – 20th, 2012

Feb. 6-17

Lifestyles After 50 • January 2014 • page 2

Please join us for a complimentary lunch to celebrate the opening of our new

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Sand Piper Grill, January 14, 2014, 11:30

RSVP (877) 433-5902

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Jeffrey G. LaBelle President & CEO

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der one roof, from CFP’s, CPA’s to wealth managers and insurance advisors

all working together for you. As a 2013 Five Star Wealth Manager award

winner and financial news reporter, I look forward to sharing with you our

unbiased approach in developing a loyal, unemotional financial plan. Live on SNN6: Market Wrap Friday at 5:00PM

& Saturday’s 6-10:00AM Comcast Channels 6 & 400. Verizon Channel


You Never Know What Will Happen When You Re-imagine Your Life

Dear Readers,

A new buzzword making the

rounds is “re-imagine,” as in re-imagining life’s possibilities and asking the question “What’s next for me?” It’s about making choices that fundamentally change your life. It can be as simple as imagining yourself if you gave up smoking and got healthier or if you started eating right and exercising more. You might re-imagine your life going back to school or creating a beautiful yard. So many possibilities! Then there are people like Don Mankin of Los Angeles, a career academic and author of books on organizational psychology. He reimagined his life and now he travels the world as “The Adventure Geezer.” I met Don recently at a travel writers conference. In December we talked on the phone and he told me he was spending the day going over his itinerary for travels in 2014. Oh, let’s see. He’s got a few things planned. He’ll be kayaking in Croatia, sailing in Indonesia, hiking in Portugal, diving in the Galapagos Islands. He has six adventure trips in all, each of them two to three weeks long. You can read Don’s article in this issue about three of his adventure travel trips last year—hiking to Machu

Pichu, crossing Russia by train, coming face to face with a lion in Namibia. The interesting thing about Don’s trips is that he’s not the only—and sometimes not the oldest—senior adventurer on his trips. Old is the new young when it comes to adventure travel.

Becoming “The Adventure Geezer” Don was an academic for 35 years, a Ph.D psychologist who taught classes, wrote books and became a university dean. About eight years ago, he was having dinner with a friend and handed the friend a copy of his recent book on business management. Don said, “My friend challenged me with some career advice: Stop working and writing in academia. The baby boomers are going to be interested in hearing about your travels.” A light went off in Don’s head. In that instant, he re-imagined his life as an adventure travel writer. “It really was almost that abrupt,” he told me. In reality, he had his lifetime of experience to draw on, like we all do. The friend knew Don was already an author and that he had always been interested in travel. He knew that when the university opened an interna-tional study program in Thailand, Don had extended work trips to Thailand for the school, visiting Cambodia, Laos and Vietnam after the work part of the trip. “It had not occurred to me to write about my travels, even though I took lots of pictures,” Don said.

He spent the next year in academia while he wrote a book proposal, found an agent and sold his fi rst adventure travel book to National Geographic. And with that, he stopped working and became The Adventure Geezer! Every year he takes extended trips that are centered on adventure. That means staying fi t. “I’m very conscien-tious about the gym. I work out with an extremely rigorous program,” he said. He said, “I’m as busy as I’ve ever been. I really haven’t had a boring day in years.” That’s a good lesson for all of us. If we are bored, it might be good to start re-imagining life and allowing ourselves to be pulled by the possibilities that are all around us, whether for adventure, service to others or—well, look for yourself at where you’ve been and what’s out there for the future. Do you need to re-imagine yourself?

Janice Doyle, Editor

Published monthly by News Connection U.S.A., Inc.

Hillsborough Edition

General ManagerDave Tarantul

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EditorJanice Doyle

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Attention Readers: The articles printed in Lifestyles After 50 do not necessarily refl ect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or dis-continue any advertisement. Our advertising deadline for the Feb. 2014 issue is Jan. 15, 2014. Magazines are out by the 7th of each month. All rights reserved.

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The Lifestyles After 50 Fun Fest scheduled for January 14 in

Sarasota has been cancelled. If you have any questions or concerns,

please contact us at 888-670-0040.


5 Ringling Bros. and Barnum and Bailey Circus new show “Leg-

ends” summons mysterious and myth-ical creatures of the past. 1 pm, Tampa Bay Times Forum. 813-301-2500.

6 AARP of Greater Brandon meets at the Community Center, 502 Sa-

die St., Brandon. 11:30 am. Program by Hearing Center of S.W. Florida. Bring bag lunch. 813-689-6590.

7 Astronomy & Telescope Viewing. Indoor presention followed by out-

door viewing through telescopes with guide. 7 pm to 8:30 pm at SouthShore Regional Library. 813-273-3652.

8 Paper Crafting For Adults. Create beautiful cards or 3D creations.

Materials provided. 1 pm, Southshore Regional Library. 813-273-3652.

9 – 26 “Heroes.” Aged WWI heroes Gustave, Philippe, and Henri plan

their escape from a retired soldiers’ home. 7:30 pm at Hillsborough Com-munity College Ybor Performing Arts Building. $15. 813-253-7623.

10 You Can Manage Diabetes! This six week program led by a

health care professional provides tools and info designed to help you take con-trol. 11 am to 12 pm at Lutz Library. Register: 813-307-8015 ext. 7111.

10 Refresh For The New Year. Se-niors Moving Forward special-

ists will help you learn how to organize and un-clutter your living spaces. 12 to 1 pm at Memorial Hospital Audito-rium. Please RSVP to 813-342-1313.

12 An Evening with Garrison Keil-lor. Writer, humorist and author;

host of the NPR broadcast “A Prairie Home Companion.” 7:30 pm at the Straz Center, Tampa. 813-229-7827.

13 Yoga 101: Intro to Yoga for Adults. Learn basic yoga

postures and breathing. Bring mat and towel.10:30 am to 11:30 am at Riverview Library. 813-273-3652.

14 Knitting at the Depot. Make chemo caps and lapghans for

patients in local hospitals. Learn basic and advanced stitches while helping others. 6 pm to 8 pm at Lutz Branch Library. Bring your own yarn and needles for this class. 813-273-3652.

16 A Dynamic Duet. Discussion about upcoming opera produc-

tion Carmen and Spain’s influence on Tampa’s history. Opera Tampa singers close with an aria from Carmen and continue entertainment at the Columbia Cafe. 6:30 pm at Tampa Bay History Center. More info at 813-228-0097.

18 Pigs in Z-Hills BBQ and Blues Fest. Car and motorcycle show,

aviation displays, a museum of military history and more. 10 am at Zephyrhills Municipal Airport. 813-782-1913.

25 Patsy Cline Tribute Show at Plant City Entertainment

Theater, 101 N. Thomas St. Tickets at the door, or call 813-754-4929.

28 Clippers Coupon Group meets to trade coupons and share sav-

ings secrets. 7 pm to 8 pm at Bruton Memorial Library, 813-273-3652.

30 Sock Hop. Pull on your poodle skirts and leather jackets for

this sock hop themed breast cancer benefit with appetizers, entertainment. 6 pm at Splitsville, Channelside. $35/adv., $45/door. 813-514-2695.

31 Barry Manilow performs at the Tampa Bay Times Forum,

7 pm. Tickets/info: 813-301-2500.

Feb. 1 Honor Ride Tampa. Choose a 20, 38 or 68-mile bike ride, South

Tampa to Citrus Park. Benefits Ride 2 Recovery, a cycling program to help in-jured veterans improve their wellbeing. $75/adv., $85/day of. 8 am at Tampa Convention Center; 818-888-7091, ext. 2.

Send Around Town news to News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583; fax (813) 651-1989 or email [email protected]. News must be received by the 10th of the month prior to event (i.e. January 10 for February event.)

Around TownW H A T ’ S H A P P E N I N G J A N U A R Y 2 0 1 4

Save your energyand focus on the important things in life.Let the energy experts at Tampa Electric show you how to save on energy costs.

When you participate in our free Home Energy Audit, one of our energy analysts will visit your home and identify areas where you can save valuable energy.

You’ll also learn about our other energy-saving programs including Energy Planner, Ductwork and more.

Visit tampaelectric.com/save to schedule your free Home Energy Audit today or call 813-275-3909.

Stop at our table on January 14 at the Florida State Fairgrounds from 10 a.m. to 3 p.m. Bring this ad and receive a free energy-saving kit, made available through Tampa Electric’s Energy Education Outreach program.

Stop at our table on February 25 at the Museum of Science and Industry from 8:30 a.m. to 1 p.m. Bring this ad and receive a free energy-saving kit, made available through Energy Education Outreach.


A F T E R 50

FEB. 9th – 20th, 2012

Inside the Special Events Building

Join the Fun! One mile “walk,” Jan. 23, 9:15 am, $3 minimum donation. Enjoy Continental Breakfast, T-Shirt, & Prizes to the Winners! Call 1-888-670-0040, go to www.lifestylesafter50fl.com for registration (MAIL DEADLINE 1/15/14) or sign up, Jan. 23 at 8:30 am.

Information 813-653-1988 or 1-888-670-0040 • www.lifestylesafter50fl.com • Directions: 813-621-7821 or 800-345 FAIR

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BY DON MANKIN

Adventure isn’t just for the young. Boomers and seniors, with time

and money to spend and the unique perspective that only age and experi-ence can provide, are now leading the way in exploring the world and seek-ing adventure. Come along on three of my favorites; then plan your own.

Trekking Lodge to Lodge to Machu Picchu As I sat in the spa sipping a pisco sour, I looked down the valley to Mt. Salkantay, the huge, snow-covered monolith at the end. I was in the Andes for the six day Mountain Lodges of Peru trek. At this altitude most every day is a challenge, but the big challenge was on the third day – a butt-searing, heart-pounding, lung-screaming five hour, 2500’ high altitude climb to Salkantay Pass at 15,213 feet. I made it, as did everybody in our group, though a few rode horses over the pass. The downhill sections, on muddy, rocky trails, weren’t so easy either. But at the end of every day there were spas, pisco sours and cold beer, comfortable accommodations and

excellent meals. The hike ends, after a short train and bus ride, at Machu Picchu, one of the most impressive of the seven wonders of the world.

Besides Machu Picchu and the physical chal-lenge of the hike, it’s the spectacular scenery that makes this trip so special. Huge domed

massifs and sheer, jagged peaks loom over lush forests and broad valleys. The air is so clear you can almost make out every crease and crevice in the snow and ice that cover them. Clouds and mist settle over the mountains and hide them from view, then lift for a few minutes to reveal peaks turned gold in the sun. Is it the most beautiful place in the world? It’s near the top of my list. Go visit and see for yourself. Traveling by Train from Moscow to Beijing As I sat on the bed in our tiny compartment, I watched the Russian countryside roll past our window. My wife, Katherine, and I were on a private version of the Trans Siberian Railroad, on our way from Moscow to Beijing on a 16-day journey through history, a history with a cast of characters and enough blood and sex for an HBO series. The trip was not just a ride through the past. The rich, complex past is shaping an even more complicated present and future. Trying to pin down what is happening in this rap-idly changing region is like shooting at a moving target, a target marked by

surprises, ambiguity, contradictions and unlikely juxtapositions – e.g., classic cathedrals and statues of Karl Marx alongside hipster bars and high tech start-ups in Moscow; attractive, vital cities in the heart of Siberia; traffic jams and construction cranes in Ulan Bator, followed by an early morning concert of traditional music in the Gobi Desert; grand monuments and funky night markets with extraordinary street food in Beijing. The train was intrinsic to the experi-ence, pulling all of the destinations together into something more akin to a movie than a sequence of discreet pho-tos. This gave me a much better feel for the region as a whole—its history, the interrelationships that shaped it, and the economic and cultural dyna-mism on display as we passed through.

If this sounds more like a graduate seminar than a trip, it is a graduate semi-nar fueled by vodka. Katherine summed it up best after a vodka tasting on the train as we rumbled through eastern Siberia: “When I drink a lot of vodka I achieve a level of clarity that does not correspond to reality.” Then she weaved her way down the corridor to our compartment for a nap before dinner.

Namibia—Raw and Wild The lion stared at me, less than 10 yards away, then growled. I cringed, realizing that with just a quick, short leap, he could pull me out of our open safari vehicle and drag me away. This lion sighting was just one of several, albeit the most dramatic, of my recent three week trip to Namibia. The highlight of those three weeks includ-ed five days in Etosha National Park, one of the largest game parks in Southern Africa, and a six-day fly-in safari to Damaraland in the northeastern corner of the country. The wildlife in Etosha—elephants, lions, zebras, giraffes, rhinos, ostriches, jackels, hyenas, wildebeests, and several different kinds of antelope—can be seen in abundance around the many waterholes that dot the parched landscape. Damaraland is more remote. It is drier and the wildlife is more dispersed. That was where I met the growling lion, on the last day of our safari. The next morning a couple who were staying in the same camp told me that they had heard a lion outside our tent in the middle of the night. I wondered if he was looking for me… Don’s trips were hosted by: Mountain Lodges of Peru, Lernidee Trains and Cruises, Namibia Wildlife Resorts and ATI Holidays (the fly-in safari). Don is author of Riding the Hulahula to the Arctic Ocean: A Guide to 50 Extraordi-nary Adventures for the Seasoned Traveler (from National Geographic Press) which The Wall Street Journal called “one of the best travel books of 2008.” Don’s personal, psychologically-rich descriptions of exotic trips for baby boomers appear in the Huffington Post and elsewhere. Read more: adventuretransformations.com and adventuretransformations.com/wordpress.

Travel

Meeting the World, One Amazing AdventureAfter Another

...The lion stared at me, less than 10 yards away, then growled. I cringed, realizing that with just a quick, short leap, he could pull me out of our open safari vehicle and drag me away...


This Month at MOSIFun things are happening at MOSI

this month—feed your brain (and your appetite) at these events:

18 – 20 Festival of Chocolate.

Chocolate indulgences, live cake decorating com-petition and the Great American Candy Run. 10 am. Tickets are $10.

Feb. 1 Einstein on Food & Wine. Fea-tures a variety of wine from around

the world, a celebration of the senses throughout the science center, samplings from local restaurants, a restaurant com-petition, live entertainment, and a charity auction to support education programs at MOSI. Tickets start at $75. 7– 10 pm.

MOSI is located at 4801 E. Fowler Ave., Tampa. Tickets and info: 813-987-6000.

Black Heritage Festival Events18 Heritage Walk for Cancer. 5K run

/walk, downtown Tampa. 7 am, Curtis Hixon Park. Free. 1-888-224-1733.

18 and 19 Tampa Bay Black Heritage Festival Music Fest.

10 am at Curtis Hixon Park, Tampa. Free. 1-888-224-1733 ext. 3143.

19 Plant City Martin Luther King Jr. Leadership Breakfast with

civic, government and faith based

community leaders honoring area educators. 7:30 am at the Plant City Campus of HCC. $25. 813-757-6760.

20 Martin Luther King Jr. Day Parade. 12 pm. Starts: 5th St. and

MLK Boulevard, Tampa; ends: 22nd St. and Osborne Ave. Free. 813-886-1375.

20 Heritage Golf Classic. 12 pm at Rogers Park Golf Course,

Tampa. $95. 1-888-224-1733.

Mark your calendars! 2015 Show is January 14–18

www.frvta.org

Tickets: 813.229.STAR (7827) • STRAZCENTER.ORG Group Sales: 813.222.1016

Events, days, dates, times, performers and prices are subject to change without notice.

SUNDAY JAN. 12

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SATURDAYFEB. 1

8 p.m. • Morsani Hall

MOZART’S

FEB. 7 & 9 MORSANI HALL

Tickets: 813.229.STAR (7827) • STRAZCENTER.ORG Group Sales (10+ get a discount): 813.222.1016

Events, days, dates, times, performers and prices are subject to change without notice.

STRAZ CENTER IT’S MORE THAN JUST A SHOW.@


Acting Is For All Ages at Patel ConservatoryBY JANICE DOYLE

“Experiencing performing arts offers individuals a freedom

they rarely find anywhere else in life,” says James Honoway. He recently added to his lengthy list of stage and TV acting positions when he played Zeus in the Straz Center’s Patel Conservatory’s produc-tion of The Odyssey. “You can see what you want to see, feel what you want to feel and no one can tell you that you’re wrong.” Now 63, the actor remembers deciding early on that he liked acting. “Something exciting happened the day I climbed into our TV cabinet when the picture tube was removed and out for repair. I remember making my brother laugh, and it was an incredible feeling.”

That feeling continued through college and afterwards as Honoway took classes and began acting in a variety of venues. He says he enjoys the challenge of “delivering a believ-

able character, or role, from deep within my soul, using the methods and techniques acquired from classes.” His profession gives him the flexibility to pursue acting af-ter business hours, as well as weekends. That flexibility led him to the opportunities at the Patel Conservatory. Shows such as The Odyssey are performance-based produc-tion classes in which students put into practice the skills

they gain in the classroom. They build theater, music and dance skills while participating in rehearsal processes that culminate in ticketed perfor-mances. And those performances offer the community yet more opportunities for outstanding cultural experiences.

When he was cast in the lead role for The Odyssey, he was the oldest cast member, and he says it made no differ-ence. In fact, Honoway continues, “The younger cast members would refer to me as ‘Papa Zeus’ and they somewhat adopted me as their on-stage father.” Ami Sallee, chair of Patel’s theater department and director of The Odyssey says, “James is a profes-sional-grade actor—a dream to work with. He is a kind and generous performer. Working with a troupe of mixed ages ranging down to 13 years, James seamlessly fit right into the mix.” His experiences at the Con-servatory lead him to recom-mend it to others because it can instill confidence and is “another method of meeting new friends.” He will continue classes and seminars, and, yes, try out for new parts in presentations.

Patel Conservatory classes and pro-ductions incorporate all ages. Ready to try it? Look for classes in beginning adult acting, techniques of acting and

scene study, on-camera acting, short workshops and much more. And perhaps you’ll spot Hanoway in spring classes that will culminate in the stage production of Oklahoma. Patel Conservatory classes for adults are available on weekdays, weeknights or week-ends. Registration is open for the January to March classes. The catalog of classes and

registration are available online at patelconservatory.org. Register also by calling 813-222-1002 or in person at 1010 N. W.C. MacInnes Pl., Tampa.Photos by Soho Images.

Actor James Honoway “Papa Zeus” Honoway takes the

stage in “The Odyssey”

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The Florida Orchestra

Tic ket s Start at $15727.892.3337 or 1.800.662.7286www.FloridaOrchestra.org

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Tampa Bay Times Masterworks

Bravo Beethoven!Jan 10-12

Raymond James Pops

Bond & BeyondJan 17-19

Tampa Bay Times Masterworks

Bartók & BrahmsJan 24-26

Raymond James Pops

An Evening of Rodgers &Hammerstein Feb 14-16

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Musicians in the SpotlightBY HENRY ADAMS

At The Florida Orchestra’s next Tampa Bay Times Masterworks

concert, Brazilian-born Marcelo Lehninger returns to conduct The Florida Orchestra in an all-Beethoven concert, featuring Irish pianist John O’Conor in the powerfully dramatic Piano Concerto No. 3. The concert opens with the Egmont Overture and concludes with the buoyant and charming Symphony No. 6, Pastorale. These concerts are January 10, 11 and 12 in Tampa, St. Petersburg and Clearwater, respectively. Enjoy free coffee and doughnuts at the next morning Coffee Concert in a program titled “Musicians in the Spotlight.” This program showcases orchestra soloists and sections of the orchestra in Britten’s Young Person’s Guide to the Orchestra, along with highlights from Beethoven’s Symphony No. 9 and Tchaikovsky’s Serenade for Strings, among other

works. January 16 at 11 am at the Mahaffey Theater in St. Petersburg. At the next Raymond James Pops concert, it’s a night of high-adrenaline music saluting spies of the silver screen. Broadway star and singer Debbie Gravitte joins the orchestra and conductor Michael Krajewski for such favorite songs from the films You Only Live Twice, Pink Panther, Secret Agent Man, Dick Tracy, Skyfall and more. A Bond film memorabilia collection will also be featured in the lobby for these concerts on Jan. 17, 18 and 19 in Tampa, St. Petersburg and Clearwater. Hailed as a “prodigious and aristocratic violinist” by The Plain Dealer, orchestra concertmaster Jeffrey Multer performs Bartok’s vivacious, gypsy-intoned Violin Concerto No. 2 on the Tampa Bay Times Masterworks series along with Brahms’ Symphony No. 2 and Steven Stucky’s Radical Light. Jan. 24, 25 and 26 in Tampa, St. Petersburg and Clearwater. For tickets and info: 1-800-662-7286or visit floridaorchestra.org.


2013 Let’s Move Hillsborough County Walk SummaryThe Let’s Move

Hillsborough County Walks of 2013 were a great success with the seniors throughout Hillsbor-ough County. The last walk of the year was December 10 at the Seffner Senior Center and the seniors walked wearing reindeer antlers adorned with jingle bells for a festive holiday atmosphere. Bob Simmons, a fitness instructor from the Brandon Senior Center, put the seniors through a mil-itary-style pre-walk warm up that had the walkers jumping to attention before they set off on a one mile walk course. Two of the regular walk attendees, Carol Santana and Connie Hammond, have been using the monthly walks as motivation to stay on their weight

loss and fitness plans that they began three years ago. For the last walk, they wore pictures of themselves three years ago when they

both weighed over 80 pounds more than they do today. Talking to these ladies helped motivate the other seniors to continue the walking into 2014. What’s next? We are planning more walks for 2014. Watch for information at your local senior center, or on the county website, hillsboroughcounty.org/aging or in editions of Lifestyles After 50.

Top Female Walkers at SeffnerCarol Santana – 16,412 stepsJana Alexander – 14,077 steps

Connie Hammond – 13,061 stepsTop Male Walkers at Seffner

Clarence Seniar – 2,600 stepsTony Webb – 2,484 stepsBill Benton – 2,000 steps

Top Overall Walkers for 2013Jana Alexander – 89,873 steps

Connie Hammond – 74,475 stepsCarol Santana – 69,676 steps

2013 Let’s Move Walksby the Numbers

1,152,361 steps 502.1 miles walked

218 registered walkers participatedin at least one walk this year

77 Ruskin Elementary students participated in the May walk

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Veterans Corner

BY EVELYN MACKEY

“War is always the same.” “War is different today.” Both

statements are true and both statements are false. Older veterans and non-vets alike tend to think today’s soldiers should be able to come home and blend in with society—“get on with life.” Many older soldiers did just that. And that’s where war today is different. While World War II veterans may also suffer from PTSD, there are several differences between World War II and Vietnam veterans and Iraqi War vet-erans. World War II soldiers remained with their units for extended periods of time, rather than being rotated in and out of a unit, and they remained together after the war for several months (often spending a month together on a ship returning from the war), helping them “process” their experiences among oth-ers who had also had those experiences. Vietnam veterans individually returned home after a thirteen month tour of duty, meaning they had no one who could relate to them after they served; it was almost as if they had fought the war alone because they returned home alone. This is often true of recent war vets as well. PTSD is a very real condition, and families are wise to know what is hap-pening to their son, grandson, daughter or granddaughter returning from Iraq. One simple thing to understand is that they feel “on edge” in many situations.

What is feeling on edge? Feeling on edge in crowds means finding it hard to stop thinking about safety. It may involve having a short fuse or being hypervigilant, or being on very high alert to possible risks or threats—constantly “on guard.” It may be the result of an experience in a combat zone, a non-combat training exercise or another type of traumatiz-ing event in military or civilian life.

One man said, “When I went out for dinner, I always wanted to have my back to the wall and be able to see the door from where I was sitting.” Hypervigilance can interfere with the ability to enjoy life or even just get through the day. It may be having trouble concentrating, feeling irritable and reacting strongly to sounds and sights around. Others experience physi-cal effects like a pounding heart, head-ache or upset stomach. Hypervigilance may also lead you to distrust other people or try to control their actions.How can you help? Grandparents and others can help inthese ways:• Be a non-judgmental listener. Don’t push for details. When your loved one begins talking, settle in to be a quiet, non-interrupting listener for as long as it takes. Give him or her plenty of time. Talking to family and friends can be a first step in the healing. (And, Old Soldiers, don’t you dare start telling your own war stories! As tempting as it is, this is not about you until the other person asks!)• Ask the person if they would like to go to the park, the store, for a walk. Accept their answer without belittling them or begging. Be ready to help them find treatment and offer to drive them to their appointments.• When you see panic in their eyes, quietly say, “Take a deep breath.” Ask gently if they’d like to talk about what they’re feeling.• Help them quietly remove them-selves from upsetting situations with-out making a scene about it yourself.• Don’t give advice unless youare asked. Resources: Your local Vet Center sees vets free, without an appointment and regardless of enrollment status with VA.

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Resolutions for Life: 8 Steps to WellbeingThe New Year’s resolution to be

healthy often comes with the re-alization that we must change our life-style, for our own sake and for loved ones. Each year, millions of people make this resolution, but quickly revert to old habits as they struggle to bal-ance responsibilities of everyday life. Here are several steps to better health that will turn your New Year’s resolution into a significant long-term investment.

Make it real. Our society tirelessly promotes rehabilitation—a reactive measure that most only consider after neglecting an existing issue. In reality, the most effective way to combat health problems is to address them before they arise or become worse—let’s call it prehabilitation. Make a commitment to get ahead by writing down a few weekly goals today.

Develop a great mindset. Cancer patients who choose to exercise and eat healthy before and during treatment are more likely to experi-ence an improved response to medication. After a long day at work or even in the face of good-natured joking from friends who might be surprised to see you order a healthy meal, adopt the man-tra “I will not be defeated.”Start small. Don’t make the mistake of thinking minor activities do not count. Light aerobic exercise five times a week, even if it’s only a few laps around the mall or your local grocery store, is a great place to start.Drink eight ounces of water, eight times a day. Drinking the right amount of water each day helps you maintain higher energy levels, keeps you fresh and extinguishes the “icky”

feeling you have when you begin working out. Numerous studies show that athletic performance decreases when an individual is dehydrated by as little as two percent of body weight.Add fresh fruits and vegetables to your diet. Give your body the vitamins and nutrients it needs to

recharge for your next activity.Reward yourself for your commitment. Choose one day each week and give yourself permission to indulge in a sweet treat or craving as a reward for staying committed to your goals. Don’t forget to pay close attention to portion size.Find an accountability partner. An accountability partner will hold you to your resolution and ask you

the questions you might otherwise avoid. An emotional connection with someone who cares about your well-being will help you keep sight of your resolution. You might even motivate them to exercise with you.Set the example. Build strength and energy to engage in family activities. Children model what they see at home, so make time to exercise, or even cook a healthy meal together. You will show others the value of taking care of themselves for the rest of their lives. Whether you are battling cancer or are just a newcomer to exercise, you can begin a new routine today with these tips and a good pair of shoes. After all, shouldn’t living a healthy lifestyle be a life-long resolution? Karen Barber, PT, is director of oncology rehabilitation at Cancer Treatment Centers of America at Southeastern Regional Medical Center in Newnan, Ga.

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Savvy Senior Meetings

The Local Campo YMCA and the Brandon Regional Hospital

have joined together to offer free educational lecture meetings every three months. The meetings are free and include lunch at the Bridges Retirement Living Community. Last month the topic was presented by Tampa Bay E.N.T. (Ear Nose and Throat). Dr Jeremy Rogers spoke in detail about how aging

affects our hearing and the medical breakthroughs that are available. The next meeting will be March 3, 2014. Upcoming topics will include orthopedics,cardiac, emergency services and primary care. The Bridges Retirement Community is located at 11202 Dewhurst Dr., Riverview, FL 33578. For more information,please call 813-413-8900.

Remembering the Holocaust 70 Years LaterIn We Got the Water: Tracing My

Family’s Path Through Auschwitz, author and social psychologist Dr. Jill Gabrielle Klein recounts the harrowing true story of the Klein family: Herman and Bertha, and their three children, Lilly, Oli and sixteen-year-old Gabi. Gabi, now known as Gene Klein, is the author’s father and a Holocaust survivor. “It is not easy to think of your father being beaten or starved or made to work as a slave,” Dr. Klein says. “But I needed to document his story, and his family’s story, so there would be a permanent record of what happened. We Got the Water is that extraordinary account.” In 1944, along with more than 400,000 other Hungarian Jews, the Kleins were forced from their homes, rounded up and sent to live in a

ghetto, and later sent to Auschwitz. They were aboard one of the very first trains of this mass deportation.

Gabi’s father, Herman, was killed in a Nazi gas chamber when they arrived. We Got the Water follows the rest of the family through Auschwitz and into slave labor camps in Poland and Germany. Both Lilly and Oli managed to keep diaries while they were imprisoned. These documents paint a vivid pic-ture of the horrors and suffer-

ing—as well as the small kindnesses and camaraderie—that defined life in the camps. (Lilly’s diaries are now on display at the United States Holocaust Memorial Museum.) Remarkably, four out of five members of Gabi’s family—Gabi, his two sisters, and their mother—survived the Holocaust and were reunited at the end of the war.

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Facts About Parkinson’ s DiseaseParkinson’s disease

is a progressive nervous system disorder that affects movement and may cause shaking, muscle stiffness, slowing of movement, impaired balance or other symptoms. It impacts about 1 in 200 people. Five things every person should know about Parkinson’s disease:• People with Parkinson’s diseaseare usually diagnosed in their 60s, and risk increases with age. Early onset, such as Michael J. Fox’s, is uncommon.• With the right medications, a healthy diet and exercise regimen, people with Parkinson’s disease may live 20 years or longer.

• Genes are to blame in a small number of people, but for most the cause of Parkinson’s disease is unknown.• The diagnosis is based on symp-toms and signs. There is no blood test to diagnose it, although research-ers are working to develop a test to detect the disease years before it presents.

• Parkinson’s disease can shorten lifespan mainly due to swallowingproblems with pneumonia or injuries from falling. Measures can be taken to prevent this from happening or reduce occurrances. Information from Mayo Clinic.

With the right medications, a healthy diet and exercise regimen, people with Parkinson’s disease

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This past year has brought husband

and wife, Jack and Terry Jo Gile, much to be thankful for. Jack suffers from chronic obstructive pulmonary disease (COPD), a progressive form of lung disease characterized by coughing, wheezing, and shortness of breath. As you can imagine, living with COPD not only takes a toll on an individual’s overall health, but also impacts his or her quality of life and relationships with family and friends.

Many times, we hear treatment stories told from the perspective of the patient, but this time we wanted to bring you Jack’s story told from the view of his dedicated wife and breast cancer fighter, Terry Jo. This past

June, Terry Jo and Jack went on a cruise to Alaska.

“It just about did him in,” Terry Jo said. “He could walk to and from the dining room and to and from the entertainment venue, but it was a real struggle. He couldn’t even do some of the shore excursions

because they required walking and it was too difficult for him…it almost killed him.”

Terry Jo and Jack knew it was time to explore other treatment options for his COPD. Upon learning about Lung Institute, a stem cell treatment provider specializing in pulmonary conditions located in Tampa, FL, they decided to take the two hour drive from their home in North Fort Myers, FL to learn more.

“We actually came and interviewed

the (Lung) Institute before we ever agreed to have the procedure. So, you know, we investigated very thoroughly to make sure this is the right thing to do.”

Jack received his first autologous stem cell treatment, meaning stem cells derived from his own body, at the end of July 2013.

Jack’s treatment outcome was so successful; they decided to visit Lung Institute again in October for a booster treatment in order to continue this positive momentum into the holiday season. Jack is now able to perform some of life’s simplest activities more easily and his overall quality of life has improved dramatically.

“Before, he couldn’t walk from the house to the mailbox, which is maybe 200 feet, without having to gasp. And he couldn’t take the dog out for a walk at all. He could drive, but he couldn’t go up steps at all,” Terry Jo said.

“Now, he can go up steps without a problem, he can take the dog out for a walk for about half a mile, and he goes out for his own walks (too).”

At Lung Institute (LI), we are changing the lives of people across the nation through the innovative technology of regenerative medicine. Our physicians, through their designated practices, have gained worldwide recognition for the successful application of revolutionary minimally invasive stem cell therapies. With over a century of combined medical experience, our doctors have established a patient experience designed with the highest concern for patient safety and quality of care. As the nationwide leader for stem cell treatments for COPD, we are here to help. Visit our website at LungInstitute.com or call us today at 1-855-469-5864 for more information.

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Get Started With ArtThe new year is a perfect time to

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13 Learning Basic Art Drawing and Sketching. Quick, simple lessons

help you develop observation skills, lines, shapes and hand-eye coordination. Bring art supplies. 6 pm to 7 pm, second Mondays at North Tampa Branch Library, 8916 North Blvd., Tampa. Register at library or 813-273-3652.

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The Fun Never Stops In Sun City CenterThe Sun City Center

Area is a vibrant and active part of Hillsborough County located between Tampa and Sarasota with easy access to I-75. With more than 17,000 private homes and some 14 facilities providing a multitude of senior living options, Sun City Center is a lifestyle destination for those age 55 and over, boasting golf courses, walkways, fitness centers, lush landscap-ing and friendly people. We have access to anything you could want: professional sports, performing arts, state-of-the-art medical care, lots of shimmering water, a receptive business climate, and prime land for future growth and development.

And speaking of access, did you know our streets are open to golf carts? We even have a decorated golf cart parade to kick off the holiday season! You see, Sun City Center is not a retirement community. Our resi-dents are too busy to retire. Between

the award-winning golf, tennis, bocce ball and lawn bowling courses, there’s no reason to stay inside. But if you want to, there’s always yoga classes, the computer club, mahjongg tournaments and various acting groups and choirs. In fact, there are over 200 clubs and organizations so you can indulge whatever hobby you have. Top-rated and highly respected physicians, specialists and dentists are here supporting our very own South Bay

Hospital. We also have lawyers, financial advisors and businesses representing 165 industry categories as members of our Chamber, ready to take care of your every need. Our members are dedicated to mak-ing Sun City Center one of the premier

adult communities in the country. To showcase what they offer, we host a spectacular Splash into Spring Expo and an Extreme Makeover: Sun City Center Edition Extravaganza in the fall full of incredible prizes and bargains for our residents. You can participate in our Golf Tournament, or network at Schmoozapalooza. And the first Friday of every month, we host golf cart poker runs with an After Party sponsored by the Tampa Bay Buccaneers. In addition, our Chamber facility houses a 3,800 square foot banquet room which accommodates up to 210 people and is usually bustling with mini-trade shows, educational seminars, and the occasional wedding reception. We also offer a confer-ence room for smaller meetings. So welcome to Sun City Center. Stop by and visit us and let us help you get acquainted with the area. That’s why we’re here!

The staff of the Sun City Center Chamber of Commerce

The Fun Never Stops In Sun City CenterThe Sun City Center

Area is a vibrant and active part of Hillsborough County located between Tampa and Sarasota with easy access to I-75. With more than 17,000 private homes and some 14 facilities providing a multitude of senior living options, Sun City Center is a lifestyle destination for those age 55 and over, boasting golf courses, walkways, fitness centers, lush landscaping and friendly people. We have access to anything you could want: professional sports, performing arts, state-of-the-art medical care, lots of shimmering water, a receptive business climate, and prime land for future growth and development.

And speaking of access, did you know our streets are open to golf carts? We even have a decorated golf cart parade to kick off the holiday sea-son! You see, Sun City Center is not a retirement community. Our residents are too busy to retire. Between the

award-winning golf, tennis, bocce ball and lawn bowling courses, there’s no reason to stay inside. But if you want to, there’s always yoga classes, the computer club, mahjongg tournaments and various acting groups and choirs. In fact, there are over 200 clubs and orga-nizations so you can indulge whatever hobby you have. Top-rated and highly respect-ed physicians, specialists and dentists are here supporting our very own South Bay Hospital. We also have lawyers, financial advisors and businesses repre-

senting 165 industry categories as members of our Chamber,

ready to take care of your every need. Our members are dedicated to mak-ing Sun City Center one of the premier adult communities in the country. To showcase what they offer, we host a spectacular Splash into Spring Expo

and an Extreme Makeover: Sun City Center Edition Extravaganza in the fall full of incredible prizes and bargains for our residents. You can participate in our Golf Tournament, or network at Schmoozapalooza. And the first Friday of every month, we host golf cart poker runs with an After Party sponsored by the Tampa Bay Buccaneers. In addition, our Chamber facility houses a 3,800 square foot banquet room which accommodates up to 210 people and is usually bustling with mini-trade shows, educational seminars, and the occasional wedding reception. We also offer a confer-ence room for smaller meetings. So welcome to Sun City Center. Stop by and visit us and let us help you get acquainted with the area. That’s why we’re here! To learn more, please visit their website at suncitycenterchamber.orgor call 813-634-5111.

The staff of the Sun City Center Chamber of Commerce

The Fun Never Stops In Sun City Center

The Sun City Center Area is a vibrant

and active part of Hillsborough County located between Tampa and Sarasota with easy access to I-75. With more than 17,000 private homes and some 14 facilities providing a multitude of senior living options, Sun City Center is a lifestyle destination for those age 55 and over, boasting golf courses, walk-ways, fitness centers, lush landscaping and friendly people. We have access to anything you could want: professional sports, performing arts, state-of-the-art medical care, lots of shimmering water, a receptive business climate, and prime land for future growth and development. And speaking of access, did you know our streets are open to golf carts? We even have a decorated golf cart

parade to kick off the holiday season! You see, Sun City Center is not a retirement community. Our residents are too busy to retire. Between the award-winning golf, tennis, bocce ball and lawn bowling courses,

there’s no reason to stay inside. But if you want to, there’s always yoga classes, the computer club, mahjongg tournaments and various acting groups and choirs. In fact, there are over 200 clubs and organizations so you can indulge whatever hobby you have. So welcome to Sun City Center. Stop by and visit us and let us help you get acquainted with the area. That’s why we’re here! To learn more, please visit their website at suncitycenterchamber.orgor call 813-634-5111.

Meet the staff of the Sun City Center Chamber of Commerce


For Information call: Pinellas: 727-329-2618 – Susan Juhl and Nicole Woodring

Hillsborough: 813-436-2296/813-436-2114 – Andrea White and Chrissy Crumpton

Participants must be at least 55 years young. Only solo & duet acts, no groups please. Please bring your own instruments and your own tape/cd or accompanist to the audition. A piano will be available. Audition on first-come first-serve basis. No Entry Fee to audition. Ten Acts will be chosen from the auditions to perform at the show!

Pinellas 2014 Auditions: January 15 - 9:00 a.m. to 2:00 p.m.

Japanese Garden Mobile Estates19709 U.S. Highway 19 NorthClearwater, FL 33764-1006

Senior Talent Show 2014:February 12 - 7:00 p.m.

Largo Cultural Center105 Central Park Drive

Largo, FL 33779

Hillsborough 2014 Auditions: January 22 - 9:00 a.m. to 1:00 p.m.

Brandon Community Center502 East Sadie Street Brandon, FL 33510


Place TBD

Pasco 2014 Auditions: January 24 - 3:00 p.m CARES Elfers Center 4136 Barker Drive

New Port Richey, FL 34652


Center for the ArtsRiver Ridge High School

11646 Town Center RoadNew Port Richey, FL 34652

A F T E R 50


Pet Care Basics—Dogs, Cats, Fish and Pocket PetsBY DR. ROCHELLE CAMPBELL

It is highly likely that a large num-ber of families, including yours,

received a pet for the holidays. Here are some basic tips for keeping your new pet happy and healthy.

Puppies are a popular gift from Santa. It will take some time for the entire family to become adjusted to life with a puppy but with a lot of attention and care in the beginning, your puppy will turn into a wonderful dog. Essentials for a puppy include a crate (this is especially helpful when trying to potty train and will also give your puppy his own space), routine vaccines (usually every three to four weeks until he is about 16 weeks old), a good quality puppy food, a proper fitting leash and collar (or harness for smaller puppies), size-appropriate toys and treats and, of course, food and water dishes.

Although it can be very tempting to introduce your brand new puppy to the world, it is best to wait until he is further along in his vaccine series before taking him to places such as the dog park (or any other place where large numbers of dogs congregate). Also, it is important to take your puppy to basic training classes so he can learn “manners.” Depending on the breed, you may need to consider your dog’s grooming needs and get him accustomed with a groomer early in life as well. Kitties are another popular pet from Santa. Be sure to pick out appropriate toys that are safe for kittens to play with in your absence. Toys that contain small pieces, such as bows and buttons, are dangerous because they can be swallowed. Fishing pole-type toys are also dangerous because sometimes cats like to chew or swallow the string. If you choose these toys, make sure to put them away when you are not supervising your kitten. Other

essentials include a litterbox, routine vaccines until she is about 16 weeks of age, a good quality kitten food and appropriate food and water dishes. Other pets that are popular for the holidays include “pocket pets,” such as gerbils and hamsters, and fish. Pocket pets should have an enclosure that is safe and secure. A good quality diet and treats, along with accessories to allow for appropriate exercise, will help your pocket pet to be happy and healthy. Fish need a clean, secure aquarium. The size, number and type of fish that are in the aquarium usually will help determine the most appropriate size of aquarium that is necessary. Remember to condition the water and acclimate the fish before placing the new fish into the water and remember to only put com-patible fish together into the aquarium. Routine tank cleaning and a good filter system will help keep the aquarium’s environment in top condition. I hope these tips help and that every-one has a great start to the new year!

Caring For Your Pet

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Five Common Money RegretsAARP lists these items as some of

the most common money regrets:

• Time-shares: Beware of turning your travel fantasies into the reality of maintenance cost nightmares.

• First-Generation Technology: Consumer electronics and other technology tend to both improve in quality and drop in price after the bugs in the first-generation are worked out and market demand increases.

• ‘As Seen on TV’ Products: Miracle products offered at an “unbelievably low price” or even for free usually come with high shipping and handling costs. And if a product fails to perform as promised, getting your money back requires, many times, a true miracle.

• Extended Warranties: So-called added protection plans commonly offered on consumer electronics and appliances are almost always a great deal—for the party selling

them. Remember, most products come with a manufacturer’s warranty to protect against defects and provide some level of consumer satisfaction.

• Get-Rich-Quick Schemes: An audio course for getting rich by buying real estate? A couple

of bucks a week for lottery tickets? The odds are severely stacked against you when it comes to making your fortune in a way that seems too easy to be true. Watch out for “collectible” items, too; they rarely increase—or even retain—their value over time. Information from AARP.

Call today to receive your free consultation and emergency record guide 813-677-9494

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KIM SCHAUBProgram Specialist for the Gulf Coast Chapter of the Alzheimer’s Association Bachelor’s Degree in Gerontology from the University of South FloridaAs a program Specialist Kim provides many services to family and professional caregivers on topics such as communication, home safety, stress management, challenging behaviors and activities. Families are offered private individual care consultations to help resolve immediate issues and develop long term plans. As a program specialist Kim has an extensive network of resources available for referral within the local community as well as throughout the National Association.

Join us for an informative FREE seminar on “Basics of Alzheimer’s”

EQUAL HOUSINGOPPORTUNITY

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CHARITABLE GIVING THROUGH INDIVIDUAL

RETIREMENT ACCOUNTSIRA ROLLOVERIf you are over age 70½, the Federal government permits you to rollover up to $100,000 from your IRA to All Children’s Hospital Foundation without increasing your taxable income or paying any additional tax. These tax-free rollover gifts could be $1,000, $10,000 or any amount up to $100,000 this year. The gift satisfies your RMD for this year.

IRA OPTIONSFuture IRA Gift OptionsWhile you have the opportunity to give through your IRA now, there are other options available for making future gifts from your IRA account to All Children’s Hospital Foundation.

Bequest of IRAOne option is to designate a All Children’s Hospital Foundation as the beneficiary of your IRA. This permits you to continue to take withdrawals from your IRA during life and then leave the remaining value of your IRA to All Children’s Hospital Foundation.

Testamentary IRA Gift AnnuityAnother option would be to use your will to fund a gift annuity with your IRA. The annuity will provide your family with income for their life or a number of years and will also provide a nice gift to All Children’s Hospital Foundation.

Testamentary IRA UnitrustYou could also use your will to transfer your IRA to a special “Give it Twice” trust. These trusts usually provide income to children for up to 20 years. Once all the income has been paid to family, the remainder of the trust is given to All Children’s Hospital Foundation.

SIMPLE, EASY GIFTIf you are like many individuals, your IRA has increased in value over the years and you have more income than you may need. The IRA rollover gift is a simple and easy way to provide for All Children’s Hospital Foundation while not increasing your taxable income. Simply contact your custodian and request that an amount be transferred to All Children’s. Charity receives a nice gift and you avoid any additional tax and satisfy your RMD for the year.

MAKE A MAJOR GIFTPerhaps you are considering your tax planning goals and would like to make a major gift to charity. Like many individuals, your IRA may be the largest asset in your estate. Your CPA may be looking for ways to save taxes. By making an IRA charitable rollover gift of up to $100,000, you can reach your goal of helping charity in a significant way and reducing your taxable income.

Lydia E. Bailey, CFREAll Children’s Hospital Foundation500 7th Avenue SouthSt. Petersburg, FL [email protected]

All Children’s Hospital Foundation qualifies under Section 501 (c)(3) of the IRS Code. Our Federal Tax Identification Number is 59-2481738. Our Florida Solicitation of Contributions Act Registration Number is SC- 07080-IM. A Copy of the official registration and financial information may be obtained from the Division of Consumer Services by calling toll free 1-800-435-7352, within the state. Registration does not imply endorsement, approval, or recommendation by the state. We retain no professional solicitors and our Foundation receives 100% of each contribution.


A Real Client Story“I will always be grateful to One Reverse Mortgage for giving me the ability to retire 10 years early. With an average amount of debt and a 30 year mortgage, I was targeted to retire at 73. I remembered a television commercial saying, ‘take control of your retirement today.’ these words and One Reverse Mortgage changed my life.”

Mike B., Georgia

Reverse Mortgage - The Facts May Surprise YouWe find that many people don’t understand the benefits of a reverse mortgage or how it works. It’s a program created specifically for homeowners age 62 and older that allows them to continue to own and live in their home with no monthly mortgage payment. How it works is easier than you may think. You access a portion of your home’s equity as tax-free money. The money pays off your current mortgage (if you have one) and any remaining money can be used for anything.

* Homeowner is still responsible for taxes, insurance and maintenance.One Reverse Mortgage is a licensed mortgage lender. The following states require disclosure of licensing information. (If your state is not listed, it doesn’t require a specific license disclosure or we are not currently licensed in that state.) Arizona – One Reverse Mortgage, LLC, 16425 North Pima, Suite 200, Scottsdale, AZ, Mortgage Banker License #BKBR-0115032; Arkansas – One Reverse Mortgage, LLC, 9920 Pacific Heights Blvd, Ste 350, San Diego, CA, Mortgage Lender/Mortgage Broker – License # 42785; California – Licensed by the Department of Corporations under California Finance Lenders Law – License # 609-9652; Georgia Residential Mortgage Licensee (#23385) – 9920 Pacific Heights Blvd, Ste 350, San Diego, CA; Illinois – Residential Mortgage Licensee #MB 6760594 – Department of Financial and Professional Regulation, 122 S. Michigan Ave 19th Floor, Chicago, IL 60603 (312) 797-8736, 9920 Pacific Heights Blvd, Ste 350, San Diego, CA; Maine – One Reverse Mortgage, LLC, Supervised Lender License NMLS #3030; Massachusetts – One Reverse Mortgage, LLC, Mortgage Lender License #MC 2052; Nevada – One Reverse Mortgage, LLC 8275 South Eastern Avenue, Suite 200, Las Vegas, NV 89123 - One New Hampshire – Licensed by the New Hampshire Banking Department #10940-MB; New Jersey – Licensed Mortgage Banker – NJ Department of Banking, first (and/or second) mortgages only; New York – Licensed Mortgage Banker, N.Y.S Banking Department, License #107328; Oregon – License #ML-3511; Pennsylvania – Licensed by the Department of Banking–License # 21860; Texas – One Reverse Mortgage, LLC 9920 Pacific Heights Blvd, Ste 350, San Diego, CA; Virginia: One Reverse Mortgage, NMLS ID #2052 (www.nmlsconsumeraccess.org). Restrictions may apply. Washington – Consumer Loan Company License – CL –2052. Equal Housing Lender, One Reverse Mortgage Nationwide Mortgage Licensing System Number 2052

This relatively simple program has generated several myths over the years that simply aren’t true and we continue to hear them every day from our new clients. Here are just a few:

You can find all of the Myths and Facts on our website at www.onereversemortgage.com

People get a reverse mortgage for a variety of reasons. Many of our clients simply want to be able to do more. Eliminating their monthly mortgage payment alone can increase monthly cash flow.

Others are having trouble making ends meet and fear they could lose their home. The reverse mortgage allows them to continue to own and live in their home as well as increase their savings account.

Some of our clients discovered how a reverse mortgage can be a great retirement tool. It allows them to access funds from their reverse mortgage before tapping into investments that are continuing to grow in value. They didn’t think they could afford to retire until much later in life and discovered they could retire much earlier with the help of a reverse mortgage.

Hopefully this article has educated you on the facts about reverse mortgages, as well as a few ways it can help. Maybe it can change how you live your life too. Don’t believe all that you hear, make sure you get the facts.

Article By: Gregg Smith, President and COO

The bank owns my home. NOT TRUE. We want you to keep your home which is why this program was created. You remain the title holder of your home.

My kids will be responsible for the repayment of my loan. NOT TRUE. The loan is due when you vacate the home. This is typically handled by selling the home and paying off the loan with the proceeds…just like a traditional mortgage.

I can’t get a reverse mortgage if I already have a mortgage on my home. NOT TRUE.If your home has enough equity, the reverse mortgage will pay off your current mortgage and eliminate your monthly mortgage payment because monthly mortgage payments are not required on a reverse mortgage.*

The benefits of a reverse mortgage: • No Monthly Mortgage Payments* • YOU remain the owner of YOUR home • Get tax-free money from the equity in your home that can be used for anything • Insured by the Federal Government • Improve your Quality of Life

About One Reverse Mortgage • We are approved by the Federal Housing Authority (FHA) and the Department of Housing and Urban Development (HUD) • We are a proud member of the National Reverse Mortgage Lenders Association (NMRLA) and the Mortgage Bankers Association (MBA) • We have an A+ rating with the Better Business Bureau • Our process is simple and easy ~ you can even close your loan in the comfort of your home!

Myth #1Fact #1

Myth #2

Fact #2

Myth #3

Fact #3

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FL Advitorial.indd 1 12/19/13 11:25 AM


Three Steps Help Ensure CremationBY WILLIAM R. MUMBAUER, Attorneywww.fl willstrustsprobate.com

A reader asks: I am a widower. When I die, I want my remains to

be cremated. Unfortunately, my crazy daughter has promised to do everything in her power to prevent my remains be-ing cremated. Is there anything I can do to make sure my wishes are honored?

Response: Yours is not an uncom-mon problem. There is nothing I can suggest that will absolutely guarantee that your remains will be cremated over the objections of your daughter. There are, however, a number of things that you can do now to at least increase the chances that your final wishes for cremation will be honored. First, put your cremation directions in your last will and testament. Although the directions set out in your will would

only be enforceable in the absence of objections coming from a spouse, adult child or adult sibling, in that order of priority, at least your wishes would be set forth in a legal document that may carry some persuasive weight. Second, add a clause to your health care surrogate designation authorizing your health care surrogate to make all funeral decisions and include directions regard-ing cremation. Again, your surrogate’s authority would only be enforceable in the absence of objections coming from a spouse, adult child or adult sibling, in that order of priority. But, like your will, your health care surrogate designation is another important legal document in which you can express your wishes. And third, enter into a pre-need funeral contract with a reputable funeral home or cremation provider. This triumvirate approach of having an enforceable contract in place, coupled with cremation directions in your will and your health care surrogate designation, is your best bet to defeat your daughter’s attempt to prevent

your remains being cremated. Unfor-tunately, it is sometimes the case that, despite the existence of a pre-need funeral services contract requiring cremation, some funeral homes still follow the wishes of the family members over the terms of the contract because the funeral home fears a lawsuit from family members for cremating remains far more than they fear a lawsuit from the decedent’s estate for not fulfilling their contract with the decedent. Mr. Mumbauer, a 5th generation Floridian, has main-tained a law practice in Brandon, Florida since 1980 with emphasis on estate planning. Mr. Mumbauer takes special pride in representing the senior community by maintaining a sensitive and practical approach to problem solving. Mr. Mumbauer is a member of the National Academy of Elder Law Attorneys, the Elder Law Section of the Florida Bar and is a participating attorney in the AARP Legal Service Network. Mr. Mumbauer is also a Mentor in probate law and has been qualified by the Second District Court of Appeal in Florida as an expert witness in matters involving the drafting of Wills. Mr. Mumbauer’s Martindale-Hubbell Peer Review Rating among judges and lawyers for Legal Ability is High to Very High and his General Recommendation Rating is Very High. His articles are based on general principles of law and are not intended to apply to individual circumstances.

The Law And You

Resolution ResolvingJohn, Joyce, Jack and Rachel

made New Year’s resolutions. From the facts below, determine who made what resolution.• One person will buy a new car.• Another person said she willlose weight.• Jack & Rachel’s 8th grade teacheris a blonde.

• One of the four will get a job as an insurance salesman.• Someone will learn to use a computer

Answers:Jack: learn to use a computerRachel: lose weightJoyce: buy a new carJohn: be an insurance salesman

Don’t put off estate planning any longer. Call

William R. Mumbauer, P.A.205 N. Parsons Ave., Brandon

• Free, no obligation consultation.

• Single will $150

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The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask the lawyer to send you free written informa-tion about his qualifications and experience.

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Automobile AccidentsWe provide prompt,

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1851 Rickenbacker DriveSun City Center, FL(813) 634-9900 or 1 (877) 346-5600


BY JANICE DOYLE

A drive, followed by an upshot and a putt to score a par

3. Sounds like golf, and it is. Just a different kind of golf. It’s early morning on rolling Florida hills where large old oaks form canopies overhead. Twenty miles away a course is flat and green. Colored discs fly through the air on what seems a mini-airplane flight, soaring from the thrower’s hand to a landing, close to the disc golf basket. This is disc golf. A well-thrown disc golf drive is very much like a well-hit golf drive—feeling that sense of power, mastery, awe and accomplishment. Starting from the toes, upward through the body, and out through the fingertips, a player transfers body weight from back to front. The disc is released and the player watches it fly. Today, wellness and prevention is a high priority in health care management. Disc golf is one way to fitness for seniors because it’s inexpensive and great exercise.

What is Disc Golf? The object of the game is to traverse a course from beginning to end in the smallest number of throws of the disc. According the Professional Disc Golf Association, disc golf began in the 70s and is played much like traditional golf. Instead of a ball and clubs, however, players use a flying disc, or Frisbee®, and the full body in motion. Aerodynamically, the disc is similar to the wing on a plane except for one thing: the disc is spinning! Physically, for each shot a player is trying to get legs, hips, shoulders, arm,

wrist and hand all coming through at the right times. Let’s see. That would mean practicing enough to have “muscle memory” just like any other repeated activity. You can do that! On the course, there’s a tee area and as a player progresses down the fairway, he or she must make each consecutive shot from the spot where the previous throw has landed. Trees, shrubs and terrain changes provide challenging obstacles for the golfer. Finally, the “putt” lands in the basket and the hole is complete.

A perfect senior sport Scott Zanselow, who plays Bay Oaks course in North Ft. Myers, says disc golf is a great sport for seniors be-cause it “gets a person out and active

without being overly strenuous. And you get to see park areas in a new way when you play.” The cost is much lower than traditional golf. “Some facilities have equipment available for free. Some courses charge for play and some don’t. Whatever it is, it’s

a much lower cost than regular golf.” Jerry Smith is a long-time player and comments, “It’s a good way to meet new people and beat those you already know at a great sport.” If you’ve played Frisbee catch, you aren’t necessarily going to be good at disc golf. Zanselow says, “It’s a different throwing motion than just playing catch with a Frisbee.”

Reasons it’s a great sport• Both men and women can play and there’s not much fuss about it.• Players can develop skills at their own pace.• There are no concerns with the formality of tee off times and score cards.• It’s challenging. Most courses are planned with obstacles.• The sport makes for good stories. Players can reminisce about the flight of a perfectly thrown disc or the clink of the chains when the disc comes to rest in the inside of the basket.

• Proper form can be learned on videos and through practice.• You can start playing disc golf with as little equipment as one $8 disc.• There are usually no greens fees or very low ones. No golf cart to rent or clubhouse membership to pay for.• Disc golf provides upper and lower body conditioning, aerobic exercise and promotes a combination of physi-cal and mental abilities that allow very little risk of physical injury.• Concentration skills increase by mas-tering shots and negotiating obstacles.• The combination of throwing the disc and walking equals about 920 calories burned during a two-hour round of disc golf.• It’s a great multi-generational sport—practice a while and then challenge that teenaged grandson!• If you travel, you get to play on spectacular courses in places such as the Black Hills of South Dakota.

• Players of limited fitness levels can start slowly and gradually increase their level of play as fitness improves.

The best thing about disc golf is the ease of participation.Get out there and play on

one of these courses:

Information at pdga.com.

Go Ahead! Give Disc Golf a Whirl!

Picnic Island DGC, Tampa

2 2nd St. Park DGC, Tampa

Limona DGC, Brandon

USF Riverfront Park, Tampa

Buckhorn Park, Valrico

Lutz Executive DGC, Lutz

Edward Medard Park, Plant City


A Year of HappinessAuthor Henry S. Miller focuses on

12 strategies that the science of happiness and well being has proven can increase your feelings of happiness and satisfaction in his book “The Seri-ous Pursuit of Happiness.” Month by month you can amp up the amount of happiness in your life by intentionally focusing on 12 strategies. Here you go: January: A Month of Hope and Plans This year, write one positive goal you have for the coming year down on your calendar each morning of each day of January. Also write your plan to make it a reality. Then, resolve to live a happier life by implementing these 12 happiness strategies—one each month.

February: A Month of Gratitude Gratitude is the antidote to greed, envy and jealously. This month, each night before going to bed, take a daily grati-tude inventory. Write down three things you are grateful for about your life.

March: A Month of Kindness Plato said, “Be kind, for everyone you meet is fighting a hard battle.” This month, find one opportunity each and every day to perform some kind act for someone else and enjoy the feeling.

April: A Month of Optimism Be conscious of your negative thoughts and “dispute” them by intentionally replacing the negative thought with a positive one.

May: A Month of Friendship Close relationships are one of the longest-lasting of happiness-increasing strategies. At least one time per week, reach out to a friend and arrange to spend time with them.

June: A Month of Love Each day this month, call, write or email someone you love or care deeply about—one per day—and tell them how much they mean to you—and how happy you are that they are a part of your life—even if you haven’t been the best communicator up to now. July: A Month of Spirituality Make a conscious effort to spend some moments each day—perhaps

during lunch—repeating to yourself at least one “prayer” or belief you hold.August: A Month of Health, Fitness, Skill Begin a daily fitness regimen. Make a list of your top skills, talents and abili-ties and begin using them to their fullest.September: A Month of Contribution What are you contributing to making the planet a better place? Decide on a plan of action—and begin!October: A Month of Savoring Consciously focus your attentionexclusively on something of beautyoutside—changing leaves, trees,clouds, sky each day.November: A Month of Forgiveness Examine your life and see if there are any lingering resentments you are holding on to that are holding you back from joy. Write the apology letter you would have liked to have received from the person who has wronged you. Then rise above your desire for revenge, and write your letter of forgiveness to them. No need to mail it; writing a forgiveness letter can often grant you freedom from your negative thoughts and give you increased happiness.December: A Month of Generosity Each day find one way to donate your time, your money if you can, your skills, your positive energy, your attention—to others to help make their life a little better. For the best results, remind yourself of each month’s happiness strategy by add-ing these topics to your calendar—every day of each month. Then, each day of the year, find creative ways to act on these strategies—and enjoy your reactions and your increased feelings of happiness.

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A No BrainerBY MARK PILARSKI

Dear Mark: Is there a casino game offered that has a very low

house edge, but at the same time you don’t need the skills of a professional gambler to play the game? —Alex M.

The game that offers little use of any gray matter and a low house edge to boot is either baccarat, or for the low roller, mini-baccarat. No need, Alex, to let the mystique of the game intimidate you. With only two hands dealt regardless of how many players are sitting tableside, a player’s only decision is to wager on the bank or the player hand. As for rules, Alex, they are simple enough; the closest to nine wins. Adding a third card, dependent on the total of the first two cards, is done by the dealer based on predetermined rules. Just kick back and watch the dealer do his or her handy work. You will easily pick up the nuances of the game as you play. Plan on being an expert in 30 minutes. As to the quality of these two wagers, the house edge on the bank hand is 1.17 percent, and 1.36 percent on the player. There is but one other option, and that is betting that the two hands tie. Fugedaboutit! The house edge on the tie wager is 14 percent, making it one of the worst bets in the house.

Dear Mark: When you have written about counting cards in the past, you have described that it is to the counter’s advantage to bet more when the deck is rich in face cards. Still, don’t the non-counters reap the same rewards since they are sitting at the same table

as the counter, share those same high cards, and in essence, have the same odds for or against them? —Ken W.

You are right to a point, Ken, in that the composition of the residual cards in any deck constantly changes and can favor all the players sitting at the table. So, when there is a higher percentage of high cards remaining, the odds shift in favor of both you and the card coun-ter, simply because both of you will see more blackjacks, which pay 3-2, plus you are more likely to receive high cards for your double-down situations. The difference between you and card counters is that they take advantage of that shift, and most likely you don’t. Once the odds swing in counters’ favor in opportune situations, they bet more money while you sit tight and bet the table minimum. Knowing when to bet more is the key here. While the Average Joe is faithfully betting the same amount hand after hand even when the chances of getting a blackjack are more likely, the card counter shifts his own odds by betting more. Likewise, when the quality of remaining cards are mediocre, card counters wager less, creating odds that, once again, are different from yours. (SENIOR WIRE)

Gambling Wisdom of the Month:“It is quite certain that no two human beings can be anywhere long without offering to “bet” upon something.” – Andrew Steinmetz,

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The Florida State Fair—As American as It Gets!State fairs are as much a symbol of

America as apple pie. Get ready to show off your skills in a contest or see what others have made, bakedor grown. The Florida State Fair returns to the Fairgrounds in Tampa February 6 – 17, 2014! Seniors, take note and buy your tickets early to save money. Think About Saving Money!Senior Days – February 10, 11, 12, 13, offering special senior seminars. Here’s the deal: Purchase your Senior Ticket at Walgreens from January 2 through February 5 for just $7. These tickets are only good on senior days (Feb. 10 – 13). If you buy at the gate on those days, tickets are $9. Regular Adult Tickets purchased at Walgreens those same dates are $9 while tickets at the gates will be Mon. – Fri. $11 and Sat. – Sun. $13. Taking the kids? Children’s tickets purchased early at Walgreens, ages

6 – 11 are $5 – good for one day only. Children, ages 6 – 11 tickets purchased at the gate during the Fair – Mon. – Fri. $6 – Sat. – Sun. $7. Children 5 and under are free.

Now, Think FREE! You’ll find hundreds of things to do and see free at the State Fair. And, there’s free parking with the cost of Fair admission. On Heroes Day – February 6 – all active, reserve or retired military veterans, law enforcement, firemen and first responders are admitted free with valid identification.Taste of the Fair – February 10, Fair visitors can enjoy small samples of Fair foods from participating vendors.

Free ConcertsFeb. 6, America 7 pmFeb. 13, Sister Hazel 7 pm

Feb. 17, Uncle Kracker 7 pmNOCKAIR F.M.X. Extreme Motor Cross Show by Nock Entertainment Group (free).

Check OnlineFor The CountryGold Lineup! Feb. 12, with showsat 12 and 4 pm.

Competitions You Might Enter What can you take to the Fair? Get online and plan entries in whatever you’re good at. Think about Baking, Horticulture, Woodcarving, Fine Handcrafted Furniture, Fine Art, Pho-tography, Wine Competition and more.

Volunteers At The Fair A good way to be at the Fair is to become a volunteer. From greeter to paperwork, from Cracker Country to the Ag Barn, volunteers are important. To learn about the opportunities and benefits online, go to floridastatefair.com/volunteer. More info at floridastatefair.com or call 800-345-FAIR(3247)..

It’s time to eat wonderfully wacky, wild, and irresistible fare. Here’s to

eating your way through the Florida State Fair, Feb. 6 – 17! These are just some of the tasty treats you’ll find: Twister Dog – In one incarnation, the Tornado Dog or Twister Dog is a hot dog wrapped in tornado potatoes (spiral cut potatoes) and deep fried to perfection.

Ramen Noodle Burger – This burger on a Ramen Noodle bun will taste wonderful as the juices from the patty soak into the ramen noodles and it resembles a ramen soup.

Also new this year will be Curried Goat with Dumplings and Curried Crab with Dumplings. If you’re trying to stay healthy, the Pickle Barrel Sirloin Tips vendor will be offering a new veggie wrap.

For true State Fair fun, you’ll want to mix up some flavors, so head for funnel cakes. This year’s blow-out taste treat will be Maple Bacon Funnel Cakes. What a combination of goodness!

Hanging around year after year, look for some of these: Deep-fried Oreos – You’ll probably be handed four breaded and fried Oreos topped with a healthy dusting of powdered sugar.

Beware! It’s a warm, soft, chewy, melty texture. (I read that some sum-mer state fairs upped the ante for fried Oreos and used red velvet coating and topped it with cream cheese icing.) Cheeseburger With Deep-Fried Ice Cream – One Fairgoer rationalized the appeal of a cheese-burger topped with deep-fried ice cream by describ-ing the salty-sweet hybrid as a “milk-shake burger.”

Krispy Kreme Hamburgers – The doughnut burger features a quarter-pound burger, bacon, cheese and two glazed Krispy Kreme doughnuts in place of a single bun. The monstrosity contains nearly 1,100 calories and 67 grams of fat.Chocolate-CoveredBacon on a Stick – Known as “a muddy pig,” chocolate-covered bacon on a stick isn’t new to fairgrounds, but the most recent additions to the salty-sweet construction is

to gild it with a candied cherry.Deep-fried Peanut Butter and Jelly – Clog your arteries with warm jelly and gooey peanut butter in an outside that’s so like a doughnut it must be one. For Fair tickets or info, visitfloridastatefair.comor call 800-345-FAIR(3247).


Don’t miss

110 free

things to do*

*with the price of admissionAlways Free Parking!

February 6-17, 2014

Tampa, FLat I-4 and US HWY 301

Florida State Fairgrounds

Advance discounted tickets on sale through Feb. 5. Purchase Online at www.FloridaStateFair.com, AAA Auto Club or at participating

.Senior Discount Days Feb. 10 9am-9pm Feb. 11, 12 & 13 10am-9pm Tickets ages 55+ only $7 in advance, $9 at the gate .Senior Day Seminars.Taste of the Fair Feb. 10, Sample Portions at Promotional Prices.Heroes Day Feb. 6, Presented by Lazydays All active or retired military, law enforcement, fireman & first responders recieve FREE Fair admission with valid ID.Livestock & Petting Zoo

.Country Gold Tour Feb. 12, Shows at Noon & 4pm Leroy Van Dyke, Narvel Felts, T.G. Sheppard, Suzy Bogguss & More! VIP-$15, Reserved seats-$10 (Fair Admission Not Included).110 FREE Things to Do*.Horiculture & Agriculture.Arts & Crafts.Competitive Exhibits.Expo Hall Shopping.Mildred W. & Doyle E. Carlton Jr. Cracker Country Living History Museum

DISCOVER THE PAST. DISCOVER THE FUTURE. DISCOVER THE FUN!

DISCOVER THE PAST. DISCOVER THE FUTURE. DISCOVER THE FUN!

A Bit Of Humor to Start the New YearA New Year Prayer For the Elderly

God, grant me the senility to forgetthe people I never liked anyway,

The good fortune to run into the ones that I do,

And the eyesight to tell the difference.

New Year’s Day Prayer for One and All Dear Lord, So far this year I’ve done well. I haven’t gossiped, I haven’t lost my temper, I haven’t been greedy, grumpy, nasty, selfish or overindulgent. I’m very thankful for that. But in a few minutes, Lord, I’m going to get out of bed, and from then on I’m probably going to need a lot more help. Amen.

Dieting – New Year Resolutions2010: I will get my weight down

below 180 pounds.2011: I will follow my new diet

religiously until I get below200 pounds.

2012: I will develop a realistic attitude about my weight.

2013: I will work out three daysa week.

2014: I will try to drive past a gymat least once

a week.

Humor

Word Search JanuaryIn the grid below, twenty answers can be found that fit the category for today. Circle each answer that you find and list it in the space provided at the right of the grid. Answers can be found in all directions – forwards, backwards, horizontally,

vertically and diagonally. An example is given to get you started. Can you find the twenty answers in this puzzle?

Send your answers along with your name, address and telephone number to:

News CoNNeCtioN UsA, iNC. P.o. BoX 638, seFFNeR, FL 33583

The first correct answers selected from the drawing on January 21 will win.WIN! WIN! WIN! GREAT PRIZES!

(Puzzles must be received by Jan. 21, 2014.)

Mystery Prize!

Mystery Prize!

Word Search Answers

From December

Jacque Wareis last month’s winner!

Congratulations!

Last Month’s Answers December Sudoku

Margaret Czomba is last month’s winner!

Congratulations!

Jan. Sudoku Sudoku requires no arithmetic

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Seniors Getting Together4345 RetiRed NuRse with ANgel FAce White female, non smoker/drinker, looking for elderly man to be his caregiver. Cleaning, cooking, laundry, shower companion. Let me spoil you rotten.4349 let’s mAke music togetheR Petite SW from NY searching for NS/ND gentleman for LTR. 5’5” – 5’8”. HWP 70 – 76, dinner, movies, the arts, travel, etc. Seminole.4350 swF likes tRAvel, dANc-iNg (no ballroom). 5’3”, slender (no skinny). I like to cook, dine, exercise, gardening, music, etc. ISO a loving, presentable, honest gentleman, willing to share my life with you. Over 65 YO.4351 womAN seekiNg mAN, NoN-smokeR Teacher, entrepre-neur, enjoys life to its fullest. Still have fun and looking for friendship to movies, community events, travel and dancing. ISO 50 – 75 YO. Outgoing, honest and openminded.

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commonly used Abbreviations:F-Female, M-Male, S-Single, D-Divorced, WW-Widow, A-Asian, B-Black, H-Hispanic, I-Indian, W-White, C-Christian, J-Jewish, YO-Years Old,

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to plAce AN AdSend your ad, stating what category you

would like it placed in, your edition(s), along with a $6 fee for 30 words (25¢ for each additional word, abbreviations not charged) to the News Connection USA, Inc. address listed above. Ads received

by the 15th of the month will appear in the following issue. No more than three ads will be accepted each month per person. The editor reserves the right to edit any ads for

space or content. In order to protect our readers’ privacy, we will not include phone numbers, e-mail or home addresses in the ad copy. City or area included at no charge.

to RespoNd to AN AdWrite a letter to the person you want to

contact. Place that letter in a stamped en-velope and write the ad number on the bot-tom left hand side of the envelope. Place

your stamped, numbered envelope(s), along with $2 for each letter enclosed, into

another envelope and address it to:News Connection USA, Inc.

Seniors Getting TogetherP.O. Box 638,Seffner, FL 33584

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Enter To Win!

FILL IN ANSWERS & WIN MONEY!

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Personal Health & Fitness Home Improvements Automobiles

Senior Connection • June 2005 • page 36

LEARN HOW TO PLAN FOR YOUR PETS IN AN EMERGENCY

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NameAddressCity State ZipAge Phone SC/Hills

This month’s

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Last Month’sAnswers

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When Renee and Cindy met, Cindy asked Renee, would you ever have a facelift? Renee replied, I would never have surgery, because when I go to heaven I don’t want God to ask me “Who Are You?” Renee now 80, much known for her brilliant smile is becoming even more famous for creating a face tightening serum that instantly de-puffs under the eyes and instantly tightens and smoothes skin. Cindy, Renee’s personal make-up artist created the exclusive formula that has peptides and proteins that work better-than-Botox. faceLOVE™ face tightener has received rave reviews and an endorsement for best product of 2013 by the Huffington Post. faceLOVE™ works with just a few drops and diminishes fine lines and de-puffs under the eyes immediately. One $ 59.00 Dollar bottle will last for several months since it is only used on specific areas such as under the eyes and applied directly on laugh lines or any facial lines. The product comes with free shipping and a free lipstick that Renee picked out herself. For more information or to order the product online at www.rtfacelove.com or by phone Toll Free 1(855) 502-3002.

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HAPPY NEW YEAR

2014FROM:

A F T E R 50



18thJoin us on: February 25, 2014

Doors open inside 9 am – 1 pmSENIORS

who attend have a chanceto Win tickets to the

IMAX Theater Dome at MOSI

Music & Entertainment

By Denise LooneyDJ with a Twist

at

Presented by:

4801 E. Fowler Ave., TampaCall (813) 653-1988 for more information.

INFORMATION • EDUCATION • ENTERTAINMENTFREE Health Screenings ~ FREE Admission to MOSI

FREEBINGOback by popular

demand.

FREECOFFEE

Great Prizes &

Entertainment

Back Woods Walk starts at 8:00 am

Free Admission to MOSI exhibit galleries

FREE PARKING ONLY $2 DAY OF THE EVENT

Sandy NitchFrom Vegas With Love

Go online for thr Backwoods walkregistration to www.lifetylesafterfl.com.

Click on “About” then “Our Events”.Go to Feb. 25 event for flyer to register

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Documents

Lifestyles After 50 Hillsborough January 2014 edition