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Vol. 25 • March 2014 www.lifestylesaſter50fl.com • Hillsborough • FREE Peace & Serenity INSIDE THIS ISSUE Traditional Irish Fare Patient Advocates Navigate the Healthcare System Learn to Capture the Magic Happenings & Events Around Town

Lifestyles After 50 Hillsborough March 2014 edition

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Monthly magazine for adults 50 and older

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Page 1: Lifestyles After 50 Hillsborough March 2014 edition

Vol. 25 • March 2014

www.lifestylesa� er50� .com • Hillsborough • FREE www.lifestylesa� er50� .com • Hillsborough • FREE www.lifestylesa� er50� .com • Hillsborough • FREE www.lifestylesa� er50� .com • Hillsborough • FREE

Vol. 25 • March 2014

www.lifestylesa� er50� .com • Hillsborough • FREE www.lifestylesa� er50� .com • Hillsborough • FREE

Peace & Serenity

INSIDE THIS ISSUE Traditional Irish Fare Patient Advocates Navigate the Healthcare System Learn to Capture the Magic

Happenings & Events Around Town

INSIDE THIS ISSUE Patient Advocates Navigate

Traditional Irish Fare Patient Advocates Navigate

Page 2: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 2

1647 Sun City Center Plaz, Suite 202B

Sun City Center, FL 33573

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GET YOUR FREE GUIDE

A Broader Definition of Long Term Health Care? According to the United Senior Health Council, Long Term Care is described as “all the services available that make it possible for you to function as effectively as possible”. This is a broader definition, suggesting that when planning, you should also consider your social, financial and housing needs in addition to your medical needs.

Taking the First Step I remember how difficult it was to have these discussions with my own parents. The misconceptions and fear surrounding this issue paralyze many people from taking action. As my Dad revealed when he acknowledged “It was nothing like I thought it would be.”, as we finished our first of several tours and discussions to determine his needs. The Statistics can be Scary A 65 year-old man has a 58% chance of needing care due to

chronic illness at some point in his life. 1 For women it is an astounding 79% chance. 1

The average cost of a nursing home is $83,585 a year. The average cost for a home health aide is $21/hour. For a trained

nurse, the cost is far greater. 2 1 “Long Term Care Over an Uncertain Future: What Can Retirees Expect?” by Peter Kemper, Winter 2005 2 www.longtermcare.gove. U.S. Department of Health and Human Services. May 2011. Planning Brings Peace of Mind The planning process is not a difficult one. It involves seeking information and guidance from credible sources. It involves talking with loved ones and developing a plan that works best for you. The hardest part is taking that first step. That is why we are making this guide available. It provides a starting point that eventually can help you to achieve peace of mind for you and your family.

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Page 3: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 3

Getting Off the Beaten Path Can Lead to Little-Known Gems of Discovery

Dear Readers,

Just look at that cover photo—a

boardwalk leading to somewhere we can’t see. Knowing it is in Florida, we might guess there’s a swampy area ahead (read: gators and cypress trees). I suppose we all feel like getting away sometimes. We think we’d like to get off the beaten path or boardwalk and go far from the busyness of the interstate high-ways and crowded shopping malls. It’s fun just to take a path, walk on it and enjoy peace and tranquility—at least for a little while. I’m afraid I’ve become so tied to my technology (gotta check the iPhone—someone might be texting me!) and conve-niences (run up to the store and get eggs) that I’d not be a good candidate for being REALLY REALLY far off the beaten path very long. Getting off the beaten path means we pay less attention to comfort, convenience and what others consider best or right or timely and change to thinking more about a “fi t” for our own needs. It’s times we fi nd new thoughts, new ideas and perhaps new people. It means having less attachment to what we usually do or what others think about what we do. I want to follow such paths, but where? when? how? I started by

leaving my comfy living room reading chair and taking a new book out into Dear Husband’s beautifully landscaped back yard. Why not read outside? I just hadn’t done it for years. Now I have. And I’ve lived here over 30 years and had never gone to the every-single-Sat-urday-night rodeo at River Ranch. Now I have, and it was so very colorful and such fun—read about it in this issue. After more thought and research, DH and I are ready to load up the cooler and the lawn chairs and start checking out some of Florida’s more unique places. No mouse ears for a while, please!From the website visitfl orida.com’s section “Off the Beaten Path,” here’s our start-up list of places and events:13th Annual Sopchoppy Worm Gruntin’ Festival (April 13)Wild Horse Rescue in Mims—volunteer for a day

Black Bear Scenic Byway Drive

15th Annual Antique & Classic Boat Show in Apalachicola

Punta Gorda’s Third Annual Pedal and Play in ParadiseLive Oak’s Spirit of the Suwannee Music EventsWine & Cheese Cruise on Homosassa SpringsIt’s Greek to Me: Take Bouzouki Lessons in Tarpon Springs (Only $5)Yalaha Bakery in Lake

County for the fresh breadFind some of Florida’s Historic CemeteriesFestival of Bacon in Orlando October 5 (Who knew?)Greenville, Florida: Childhood Hometown of Ray Charles So, Readers, I’ll see you on the Black Bear Byway or in a cemetery or on some other off-the-beaten path adventure! Enjoy!

Janice Doyle, Editor

Published monthly by News Connection U.S.A., Inc.

Hillsborough Edition

General ManagerDave Tarantul

[email protected]

Publisher/Director of Events & MarketingKathy J. Beck

[email protected]

EditorJanice Doyle

[email protected]

Offi ce ManagerVicki Willis

[email protected]

Advertising Sales1-888-670-0040

FCOA

Distribution(941) 284-2930

News Connection USA, Inc.P.O. Box 638

Seffner, Florida 33583-0638(813) 653-1988 • 1-888-670-0040

Fax: (813) 651-1989www.lifestylesafter50fl .com

Attention Readers: The articles printed in Lifestyles After 50 do not necessarily refl ect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or dis-continue any advertisement. Our advertising deadline for the Apr. 2014 issue is Mar. 15, 2014. Magazines are out by the 7th of each month. All rights reserved.

Tampa BayDena Bingham: (813) 293-1262

Production Supervisor/Graphic DesignKim Burrell

[email protected]

Associate Editor/Production AssistantTracie Schmidt

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Customer Service1-888-670-0040

Suncoast Edition: Pinellas/Pasco CountiesLake Edition: Lake/Marion Counties Sarasota Edition: Sarasota/Manatee

Southwest Edition: Lee/Collier & Charlotte

Our other editions:

To learn more, call 1-888-670-0040

Hillsborough/Pinellas/PascoChuck Bingham: (813) 293-1550

Sarasota/ManateeDave Tarantul: (941) 284-2930Veterans: We’re looking for

one-time military cooks to tell their stories. Send an email with a little about your experiences to: [email protected].

Snail mail with your contact phone number: Attn: Janice Doyle,

News Connection USA, Inc. PO Box 638, Seffner, FL 33583.

Black Bear Scenic Byway

Page 4: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 4

Funded in part byGONZMARTFAMILY FOUNDATION

813.229.STAR (7827) • OPERATAMPA.ORGGroup Sales: 813.222.1018 or 1016

STRAZ CENTERIT’S MORE THAN JUST A SHOW.

G E O R G E S B I Z E T ’ S

MARCH 14 & 16MORSANI HALL

All month Suited for Space exhibit at Tampa Bay History Center. Ex-

plore a century of spacesuit design and development, walk in Buzz Aldrin’s footsteps on the gallery floor and take a photograph of yourself “wearing” an Apollo suit. Seniors and children: $10.95. 10 am to 5 pm. 813-228-0097.

6 “Understanding Aches & Pains in Active Seniors,” free presentation

by Dr. Edward Becker, The Bridges, 11350 Bloomingdale Avenue, River-view. 11 am. Complimentary lunch by Chick-fil-A. Register at 813-653-1065.

6 Buildings Alive! Ybor City Architecture Hop. Discover the

stories behind Ybor City’s most iconic historic buildings via trolley or foot. 5 to 9 pm starting at Centro Ybor or Stantec. Afterparty at Ybor City Mu-seum State Park from 8 to 10 pm with scavenger hunt, prizes, live music, food and drink. $45. 813-247-1434.

9 Sunday Afternoon at the Movies – “A Night at the Opera,” starring the

Marx Brothers. 2:30 pm. Straz Center, Tampa. Free: RSVP: 813-229-7827.

11 Marcus Luttrell’s Patriot Tour. Author and former Navy SEAL

Luttrell’s true story of determination,valor, and survival. 7:30 pm at Tampa Theatre. $67. 813-274-8981.

11 Free end of life seminar. Info about financial needs options,

planning and more. Complimentarylunch. 11 am at Town N’ CountrySenior Center, 7606 Paula Dr., Tampa.RSVP to 813-814-4444.

14 “Brews & Bites.” Food trucks, live music, prize drawings

and more at Sail Pavilion on Tampa’s RiverWalk. 6 to 10 pm. 813-373-1193.

15 VFW POST 8154 Annual Pig Roast. $4 general admission

or $8 dinner and entertainment. Live music, basket raffles, bake sale, 50/50 drawing and much more. Bring lawn chairs. Noon at 3954 Paul Buchman Hwy., Zephyrhills. 813-782-7194.

15 Changing Lives, Transforming Communities luncheon with

guest speakers in honor of Women’s History Month. 11:30 - 2 pm at Mae-stro’s Restaurant in the Straz Center, Tampa. $19.14. Info: 813-273-3616.

18 Prevention strategies for mem-ory loss seminar with Dr. Steen

of Tampa Neurology Associates. 12 to 1 pm at Memorial Hospital Audito-rium, Tampa. RSVP to 813-342-1313,

20 Mystery Day Trip with the North-dale Owls. Bus departs Northdale

Park at 9:30 am to destinations unknown! (estimated return 2:30 pm) Cost: $22. Casual dress, ADA accessible, little walk-ing. Call: Ruth Zeigler: 813-962-0397.

21 to 30 Murder On The Nile By Agatha Christie. Fatal circum-

stances await a newlywed couple on their honeymoon voyage down the Nile. Showtimes at 2 pm and 8 pm at Carrollwood Cultural Center, Tampa. Tickets: $15 – $20. 813-269-1310.

21 New York Yankees Luncheon with silent auction and auto-

graph session with current New York Yankee players, coaches and legends. Benefits Boy and Girls Clubs of Tampa. 11:30 am at Marriott Tampa Waterside. Price: $300. 813-875-5771.

22 Sonny & Perley Present: The Golden Age Of Popular Song.

Jazz duo performs a free concert featuring hits from the Great American Songbook. 3 to 4 pm at SouthShore Li-brary, Ruskin. Details: 813-273-3652.

22 The Southeastern Guide Dogs’ 3K Walkathon. 8:30 am at Co-

tanchobee Fort Brooke Park. Register/info at guidedogswalkathon.org.

22 and 23 Hyde Park Village Art Fair, 10 am. Free. 561-746-6615.

Send Around Town news to News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583; fax 813-651-1989 or email [email protected]. News must be received by the 10th of the month prior to event (i.e. March 10 for April event.)

Around TownW H A T ’ S H A P P E N I N G M A R C H 2 0 1 4

Page 5: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 5

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Page 6: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 6

Have a Healthcare System Problem? Hire a Patient AdvocateBY PAUL WYNN

When questions arise over medical bills, treatment

options, insurance claims, undiagnosed symptoms, who do you turn to for help? Doctors, nurses, loved ones—maybe Google. Turns out there are professionals who can offer answers—and provide help. These professionals are called patient advocates, sometimes known as health advocates or patient naviga-tors. While the profession is in its infancy, it is slowly achieving greater recogni-tion as more people learn about how patients can benefi t from their services. “Just as many people now have a fi nancial advisor, personal trainer or life coach, more people are learning that they can hire a patient advocate with insider knowledge and direct experience about how the healthcare system works,” says Elisabeth Schuler Russell, founder of Patient Navigator consultancy and president of the National Association of Healthcare Ad-vocacy Consultants (NAHAC). Patient advocates provide a wide range of services. These services may include managing medical and hospital bills, fi ling insurance claims, choosing health or Medicare plans, fi nding the right doctor, challenging insurance denials, researching medical conditions, accompanying you or loved ones to medical appointments, among many other things.

Emerging trend The Affordable Care Act (ACA) most recently fueled the need for “insurance navigators” to help consumers research and enroll in health insurance exchanges. The ACA has also

highlighted the dysfunction of the healthcare system and showed the growing distance between people who need healthcare and people who provide healthcare, says Vicki Breitbart, director of the health advocacy program at Sarah Lawrence College in New York. “Patient advocates can help bridge that gap.”

Currently, there are an estimated 150 patient advocates in the United States, composed of nurses, physician assistants, social workers, medical billers, insurance advisors and many caregivers whose personal experience helping parents or loved ones with healthcare decisions motivated them to get involved in the profession. Russell says that as the baby boomers age, new insurance options emerge through the ACA and treatment options become increasingly complex, there’s a growing need for patients to work with patient advocates. But skeptics warn patients that there currently is no certifi cation or state li-censure for patient advocates and no actual qualifi cations are required. This is not uncommon for professions

in their infancy that are still creating standards and a code of ethics, says Breitbart.

Advocacy in action To fi nd a health advocate, AdvoConnection.com is a good place to start. All you need to search the free directoryis an email address and zip code. There are about a half

dozen advocates on the West Coast of Florida. One of them is Lea Ann Biafora with Beacon On-cology Nurse Advocates in Saint Petersburg. Biafora helps patients and their families work through multiple issues related to cancer—from evaluating medical records, questions to ask their doctors to treatment options and fi nancial issues. “Our goal is to empower patients and help them become knowledgeable and understand their treatment options,” she says. Paying for an advocate

will most likely come out of your own pocket. Advocates’ services are generally not covered by health insurance. It’s important to fi nd out how much an advocate charges. There’s no standard fee for patient advocates, but hourly fees range from $60 to $250. Some advocates will waive their fee for an initial consultation to learn more about your unique needs. Russell recommends asking for a written agreement or contract that lists out the services to be provided, estimated hours and how long the service will take. “Most advocates will put their information and answers to you in writing without hesitation,” she explains. “Don’t rely on verbal promises or commitments.”

Navigating the healthcare system can be less confusing with a patient advocate

by your side, but be prepared to pay out-of-pocket for their services.

Finding a Patient AdvocateHallmarks of an ethical and effective patient advocate:

Experience Experience as a healthcare professional can

be helpful in understanding the nuances of the medical system, but non-clinical backgrounds

prove useful as well. Find out how much experience they have in handling similar cases.

CredentialsSome advocates may have earned local

certifi cates from universities or online training programs, but there is no national certifi cation

or licensure for patient advocacy.

Affi liationDoes the advocate belong to professional associations

such as the National Association of Healthcare Advocacy Consultants (NAHAC) or the Alliance of

Professional Health Advocates (APHA)? Membership is no guarantee for ethical behavior, but these two associations have set standards for their members.

Ethics Members of APHA and NAHAC abide by a code

of ethics with the goal of providing compassion and respect to patients and their families. Other ethical conduct includes being transparent, maintaining

patient privacy and avoiding discrimination.

SpecializationWord of mouth is one of the best ways to fi nd an advocate. However, each advocate specializes in different areas so match your specifi c needs to

someone with a track record and relevant experience.

Work LoadAsk how many projects the advocate works on. It’s normal for advocates to be juggling a few cases at one time, but make sure your

needs get the attention you deserve. Check AdvoConnection.com online.

Florida Patient Advocates include:Compass Care: 813-501-2000

Professional Advocacy: Partners: 352-326-2030 Aging Wisely: 727-477-5845

Patient Advocacy Group: 972-390-1101 Florida Patient Advocacy: 352-379-8259

Beacon Oncology Nurse Advocates: 855-490-8777

Paul Wynn has covered healthcare trends for the past 20 years as a freelance writer.

Page 7: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 7

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Page 8: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 8

Westgate River Ranch Vacation: Close to Nature Yet Far Enough Away to Be a Real Vacation

BY JANICE DOYLE

Yee haw! Ride ‘em cowboys. Not long ago we had a hankerin’ to get

out the Western shirts and boots and spend a weekend in the great Florida outdoors. Out where the star sightings aren’t filtered by city lights. It was a good reason for a trip to Westgate River Ranch east of Lake Wales. The River Ranch has been around for de-cades and has recently been renovated as part of the Westgate Resort family. It’s the largest dude ranch in Florida and a clean, safe place to go alone or with the whole family. Here’s what to look for:1. Activities for everyone and for all ages: sit in the quiet with a book, go to The Saloon for a drink (including non-alcoholic), ride a mechanical bull, play mini golf. How about horseback riding, skeet shooting, swamp buggy, air boating, fishing or archery? On weekend nights there’s line dancing,

live music, bonfires, hayride/cookout, a small adventure park and the rodeo.2. Try Glamping (glamorous camp-ing). Each Glamping site is a sturdy fully-furnished canvas tent set on a platform in a wooded area complete with microwave, mini fridge, AC. Glamping sites include a key to a private bathroom facility with shower.3. Convenient accommodations include new and older cabins and the renovated Lodge as well as a beautiful RV park.4. Yee haw! It’s a Wild West rodeo every Saturday night! Eight seconds

may not seem like a long time, but when you’re watching a bull rider try-ing to stay on a bucking bull, it seems like an eternity. This rodeo is fun. Pro-fessional—and colorful—lady horse-back riders make their acts seem easy and there’s a hilarious “calf scramble” for kid cowpokes. It’s a very patriotic, feel-good-to-be-an-American event with lots of red, white and blue and Lee Greenwood’s “God Bless the USA.” A Rodeo Dance immediately following the rodeo is an open time for everyone to dance to slow tunes, boot-scootin’ boogie and fun stuff like “Macarena.”

5. Natural Florida is right outside the door. From watching bison and horses in the pasture to hiking trails through ancient live oak woods along the water, you may find your only distractions to be the birds and critters.

6. The easy life is here. On site, the Smokehouse Grill, the Saloon

and the Deli at the General Store serve up meals. And there’s a Dinner Hayride. No Western wear? Buy a nifty cowboy hat or outfit at the onsite Western Store.7. One-of-a-kind staff. Everyone is terrific and attentive—like they want to be there, and we found many who had worked at the ranch for years. These guys may be bull riders for the weekend rodeo, but they make great trail ride guides during the day! Days and hours of operation for restaurants vary by season; call ahead before visiting to know if you need to stop on the way for groceries. Accommodation prices: Lodge: $99 and up; Cottages and Cabins: $150 and up; Glamping tents: $179 and up; tent sites: $20; RV sites: $40. Sample activity prices: Rodeo: $15.50. Pontoon boat rental: $65/hour + tax. Swamp buggy ride: $25. To learn more, call 863-692-1321.

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Page 9: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 9

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Page 10: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 10

This Car Dealership Simplifies Car BuyingPeople change as they get older,

and changes can affect driving. Driving a car can be one of the areas that once seemed extremely easy, but with aging it can include some degree of difficulty. Getting the right car to drive safely and comfortably becomes one of the most important decisions you make. Buying a car can also be a formidable task as many dealerships bring in a confusing array of people in addition to the sales person. Rivard Buick GMC in Brandon simplifies shopping for a new vehicle. “Each customer deals with only one person from beginning to end of car shopping,” says Ben Pugliesi, a sales and leasing representative of Rivard. “Whoever you start with when you come in to look at a car will take you all the way through to picking up your new or used vehicle. We don’t have several managers coming in and out to confuse you.” Pugliesi knows what seniors need to consider in buying a car. He says, “Seniors need to remember that most often their health isn’t going to improve with age. They need to think about the changes that may occur if they want to get their money’s worth out of a car.” That means allowances for slower reflexes, changes in vision and hearing and the need for comfort and ease of controls. He added, “For example, I help people think about the need for

being able to see out as well as spot-ting the controls and speedometer.” He wants people to notice whether the seat can be changed easily or not. “Backing up is important to consider, too. Backup cameras are standard on the base model GMC and Buick now.” To assist customers, Pugliesi says he gently asks questions and points out potential problem areas that a customer might not have thought of. He says, “You need to be comfortable with your dealership. If you are not, then leave. Seniors should never be talked down to.” Ready for a new or late model vehicle? Remember to consider all your options. For information, call Ben Pugliesi at Rivard: 813-620-6500 or 813-469-8635.

Ben Pugliesi, Rivard Buick GMC

How to get rid of puffy eyes in the morning Do you wake up every morning with puffy eyes? Are you loosing elasticity around the parentheses lines by the mouth area? If you’re tired of looking sleepy or under the weather, there is one product you can try to give your eyes a lift. To de-puff your eyes try Renee Taylors faceLOVE™ instant puff reducer. Renee Taylor, Hollywood actress best known for her role in the hit show the Nanny playing Fran Dresher mom, came out with a face tightening serum that really works. Renee and her make-up artist Cindy Cohen developed this fantastic product that works in 60 quick seconds. The product has been voted best anti wrinkle serum in 2013 by the Huffi ngton Post. If you are looking to save your youth and look years younger just applying one drop of faceLOVE™ on the individual lines and wrinkles will immediately diminish fi ne lines and wrinkles, reduces puffi ness underneath the eyes, tightens the skin, closes the individual pores and give you a smoother looking skin in 60 seconds. You don’t have to use painful procedures for optimum results. Get a facelift in 5 minutes with faceLOVE™. One bottle will last for a month if used daily. Get free shipping and a free lipstick with every order. www.rtfacelove.com order toll free @ 1-855-502-3002.

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Page 11: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 11

Tiny Trees, Big Fans—Meet the Hukyu Bonsai SocietyBY TRACIE SCHMIDT

Bonsai, a Japanese art form using miniature trees grown in contain-

ers, has been around for a long time, but many gardeners are just discover-ing it as a rewarding hobby. How do they get the trees so small? It involves careful pruning, root reduction, potting, defoliation and grafting in a process that takes patience and an artistic eye. Bonsai has its “roots” in Penjing, an ancient Chinese art of depict-ing landscapes in miniature. Clif Pottberg, the president of the Hukyu Bonsai Society of Tampa, dis-covered a love of bonsai in a similar way—his father was a model railroad enthusiast, and Clif dreamed about ways to make the miniature land-scapes more realistic. His first bonsai was a small tree salvaged from his parents’ yard, raised in a coffee can. He now has his own nursery and lends his wisdom to the bonsai society, which meets every third Saturday of the month

at the botanical gardens at USF in Tampa. The club has been around since the 1960s, and was one of the first bonsai societies in Florida. Typical meetings center around a demonstration or discus-sion of a topic or technique, and members are invited to bring in their own bonsai or materials and ask questions. At the last meeting, I saw firsthand how to re-pot a bonsai. Member Kay Waldron brought her chinese elm to the front where it was gently removed from its old pot, had its roots trimmed and loosened and was

secured in a new pot in a way that would help it grow into a more natural shape. “There’s no such thing as a perfect tree,” says fellow member Marian Borges. “All trees can be improved.” “You’ve just got to be brave,”offers Waldron. The society draws bonsai enthusiasts of all ages and walks of life. Member Carol is a snowbird from upstate New York. She has been growing her own for three and a half years and says she likes the portability of the small trees. Member John says, “I’ve been growing bonsai for 15 years. I decided to come and learn what to do, what not to do. Ev-ery time I come, it’s a new experience.” I asked Pottberg what he thinks draws people to bonsai. “I think it is the solidity and longlast-ingness of bonsai. A good tree looks as though it’s been sitting in that pot for 1,000 years. It’s a rewarding and complex hobby. You could do it all your life and still learn new things.” Does small mean easy? Not

necessarily. Some trees are tempermen-tal. Each bonsai is different, and getting the right balance of soil, fertilzer, water and sunlight for the species of tree takes some horticultural know-how and no small amount of experimentation. “You’re not a true bonsai master unless you’ve lost some trees,” Pottberg says. The advantages of belonging to the society, he insists, are taking advantage of folks who know the most about bonsai, and the friendships that occur. The group will often meet for field trips and outings to state parks or even just to Dunder-baks for a beer after the meeting. Interested in getting started? Clif notes that a lot of people’s first trees come from seed kits they buy in the store, but that they can be some of the more chal-lenging trees to raise. He recommends buying a hardy starter tree, like a ficus. The Hukyu society welcomes new members; dues are only $25 a year for individuals. To learn more, visit hukyubonsai.com.

Clif Pottberg, Kay Waldron and Marian Borges re-pot a bonsai.

Page 12: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 12

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St. Patrick’s Day FunAre you wearing

green? Get into the St. Patrick’s Day spirit with Irish music, food, games and more at these fun events:

4 Monthly OWLS Meeting & Pot-

Luck Luncheon. Live entertainment - Irish dancing. Wear green and bring a food dish to share! 11 am at Northdale Park, Tampa. Info: www.northdale.org/northdale/OWLS.

7 “When Irish Eyes Are Smiling. Singer Cathie Ryan, together with

the orchestra, Irish band and dancers perform ballads and traditional tunes of the Emerald Isle in this musical prelude to St. Patrick’s Day. 8 pm at the Straz Center, Tampa. Tickets: $15 to $45. 727-892-3337.

14 Plant City Social Dance Club’s St. Patrick’s Day dance. Green

attire encouraged; please bring finger foods to share. 8 to 11:15 pm. $5. Stardust Dance Center, 1405 S. Collins St., Plant City. Info: 863-409-7714.

15 and 16 Bay Area

Renaissance Festival’s Shamrocks and

Shenanigans. Irish heavy games, free beer tasting, a Celtic village, mashed potato eating contest and a men in kilts competition. Starts 10 am next to MOSI, Tampa. $15.95/seniors. 1-800-601-4848.

16 St. Patty’s Day Dinner: prime rib and lobster, clam chowder,

baked potato, salad and roll. $20/person. Dinner 4 – 6 pm, music 6 – 10 pm “Bert & Sassy” at Ruskin VFW Post 6287, public welcome. RSVP by Mar. 10 to 813-645-2935.

Fun Runs for Good Causes15 Bolt Run. St. Patrick’s Day

themed runs on the flat streets along the waterfront in distances of 5-mile (7 am), 5K (7:30 am) and a one-mile fun run (8:30 am). Includes tickets to an upcoming home game, pre/post race parties and a com-memorative T-shirt. Benefits the Leukemia and Lymphoma Society. Price: $30. Starts at the Tampa Bay Times Forum. Phone: 813-301-6506.

22 Strawberry Classic. Chip timed 15K, 10K, pet friendly

5K or one mile fun run. Participants receive goodie bag and dri-fit shirt. Includes post game party with music, food, raffle, free massages and more. Proceeds benefit a local charity and Pediatric Cancer Foundation. 7:15 am at Temple Terrace Elementary School. Price: $35 15K, $25 10K and 5K, $10 one mile.Tampabayrunners.com.

Page 13: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 13

GRANDPARENT MEMBERSHIPS!A special membership

designed just for you and your loved ones. Enjoy

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Grand Parenting Is Great!

Enter to Win a Grandparent Membership to the Glazer Children’s Museum. Membership is valid for two years allowing up to 7 people per visit.

Write in and tell us why Grand Parenting is Great in 50 words or less. Or send us a picture that tells it all. Photos must be printed on photo paper and no larger than 8-1/2 X 11. Photos must have name and address printed on the back of photo. Photos will only be returned if a self addressed, stamped envelope is included. Please no professional photos. A fi rst and second place winner will be selected by a small panel of judges and both will receive a complimentary grandparents membership (each a $100 value) to the Glazer Children’s Museum. Winners will be published in the May edition of Lifestyles After 50.Deadline for entries is April 15. Winners will be selected on April 17.

Grand Parenting Is Great!

Please fi ll out the contact information below and send it with your contest submission to: Lifestyles After 50/Grandparent Contest

P.O. Box 638Seffner FL 33583-0638

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ZIP PHONE ( )

Winners will be contacted by phone. Only one entry per household may be submitted. Good luck!

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LET YOUR GRANDCHILDREN EXPLORE THEIR IMAGINATION AT A PLACE BUILT JUST FOR KIDS! Everything is hands-on fun at the Glazer Children’s Museum. With over 170 ‘interactivities’ within 17 themed areas, kids will discover a whole new way to play and learn a lot along the way. Play, learn, and discover while making family

memories that last. The Museum is located conveniently in Downtown Tampa next to the Curtis-Hixon park and the Hillsborough River.

The Glazer Children’s Museum is excited to announce a new Grandparent Membership. Designed especially for you and your loved ones, these memberships are customized with benefits that meet your needs. Valid for two years, and allowing up to seven people per visit, you get the flexibility you need to bring the whole family for days and days of memory-making educational fun. Call us today or visit our website for more information.

1 1 0 W G A S P A R I L L A P L A Z A , T A M P A 3 3 6 0 2 • 8 1 3 4 4 3 3 8 6 1 • G L A Z E R M U S E U M . O R G

Page 14: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 14

Our Prescription “Auto Fill” Program - Automatically refill your prescriptions from your online pharmacy account and pick up yourprescriptions at your local pharmacy or have them shipped for free!

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Our Prescriptions Savings Club - Members get special discounts off the cash price of thousands of brand-name and generic medications as well as numerous other benefits when they use their card throughout the store.

Our “Go 90” Program - 3 prescription refills in one and for 3 months you’re done!

Walgreens now offers the Zostavax vaccine for shingles at all of its locations!

Our Pharmacies Offer Services and Programs that Save You Time and Money! Inquire About:

Walgreens accepts most major prescription plans, including: CVS Caremark, United Healthcare and Blue

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If you’ve ever had Chicken Pox, ask your Walgreens Pharmacist about the Zostavax vaccine recommended for those 50 years and

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Walgreens accepts most major prescription plans, including: CVS Caremark, United Healthcare, Express Scripts, and

Blue Cross Blue Shield Florida!

Transplant House OpenedTampa General Hospital has

opened its first Transplant House at 18 Columbia Dr., Tampa. It will serve as a “home away from home” for outpatient organ transplant and Ventricular Assist Device (VAD) pa-tients who must travel long distances for treatment, checkups, and testing at the hospital. TGH performs adult heart, lung, kidney, liver and pancreas and pediatric kidney transplants.

To date, TGH has performed over 8,000 solid organ transplants since the program’s beginning in 1974. For more information see the hospital’s website: www.tgh.org.

Tampa, Florida Now Viewed as Stem Cell Treatment

Hotspot for Lung DiseaseStem cell treatments have gained

national and global attention over the past decade as a viable treatment option for a variety of serious progres-sive disorders. Just over one year ago, regenera-tive medicine provider Lung Institute opened its doors to patients suf-fering from the number three killer in the United States—lung disease. Specifically, the physicians behind Lung Institute developed an effective treat-ment protocol that utilizes stem cells in combination with other forms of regenerative medicine to restore significant pulmonary function to sufferers of COPD, chronic bronchitis, emphysema, pulmonary fibrosis, and interstitial lung disease.

While some feel a degree of skepticism surrounding the applica-tion of stem cells, Lung Institute is 100 percent transparent as to their treatment protocol, including the details of stem cell collection and administration. By introducing best practices to patented regenerative medicine procedures, Lung Institute has created a protocol that is restoring quality of life to nearly every patient that walks through their doors. Sherry Bauer, a Nashville, TN resident recently returned to Lung In-stitute for a second stem cell treatment

for her COPD. The Lung Institute team had the opportunity to sit down with Bauer and ask her how she’s been feeling since her first treatment.

“I have seen improvements. I am now able to sit and talk without oxy-gen for as long as three hours. Before, I could not. I can go to a movie and take (the mask) off my face. That to me was just awesome,” Bauer said. “My recovery time is quicker. Before, say if I got up and did something without the oxygen, it would take me 20 to 25 minutes to recover. Now, I can recover in five minutes. That may not (matter) much to some people that aren’t aware of your situation, of what you go through every day, but it is good. To sit five minutes instead of 25 minutes is good to me.” While multiple scientific and clinical studies have validated the potential of stem cells and other regenerative technologies for treating pulmonary conditions, nothing speaks louder than real outcomes. Lung Institute is producing these positive outcomes and in doing so, changing the lives of many suffering from chronic and debilitating pulmonary conditions. For more info about Lung Institute and their treatment results, visit LungInstitute.com orcall 1-855-4MY-LUNG.

Patient Sherry Bauer notes improved recovery time and greater freedom after treatments.

“I have seen improvements. I am now able to sit and talk without oxygen for as long as three hours. Before, I could not. I can go to a movie and take (the mask) off my face.

That to me was just awesome.”

Page 15: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 15

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Page 16: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 16

Learn to Capture Magic Every Day of Your Life

BY EVELYN MACKEY

It’s never too late to have dreams. Reaching mid life doesn’t mean

dreams have to end. One man who dreamed big and acted on his dreams every day of his life was Walt Disney. Recently, the movie “Saving Mr. Banks” provided insight into the way Disney saw his past and present. Near the end when he revealed details about his child-hood, audiences gained new respect for him. At no time had he let his past define his present or ruin his dreams. One book about Walt Disney, “How To Be Like Walt: Capturing the Disney Magic Every Day of Your Life” also presents the man behind the myth. Authors Pat Williams and Jim Denney conducted over 1,000 inter-views and then tied them all together

to share lessons they gleaned from this icon of American family entertainment. Williams, whose personal fascina-tion with Disney began when he relocated to Orlando in 1989 to build a new NBAA basketball team, considers Walt Disney to be one of his mentors. In fact, his team, the Magic, was named in honor of one of Disney’s most famous creations, the Magic Kingdom. The book is part biography, part motivational speech, part self-help book, part business guide, and it offers many of Disney’s best features and enduring qualities to incorporate into your own life. No matter your age.

You and Walt How can you be like Walt Disney? How can you make your own dreams come true? The authors made 16 observations from those 1,000 interviews. If your life seems to lack direction or if you’re asking yourself “What next?” this list may help you begin to “capture the Disney magic every day of your life”:

Live the AdventureBe a Salesman• Dare to do the Impossible• Unleash Your Imagination• Become an Animated Leader

• Take a Risk• Deal with Loss• Plus Every Experience• Be a Person of Stick-To-It-Ivity• Be a Sponge for Ideas• Ask Yourself – ‘How About Tomorrow?’• Live for the Next Generation• Build Complementary Partnerships• Stay Focused• Accept Your Mortality• Make Family Your Top Priority How To Be Like Walt follows Disney from his humble childhood years on a farm until his death in December of 1966. What is clear throughout the book is a life of imagi-nation, perseverance and optimism. The Walt Disney Family Museum, located in a building in The Presidio in San Francisco, also traces Walt Disney’s life and work. His dream? Oh, he never had just one at a time – he just kept adding new ones. You can too.

The way to get started is to quit talking and begin doing. —Walt Disney

Tomorrow can be a wonderful age.

Page 17: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 17

New Lifestyle ProductsGrillbot — www.grillbots.com This nifty little robot is the answer to all those cleaning woes that arise after firing up the barbeque grill. Tidying up is as simple as placing this battery-operated self-cleaning device on the grill, pressing the button and letting it scrub away with its mighty trio of washable and replaceable brass or steel brushes. The smart LCD timer and alarm will signal when cleaning is complete. You’ll never have to miss another minute of the game or your party by letting the Grillbot do the cleanup for you!

CableKeeps by Nice by Design— www.nicebydesign.com These handy little devices easily attach to any Apple charger and the cord can be wrapped neatly around your CableKeep. They are made of molded Santoprene thermoplastic rubber which makes them durable, recyclable and non-toxic. They come in a variety of fun colors so no longer will your Apple charger be confused among others!

The Video Games ChallengeIt’s true that playing video games

challenges older people to stay sharp, alert and well-coordinated. A recent survey suggests that growing awareness among seniors of the posi-tive effects of playing video games is a leading factor in the rapid rise in video games’ popularity among people over 65. Although some sur-vey respondents were drawn to entertain-ment-oriented games such as Angry Birds and slot games, the majority indicated a preference for strategy games, spelling games, word games and puzzle games such as Candy Crush and Pet Rescue. The University of California, San Francisco study involved the year-long development of NeuroRacer. NeuroRacer is a game that requires players to navigate a racecar on a winding track while hitting a button

on a controller when a green circle ap-pears. As a player improves, the level of challenge increases accordingly. NeuroRacer was first tested on people aged from their 20s through their 70s and showed a decline in

multitasking ability with advanced years. Next, subjects aged 60 – 85 years spent 12 hours each over a month-long period playing a version of NeuroRacer. These subjects attained better multitasking levels than 20-year-olds who did

not train with the game. The seniors maintained superior levels for six months after the training period ended. Games such as Nintendo’s Brain Age and their Wii games often provide the opportunity to enjoy physical benefits associated with certain familiar sports and games while minimizing the risk of injury.

Page 18: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 18

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ASK THE EXPERT Where Do You Fit? Facts About American Eating Habits

My, how times have changed! Look at our nation’s mealtime

choices and behaviors as found by the Institute of Food Technologists.1. In a single day, Americans typically eat and drink 14 different kinds of food and beverages from sandwiches, fruit, vegetables, carbonated soft drinks, milk, coffee, potatoes, salty snacks, juices and ready-to-eat cereal.2. The largest restaurant chains in America from highest grossing are Mc-Donalds, Subway, Starbucks, Wendy’s, Burger King, Taco Bell, Dunkin’ Do-nuts, Pizza Hut, KFC and Chik-fil-A.

3. Forty-five percent of Millenni-als and 24 percent of boomers have adopted a special diet (e.g., gluten-free or vegan). One-third of all Millenni-als’ eating involve global cuisine; 56 percent of Millennials want something healthy for their next snack.4. Millennials are round-the-clock eat-ers; 12 percent of their eating occasions are for breakfast, 16 percent are for morning snacks, 15 percent lunch, 17 percent afternoon snacks, 18 percent dinner, and 20 percent evening snacks.5. Snacking now accounts for just over half of all eating occasions. One in five people eat one snack per day; 41 percent have two, 24 percent have three, 13 have four and 4 percent have five or more.6. Consumers are most interested in savory flavors, including spicy, smoky and tangy flavors; sour and bitter flavors are also drawing increased interest from consumers.7. For the first time, a majority of consumers say they prefer hot or

spicy sauces, dips and condiments and bolder flavors. Chile sauce, cayenne, Sriracha, and habanero and ancho pep-pers are delivering the “new” heat.8. Specialty cheeses account for more than two-thirds of deli cheese sales. Gouda, Brie, bleu and goat cheese are increasingly strong sellers as are Mediterranean and Hispanic cheeses. More U.S. cheesemakers and retail-ers are embracing affinage, the art of aging cheeses.9. More than half of adults buy spe-cialty chocolate, oils and cheese.10. The percentage of all meals eaten and prepared in the home in 2013 was exactly the same as in 2012—73 per-cent, up from 70 percent five years ago.11. Half of adults bought prepared foods at a convenience store in 2013. Hot dogs, followed by deli sandwiches, breakfast sandwiches, pizza and other breakfast foods were the popular items.12. Forty percent of specialty food consumers bought food online.13. About one-third of adults are devoted breakfast-eaters who never pass it up. Information published in the January edition of Food Technology.

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Page 19: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 19

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Page 20: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 20

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Qualified participants will receive all study-related medical care and investigational study medication at no cost.

To find out more about this study or to get involved, call PAB Clinical Research at 813-657-1584 x 275

Veterans Corner

BY JANICE DOYLE

Older veterans remember coming

home from their war experiences to a countrythat seemed not to care. One man is trying to change all that for today’s soldiers. Army Special Forces Staff Sergeant Jason McCarthy told CBS News he feels “we can impact society for the better sooner” by telling war stories from Iraq and Afghanistan now to create under-standing. McCarthy went on to say that public support for the military is strong but that very few people know someone in the service personally. McCarthy is founder of GORUCK, a company that makes backpacks and other military-grade gear used today by individuals and miltary. He sponsors War Stories and Free Beer to tell the military story. McCarthy said that hav-ing served in the military doesn’t have to be the proverbial “elephant in the room.” Instead of just hearing people say “Support the troops,” McCarthy wants to answer questions like “What did you do in the war?” or maybe “What was it like?” He wants people to know who they are supporting. GORUCK’s War Stories and Free Beer is coming to Largo, Florida’s Armed Forces History Museum Officers Club on Thursday, March 6. During the two-hour event, four veterans will each share a deployment story, along with personal photographs, followed by a Q and A time. The stories are meant to inform and humanize as well as entertain. The Navy Times reported that Capt. David Waikart, a military intelligence officer, “had the crowd roaring as he poked fun at the Special Forces and Rangers who ‘take themselves too seri-ously in their black Oakley sunglasses.’”

Sophie Pollitt-Cohen of GORUCK says, “The goal of our event is to bridge the civilian-military-gap and break down some language barriers—in an atmosphere anchored by a universal love of beer. Often when it’s over and it’s the free beer time, people talk and that’s when people can talk individually to the participants. It’s a very intimate time for sharing stories.”

One of the guest speakers for the Largo GORUCK event will be Major Ceasar Civitella. MAJ Civitella served in WWII with the Office of Strategic Services, the predecessor to the CIA. He was one of the first to be recruited for the newly formed U.S. Army’s Special Forces. Later, MAJ Civitella worked for the CIA where he was awarded the Intelligence Medal of Merit. These are not open mic events, according to Pollitt-Cohen. The men have told their stories before. And McCarthy said beer will always be provided at the events because it serves as a symbol, “…just one of those things that makes you smile.” There won’t be dress uniforms, and the environment is set up to be as unthreat-ening as possible. It will be a time to learn about the life of a deployed mili-tary service member in today’s world—and maybe share the understanding of what it meant to you in another time. If you go: 7 pm to 9 pm. $10 dona-tion/tickets may be purchased online at goruck.com. Proceeds benefit the Armed Forces History Museum as well as Iraq and Afghanistan Veterans of America. Armed Forces History Museum – Officers Club, 2050 34th Way North, Largo.

“War Stories and Free Beer” Bridges Military/Civilian Gap

Often when it’s over Army Special Forces Staff Sergeant Jason McCarthy

Page 21: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 21

Traditional Irish fare like this is good any time of day. Use up your leftover corned beef (or buy some at the deli) in a tasty quiche and serve it up with warm Irish soda bread.

Crustless Corned Beef and Cheese Quiche

2 Tbsp butter1 onion, chopped1 c chopped celery1 c cooked corned

beef, diced1 c jack cheese, shredded4 eggs1 c heavy cream1 c milkSalt and pepper to taste

Saute onions and celery slightly in butter. Add corned beef. Heat through and spread in buttered quiche pan (or ramekins). Add cheese. Whisk eggs, cream milk and seasoning together and pour into pan. Bake at 425 about 25 minutes.

Mix dry ingredients; stir in raisins and then eggs, buttermilk and vanilla. Spread in pan and bake at 350 for 45 to 50 minutes. Cool in pan on wire rack 10 minutes. Remove from pan and cool completely on wire rack.

Irish Soda Bread2 1/2 cups flour1/2 c sugar2 tsp caraway seed1 1/2 tsp baking powder1/2 tsp salt1/2 tsp baking soda1/2 cup raisins or currants1 1/4 c buttermilk2 eggs1/2 tsp vanilla

Page 22: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 22

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Eight Simple StressbustersBY HENRY S. MILLER

Got stress? Stress is a part of a normal life that you can’t really

avoid. The good news? You have more power than you realize to control stress before it prevents you from liv-ing the life you want to lead. Here are eight simple stressbusters to help you:1. Breathe Slowly and Deeply Before you react to the next stressful event, first take three deep breaths and consciously release each breath slowly. If you have more time, try a relaxation technique, such as meditation or guided imagery, before deciding how to handle the situation.2. Speak More Slowly If you feel overwhelmed at any time, deliberately slow down the pace of your speaking. You will appear less anxious and more in control of the situation. Stressed people tend to speak fast and breathlessly. If you slow down, you’ll find you can think

more clearly and react more reasonably to stressful situations.3. Take a Break Outdoors Take advantage of the healing power of fresh air and sunshine. Just five minutes outside on a balcony or terrace can be rejuvenating. If you have more time, 30 minutes of sunshine has proven positive benefits.4. Check Your Posture Hold your head and shoulders up-right. Avoid slumping or stooping: bad posture leads to muscle tension, pain and increased stress. If you are behind a desk during the day, avoid repeti-tive strain injuries and sore muscles by making sure your workspace is ergonomic, and take five minutes every hour to walk around or stretch.

5. Drink Plenty of Water and Eat Small, Nutritious Snacks Fight dehydration and hunger—they can provoke aggressiveness and exacerbate feelings of anxiety and stress. Drink plenty of water and always have small and nutritious snacks on hand, such as fruit, string cheese or a handful of nuts.

6. Do One Thing Today Take control of your time.

Every day, do at least one simple thing you’ve been putting off: return a phone call, make a doctor’s appoint-ment or file the paperwork piling up on your desk. Taking care of one nagging responsibility will energize you and improve your attitude! You might even find that completing one task inspires you to move on to the next one. At the end of each day, try planning your schedule for tomorrow.

7. Reward Yourself after a Stressful Day At the end of the day, set aside any work concerns, housekeeping issues or family concerns for at least a few minutes. Allow yourself a period of time to fully relax before bedtime each day—even if it’s only 30 minutes. Remember, you need time to recharge. Don’t spend this time planning tomorrow or doing chores you didn’t get around to during the day. 8. Practice Letting Go When your next inevitably stressful situation comes up, make a conscious choice not to become upset. Just let it go. Don’t waste your energy on situa-tions where it is not deserved. Managing your anger is a proven stress reducer. There’s no way to avoid stress, but you can be proactive in managing it. Here’s wishing you a happy life with less stress! Miller is the author of “The Serious Pursuit of Happiness: Everything You Need to Know to Flourish and Thrive.” He is a speaker, trainer, and consultant.

Page 23: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 23

Page 24: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 24

Automobile AccidentsWe provide prompt,

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One Ring Scam AlertBetter Business Bureau (BBB)

warns cellphone users about a new scam that can result in unauthorized charges appearing on their monthly wireless statement. BBBs across the country are seeing a rash of reports of “ring and runs” or “The One Ring Scam” on cell phones recently where returning a missed call from an Unknown number might be tempting, but it could cost you. Here is how it works:

Consumers in several states report receiving calls on their mobile phones in which an unknown caller hangs up after one ring. When the cell owner returns the call, they are billed $19.95 for the international call fee. They may hear music, then advertising while they are unknowingly connected to a caller-paid toll service or chat line located outside the country. At $9 per minute, these calls can add up quickly. The Caribbean area codes that appear on the caller ID often have been reported to be from the Dominican Republic (809), Jamaica (876), British Virgin Islands (284), Grenada (473) and Dominica (767). The practice of third parties placing unauthorized charges on wireless accounts is called “cramming.” If you have fallen for this scam, be sure to alert your cell phone carrier immediate-ly and keep an eye on your cell phone bill. The earlier you document the fraud, the better your chances of having some or all of the charges removed.

To protect yourself from unauthor-ized charges on your cell phone bill, BBB offers the following tips:• When in doubt, don’t pick up or call back. If you don’t recognize an out-of-state telephone number on your caller ID, ignore it.• Understand your mobile bill. Be sure to keep track of what services you pay for, that way you will be able to deter-mine if any charges are unauthorized.• Keep a close eye on monthly statements. Anyone can become a victim of bill cramming. Monitoring your bill is the best way to determine whether or not you’ve been affected. The sooner you spot any unexpected charges, the sooner you can stop them.• Add restrictions to your account. Contact your service provider to see if you can restrict third-party billing.• Inform other users on your mobile phone plan. It’s important to let other friends and family members on your cellphone plan know about this scam, and to ignore phone numbers they do not recognize.• Bottom Line – If it’s Unknown,Leave it alone. Info from Better Business Bureau. See more at bbb.org.

Finance

“Gray” Divorce NewsIt’s a busy week for “Gray” divorces.

Ramona Singer from the Real Housewives of New York is getting divorced from her husband Mario after 47 years! But they aren’t the only ones following the baby boomer trend… Captain & Tennille, Jane Lynch, and Joseph Cappuccio (CSI Miami) are part of the recent Gray Divorce Epi-demic. The 50-plusers’ rate of divorce has surged 50% in the past 20 years.

Mar. 17From Your Friends At

Page 25: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 25

Homestead Provides Multiple ExemptionsBY WILLIAM R. MUMBAUER, Attorneywww.fl willstrustsprobate.com

A reader asks: I am familiar with the term homestead exemption

as it relates to reducing my property taxes each year but I have also heard the term used in other context. Please elaborate on these other “exemptions.”

Response: First, let’s review the homestead exemption which Florida homeowners are most familiar with. The basic rules for the homestead real property tax exemption and the related “Save Our Homes” cap on property tax assessments are found in Section 6 of Article VII of the Florida Consti-tution and Florida Statutes, Sections 193 and 196. Therein, a property tax exemption is afforded Florida Resi-dents who own their homestead, with additional exemptions for owners

who are widows or widowers, seniors or disabled, including additional tax exemptions for disabled veterans. A second important homestead exemption is the exemption from creditors’ claims. The basic rules for protecting homesteads from the claims of creditors are provided in Article X, Section 4 of the Florida Constitution and Florida Statutes, Chapter 222. Arti-cle X of the Constitution generally pro-tects the homestead from forced sale by creditors. There remain certain restric-tions (i.e., size of the property inside and outside a municipality) and certain exceptions (i.e., secured creditors, tax-es, and claims by those who improved or repaired the homestead) to the gen-eral protection from creditors’ claims. Finally, the homestead exemption which is by far the least understood and which is really more of a restric-tion on the homestead owner than an actual exemption (although the Florida Statues refer to “exempt” homestead when discussing the restriction)

significantly restricts to whom the homestead owner who is survived by a spouse or minor child can validly devise his homestead through his will. The restrictions on devise of homestead were put in place to protect spouses and minor children. The restrictions on how a homestead can be devised are very complicated and situation specific and far beyond the scope of this article. Mr. Mumbauer, a 5th generation Floridian, has maintained a law practice in Brandon, Florida since 1980 with emphasis on estate planning. Mr. Mumbauer takes special pride in representing the senior community by maintaining a sensitive and practical approach to problem solving. Mr. Mumbauer is a member of the National Academy of Elder Law Attorneys, the Elder Law Section of the Florida Bar and is a participating attorney in the AARP Legal Service Network. Mr. Mumbauer is also a Mentor in probate law and has been qualified by the Second District Court of Appeal in Florida as an expert witness in matters involving the drafting of Wills. Mr. Mumbauer’s Martindale-Hubbell Peer Review Rating among judges and lawyers for Legal Ability is High to Very High and his General Recommendation Rating is Very High. His articles are based on general principles of law and are not intended to apply to individual circumstances.

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Page 26: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 26

BY JANICE DOYLE

If you’re traveling through Wisconsin

this summer, stop in the area known as the Fox River Cities, just south of Green Bay. The Fox River was an early power source and the industries, money and technology that power created have brought Appleton a long, rich heritage of interesting people and events.

Drawing from a wide area of northeastern Wisconsin, Appleton is a regional hub of activity. Think shopping! That would be the Fox River Mall.Then think culture. That would mean attending the Fox Cities Performing Arts Center and its staging area that brings a world class schedule of events to the area.Think heritage. Check out the work-ing Dutch windmill in Little Chute. Here are other reasons to visit the area1. Paper. Appleton’s core industry using the Fox River’s power has been paper-making. The first hydroelectic power plant in the U.S. was on the Fox River and the first home in the world to be lit by hydro-electricity is Hearthstone Historic House with its original light fixtures (and a learning center in the basement).

The Paper Discovery Center in an old paper mill presents an opportunity to imagine our coun-try in the days when water was king of manufac-

turing and production. Take a look at the Fox

River from the overlook. The Center shows all facets of paper-making from tree to finished product. And since it’s sponsored by Kimberly Clark, there’s a section explaining the many health and hygiene paper products we use. See how they make those tissues so soft! From the youngest visitor to the

oldest—even grumpy old men—all enjoy actually making their own sheets of paper. The Center is a winning spot to visit.2. Houdini unwrapped. Faces and facts that define the area can be found in the History at the Castle. The castle experience begins with beautiful stained glass windows in lobby depicting the four seasons in the area.

For a time Harry Houdini’s family called Appleton home, and the hands-on displays about Houdini are fun and engaging as visitors get an inside look at the renowned magician and per-former. The idea of the museum is to reveal his secrets of illusion, so visitors can try duplicating some of Houdini’s tricks, picking locks on handcuffs, and so on.Trivia: Houdini’s massive head of hair? Good for hiding things in. Well, there were other body parts he used for hidings, too. Other displays: Bottoms up! the tavern history of the area; Spearfishing for sturgeon (see a fully equipped ice shanty); Food of the area from early set-tlers to recent settling by Hmong tribes.3. Say Cheese! This is Wisconsin where macaroni and cheese takes on a whole new meaning! Try local cheese every chance you get. Simon’s Special-ty Cheese, for example, creates cheese specialties and also offers locally produced wines, beers and sausages. 4. Add local color! Nearby Neenah’s downtown makes the

When you’re in Wisconsin, you’re in Packers territory, so enjoy a meal at Lombardi’s Steak House in downtown Appleton. Filled with

more than 400 Lombardi memorabilia and photos donated by his son and daughter, it’s part museum and part restaurant. Spend some time looking around. See hand drawn football plays, Lombardi’s draft card, three Coach of the Year trophies, a replica of the Lombardi Trophy. Lombardi’s “Commitment to Excellence” has been passed to the staff and menu choices. The food is superb: entrees such as prime cuts of beef and seafood entrees, family-sized side dishes and amazing desserts. The Steakhouse has received the Wine Spectator Award of Excellence every year since 2005 for having one of the most outstanding wine lists in the world. Trivia: Lombardi Steakhouse hosts each challenging team for dinner the night before their game against the Packers. Lombardi would approve!

Make the Fox River Cities AreaYour Summer Destination

perfect spot to join the locals for dining and shopping of any sort you want. Kerrigan Brothers Winery nearby in

Freedom offers the latest in Wisconsin fruit wines and an owner who is a world-renowned cheese carver.

5. Milwaukee baseball fans will want to see the Wisconsin Timber Rattlers (the Brewers’ Class A affili-ate) at their newly renovated stadium – the Time Warner Cable Field.

6. Get out in nature. The Fox River is a sportsman’s haven. From walleye in the spring to waterfowl in the fall, the river is a perfect backdrop to a good sports tale. Add Lake Winnebago and the area’s parks for hiking, biking, boating and it’s a perfect place for a vacation. For more information about the area, go to foxcities.org.

Travel

Crafting at the Paper Discovery Center.

Find savory cheese and wine at Kerrigan Brothers Winery.

Page 27: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 27

Free Tax AssistanceAARP Foundation Tax-

Aide offers free help for older taxpayers and people with limited incomes. Go to the site listed during times given below to schedule an appointment unless a phone number is given. Do not call a public library to make appointment.

North Tampa Library, 8916 North Blvd. Thurs. and Fri., noon – 4 pm

United Community Church, Sun City Center 813-634-3502; Mon. – Fri., 9 am – 4 pm

Bloomingdale Library Tues., 10 am – 2 pm; Thurs., noon – 4 pm

American Legion Post 152, 11211 Sheldon Rd. Mon., 9 am – 1 pm

Jan Kamanis Platt Library Tues., 10 am – 2 pmWest Tampa Library Mon., 1 – 5 pmSeffner-Mango Library Mon. and Fri., 10 am to 2 pm Ruskin Family Center Sat., 9 am to 1 pm813-633-5679.Tampa Workforce Center 9215 N. Fla. Ave. Weds., Thurs., Fri., 9 am – 1 pm

Check Your Credit Card Statement!Most credit card holders

never see a useful piece of information on their monthly credit card statement: the phone number directing them to a credit counseling agency. Thanks to the CARD Act (Credit Card Accountability Responsibility and Disclosure), card issuers provide consumers with a toll-free number on their monthly statement to a credit counseling agency for help with financial concerns. The number will connect you to a trustworthy nonprofit (but not free) counseling agency. It is near the box that shows how long it will take to pay off the cardholder’s debt under various scenarios. Besides that number, look at your credit card statement for the following:

• Due dates – plan payments, stay current and avoid the late fees and penalty interest rates. The CARD

Act states that credit card issuers may charge

a late fee of $25 with the first late payment, and with

45 days notice, increase the APR to a higher interest

rate on new purchases. Consumers who make late payments more than once in a six-month period may be assessed a higher late fee with the penalty APR also applied to existing balances. These increased fees and interest can add up quickly.• Confirm that all purchases are legitimate to detect identity thefts.• Review how long it will take to pay off debt by making only the minimum payment each month. Nearly two in five Americans carry credit card debt from month to month, so with interest added onto the balance each month they end up paying interest on the interest. Information from NFCC. More at DebtAdvice.org.

Page 28: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 28

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MythBusters Comes to MOSIExplore science the

MythBusters way at MOSI with the popular TV show’s signature mix of scientific method, gleeful curiosity and elbow-grease ingenuity. Can you really huff and puff and blow a house down? Does toast always tend to land buttered side down? Don’t try this at home, try it here at MOSI, where you become the MythBuster and test out these theories and bust or confirm others at MythBusters: The Explosive Exhibition! Try a dozen hands-on experiments that will get your heart and mind racing on the live demonstration stage. Explore authentic props and gadgets direct from the MythBusters set. Put your scientific curiosity into action at Mythbusters: The Explosive Exhibition. The exhibition will run through May 8 at the Museum of Science and

Industry (MOSI) located at 4801 E. Fowler Ave., Tampa. For more info, call 813-987-6000 or visit mosi.org.

Broadway, Celtic Music & MoreBY HENRY ADAMS

Concertgoers can enjoy compli-mentary coffee and doughnuts at

The Florida Orchestra’s next morning Coffee Concerts “Salute to Broadway.” Featuring music from South Pacific, The Music Man, A Chorus Line, Three-penny Opera and more, Stuart Malina conducts the orchestra and also shares insightful anecdotes about the music during these concerts, which are Mar. 5 at 10 am at Ruth Eckerd Hall and Mar. 6,at 11 am at the Mahaffey Theater. At the next Raymond James Pops concerts, “When Irish Eyes Are Smil-ing,” the orchestra performs a salute to St. Patrick’s Day with traditional tunes of the Emerald Isle and other Irish-themed music. Vocalist Cathie Ryan will lift the spirit with her Irish band and dancers from Tampa’s Scariff-Hardiman School of Irish Dance. Prin-cipal Pops Conductor Jeff Tyzik leads these concerts on March 7, 8 and 9 in Tampa, St. Petersburg and Clearwater.

Lauded by The Dallas Morning News as “a dazzling soloist,” Caroline Goulding plays Korngold’s film-theme-inspired and crowd-pleasing Violin Concerto at the next Tampa Bay Times Masterworks concerts in a program that includes Thomas Ades’ dances from Powder Her Face and Prokofiev’s “hymn to the human spirit,” Symphony No. 5. Stuart Malina conducts at the Mahaffey Theater on Mar. 14 at 11 amand Mar. 15 at 8 pm, and on Mar. 16 at 7:30 pm at Ruth Eckerd Hall. Cited for his “virtuosity, flair and showmanship” by The Houston Chron-icle, German pianist Markus Groh performs Bartok’s Piano Concerto No. 1. TFO Conductor Emeritus Stefan Sanderling conducts this program, which also includes Sibelius’ Symphony No. 4 and a world premiere by compos-er David Rogers titled Euphemism No. 3. These concerts are Mar. 21, 22 and 23 in Tampa, St. Petersburg and Clearwater. For tickets and info, visit floridaorchestra.org or call 727-892-3337.

Page 29: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 29

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Can A $50 Bill Ruin Your Day?

BY MARK PILARSKI

Dear Mark: Do you know why $50 bills are unlucky in a casino?

My husband will never accept them from a cashier, but can’t explain why except to say that they are jinxed. Have you ever heard of such a thing? —Jackie H.

The fifty-dollar bill ($50) is a denomina-tion of United States currency that has the 18th U.S. President, Ulysses S. Grant, featured on the obverse, with the U.S. Capitol on the reverse. Hardly anything here draws on superstition, that groundless belief in a supernatural agency. Yet, your husband is far from alone. Many gamblers are dead set against accepting them, and many casinos will not even hand them out. It is unclear where the bill’s unlucky reputation comes from, but legend has it that mobsters used to tuck $50 bills in the jacket pockets of victims they buried in the desert. Bugsy Siegel had three on him when he was snuffed out by the mob. When I worked at the Cal Neva at Lake Tahoe, the long-time casino cage manager named Mae, who was even there when Frank Sinatra owned the joint, told me that the $50 bill was seen by Asian gamblers as god-awful unlucky. At the Cal Neva, we could take them in, but we didn’t dole them out. Tell your husband that within the casino walls, the only way you can bring luck onto yourself is through smart wagering. Hence my motto; “the smarter you play, the luckier you’ll be.”

Dear Mark: I have seen many baccarat players filling out the scorecard for every bet placed. Does that really matter for increasing the winning odds? —Vince W.

Sit down at almost any baccarat table and you will find pencils and scorecards provided for the players to track the outcome of each hand. What they are doing is analyzing their card for trends as winning hands switch back and forth between the Player and Banker. Personally, I believe they

are wasting their time. Assuming, as you should, that the shoe and dealer are legit, the next hand is an independent, random event.

Nevertheless, jotting B-P-B-B-P-P-P-B’s on a Baccarat scorecard, even if there is no advantage to doing so, does add some excitement to the game of Baccarat. The strategy that I would recommend is that since the house edge for the Bank hand is slightly lower than for the Player hand (1.17% vs. 1.36%), just keep betting on the banker and pass on the scorecards. Now, please allow me to contradict myself. Sure, I advocated betting the Banker hand and dismiss scorecards, figuring the numbers support the Banker bet as the statistically better wager, even if the difference between the Player and Banker hand is ever so slight. The problem playing this way is that the game action becomes monotonous. Who wants to sit down at a Baccarat table and bet the same wager (B-B-B-B-B-B-B-B) all night long? You’re trading the fun of gambling for a minuscule statistical gain. There is that “fun factor” to guessing that I don’t want to overlook here. (SENIOR WIRE)

It is unclear where the bill’s unlucky reputation comes from, but legend has it that mobsters

used to tuck $50 bills in the jacket pockets of victims they buried in the desert. Bugsy

Siegel had three on him when he was snuffed out by the mob.

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Page 30: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 30

BRIDGE BITESFrom The

American ContractBridge League

BRIDGE BITESBRIDGE BITESFrom The

American ContractBridge League

The Devil’s CoupBY BRIAN GUNNELL

You could play a lifetime of bridge without pulling off a

Devil’s Coup, but it’s worth a look purely for its entertainment value.

It looks like Partner has overbid again because you find your-self in the dreadful contract of 6♠. West cashes the ♥A at Trick 1 and now the success of your slam depends upon losing no trump tricks, missing QJ873. The chances of one defender holding QJ doubleton are pretty remote (8%, actually) and you can do better by not drawing trumps.

At Trick 2, you ruff the Heart contin-uation, cash three Diamonds (ending in Dummy), ruff another Heart, cash ♣A and ♣K, and ruff a Club, reaching this position, with the lead in Dummy: Do you see how to win the rest of the tricks? Sure you do! You ruff Dummy’s ♥Q (even though it is a winner!) and, when the ♣T is led, the defense is toast. If West ruffs low then Dummy overruffs and you score the last two tricks with the ♠A and ♠K … if West ruffs high then Dummy overruffs and there is now a finesse position against East’s Queen! Devilish indeed! To bring off this small miracle, West’s distribution had to be precisely 3=4=3=3 or 3=5=3=2 and he had to hold one of the missing Spade honors. We don’t know if that offers better odds than the aforementioned

8%, but we are sure that bringing off the Devil’s Coup is so much more fun! Visit acbl.org for more about the fascinating game of bridge or email [email protected] find a bridge club in Florida, go todistrict9acbl.org/D9Clubsmap.htm.Bridge article provided courtesy of St. Petersburg Bridge Club: stpetebridge.org.

Free Health Forum For MenDo you have questions about your

health? Visit the University of South Florida’s Marshall Student Cen-ter in Tampa on March 8 from 8 am to 2:30 pm for Moffitt Cancer Center’s annual free Men’s Health Forum. Local community organizations will offer information as well as free health screenings, such as blood pressure, cholesterol, HIV/AIDS/STI and skin cancer, to medically underserved

and uninsured men in the Tampa Bay area. In addition to screenings, the forum provides health education workshops, fitness demonstrations and hosts more than 50 community support services exhibitors. Admission and parking are free. Breakfast and lunch are available while supplies last. Please register at www.MHFTampa.com or call 1-888-MOF-FITT (1-888-663-3488) and press 4.

Page 31: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 31

Last Month’s Answers February Sudoku

Barb Kemp is last month’s winner! Congratulations!

March Sudoku Sudoku requires no arithmetic skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well. The first correct answers selected from the drawing on Mar. 21 will win. Good luck!

Mystery Prize!

Send your answers along with your name, address and telephone number to: NEWS CONNECTION USA, INC

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(Sudoku must be received by March 21, 2014.)

Word Search MarchIn the grid below, twenty answers can be found that fit the category for today. Circle each answer that you find and list it in the space provided at the right of the grid. Answers can be found in all directions – forwards, backwards, horizontally,

vertically and diagonally. An example is given to get you started. Can you find the twenty answers in this puzzle?

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Word Search Answers

From February

Elsie Drewis last month’s winner!

Congratulations!

Page 32: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 32

Have you ever said to yourself “I’d love to get a computer, if only I could figure out how to use it.” Well, you’re not alone. Computers were supposed to make our lives simpler, but they’ve gotten so complicated that they are not worth the trouble. With all of the “pointing and clicking” and “dragging and dropping” you’re lucky if you can figure out where you are. Plus, you are constantly worrying about viruses and freeze-ups. If this sounds familiar, we have great news for you. There is finally a computer that’s designed for simplicity and ease of use. It’s the WOW Computer, and it was designed with you in mind. This computer is easy-to-use, worry-free and literally puts the world at your fingertips.

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Page 33: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 33

10931 Boyette Road, Riverview

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Make Friends; Live LongerAt age 80, Sunie Levin wrote a book: Make

New Friends... Live Longer. She says she found herself feeling and acting much younger than many of her calendar-year friends and acquaintances. She saw many of her friends spend their days watching the days pass them by instead of “meeting the unlimited supply of new people out there just waiting to be met. That’s when it hit me. I’ve been making new friends, who keep me interested in life.” She wrote her how-to’s in her book. More at sunielevinbooks.com.

Make Friends; Live Longer

Diabetes Mellitus In PetsBY MICHELLE FERRERA, DVM

Some of you may know someone who has diabetes mellitus, also

called sugar diabetes. It may come as a surprise to know that dogs and cats can also be afflicted with this illness. One of the first things that a pet owner may notice is that their dog or cat has been drinking more water than usual. They may also see that their pet is going to the bathroom to urinate more frequently, or passing a larger urine volume than is normal.

Pets that are seriously ill with diabetes may have a fruity odor to their breath (ketosis). These animals must be seen immediately by a veterinarian. It is important to seek veterinary at-tention right away whenever you notice that your pet is deviating from any

regular pattern of behavior. This is especially the case with diabetic pets. A physi-cal exam, bloodwork and urinalysis are performed to confirm the diagnosis, and to rule out any complicat-ing health issues. Insulin injections are the typical treatment and usually need to be given twice daily. We teach pet owners how to give their pets insulin injections right in the office. It can take a week or two to make sure that your pets insulin dose is control-ling his blood sugar well. Periodic testing in this time may be necessary to accurately adjust the dose. Some pets can be difficult to regulate, and may need more involved testing to make sure the insulin is working properly. Some clients monitor their pet’s blood sugar at home with glucose monitors. Some come in for periodic testing

of a fructosamine value. Observant owners can tell if their pet is doing well or not based on the amount of water they drink and how much they urinate. Complications of diabetes can include cataract forma-tion, diabetic neuropathy (weak legs), urinary tract infections and diabetic coma (if the blood sugar goes too low). It is important

to communicate closely with your veterinarian so that the chance for serious complications is minimized. Diabetes is a treatable illness in pets, and many pets do well for years after this diagnosis. However, it does require a commitment by the owner to give insulin injections on schedule and to always be extra observant of their pet’s health. Be sure to contact your veterinarian if you have any questions regarding this or any illness.

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Baseball Legend Heads Walk to Defeat ALSOn March 8, baseball legend Lou

Piniella will serve as Honorary Manager for the Tampa Bay Walk to De-feat ALS. Piniella’s wife, Anita, lost her father, Frank Garcia, to ALS, also known as Lou Gehrig’s Disease—an illness that progressively paralyzes its victims, attacking nerve cells and pathways in the brain or spinal cord. ALS has no known cause or cure, but the com munity is rallying together to help change that.

“My father-in-law raised a family and built many memories in the Tampa Bay area, but he ultimately lost his life to ALS. It is up to us to continue this fight,” Piniella said. The 2-mile Tampa Bay Walk to Defeat ALS will take place at USF, 4202 E. Fowler Ave. Check in at 9:30 am, walk at 11 am. Wheelchairs welcome.Register at http://web.alsa.org/Tampa.

Page 34: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 34

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Valid through December 30, 2014. Limited numbers of rooms available for this promotion. Offer does not apply to groups of 10 or more rooms. Offer cannot be combined with any other promotion. Limit One (1) $50 resort credit per night (maximum of $100 per stay). A stay is defined as consecutive nights at the same hotel regardless of check-in/check-out activity. See website for complete terms and conditions.

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Bald and Kind of Beautiful

BY SY ROSEN

I was standing in line at the bank and noticed that all four men in front of

me were bald, and the row of round, gleaming heads seemed kind of funny to me. I know it’s creepy, but secretly laughing at other people is one of my small pleasures in life. There was a young guy with a full head of hair behind me and I decided to share the joke, whispering, “I feel like I’m in a bowling alley.” The young guy smiled and then said, “I guess that happens when you guys hit a certain age.”

We were two compadres, shar-ing a private laugh when suddenly the words “you guys” registered. And then I did a double take. Was my former compadre saying I was also bald? But I wasn’t bald. Or was I? I hadn’t looked at the back of my head in an awfully long time. I anxiously continued my business at the bank. I was tempted to ask the teller if I was bald. However, maybe the bank has a special service charge for telling someone if they’re bald—they have charges for everything else. I went home and used the double mirror technique to look at the back of my head. And sure enough, there was fairly large bald spot back there. It was like a large pink grapefruit juice stain on a gray carpet. I felt like I was punched in the stomach—I realized I looked older than I thought I did. It was reminiscent of the first time I was given, unasked for, a senior discount. My first thought was that I was being punished for making fun of those other bald guys. But that was silly. My hair couldn’t fall out because of a bad joke. If that were the case, I would have been completely bald years ago.

My second thought was to change the term bald to balding. That little “ing” made me feel somewhat better. I wasn’t quite bald yet. Of course “balding” is an active word and it meant the spot was growing, spreading, taking over my head. My third thought was to fix the problem. I researched hair transplants, hair thickening, laser therapy, herbs, wigs, the Donald Trump comb-over, and that spray that kind of looks like you’re putting shoe polish on your head. I even thought of turning to religion. I’m a Reform Jew but if I be-came Orthodox I would always wear a yarmulke—hiding my bald spot. Okay, I realized I was going a little crazy. I also realized, during my research, that baldness isn’t necessar-ily a sign of getting older. There were many young people who were bald (and that made me happy). And also, there were some really good looking bald men. There was Bruce Willis and there’s, uh, Bruce Willis, and did I mention Bruce—okay, I can’t think of anyone else right now but I’m sure there’s lots of them. Anyway, I decided to accept my situation. I wish I could say I learned some moral lesson about all this—don’t make fun of people because it will come back and bite you. However, the following week I was again at the bank and this time the four guys in front of me all had long shaggy hair. I turned to the man behind me and whispered, “I feel like I’m at the Westminster Dog Show.” And we both

laughed (yes, I know it’s sad).

Humor

Page 35: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 35

For Information call: Pinellas: 727-329-2618 – Susan Juhl and Nicole Woodring

Hillsborough: 813-436-2296/813-436-2114 – Andrea White and Chrissy CrumptonPasco/Polk/Hernando/Citrus Show: 727-326-1255 – Vicki Chansler

A F T E R 50

SENIOR IDOL SHOW – APRIL 22, 2014 – 7:00 p.m.Ruth Eckerd Hall

1111 McMullen Booth Road • Clearwater, FL 33759727-791-7400

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Senior Idol Show

SD Card vs Thumb Drive vs External HD

I’m dithering between purchas-ing an SD card and a thumb

drive for the storage of photos and documents. Is one better than the other or should I get an external hard drive?

SD cards and thumb drives basically use the same technol-

ogy. A thumb or flash drive plugs into a USB port and it is quickly removed so you can take it with you. Its small size also makes it easy to misplace, so if your life is lacking drama and you enjoy a good adrenaline surge periodi-cally, thumb drives are the way to go. In your situation, you can’t go wrong with either. I have external drives, which serve me well, but recently I have gravitated toward flash or thumb drives because of their size and convenience.

How can I print a web page when there is no printer icon or

no “printed version” link for the item?

Your browser should have a print command on the Menu

bar, so click File > Print and you should be able to print it. CTRL + P is also a fairly universal Print command, so give that a try.

Is there a way to set a default font style and size in Gmail?

If you are not enamored with the font Gmail uses when you

compose an email, you can change the default font. You can even change the color of the font, but before you go crazy with color creativity, have mercy on the eyes of your recipients. To change the default font, log into Gmail then go to Settings (the little gear icon to the far right). Locate the Default Text Style section on the Gen-eral tab. Choose your text style using

the icons above, “This is what your body text will look like.” Click Save Changes at the bottom of the page.

Someone is using my email address to sign up for various

mailing lists, seminars, meetings and other things. Aren’t there laws against this? What can I do to prevent it?

While there are federal and state laws against email “spoof-

ing” and other forms of misleading or deceptive online practices, the problem is tracking down and prosecuting the perpetrators. On its face it probably appears that a despicable human bean (don’t email me) is the culprit; however, in most cases of this type, automated scripts harvest email addresses from legitimate sources such as websites, message boards, blogs, social media and those dreadful “chain” emails so many people feel compelled to forward to others.

If you are receiving email from legitimate companies or websites that you recognize, it’s usually safe to click an Unsubscribe link located at the bot-tom of those messages. Don’t attempt to unsubscribe from messages that are not from legitimate senders. That type of Unsubscribe link is designed to trick you into verifying your address so it can then be sold to other spam-mers at a premium. (Of all the nerve!) I recommend having a minimum of two email addresses, one being your primary address that you use to communicate with friends, family and other trusted individuals, and another address that you use for all other purposes, including making online purchases and registrations. I prefer free Gmail accounts for this purpose, but Yahoo! Mail (http://mail.yahoo.com) is also an excellent choice. For answers to your questions by e-mail, or to subscribe to Mr. Modem’s award-winning weekly newsletter, visit www.MrModem.com.

Mr.Modemby Richard Sherman

&

The AMD Effect: Ruining Your Granddaughter’s Ballet Recital

Early detection is key to saving your sight from age-related macular degeneration (AMD), the leading cause of blindness in people 55 and older. Don’t wait to notice the warning signs, like blurry central vision or difficulty seeing fine details. Contact the Foundation Fighting Blindness for a free packet on preventing and managing AMD.

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The AMD Effect: Ruining Your Granddaughter’s Ballet Recital

Page 36: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 36

Seniors Getting TogetherSWM, SOH, SD, NDrg, beard ok. 5’2” eye-catching blue eyes, size 10, HWP, NS, SD, NDrg, SOH. Enjoys nature, daily workouts for nice shape, music (esp. 50’s classic Country), dancing, cuddling, TLC. Zephyrhills.4368 seeking good christian man I am 71 YO, WW. I like biking, walking, gym and dining out, active in church activities. ISO man with same likes. 69 to 75 YO. 5’8” or taller. Good health. Tampa.

men seeking Women4339 rWm 5’9” 170 lbs, 68 ISO attractive, active female, FF/LTR. I am NS, ND, NDrg. I love most activities and willing to explore all possiblities. A true gentleman!4363 man 64 looks 54 For 50’s to 70’s slim/petite lady in or near Holiday Lakes Estates for long term intimacy. Live near Brompton Drive. Holiday.

Women seeking men

4119 seeking christian gen-tleman Former airline stewardess and model, 5’4”, 104 lbs., widow, slender, white with Ph.D. in health-care. Fulbright scholar, eats healthy and exercises. Likes sports and animals. Loves the Lord. Florida.4362 seeking gentleman ISO gentleman financially fit and healthy who can travel and dance. NS/ND, tall, 59 – 68. I am Hispanic, slim, 5’4”, over 65, very active.4364 black female seeking male Teacher, entrepreneur, philanthropist, enjoys life to its fullest. Still have fun and looking for friendship to movies, com-munity outings. Easygoing, no pressure please. St. Petersburg.4365 let’s live, love, laugh! Attractive Italian SWF, 66YY, ISO healthy, youthful, truthful, Country-ish

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commonly used abbreviations:F-Female, M-Male, S-Single, D-Divorced, WW-Widow, A-Asian, B-Black, H-Hispanic, I-Indian, W-White, C-Christian, J-Jewish, YO-Years Old,

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your stamped, numbered envelope(s), along with $2 for each letter enclosed, into

another envelope and address it to:News Connection USA, Inc.

Seniors Getting Together1602 S. Parsons Ave.,Seffner, FL. 33584

to place an adSend your ad, stating what category you

would like it placed in, your edition(s), along with a $6 fee for 30 words (25¢ for each additional word, abbreviations not charged) to the News Connection USA, Inc. address listed above. Ads received

by the 15th of the month will appear in the following issue. No more than three ads will be accepted each month per person. The editor reserves the right to edit any ads for

space or content. In order to protect our readers’ privacy, we will not include phone numbers, e-mail or home addresses in the ad copy. City or area included at no charge.

Florida’s Best Recipe For Fun At The Strawberry FestivalThere’s still

time to head out to the Florida Strawberry Festival now through March 9. Over 24 headline entertainment artists perform every year. Just a few of those in 2014: Opening day will feature Branson’s Shoji Tabuchi and rock group STYX. Look for Ronnie Milsap, Charley Pride, Josh Turner, Brenda Lee, Tommy Dorsey Orchestra and the Oak Ridge Boys 40th Anniversary Tour. So much more with Boyz II Men, Dustin Lynch, Crystal Gaye, Easton Corbin and The Band Perry.

Advance tickets for admission and for headline entertainment shows are on sale now online at www.flstrawberryfestival.com and over the phone at 813-754-1996.

Free seating for each concert is also available in the grandstand located at the back of the Wish Farms Soundstage and is available on a first come, first seated basis.

Each year, over 500,000 visitors enjoy the Festival’s headline entertainment, youth livestock shows, exhibits of commerce and, of course, its world-famous strawberry shortcake.

Ronnie Milsap, Brenda Lee and the Tommy Dorsey

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Strawberry Festival.

Page 37: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 37

Last Month’s Answers

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Senior Connection • June 2005 • page 36

LEARN HOW TO PLAN FOR YOUR PETS IN AN EMERGENCY

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Page 38: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 38

Page 39: Lifestyles After 50 Hillsborough March 2014 edition

Lifestyles After 50 • March 2014 • page 39

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Page 40: Lifestyles After 50 Hillsborough March 2014 edition

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