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How to set achievable New Year’s resolutionsThere is no better time than the start of a new year to make resolutions to reset any unhealthy habits and make a plan of action to improve your mental, physical and financial well-being. Have you set your resolution yet? If not, the tips below can help you choose your resolution wisely!
Choose something that really interests you. Think long and hard about what you would like to accomplish in 2018.
Consider your resolution as a long-term goal. Understand that it is going to take time to succeed in your resolution.
Think simple. Be sure your goal is reachable.
Compare your 2018 resolution to previous years’ resolutions. Use resolutions you set in the past as opportunities to learn from your successes or work through your shortcomings.
Recognize you may need longer than a year. Some goals may just take time. Don’t be too hard on yourself if it is not something attainable over the course of a year. Ever step you take toward meeting your resolution is a step in the right direction!
18 tips to improve your well-being in 2018Looking to be happy and healthy this year? Then you may be interested in these 18 easy tips to help you improve your well-being.
1. Make it a habit to be grateful and help others
2. Stay on top of your preventive care
3. Add an extra serving of fruit or vegetables per day
4. Add 10 minutes of exercise to your day
5. Practice good manners
6. Make an effort to better balance work and home life
7. Improve your posture
8. Aim to get between 7-9 hours of sleep each night
9. Reduce your “screen” time (cell phones/tablets/television)
10. Skip the salty snacks and sweet treats
11. Practice self-reflection
12. Stay in motion
13. Don’t drink your calories
14. Spend at least 5 minutes on stress relief
15. Take your designated breaks as often as you are able
16. Try a fitness device, app or pedometer
17. Take 10 minutes to mentally unwind before going to bed18. Try a new exercise
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Maintain good credit for financial wellnessCorrectly using credit—the ability to make purchases before you actually pay with the agreement that you’ll pay interest and fees—can be a helpful tool in money management. If misused, it can harm your mental and even physical well-being. These simple rules help make credit work for—not against—you:
Don’t charge more than you can pay each month. Remember, credit is “borrowed money,” not free money.
Be on time with payments. Late payments means you’ll pay more for your purchases due to interest rates and also lower your credit score (a number that represents your credit-worthiness). This can harm your ability to qualify for loans, obtain lower rates on credit cards, mortgages and insurance, or even qualify for housing.
Check your credit history. Late payments and collection notices, will be reported on your credit history. Check your history for free at annualcreditreport.com. Or call: 877.322.8228.
Reduce your credit card debt. One strategy: rank your cards from the highest to lowest interest rate. Pay the credit card with the highest rate first, then proceed to pay the card with the next highest rate, and so on.
©2018 Health Advocate HA-M-1712009-1NL-JAN-EAP
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