Franklin TempleTon invesTmenTs

Shariah-Compliant Investment Capabilities

Global Research and Trading Presence

Boston CalgaryFort lauderdaleFort leelos angelesmiaminassau

BucharestDubaiedinburghFrankfurtGenevaistanbulleedslondonmilanmoscowviennaWarsaw

BangkokChennaiHo Chi minh CityHong kongHyderabadkuala lumpurmumbaiseoulshanghaisingaporeTokyo

Buenos airesrio de Janeirosão paulo

new Yorkrancho Cordovasan mateoshort HillsstamfordTorontoWashington DC

melbournesydneyCape TownResearch Office

Trading Office

Research and Trading Office

mexico City

2 Franklin Templeton Investments Shariah-Compliant Investment Capabilities

ExCEpTIonal aSSET ManagEMEnT, TaIlorEd For SharIah-CoMplIanT InvESTorS

Franklin Templeton investments combines the breadth and depth of our global asset management capabilities with the

expertise of focused investment management teams. each operates independently, staying true to its unique philosophy

and approach. Bringing together this expertise with adherence to the financial principles of islamic law, we are able to

offer our clients customized shariah-compliant portfolios across a wide range of asset classes and strategies, including

global, regional and local equities and fixed income.

Franklin Templeton Investment Teams:

• Templeton Global equity • Franklin equity • Franklin Templeton Fixed income

• Templeton emerging markets • mutual series • local asset management

Franklin Templeton Investments: A Trusted Partner For Shariah Investing

For over 65 years, Franklin Templeton investments has maintained a singular focus on investment excellence, developing client-focused solutions to meet the distinct and varied needs of local investors worldwide. Consistent with this approach, Franklin Templeton investments brings to bear its extensive global resources, specialized expertise and ability to deliver customized products to meet the needs of investors seeking strategies aligned with shariah principles.

World’s largest cross-border fund manager1 | Over US$1.4 billion in Shariah-compliant assets2

Franklin Templeton Investments Shariah-Compliant Investment Capabilities 3

1. As of 6/30/13. Lipper FMI–Thomson Reuters. Based on cross-border retail funds (excluding ETF and Tracker Funds). A cross-border fund is one that sources less than 80% of assets from its investors in any single country.2. As of 6/30/13.3. As of 6/30/13.4. Franklin Templeton Investments currently operates in Malaysia through two entities: the conventional asset management unit, Franklin Templeton Asset Management (Malaysia) Sdn. Bhd. (Sendirian Berhad [the Malay equivalent to “incorporated”]), which was established in March 2009, and an Islamic unit, Franklin Templeton GSC Asset Management Sdn. Bhd., which was granted an Islamic fund management license in January 2010.

ExTEnSIvE rESourCES For SharIah CoMplIanCE

Independent Endorsement from an Esteemed Board of Scholars

our portfolios are independently reviewed and endorsed by the amanie

international shariah supervisory Board, highly regarded for their extensive

shariah and technical understanding. The amanie scholars provide initial

approval on investment objectives and strategy, as well as ongoing

supervisory and monitoring services to ensure continuous adherence to

internationally accepted shariah principles and standards.

World-Class Screening Technology and process

To help ensure compliance with shariah guidelines, Franklin Templeton investments leverages best-in-class technology

utilizing criteria established by our shariah screening provider. approximately 40,000 global securities are screened using

a rigorous process that drills down to the business activities of every company to a granular level. in addition, selected

financial ratios are evaluated according to prescribed algorithms to help ensure shariah compliance.

Comprehensive, Integrated risk Management

each of our portfolio teams employ a highly disciplined investment process designed to comprehensively measure and

manage risk. in addition to investment team-specific risk management practices, they leverage analysis and insight from

our worldwide network of locally-based risk management specialists.

ThE STrEngTh and rESourCES oF a gloBal lEadEr

With Us$815 billion in assets under management for individuals and institutions in more than 150 countries,3

Franklin Templeton investments is one of the world’s largest asset management firms.

our more than 590 investment professionals located across the globe include asset managers with expertise

in shariah-compliant strategies in singapore, Hong kong, the United arab emirates and malaysia. in fact,

Franklin Templeton investments is one of only a small number of foreign asset managers to have stand-alone

operations in malaysia,4 the world’s largest issuer of sukuk.

amanie International Shariah Supervisory Board

• Dr. mohamed ali elgari (Chairman), kingdom of saudi arabia

•Dr. muhammad amin ali Qattan, kuwait

•Dr. mohd Daud Bakar, malaysia

•Dr. osama al Dereai, Qatar

To learn more about Franklin Templeton’s Shariah-compliant investing strategies and

our ability to create customized portfolios designed to meet the unique objectives of

our clients, please contact your local Franklin Templeton Investments representative.

Important legal Information:

This document is intended to be of general interest only, and does not constitute legal or tax advice nor is it an offer of any investment fund or service. nothing in this document should be construed as investment advice.

Franklin Templeton investments shall not be held liable for any inaccuracy of information contained in this document or for any errors or omissions in its contents, regardless of the cause of such inaccuracy, error or omission. any research and analysis contained in this document has been procured by Franklin Templeton investments for its own purposes and although it has exercised professional care and diligence in the collection of this information, it has not independently verified, validated or audited such data.

FTiFlp sHB 08/13

Franklin Templeton Investments A Premier Investment Management Organization

unWavErIng FoCuS on InvESTMEnT ExCEllEnCE

since our founding in 1947, Franklin Templeton investments has remained focused on one goal: delivering exceptional

investment management for our clients. our portfolio managers take a long-term view, leveraging disciplined, time-tested

strategies and assessing risk as rigorously as they seek reward.

gloBal pErSpECTIvE WITh loCal ExpErTISE

our global perspective is built on decades of firsthand experience navigating the world’s local markets. a pioneer

in global investing, we have developed an extensive network of research offices, trading offices and investment

professionals located around the world.

STrEngTh and STaBIlITy

our strategic approach to investing has helped us thrive through the many ups and downs of market cycles for over

65 years. investors seeking a trusted partner can be encouraged by the strong, long-term performance of our products,

and by our enduring financial stability.

a valuEd parTnEr

at Franklin Templeton investments, we offer a comprehensive suite of services that address evolving investor needs and

the increasing sophistication of intermediaries and gatekeepers. as our business has grown, we’ve continued to build an

integrated global service platform that can adapt quickly and cohesively. We are committed to delivering relevant products

and services that not only meet client expectations, but exceed them.

© 2013 Franklin Templeton investments. all rights reserved.