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Gina McKinley’s… “Insider Tips For Healthy, Wealthy & Happy Living…” May 2013 lifestyle

East Valley Lifestyle – May 2013

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East Valley Lifestyle is a monthly publication where you'll find lots of real estate advice, home tips, entertaining jokes, words of the month, trivia contest, and more!

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Page 1: East Valley Lifestyle – May 2013

Gina McKinley’s…

“Insider Tips For Healthy, Wealthy & Happy Living…”

May 2013

lifestyle

Page 2: East Valley Lifestyle – May 2013

Gina McKinley, ABR, CDPE, CIAS, CRS, SFR RE/MAX Masters

480-355-8645 www.LocateArizonaHomes.com Each office is independently owned & operated.

Never Carry These Things In Your

Wallet Or Purse …………...…….Page 2

3 Tips For Using LinkedIn Effectively

For Your Business ….………...…Page 3

Stop Annoying Phone Calls...…...Page 3

How To Quickly & Easily Know If A

Food Is Healthy Or Not ...……….Page 6

Answer This Trivia Question and You

Could Be A Winner .………….....Page 6

How Can I Get The Right Home At The

Right Price With The Right

Financing?.................................. Page 4

Facing Foreclosure? Not Sure

What to Do?

These are stressful times. Don’t go on

wondering if you can avoid

foreclosure.

Act Now!

I specialize in Short Sales as a

Certified Distressed Property Expert

(CDPE). Don’t leave your financial

well-being up to just anyone.

Call Me At 480-355-8645.

Call Now Or You Can Visit My

Website At

www.AZ-Short-Sales.com

The McKinley Group, Embracing All Of Your Real Estate Needs! Gina McKinley, ABR, CDPE, CIAS, CRS, SFR, Designated Broker

Dan McKinley, CIAS, CARI, Buyers Representative Dorothy Hovard, Buyers Representative

Kristin McKinley, Buyers Representative Gayanne Loring, Client Care Manager

Lili Walker, Property Coordinator

Do you even know all the things that are in your wallet or purse right now? Here are

five items to look for and remove to limit your risk of identity theft if your wallet is lost

or stolen:

Multiple credit cards. Carry just one card or possibly a debit

card. Don’t carry specific credit cards (like a department store)

or gift cards unless you’re going on a shopping trip. Thieves

often use them without having to show identification.

Good idea: Do a wallet inventory and photocopy all the cards

you own so you can report their loss and replace them if

necessary.

Your social security number. With this most important key to your identity and

your name, thieves can do everything from opening new accounts to filing false tax

returns.

Good idea: Memorize your number. If you have a Medicare card, copy your card

and black out the numbers except for the final four.

Your passport. If you’re going overseas you must travel with it, but that doesn’t

mean you have to keep carrying it around.

Good idea: Carry a photocopy and leave the original in your hotel lockbox.

Checks. Your checks show your bank routing and account numbers, and thieves

often sign them and get away with it.

Good idea: If you must carry checks, take just what you might need for that day.

Also try online banking to pay your bills.

Password list. No one can remember all of them, I know.

Good idea: Use an encrypted tool to store your password like the SplashID mobile

app or LastPass.com for your computer.

5 Things To Never Carry In

Your Wallet (or Purse)

Please Welcome New Clients And Good

Friends Into Our Real Estate Family…

I’d like to take a moment to personally introduce and welcome a few of my newest

clients and good friends who have supported my business over the years. And special

thanks for everyone who thought of me with your referrals!

Miguel Ramos & Tina Torres Mary & James White

Terry & Charlotte Hagerman Mark & Heidi Molina

Jacqueline Dobney Dale & Diane Barkalow

Melinda deHoll Stacey & Brian Lind

Steven & Janelle McLean

Page 3: East Valley Lifestyle – May 2013

Gina McKinley, ABR, CDPE, CIAS, CRS, SFR RE/MAX Masters

480-355-8645 www.LocateArizonaHomes.com Each office is independently owned & operated.

Word of the Month… Studies have shown your income and wealth are

directly related to the size and depth of your

vocabulary. Here is this month’s word, so you

can impress your friends (and maybe even fatten

your wallet!)…

Archetype: (ahr-ki-typ) noun

Meaning: the original pattern or model of

something; prototype

Sample Sentence: Madonna is the archetype

for many of today’s most popular female

singers.

Worst Product Failures Do you remember these?

Olestra -- an incredient that reduced the fat

content in potato chips. Oops, it also caused

digestive problems.

The Edsel -- Ford introduced it in 1957. People

didn’t like the name or the look of the car.

Celery-flavored Jello -- Shoppers didn’t buy it.

Would you?

New Coke -- Introduced in 1985, but consumers

protested. Coca-Cola brought back the

original Coke classic 79 days later.

McDonald’s Arch Deluxe. They ended up

calling it “Arch McBust.”

Have A Laugh…

Did you hear about the job applicant who was

asked to name his main strengths and

weaknesses? “My main weakness,” he said,

“would be issues with reality—telling what’s

real from what’s not.” “Okay,” said the

interviewer. “And what are your strengths?”

“I’m Batman.”

Quotes To Live By…

Try to learn something about everything and

everything about something.

–Thomas Henry Huxley

Always do right—this will gratify some and

astonish the rest.

–Mark Twain

Think twice before burdening a friend with a

secret.

–Marlene Dietrich

According to Metro Phoenix MLS Statistics…

The average agent sells a house in 77 days, Gina’s average is 68

days!

The average agent gets their client 96.7% of list price,

Gina gets her clients 97.3% of list price!

Gina sells a home every 4.1 days!

Would you rather work with “Average” or “The Best”?

Nobody Does It Better!

Top 1% of All REALTORS® in all of Maricopa and

Pinal County!

Page 4: East Valley Lifestyle – May 2013

COMMUNITY CORNER

MOMS Club Chandler: A support group for moms. We get

together for playgroups, fun and enrichment activities for

both kids and moms. Please check out our website at

www.moms-club.org. Contact our Membership VP at

[email protected].

Escalera Lawn & Garden Maintenance: Weekly &

Bi-weekly, Tree Trim & removal * Sprinkler Installation &

Repair * One Time Clean-up * Gravel Installation &

Removal * Debris & Junk Removal Call for Free Estimate

480-797-0206.

Nanny’s Daycare: CPR & 1st Aid Certified! 22 Years

Experience! Newborn To 5 Years! Meals Made From

Scratch! I Prepare 2-5 Year Olds For Kindergarten! Crafts &

Lots Of Activities! Call Ileana At 480-205-7103 For More

Information!

Mary Kay: 15% off. Call Lynne at 480-390-4063. Free

facials and makeovers!

SEACRET DIRECT - Love free facials? Have a fun spa

party or become an associate if you could use extra cash.

Fantastic body and facial products. Call 480-821-4961 or

email [email protected]

Just Ask Brian—For all of your handyman needs. Call

Brian Markowitz at 480-203-5904.

In Home Therapeutic Massage– accepting new patients in

your area specializing in Rehab, Pain Management, and Sr.

Wellness in the comfort of your home. Save $40 of our reg.

$120 in home rate. Visit

www.inhometherapeuticmassage.massageplanet.com for

more info or call (480) 620-2883 & leave message for return

call.

RLC Services - Personal Home & Pet Sitting - Complete

Home caretaker when away. Long & short term pet sitting for

all types of pets. Licensed & insured, references available.

Free quotes, offering valley wide service 24 hrs/day & 365

days/year. Call 480-220-9167 or email to

[email protected]

Alterations - Embroidering, Crafts, Home Decorating. Rea-

sonable Prices. Call Bernice 602-717-4243 or 480-345-2355.

Advertised Daycare - Call Isayadet Aguayo 480-813-9473

Pet Rewards - Give the gift of security for your pet. Visit

www.mypetreward.com for personalized, stainless steel tags.

Phil Magnuson Handyman - No job is too big or small. Call

Phil 480-993-7129 or [email protected]

I Like Furniture - Shop online for the best discount prices

on furniture, home accessories, & much more! Free shipping

& no sales tax! www.ILikeFurniture.com. Follow us on

Facebook & Pinterest!

Pool Repair - Call BOB 480-899-8440

Glass & Shower Doors - We can help you with any

residential glass or mirror needs. Call 480-306-5113 or visit

www.wesleysglass.com

Free Estimates: Handy Men Can Do - Family owned &

operated business. One call does it all 480-232-0000 or

Mobile 480-217-9626

Big Byte Computers - Fast & Reliable Computer Service.

Desktop & Laptop Sales, TV Repair, and Free Recycling!

3245 N. Arizona Ave. Chandler 480-686-9309

www.bigbytepc.net

Santan Maintenance & Landscape: Sprinkler Repair,

Timers, Tree Trimming & Removal, Concrete, Pavers,

Maintenance & Clean Up! Contact Mark at 480-882-2480 or

[email protected].

*To place an ad, please email me at

[email protected]. Gina McKinley does not

endorse any advertiser. Please investigate all offers

thoroughly!

APRIL 2013 SOLD ACTIVITY SUBDIVISION ADDRESS BE

D

BATH CAR SQ FT PRICE

Ashley Park 1498 E. Megan St. 4 2 2 1,831 $196,000

1607 E. Harrison St. 4 2 3 2,118 $250,000

961 N. Danyell Dr. 3 2 3 2,005 $255,000

1480 E. Harrison St. 4 2.5 3 2,316 $276,000

1623 E. Del Rio St. 4 3 3 2,321 $295,000

1932 E. Harrison St. 4 2.5 3 2,746 $360,000

Tradition/

Tradition East 1482 E. Detroit St. 3 2 2 1,438 $124,000

588 N. Amber Ct. 3 2 2 1,208 $136,000

1973 E. Tyson Pl. 3 2 2 1,208 $147,000

402 N. Monte Vista St. 3 2 2 1,208 $159,999

936 E. Tyson St. 3 2 2 1,667 $160,000

1982 E. Erie St. 3 2 2 1,500 $165,000

1326 E. Erie St. 5 3 2 2,078 $227,000

1952 E. Erie St. 3 2 2 1,891 $229,000

1050 E. Tyson Ct. 5 3 3 2,487 $315,000

Markwood/

Markwood North

2297 E. Redwood Ct. 3 2 2 1,871 $255,000

2074 E. Honeysuckle Pl. 4 2.5 3 2,922 $277,100

3823 S. Danielson Way 6 3.5 3 4,058 $316,800

2186 E. Desert Broom Dr. 4 3 2 3,676 $399,900

3081 S. Salt Cedar Pl. 4 3 2 3,891 $445,000

The Trails 2770 E. Azalea Dr. 4 3 3 2,312 $285,000

2785 E. Honeysuckle Pl. 4 3 2 3,379 $345,000

2597 E. Dogwood Dr. 4 3 3 2,962 $378,000

2808 E. Balsam Dr. 4 3.5 3 3,824 $421,000

Lantana Ranch 1441 E. Redwood Dr. 4 2 3 2,192 $262,500

1352 E. Jade Dr. 4 2.75 3 2,512 $296,250

1293 E. Jade Dr. 3 2 3 2,126 $315,000

Pinelake Estates/

Pinelake Village

558 E. Bartlett Way 3 2 2 1,350 $185,000

463 E. Kaibab Pl. 5 3 3 3,344 $525,000

539 E. Horseshoe Pl. 4 3.5 4 4,844 $575,000

Rockwood

Estates

744 E. Wood Dr. 3 2 3 2,248 $252,000

901 E. Birchwood Pl. 6 4 4 4,549 $425,000

851 E. Birchwood Pl. 4 4 3 4,326 $510,000

Page 5: East Valley Lifestyle – May 2013

For 24-Hour Recorded Information Dial 800-330-4596 and enter 4 digit code:

1526 S. Cholla St, Gilbert —

5 BD, 2 BA, 2,374 SQFT.

Beautiful Home w/ Remodeled

Kitchen & Gorgeous Wood Floors!

Entertainer’s Backyard Features

Pebble Tec Pool & Waterfall, Flag-

stone Patio, B/I BBQ, & Citrus Trees!

Code: 1035

2271 E. Azalea Dr, Chandler—

3 BD, 3 BA, 2,922 SQFT.

Incredible Custom Features Including

State of the Art Home Theater! Home

Smart Electrical System Allows You

To Control Your Home At the Push

of A Button! Truly Gorgeous Home!

Code: 1075

2845 E. Honeysuckle Pl,

Chandler—

5 BD, 3.75 BA, 3,754 SQ FT.

Beautiful Home Features Cherry

Cabinets, Island w/ Lots of Counter

Space, & Matching Pantry! 4 Car

Tandem Garage, Spacious Master, &

Much More!

43250 W. Knauss Dr,

Maricopa—

4 BD, 2.5 BA, 4,044 SQFT.

Largest & Most Unique Home in the

Neighborhood! Enjoy Beautiful

Wrought Iron Staircase, Granite

Counters, Wood Cabinets, Gas

Fireplace & More!

1440 N. Orlando, Mesa —

5 BD, 3 BA, 2,611 SQFT.

Sensational Home Features Updated

Kitchen w/ Granite Counters, Stain-

less Appliances, Center Island & Gas

Range! Walk Out Balcony in Master

Overlooks Heated Pool & Spa!

Code: 1015

945 E. Runaway Bay Pl,

Chandler—

3 BD, 2 BA, 1,379 SQ FT.

Spacious Open Floorplan in Gorgeous

Lake Subdivision! Enjoy Lots of

Counter Space w/ Kitchen Peninsula

& Plenty of Natural Light!

Code: 1045

6735 E. Las Animas Trl,

Gold Canyon —

3 BD, 2 BA, 1,730 SQFT.

Entertainer’s Backyard Features

Heated Pebble Tec Pool w/ Waterfall,

Extended Patio, & Amazing

Mountain Views!

Code: 1155

3387 S. Valerie Dr, Chandler—

4 BD, 3 BA, 3,526 SQ FT.

Architectural Digest Gem! Gorgeous

Tiered Ceilings Make This Home

Stand Out! Private Courtyard

Features Outdoor BBQ, & Chef’s

Kitchen Features 5 Burner Gas Stove!

Code: 1145

1661 E. Detroit St, Chandler —

4 BD, 2.5 BA, 2,377 SQFT.

Great New Deal on the Market! This

Great Home Features an Open Floor

Plan w/ Vaulted Ceilings, Neutral

Carpet & Paint, Spacious Backyard

w/ Pool! Needs Some TLC

Code: 1065

Page 6: East Valley Lifestyle – May 2013

Gina McKinley, ABR, CDPE, CIAS, CRS, SFR RE/MAX Masters

480-355-8645 www.LocateArizonaHomes.com Each office is independently owned & operated.

Brain Teaser… What does this mean?

one another

one another

one another

one another

one another

one another

(See last page for the answer.)

Real Estate Question? Maybe you want to know how much your home is

worth. Or maybe you just need a recommendation

for a handyman, carpet cleaner or plumber…

Either way, I love hearing from all of my good

friends and clients. And I’m always looking to

answer questions you might have about anything

relating to real estate or home-ownership.

If you have a question, tip or idea, call me at

480-355-8645. I’m here to help!

Need A Vacation? Multimillionaire space tourist Dennis Tito is

looking for two people (ideally a middle-aged,

happily married couple) willing to fly to Mars,

spin around the planet and fly home. He wants to

launch the rocket in January 2018, when the Earth

and Mars will be only 400 million miles of each

other. The trip would take a year and a half and is

fraught with danger but imagine the publicity

you’d get – not to mention the frequent flyer miles

– when (and if) you make it back!

Gaming Sites For Kids Here are three online sites you can try for free

before you buy:

www.animaljam.com -- operated by National

Geographic for ages 8+.

www.clubpenguin.com -- a Disney product

rated E for Everyone.

www.uptoten.com -- educational

games for kids in primary school.

Grow Your Own Veggies Want to plant a vegetable garden but not sure

which veggies you should grow? Learn

everything you need to know at:

www.growveg.com.

To buy healthy food, you look at the Nutrition Facts labels on food products. But do

you understand what Percent Daily Value (%DV) next to a nutrient really means?

The percentage is based on a 2,000 calorie per day diet for adults, and it can help you

determine if a food is high or low in a specific nutrient. For example, 18% for “Total

Fat” means one serving furnishes 18% of the total amount of fat you should eat in a day.

The general guideline for any one food is 5% or less of a nutrient is low; 20% or

more is high. Here are the recommended daily values:

BONUS TIP: When comparing two products, make sure “serving size” is similar. For

example, if two jars of peanut butter claim to have “reduced fat,” compare the %DVs for

“Total Fat” on each label.

WIN A TARGET GIFT CARD Your Chances To Win Could Be Better Than You Think!

Summer is here, and it’s pool safety time! Answer this trivia and you could win the chance

to have some fun in the sun! Thanks for the previous responses and best of luck !

Other than the regular cast members, what character will you notice on

almost every episode of the Seinfeld TV series?

a) Batman b) Garfield c) Superman d) Winnie the Pooh

The answer is c) Superman. The most common places to see Superman’s image

were the refrigerator magnet and the statue on a shelf beside his sound system. He also

referenced the superhero when talking with George or another cast member. So, let’s

move on to this month’s trivia question.

Which of these classic movies was originally a box office flop?

a) Ben-Hur b) Casablanca c) The Grapes Of Wrath d) The

Wizard of Oz

Visit Our Web Page at www.LocateArizonaHomes.com/VIP

And You Could Be One Of My Next Winners!

Are You Really Eating Healthy?

Nutrient Ideal DV %DV

Total Fat East Less Than 65g =100%

Saturated Fat East Less Than 20g =100%

Cholesterol East Less Than 300mg =100%

Sodium East Less Than 2400mg =100%

Page 7: East Valley Lifestyle – May 2013

Stop Annoying Phone Calls

You registered on the Do Not Call Registry, but you still get unwanted calls. That’s because certain organizations like charities,

opinion survey companies, and political organizations are exempt.

A telemarketer or seller may call you within 18 months of your last purchase, delivery or payment. If you

ask them to stop, they are required to take you off their call list.

A for-profit telemarketer calling for a nonprofit charity must honor your request to stop calling.

Debt collectors may call you after 8 a.m. and before 9 p.m.

You can stop them with a written request to the collection agency.

www.HomeValues-AZ.com

Page 8: East Valley Lifestyle – May 2013

Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical and other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale.

Q. Are there any secrets to finding the right home at the right price

with the right financing?

A. Lots of homebuyers waste time and money by not doing their

homework before going home shopping. Here’s what you should do:

Analyze your NEEDS before you start looking. Make a list, including

price range, size, general location, number of bedrooms, bathrooms, etc.

Know what you WANT in your next home. List the features you’d

like to have and rank them in terms of importance. If you have a spouse,

set your priorities as a couple.

Understand how much home you can afford. Become familiar with

your “payment-to-income ratio” and your “debt-to-income ratio,” two

guides bankers and mortgage lenders use to determine how much loan

you can afford.

For more home buying tips, ask for my Free Consumer Report called

“8 Secrets For Saving Thousands When Buying Your Next Home.”

Do you have a question you want answered related to real estate or home

ownership? Feel free to call me at 480-355-8645. Perhaps I’ll feature your

question in my next issue!

Real Estate Corner…

The McKinley Group

FOR ALL YOUR REAL ESTATE NEEDS

CALL

Thanks For Thinking of Me!

Did you know I can help you or any of your friends or

family save time and money when buying or selling a

home? Thanks for keeping me in mind with your refer-

rals…and spreading the word about my services.

Brain Teaser Answer:

Six of one, a half dozen of another

That’s A Good Question

Why is it that when you transport something by car,

it's called a shipment, but when you transport

something by ship, it’s called cargo?

Why are there flotation devices under plane seats

and not parachutes?

Why don’t psychics ever win the lottery?

If Walmart lowers prices every day, why isn’t

anything free yet?

Free Wi-Fi Locator

Looking for free Wi-Fi spots when you travel? Find

locations in the U.S., Canada, Europe, and other parts of

the world at www.wififreespot.com.

The lists include restaurants, hotels, and libraries –

categorized by country, state, and province (where

applicable).

Proudly Distributed By:

Gina McKinley

ABR, CDPE, CIAS, CRS, SFR®

Designated Broker

RE/MAX Masters

2390 W. Ray Rd #3

Chandler, AZ 85224

480-355-8645

[email protected]

www.LocateArizonaHomes.com