Gina McKinley’s…

“Insider Tips For Healthy, Wealthy & Happy Living…”

January 2013

lifestyle

Gina McKinley, ABR, CDPE, CIAS, CRS, SFR RE/MAX Masters

480-355-8645 www.LocateArizonaHomes.com Each office is independently owned & operated.

Do You Make This Common Exercise

Mistake?.....................................…Page 2

What You Should Know About Home

Health Tests ……………………...Page 3

Quick Appliance Fixes That Save You

Money………………………….. Page 6

Beat This Trivia Question and You

Could Be A Winner……………...Page 6

Secrets To Feel Young ....………..Page 7

What Do Buyers Want When They’re

Looking For A House?……….. ...Page 8

Facing Foreclosure? Not Sure

What to Do?

These are stressful times. Don’t go on

wondering if you can avoid

foreclosure.

Act Now!

I specialize in Short Sales as a

Certified Distressed Property Expert

(CDPE). Don’t leave your financial

well-being up to just anyone.

Call Me At 480-355-8645.

Call Now Or You Can Visit My

Website At

www.AZ-Short-Sales.com

The McKinley Group, Embracing All Of Your Real Estate Needs! Gina McKinley, ABR, CDPE, CIAS, CRS, SFR, Designated Broker

Dan McKinley, CIAS, CARI, Buyers Representative Dorothy Hovard, Buyers Representative

Kristin McKinley, Buyers Representative Gayanne Loring, Client Care Manager

Rhonda Weinstein, Property Coordinator Candace Coleman, Marketing Coordinator

Millions of people experience a sports or exercise injury each year. Shin splints,

pulled muscles, aching kneecaps, and strained hamstring muscles are common when

you begin a new exercise program or put too much stress on your body.

Here are tips to avoid getting hurt when exercising or playing sports:

Have A Fitness Test: A visit to your doctor is important if you are starting a new

exercise program. Your doctor may find an undiagnosed heart condition or other

disease that will require workout modifications.

Know Your Body: It sounds basic, but many fail to make adjustments to account

for known body weaknesses. For example, if you have knee problems you may

want to try a stationary bike instead of a treadmill.

Wear Proper Attire: Wear proper shoes that fit and grip the ground to avoid

slipping or tripping. Workout clothes that keep you warm but not hot are best to

avoid getting overheated and passing out.

Act Your Age: When you get excited about a new workout or sport, you can do

too much, too quickly and push yourself too long. Work with a trainer, and make

sure you’re using the correct technique.

Feed Your Muscles And Hydrate Your Body:: A high protein meal one hour

before your workout will give you the fuel you need to keep going. Thirty minutes

before you exercise, drink about 16 ounces of water. Drink more water during your

workout to replace the fluids you’re losing.

Know The Injury Warning Signs: If you have any of the following for more than

48 hours, see a physician: joint pain (including swelling, redness and heat), reduced

range of motion, or numbness, and tingling.

How To Prevent Sports

& Exercise Injuries

Please Welcome New Clients And Good

Friends Into Our Real Estate Family…

I’d like to take a moment to personally introduce and welcome a few of my newest

clients and good friends who have supported my business over the years. And special

thanks for everyone who thought of me with your referrals!

Renee & Scott Mitchell Paula & Linda Meissner

Sarah & Tom Weishaar Michael & Lori Barber

Annie Daniels

Gina McKinley, ABR, CDPE, CIAS, CRS, SFR RE/MAX Masters

480-355-8645 www.LocateArizonaHomes.com Each office is independently owned & operated.

Word of the Month… Studies have shown your income and wealth

are directly related to the size and depth of

your vocabulary. Here is this month’s word,

so you can impress your friends (and maybe

even fatten your wallet!)…

Scaturient: (sca-tu-ri-ent) adj

Meaning: Gushing out, abundant,

overflowing, effusive

Sample Sentence: His scaturient praise of

the speaker was a little embarrassing.

Have A Laugh Bob walks into his boss’s office. “Sir, I’ll be

straight with you, I know the economy isn’t

great, but I have over three companies after

me, and I would like to respectfully ask for a

raise.”

After a few minutes of haggling the

boss finally agrees to a 5 percent raise, and

Bob happily gets up to leave.

“By the way,” asks the boss as he is getting

up, “Which three companies are after you?”

Bob responds, “The electric company, the

water company, and the phone company.”

Travel Planning With Friends Have you ever tried to plan a vacation with

friends or family? It can be chaotic. You and

your friends can collaborate on your trip by

going to www.travelstormer.com. You also

can use the site to track expenses and build an

itinerary once the ideas are finalized.

Quotes To Live By… Things which matter most must never be at

the mercy of things which matter least.

–Johann Wolfgang von Goethe

If you want to know what a man is like, take a

good look at how he treats his inferiors, not

his equals.

–J.K. Rowling

Don’t cry because it’s over, smile because it

happened.

–Dr. Seuss

Do You Have A Home-Ownership

Question You Want Answered?

Maybe you want to know how much your home is worth. Or maybe you just need

a recommendation for a handyman, carpet cleaner or plumber…

Either way, I love hearing from all of my good friends and clients. And I’m always

looking to answer pressing questions you might have about anything relating to real

estate or home-ownership. If you have a question, tip or idea, please feel free to

call me at 480-355-8645. I’m here to help!

At-home health screening tests are becoming increasingly popular, because they are

quick, confidential and can help you detect or monitor specific conditions. The

most common tests are:

Diabetes Screening: Measures A1c levels and average

blood glucose (sugar) levels.

Home Pregnancy: Gives women an early confirmation of

pregnancy.

HIV: Allows you to determine if you have the antibodies

to HIV-1 (Human Immunodeficiency Virus, Type 1) in your blood.

Thyroid hormone levels: Measures TSH (Thyroid Stimulating Hormones) in

the blood to indicate an underactive or overactive thyroid.

Paternity: Uses DNA from the inside of your cheek. Accuracy is claimed to

be greater than 99 percent to prove or disprove paternity.

Cholesterol: Evaluates total cholesterol and high-density lipoprotein (HDL).

Drug Use: Uses a urine, saliva, or hair sample to test for marijuana, cocaine

amphetamines, and opiates.

What You Should Know To Buy And Use At-Home Tests:

Follow test instructions carefully; not doing so can affect results.

Buy a test that is FDA approved. To see if the test is approved, go to

www.fda.gov, enter “search IVD” in the box at the top right, click the search

button, then choose “OTC - Over The Counter” database.

Pharmacies sell FDA-approved tests. Talk to the pharmacist when you buy one

if you have any questions about how to properly use the test.

Be cautious of buying the tests online. While there are some reputable sellers,

there are many that are not. Ask the seller if the product is FDA-approved (it

may not be if it’s made outside the U.S.).

You may still need to see your doctor to discuss questions about a test or a test

result.

COMMUNITY CORNER MOMS Club Chandler: A support group for moms. We get

together for playgroups, fun and enrichment activities for both kids

and moms. Please check out our website at www.moms-club.org. Contact our Membership VP at momsclubne@yahoo.com.

Escalera Lawn & Garden Maintenance: Weekly & Bi-weekly,

Tree Trim & removal * Sprinkler Installation & Repair * One Time Clean-up * Gravel Installation & Removal * Debris & Junk Removal

Call for Free Estimate 480-797-0206.

Del Sol Pool Service & Repair, Inc.: Unbeatable Prices & Service! Call August Eve At 480-272-7260. Weekly, Biweekly, One-Time

Green Turnarounds & Pool System Repairs. Free Month Of Service

When You Refer A Friend! www.delsolpoolservice.com Nanny’s Daycare: CPR & 1st Aid Certified! 22 Years Experience!

Newborn To 5 Years! Meals Made From Scratch! I Prepare 2-5 Year

Olds For Kindergarten! Crafts & Lots Of Activities! Call Ileana At 480-205-7103 For More Information!

Reasonable prices -- Alterations, Embroider, Crafts, and more...

Bernice 480-345-2355 or 602-717-4243. Mary Kay: 15% off. Call Lynne at 480-390-4063. Free facials and

makeovers!

SEACRET DIRECT - Love free facials? Have a fun spa party or become an associate if you could use extra cash. Fantastic body and

facial products. Call 480-821-4961 or email Crossroads5@cox.net Just Ask Brian—For all of your handyman needs. Call Brian

Markowitz at 480-203-5904.

In Home Therapeutic Massage– accepting new patients in your area specializing in Rehab, Pain Management, and Sr. Wellness in

the comfort of your home. Save $40 of our reg. $120 in home rate.

Visit www.inhometherapeuticmassage.massageplanet.com for more info or call (480) 620-2883 & leave message for return call.

RLC Services - Personal Home & Pet Sitting - Complete Home

caretaker when away. Long & short term pet sitting for all types of pets. Licensed & insured, references available. Free quotes, offering

valley wide service 24 hrs/day & 365 days/year. Call 480-220-9167

or email to rlcservices1@yahoo.com Alterations - Embroidering, Crafts, Home Decorating.. Reasonable

Prices. Call Bernice 602-717-4243 or 480-345-2355.

Advertised Daycare - Call Isayadet Aguayo 480-813-9473 Pet Rewards - Give the gift of security for your pet. Visit

www.mypetreward.com for personalized, stainless steel tags.

Phil Magnuson Handyman - No job is too big or small. Call Phil 480-993-7129 or philmagnusonconstruction@yahoo.com

I Like Furniture - Shop online for the best discount prices on

furniture, home accessories, & much more! Free shipping & no sales tax! www.ILikeFurniture.com. Follow us on Facebook & Pinterest!

Pool Repair - Call BOB 480-899-8440

Glass & Shower Doors - We can help you with any residential glass or mirror needs. Call 480-306-5113 or visit www.wesleysglass.com

Free Estimates: Handy Men Can Do - Family owned & operated

business. One call does it all 480-232-0000 or Mobile 480-217-9626 Coasterality - Customized travertine coasters with family photos -

perfect for gifts! www.etsy.com/shop/coasterality

*To place an ad, please email me at

Gina@LocateArizonaHomes.com. Gina McKinley does not endorse

any advertiser. Please investigate all offers thoroughly!

DECEMBER 2012 SOLD ACTIVITY SUBDIVISION ADDRESS BED BATH CAR SQ FT PRICE

Ashley Park 166 E. Monterey St. 4 3 3 2,321 $255,000

1923 E. Monterey St. 3 2.5 3 2,537 $335,000

1971 E. Harrison St. 4 2.5 3 2,944 $346,000

Tradition/

Tradition East 1482 E. Detroit St. 3 2 2 1,438 $124,000

1982 E. Erie St. 3 2 2 1,500 $160,000

250 N. Leoma Ct. 3 2 2 1,600 $162,000

1830 E. Oakland St. 4 2 2 1,700 $177,000

420 N. Leoma Ln 3 2 2 1,743 $180,000

1456 E. Binner Dr. 3 2 2 1,637 $184,500

The Trails 2820 E. Azalea Dr. 4 3 2 3,320 $325,000

Higley Estates No Solds

Creekwood

Ranch

1689 E. Lynx Pl 4 2.5 2 3,353 $350,000

Markwood/

Markwood North

2049 E. Hackberry Pl 5 4 3 4,332 $460,000

Lantana Ranch No Solds

Peterson Farms 3052 E. Bluebird Pl 3 2 2 1,689 $235,500

3105 E. Sparrow Pl 4 2 2 2,171 $285,000

3371 E. Lark Dr. 3 2.5 3 2,393 $310,000

2415 S. Whetstone Pl. 5 4.5 3 4,007 $350,100

Pinelake Estates/

Pinelake Village

412 E. Mead Dr. 5 2.5 3 4,055 $412,000

Arden Park 211 W. Flamingo Dr. 4 3 2 2,200 $302,500

288 W. Kingbird Dr. 3 2.5 3 2,718 $409,000

2276 S. Jay Pl. 4 3.5 4 4,311 $535,000

Whitewing at

Krueger

No Solds

Rockwood 930 E. Cherrywood Pl 5 3.5 3 3,125 $330,000

789 E. Cherrywood Pl 4 2.5 3 2,941 $335,100

902 E. Birchwood Pl. 5 3 3 3,619 $445,000

Redwood Estates 3804 S. Wayne Dr. 3 2 2 1,871 $237,500

Paseo Crossing 907 E. Scorpio Pl. 5 3 3 2,935 $345,900

825 S. Sagittarius Pl. 4 3 3 2,935 $359,000

825 E. Sagittarius Pl. 5 3 3 2,935 $315,000

Paseo Trail 2900 S. Miller Dr. 4 3 2 2,298 $261,000

Willis Ranch 1465 E. Morelos St. 3 2.5 3 2,124 $202,000

McQueen Lakes 903 E. Stoneman Pl. 3 2.5 3 3,011 $341,000

Dobson Place 2263 E. Hutlet Dr. 4 2.5 3 2,675 $299,900

For 24-Hour Recorded Information Dial 800-330-4596 and enter 4 digit code:

44109 W. Palo Teca Rd,

Maricopa —

3 BD, 2.5 BA, 2,055 SQFT.

Great Location Right Next to the New

Entertainment District! Fireplace in

Living Room, Corian Counters in

Kitchen, Neutral Carpet & Tile T/O!

Code: 1045

2271 E. Azalea Dr, Chandler—

3 BD, 3 BA, 2,922 SQFT.

Incredible Custom Features Including

State of the Art Home Theater! Home

Smart Electrical System Allows You

To Control Your Home At the Push

of A Button! Truly Gorgeous Home!

Code: 1075

2338 E. Pecan Rd, Phoenix—

3 BD, 2.5 BA, 1,932 SQFT.

Fabulous Location Close to South

Mountain Offers Miles of Hiking

Trails, Fine Dining, & More! Features

Granite Slab Counters, Stainless

Appliances, & Wraparound Patio!

Code: 1025

18188 W. Las Palmaritas Dr,

Waddell—

3 BD, 2 BA, 2,144 SQ FT.

Open Kitchen Features Stainless Steel

Appliances, Panty, Large Island,

Breakfast Bar, & Crown Molding

Along Cabinets! Mountain Views!

Code: 1165

23015 N. 23rd St, Phoenix—

3 BD, 2.5 BA, 2,021 SQ FT.

Elegant Home w/ Mountain Views on

Huge Col-de-Sac Lot! Upgraded

Home Features Granite Counters T/O,

Plantation Shutters, Surround Sound,

Two-Tone Décor Paint, & More!

Code: 1185

2528 W. Brookhart Way,

Phoenix—

4 BD, 2 BA, 2,294 SQ FT.

Former Model Home Features

Designer Finishes Including Slate

Tiled Pool & Patio! Kitchen Features

Upgraded Cabinets & Island!

Code: 1065

24210 S. Stoney Path Dr,

Chandler —

4 BD, 3 BA, 3,495 SQFT.

Resort Living At Its Finest! Home

Boasts Upstairs Casita for Guests,

Updated Kitchen w/ Glass Tile

Backsplash, Granite, & More!

Code: 1155

992 N. John Way, Chandler —

4 BD, 2 BA, 1,840 SQFT.

Backyard is Entertainer’s Dream!

Incredible Pool Features Stone Tile

Surround with Water Features, Fire

Pit, Swim-Up Bar, Full Service Wet

Bar, Tile Mosaic, & More!

Code: 1035

11618 E. San Tan Ct, Chandler —

4 BD, 3.5 BA, 4,685 SQFT.

Fabulous Semi-Custom Home

Features Gourmet Kitchen w/ Gas

Cooktop, Double Ovens, Walk-in

Pantry, Granite Counters, Breakfast

Bar, & More! Gorgeous Backyard

Features Outdoor Fountains!

Gina McKinley, ABR, CDPE, CIAS, CRS, SFR RE/MAX Masters

480-355-8645 www.LocateArizonaHomes.com Each office is independently owned & operated.

Brain Teaser… Brothers and sisters I have none. But this man’s

father is my father’s son. Who is the man?

(See page 8 for the answer.)

Real Estate Question? Maybe you want to know how much your home is

worth. Or maybe you just need a recommendation

for a handyman, carpet cleaner or plumber…

Either way, I love hearing from all of my good

friends and clients. And I’m always looking to

answer pressing questions you might have about

anything relating to real estate or home-

ownership.

If you have a question, tip or idea, please feel free

to call me at 480-355-8645. I’m here to help!

Cruise Ship Cleanliness Before you make a reservation for your next

cruise, you may want to find out about the ship’s

sanitation practices. The Centers for Disease

Control monitors the vessel sanitation programs of

all ships that visit U.S. ports. They analyze water

supply, food storage and preparation, pools and

spas and general cleanliness. Find ratings for

specific ships at www.cdc.gov/nceh/vsp.

Links To Leisure Try a few of these sites to add to your leisure time:

Music: You can find links to more than 2,500

radio stations. www.radio-locator.com

Horseback riding: Find guest ranches, riding

clinics, and even cattle drives.

www.hiddentrails.com

Beverage recipes: Even non-alcoholic ones like

chocolate drinks, fruit punches, lemonades, and

more. www.drinksmixer.com

Raw Honey On Cuts? When honey is applied to minor burns and

wounds, the combination of sugar and

antibacterial properties can speed up healing. The

thick, gooey honey adheres to the wound to

provide a protective barrier and the inflammation

is reduced with natural antioxidants.

Appliance repair experts say that up to 25 percent of repair calls have simple solutions.

Try these fixes before calling the appliance repair service.

Refrigerator is not cold. If you can’t get the refrigerator cold enough by lowering

the setting, try looking under it. You probably have dirty condenser coils. Unplug

the fridge, remove the grill and vacuum the coils to

remove dirt and dust.

Dishwasher is not running. The float switch inside

the dishwasher tells it when enough water has entered

and when to begin washing. See if the switch is

jammed in the up position from objects like forks.

Weak vacuum suction. If cleaning the filters and

bags doesn’t help, check the hose for an obstruction.

Drop a coin in one end and if it doesn’t come out, try to

dislodge the debris with a broomstick.

WIN A LOWE’S GIFT CARD Your Chances To Win Could Be Better Than You Think!

Guess who won last month’s Trivia Question? I’m pleased to announce the lucky winner

of last month’s quiz. And the winner is…drum roll please: Jim F. of Tradition!

Which of the following things does the Curiosity rover, which landed on

Mars in August, NOT have?

a) A laser gun that vaporizes rocks b) A nuclear power source

c) Ability to travel at 5 mph d) Its own Twitter feed

The answer is c) Ability to travel at 5 mph. The rover can travel up to 90 meters

(0.06 miles) per hour. FYI, you can follow it on Twitter @MarsCuriosity. So, let’s move

on to this month’s trivia question.

Where can you stand in both the east and west at the same time?

a) The International Date Line b) China

c) The Prime Meridian d) Equator

Email Me Your Name & Mailing Address At

Info@LocateArizonaHomes.com

with ‘Trivia Contest’ for the subject line

And You Could Be One Of My Next Winners!

Save Money With These

Quick Appliance Fixes

Secrets To Feel Young

The process of getting older is unavoidable, but feeling old is optional. Here’s what you can do to feel young and alive.

Appreciate your age: Whatever you regret from the past is over. Let it go. Literally re-program the way you think about the past and the

concept of growing older. Setting new goals can give you more life now and help you live longer. According to a Yale study, people who

had a positive mindset about growing older lived about seven years longer than those who grumbled about

their age.

Don’t retire from being useful: Sure, you may have earned the right to slow down and work less, but

feeling that you still make a difference is invigorating. Keep both the mind and body moving by getting

involved in volunteer activities and exercise clubs.

Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical and other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale.

Q. What do buyers really want when looking for a house?

A. Here are ways to tap into what every buyer wants:

Every buyer wants a place to call “home”. The decision to

buy is emotional, not 100% logical. Buyers look at a “house,”

but they’re really evaluating it for its potential to become their

home. Properly staging your house allows buyers to have an

emotional experience – seeing their family living there.

Every buyer wants a bargain. Subtly influence buyers by

using such phrases as “priced to sell” or “a unique bargain at

this price.”

Every buyer wants to claim special discounts. You can

motivate a sale by creating a sense of urgency. Consider using

special terms that expire on a fixed date.

Want to learn more secrets about how to sell your home fast and for the

most money? Call and ask for my Free Consumer Report called “6 Steps

For Selling Your Home For TOP DOLLAR.” I’ll send a copy right over to

you.

Do you have a question you want answered related to real estate or home

ownership? Feel free to call me at 480-355-8645. Perhaps I’ll feature your

question in my next issue!

Real Estate Corner…

The McKinley Group

FOR ALL YOUR REAL ESTATE NEEDS

CALL

Thanks For Thinking of Me!

Did you know I can help you or any of your friends or

family save time and money when buying or selling a

home? Thanks for keeping me in mind with your

referrals…and spreading the word about my services.

Brain Teaser Answer:

The man is my son!

Textbooks On Kindle

Not only can college students download textbooks to the

Kindle e-reader, they can save money by actually

“renting” them from Amazon. Students can save up to

80 percent compared to purchasing a printed version of

the book. Kindle reader software can be downloaded to

a PC, MAC and many mobile devices. Search for

textbook rentals at the Kindle Store on

www.amazon.com.

So True…

You can go anywhere you want if you look serious

and carry a clipboard.

It’s amazing how nice people are to you when they

know you’re going away.

Anyone who says it’s as “easy as taking candy from

a baby” has never tried taking candy from a baby.

Proudly Distributed By:

Gina McKinley

ABR, CDPE, CIAS, CRS, SFR®

Designated Broker

RE/MAX Masters

2390 W. Ray Rd #3

Chandler, AZ 85224

480-355-8645

Gina@LocateArizonaHomes.com

www.LocateArizonaHomes.com