East Valley Lifestyle – March 2013

Gina McKinley’s…

“Insider Tips For Healthy, Wealthy & Happy Living…”

March 2013

lifestyle

Gina McKinley, ABR, CDPE, CIAS, CRS, SFR RE/MAX Masters

480-355-8645 www.LocateArizonaHomes.com Each office is independently owned & operated.

Top 10 First Aid Mistakes & What You

Should Do Instead………….Pages 2 & 3

Financial Tips If You’re Planning On

Having Children Soon………...…Page 3

How To Prevent An Electrical Fire In

Your Home……………....……….Page 3

Answer This Trivia Question and You

Could Be A Winner .………….....Page 4

What Homework Should I Do Before I

Get A Loan To Buy A Home?......Page 4

Facing Foreclosure? Not Sure

What to Do?

These are stressful times. Don’t go on

wondering if you can avoid

foreclosure.

Act Now!

I specialize in Short Sales as a

Certified Distressed Property Expert

(CDPE). Don’t leave your financial

well-being up to just anyone.

Call Me At 480-355-8645.

Call Now Or You Can Visit My

Website At

www.AZ-Short-Sales.com

The McKinley Group, Embracing All Of Your Real Estate Needs! Gina McKinley, ABR, CDPE, CIAS, CRS, SFR, Designated Broker

Dan McKinley, CIAS, CARI, Buyers Representative Dorothy Hovard, Buyers Representative

Kristin McKinley, Buyers Representative Gayanne Loring, Client Care Manager

Rhonda Weinstein, Property Coordinator

According to the Red Cross, these are the 10 most

common first aid mistakes and what to do for each

situation. By knowing the correct response in an

emergency you can help someone survive until help

arrives, and make recovering from personal injuries

faster.

Mistake #1: Putting butter or ice on burns.

Do This Instead: You should rinse the area with cool

water and cover with a sterile dressing so you don’t damage the skin tissue. If the burn

is severe, see a doctor.

Mistake #2: Inducing vomiting with your finger or by taking “syrup of ipecac” when a

poisonous substance is swallowed.

Do This Instead: Call the Poison Control Center at 1-800-222-1222 or your doctor.

Inducing vomiting can be even more harmful. Don’t eat or drink anything unless di-

rected by a medical professional.

Mistake #3: Treating a bleeding limb by applying a tourniquet.

Do This Instead: Pad the wound with sterile gauze, apply direct pressure and wrap the

wound securely. Get medical help if the bleeding doesn’t stop, the wound is deep, or is

caused by an animal bite.

Mistake #4: Applying heat to a sprain, strain, or fracture.

Do This Instead: Put an ice bag on the injury for 20 minutes to reduce swelling, and

use a barrier between the ice and skin.

Mistake #5: Moving a car accident victim away from the scene.

Do This Instead: Leave the injured person in place until paramedics arrive – unless the

car is on fire, in an unsafe location, or the person is not breathing and you have to per-

form CPR on a flat surface.

Continued on Page 2…

Top 10 First Aid Mistakes & The

Correct Responses

Please Welcome New Clients And Good

Friends Into Our Real Estate Family…

I’d like to take a moment to personally introduce and welcome a few of my newest

clients and good friends who have supported my business over the years. And special

thanks for everyone who thought of me with your referrals!

John & Lisa Visel Antonia Hernandez

Daniel Leifheit Michael Esquivel

And a very special thanks to Toni & Darren Lynn for their repeat business!



Word of the Month… Studies have shown your income and wealth

are directly related to the size and depth of

your vocabulary. Here is this month’s word,

so you can impress your friends (and maybe

even fatten your wallet!)…

Voracity: (vor-as-a-tee) noun

Meaning: eager to consume, having an

insatiable appetite for an activity or pursuit

Sample Sentence: She is a voracious reader

of novels.

You Know It’s Going To Be A Bad Day When… People give you the senior citizen

discount and you’re only 37.

You put both contacts in the same eye.

Your doctor tells you that you’re allergic

to chocolate.

Happiness Habits Do you fuel your life and your work with fun?

That’s one of the secrets to happiness you’ll

read about at the website:

www.makehappinessyourhabit.com

Quotes To Live By… Change is the law of life. And those who look

only to the past or present are certain to miss

the future.

–John F. Kennedy

If you don’t get everything you want, think of

the things you don’t get that you don’t want.

–Oscar Wilde

Happiness is an attitude. We either make

ourselves miserable, or happy and strong.

The amount of work is the same.

–Francesca Reigler

Do You Have A Home-Ownership

Question You Want Answered?

Maybe you want to know how much your home is worth. Or maybe you just need

a recommendation for a handyman, carpet cleaner or plumber…

Either way, I love hearing from all of my good friends and clients. And I’m always

looking to answer pressing questions you might have about anything relating to real

estate or home-ownership. If you have a question, tip or idea, please feel free to

call me at 480-355-8645. I’m here to help!

…Continued from Page 1

Mistake #6: Rubbing when there’s a foreign substance in your eye.

Do This Instead: Rinse the eye with tap water. Rubbing it could scratch the eye.

Mistake #7: Using hot water to thaw a cold extremity.

Do This Instead: Gradually warm the extremity by soaking it in lukewarm water.

Drastic temperature change can cause further damage.

Mistake #8: Rubbing alcohol on the skin to reduce a fever.

Do This Instead: Lower the fever by giving ibuprofen. If a high fever continues

for several days, see a physician or go to the ER. Using alcohol may cause alcohol

poisoning, especially in young children.

Mistake #9: Treating an allergic reaction to bee stings at home.

Do This Instead: Call an ambulance if the victim has breathing problems, tight

throat, or swollen tongue. Delaying professional treatment for a respiratory

reaction could be fatal.

Mistake #10: Applying ointment to a cut or scrape, then covering it with a

bandage, and leaving it untended to heal for a few days.

Do This Instead: First, wash the wound with soap and water. Bandage it and

change the dressing twice a day. Since fresh air allows the wound to heal, it’s best

not to use ointment, which can keep the wound moist. Use a looser dressing at

bedtime so the wound can get air.

Top 10 First Aid Mistakes & The

Correct Responses

COMMUNITY CORNER MOMS Club Chandler: A support group for moms. We get

together for playgroups, fun and enrichment activities for both kids

and moms. Please check out our website at www.moms-club.org. Contact our Membership VP at [email protected].

Escalera Lawn & Garden Maintenance: Weekly & Bi-weekly,

Tree Trim & removal * Sprinkler Installation & Repair * One Time Clean-up * Gravel Installation & Removal * Debris & Junk Removal

Call for Free Estimate 480-797-0206.

Nanny’s Daycare: CPR & 1st Aid Certified! 22 Years Experience! Newborn To 5 Years! Meals Made From Scratch! I Prepare 2-5 Year

Olds For Kindergarten! Crafts & Lots Of Activities! Call Ileana At

480-205-7103 For More Information! Mary Kay: 15% off. Call Lynne at 480-390-4063. Free facials and

makeovers!

SEACRET DIRECT - Love free facials? Have a fun spa party or become an associate if you could use extra cash. Fantastic body and

facial products. Call 480-821-4961 or email [email protected]

Just Ask Brian—For all of your handyman needs. Call Brian Markowitz at 480-203-5904.

In Home Therapeutic Massage– accepting new patients in your

area specializing in Rehab, Pain Management, and Sr. Wellness in the comfort of your home. Save $40 of our reg. $120 in home rate.

Visit www.inhometherapeuticmassage.massageplanet.com for more info or call (480) 620-2883 & leave message for return call.

RLC Services - Personal Home & Pet Sitting - Complete Home

caretaker when away. Long & short term pet sitting for all types of pets. Licensed & insured, references available. Free quotes, offering

valley wide service 24 hrs/day & 365 days/year. Call 480-220-9167

or email to [email protected] Alterations - Embroidering, Crafts, Home Decorating.. Reasonable

Prices. Call Bernice 602-717-4243 or 480-345-2355.

Advertised Daycare - Call Isayadet Aguayo 480-813-9473 Pet Rewards - Give the gift of security for your pet. Visit

www.mypetreward.com for personalized, stainless steel tags.

Phil Magnuson Handyman - No job is too big or small. Call Phil 480-993-7129 or [email protected]

I Like Furniture - Shop online for the best discount prices on

furniture, home accessories, & much more! Free shipping & no sales tax! www.ILikeFurniture.com. Follow us on Facebook & Pinterest!

Pool Repair - Call BOB 480-899-8440

Glass & Shower Doors - We can help you with any residential glass or mirror needs. Call 480-306-5113 or visit www.wesleysglass.com

Free Estimates: Handy Men Can Do - Family owned & operated

business. One call does it all 480-232-0000 or Mobile 480-217-9626 Big Byte Computers - Fast & Reliable Computer Service. Desktop

& Laptop Sales, TV Repair, and Free Recycling! 3245 N. Arizona

Ave. Chandler 480-686-9309 www.bigbytepc.net Santan Maintenance & Landscape: Sprinkler Repair, Timers, Tree

Trimming & Removal, Concrete, Pavers, Maintenance & Clean Up!

Contact Mark at 480-882-2480 or [email protected].

*To place an ad, please email me at

[email protected]. Gina McKinley does not endorse

any advertiser. Please investigate all offers thoroughly!

FEBRUARY 2013 SOLD ACTIVITY SUBDIVISION ADDRESS BED BATH CAR SQ FT PRICE

Ashley Park 1932 E. Harrison St. 3 2.5 3 2,746 $288,000

Tradition/

Tradition East 380 N. Leoma Ln 4 2 2 1,743 $200,000

1612 E. Tulsa St. 4 2 3 1,825 $213,000

1711 E. Tyson Pl 4 2 3 2,183 $239,000

The Trails 2784 E. Honeysuckle Pl 5 4 4 3,754 $470,000

Higley Estates No Solds

Creekwood

Ranch

No Solds

Markwood/

Markwood North

3226 S. Cottonwood Dr 3 3 3 2,922 $335,000

Lantana Ranch 3957 S. Newport St. 4 2 3 2,192 $264,000

Peterson Farms 3090 E. Lark Dr. 4 2 2 2,171 $255,000

3170 E. Lark Dr. 4 2 2 2,693 $320,000

Pinelake Estates/

Pinelake Village

405 E. Coconino Pl 3 2.5 3 2,651 $331,500

Whitewing at

Krueger

No Solds

Rockwood

Estates

929 E. Cherrywood Pl 4 3 3 3,720 $399,000

Redwood Estates 2093 E. Jade Dr 3 2 3 2,191 $240,000

3631 S. Salt Cedar 3 2 2 1,871 $265,000

Paseo Crossing 973 E. Aquarius Pl 3 2 3 2,049 $279,000

Paseo Trail 3216 E. Raven Ct 4 3.5 3 2,628 $236,000

3302 E. Roadrunner Dr 4 3 2 2,298 $241,000

2573 S. Rincon Dr 3 2 3 2,176 $282,000

2723 S. Rincon Dr. 4 3 3 2,889 $312,500

2703 S. Rincon Dr 5 3.5 3 3,469 $360,000

Symphony 1665 E. Coconio Dr. 5 3.5 4 4,461 $440,000

Geneva Estates 4205 S. Crosscreek Dr. 4 2.5 3 2,696 $405,000

1397 E. Glacier Pl 6 3.5 3 3,937 $475,000

Lagos Vistoso 944 E. Cherry Hills Dr 3 2 2 1,636 $189,500

720 E. Indian Wells Pl 4 2 3 2,458 $249,900

714 E. Bellerive Pl 4 3 3 2,780 $325,000

749 E. La Costa Dr. 4 2.5 3 3,116 $340,000

717 E. Runaway Bay Pl 4 3 3 3,200 $425,000

Riggs Ranch

Meadows

5411 S. Wilson Dr 4 2 3 2,356 $287,000

Canyon Oaks

Estates

1867 E. Browing Pl 4 2.5 2 2,676 $225,000

Chandler Heights

Estates

4671 S. Newport St 5 3.5 3 4,461 $420,000

For 24-Hour Recorded Information Dial 800-330-4596 and enter 4 digit code:

1526 S. Cholla St, Gilbert —

5 BD, 2 BA, 2,374 SQFT.

Beautiful Home w/ Remodeled

Kitchen & Gorgeous Wood Floors!

Entertainer’s Backyard Features

Pebble Tec Pool & Waterfall, Flag-

stone Patio, B/I BBQ, & Citrus Trees!

Code: 1035

2271 E. Azalea Dr, Chandler—

3 BD, 3 BA, 2,922 SQFT.

Incredible Custom Features Including

State of the Art Home Theater! Home

Smart Electrical System Allows You

To Control Your Home At the Push

of A Button! Truly Gorgeous Home!

Code: 1075

23015 N. 23rd St, Phoenix—

3 BD, 2.5 BA, 2,021 SQ FT.

Elegant Home w/ Mountain Views on

Huge Col-de-Sac Lot! Upgraded

Home Features Granite Counters T/O,

Plantation Shutters, Surround Sound,

Two-Tone Décor Paint, & More!

Code: 1185

2217 E. Huntington Dr,

Phoenix—

2 BD, 3 BA, 1,224 SQFT.

Enjoy Gorgeous Views of South

Mountain in Beautiful Townhome w/

Wood Floors, Granite Counters,

Cherry Wood Cabinets, & Office!

Code: 1195

1440 N. Orlando, Mesa —

5 BD, 3 BA, 2,611 SQFT.

Sensational Home Features Updated

Kitchen w/ Granite Counters, Stain-

less Appliances, Center Island & Gas

Range! Walk Out Balcony in Master

Overlooks Heated Pool & Spa!

Code: 1015

1411 E. Orangewood Ave #140,

Phoenix—

2 BD, 2 BA, 1,042 SQ FT.

Beautiful Home Features Wood

Laminate Flooring, Corner Fireplace,

Two Tone Paint & Open Floor Plan!

French Door Entry to Master Oasis!

Code: 1195

3513 E. Aquarius Pl, Chandler —

4 BD, 2.5 BA, 2,843 SQFT.

Beautifully Upgraded Home in

Highly Desired Gated Community!

Welcoming Courtyard, Stacked Stone

Fireplace, Spacious Kitchen w/

Matching Stainless Kitchen-Aid

Appliances, Large Island, & More!

2528 W. Brookhart Way,

Phoenix—

4 BD, 2 BA, 2,294 SQ FT.

Former Model Home Features

Designer Finishes Including Slate

Tiled Pool & Patio! Kitchen Features

Upgraded Cabinets & Island!

Code: 1065

1126 N. Melody Cir, Chandler —

3 BD, 2 BA, 2,120 SQFT.

Gorgeously Updated Home Features

Tile Enclosed Glass Shower & Corner

Tub in Master w/ Custom Closet!

Lush Backyard Features Citrus Trees,

Pebble Tec Pool & More!

Code: 1085



Brain Teaser… A butcher stands 5 feet, 11 inches tall and wears

size 11 shoes. What does he weigh?

(See back page for the answer.)

Real Estate Question? Maybe you want to know how much your home is

worth. Or maybe you just need a recommendation

for a handyman, carpet cleaner or plumber…

Either way, I love hearing from all of my good

friends and clients. And I’m always looking to

answer questions you might have about anything

relating to real estate or home-ownership.

If you have a question, tip or idea, call me at

480-355-8645. I’m here to help!

Odd Interview Questions Glassdoor.com reports that companies are getting

creative in asking job interview questions.

Prepare yourself in case you get asked something

like this:

“If you were to get rid of one U.S state, which

would it be and why?” Forester Research

“How many cows are in Canada?” Google

“How many quarters would you need to reach

the height of the Empire State Building?” Jet

Blue

“What songs best describe your work ethic?”

Dell

Are You A Shopaholic? You may be addicted to shopping if you show

these warning signs:

You get a high from buying things

You buy things you don’t need

You lie about what you bought or how much

you spent

Your spending habits cause relationship

issues

You feel guilty about your shopping

Online help is available at such sites as

www.debtorsanonymous.org or

www.shopaholicsanonymous.org.

Save Money For Retirement Save your age plus two zeros every year. If you’re

30, save $3,000. Have your bank automatically

transfer the amount to savings each year.

About to add to your family? Here are insurance and savings tips:

Review your health insurance before you get pregnant (if possible). Most group

health plans must cover maternity care, but 87 percent of individual plans do not.

Under health care reform, in 2014, maternity and newborn services must be covered

by all new plans sold to individuals and small businesses and by plans sold on

state-based insurance exchanges. If you don’t have insurance for the child, see

options at www.insurekidsnow.gov.

Purchase adequate life insurance. Experts suggest you want to have around

$250,000 of life insurance per child. Estimate how much you’ll need at

www.lifehappens.org.

Invest in a 529 savings plan for your child’s education. A “moderate” college

budget for an in-state public college is between $15,000 and $20,000 per year, while

a moderate budget at a private college can be up to $45,000 each year. Learn about

529 plans and use the college cost calculator at www.collegesavings.org.

WIN A PETSMART GIFT CARD Your Chances To Win Could Be Better Than You Think!

Nobody correctly answered our trivia question last month! Thanks to everyone

for their responses and best of luck for this coming contest!

What do the letters in Einstein’s formula E=mc2 stand for?

a) E:energy, M:matter, C:calories b) E:electricity, M:matter, C:time

c) E:energy, M:mass, C:speed of light d) E:energy, M:mass, C:celsius

The answer is c) In Albert Einstein's famous formula, it’s energy, mass and speed

of light. Don’t try to explain it – it’s impressive that you know what the letters stand for!

So, let’s move on to this month’s trivia question.

What famous singer was told that he should “stick to driving a truck, because

you’ll never make it as a singer”?

a) Johnny Cash b) Elvis Presley c) Rod Stewart d) Brad Paisley

Visit Our Web Page at www.LocateArizonaHomes.com/VIP

And You Could Be One Of My Next Winners!

Smart Financial Moves For

Soon-To-Be Parents

Prevent A Home Electrical Fire

According to the U.S. Fire Administration, home electrical problems cause more than 26,000 fires a year, half of which involve

electrical wiring.

Call an electrician if you have any of the following:

Problems with blowing fuses or tripping circuit breakers.

Discolored, cracked, or warm wall outlets or switches (if you see sparks, make the call as soon as possible).

A burning smell or rubbery odor from an appliance.

Flickering lights.

Take these precautions:

Make sure your smoke detectors are working properly.

Replace old or damaged appliance cords immediately.

If buying a used appliance, ask if it has been tested for safety.

Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical and other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale.

Q. What homework should I do before I get a loan to buy a home?

A. Here are three big tips many people don’t consider when buying

a home:

Understand how much home you can afford. Calculate the two

numbers bankers and mortgage lenders use to determine the how much

they will loan to you: payment-to-income ratio and debt-to-income

ratio.

Understand the basics of home financing. Your ability to afford a

home will be related to its price, your down payment (and the amount

you’ll finance), the interest rate and points of your loan, the term and the

type of your loan. Study these items and the relationship between them.

Save thousands by making your own mortgage acceleration

payment schedule. Take your current monthly mortgage payment of

principal and interest and multiply that number by 13. Divide that total

by 12 to get your new “accelerated” monthly payment.

Want to learn more ways to save money? Ask for my Free Consumer

Report called “7 Secrets For Saving Thousands When Financing Your

Home.”

Do you have a question you want answered related to real estate or home

ownership? Feel free to call me at 480-355-8645. Perhaps I’ll feature your

question in my next issue!

Real Estate Corner…

The McKinley Group

FOR ALL YOUR REAL ESTATE NEEDS

CALL

Thanks For Thinking of Me!

Did you know I can help you or any of your friends or

family save time and money when buying or selling a

home? Thanks for keeping me in mind with your refer-

rals…and spreading the word about my services.

Brain Teaser Answer:

Meat!

Things Your Plumber Won’t Tell You

Monday is a busy day – that’s when wives call to

get help repairing what their husbands did over the

weekend.

Loose toilet handles are an easy fix. The part costs

under $5. A plumber will charge $100 just to show

up.

If your garbage disposal jams, it is easy to follow

instructions in the manual to reset it.

Useful Education Websites

www.scholaready.com -- Learn how to take your

child to the next level.

www.time4learning.com -- Help your child with

interactive lesson demos.

www.kulsara.com -- Check out the math and

science videos for kids.

Proudly Distributed By:

Gina McKinley

ABR, CDPE, CIAS, CRS, SFR®

Designated Broker

RE/MAX Masters

2390 W. Ray Rd #3

Chandler, AZ 85224

480-355-8645

[email protected]

www.LocateArizonaHomes.com

Documents

East Valley Lifestyle – March 2013