cfly{s jif{ @)&^÷&& sf] df}lb|s gLltarchive.nrb.org.np/ofg/monetary_policy/Monetary_Policy... · 2020. 11. 4. · 10= cfly{s jif{ @)&%÷&^ df s'n ufx{:Yo pTkfbg j[l4b/ &=! k|ltzt

cfly{s jif{ @)&^÷&& sf]

df}lb|s gLlt

g]kfn /fi6« a}+s s]Gb|Lo sfof{no

afn'jf6f/, sf7df8f}+ ;fpg @)&^

2 g]kfn /fi6« a}+s

ueg{/ 8f= lr/+hLla g]kfnn] @)&^ ;fpg * ut] ;fj{hlgs ug'{ePsf]

cfly{s jif{ @)&^÷&& sf]

df}lb|s gLlt

g]kfn /fi6« a}+s s]Gb|Lo sfof{no

afn'jf6f/, sf7df8f}+

cfly{s jif{ @)&^÷&& sf] df}lb|s gLlt 3

g]kfn /fi6« a}+s s]Gb|Lo sfof{no afn'jf6f/, sf7df8f}+ g]kfn

kmf]g g+= $$!(*)$ Website: www.nrb.org.np

4 g]kfn /fi6« a}+s

ljifo ;""rL

k[i7e"ld ................................................................................................................................................................. 1 cGt/f{li6«o cfly{s kl/b[Zo ............................................................................................................................. 1 cfly{s l:yltsf] ;dLIff ...................................................................................................................................2 cfly{s jif{ @)&%÷&^ sf] df}lb|s gLltsf] ;dLIff ................................................................................. 4

df}lb|s Joj:yfkg .......................................................................................................................................... 4

shf{ sfo{qmdx?sf] ;dLIff ............................................................................................................................ 5

ljQLo If]q sfo{qmd ........................................................................................................................................ 6

ljQLo kx'Fr ..................................................................................................................................................... 7

cfly{s jif{ @)&^÷&& sf] df}lb|s gLltsf] :j?k .................................................................................... 8 df}lb|s gLltsf] sfo{lbzf ............................................................................................................................... 8

cfly{s tyf df}lb|s nIo ............................................................................................................................... 8

;+rfng nIo tyf pks/0f .......................................................................................................................... 9

shf{ tyf ;|f]t Joj:yfkg .......................................................................................................................... 10

cfly{s jif{ @)&^÷&& sf] ljQLo If]q sfo{qmd ..................................................................................... 13 ljQLo If]q ;'b[9Ls/0f ................................................................................................................................... 13

lgodg .......................................................................................................................................................... 15

n3'ljQ ;DaGwL lgodg ............................................................................................................................... 16

e'QmfgL k|0ffnL ;'b[9Ls/0f ............................................................................................................................ 17 ljb]zL ljlgdo Joj:yfkg ........................................................................................................................... 17

cg'';""rL M df}lb|s k|If]k0f====================================================================================== @)

tflnsf ;""rL====================================================================================================== @!

cfly{s jif{ @)&^÷&& sf] df}lb|s gLlt

k[i7e"ld

1= g]kfn /fi6« a}+s P]g, @)%* df ePsf] Joj:yf adf]lhd cfly{s jif{ @)%(÷^) b]lv

g]kfn /fi6« a}+sn] jfflif{s df}lb|s gLlt ;fj{hlgs ub}{ cfPsf] 5 . o;}u/L, cfly{s jif{

@)^!÷^@ b]lv df}lb|s gLltsf] c4{–jflif{s ;dLIff / cfly{s jif{ @)÷&$ b]lv

q}dfl;s ;dLIff ;d]t ;fj{hlgs ub}{ cfPsf] 5 .

2= cfly{s jif{ @)÷&$ b]lv d'n's nuftf/ pRr cfly{s j[l4sf] dfu{df cufl8 a9]sf]

5 . d'b|f:kmLlt lgoGq0fdf /x]sf] 5 eg] ljQLo kx'Fr lj:tf/ pT;fxk|b /x]sf] 5 .

afXo If]q Joj:yfkgdf eg] s]xL bafa pTkGg ePsf] 5 .

3= ljut Ps jif{otf ljQLo ahf/ :yfloTjtkm{ pGd'v ePsf] 5 . lgIf]ksf] Aofhb/ l:y/

/x]sf] 5 eg] shf{sf] Aofhb/df s]xL sdL cfPsf] 5 . a}lsË If]qaf6 yk C0fkq

lgisfzg ePsf sf/0f lwtf]kq ahf/df pks/0fut ljljlws/0f k|f/De ePsf] 5 .

;du| z]o/ ahf/ ultljlw ;fdfGo /x]sf] cj:yf 5 .

4= cGt/f{li6«o Jofkf/df pTkGg tgfj, o"/f]lkog o"lgogaf6 j]nfot cnu x'g] k|lqmofdf

b]lvPsf] ljnDa tyf rLgsf] cy{tGq lj:tf/df cfPsf] ;+s'rgsf sf/0f ljZj

cy{tGqsf] lj:tf/ sdhf]/ /xg] b]lvG5 .

5= ;g\ @)#) ;Dddf lbuf] ljsf;sf nIox? xfl;n ug'{kg]{, kGw|f}+ of]hgfn] to u/]sf

cfly{s nIox?;Fu ;fd~h:otf sfod ug'{kg]{ / cGt/f{li6«o :t/df ljsl;t cfly{s,

;fdflhs Pjd\ /fhgLlts ultljlwnfO{ ;d]t Wofgdf /fvL ;dli6ut cfly{s gLltx?

th'{df ug'{kg]{ cj:yf 5 .

6= /fli6«o Pjd\ cGt/f{li6«o 36gfqmdnfO{ dWogh/ ug'{sf ;fy} g]kfn ;/sf/sf] cfly{s

jif{ @)&^÷&& sf] ah]6df plNnlvt sfo{qmd;Fu ;fd~h:otf sfod u/L cfly{s jif{

@)&^÷&& sf] df}lb|s gLlt th'{df ul/Psf] 5 .

cGt/f{li6«o cfly{s kl/b[Zo

7= ;g\ @)!* df #=^ k|ltzt /x]sf] ljZj cy{tGqsf] j[l4b/ ;g\ @)!( df #=@ k|ltzt

/xg] cGt/f{li6«o d'b|f sf]ifsf] k|If]k0f 5 . ;g\ @)!* df ljsl;t d'n's / pbLodfg

2 g]kfn /fi6« a}+s

tyf ljsf;zLn d'n'ssf cy{tGqx? qmdzM @=@ k|ltzt / $=% k|ltztn] j[l4

ePsf]df ;g\ @)!( df qmdzM !=( k|ltzt / $=! k|ltztn] j[l4 x'g] sf]ifsf] k|If]k0f

5 .

8= rLg / ef/tsf] cfly{s j[l4b/ ;g\ @)!* df qmdzM ^=^ k|ltzt / ^=* k|ltzt

/x]sf]df ;g\ @)!( df qmdzM ^=@ k|ltzt / &=) k|ltzt /xg] sf]ifsf] k|If]k0f 5 .

9= ljsl;t / pbLodfg tyf ljsf;zLn d'n'ssf] d'b|f:kmLlt ;g\ @)!* df qmdzM @=)

k|ltzt / $=* k|ltzt /x]sf]df ;g\ @)!( df qmdzM !=^ k|ltzt / $=* k|ltzt

/xg] sf]ifsf] k|If]k0f 5 .

cfly{s l:yltsf] ;dLIff

10= cfly{s jif{ @)&%÷&^ df s'n ufx{:Yo pTkfbg j[l4b/ &=! k|ltzt /x]sf] s]Gb|Lo

tYofÍ ljefusf] k|f/lDes cg'dfg 5 . s[lif pTkfbgdf j[l4, phf{ cfk"lt{df ;xhtf,

lgdf{0f sfo{df tLj|tf, cf}Bf]lus pTkfbg lj:tf/ tyf ko{6s cfudg a9]sf sf/0f

cfly{s j[l4 pRr /x]sf] xf] .

11= cfly{s jif{ @)&%÷&^ df s'n ufx{:Yo artsf] s'n ufx{:Yo pTkfbg;Fusf] cg'kft

@)=% k|ltzt k'u]sf] cg'dfg 5 . s'n /fli6«o artsf] o:tf] cg'kft %@=$ k|ltzt

k'u]sf] cg'dfg 5 . cl3Nnf] jif{ oL cg'kftx? qmdzM !&=* k|ltzt / $&=! k|ltzt

/x]sf lyP .

12= cfly{s jif{ @)&%÷&^ df s'n l:y/ k'FhL lgdf{0fsf] s'n ufx{:Yo pTkfbg;Fusf]

cg'kft #^=( k|ltzt k'u]sf] cg'dfg 5 . s'n k'FhL lgdf{0fsf] o:tf] cg'kft ^@=#

k|ltzt k'u]sf] cg'dfg 5 . cl3Nnf] jif{ oL cg'kftx? qmdzM #$=& k|ltzt / %%=@

k|ltzt /x]sf lyP .

13= ;dLIff jif{df artsf] t'ngfdf nufgL pRr /x]sf]n] ;fwgsf] ;|f]t–dfu cGt/sf] s'n

ufx{:Yo pTkfbg;Fusf] cg'kft (=( k|ltzt /x]sf] cg'dfg 5 . cl3Nnf] jif{ o:tf]

cg'kft *=! k|ltzt /x]sf] lyof] .

14= cfly{s jif{ @)&%÷&^ sf] P3f/ dlxgfdf cf};t pkef]Qmf d'b|f:kmLlt $=% k|ltzt

/x]sf] 5 . cl3Nnf] jif{ o:tf] d'b|f:kmLlt $=@ k|ltzt /x]sf] lyof] .


15= dxfn]vf lgoGqs sfof{nosf] cfly{s jif{ @)&%÷&^ sf] k|flKt tyf vr{sf] k|f/lDes

ljj/0f cg';f/ rfn' vr{ ?= &!$ ca{ (* s/f]8, k'FhLut vr{ ?= @#* ca{ #^

s/f]8, ljQLo Joj:yf vr{ ?= !$! ca{ @$ s/f]8 / /fh:j ;+sng ?= *%( ca{ ^)

s/f]8 ePsf] 5 .

16= cfly{s jif{ @)&%÷&^ df g]kfn ;/sf/n] s'n cfGtl/s C0f ?= (^ ca{ #* s/f]8

kl/rfng u/]sf] 5 eg]] e'QmfgL ?= #$ ca{ #! s/f]8 u/]sf] 5 . ;f] cjlwdf g]kfn

;/sf/n] ?= ^@ ca{ & s/f]8 v'b cfGtl/s C0f kl/rfng u/]sf] 5 . pQm /sd s'n

ufx{:Yo pTkfbgsf] !=* k|ltzt x'g cfpF5 .

17= cfly{s jif{ @)&%÷&^ sf] P3f/ dlxgfdf j:t' Jofkf/ 3f6f !&=@ k|ltztn] j[l4 eO{

?= !@!! ca{ (^ s/f]8 k''u]sf] 5 . o;}u/L, ;f] cjlwdf rfn' vftf 3f6f ?= @$*

ca{ &@ s/f]8 /x]sf] 5 . cfoftdf ePsf] lj:tf/sf sf/0f rfn'' vftf 3f6f pRr /xg

uPsf] xf] .

18= cfly{s jif{ @)&%÷&^ sf] P3f/ dlxgfdf ljk|]if0f cfk|jfx !&=% k|ltztn] j[l4 eO{

?= &(( ca{ @ s/f]8 k'u]sf] 5 . zf]wgfGt/ eg] ?= () ca{ *# s/f]8n] 3f6fdf

/x]sf] 5 .

19= a}+lsË If]q;Fu /x]sf] ljb]zL ljlgdo ;l~rlt cfly{s jif{ @)&%÷&^ sf] P3f/

dlxgfsf] cfoftnfO{ cfwf/ dfGbf *=* dlxgfsf] j:t'' tyf &=& dlxgfsf] j:t'' / ;]jf

cfoft wfGg kof{Kt x'g] b]lvG5 .

20= @)&% c;f/ d;fGtsf] t'ngfdf @)&^ c;f/ d;fGtdf cd]l/sL 8n/;Fu g]kfnL

?k}ofF )=)@ k|ltztn] cjd"Nog eO{ cd]l/sL 8n/ ! sf] vl/b ljlgdob/ ?= !)(=#^

sfod ePsf] 5 . @)&% c;f/ d;fGtdf o:tf] ljlgdob/ ?= !)(=#$ /x]sf] lyof] .

lwtf]kq ahf/

21= ;dLIff jif{df ;]o/ ahf/df 7"nf] ptf/r9fj b]lvPg . @)&^ c;f/ d;fGtdf g]K;]

;"rsfÍ !@%(=) /x]sf] 5 . @)&% c;f/df d;fGtdf of] ;"rsfÍ !@!@=$ /x]sf]

lyof] . o;}u/L, @)&% c;f/ d;fGtdf ?= !$#% ca{ !$ s/f]8 /x]sf] ahf/ k'FhLs/0f

@)&^ c;f/ d;fGtdf ?= !%^& ca{ %) s/f]8 k'u]sf] 5 .

22= o; a}+sn] a}+s tyf ljQLo ;+:yfx?nfO{ bL3{sfnLg C0fkq hf/L u/L ljQLo ;fwg

kl/rfng ug{ k|f]T;fxg ug]{ gLlt ckgfPkZrft\ C0fkq ahf/sf] ljsf;df ;d]t

4 g]kfn /fi6« a}+s

;xof]u k'u]sf] 5 . cfly{s jif{ @)&%÷&^ df o; a}+saf6 !$ jfl0fHo a}+sx?n]

?= $# ca{ (* s/f]8sf] C0fkq lgisfzg ug{ :jLs[lt k|fKt u/]sf 5g\ .

23= ca d cfly{s jif{ @)&%÷&^ df cjnDag ul/Psf] df}lb|s gLltsf] ;dLIff k|:t't

ub{5'' .

cfly{s jif{ @)&%÷&^ sf] df}lb|s gLltsf] ;dLIff

df}lb|s Joj:yfkg

24= cfly{s jif{ @)&%÷&^ df lj:t[t d'b|fk|bfosf] jflif{s j[l4b/ !* k|ltztsf] ;Ldfleq

/fVg] nIo /flvPsf]df @)&^ h]7 d;fGtdf jflif{s ljGb''ut j[l4b/ !^=& k|ltzt

/x]sf] 5 .

25= df}lb|s If]qaf6 k|jfx x'g] shf{dWo] cfGtl/s shf{sf] j[l4b/ @@=% k|ltzt / lghL

If]qtkm{sf] shf{sf] j[l4b/ @)=) k|ltztdf ;Lldt ug]{ k|If]k0f ul/Psf]]]df @)&^ h]7

d;fGtdf oL shf{sf] jflif{s ljGb'ut j[l4b/ qmdzM @%=! k|ltzt / @)=^ k|ltzt

/x]]sf 5g\ .

26= cfly{s jif{ @)&%÷&^ df s'n ?= #@@ ca{ $( s/f]8 t/ntf k|jfx ePsf] 5 . o;

cGt{ut l/kf]dfkm{t ?= !^* ca{ !^ s/f]8 / :yfoL t/ntf ;'ljwfdfkm{t ?= !%$ ca{

## s/f]8 k|jfx ePsf] 5 .

27= cfly{s jif{ @)&%÷&^ df ?= !)) ca{ #% s/f]8 t/ntf k|zf]rg ePsf] 5 . o;

cGt{ut l/e;{ l/kf]dfkm{t ?= @) ca{ &) s/f]8 / lgIf]k ;+sng af]nsjf]ndfkm{t

?= &( ca{ ^% s/f]8 k|zf]rg ePsf] 5 .

28= cfly{s jif{ @)&%÷&^ df o; a}+sn] jfl0fHo a}+sx¿af6 cd]l/sL 8n/ # ca{ !(

s/f]8 v'b vl/b u/L ?= #^) ca{ (! s/f]8 v'b t/ntf k|jfx u/]sf] 5 . ;f]xL

cjlwdf kl/jTo{ ljb]zL d''b|f laqmL u/L ?= %!^ ca{ (& s/f]8 a/fa/sf] ef=?= vl/b

u/]sf] 5 .

29= cfly{s jif{ @)&%÷&^ df jfl0fHo a}+sx¿ aLr ?= !&&% ca{ !! s/f]8 / a}+s tyf

ljQLo ;+:yfx¿ -jfl0fHo a}+sx¿aLr afx]s_ aLr ?= @)( ca{ %% s/f]8sf]

cGt/–a}+s sf/f]af/ ePsf] 5 .


30= @)&^ c;f/df (!–lbg] 6«]h/L ljnsf] efl/t cf};t Aofhb/ $=(& k|ltzt / jfl0fHo

a}+sx¿aLrsf] efl/t cf};t cGt/–a}+sb/ $=%@ k|ltzt /x]sf 5g\ . @)&% c;f/df

oL b/x? qmdzM #=&$ k|ltzt / @=(^ k|ltzt /x]sf lyP .

31= @)&^ h]7df jfl0fHo a}+sx?sf] lgIf]k / shf{sf] efl/t cf};t Aofhb/ qmdz ^=^$

k|ltzt / !@=@) k|ltzt /x]sf 5g\ . @)&% h]7df oL b/x? qmdz ^=^! k|ltzt /

!@=$@ k|ltzt /x]sf lyP .

shf{ sfo{qmdx?sf] ;dLIff

32= a}+s tyf ljQLo ;+:yfx?n] ljb]zaf6 cfˆgf ] k|fylds k'FhLsf] ztk|ltzt;Dd ljb]zL

d''b|fdf C0f lng kfpg] Joj:yf cg';f/ jfl0fHo a}+sn] cd]l/sL 8n/ $ s/f]8 C0f

lng :jLs[lt lnPsf]df # s/f]8 !% nfv cd]l/sL 8n/ C0f lnPsf] tyf tLgj6f

n3'ljQ ljQLo ;+:yfx?n] @ s/f]8 ^ nfv cd]l/sL 8n/ / ! s/f]8 !) nfv

hfkflgh o]g C0f lng :jLs[lt k|fKt u/]sf 5g\ .

33= jfl0fHo a}+sx?n] cfˆgf] s'n shf{sf] s[lif If]qdf Go""gtd !) k|ltzt / phf{ tyf

ko{6g If]qdf Go"gtd !% k|ltzt shf{ k|jfx ug''{kg]{ Joj:yf /x]sf]df @)&^ h]7

d;fGt;Dd oL If]qx?df qmdzM *=^ k|ltzt / *=^ k|ltzt shf{ k|jfx ePsf] 5 .

34= jfl0fHo a}+s, ljsf; a}+s / ljQ sDkgLn] cfˆgf] s'n shf{ ;fk6sf] Go"gtd %

k|ltzt clgjfo{ ?kdf ljkGg ju{df k|jfx ug'{kg]{ Joj:yf /x]sf]df @)&^ h]7

d;fGtdf o:tf] shf{sf] c+z ^=! k|ltzt /x]sf] 5 .

35= o; a}+saf6 pTkfbg tyf lgof{t lj:tf/sf If]qdf ;xof]u k'¥ofpg] p2]Zon] ;x'lnot

b/df k|bfg ul/g] k'g/shf{ nufgL @)&^ h]7 d;fGtdf ?= @@ ca{ $) s/f]8 /x]sf]

5 . o; cGtu{t ;fwf/0f k'g/shf{ ?= !( ca{ @& s/f]8 / lgof{t k'g/shf{ ?= *&

s/f]8 /x]sf] 5 .

36= æ;x'lnotk"0f{ shf{sf nflu Aofh cg'bfg ;DaGwL PsLs[t sfo{ljlw, @)&%Æ adf]lhd

k|jfx ul/Psf] shf{dWo] @)&^ h]7 d;fGt;Dddf s[lif tyf kz'k+IfL Joj;fo shf{

cGtu{t !%,(!^ hgf C0fLsf] ?= @( ca{ #^ s/f]8 shf{ aSof}tf /x]sf] 5 . To;}u/L,

;f] sfo{ljlwdf Joj:yf ePsf cGo If]qtkm{ k|jfx ePsf] shf{dWo] &^^ hgf C0fLsf]

?= $! s/f]8 #@ nfv shf{ aSof}tf /x]sf] 5 . g]kfn ;/sf/n] ;x'lnotk"0f{ shf{sf

nflu s'n ?= ! ca{ @% s/f]8 Aofh cg'bfg k|bfg u/]sf] 5 .

6 g]kfn /fi6« a}+s

37= ca d ljQLo If]q sfo{qmdsf] sfof{Gjog l:yltsf] ;dLIff k|:t't ub{5' .

ljQLo If]q sfo{qmd

38= g]kfn /fi6« a}s P]g, @)%* / a}+s tyf ljQLo ;+:yf ;DaGwL P]g, @) ;+zf]wgsf

nflu g]kfn ;/sf/df k]z ul/Psf 5g\ . e'StfgL tyf km:of}{6 P]g, @)&% nfu"

eO;s]sf] 5 .

39= k"jf{wf/ ljsf; a}+s ;DaGwL lgodg, lg/LIf0f / ;'kl/j]If0fsf nflu lgb]{zg hf/L

ul/Psf] 5 . ?= @) ca{ r'Qmf k'FhL ePsf] g]kfn OGk|mf:6«Sr/ a}+s lnld6]8 @)&%

kmfu'g @& ut]b]lv ;~rfngdf cfPsf] 5 .

40= a}+lsË ;]jf k|jfx k|efjsf/L agfpg] / ljQLo kx'Fr clej[l4 ug]{ o; a}+ssf] gLlt

adf]lhd jfl0fHo a}+sx?n] k|To]s k|b]zdf k|fb]lzs sfof{no :yfkgf ug]{ sfo{

sfof{Gjogdf cfPsf] 5 .

41= ljQLo ;dfj]zLs/0f ;DaGwL ;""rsx? ;dfj]z ePsf] E-mapping nfO{ Financial

Inclusion Portal dfkm{t pknAw x'g] Joj:yf ul/Psf] 5 .

42= k|fs[lts JolQmsf] ?= # nfv;Ddsf] art tyf d'2tL lgIf]k ;''/If0f u/fpg' kg]{

Joj:yf adf]lhd @)&^ h]7 d;fGt;Dddf @ s/f]8 @@ nfv lgIf]k vftfdf /x]sf]

?= ^)# ca{ #( s/f]8 ;'/If0f ePsf] 5 .

43= /fli6«o :t/ afx]ssf ljQLo ;+:yfx?sf] sfo{If]qnfO{ k|fb]lzs ;+/rgf cg';f/

;dfof]hg ug]{ gLltut Joj:yf sfof{Gjogdf cfPsf] 5 . sf7df8f}+ pkTosfafx]s

k|fb]lzs :t/df ;dfof]hg x'g] ljsf; a}+sx?sf] Go"gtd r'Qmf k'FhL ?= ! ca{ @)

s/f]8 / ljQ sDkgLx?sf] Go"gtd r'Stf k'FhL ?= %) s/f]8 sfod ul/Psf] 5 .

44= n3''ljQ ljQLo ;+:yfx?nfO{ ;d]t e'QmfgL ;]jf k|bfossf] cg'dlt k|bfg ug]{ gLltut

Joj:yf ul/Psf] 5 .

45= 3/hUufsf] d""Nodf eO/xg] ptf/r9fj dfkg ug]{ 3/hUuf d""No ;"rsfÍ tof/ ug{

;j]{If0f sfo{ eO/x]sf] 5 .

46= a}+s tyf ljQLo ;+:yf ufEg]÷ufleg] tyf k|flKt ;DaGwL k|lqmof z'? u/]kZrft\ @)&^

c;f/ d;fGt;Dd s''n !&! j6f a}+s tyf ljQLo ;+:yfx? dh{/÷k|flKt k|lqmofdf


;fd]n ePsf 5g\ . o;dWo] !@* j6f ;+:yfx?sf] Ohfht vf/]h x'g uO{ s'n $#

;+:yf sfod ePsf 5g\ .

47= a}+s tyf ljQLo ;+:yfx?af6 cgnfO{g tYofÍ / ljj/0f k|fKt ug{ Supervisory

Information System sfof{Gjogdf cfpg] r/0fdf /x]sf] 5 .

ljQLo kx'Fr

48= ;a} :yfgLo txdf jfl0fHo a}+ssf] zfvf k'¥ofpg] gLlt cg';f/ @)&^ c;f/;Dddf

@ :yfgLo txdf jfl0fHo a}+ssf zfvf k'u]sf 5g\ . @)&% c;f/df o:tf] ;+Vof

^#! /x]sf] lyof] .

49= @)&^ h]7 d;fGt;Dddf jfl0fHo a}+sx?sf] zfvf ;+Vof #%#(, ljsf; a}+sx?sf]

!@%), ljQ sDkgLx?sf] @)% / n3'ljQ ljQLo ;+:yfx?sf] #%&) u/L s'n zfvf

;+Vof *%^$ k'u]sf] 5 . @)&% h]7 d;fGtdf o:tf] ;+Vof ^$!$ /x]sf] lyof] .

50= @)&^ h]7 d;fGtsf] tYofÍnfO{ cfwf/ dfGbf a}+s tyf ljQLo ;+:yfsf] Ps zfvfaf6

cf};tdf #$!! hg;+Vofn] ;]jf lng;Sg] cj:yf /x]sf] 5 . @)&% h]7 d;fGtdf

o:tf] ;+Vof $$(# /x]sf] lyof] .

51= ;a} g]kfnLsf] a}+s vftf vf]Ng] cleofgnfO{ lg/Gt/tf lbOPsf] 5 . @)&^ a}zfv

d;fGtdf jfl0fHo a}+s, ljsf; a}+s / ljQ sDkgLx?df /x]sf] lgIf]k vftf ;+Vof @

s/f]8 Nffv tyf shf{ vftf ;+Vof !$ nfv %$ xhf/ k'u]sf] 5 .

52= @)&% r}t d;fGtdf P6LPd ;+Vof #!** /x]sf] 5 . To;}u/L, df]afOn a+}lsËsf

u|fxsx?sf] ;+Vof &) nfv, OG6/g]6 a}lsËsf u|fxsx?sf] ;+Vof * nfv (# xhf/,

hf/L ePsf 8]la6 sf8{sf] ;+Vof ^@ nfv *! xhf/ tyf qm]l86 sf8{sf] ;+Vof ! nfv

!# xhf/ k'u]sf] 5 .

53= @)&^ a}zfvdf n3'ljQ ljQLo ;+:yfx?sf] s'n art ;b:osf] ;+Vof $! Nffv %*

xhf/ / C0fLsf] ;+Vof @^ nfv !# xhf/ k'u]sf] 5 . o;}u/L oL ;+:yfx?n] ?= &( ca{

%( s/f]8 art ;+sng / ?= @@% ca{ & s/f]8 shf{ k|jfx u/]sf 5g\ .

54= g]kfn ;/sf/ / o; a}+ssf] aLpk'FhL nufgLdf :yfkgf eO{ o; a}+sdfk{mt ;+rfng

x'Fb} cfPsf] u|fdL0f :jfjnDag sf]if sfo{qmdsf] ;+rfng ;fgf ls;fg ljsf; n3'ljQ

ljQLo ;+:yfdfk{mt x'g] u/L x:tfGt/0f ul/Psf] 5 .

8 g]kfn /fi6« a}+s

55= ca d cfly{s jif{ @)&^÷&& sf] df}lb|s gLltsf] :j?k k|:t't ub{5' .

cfly{s jif{ @)&^÷&& sf] df}lb|s gLltsf] :j?k

df}lb|s gLltsf] sfo{lbzf

56= cy{tGqsf] ljBdfg cj:yf, cfGtl/s tyf cGt/f{li6«o cfly{s kl/b[Zo, g]kfn

;/sf/sf] kGw|f}+ of]hgfsf ;fy} cfly{s jif{ @)&^÷&& sf] aflif{s ah]6nfO{ Wofgdf

/fvL cfly{s jif{ @)&^÷&& sf] df}lb|s gLltsf] sfo{lbzf to ul/Psf] 5 .

57= ;/sf/L tyf lghL If]qaf6 nufgLdf x'g] j[l4sf sf/0f ;dli6ut dfudf lj:tf/ x'g]

b]lvG5 . ;dli6ut dfu kIfaf6 d'b|f:kmLltdf rfk kg{ glbg df}lb|s of]ufÍx?nfO{

jfl~5t ;Ldfdf /fVg] df}lb|s gLltsf] hf]8 /xg]5 .

58= cfly{s lqmofsnfk lj:tf/;Fu} cfoft a9\g] k|j[lQ sfod} /xg] b]lvPsf]n]] afXo If]q

:yfloTjdf kg{;Sg] k|efjnfO{ ;d]t Wofgdf /flv df}lb|s Joj:yfkg ul/g]5 .

59= cfly{s jif{ @)&^÷&& sf] ah]6n] nlIft u/]sf] cfly{s j[l4 xfl;n ug{ ;xof]u

k'¥ofpg cfGtl/s pTkfbg j[l4, /f]huf/L l;h{gf / pBdzLntf ljsf;df ljQLo

;fwgsf] pknAwtfnfO{ k|f]T;fxg ul/g]5 .

60= t/ntf Joj:yfkgnfO{ k|efjsf/L agfpFb} Aofhb/ :yfloTj sfod ug]{tkm{ df}lb|s

gLltsf] hf]8 /xg]5 .

61= ljQLo ;]jfdf ;j{;fwf/0fsf] kx'Fr a9fpb}}{ a}+lsË If]qsf] ;fwg kl/rfng ug]{ Ifdtf

clej[l4 ug{ a}+s tyf ljQLo ;+:yfx?sf] ;'b[9Ls/0f (Consolidation) nfO{ k|fyldstf

lbOg]5 .

cfly{s tyf df}lb|s nIo

62= df}lb|s gLltsf] k|d'v nIosf] ?kdf /x]sf] d""No :yfloTj sfod ug{ pkef]Qmf

d'b|f:kmLlt ^ k|ltztsf] ;Ldfleq /fVg] u/L df}lb|s Joj:yfkg ul/g]5 .

63= afXo If]q :yfloTjsf nflu cfly{s jif{ @)&^÷&& df slDtdf & dlxgfsf] j:t' tyf

;]jf cfoft wfGg kof{Kt x'g] ljb]zL ljlgdo ;+lrlt sfod ug{] u/L df}lb|s

Joj:yfkg ul/g]5 .


64= g]kfn ;/sf/sf] ah]6df plNnlvt *=% k|ltztsf] xf/fxf/Ldf cfly{s j[l4 xfl;n ug{

;xof]u k'Ug] u/L df}lb|s Joj:yfkg ul/g]5 .

65= k|rlnt d"Nosf] s'n ufx{:Yo pTkfbgnfO{ df}lb|s k|If]k0fsf] cfwf/sf] ?kdf lnOPsf]

;Gbe{df lj:t[t d'b|fk|bfosf] lj:tf/nfO{ !* k|ltztsf] ;Ldfleq sfod ul/g]5 .

o;}u/L cfGtl/s shf{ lj:tf/ @$ k|ltztdf / lghL If]qtkm{sf] shf{ j[l4 @!

k|ltztdf ;Lldt ug]{ k|If]k0f 5 .

;~rfng nIo tyf pks/0f

66= df}lb|s gLltsf] c+s'zsf] ?kdf /x]sf] ljBdfg l:y/ ljlgdo b/ k4ltnfO{ lg/Gt/tf

lbOPsf] 5 .

67= df}lb|s Joj:yfkgsf] k|d'v pks/0fsf] ?kdf /x]sf] v'nf ahf/ sf/f]af/ ;+rfngsf

nflu a}+s tyf ljQLo ;+:yfx?n] o; a}+sdf /fVg'kg]{ clgjfo{ gub cg''kft afx]ssf]

clws t/ntfnfO{ cg'udg ub}{ a}+sx?sf] cGt/ a}+s sf/f]af/ b/nfO{ ;~rfng

nIosf] ?kdf lnOg]5 .

68= cNksfnLg Aofhb/sf] ptf/r9fj sd ug]{ p2]Zosf ;fy sfof{Gjogdf NofOPsf]

Aofhb/ sl/8f]/nfO{ yk k|efjsf/L agfOg] 5 .

69= Aofhb/ sl/8f]/sf] dflyNnf] ;Ldfsf] ?kdf :yfoL t/ntf ;'ljwf b/ ^ k|ltzt,

gLltut b/sf] ?kdf l/kf] b/nfO{ $=% k|ltzt / tNnf] ;Ldfsf] lgIf]k ;+sng b/nfO{

# k|ltzt sfod ul/Psf] 5 . o; cGtu{tsf] l/kf] ;'ljwf Overnight cfwf/df tyf

lgIf]k ;+sng ;'ljwf Ps xKtfsf nflu k|bfg ug]{ Joj:yf ldnfOg] 5 .

70= a}+s tyf ljQLo ;+:yfx?n] sfod ug'{kg]{ $ k|ltztsf] clgjfo{ gub cg'kftnfO{

oyfjt\ sfod ul/Psf] 5 .

71= jfl0fHo a}+sx?n] sfod ug'{kg]{ j}wflgs t/ntf cg'kft !) k|ltzt, ljsf; a}+sx?n]

* k|ltzt / ljQ sDkgLx?n] & k|ltztnfO{ oyfjt\ /flvPsf] 5 .

72= clGtd C0fbftf ;'ljwf b/sf] ?kdf /x]sf] a}+sb/nfO{ ^=% k|ltztaf6 ^ k|ltzt

sfod ul/g]5 .

73= o; a}+sn] k|bfg ug]{ ljz]if k'g/shf{ b/ ! k|ltzt oyfjt\ sfod ul/Psf] 5 eg]

;fwf/0f k'g/shf{ b/nfO{ $ k|ltztaf6 # k|ltzt sfod ul/g]5 .

10 g]kfn /fi6« a}+s

74= a}+s tyf ljQLo ;+:yfx?n] ljz]if k'g/shf{ pkof]u ug]{ C0fLaf6 a9Ldf #

k|ltztdfq Aofh lng kfpg] Joj:yfnfO{ oyfjt\ sfod ul/Psf] 5 eg] ;fwf/0f

k'g/shf{ pkof]u ug]{ C0fLaf6 a9Ldf & k|ltzt;Dd Aofh lng kfpg] Joj:yf

ul/g]5 .

75= o; a}+sn]] ;fgf tyf demf}nf pBdsf nflu c;n shf{sf] lwtf] ;'/If0fdf k|bfg ub}{

cfPsf] ? !) nfv;Ddsf] k'g/shf{sf] ljBdfg b/nfO{ % k|ltztaf6 36fO{ # k|ltzt

sfod ul/g]5 eg] a}+s tyf ljQLo ;+:yfx?n] C0fLaf6 lng;Sg] ljBdfg Aofhb/nfO{

!) k|ltztaf6 36fO{ & k|ltzt sfod ul/g]5 .

76= pRr cfly{s j[l4sf] k|j[lQnfO{ ;xof]u k'¥ofpg], cfGtl/s pTkfbg lj:tf/dfkm{t

cfoft Joj:yfkg ug]{ / ljZj cy{tGqdf b]lvg yfn]sf] ;Defljt dGbLsf] k|efj

cfGtl/s cy{tGqdf sd ug]{ p2]Zosf ;fy df}lb|s ;xhLs/0f ul/Psf] xf] .

shf{ tyf ;|f]t Joj:yfkg

77= d"No tyf afXo If]q :yfloTj sfod ug{ / cfGtl/s cfly{s lqmofsnfkx?nfO{

k|f]T;fxg ug]{tkm{ shf{ Joj:yfkgsf pkfox? cjnDag ul/g] 5g\ .

78= a}+s tyf ljQLo ;+:yfx?n] ljb]zaf6 C0f k|fKt ug{;Sg] ;|f]tsf] bfo/f lj:tf/ ub}{

a}+lsË If]qsf cltl/Qm k]G;g kmG8, x]h kmG8 nufotsf ;|f]taf6 ;d]t C0f Nofpg

;Sg] Joj:yf ul/g]5 . o;/L k|fKt ;|f]tsf] pkof]usf If]qx? ;d]t lj:tf/ ul/g] 5g\ .

79= a}+s tyf ljQLo ;+:yfx?n] kl/jTo{ ljb]zL d'b|fdf C0f lng ;Sg] ljBdfg Joj:yf

cGtu{t C0fsf] Aofhb/ ^ dlxgfsf] LIBOR b/df yk # k|ltztleq x'g'kg]{ k|fjwfg

/x]sf]df o:tf] Aofhb/ LIBOR b/df yk $ k|ltztleq x'g;Sg]] Joj:yf ul/g]5 .

80= a}+s tyf ljQLo ;+:yfx?n] ;+:yfut ljb]zL lgIf]kstf{ tyf u}/–cfjf;Lo

g]kfnLx?af6 slDtdf klg @ jif{ cjlw ePsf] ljb]zL d'b|f d'2tL lgIf]k ;+sng ug{

;Sg] / o:tf] lgIf]ksf] ztk|ltzt;Dd g]kfnL d'b|fdf shf{ k|jfx ug{ kfpg] Joj:yf

ul/g]5 .

81= a}+s tyf ljQLo ;+:yfx?n] :jb]zL d'b|fdf lgIf]k ;+sng ubf{ Ps ;+:yfaf6 ;+slnt

lgIf]k cfˆgf] s'n :jb]zL d'b|f lgIf]ksf] clwstd !) k|ltzt sfod ug' {kg]{ Joj:yf


ul/g]5 . ;fy}, s'n :jb]zL d'b|f lgIf]kdf ;+:yfut lgIf]ksf] c+z %) k|ltzt;Dd

x'g;Sg] ljBdfg Joj:yfnfO{ oyfjt\ /flvPsf] 5 .

82= jfl0fHo a}+sx?n] @)&& c;f/ d;fGtleq cfˆgf] r'Qmf k'FhLsf] Go"gtd @% k|ltzt

a/fa/ clgjfo{ ?kdf C0f kq hf/L ug'{kg]{ Joj:yf ul/g]5 .

83= a}+sx?n] hf/L u/]sf] C0fkqsf] ztk|ltzt /sd shf{ k|jfxsf nflu pkof]u ug{ ;Sg]

Joj:yf ul/g]5 .

84= g]kfnL gful/s;Fu /x]sf] ;'g a}+sdf lgIf]ksf] ?kdf hDdf ug{ ;Sg] ljifodf gLltut

Joj:yf ul/g]5 .

85= JolQmut k|s[ltsf shf{, 3/ shf{ tyf xfo/ kr]{h shf{ nufotsf ls:tf e'QmfgLdf

cfwfl/t u}/–Jofj;flos shf{ k|jfx ubf{ C0f e'QmfgL cfDbfgL cg'kft -Debt Service

to Gross Income Ratio-DTI) sf] clwstd ;Ldf sfod ul/g]5 .

86= a}+s tyf ljQLo ;+:yfn] 5'§f 5'§} jf Psd'i6 u/L ?= ! s/f]8 jf ;f] eGbf a9L shf{

k|jfx ubf{ clgjfo{ ?kdf :yfoL n]vf gDa/ -PAN_ lng'kg]{ Joj:yf /x]sf]df o:tf]

;Ldf ? %) nfv sfod ul/Psf] 5 .

87= jfl0fHo a}+sx?n] s[lifdf Go"gtd !) k|ltzt tyf phf{ / ko{6gdf !% k|ltzt shf{

k|jfx ug'{kg]{ Joj:yfnfO{ oyfjt\ sfod ul/Psf] 5 .

88= ljsf; a}+s / ljQ sDkgLn] k|fyldstf k|fKt If]qdf cfˆgf] s'n shf{sf] Go"gtd

qmdzM !% k|ltzt / !) k|ltzt shf{ k|jfx ug'{kg]{ ljBdfg Joj:yfnfO{ lg/Gt/tf

lbOPsf] 5 .

89= k"jf{wf/ ljsf; a}+sn] kl/of]hgf 5gf}6 ubf{ ug'{kg]{ nufgLsf] Go"gtd ;Ldf ?= #)

s/f]8 sfod ul/g]5 .

90= tf]lsPsf k|fyldstfk|fKt If]qx?df ;x''lnotk""0f{ shf{ pknAw xf];\ eGg] p2]Zon] o;

a}+sn] :yfkgf u/]sf] k''g/shf{ sf]ifsf] ;~rfng sfo{ljlw hf/L ul/g]5 .

91= o; a}+sn] k|bfg ug]{ k'g/shf{ ;'ljwfsf] pkof]udf k|fb]lzs ;Gt'ng sfod ug{ o;

a}+ssf k|b]z l:yt sfof{nox?n] k'g/shf{sf] lgj]bg ;+sng ul/ cfjZos ;dGjo /

l;kmfl/z ug]{ Joj:yf ldnfOg] 5 . ;fy}, k'g/shf{ ;'ljwf k|fKt ug]{ C0fLsf] gfdfjnL

;fj{hlgs ug]{ Joj:yf ul/g]5 .


92= cf}Bf]lus Joj;fo P]g, @) df pNn]v ePsf clt cljsl;t / cljsl;t If]qsf

tf]lsPsf pTkfbgd"ns pBf]usf nflu ;fwf/0f k'g/shf{ pknJw u/fpg] Joj:yf

ul/g]5 .

93= æ;x'lnotk"0f{ shf{df k|bfg ul/g] Aofh cg'bfg ;DaGwL sfo{ljlw, @)&%Æ adf]lhd

k|jfx ul/g] shf{nfO{ k|efjsf/L agfOg] 5 . ;fy} o:tf] shf{nfO{ shf{÷;|f]t kl/rfng

cg'kft u0fgf ubf{ 5'6 lbg] Joj:yfnfO{ lg/Gt/tf lbOg]5 .

94= a}+s tyf ljQLo ;+:yfx?n] C0fLaf6 ;x'lnotk"0f{ shf{sf] Aofh c;'npk/ ubf{ C0fLn]

kfpg] Aofh cg'bfg 36fP/ dfq c;'npk/ ug'{kg]{ Joj:yfnfO{ k|efjsf/L agfOg] 5 .

95= jfl0fHo a}+s, ljsf; a}+s / ljQ sDkgLx?n] cfˆgf] s'n shf{ nufgLsf] Go"gtd %

k|ltzt ljkGg ju{df nufgL ug'{kg]{ Joj:yfnfO{ oyfjt\ /flvPsf] 5 .

96= cGt/ a}+s ;fk6L /sdnfO{ shf{÷;|f]t kl/rfng cg'kft u0fgf ug]{ k|of]hgdf

;dfj]z ug{] Joj:yfnfO{ k'g/fjnf]sg ul/g]5 .

97= ljQLo If]q ljsf; /0fgLltn] shf{ / lgIf]ksf] Aofhb/ aLrsf] cGt/ cfly{s jif{

@)&&÷&* ;Dd $=$ k|ltzt eGbf sd ePsf] x'g'kg]{ Joj:yf u/]sf] ;Gbe{df

jfl0fHo a}+sx?n] shf{ / lgIf]ksf] efl/t cf};t Aofhb/ cGt/ @)&& c;f/

d;fGt;Dd $=$ k|ltztdf NofO;Sg'kg]{ Joj:yf ul/g]5 .

98= ?= !% nfv;Ddsf] s[lif, pBd tyf Joj;fo k|j4{g shf{ k|jfx ubf{ a}+s tyf ljQLo

;+:yfn] cfwf/ b/df @ k|ltzt;Dddfq yk u/L C0fsf] Aofh tf]Sg kfpg], s'g}

k|sf/sf] ;]jf z'Ns lng gkfpg] / ;do cufj} shf{ e'QmfgL u/]df clu|d e'QmfgL

z'Ns lng gkfOg] Joj:yf ul/g]5 . ;fy}, a}+s tyf ljQLo ;+:yfsf k|To]s zfvfn]

o;k|sf/sf] shf{ lgj]bg k|fKt ePsf] ;ft lbg leq :jLs[t ug'{kg]{ / :jLs[t x'g

g;Sg] ePdf ;f]sf] k|i6 sf/0f ;d]t ;DalGwt u|fxsnfO{ hfgsf/L lbg'kg]{ Joj:yf

ul/g]5 .

99= ca d cfly{s jif{ @)&^÷&& sf] ljQLo If]q sfo{qmd k|:t't ub{5' .


cfly{s jif{ @)&^÷&& sf] ljQLo If]q sfo{qmd

100= d'n'sn] cjnDag u/]sf] bL3{sfnLg ljsf;sf nIox?;Fu ;fd~h:otf sfod ug]{

u/L ljQLo If]q ljsf; /0fgLlt tyf g]kfn /fi6« a}+ssf] /0fgLlts of]hgf adf]lhd

ljQLo If]q Joj:yfkg ul/g]5 .

101= ljQLo ;'zf;g / ;Dj4{g (Financial Governance and Consolidation) nfO{ hf]8 lb+b}

e'QmfgL k|0ffnLsf] cfw'lgsLs/0fdfkm{t ljQLo kxF'r clej[l4 ug]{ ljQLo If]q

sfo{qmdsf] p2]Zo x'g]5 .

ljQLo If]q ;'b[9Ls/0f

102= jfl0fHo a}+sx? Ps cfk;df ufEg]÷ufleg] jf k|flKt k|lqmofdf ;+nUg eO{ @)&&

c;f/ d;fGtleq PsLs[t sf/f]af/ ;+rfng u/]df ljBdfg Joj:yf cg';f/ pknAw

x'g] ;x'lnotsf cltl/Qm b]xfo adf]lhdsf yk ;x'lnot k|bfg ug]{ Joj:yf ul/g]5 M

-s_ s[lif, phf{ / ko{6g If]qdf tf]lsPsf] shf{ k'¥ofpg' kg]{ cjlw @)&* c;f/

d;fGt sfod ul/g],

-v_ shf{ / lgIf]kaLrsf] Aofhb/ cGt/ $=$ k|ltzt sfod ug'{kg]{ cjlw @)&*

c;f/ d;fGt sfod ul/g],

-u_ zfvf lj:tf/ ug{ o; a}+ssf] :jLs[lt lng' gkg]{,

-3_ ;+rfns ;ldltsf ;b:o, k|d'v sfo{sf/L clws[t tyf gfoj k|d'v sfo{sf/L

clws[t kbaf6 x6]sf] slDtdf ^ dlxgf JotLt geO{ o; a}+saf6 Ohfhtkq

k|fKt cGo ;+:yfdf ;+rfns jf cGo s'g} klg x}l;otdf sfd ug{ gkfpg]

ljBdfg k|fjwfg nfu' gx'g],

-ª_ r'Qmf k'FhLsf] @% k|ltzt a/fa/ C0fkq hf/L ul/;Sg' kg]{ cjlw @)&* c;f/

d;fGt sfod ul/g] .

103= Ps eGbf a9L a}+s tyf ljQLo ;+:yfdf lglZrt k|ltzt eGbf a9L ;]o/ :jfldTj x'g]

;]o/wgLx? ePsf a}+s tyf ljQLo ;+:yfnfO{ ufEg]÷ufleg] / k|flKtdf k|fyldstfdf

/fvL dh{/df n}hfg] ;DaGwdf cfjZos Joj:Yff ldnfOg] 5 .


104= k|0ffnLut ?kdf dxTjk"0f{ a}+s (Systemically Important Bank) sf] lgodg tyf

;'kl/j]If0fsf nflu 5'§} Joj:yf ul/g]5 .

105= ljQLo If]q ljsf; /0fgLltdf pNn]v ePadf]lhd lnlhË ;DaGwL sfg"g th'{df

k|lqmof cufl8 a9fOg] 5 .

106= ljQLo ;]jfsf u|fxssf] lxt ;+/If0fsf] nflu ljQLo u|fxs ;+/If0f ;DaGwL sfo{ljlw

tof/ u/L lgIf]kstf{ / C0fLsf] u'gf;f] Joj:yfkg ub}{ ljQLo If]qk|lt ;j{;fwf/0fsf]

ljZjf; clej[l4 ug{ o; a}+sdf ljQLo u|fxs ;+/If0f OsfO{ (Financial Consumer

Protection Unit) :yfkgf ul/g]5 .

107= :yfgLo txsf ;a} ^&$# j8f;Dd g} ljQLo ;]jfsf] kxF'r k'¥ofpg a}+s zfvf gePsf

j8fx?df zfvf /lxt a}+s vf]Ng o; a}+ssf] :jLs[lt lng' gkg]{ Joj:yf ul/g]5 .

108= a}+s tyf ljQLo ;+:yfn] u|fxsnfO{ k|bfg ug]{ ;]jf ;DaGwL hfgsf/L Audio Notice

Board af6 ;d]t lgMz'Ns ?kdf pknAw u/fpg' kg]{ Joj:yf ul/g]5 .

109= a}+s tyf ljQLo ;+:yfx?sf a]j;fO6dfkm{t ;fj{hlgs x'g] ;fdu|Lx? g]kfnL efiffdf

;d]t /fVg'kg]{ Joj:yf ul/g]5 .

110= ;DklQ z'4Ls/0f Pjd\ cftÍjfbL lqmofsnfkdf ljQLo nufgL lgoGq0fsf nflu

goAML System sf] k|efjsfl/tf clej[l4 ug{ ljsf; a}+s tyf ljQ sDkgLx?n]

;d]t sf]/–a}+lsË ;ˆ6j]o/af6 ;f]e}m goAML Software df ljj/0fx? cknf]8 ug'{kg]{

Joj:yf ul/g]5 .

111= shf{ ;"rgfsf] u'0f:t/ ;'wf/sf nflu a}+s tyf ljQLo ;+:yfx?n] shf{ ;"rgf s]Gb|df

pknAw u/fpg' kg]{ shf{ ;DaGwL ljj/0fsf] lgoldt cg'udg ug]{ Joj:yf ul/g]5 .

112= jfl0fHo a}+s, ljsf; a}+s / ljQ sDkgLn] ;d]t n3'ljQ ;DaGwL sf/f]af/ u/]sf] eP

To:tf] sf/f]af/sf] 5'§} ;"rgf shf{ ;"rgf s]Gb|nfO{ lbg'kg]{ Joj:yf ul/g]5 .

113= a}+s tyf ljQLo ;+:yfx?n] cfˆgf sd{rf/Lx?sf] bIftf clej[l4sf nflu tf]lsPsf]

vr{ /sd ;f]xL k|of]hgdf vr{ ug'{kg]{ Joj:yfnfO{ lg/Gt/tf lb+b} sd{rf/Lx?nfO{

clgjfo{ ?kdf k|df0fLs[t kf7\oqmddf cfwfl/t cled'vLs/0f ;DaGwL k|df0fkq

lng'kg]{]{ Aoj:yf ul/g]5 .


lgodg

114= a}+s tyf ljQLo ;+:yfn] sfod ug'{ kg]{ shf{ ;|f]t cg'kftsf] cg'udgnfO{ k|efjsf/L

agfpFb} tf]lsPsf] cg'kft pNn+3g ug]{ a}+s tyf ljQLo ;+:yfnfO{ sf/afxL ug]{

Joj:Yff ul/g]5 .

115= ;dli6ut ljj]szLn lgodgsf] ?kdf Countercyclical Buffer ;DaGwL Joj:yfsf]

k|efjsf/L sfof{Gjog ul/g]5 . ;fy}, Liquidity Coverage Ratio / Net Stable

Funding Ratio ;DaGwL dfkb08 hf/L ul/g]5 .

116= g]kfnsf a}+s tyf ljQLo ;+:yfsf] ljb]zdf zfvf vf]Ng gLltut Joj:yf ul/g]5 .

;fy}, ljb]zL a}+ssf] g]kfndf k|ltlglw÷zfvf sfof{no :yfkgf ug]{ gLltut Joj:yfdf

k'g/fjnf]sg ul/g]5 .

117= ljsf; a}+s tyf ljQ sDkgLx?df Basel II k"0f{?kdf nfu" ul/g]5 . ;fy}, o:tf

;+:yfx?sf] Stress Testing ug]{ Joj:yf ;d]t ldnfOg] 5 .

118= jfl0fHo a}+sx?n] k|To]s cfly{s jif{sf nflu lgIf]k bfloTj tyf shf{ ;fk6 ;lxtsf]

jflif{s sfo{of]hgf ;+rfns ;ldltaf6 :jLs[t u/fO{ o; a}+sdf k]z ug'{kg]{ Joj:yf

/x]sf]df o:tf] sfo{of]hgfsf] ;+rfns ;ldltn] q}dfl;s ?kdf ;dLIff u/L o; a}+sdf

k]z ug'{kg]{ Joj:yfnfO{ k|efjsf/L agfOg] 5 .

119= k"jf{wf/ ljsf; a}+sn] ;d]t cfˆgf] jflif{s sfo{of]hgf k|To]s cfly{s jif{sf] ;fpg

d;fGtleq o; a}+sdf k]z ug'{kg]{ Joj:yf ul/g]5 .

120= a}+s tyf ljQLo ;+:yfx?sf] ;+:yfut ;fdflhs pQ/bfloTj sf]ifdf hDdf ePsf]

/sdsf] Go"gtd !) k|ltzt k|To]s k|b]zdf vr{ ug'{kg]{ Joj:yfnfO{ lg/Gt/tf lb+b}

pQm sf]ifaf6 x'g] vr{nfO{ yk Jojl:yt / kf/bzL{ agfOg]5 .

121= a}+s tyf ljQLo ;+:yfn] shf{ k|jfxsf qmddf C0fL :jod\n] 5gf}6 u/]sf] aLdf

sDkgLaf6 dfq shf{sf] ;'/If0f :j?k /flvPsf] ;DklQsf] aLdf u/fpg' kg]{ / shf{;Fu

k|ToIf ?kn] ;DalGwt aLdf kf]ln;L afx]s cGo s'g} klg k|sf/sf] aLdf kf]ln;L laqmL

ug{ gkfpg] Joj:yf ul/g]5 .


n3'ljQ ;DaGwL lgodg

122= n3'ljQ ljQLo ;+:yfx?n] dxfgu/kflnsf, pk–dxfgu/kflnsf / lhNnf ;b/d'sfd

afx]s gu/kflnsf / ufpFkflnsf If]qdf Ps zfvf :Yffkgf u/]kZrft\ dfq

pkdxfgu/kflnsf jf lhNnf ;b/d'sfddf Ps zfvf :Yffkgf ug{ ;lsg] Joj:yf

ldnfOg] 5 .

123= n3'ljQ ljQLo ;+:yfx?n] clgjfo{ ?kdf Ps ltxfO shf{ s[lif If]qdf k|jfx ug'{kg]{

Joj:yf ldnfOg] 5 .

124= n3'ljQ ljQLo ;+:yfsf nflu Stress Testing ;DaGwL dfu{bz{g hf/L ul/g]5 .

125= Ps cfk;df ufEg]÷ufleg] jf k|flKt x'g] n3'ljQ ljQLo ;+:yfx?nfO{ b]xfo

adf]lhdsf yk ;x'lnot k|bfg ug]{ Joj:yf ldnfOg] 5 M

-s_ Psn u|fxs shf{ ;Ldf gf3]sf] C0fLsf] shf{nfO{ ;Ldf leq Nofpg ;do yk

ug]{,

-v_ Tff]lsPsf] k'FhL sf]if cg'kft k'¥ofpg' kg]{ ;do yk ug]{,

-u_ ;~rfns ;ldltsf ;b:o / k|d'v sfo{sf/L clws[t kbaf6 x6]sf] slDtdf ^

dlxgf JotLt geO{ o; a}+saf6 Ohfhtkq k|fKt cGo ;+:yfdf ;+rfns jf

cGo s'g} klg x}l;otdf sfd ug{ gkfpg] ljBdfg k|fjwfg nfu' gx'g],

-3_ :jLsf/ of]Uo lwtf] lnO{ ;d"xdf cfj4 ePsf tyf gePsf ufpFkflnsf If]qdf

a;f]af; ug]{ JolQmx?nfO{ n3'ljQ ljQLo ;+:yfx?af6 n3'pBd ;~rfng ug{

k|bfg ul/g] shf{sf] ;Ldf ?= !) nfvaf6 ?= !% nfv k'¥ofOg],

-ª_ cfˆgf sd{rf/Lx?sf] tna, eQf tyf ;'ljwfnfO{ lgIf]ksf] ?kdf :jLsf/ u/L

;|f]t kl/rfng ug{;Sg] .

126= Ps eGbf a9L n3' ljQ ljQLo ;+:yfdf lglZrt k|ltzt eGbf a9L ;]o/ :jfldTj x'g]

;]o/wgLx? ePsf] ;+:yfnfO{ ufEg]÷ufleg] / k|flKtdf k|fyldstfdf /fvL dh{/df

n}hfg] ;DaGwdf cfjZos Joj:Yff ldnfOg] 5 .


e'QmfgL k|0ffnL ;'b[9Ls/0f

127= Digitization / FinTech sf] pkof]u a9fO{ ljB'tLo dfWodaf6 ul/g] e'QmfgLnfO{

clej[l4 ub}{ gub sf/f]af/nfO{ qmdzM 36fpFb} n}hfg] gLlt cjnDag ul/g]5 .

128= e'QmfgL k|0ffnLsf] cfw'lgsLs/0fsf nflu k"jf{wf/x?sf] ljsf; ub}{ ;a} cfly{s

sf/f]af/ ljB'tLo dfWodaf6 ug{ k|f]T;fxg ul/g]5 .

129= rfn' cfly{s jif{ leq jf:tljs ;dosf] e'QmfgL k|0ffnL (RTGS) ;~rfngdf

NofOg]5 . /fli6«o e'QmfgL åf/÷:jLrsf] ljsf;dfkm{t ljB'tLo e'QmfgL sf/f]af/sf]

cGt/cfj4tf (Interoperability) ;'lglZrt u/L e'QmfgL sf/f]af/sf] /fkm;fkm :jb]zd}

x'g] Joj:yf ul/g]5 .

130= df]afOn / OG6/g]6dfkm{t e'QmfgL ;]jf lj:tf/ u/L b'u{d :yfgx?df ljQLo kx'Fr

k'¥ofpg e'QmfgL ;]jf k|bfos ;+:yfx?nfO{ k|f]T;fxg ul/g]5 .

131= Point of Sale (POS) d]l;gdfkm{t sf/f]af/ ubf{ u|fxs;Fu cltl/Qm z'Ns lng gkfOg]

Joj:yf ul/g]5 .

132= sf8{dfkm{t g]kfnL d'b|fdf ul/g] e'QmfgL tyf km5\of{}6 sf/f]af/nfO{ j[l4 ug{] p2]Zon]

Co-Brand Card/National Card lgisfzg ug]{ ;DaGwdf cfjZos Joj:yf ldnfOg]

5 .

133= e'QmfgL ;DaGwL sfo{ ug]{ ;+:yfx?n] ljB'tLo dfWodaf6 x'g] sf/f]af/sf] cgnfOg

l/kf]l6{Ë ug]{ Joj:yf ldnfOg] 5 .

134= a}+s tyf ljQLo ;+:yfdf gub hDdf ug{ Cash Deposit Machine (CDM) /fVg' kg]{

Joj:yf ldnfOg] 5 .

135= g]kfn ;/sf/sf] ah]6df pNn]v eP cg';f/ j:t' tyf ;]jfsf] d"No sf8{ jf ljB'tLo

dfWodaf6 e'QmfgL ubf{ aLhsdf pNn]lvt d"No clej[l4 s/sf] !) k|ltzt /sd

e'QmfgLstf{sf] a}+s vftfdf ;f]em} hDdf x'g] Joj:yfsf nflu ;dGjo ul/g]5 .

ljb]zL ljlgdo Joj:yfkg

136= x]lhË ;DaGwL lgodfjnL, @)&% sf] k|efjsf/L sfof{Gjogsf] nflu x]lhË ;DaGwL

sfo{ljlw th'{df ul/g]5 .


137= ;ˆ6j]o/ v/Lb jf dd{t u/L e'QmfgL k7fpg] /sdsf] ;6xL cg'dlt k|bfg ubf{

;DalGwt lgofds lgsfosf] l;kmfl/z cfjZos x'g] Joj:yf ul/g]5 .

138= ;fdflhs ;~hfn tyf cgnfOgdfkm{t x'g] lj1fkgjfkt ljb]zL d'b|fdf x'g] e'QmfgL

tyf k|flKtsf] Joj:yfkg ug{ cfjZos gLlt th'{df u/L sfof{Gjog ul/g]5 .

139= ljk|]if0f cfk|jfxnfO{ /fli6«o k|fyldstfsf If]qdf kl/rfng ug{ tyf cf}krfl/s

dfWodsf] k|of]unfO{ a9fjf lbg j}b]lzs /f]huf/ artkq tyf gful/s artkqsf]

laqmL jif}{e/L v'nf ug{ cfjZos ;dGjo ul/g]5 .

140= ljb]zL nufgL cfk|jfxnfO{ yk k|f]T;fxg ug{ Psn ljGb' ;]jf s]Gb|df /x]sf] o; a}+ssf]

ljb]zL ljlgdo OsfOnfO{ k|efjsf/L agfpFb} ljb]zL nufgL leœofpg] / lkmtf{ n}hfg] k|lqmofnfO{ ;/nLs/0f ul/g]5 .

141= j}b]lzs nufgL leœofpg o; a}+ssf] :jLs[ltsf nflu k|fKt ePsf lgj]bg pk/ oyfzL3| cfjZos lg0f{o ul/;Sg] Joj:yf ldnfOg] 5 .

142= ljb]zL d'b|f sf/f]af/ ug]{ Ohfhtkq k|fKt ;+:yfx?sf] cg'udg tyf lg/LIf0f sfo{sf

nflu ljz]if Joj:Yff ul/g]5 .

143= cWoog, ;fd"lxs e|d0f nufotdf x'g] ljb]zL ljlgdo vr{nfO{ lgodg ug{ cfjZos

gLltut Joj:Yff ul/g]5 .

144= g]kfn e|d0f jif{ @)@) nfO{ dWogh/ ub}{ k|d'v ko{6sLo :ynx?df a}+s tyf ljQLo

;+:yfx?n] 5'§} sfp06/ vf]nL ljb]zL d'b|f ;6xL ;'ljwf k|bfg ug{ ;Sg] Joj:yf

ldnfOg] 5 .

145= ljb]zL ljlgdo sf/f]af/nfO{ k|efjsf/L 9+un] cg'udg u/L cf}krfl/s dfWod jflx/

x'g] ljk|]if0f nufotsf sf/f]af/nfO{ a}+lsË k|0ffnLsf] bfo/fdf Nofpg] Joj:yf

ul/g]5 .

cGTodf,

146= d'n's pT;fxhgs 9+un] cfly{s j[l4sf] af6f]df cufl8 a9]sf] 5 . cfGtl/s cfly{s

lqmofsnfk lj:tf/ eP;Fu} g]kfnn] pbLodfg l5d]sL cy{tGqx?sf] ljsf;sf] nfe

lng] cj;/ ;d]t k|fKt u/]sf] 5 . pRr cfly{s j[l4sf] k|j[lQnfO{ ;xof]u k'¥ofpFb}


;dli6ut cfly{s :yfloTj sfod ug'{kg]{ r'gf}tL eg] oyfjt} 5 . d'b|f:kmLltdf b]lvg

yfn]sf] bafa tyf zf]wgfGt/ 3f6fdf /x]sf] sf/0f ljQLo If]qsf] ;jnLs/0fdfkm{t

shf{sf] ljj]szLn pkof]unfO{ yk k|f]T;fxg ug'{kg]{ cj:yf 5 .

147= g]kfn ;/sf/sf] kGw|f}+ of]hgf tyf cfly{s jif{ @)&^÷&& sf] ah]6 tyf sfo{qmd;Fu

;fd~h:otf sfod u/L hf/L ul/Psf] k|:t't df}lb|s gLltsf] sfof{Gjogaf6 ;dli6ut

cfly{s tyf ljQLo :yfloTj xfl;n ug{, ljQLo kx'Fr clej[l4 ug{, ljQLo ;]jf

k|jfxdf k|fb]lzs ;Gt'ng sfod ug{ / nlIft cfly{s j[l¢ xfl;n ug{ ;xof]u k'Ug]

ljZjf; ul/Psf] 5 .

148= k|:t't df}lb|s gLlt th'{dfsf] qmddf ;xof]u k'¥ofpg] g]kfn ;/sf/sf ljleGg lgsfo,

a}+s tyf ljQLo ;+:yfx¿, ljleGg Jofj;flos ;+3–;+:yfx¿, ljåt\ ju{, ;~rf/

dfWod nufot ;a}df g]kfn /fi6« a}+s xflb{s wGojfb 1fkg ub{5 . df}lb|s gLltdf

Joj:yf ePsf gLlt tyf sfo{qmdx¿sf] sfof{Gjogdf ;bfem}+ ;a}sf] ;xof]u k|fKt x'g]

o; a}+ssf] ljZjf; /x]sf] 5 .

***


@)&$ @)&% @)&^ @)&&

c;f/ c;f/ c;f/; +

c;f/k |

/sd k |ltzt /sd k |ltzt /sd k |ltzt

!= v'b j}b ]lzs ;DklQ 101463.5 105429.2 97225.1 98225.1 96.0 1/ 0.1 -8000.0 2/ -7.6 1000.0 1.0

!=! j}b]lzs ;DklQ 110782.4 113329.5 106828.4 110263.7 2547.2 2.3 -6501.1 -5.7 3435.3 3.2

!=@ j}b]lzs bfloTj 9318.9 7900.4 9603.4 12038.7 -1418.5 -15.2 1703.0 21.6 2435.3 25.4

s= ljb]zL d'b|f lgIf]k 9034.0 7717.8 9127.6 10638.3 -1316.1 -14.6 1409.7 18.3 1510.7 16.6

v= cGo j}b]lzs bfloTj 284.9 182.5 475.8 1400.4 -102.4 -35.9 293.3 160.7 924.6 194.3

@= v'b cfGtl/s ;DklQ 157706.7 204017.5 261810.7 325437.2 50180.4 1/ 31.8 57589.1 2/ 28.2 63626.4 24.3

@=! s'n cfGtl/s shf{ 217779.2 275589.3 346138.4 429334.1 57810.1 26.5 70549.1 25.6 83195.6 24.0

s= ;/sf/nfO{ uPsf] v'b shf{ 14948.9 27263.0 46288.5 66476.9 12314.1 82.4 19025.5 69.8 20188.4 43.6

c= ;/sf/dflysf] bfjL 25576.1 36212.8 46288.5 66476.9 10636.7 41.6 10075.7 27.8 20188.4 43.6

cf= ;/sf/L lgIf]k 10627.2 8949.8 0.0 0.0 -1677.4 -15.8 -8949.8 -100.0 0.0 0.0

v= u}+/–ljQLo ;/sf/L ;+:yfx?nfO{ uPsf] shf{ 922.6 1003.4 1012.7 1014.8 80.8 8.8 9.3 0.9 2.0 0.2

u= ljQLo ;+:yfx?nfO{ uPsf] shf{ 2191.7 3044.4 3950.8 4907.4 852.7 38.9 906.4 29.8 956.6 24.2

c= ;/sf/L 428.6 382.7 173.4 185.7 -45.9 -10.7 -209.3 -54.7 12.3 7.1

cf= u}/–;/sf/L 1763.1 2661.7 3777.4 4721.7 898.6 51.0 1115.7 41.9 944.3 25.0

3= lghL If]qnfO{ uPsf] shf{ 199716.0 244278.4 294886.4 356935.0 44562.4 22.3 50608.0 20.7 62048.6 21.0

@=@ v'b cdf}lb|s bfloTj 60072.5 71571.8 84327.7 103896.9 7629.7 1/ 12.7 12960.0 2/ 18.1 19569.2 23.2

#= lj:t [t d'b |f k |b fo -Pd@_ 259170.2 309446.7 359035.8 423662.2 50276.5 19.4 49589.1 16.0 64626.4 18.0

#=! d'b|f k|bfo -s±v_, Pd!± 162317.2 187896.0 208165.3 240738.7 25578.8 15.8 20269.3 10.8 32573.5 15.6

s= d'b|f k|bfo -Pd!_ 56940.2 66939.5 73298.7 84293.6 9999.3 17.6 6359.3 9.5 10994.8 15.0

d'b|f 36174.6 41598.5 43470.5 49208.6 5424.0 15.0 1871.9 4.5 5738.1 13.2

rNtL lgIf]k 20765.6 25341.0 29828.3 35085.0 4575.3 22.0 4487.3 17.7 5256.7 17.6

v= art tyf sn lgIf]k 105377.0 120956.5 134866.5 156445.2 15579.5 14.8 13910.0 11.5 21578.6 16.0

#=@= cfjlws lgIf]k 96853.0 121550.6 150870.5 182923.5 24697.7 25.5 29319.9 24.1 32053.0 21.2$= lj:t [t df}lb |s t/ntf -Pd#_ 268204.2 317164.5 368163.4 434300.5 48960.3 18.3 50998.9 16.1 66137.2 18.0

;+ – ;+zf]lwt cg'dfg

k| – k|If]lkt

1/ ljb]zL ljlgdo b/ d"NofÍg gfkmf ?= #*^(=^^ s/f]8 ;dfof]hg 2/ ljb]zL ljlgdo b/ d"NofÍg gf]S;fg ?= @)$=!) s/f]8 ;dfof]hg

cg';"rL

df}lb|s k|If]k0f

-?= s/f]8df_

df}lb |s of]ufÍ

jflif {s kl/jt {g

@)&$÷&% @)&%÷&^ @)&^÷&&


tflnsf ;""rL

tflnsf ! s'n ufx{:Yo pTkfbg -@)%&÷%* sf d"Nodf_

tflnsf @ s'n ufx{:Yo pTkfbg -k|rlnt d"Nodf_

tflnsf # s'n /fli6«o cfo tyf art

tflnsf $ /fli6«o pkef]Qmf d"No ;"rsfÍ -@)&!÷&@ = !))_

tflnsf % df}lb|s ;j]{If0f

tflnsf ^ df}lb|s ;j]{If0f -jflif{s ljGb'ut_

tflnsf & Aofhb/ ;+/rgf

tflnsf * ;f]em} vl/b / laqmL af]nsaf]n

tflnsf ( l/kf] / l/e;{ l/kf] af]nsaf]n

tflnsf !) lgIf]k ;+sng af]nsaf]n

tflnsf !! Aofhb/ sl/8f]/

tflnsf !@ ;/sf/L ljQ l:ylt -a}+lsË sf/f]af/df cfwfl/t_

tflnsf !# g]kfn ;/sf/sf] s'n cfGtl/s C0f

tflnsf !$ g]kfn ;/sf/sf] v'b cfGtl/s C0f

tflnsf !% j}b]lzs Jofkf/

tflnsf !^ zf]wgfGt/ l:ylt

tflnsf !& a}lsË If]q;Fu /x]sf] s'n ljb]zL ljlgdo ;l~rlt

tflnsf !* ljb]zL d'b|f vl/b÷laqmL


2070/71 2071/72 2072/73 2073/74 2074/75;+

2075/76k|f

2071/72 2072/73 2073/74 2074/75;+

2075/76k|f

s[lif 23,752.2 24,013.8 24,068.1 25,319.7 26,025.5 27,335.3 1.1 0.2 5.2 2.8 5.0 s[lif tyf jg 23,344.8 23,577.5 23,580.6 24,793.1 25,467.3 26,745.8 1.0 0.0 5.1 2.7 5.0 dT:okfng 407.4 436.2 487.5 526.6 558.2 589.5 7.1 11.8 8.0 6.0 5.6u}/ s[lif 46,553.5 48,365.5 48,549.5 52,918.1 56,987.4 61,247.9 3.9 0.4 9.0 7.7 7.5 pBf]u 10,784.0 10,939.9 10,243.7 11,514.0 12,618.5 13,646.5 1.4 -6.4 12.4 9.6 8.1 vfgL tyf pTvgg 315.9 323.3 314.3 357.5 389.2 426.1 2.3 -2.8 13.7 8.9 9.5 pTkfbg pBf]u 4,788.8 4,806.8 4,422.3 4,851.0 5,295.7 5,601.8 0.4 -8.0 9.7 9.2 5.8 ljB't, Uof; tyf kfgL 1,521.3 1,533.1 1,416.8 1,706.7 1,874.1 2,106.5 0.8 -7.6 20.5 9.8 12.4 lgdf{0f 4,158.0 4,276.6 4,090.4 4,598.7 5,059.5 5,512.1 2.9 -4.4 12.4 10.0 8.9 ;]jf 35,769.4 37,425.7 38,305.7 41,404.1 44,368.9 47,601.5 4.6 2.4 8.1 7.2 7.3 yf]s tyf v'b|f Jofkf/ 9,391.8 9,619.1 9,411.0 10,529.9 11,820.4 13,107.9 2.4 -2.2 11.9 12.3 10.9 xf]6n tyf /]i6'/]G6 1,239.1 1,280.4 1,156.4 1,241.2 1,362.4 1,475.9 3.3 -9.7 7.3 9.8 8.3 oftfoft, e08f/0f tyf ;+rf/ 7,042.0 7,480.7 7,631.4 8,124.9 8,501.9 9,003.9 6.2 2.0 6.5 4.6 5.9 ljQLo dWo:ytf 2,781.8 2,862.6 3,107.5 3,390.0 3,606.4 3,829.4 2.9 8.6 9.1 6.4 6.2 3/ hUuf, ef8f tyf Jofj;flos ;]jfx? 5,488.9 5,531.3 5,737.3 6,062.9 6,380.9 6,771.3 0.8 3.7 5.7 5.2 6.1 ;fj{hlgs k|zf;g tyf /Iff 1,241.8 1,351.6 1,385.7 1,511.3 1,588.0 1,676.3 8.8 2.5 9.1 5.1 5.6 lzIff 4,664.6 4,902.1 5,261.3 5,650.1 5,934.0 6,241.0 5.1 7.3 7.4 5.0 5.2 :jf:Yo tyf ;fdflhs sfo{ 1,047.2 1,166.2 1,204.1 1,292.4 1,374.2 1,466.1 11.4 3.2 7.3 6.3 6.7 cGo ;fd'bflos, ;fdflhs tyf JolQmut ;]jfx? 2,872.2 3,231.7 3,411.1 3,601.3 3,800.7 4,029.7 12.5 5.6 5.6 5.5 6.0s'n d"No clej[l4 -ck|ToIf ljQLo dWo:ytf;lxt_ 70,305.7 72,379.3 72,617.6 78,237.8 83,012.9 88,583.2 2.9 0.3 7.7 6.1 6.7ck|ToIf ljQLo dWo:ytf 2,883.0 2,952.4 3,048.8 3,282.8 3,334.5 3,476.3 2.4 3.3 7.7 1.6 4.3s'n d"No clej[l4 -cfwf/e"t d"Nodf_ 67,422.7 69,426.9 69,568.8 74,955.0 79,678.4 85,106.9 3.0 0.2 7.7 6.3 6.8pTkflbt j:t'df v"b s/ 6,552.8 7,006.6 7,314.7 8,251.0 9,067.1 9,896.4 6.9 4.4 12.8 9.9 9.1s'n ufx{:Yo pTkfbg -pTkfbssf] d"Nodf_ 73,975.4 76,433.6 76,883.5 83,206.0 88,745.5 95,003.3 3.3 0.6 8.2 6.7 7.1


k|f – k|f/lDes cg'dfg

;|f]tM s]Gb|Lo tYofÍ ljefu

k|ltzt kl/jt{g

zLif{s

?= s/f]8df

tflnsf !

s'n ufx{:Yo pTkfbg

-@)%&÷%* sf] d"Nodf_


2070/71 2071/72 2072/73 2073/74 2074/75;+

2075/76k|f

2071/72 2072/73 2073/74 2074/75;+

2075/76k|f

s[lif 59461.0 62590.1 65677.9 72428.3 76662.0 82600.7 5.3 4.9 10.3 5.8 7.7 s[lif tyf jg 58595.1 61657.2 64569.7 71190.6 75336.0 81134.7 5.2 4.7 10.3 5.8 7.7 dT:okfng 865.9 932.8 1108.2 1237.7 1326.0 1466.1 7.7 18.8 11.7 7.1 10.6u}/ s[lif 122756.3 134580.5 142087.4 171864.5 196526.5 223522.3 9.6 5.6 21.0 14.3 13.7 pBf]u 27172.4 29219.5 29509.5 35400.3 40771.4 46558.0 7.5 1.0 20.0 15.2 14.2 vfgL tyf pTvgg 1100.3 1187.5 1163.0 1423.3 1664.6 1850.8 7.9 -2.1 22.4 17.0 11.2 pTkfbg pBf]u 11299.5 11898.0 12096.7 13386.2 15125.1 17119.0 5.3 1.7 10.7 13.0 13.2 ljB't, Uof; tyf kfgL 2136.2 2205.1 2118.0 3060.9 3360.1 3816.2 3.2 -4.0 44.5 9.8 13.6 lgdf{0f 12636.4 13928.9 14131.8 17530.0 20621.6 23772.0 10.2 1.5 24.0 17.6 15.3 ;]jf 95583.8 105361.0 112577.9 136464.2 155755.1 176964.2 10.2 6.8 21.2 14.1 13.6 yf]s tyf v'b|f Jofkf/ 27157.3 28956.6 29324.8 33101.6 38106.6 43993.0 6.6 1.3 12.9 15.1 15.4 xf]6n tyf /]i6'/]G6 3530.9 4047.9 4145.9 4772.8 5567.9 6281.7 14.6 2.4 15.1 16.7 12.8 oftfoft, e08f/0f tyf ;+rf/ 15576.5 16497.6 16740.5 18448.9 19741.0 22135.3 5.9 1.5 10.2 7.0 12.1 ljQLo dWo:ytf 7936.3 9140.6 10775.8 13537.5 17229.4 19346.9 15.2 17.9 25.6 27.3 12.3 3/ hUuf, ef8f tyf Jofj;flos ;]jfx? 15298.4 16694.7 19132.5 26739.2 30936.0 35307.7 9.1 14.6 39.8 15.7 14.1 ;fj{hlgs k|zf;g tyf /Iff 4432.4 5142.2 5272.0 6942.1 7274.4 8297.5 16.0 2.5 31.7 4.8 14.1 lzIff 11525.4 12936.3 14161.3 17358.9 19438.5 21610.6 12.2 9.5 22.6 12.0 11.2 :jf:Yo tyf ;fdflhs sfo{ 2772.5 3292.9 3370.8 4255.0 4592.6 5349.4 18.8 2.4 26.2 7.9 16.5 cGo ;fd'bflos, ;fdflhs tyf JolQmut ;]jfx? 7354.1 8652.1 9654.5 11308.3 12868.6 14642.1 17.6 11.6 17.1 13.8 13.8s'n d"No clej[l4 -ck|ToIf ljQLo dWo:ytf;lxt_ 182217.3 197170.6 207765.3 244292.8 273188.5 306123.0 8.2 5.4 17.6 11.8 12.1ck|ToIf ljQLo dWo:ytf 6343.5 7261.6 8409.3 10344.5 11978.3 12848.6 14.5 15.8 23.0 15.8 7.3s'n d"No clej[l4 -cfwf/e"t d"Nodf_ 175873.8 189908.9 199356.0 233948.3 261210.2 293274.4 8.0 5.0 17.4 11.7 12.3 pTkflbt j:t'df v"b s/ 20580.2 23106.0 25960.3 33501.0 41893.2 53157.5 12.3 12.4 29.0 25.1 26.9s'n ufx{:Yo pTkfbg -pTkfbssf] d"Nodf_ 196454.0 213015.0 225316.3 267449.3 303103.4 346431.9 8.4 5.8 18.7 13.3 14.3#VALUE!;+ – ;+zf]lwt cg'dfg



k|ltzt kl/jt{g

zLif{s

?= s/f]8df

tflnsf @

s'n ufx{:Yo pTkfbg

-k|rlnt d"Nodf_


2070/71 2071/72 2072/73 2073/74 2074/75;+

2075/76k|f

2073/74 2074/75;+

2075/76k|f

s'n pkef]u 173031.2 193404.6 216151.9 231528.7 249111.5 275499.1 86.6 82.2 79.5;/sf/L If]q 20191.5 23253.2 25970.4 29985.2 35426.2 39999.2 11.2 11.7 11.5lghL If]q 149337.5 166296.2 186115.7 196889.8 208628.5 229874.7 73.6 68.8 66.4u}/—d'gfkmfsf/L ;+:yfx? 3502.2 3855.2 4065.9 4653.6 5056.7 5625.1 1.7 1.7 1.6s'n nufgL 80875.8 83198.3 76341.6 125213.3 167242.1 215717.8 46.8 55.2 62.3s'n l:y/ k"FhL nufgL 46201.3 59582.3 64729.4 84069.3 105195.7 127951.3 31.4 34.7 36.9 ;/sf/L If]q 9497.9 11025.4 16050.2 16954.3 26150.7 27588.1 6.3 8.6 8.0 lghL If]q 36703.4 48556.8 48679.2 67115.0 79045.0 100363.2 25.1 26.1 29.0:6s kl/jt{g 34674.4 23616.0 11612.3 41144.0 62046.4 87766.5 15.4 20.5 25.3s'n cfGtl/s dfu 253907.0 276602.9 292493.6 356742.0 416353.6 491216.9 133.4 137.4 141.8j:t' tyf ;]jf lgof{{t 22602.2 24756.5 21333.8 24039.2 27077.8 31340.4 9.0 8.9 9.0j:t' tyf ;]jf cfoft 80055.2 88344.4 88511.1 113331.9 140328.1 176125.3 42.4 46.3 50.8v""b j:t' tyf ;]jf lgof{{t -57453.1 -63587.9 -67177.3 -89292.7 -113250.3 -144785.0 -33.4 -37.4 -41.8s'n ufx{:Yo pTkfbg 196454.0 213015.0 225316.3 267449.3 303103.4 346431.9 100.0 100.0 100.0v""b ;fwg cfo 3275.2 3424.3 3400.4 3099.5 2261.5 4241.2 1.2 0.7 1.2s'n /fli6«o cfo 199729.1 216439.2 228716.7 270548.8 305364.9 350673.1 101.2 100.7 101.2v""b 6«fG;\km/ 63150.0 70995.7 77818.7 85180.1 86467.1 106272.8 31.8 28.5 30.7s'n /fli6«o vr{of]Uo cfDbfgL 262879.2 287434.9 306535.4 355728.9 391832.0 456945.9 133.0 129.3 131.9s'n ufx{:Yo art 23422.7 19610.3 9164.4 35920.6 53991.8 70932.8 13.4 17.8 20.5s'n /fli6«o art 89847.9 94030.2 90383.5 124200.3 142720.4 181446.8 46.4 47.1 52.4




tflnsf #

s'n /fli6«o cfo tyf art

-k|rlnt d"Nodf_

zLif{s

?= s/f]8df s'n ufx{:Yo pTkfbg;Fu cg'kft


d"No ;"rsfÍ d"No ;"rsfÍ

;fpg 106.5 6.9 115.7 8.6 118.3 2.3 123.3 4.2 ebf} 107.1 7.2 115.5 7.9 119.4 3.4 124.0 3.9 c;f]h 108.4 8.2 115.7 6.7 119.2 3.1 124.8 4.7 sflQs 110.9 10.4 116.1 4.8 120.6 3.9 125.6 4.2 d+l;/ 110.9 11.6 115.1 3.8 119.9 4.2 124.4 3.7 k'; 110.5 12.1 113.9 3.2 118.5 4.0 123.9 4.6 df3 109.8 11.3 113.4 3.3 119.0 5.0 124.2 4.4 kmfu'g 109.2 10.2 112.4 2.9 119.1 6.0 124.1 4.2 r}t 109.4 9.7 113.5 3.8 119.5 5.3 124.8 4.4 j}zfv 111.5 10.0 115.2 3.4 120.0 4.1 126.3 5.3 h]7 112.4 11.1 115.6 2.8 120.3 4.1 127.7 6.2 c;f/ 112.9 10.4 115.9 2.7 121.3 4.6 jflif{s 109.9 9.9 114.8 4.5 119.6 4.2 124.8* 4.5*

* P3f/ dlxgfsf] cf};t

tflnsf $

/fli6«o pkef]Qmf d"No ;"rsfÍ

-cfwf/ jif{ M @)&!÷&@ = !))_

2074/75 2075/76

dlxgf k|ltzt

kl/jt{g

d"No ;"rsfÍ k|ltzt

kl/jt{g

d"No ;"rsfÍk|ltzt

kl/jt{g

k|ltzt

kl/jt{g

2072/73 2073/74


c;f/ h]7 c;f/ h]7c

/sd

k|ltzt /sd

k|ltzt

!= v'b j}b]lzs ;DklQ 101,463.5 104,642.4 105,429.2 96,885.2 -433.7 1/ -0.4 -9,082.8 2/ -8.6 !=! j}b]lzs ;DklQ 110,782.4 112,605.8 113,329.5 106,471.1 1,823.4 1.6 -6,858.4 -6.1 !=@ j}b]lzs bfloTj 9,318.9 7,963.3 7,900.4 9,585.9 -1,355.5 -14.5 1,685.6 21.3 s= ljb]zL d'b|f lgIf]k 9,034.0 7,737.2 7,717.8 9,110.1 -1,296.8 -14.4 1,392.3 18.0 v= cGo j}b]lzs bfloTj 284.9 226.1 182.5 475.8 -58.8 -20.6 293.3 160.7

@= v'b cfGtl/s ;DklQ 157,706.7 190,079.4 204,017.5 247,164.2 35,985.3 1/ 22.8 43,685.5 2/ 21.4 @=! s'n cfGtl/s shf{ 217,779.2 257,821.5 275,589.3 322,440.7 40,042.3 18.4 46,851.4 17.0 s= ;/sf/nfO{ uPsf] v'b shf{ 14,948.9 12,258.6 27,263.0 26,005.1 -2,690.3 -18.0 -1,257.9 -4.6 c= ;/sf/dflysf] bfjL 25,576.1 37,107.1 36,212.8 42,459.5 11,531.0 45.1 6,246.7 17.2 cf= ;/sf/L lgIf]k 10,627.2 24,848.5 8,949.8 16,454.4 14,221.3 133.8 7,504.6 83.9 v= u}+/–ljQLo ;/sf/L ;+:yfx?nfO{ uPsf] shf{ 922.6 1,004.7 1,003.4 1,012.7 82.2 8.9 9.2 0.9 u= ljQLo ;+:yfx?nfO{ uPsf] shf{ 2,191.7 2,835.0 3,044.4 3,919.1 643.3 29.4 874.6 28.7 c= ;/sf/L 428.6 383.3 382.7 159.9 -45.3 -10.6 -222.8 -58.2 cf= u}/–;/sf/L 1,763.1 2,451.7 2,661.7 3,759.2 688.6 39.1 1,097.4 41.2 3= lghL If]qnfO{ uPsf] shf{ 199,716.0 241,723.2 244,278.4 291,503.8 42,007.2 21.0 47,225.4 19.3

@=@ v'b cdf}lb|s bfloTj 60,072.5 67,742.1 71,571.8 75,276.5 4,057.0 1/ 6.8 3,165.9 2/ 4.4

#= lj:t[t d'b|f k|bfo -Pd@_ 259,170.2 294,721.8 309,446.7 344,049.4 35,551.6 13.7 34,602.7 11.2 #=! d'b|f k|bfo -s±v_, Pd!± 162,317.2 176,680.4 187,896.0 197,220.7 14,363.1 8.8 9,324.7 5.0 s= d'b|f k|bfo -Pd!_ 56,940.2 62,139.3 66,939.5 68,900.4 5,199.0 9.1 1,960.9 2.9 d'b|f 36,174.6 40,447.1 41,598.5 41,809.2 4,272.5 11.8 210.7 0.5 rNtL lgIf]k 20,765.6 21,692.1 25,341.0 27,091.2 926.5 4.5 1,750.2 6.9 v= art tyf sn lgIf]k 105,377.0 114,541.1 120,956.5 128,320.3 9,164.1 8.7 7,363.8 6.1 #=@= cfjlws lgIf]k 96,853.0 118,041.5 121,550.6 146,828.7 21,188.5 21.9 25,278.0 20.8

$= lj:t[t df}lb|s t/ntf -Pd#_ 268,204.2 302,459.0 317,164.5 353,159.5 34,254.9 12.8 35,995.0 11.3c

ckl/is[t

1/ ljb]zL ljlgdo b/ d"NofÍg gfkmf ?=#^!@=^! s/f]8 ;dfof]hg ul/Psf] .

2/ ljb]zL ljlgdo b/ d"NofÍg gfkmf ?= %#*=*@ s/f]8 ;dfof]hg ul/Psf] .

tflnsf %

df}lb|s ;j]{If0f

df}lb|s of]ufÍ

kl/jt{g -P3f/ dlxgf_

2074/75 2075/76

-?= s/f]8df_

2074 2075 2075 2076


h]7 h]7 h]7c

/sd k|ltzt /sd k|ltzt

!= v'b j}b]lzs ;DklQ 100,457.6 104,642.4 96,885.2 4,184.8 4.2 -7,757.2 -7.4 !=! j}b]lzs ;DklQ 109,939.4 112,605.8 106,471.1 2,666.3 2.4 -6,134.6 -5.4 !=@ j}b]lzs bfloTj 9,481.8 7,963.3 9,585.9 -1,518.5 -16.0 1,622.6 20.4 s= ljb]zL d'b|f lgIf]k 9,144.1 7,737.2 9,110.1 -1,406.9 -15.4 1,372.9 17.7 v= cGo j}b]lzs bfloTj 337.7 226.1 475.8 -111.6 -33.0 249.7 110.4

@= v'b cfGtl/s ;DklQ 150,005.3 190,079.4 247,164.2 40,074.1 26.7 57,084.8 30.0 @=! s'n cfGtl/s shf{ 200,986.7 257,821.5 322,440.7 56,834.9 28.3 64,619.2 25.1 s= ;/sf/nfO{ uPsf] v'b shf{ -1,912.1 12,258.6 26,005.1 14,170.7 -741.1 13,746.5 112.1 c= ;/sf/dflysf] bfjL 24,995.2 37,107.1 42,459.5 12,111.9 48.5 5,352.4 14.4 cf= ;/sf/L lgIf]k 26,907.3 24,848.5 16,454.4 -2,058.8 -7.7 -8,394.1 -33.8 v= u}+/–ljQLo ;/sf/L ;+:yfx?nfO{ uPsf] shf{ 831.6 1,004.7 1,012.7 173.1 20.8 7.9 0.8 u= ljQLo ;+:yfx?nfO{ uPsf] shf{ 2,253.7 2,835.0 3,919.1 581.3 25.8 1,084.1 38.2 c= ;/sf/L 448.6 383.3 159.9 -65.3 -14.6 -223.4 -58.3 cf= u}/–;/sf/L 1,805.0 2,451.7 3,759.2 646.6 35.8 1,307.5 53.3 3= lghL If]qnfO{ uPsf] shf{ 199,813.4 241,723.2 291,503.8 41,909.7 21.0 49,780.7 20.6

@=@ v'b cdf}lb|s bfloTj 50,981.4 67,742.1 75,276.5 16,760.7 32.9 7,534.4 11.1

#= lj:t[t d'b|f k|bfo -Pd@_ 250,462.9 294,721.8 344,049.4 44,259.0 17.7 49,327.6 16.7 #=! d'b|f k|bfo -s±v_, Pd!± 156,739.6 176,680.4 197,220.7 19,940.8 12.7 20,540.4 11.6 s= d'b|f k|bfo -Pd!_ 53,796.9 62,139.3 68,900.4 8,342.3 15.5 6,761.1 10.9 d'b|f 35,195.6 40,447.1 41,809.2 5,251.6 14.9 1,362.1 3.4 rNtL lgIf]k 18,601.4 21,692.1 27,091.2 3,090.8 16.6 5,399.1 24.9 v= art tyf sn lgIf]k 102,942.6 114,541.1 128,320.3 11,598.5 11.3 13,779.2 12.0 #=@= cfjlws lgIf]k 93,723.3 118,041.5 146,828.7 24,318.2 25.9 28,787.2 24.4

$= lj:t[t df}lb|s t/ntf -Pd#_ 259,607.0 302,459.0 353,159.5 42,852.1 16.5 50,700.5 16.8c

ckl/is[t

2075/76

tflnsf ^

df}lb|s ;j]{If0f

-jflif{s ljGb'ut_

df}lb|s of]ufÍ2074 2075 2076

-?= s/f]8df_

kl/jt{g

2074/75


2073 2074 2075 2075 2075 2075 2075 2076

c;f/ c;f/ h]7 c;f/ c;f]h k'; r}t h]7

s= gLltut b/

clgjfo{ gub df}Hbft -;Lcf/cf/_lgwf{l/t l/kf] b/ -sl/8f]/_ 5.0 5.0 5.0 5.0 5.0 5.0 5.0lgwf{l/t lgIf]k ;+sng b/ -sl/8f]/_ 3.0 3.0 3.0 3.5 3.5 3.5 3.5:yfoL t/ntf ;'ljwf Aofhb/^ 7.0 7.0 7.0 7.0 6.5 6.5 6.5 6.5a}+s b/ 7.0 7.0 7.0 7.0 6.5 6.5 6.5 6.5

v= k'g/shf{ b/

ljz]if k'g/shf{ 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0;fwf/0f k'g/shf{ 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0lgof{tsf] nflu ljb]zL d'b|fdf lbOg] shf{ nfOaf]/ + 0.25 nfOaf]/ + 0.25 nfOaf]/ + 0.25 nfOaf]/ + 0.25 nfOaf]/ + 0.25 nfOaf]/ + 0.25 nfOaf]/ + 0.25 nfOaf]/ + 0.25

u= clgjfo{ gub df}Hbft -;Lcf/cf/_

jfl0fHo a}+s 6.0 6.0 6.0 6.0 4.0 4.0 4.0 4.0ljsf; a}+s 5.0 5.0 5.0 5.0 4.0 4.0 4.0 4.0ljQ sDkgL 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0

3= ;/sf/L ;]So"l/6L

6«]h/L laN; -@* lbg]_* - - 4.55 3.07 1.00 1.77 3.82 3.746«]h/L laN; -(! lbg]_* 0.05 0.71 4.38 3.74 1.77 0.86 4.44 5.506«]h/L laN; -!*@ lbg]_* 0.33 1.71 4.92 4.39 2.66 1.67 4.63 5.696«]h/L laN; -#^$ lbg]_* 0.72 - 4.83 - 3.21 2.00 4.69 5.78ljsf; C0f kq 2.65-9.0 2.65-9.0 2.65-6.5 2.65-6.5 2.65-6.5 2.65-6.5 2.65-6.5 2.65-6.5/fli6«o/gful/s art kq 6.0-10.0 6.0-10.0 6.0-8.5 6.0-8.5 6.0-8.5 6.0-8.5 8.0-9.0 8.0-9.0

ª= cGt/ a}+s sf/f]af/ b/ 0.69 0.64 4.18 2.96 1.86 2.84 5.28 6.91r= efl/t cf};t lgIf]k Aofhb/ -jfl0fHo a}+s_ 3.28 6.15 6.61 6.49 6.57 6.72 6.67 6.645= efl/t cf};t shf{ Aofhb/ -jfl0fHo a}+s_ 8.86 11.33 12.42 12.47 12.26 12.29 12.28 12.20h= cfwf/ Aofhb/ -jfl0fHo a}+s_ 6.54 9.89 10.41 10.47 10.23 9.80 9.64 9.48

* efl/t cf};t Aofh b/

^ @)^( ebf}+ ! ut]b]lv a}+s b/d} :yfoL t/ntf ;'ljwf k|bfg ug{ yflnPsf] .

-k|ltzt k|ltjif{_

Aofhb/ ;+/rgf

tflnsf &

jif{

dlxgf


-?= s/f]8df_

@)÷&$

/sd Aofh b/*

-k|ltzt_

/sd Aofh b/*

-k|ltzt_

/sd Aofh b/*

-k|ltzt_

/sd Aofh b/*

-k|ltzt_

/sd Aofh b/*

-k|ltzt_

/sd Aofh b/*

-k|ltzt_

;fpg - - - - - - - - - - - - ebf} - - - - - - - - - - - - c;f]h - - - - - - - - - - - - sflQs - - - - - - - - - - - - d+l;/ - - - - - - - - - - - - k'; - - 2,527.7 3.56 - - - - - - - - df3 916.8 3.84 1,106.8 3.44 - - - - - - - - kmfu'g 1,862.0 0.75 75.0 3.90 - - - - - - - - r}t - - - - - - - - - - - - a}zfv - - 52.5 4.30 - - - - - - - - h]7 - - - - - - - - 500.0 4.61 - - c;f/ - - - - - - - - 340.0 3.29 - - s'n hDdf 2,778.8 1.77 3,762.0 3.54 - - - - 840.0 4.08 - -


@)&%÷&^

tflnsf *

;f]e}m vl/b / laqmL af]nsaf]n

dlxgf

vl/b af]nsaf]n laqmL af]nsaf]n

@)&$÷&% @)&%÷&^ @)&$÷&%@)÷&$


-?= s/f]8df_

@)÷&$ @)÷&$

/sd Aofh b/*

-k|ltzt_

/sd Aofh b/*

-k|ltzt_

/sd Aofh b/*

-k|ltzt_

/sdAofh b/*

-k|ltzt_

/sd Aofh b/*

-k|ltzt_

/sd Aofh b/*

-k|ltzt_

;fpg - - - - - - 2,745.0 0.43 4,575.0 0.34 70.0 1.53 ebf} - - - - - - 2,610.0 2.49 2,400.0 0.37 500.0 1.49 c;f]h 1,000.0 3.06 - - - - 520.0 2.45 500.0 0.43 1,000.0 0.34 sflQs - - - - - - 200.0 2.41 1,000.0 0.41 500.0 0.61 d+l;/ - - - - - - 200.0 2.21 - - - - k'; - - - - - - 150.0 1.27 - - - - df3 1,781.0 5.68 - - 1,743.0 5.18 - - - - - - kmfu'g - - - - 210.0 5.04 - - - - - - r}t - - - - 1,600.0 5.22 - - - - - - a}zfv - - - - 6,092.0 5.10 - - - - - - h]7 - - - - 3,914.0 5.16 - - - - - - c;f/ - - - - 2,687.0 5.08 - - - - - - s'n hDdf 2,781.0 4.74 - - 16,246.0 5.13 6,425.0 1.58 8,475.0 0.36 2,070.0 0.72


@)&%÷&^

tflnsf (

l/kf] / l/e;{ l/kf] af]nsaf]n

dlxgf

l/kf] af]nsaf]n -& lbg]_ l/e;{ l/kf] af]nsaf]n

@)&$÷&% @)&%÷&^ @)&$÷&%


-?= s/f]8df_

/sd Aofhb/* /sd Aofhb/* /sd Aofhb/* /sd Aofhb/* /sd Aofhb/*

;fpg 245.0 0.50 2,695.0 3.66 2,385.0 3.46 2,885.0 3.30 - - ebf} - - - - - - - - - - c;f]h - - - - - - - - - - sflQs - - - - - - - - - - d+l;/ - - - - - - - - - - k'; - - - - - - - - - - df3 - - - - - - - - - - kmfu'g - - - - - - - - - - r}t - - - - - - - - - - a}zfv - - - - - - - - - - h]7 - - - - - - - - - - c;f/ - - - - - - - - - - s'n 245.0 0.50 2,695.0 3.66 2,385.0 3.46 2,885.0 3.30 - -

@)&%÷&^ @)&%÷&^

#) lbg] !$ lbg]

tflnsf !)

lgIf]k ;+sng af]nsaf]n

*efl/t cf};t Aofh b/ k|ltzt

dlxgf @)&%÷&^ @)&%÷&^ @)&$÷&%

() lbg] ^) lbg]


-?= s/f]8df_

/sd Aofh b/* /sd Aofh b/* /sd Aofh b/* /sd Aofh b/*

;fpg - - - - - - - -

ebf} - - - - - - - -

c;f]h - - - - - - - -

sflQs 10.0 3.00 - - - - - -

d+l;/ - - - - 4405.0 5.00 - -

k'; 200.0 3.00 - - - - - -

df3 105.0 3.00 - - 1000.0 5.00 360.0 5.00

kmfu'g - - - - 610.0 5.00 40.0 5.00

r}t - - - - 167.0 5.00 - -

a}zfv - - - - 790.0 5.00 170.0 5.00

h]7 - - - - - - - -

c;f/ 4280.0 3.00 - - - - - -s'n hDdf 4595.0 3.00 - - 6972.0 5.00 570.0 5.00

* efl/t cf};t Aofh b/ k|ltzt

@)&%÷&^

tflnsf !!

Aofhb/ sl/8f]/

lgIf]k ;+sng af]nsaf]n -!$ lbg]_

dlxgf @)&$÷&% @)&%÷&^ @)&$÷&%

l/kf] af]nsaf]n -!$ lbg]_


-?=s/f]8df_

c;f/ #! c;f/ @( c;f/ @&

s'n vr{ 81570.3 97786.9 94354.4 19.9 -3.5

rfn" 51367.5 67161.7 67517.0 30.7 0.5

s= cfGtl/s ;fwg 47621.5 62127.0 63555.8 30.5 2.3

v= j}b]lzs C0f 1989.0 2726.9 2888.4 37.1 5.9

u= j}b]lzs cg'bfg 1757.0 2307.8 1072.8 31.4 -53.5

k 'FhLut 19919.2 20604.0 18333.3 3.4 -11.0

s= cfGtl/s ;fwg 16025.6 16651.9 13446.5 3.9 -19.2

v= j}b]lzs C0f 2572.4 3359.7 4452.7 30.6 32.5

u= j}b]lzs cg'bfg 1321.1 592.4 434.1 -55.2 -26.7

ljQLo Joj:yf 10283.7 10021.2 8504.1 -2.6 -15.1

s= cfGtl/s ;fwg 10077.1 9436.7 7940.2 -6.4 -15.9

v= j}b]lzs C0f 173.7 551.0 563.1 217.2 2.2

u= j}b]lzs cg'bfg 32.9 33.4 0.8 1.7 -97.6

s'n ;fwg 62700.8 72523.0 83016.8 15.7 14.5

/ fh:j tyf cg'b fg 62359.4 71965.8 83016.8 15.4 15.4

/fh:j 60911.7 69094.2 81559.0 13.4 18.0

j}b]lzs cg'bfg 1447.7 2871.6 1457.8 98.4 -49.2

ut jif{sf] gub df}Hbft tyf a]?h' 341.4 557.2 0.0 63.2 -100.0

ah]6 art÷3f6f -18869.5 -25263.9 -11337.5 33.9 -55.1

3f6f Joxf]l/g] ;|f ]tx? 18869.5 25263.9 13873.5 33.9 -45.1

cfGtl/s C0f 13794.8 17486.0 6511.7 26.8 -62.8

cfGtl/s ;fk6L 8833.8 14475.1 6538.2 63.9 -54.8

s= 6«]h/L laN; 3300.0 7195.9 643.5 118.1 -91.1

v= ljsf; C0fkq 5500.0 7200.0 5894.7 30.9 -18.1

u= /fli6«o artkq 0.0 0.0 0.0

3= gful/s artkq 28.6 75.1 0.0 163.0 -100.0

ª= j}b]lzs /f]huf/L artkq 5.2 4.1 0.0 -20.9 -100.0

clwljsif{ ++ 5041.9 3282.3 0.0 -34.9 -100.0

cGo @

-80.8 -271.4 -26.5 235.8 -90.2

ljQLo Joj:yf 294.0 317.8 300.9 8.1 -5.3

j}b]lzs C0f 4780.7 7460.1 7060.9 56.0 -5.4

;/sf/ L sf]i f vftfdf ePsf] /sd 4167.2 7194.8 -3467.1 72.7 -148.2

d'=c=s= sf]if vftf -85.4 257.6 12.4 -401.8 -95.2

eG;f/ sf]]if vftf 22.5 64.4 37.6 186.1 -41.6

k'g{lgdf{0f sf]]if vftf 1,703.9 124.9 2,828.7- -92.7 -2365.7

:yfgLo lgsfo vftf 1332.4 5533.7 -1714.8 315.3 -131.0

cGo cfo* 1193.8 1214.2 1026.5 1.7 -15.5

rfn" df}Hb ft -874.6 7194.8 -931.2 -922.6 -112.9

++ C0ffTds lrGx --_ n] art hgfpF5 .

@ g]kfn ;/sf/sf] sf/f]jf/af6 cflh{t Aofh tyf cGo .

* Uof/]G6L l8kf]lh6, ck/];gn km08, cfsl:ds sf]if nufotsf] /sd ;dfj]z .

2074/75 2075/76

+k|:t't tYofÍ ;/sf/L sf/f]jf/ ug]{ g]kfn /fi6« a}+s nufot ;/sf/L sf/f]af/ ug]{ ;Dk"0f{ jfl0fHo a}+sx?af6 k|fKt tYofÍdf cfwfl/t /x]sf] 5 . To;}u/L, *! j6}

lhNnfl:yt sf]if tyf n]vf lgoGqs sfof{nox? / e'QmfgL s]Gbx?af6 k|fKt lgsfzf ljj/0fdf cfwfl/t /x]sf] 5 .

tflnsf !@

;/sf/L ljQ l:ylt

-a}lsË sf/f]jf/df cfwfl/t_

-c;f/ rf }yf ] xKtfsf ]] tYofÍdf cfwfl/t_+

zLif {s

2073/74 2074/75 2075/76* k |ltzt kl/jt {g

*cf=j= @)&%÷&^ b]lv ;/sf/L ljQ l:yltdf ;+3Lo ;/sf/sf] tYofÍ dfq ;dfj]z ul/Psf] . @)&%÷&^ sf] /fh:j kl/rfng cGtu{t ;+3Lo ;/sf/sf] /fh:j tyf k|b]z

;/sf/ / :yfgLo txnfO{ hfg] ljefHo sf]ifsf] /sd ;d]l6Psf] .


-?= s/f]8df_

2074 2075 2076

c;f/ c;f/ c;f/

-c;f/ @)&% -

c;f/ @)&$_

-c;f/ @)&^ -

c;f/ @)&%_

! 6 «]h/ L laN; 11040.9 14484.8 14679.3 3443.9 194.5

s= g]kfn /fi6« a}+s 3045.7 2612.0 1847.3 -433.8 -764.7

v= jfl0fHo a}+sx? 7953.9 11815.3 12509.5 3861.4 694.2

u= ljsf; a}+sx? 34.3 42.0 296.1 7.7 254.1

3= ljQ sDkgLx? 7.0 15.5 26.2 8.5 10.7

ª= cGo 0.0 0.0 0.2 0.0 0.2

@ ljsf; C0fkq 16390.0 23590.0 29734.7 7200.0 6144.7

s= g]kfn /fi6« a}+s 894.2 4528.7 4403.3 3634.5 -125.5

v= jfl0fHo a}+sx? 12352.3 15771.1 22979.3 3418.8 7208.3

u= ljsf; a}+sx? 647.2 756.9 1271.5 109.8 514.6

3= ljQ sDkgLx? 394.8 353.3 506.0 -41.6 152.7

ª= cGo 2101.5 2180.0 574.6 78.5 -1605.4

# / fli6 «o artkq 90.7 90.6 0.0 0.0 -90.6

s= g]kfn /fi6« a}+s 18.2 26.2 0.0 8.0 -26.2

v= jfl0fHo a}+sx? 0.0 0.0 0.0 0.0 0.0

u= ljsf; a}+sx? 0.0 0.0 0.0 0.0 0.0

3= ljQ sDkgLx? 0.0 0.0 0.0 0.0 0.0

ª= cGo 72.4 64.4 0.0 -8.0 -64.4

$ gful/s artkq 796.5 871.6 837.6 75.1 -34.0

s= g]kfn /fi6« a}+s 227.5 290.8 279.5 63.3 -11.3

v= jfl0fHo a}+sx? 0.0 0.0 0.0 0.0 0.0

u= ljsf; a}+sx? 0.0 0.0 0.0 0.0 0.0

3= ljQ sDkgLx? 0.0 0.0 0.0 0.0 0.0

ª= cGo 569.1 580.9 558.1 11.8 -22.8

% a }b ]lzs / f]huf/ artkq 53.0 52.8 45.5 -0.2 -7.3

s= g]kfn /fi6« a}+s 1.0 1.1 1.3 0.1 0.2

v= cGo 52.0 51.7 44.2 -0.3 -7.5

^ s'n cfGtl/s C0f 28371.1 39089.9 45297.1 10718.8 6207.2

s= g]kfn /fi6« a}+s 4186.7 7458.8 6531.3 3272.1 -927.4

v= jfl0fHo a}+sx? 20306.2 27586.4 35488.8 7280.2 7902.5

u= ljsf; a}+sx? 681.5 798.9 1567.6 117.5 768.7

3= ljQ sDkgLx? 401.8 368.8 532.2 -33.1 163.4

ª= cGo 2794.9 2877.1 1177.1 82.1 -1699.9

& g]kfn ;/sf/sf] g]kfn / fi6 «

a }+sdf /x]sf] lgI f ]k -c lwljsif{ -

±_÷art-–__

-10627.2 -8949.8 -10691.1 1677.4 -1741.3

tflnsf !#

g]kfn ;/sf/sf ] ltg{ af FsL s'n cfGtl/s C0f

l;=g+= C0fkqx? tyf :jfldTj

/sd kl/jt {g


-?= s/f]8df_

/sd

s'n ufx{:Yo

pTkfbg;Fusf]

cg'kft

-k |ltztdf_

/sd

s'n ufx{:Yo

pTkfbg;Fusf]

cg'kft

-k |ltztdf_

/sd

s'n ufx{:Yo

pTkfbg;Fusf]

cg'kft

-k |ltztdf_

/sd

s'n ufx{:Yo

pTkfbg;Fusf]

cg'kft

-k |ltztdf_

s cfGtl/s C0f k |fl Kt 8777.5 3.9 8833.8 3.3 14474.7 4.8 9638.2 2.8

6«]h/L laN; 2050.0 0.9 3300.0 1.2 7195.9 2.4 2643.5 0.8

ljsf; C0fkq 6200.0 2.8 5500.0 2.1 7200.0 2.4 6994.7 2.0

/fli6«o artkq 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

gful/s artkq 500.0 0.2 28.6 0.0 75.1 0.0 0.0 0.0

j}b]lzs /f]huf/ artkq 27.5 0.0 5.2 0.0 3.7 0.0 0.0 0.0

v cfGtl/s C0f e'QmfgL 5040.2 2.2 3878.5 1.5 3752.0 1.2 3431.3 1.0

6«]h/L laN; 2429.9 1.1 3865.0 1.4 3752.0 1.2 2449.0 0.7

ljsf; C0fkq 1017.0 0.5 0.0 0.0 0.0 0.0 850.0 0.2

/fli6«o artkq 1568.0 0.7 0.0 0.0 0.0 0.0 90.7 0.0

gful/s artkq 25.0 0.0 12.7 0.0 0.0 0.0 34.0 0.0

j}b]lzs /f]huf/ artkq 0.3 0.0 0.9 0.0 0.0 0.0 7.6 0.0

u g]kfn ;/sf/sf] v 'b cfGtl/s C0f -s-v_ 3737.2 1.7 4955.2 1.9 10722.7 3.5 6206.9 1.86«]h/L laN; -379.9 -0.2 -565.0 -0.2 3443.9 1.1 194.5 0.1

ljsf; C0fkq 5183.0 2.3 5500.0 2.1 7200.0 2.4 6144.7 1.8

/fli6«o artkq -1568.0 -0.7 0.0 0.0 0.0 0.0 -90.7 0.0

gful/s artkq 475.0 0.2 15.9 0.0 75.1 0.0 -34.0 0.0

j}b]lzs /f]huf/ artkq 27.1 0.0 4.3 0.0 3.7 0.0 -7.6 0.0

3 s'n ufx{:Yo pTkfbg 225316.3 100.0 267449.3 100.0 303103.4 100.0 346431.9 100.0

tflnsf !$

g]kfn ;/sf/sf] v'b cfGtl/s C0f

@)&% c;f/ @)&^ c;f/@) c;f/ @)&$ c;f/


-?= s/f]8df_

2073÷74 2074÷75 2073÷74 2074/75 2075/76 2074÷75 2075÷76

s"n lgof{t 7304.9 8163.3 6731.2 7401.7 8783.5 10.0 18.7 ef/t 4144.9 4660.5 3904.5 4246.5 5659.1 8.8 33.3 rLg 170.2 287.9 156.5 269.6 196.5 72.2 -27.1 cGo d'n's 2989.8 3214.9 2670.2 2885.6 2927.9 8.1 1.5s"n cfoft 99011.3 124282.7 89657.1 110787.2 129980.0 23.6 17.3 ef/t 63367.0 80981.4 58502.1 73123.6 84166.4 25.0 15.1 rLg 12724.5 15963.6 11396.6 14278.7 18661.3 25.3 30.7 cGo d'n's 22919.9 27337.6 19758.5 23385.0 27152.3 18.4 16.1Jofkf/ ;Gt'ng -91706.4 -116119.4 -82925.9 -103385.5 -121196.5 24.7 17.2 ef/t -59222.0 -76320.9 -54597.6 -68877.1 -78507.3 26.2 14.0 rLg -12554.4 -15675.7 -11240.0 -14009.0 -18464.8 24.6 31.8 cGo d'n's -19930.0 -24122.7 -17088.3 -20499.4 -24224.4 20.0 18.2s"n Jofkf/ 106316.2 132446.0 96388.4 118188.9 138763.4 22.6 17.4 ef/t 67511.9 85641.9 62406.5 77370.1 89825.5 24.0 16.1 rLg 12894.7 16251.6 11553.1 14548.3 18857.8 25.9 29.6 cGo d'n's 25909.7 30552.5 22428.7 26270.5 30080.2 17.1 14.5

!= lgof{t cfoft cg'kft 7.4 6.6 7.5 6.7 6.8 ef/t 6.5 5.8 6.7 5.8 6.7 rLg 1.3 1.8 1.4 1.9 1.1 cGo d'n's 13.0 11.8 13.5 12.3 10.8@= s'n lgof{tdf lx:;f

ef/t 56.7 57.1 58.0 57.4 64.4 rLg 2.3 3.5 2.3 3.6 2.2 cGo d'n's 40.9 39.4 39.7 39.0 33.3#= s'n cfoftdf lx:;f

ef/t 64.0 65.2 65.3 66.0 64.8 rLg 12.9 12.8 12.7 12.9 14.4 cGo d'n's 23.1 22.0 22.0 21.1 20.9$= s'n Jofkf/ 3f6fdf lx:;f

ef/t 64.6 65.7 65.8 66.6 64.8 rLg 13.7 13.5 13.6 13.6 15.2 cGo d'n's 21.7 20.8 20.6 19.8 20.0%= s'n Jofkf/df lx:;f

ef/t 63.5 64.7 64.7 65.5 64.7 rLg 12.1 12.3 12.0 12.3 13.6 cGo d'n's 24.4 23.1 23.3 22.2 21.7^= s'n Jofkf/df lgof{t cfoftsf] lx:;f

lgof{t 6.9 6.2 7.0 6.3 6.3 cfoft 93.1 93.8 93.0 93.7 93.7+ eG;f/ tYof+sdf cfwfl/t

tflnsf !%

j}b]lzs Jofkf/+

jflif{s P#f/ dlxgf k|ltzt kl/jt{g -P#f/ dlxgf_


-?= s/f]8df_

P3f/ dlxgf jflif{s P3f/ dlxgf jflif{s P3f/ dlxgf 2074/75 2075/76c

s= rfn' vftf -299.4 -1013.1 -21024.2 -24521.7 -24871.8 6922.2 18.3

lgof{t, Pkm=cf]=aL= 7576.2 8212.7 8546.9 9330.5 10224.1 12.8 19.6

t]n 875.3 942.9 1120.4 1213.4 1439.6 28.0 28.5

cGo 6700.8 7269.8 7426.5 8117.1 8784.4 10.8 18.3

cfoft, Pkm=cf]=aL= -88656.0 -97794.6 -109357.0 -122787.4 -128072.5 23.3 17.1

t]n -11237.7 -12141.4 -15324.4 -17224.3 -19491.2 36.4 27.2

cGo -77418.3 -85653.2 -94032.6 -105563.1 -108581.2 21.5 15.5

Jofkf/ ;Gt'ng -81079.8 -89581.8 -100810.1 -113456.9 -117848.4 24.3 16.9

v'b ;]jf cfo 600.8 289.1 144.3 206.6 -1056.1 -76.0 -831.7

;]jf cfo 14603.4 15826.5 16043.7 17747.3 17146.5 9.9 6.9

ofqf 5520.5 5852.7 6257.3 6709.5 6863.2 13.3 9.7

cGoq gk/]sf] ;/sf/L cfo 2281.9 2553.4 1902.7 2246.1 2100.3 -16.6 10.4

cGo 6801.0 7420.4 7883.7 8791.7 8183.0 15.9 3.8

;]jf e'QmfgL -14002.5 -15537.4 -15899.4 -17540.7 -18202.6 13.5 14.5

oftfoft -4137.4 -4688.5 -5748.8 -6325.1 -6201.2 38.9 7.9

ofqf -7293.1 -7992.7 -7185.8 -7959.7 -8044.8 -1.5 12.0

h;df lzIff dfq -3119.8 -3502.5 -3422.8 -3808.9 -4098.6 9.7 19.7

;/sf/L vr{ -107.4 -133.2 -246.2 -248.3 -444.9 129.2 80.7

cGo -2464.7 -2723.0 -2718.6 -3007.5 -3511.7 10.3 29.2

Jofkf/ tyf ;]jf If]qsf] ;Gt'ng -80478.9 -89292.7 -100665.7 -113250.3 -118904.5 25.1 18.1

v'b cfo 2615.7 3099.5 2014.8 2261.5 3518.2 -23.0 74.6

cfo k|fKtL 4649.7 5195.9 6212.1 6914.3 7338.9 33.6 18.1

cfo e'QmfgL -2034.0 -2096.4 -4197.4 -4652.8 -3820.6 106.4 -9.0

Jofkf/, ;]jf tyf cfo ;Gt'ng -77863.3 -86193.2 -98651.0 -110988.8 -115386.3 26.7 17.0

v'b 6«fG;km/ 77563.9 85180.1 77626.8 86467.1 90514.5 0.1 16.6

6«fG;km/ cfo 77912.1 85570.9 78167.7 87047.6 91544.9 0.3 17.1

cg'bfg 10338.8 11466.4 5245.2 6126.2 5848.2 -49.3 11.5

lghL If]qsf] ljk|]if0f 63342.0 69545.2 67973.1 75505.9 79901.7 7.3 17.5

k]G;g 4231.4 4559.3 4949.5 5415.5 5795.1 17.0 17.1

cGo 0.0 0.0 0.0 0.0 0.0 - -

6«fG;km/ e'QmfgL -348.3 -390.8 -541.0 -580.5 -1030.4 55.3 90.5

v= k"FhL vftf -k"FhL 6«fG;km/_ 1223.5 1336.3 1502.2 1772.2 1387.8 22.8 -7.6

hDdf -s±v_ 924.1 323.2 -19522.1 -22749.5 -23484.1 -2212.6 20.3

u= ljQLo vftf -;d"x ª afx]s_ 2059.3 2664.0 6732.4 10284.2 10728.9 226.9 59.4

k|ToIf j}b]lzs nufgL cfk|jfx 1227.0 1350.4 1587.6 1751.3 1180.8 29.4 -25.6

kf]6{kmf]lnof] nufgL 0.0 0.0 0.0 0.0 0.0 - -

cGo nufgL ;DklQ -3698.2 -4869.1 -4094.9 -4029.0 -132.2 10.7 -96.8

Jofkfl/s ;fv -145.9 -900.5 -42.4 419.4 611.4 -70.9 -1541.5

cGo -3552.4 -3968.5 -4052.5 -4448.3 -743.6 14.1 -81.6

cGo nufgL bfloTj 4530.5 6182.6 9239.7 12561.9 9680.3 103.9 4.8

Jofkfl/s ;fv 1984.5 2438.1 4512.0 5453.5 3068.9 127.4 -32.0

C0f 4319.8 5610.9 6003.0 8444.1 4818.8 39.0 -19.7

;/sf/ 3184.4 4478.7 5684.9 8117.9 4416.6 78.5 -22.3

C0f k|fKtL 4736.9 6260.2 7304.6 9976.8 5934.2 54.2 -18.8

;fFjf e'QmfgL -1552.5 -1781.5 -1619.7 -1858.9 -1517.5 4.3 -6.3

cGo If]q 1135.4 1132.2 318.1 326.3 402.2 -72.0 26.4

s/]G;L tyf l8kf]lh6 -1772.6 -1881.2 -1314.5 -1334.0 1729.4 -25.8 -231.6

g]kfn /fi6« a}+s 21.7 23.2 -17.8 -17.9 3.1 -181.8 -117.2

jfl0fHo a}+s -1794.3 -1904.4 -1296.8 -1316.1 1726.4 -27.7 -233.1

cGo bfloTj -1.2 14.8 39.1 -1.7 63.1 -3389.8 61.2

hDdf -s±v±u_ 2983.4 2987.2 -12789.7 -12465.3 -12755.2 -528.7 -0.3

3= ljljw k"FhL tyf e'nr's 2667.0 3342.2 11041.5 11227.3 5401.8 314.0 -51.1

hDdf -s±v±u±3_ 5650.4 6329.4 -1748.2 -1238.0 -7353.4 -130.9 320.6

ª= l/he{ tyf ;DalGwt lzif{s -5650.4 -6329.4 1748.2 1238.0 7353.4 -130.9 320.6

l/he{ ;DklQ -5538.7 -6159.2 1804.4 1335.0 7397.3 -132.6 310.0

g]kfn /fi6« a}+s -5269.8 -6187.9 -1845.7 -2578.2 10569.3 -65.0 -672.6

jfl0fHo a}+s -268.8 28.7 3650.1 3913.2 -3172.0 -1457.8 -186.9

cfO{=Pd=Pkm= shf{ pkof]u -111.7 -170.2 -56.2 -97.1 -44.0 -49.7 -21.8

v'b j}b]lzs ;DklQdf kl/jt{g -–j[l4_ -7423.0 -8210.6 433.7 -96.0 9082.8 -105.8 1994.4

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kl/jTo{ 68387.0 73096.6 73763.2 64930.2 6.9 -12.0

ckl/jTo{ 24339.6 24721.8 25176.4 23653.0 1.6 -6.1

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kl/jTo{ 14150.3 10527.4 10200.7 13222.6 -25.6 29.6

ckl/jTo{ 1066.3 1054.6 1118.2 1282.2 -1.1 14.7

u_ s'n ljb]zL ljlgdo ;l~rlt 107943.2 109400.4 110258.5 103088.0 1.3 -6.5

kl/jTo{ 82537.3 83624.0 83963.9 78152.8 1.3 -6.9

s'n ;l~rltdf c+z -k|ltztdf_ 76.5 76.4 76.2 75.8 -

ckl/jTo{ 25405.9 25776.4 26294.6 24935.2 1.5 -5.2

s'n ;l~rltdf c+z -k|ltztdf_ 23.5 23.6 23.8 24.2 -

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j:t' 13.6 11.3 11.1 9.1 - -

j:t' tyf ;]jf 11.7 9.9 9.7 8.0 - -

9318.9 7963.3 7900.4 9585.9 -14.5 21.3

101463.5 104642.4 105429.2 96885.2 3.1 -8.1

-5865.4 -3179.0 -3965.7 8544.0 - -

-2345.2 3612.6 3869.7 538.8 - -

-8210.6 433.7 -96.0 9082.8 - -102.86 107.94 109.34 111.39

c – ckl/is[t

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cfly{s jif{ @)&^÷&& sf] df}lb|s gLltarchive.nrb.org.np/ofg/monetary_policy/Monetary_Policy... · 2020. 11. 4. · 10= cfly{s jif{ @)&%÷&^ df s'n ufx{:Yo pTkfbg j[l4b/ &=! k|ltzt