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cf=j= @)&!÷&@ sf] 3f]lift af]g;b/ k|ltjif{ k|lt xhf/ aLdf°dfnepallife.com.np/images/NepalLife-AnnualReport-2071-72.pdf · aLdf of]hgf aLdf cjlw af]g; b/# @% jif{ eGbf dfly ?=*@.–

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g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8sf]/lhi68{ sfof{no — d]g/f]8, aL/u+h -k;f{_

k|wfg sfof{no —x]l/6]h Knfhf, sdnfbL, sf7df8f}+sf]

;f]x|f} jflif{s ;fwf/0f ;ef ;DaGwL ;"rgfcfb/0fLo z]o/wgL dxfg'efjx?,o; sDkgLsf] ldlt @)&#÷)!÷)* ut] a;]sf] ;+rfns ;ldltsf] @!*cf}+ a}+7ssf] lg0f{o adf]lhd sDkgLsf]] ;f]Xf}+ jflif{s ;fwf/0f ;ef lgDg laifox?df 5nkmn ug{ b]xfo adf]lhdsf] ldlt, ;do / :yfgdf a:g] ePsf] x'Fbf ;Dk"0f{ z]o/wgL dxfg'efjx?sf] hfgsf/Lsf] nflu of] ;"rgf k|sflzt ul/Psf] 5 .

ldltM— @)&# ;fn h]7 & ut] -tbg';f/ @) dO{ @)!^_ z'j|maf/ ;doM— laxfg (M#) ah] :yfgM— xf]6n leijf, aL/u+h -k;f{_

5nkmnsf] ljifo;"rLx?s_ ;fdfGo k|:tfj!= ;+rfns ;ldltsf tkm{af6 cWoIfHo"af6 k]z x'g] cf=j=@)&!.)&@ sf] jflif{s k|ltj]bg kfl/t ug]{ .

@= n]vf k/LIfssf] k|ltj]bg ;lxtsf] @)&@ ;fn cfiff9 d;fGtsf] jf;nft, ;f]xL ldltdf ;dfKt ePsf] cfly{s jif{ @)&!÷)&@

sf] cfo Joo lx;fj, gfkmf÷gf]S;fg lx;fj / ;f]xL cjlwsf] gub k|jfx ljj/0f :jLs[t ug]{ .

#= n]vf k/LIf0f ;ldltsf] l;kmfl/; adf]lhd cf=j=@)&@÷)&# sf] nflu n]vf kl/Ifs lgo'lSt ug]{ tyf gLhsf] kfl/>lds

lgwf{/0f ug]{ .

$= ;+rfns ;ldltn] k|:tfj u/] adf]lhd af]g; z]o/ afktsf] s/ k|of]hgfy{ !=#!%* k|ltzt gub nfef+z ljt/0f ug{ :jLs[t

ug]{{ .

%= ;+rfns ;ldltaf6 ;+:yfks ;d'x -s_ cGt{ut l/tm ;+rfns kbsf] afFsL sfo{sfnsf nflu ul/Psf] lgo'lSt cg'df]bg

ug]{ .

^= ;j{;fwf/0f z]o/wgL ;d'x-v_ af6 ;+rfns ;ldltdf k|ltlglwTj ug]{ !-Ps_ hgf ;+rfnssf] lgjf{rg ug]{ .

v_ laz]if k|:tfj!= ;+rfns ;ldltn] k|:tfj u/] adf]lhd laBdfg r'Stf k"FhLsf] @% k|ltzt af]g; z]o/ hf/L ug]{ k|:tfj kfl/t ug]{ . af]g;

z]o/ lat/0f ubf{ sfod x'g cfpg] bzdnj kl5sf] c+snfO{ ;DaGwLt z]o/wgLsf] gfddf kl5 ;dfof]hg ug]{ ul/ oyfjt

/fVg] .

@= ;+rfns ;ldltaf6 k|:tfj u/] adf]lhd ;j{;fwf/0f z]o/ ;d'xdf s'n r'Stf k"FhLsf] -cf=j=@)&!.)&@ sf] af]g; z]o/ lat/0f kZrft_ Go"gtd #) k|ltzt z]o/ :jfldTj k'/\ofpg cfjZos x'g] z]o/x? yk ;fwf/0f z]o/ lgisf;g [Further

Public Offering] dfkm{t lk|ldoddf hfl/ ul/ k"hL a[l4 ug]{ / ;f] ;DaGwL ;Dk"0f{ sfo{x? ug{ ;+rfns ;ldltnfO{ clwsf/ k|Tofof]hg ug]{ .

#= ;j{;fwf/0f ;d'xsf] z]o/ :jfldTj Go"gtd #) k|ltzt sfod ug{ ckgfpg' kg]{ lalw, k|ls|of, d"No lgwf{/0f ug]{ nufot ;f] ;+u ;DaGwLt cfjZos ;Dk"0f{ sfdsf/jfxL ug{ ;+rfns ;ldltnfO{ k"0f{ clVtof/L lbg] .

$= af]g; z]o/ tyf ;j{;fwf/0f ;d'xdf Go"gtd #) k|ltzt z]o/ :jfldTj sfod u/] kZrft x'g] z]o/ ;+/rgf adf]lhd hf/L k"FhL tyf r'Stf k"FhLnfO{ tbg'?k a[l4 ul/ sDkgLsf] k|aGwkq tyf lgodfjnLdf ;+zf]wg ug]{ k|:tfj kfl/t ug]{ .

%= sDkgLsf] k|jGwkq tyf lgodfjnLdf k|:tfj eP adf]lhd ;+zf]wg ug]{ . sDkgLsf] k|jGwkq tyf lgodfjnLsf] k|:tflat ;+zf]wgdf ;DaGwLt lgsfoaf6 s'g} km]/abn jf ;'emfj ePdf ;f] ;'emfj adf]lhd cfjZos km]/abn ug{] clVtof/L ;+rfns

;ldlt jf ;ldltn] tf]s]sf] JolStnfO{ lbg] k|:tfj kfl/t ug]{ .

^= sDkgL P]g sf] bkmf !)%-!_-u_ adf]lhd cf=j=@)&!.)&@ df rGbf lzif{s cGt{ut ePsf] vr{ cg'df]bg ug]{ .

u_ ljljw;+rfns ;ldltsf] cf1fn]

sDkgL ;lra

;fwf/0f;ef ;DaGwL hfgsf/L

!_ ;efdf pkl:yt x'g] z]o/wgL dxfg'efjx?n] ;ef xndf k|j]zsf] nflu ;Ssn z]o/ k|df0fkq jf lxtu|fxL vftf vf]lnPsf] sfuhft, k|sflzt k|j]zkq cyjf cfkm\gf] s'g} cflwsfl/s kl/rokq ;fydf lnO{ cfpg' x'g cg'/f]w 5 .

@_ ;efdf efu lngsf] nflu k|ltlglw-k|f]S;L_ lgo'St ug{ rfxg] z]o/wgLn] ;f] ;DaGwL lgj]bg ldlt @)&#.)@.)$ ut] ck/fGX %=)) ah]leq sDkgLsf] /lhi68{ sfof{no aL/u+h jf k|wfg sfof{no, sf7df8f}+df btf{ u/fO{ ;Sg' kg]{5 . o;/L k|ltlglw -k|f]S;L_ lgo'St ul/Psf] JolSt sDkgLsf] z]o/wgL x'g' cfjZos 5 .

#_ sDkgLsf] z]o/ bflvn vf/]hsf] sfd ldlt @)&#.)!.!^ ut] b]lv @)&#.)@.)& ut];Dd aGb /xg]5 . ldlt @)&#.)!.!%ut];Dd g]kfn :6s PS;r]Gh ln=df sf/f]af/ ePsf ;Dk"0f{ z]o/x? bflvn vf/]hLsf nflu ldlt @)&#.)!.@$ ut] # ah]leq sDkgLdf k|fKt eO{;Sg'kg]{5 . ;f]xL adf]lhd btf{ lstfadf sfod tyf l;l8P; P08 lSnol/Ë ln= df sfod z]o/wgLx?n] dfq ;f] ;efaf6 kfl/t gub nfef+z tyf af]g; z]o/ k|fKt ug{ ;Sg]5g\ .

$_ ;efdf efu lng k|To]s z]o/wgL dxfg'efjn] ;ef x'g] :yfgdf pkl:yt eO{ ;ef:yndf /x]sf] xflh/L k'l:tsfdf b:tvt ug'{kg]{5 . xflh/L k'l:tsf laxfg (M)) ah]b]lv v'Nnf /xg]5 .

%_ s'g} Ps z]o/wgLn] Ps eGbf a9L AolQmnfO{ k|ltlgwL lgo'QmL u/L k7fPsf]df h;sf] lgo'QmL ;a}eGbf cl3Nnf] ldltdf sDkgLdf k|fKt x'G5 lghnfO{ dfq k|ltlgwLsf] x}l;otn] ;efdf efu lng] / dtbfg ug]{ clwsf/ x'g]5 .

^_ ;efdf efu lng k|ltlgwL lgo'Qm ul/;s]kl5 z]o/wgLx?n] k|ltlgwL km]/abn ug{ rfx]df ldlt @)&#.)@.)$ ut] ck/fGx %M)) ah] leq ;f]sf] ;"rgf sDkgLsf] /lhi68{ sfof{no aL/uGh jf k|wfg sfof{no sf7df08f}df btf{ u/fO;Sg' kg]{5 .

&_ z]o/wgLx?n] AoQm u/]sf] dGtAo jf k|Zgx?sf] ;DaGwdf ;+rfns ;ldltsf] tkm{af6 ;+rfnsx?n] ;fd'lxs ?kdf cyjf cWoIfHo"n] tf]s]sf] cflwsf/Ls AolQmaf6 pQ/ lbOg]5 .

*_ ;+rfns kbdf pDd]bjf/ x'g rfxg] z]o/wgLn] cfkm\gf] gfddf sDtLdf !)) lsQf z]o/ lnPsf] x'g'kg]{5 .

(_ ;+rfns lgjf{rg ;DaGwL sfo{s|d lgjf{rg clws[tn] ;"rgf k|sflzt u/] adf]lhd x'g]5 . pSt lgjf{rg ;DaGwL ;"rgf tyf sfo{s|d sDkgLsf] k|wfg sfof{no, x]l/6]h Knfhf, sdnfbL, sf7df8f}+sf] ;'rgf kf6Ldf

6fF; ul/g]5 .

!)_ gfafns jf lalIfKt z]o/wgLsf] tkm{af6 sDkgLsf] z]o/ nut lstfjdf ;+/Ifssf] ?kdf gfd btf{ ePsf] AolQmn] ;efdf efu lng jf k|ltlglw tf]Sg kfpg]5g\ .

!!_ ;+o'Qm ?kdf z]o/ vl/b ul/Psf] cj:yfdf sDkgLsf] z]o/ nut lstfjdf klxn] gfd pNn]v ePsf] AolQm cyjf ;a{;Ddtaf6 k|ltlglw lgo'Qm ul/Psf] Ps AolQmn] dfq ;efdf efu lng kfpg]5 .

!@_ 5nkmnsf laifodWo] ljljw lzif{s cGt{ut 5nkmn ug{ O{R5's z]o/wgLx?n] ;ef x'g'eGbf & lbg cufj}

5nkmnsf] laifo sDkgL ;lra dfkm{t ;+rfns ;ldltsf] cWoIfnfO{ lnlvt ?kdf lbg'kg]{5 . ;f] laifo cWoIfHo"sf] cg'dltn] ;efdf 5nkmnsf nflu NofO{P klg k|:tfj jf lg0f{osf] ?kdf sfof{Gjog ul/g] 5}g .

!#_ ;'/Iffsf] b[li6sf]0fn] z]o/wgL dxfg'efjx? ;ef:yndf cfpbf emf]nf -Aofu _ h:tf a:t'x? glnO cfpg'x'g

cg'/f]w ul/G5 . cfjZos b]lvPdf ;'/IffsdL{n] ;'/Iff hfFr ug{ ;Sg] ePsf] xF'bf ;f] sfo{df ;xof]u ul/lbg' x'g ;d]t cg'/f]w ul/G5 .

!$_ yk hfgsf/Lsf nflu sDkgLsf] /lhi6f8{ sfof{no aL/u~h jf k|wfg sfof{no, x]l/6]h Knfhf, sdnfbL,

sf7df8f}+df sfof{no ;doleq ;Dks{ /fVg' x'g cg'/f]w 5 .

/lhi68{ sfof{no — d]g/f]8, lj/u~h -k;f{_

k|wfg sfof{no — x]l/6]h Knfhf, sdnfbL, sf7df8f}+

>L ;~rfns ;ldlt

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8/lhi68{ sfof{no, lj/u~h, g]kfn .

ljifoM k|ltlglw lgo'Qm u/]sf] af/] .

========================================================================lhNnf========================================================================g=kf=÷uf=lj=;==================================================================================a:g] d÷xfdL ============================================================================== n]

o; sDkgLsf] z]o/wgLsf] x}l;otn] @)&#÷)@÷)& ut], z'qmaf/sf lbg x'g] sDkgLsf] ;f]x|f}+ jflif{s ;fwf/0f ;efdf d÷xfdL :jo+ pkl:yt

eO{ 5nkmn tyf lg0f{odf ;xefuL x'g g;Sg] ePsfn] pQm ;efdf d]/f]÷xfd|f] tkm{af6 efu lng tyf dtbfg ug{sf nflu ============================================

============= lhNnf =========================================================================g=kf=÷uf=lj=;= j8f g+= ============================================================a:g] >L ======================================================================================================== nfO{ d]/f]÷xfd|f]

k|ltlglw lgo'Qm u/L k7fPsf] 5'÷k7fPsf 5f}+ .

lgj]bssf] b:tvt Mk|ltlglw lgo'Qm ePsf] JolQmsf] gfdM x:tfIf/sf] gd"gfM 7]]ufgfMz]o/k|df0fkq g+=M z]o/ k|df0fkq g+=Mz]o/wgL÷lxtu|fxL kl/ro g+= z]o/wgL÷lxtu|fxL kl/ro g+=ldltM z]o/ ;+VofM

/lhi68{ sfof{no — d]g/f]8, lj/u~h -k;f{_ k|wfg sfof{no — x]l/6]h Knfhf, sdnfbL, sf7df8f}+

k|j]z kq

z]o/wgLsf] gfd ===============================================================================================================================================================================z]o/wgL÷lxtu|fxL kl/ro g+===============================================================z]o/ ;+Vof ==

=======================================================ldlt @)&#÷)@÷)& ut], z'qmaf/sf lbg x'g] g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8sf] ;f]x|f}+ jflif{s ;fwf/0f ;efdf

pkl:yt x'g hf/L ul/Psf] k|j]zkq . ============================================================

z]o/wgLsf] b:tvt

b|Z6JoM ================================================================!_ z]o/wgL cfkm}+n] vfnL sf]i7x? eg{' xf]nf . cf]dk|sfz k'8f;}gL

@_ ;ef sIfdf k|j]z ug{ of] k|j]z kq k|:t't ug{' clgjfo{ 5 . sDkgL ;lrj

ljifo ;"rL

sDkgL kl/ro

kl/sNkgf÷cleofg

cWoIfHo"sf] dGtJo

k|d'v sfo{sf/L clws[tHo"sf] dGtJo

! ;~rfns ;ldltsf] jflif{s k|ltj]bg

@! n]vfk/LIfssf] k|ltj]bg

@# jf;nft

@$ gfkmf gf]S;fg lx;fa

@% gub k|jfx ljj/0f

@^ cfo—Joosf] lx;fa

cg';"rLx? -!–#!_

– ljlQo ljj/0f ;DaGwdf aLdf ;ldltaf6 k|fKt :jLs[lt kq

– lwtf]kq btf{ tyf lgisf;g lgodfjnL )^% sf] lgod @@ -!_

;“u ;DalGwt ljj/0f

– k|aGwkq tyf lgodfjnLdf ;+zf]wg k|:tfj

– hLjg aLdf of]hgfx?

sDkgL kl/ro g]kfnn] canDag u/]sf] cfly{s pbf/Ls/0f gLlt ;Fu} cfdg]kfnL hLjgsf] ;'/Iff / ;Da[l4sf] rfxgfnfO{ kl/k"tL{ ug{] p2]Zon] lghL If]qsf VoftLk|fKt cf}Bf]lus tyf Jofkfl/s 3/fgfx?sf] ;d"xaf6 ldlt @)%*÷)!÷@! df k|rlnt sDkgL P]g tyf aLdf P]g @)$( cGtu{t klAns lnld6]8 sDkgLsf] ?kdf o; sDkgL :yfkgf ePsf] xf] . hLjg aLdf Ps bL3{sflng k|s[ltsf] Joj;fo /x]sf] tYonfO{ x[boËd ub{} sDkgLn] kf/blz{tf / hjfkmb]lxtfnfO{ klxnf] k|fyldstfdf /fVb} cfPsf] 5 . r':t cfGtl/s lgoGq0f k|0ffnL tyf ;+:yfut ;'zf;gsf] dfWodaf6 sDkgLn] ;kmntfsf] kGw|f}+ jif{ kf/ u/L hLjg aLdf Joj;fosf] If]qdf cfkm"nfO{ Ps cu|0fL sDkgLsf] ?kdf pEofpg ;kmn ePsf] 5 .o; sDkgLsf] clws[t k'FhL ?= % ca{ tyf hf/L tyf r'Stf k'FhL ?= !&#=$ s/f]8 /x]sf] 5 . sDkgLn] 3f]if0ff u/]sf] af]g; z]o/ ljt/0f tyf yk gofF z]o/ lgZsf;g kZrft r'Stf k'FhL / hf/L k'FhL ?= @$&=&! s/f]8 x'g]5 . o; sDkgLn] hd{gL l:yt ljZjsf] VoftLk|fKt, k'g{aLdf sDkgL x\ofgcf]e/ l/–OG:of]/]G; sDkgL;Fu k'g{aLdf u/]sf] 5 .sDkgLn] cfd hgtfsf] ;'/Iff / ;Da[l4sf] rfxgfnfO{ Wofgdf /fVb} km/s km/s aLdf of]hgfx? sfof{Gjogdf NofPsf] 5 . o; If]qdf cfgf] ljlzi7 klxrfg :yfkgf ug{ sDkgLn] g]kfn nfOkm lsgls hLjg cd"No 5=== eGg] a|f08nfO{ ;zQm agfpFb} cfPsf] 5 .

kl/sNkgf (VISION)Ps ;zQm hLjg aLdf sDkgLsf] dfWodaf6 k|To]s kl/jf/sf] ;'/Iff / ;Da[l4sf] rfxgfnfO{ k'/f ub{} pgLx?nfO{ cfly{s ?kdf ;'/lIft agfO{ g]kfnsf k|To]s gful/ssf] of]ubfgaf6 Ps :j:y, ;Da[4 /fi6« lgdf{0f ug]{ .

cleofg (MISSION) ;dfhsf k|To]s tx / tKsfsf dflg;x?sf] cfly{s / ;fdflhs cfjZostfsf] kl/k"lt{sf nflu ljleGg lsl;d / k|s[ltsf cfsif{s aLdf of]hgfx? th"{df u/L cfgf u|fxsx?nfO{ ;bf pRrtd / u'0f:tl/o aLdf ;]jf k|bfg ug]{ .

cfb/l0fo z]o/wgL dxfg'efjx?,

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8sf] ;f]Xf}+

aflif{s ;fwf/0f ;efdf kfNg' ePsf ;Dk"0f{ z]o/wgL

Pj+ cfdlGqt dxfg'efjx?df xflb{s :jfut clejfbg

ub{5' .

hLjg aLdfsf] If]qdf leGg} cl:tTj / klxrfg af]s]sf]

o; sDkgLn] gLhL If]qsf] tkm{af6 hLjg aLdfsf]

ljsf; / la:tf/df v]Nb} cfPsf] e"ldsf tyf ;ldIff cjlwdf xfl;n dxTjk"0f{ Joj;flos ;kmntfx?n] hLjg aLdfsf] If]qdf Ps cu|0fL sDkgLsf] ?kdf cfkm"nfO{ pEofpg ;kmn ePsf] tYo o; ;efdf JoSt ug{ kfpFbf cToGt uf}/jflGjt dxz'; u/]sf] 5' . ;ldIff aif{df hLjg aLdf If]qn] ?= @$=*# ca{ aLdf z'Ns ;+sng u/]sf]df o; sDkgLn] dfq} *=)( ca{ aLdfz'Ns ;+sng ul/ ;jf{lws sl/a ## k|ltzt ahf/lx:;f xfl;n ug{ ;kmn ePsf] tYo af:tjdf dxTjk"0f{ pknAwL xf] . cfly{s aif{sf] cGTolt/ b]zn] ef]Ug'k/]sf] lagfzsf/L e'sDk / To;kl5sf k/fsDkx?sf sf/0f ;ldIff cjlwsf] clGtd q}df;df s]xL ;fdfGo k|efj kg{ uPsf] ePtfklg sDkgLn] gofF Joj;foaf6 dfq} ?= #@(

s/f]8 eGbf al9 aLdf z"Ns ;+sng ul/ pRr

ahf/lx:;f cf]u6\g ;kmn x'g'n] ;du|df sDkgLsf] r':t Joj:yfkg k|dfl0ft ub{5 . o; ;kmntfsf nflu ;Da4 ;a}df xflb{s awfO{ Pj+ z'esfdgf

JoSt ub{5f}+ .

>L aLdf ;ldltaf6 hf/L ul/Psf] gofF nufgL gLlt cg'?k ljleGg kl/of]hgfx? dfkm{t nufgL lalalws/0fsf] ;Defjgf tkm{ sfo{ ul//x]sf 5f}+ .

sDkgLsf] nufgLnfO{ bLuf] / e/kbf]{ If]qdf la:tf/

ul/ cf}ift k|ltkmn a[l4 ug{ x/;Dej k|of; ub}{ cfPsf 5f}+ . k|lts'n kl/l:yltsf afah'b s'n

nufgLsf] cf}ift k|ltkmn *=@& k|ltzt sfod ug{

;kmn ePsf 5f}+ .

sDkgLsf] lalQo Ifdtf cg'?k r'Stf k"FhLnfO{

a9fpb} n}hfg] s|ddf z]o/wgLx?nfO{ r'Stf k"FhLsf]

@% k|ltzt af]g; z]o/ tyf s/ k|of]hgsf nflu

!=#!%* gub k|:tfj u/]sf 5f}+ . o;}ul/ sDkgLsf]

;+:yfks / ;j{;fwf/0f ;d'xsf] k"FhL ;+/rgf &)M#)

k|ltzt sfod ug{ cfjZos x'g] yk ;fwf/0f z]o/ lgZsf;g (FPO) ug{ o;} ;efdf k|:tfj k]z u/]sf 5f}+ . sDkgLsf] o; k|:tfjnfO{ z]o/wgL dxfg'efjx?n] cToGt ;sf/fTds ?kdf lng'x'g] laZjf; lnPsf 5f}+ . sDkgLdf ;+:yfut ;'zf;g sfod /fVg ljleGg ;ldltx? ls|oflzn /x]sf 5g\ . lt ;ldltx?n] hf]lvd Joj:yfkgsf nflu cfjZos /0fgLltx?sf] th"{df / sfof{Gjog ub{} cfO{/x]sf 5g\ . ;+:yfut ;'zf;gsf] ;'lglZrttf af6} cfd dflg;df sDkgL k|ltsf] laZjf; tyf ;fvdf a[l4 x'g] x'Fbf o; lbzfdf ;+rfns ;ldlt / Joj:yfkg ;bf ;r]t / ls|oflzn /xb} cfPsf 5g\ . cGTodf, sDkgLsf] ;';+rfngdf xfdLnfO{ k|fKt

eO{/x]sf] lg/Gt/ ;xof]u / k|f]T;fxgsf nflu d >L aLdf ;ldlt, sDkgL /lhi6«f/sf] sfof{no, g]kfn lwtf]kq af]8{, g]kfn :6s PS;r]Gh lnld6]8

nufot cGo ;Da4 lgsfox? k|lt xflb{s s[t1tf

JoSt ub{5' . ;fy} xfd|f cfb/0fLo z]o/wgLx?, aLldt Pj+ clestf{x?n] o; sDkgL k|lt b]vfpg' ePsf] b[9 laZjf;sf] lglDt xflb{s wGoafb JoSt

ub{5' . o;}ul/, sDkgLsf] lasf; / la:tf/df ;bf

ls|oflzn ;+rfnsx? tyf st{Jolgi7 sd{rf/Lau{ k|lt wGoafb JoSt ub}{ cfufdL lbgx?df klg ;bfem} ;xof]u / z'e]R5f k|fKt eO{/xg] laZjf; lnPsf] 5' .

wGoafb .

;f]x|f}+ jflif{s ;fwf/0f ;efdf cWoIf >L /d]z u'Ktf Ho" af6 k|:t't dGtJo

cfly{s jif{ @)&!÷&@ sf] ;dli6ut cfly{s l:yltnfO{

x]bf{ cfly{s :yfloTjsf] kIf ;an /x]tfklg cfly{s

ultljlwn] vf;} ult lng g;s]sf] b]lvG5 . cfly{s jif{

@)&!÷&@ df b]zsf] s'n ufx{:Yo pTkfbg j[l4b/ #=)

k|ltztdf ;+s'lrt /xg uof] . b]zsf] cy{tGq klxnf]

( dlxgfdf ;fdfGo /x]sf]df @)&@ a}zfv !@ ut]sf]

lagfzsf/L dxfe"sDk / tTkZrft\ cfPsf k/fsDkx?sf]

sf/0f cy{tGqsf ;du| If]qx?df gsf/fTds c;/

k/]sf]n] cy{tGq lzlyn x'g uPsf] b]lvG5 . dxfe"sDkn]

cy{tGqdf sl/a ?= &)^ ca{sf] Iflt ePsf] 5 .

of] gf]S;fgL cfly{s jif{ @)&!÷&@ sf] s'n ufx{:Yo

pTkfbgsf] Ps ltxfO{ x'g cfpF5 . of] Ifltsf sf/0f

;du| cfly{s j[l4b/ sl/a !=^ k|ltzt laGb'n] ;+s'rg

ePsf] 5 . cy{tGqsf] o:tf] laifd kl/l:yltdf klg

;du| hLjg aLdf Joj;fodf pT;fxhgs a[l4 b]lvPsf]

5 . hLjg aLdf If]qsf] a[l4b/ sl/a #% k|ltzt

/x]sf]df o; sDkgLsf] a[l4b/ sl/a $@ k|ltzt /x]sf]

5 . ;ldIff cjlwdf o; sDkgLn] k|yd aif{ aLdfz"Ns

tyf s'n aLdfz"Ns cfDbfgL b'j}df ;jf{lws ahf/lx:;f

cf]u6\g ;kmn ePsf] tYo o; ul/dfdo ;efdf

hfgsf/L u/fpFg kfpFbf cToGt} v'zL nfu]sf] 5 .

hLjg aLdf If]q k|lt cfd rf;f] / ;/f]sf/df a[l4 x'b}

uPsf]n] cfufdL lbgdf o; If]qn] yk ult lng ;Sg]

b]lvG5 . sDkgLn] cf=j=@)&!.)&@ nfO{ ahf/lx:;fdf

pNn]vlgo ?kdf a[l4 ug]{ pb]Zo /flv tbg'?ksf

Joj;flos ultlalwx? z;St 9+un] ;+rfng ul/Psf]

lyof] . ;ldIff cjlwdf lnPsf sltko Joj;flos

/0fgLltx?sf] ;kmn sfof{Gjogsf] kmn:j?k ;ldIff

cjlwdf sDkgLn] k|yd aif{ aLdf z"Ns cfDbfgL sl/a

?=#@( s/f]8 eO{ s'n aLdfz"Ns cfh{g ?=*)( s/f]8

ug{ ;kmn ePsf 5f}+ . ;ldIff aif{df s'n aLdfz"Ns

cfDbfgLdf cfkm\gf] ahf/ lx:;f #! k|ltztaf6 a[l4

eO{ ## k|ltzt k'/\ofpg ;kmn ePsf]n] ;ldIff jif{ Ps

;kmn jif{sf] ?kdf :yflkt x'g k'u]sf] 5 . rfn' cf=j=

;d]tdf d'n'sdf pTkGg k|lts'n kl/l:yltsf afjh'b

sDkgLsf] Joj;fodf cfzfltt a[l4 b]lvPsf] 5 . o;

If]qdf /x]sf s]xL r'gf}ltx? kf/ ub}{ cufl8 a9\g ;s]

hLjg aLdf If]q d'n'ssf] /fhZj kl/rfngsf] dxTjk"0f{

If]qsf] ?kdf /xg] lglZrt 5 . hLjg aLdfsf nflu

bLw{sflng cjlwsf] ;/sf/L C0fkq hfl/ ul/Pdf jf

bLw{sflng k|s[ltsf] /fli6«o uf}/jsf cfof]hgfx?df

nufgLsf nflu k|]l/t ul/Pdf :jb]zL k"FhL dfkm{t

d'n'ssf] ;Da[l4sf] gofF 9f]sf vf]Ng] b]lvG5 .

cfd dflg;df hLjg aLdf cfkm\g} nflu xf] eGg] efjgf

lasf; ug{ hLjg aLdf ;DaGwL cfwf/e"t 1fg tyf

af]g;b/ cyf{t k|ltkmnsf af/] Jofks hgr]tgf la:tf/

ug{ cfjZos 5 . sDkgLn] log} laifonfO{ b[li6ut ul/

ÆaLldtsf] lxt ;jf]{kl/ lxtæ tyf Æ;a}sf nflu hLjg

aLdf, lsgsL hLjg cd"No 5æ eGg] gf/f ;fdflhs

hfu/0fsf nflu cufl8 ;f/]sf 5f}+ . aLldtnfO{

pRr k|ltkmn lbg] k|of; :j?k xfn las|Ldf /x]sf

;Dk"0f{ aLdfn]vx?sf] af]g;b/ Go"gtd ?=^% k'u]sf] /

pRrtd af]g;b/ ?=*@ k'u]sf] 5 . sDkgLdf sfo{/t

tdfd clestf{ tyf sd{rf/L au{sf] ;fy / ;xof]un]

;kmntfx? xfl;n eO{/x]sf 5g\ . sd{rf/L / clestf{

aLrsf] c;n k]zfut ;DaGwnfO{ yk k|uf9 agfpg]

5f}+ .

;ldIff cjlwdf d'n'sn] ef]u]sf] lagf;sf/L dxfe"sDkn]

xfdLnfO{ ;'/IffTds pkfox?sf] vf]hL ;dod} ug'{kg]{

lzIff lbPsf] 5 . e'sDkdf d[To"ePsf JolStx? dWo]

cToGt Go"g dfqn] hLjg aLdf u/]sf] kfO{Psf]n] cfd

dflg;df hLjg aLdf k'Ug g;s]sf] tYo :ki6 b]lvPsf]

5 . sDkgLn] xfn;Dd dxfe"sDkaf6 d[To" ePsf s'n

$^ hgf ;Dk"0f{sf] d[To"bfjL e"StfgL ul/;s]sf] 5 .

cfly{s hf]lvd Go"lgs/0fsf] Ps pkfosf] ?kdf hLjg

aLdfnfO{ cfTd;fy ug{ y'k|} sfo{x? ug{ afFsL /x]sf]

5 . ;/sf/ gLhL If]qsf] ;xsfo{af6 o; lbzfdf

7f]; sfo{ ug{ ;lsg] laZjf; lnPsf 5f}+ . cGTodf,

sDkgLsf] ;';+rfngsf nflu xfdLnfO{ ;fy lbg'x'g] >L

aLdf ;ldlt Pj+ ;Da4 ;a}df xflb{s cfef/ k|s6

ub{5' .

wGoafb .

;f]x|f}+ jflif{s ;fwf/0f ;efdf k|d'v sfo{sf/L clws[t ljj]s emf Ho" af6 k|:t't dGtJo

>L /d]z u'Ktf

cWoIf;+:yfks ;d"x

;~rfns ;ldlt

>L ljj]s cu|jfn;~rfns

;+:yfks ;d"x

>L xl/ZrGb| ;'j]bL;~rfns

;+:yfks ;d"x

>L /fd cjtf/ cu|jfn

;~rfns;+:yfks ;d"x

>L sdn]z s'df/ cu|jfn:jtGq ;~rfns

>L k|sfz las|d vqL;~rfns

;+:yfks ;d"x

;~rfns ;ldlt

cWoIf >L /d]z u'Ktf>L /d]z u'KtfHo" ljleGg pBf]u Joj;fosf If]qdf ls|oflzn Pj+ ;kmn

pBdL Joj;foL ?kdf kl/lrt x'g'x'G5 . pxfFn] k|ltli7t cf}Bf]lus Pj+

Joj;flos k|lti7fg nSsL u|'ksf] g]t[Tj ub}{ cfpg' ePsf] 5 . nSsL u|'k

laleGg Joj;flos If]qx? h:t}M l;d]G6 pBf]u, jg:klt l3p, xfO{8«f]kfj/,

l/on :6]6 Pj+ cfoft lgof{t Joj;fodf ;+nUg /x]sf] 5 . g]kfnsf]

cf}Bf]lus lasf;df gLhL If]qsf] e'ldsfnfO{ :yflkt ug]{ sfo{df ;d]t

pxfFn] ;ls|o of]ubfg k'¥ofpFb} cfpg' ePsf] 5 .

;~rfns >L /fd cjtf/ cu|jfn>L /fd cjtf/ cu|jfnHo"n] sDkgLsf] ;~rfns ;ldltdf ;+:yfks

;d'xaf6 k|ltlglwTj ul//xg' ePsf] 5 . pxfFn] @^ jif{ eGbf al9 ;do

al/i7 O{lGhlgo/sf] ?kdf g]kfn ;/sf/sf] ljleGg ;/sf/L kbdf Pj+

ljleGg l;+rfO{ tyf lgdf{0f kl/of]hgfx?sf] of]hgf k|d'vsf] ?kdf ;d]t sfo{ ug'{ePsf] 5 . xfn pxfF ljleGg pBd Joj;fodf ls|oflzn /xb}

ljleGg ;fdflhs sfo{x?df ;d]t ;+nUg /xb} cfpg' ePsf] 5 .

;~rfns >L sdn]z s'df/ cu|jfn>L sdn]z s'df/ cu|jfnHo" :jtGq ;~rfnssf] ?kdf ;~rfns ;ldltdf

k|ltlglwTj ul//xg' ePsf] 5 . pxfF pBf]u Joj;fosf If]qdf nfdf] ;dob]lv

;+nUg /xb} g]kfn r]Da/ ckm sd;{sf] dxf;lrjsf] ?kdf lglh If]qsf]

ljsf;df ;d]t ls|ofl;n /xb} cfpg' ePsf] 5 . pxfn] ljutdf /fli6«o aLdf ;+:yfgsf] ;~rfnssf] ?kdf ;d]t of]ubfg k'¥ofpg' ePsf] 5 .

;+rfns >L k|sfz las|d vqL >L k|sfz las|d vqLHo" ;+:yfks ;d'xaf6 ;+rfns ;ldltdf k|ltlglwTj

ul//xg' ePsf] 5 . pxfF k]zfut ?kdf sDKo"6/ O{lGhlgo/ x'g'x'G5 /

laleGg /fli6«o tyf cGt{/fli6«o sDkgLx?df sfo{ u/]sf] cg'ej /x]sf] 5 .

pxfF ;"rgf k|ljlw tyf Joj:yfkg ;"rgf k|0ffnLsf laifodf cg'ejL Pj+ bIf dflgg'x'G5 .

;~rfns >L ljj]s cu|jfn>L ljj]s cu|jfnHo" ;+:yfks z]o/wgLx?sf] tkm{af6 ;~rfns ;ldltdf

k|ltlglwTj ul//xg' ePsf] 5 . pxfF Ps o'jf pBdL Joj;foLsf] ?kdf

ljleGg pTkfbg d'ns pBf]u, cfoft lgof{t tyf ;]jf Joj;fosf] If]qdf

ls|oflzn x'g'x'G5 . pxfF j:t' tyf ;]jf Jofkf/sf] ahf/Ls/0fsf ljifodf cg'ejL tyf bIf dflgg'x'G5 .

;~rfns >L xl/ZrGb| ;'j]bL>L xl/ZrGb| ;'j]bLHo" sDkgLsf] ;~rfns ;ldltdf ;+:yfks ;d'xaf6

k|ltlglwTj ul//xg' ePsf] 5 . pxfF a}+s tyf lalQo If]q;+u nfdf] ;dob]lv

;+nUg /xb} cfpg'ePsf] 5 . pxfF k]zfut ?kdf clwjStf x'g'x'G5 /

sfg"gsf If]qdf cg'ejL JolStTjsf] ?kdf kl/lrt x'g'x'G5 . pxfF k|fWofkg

sfo{df ;d]t ;+nUg x'g'x'G5 .

Joj:yfkg ;d"x

‘pTs[i6tfsf] nflu k|lta4’

;'lzn s'df/ rf}w/Ljl/i7 gfoj dxfk|aGws

cf]dk|sfz k'8f;}gL

sDkgL ;lra

sdn kGyL

;xfos dxfk|aGws

cud d'lvof

;xfos dxfk|aGws

l/tf zdf{

k'gaL{df k|d'v

/fd]Zj/ >]i7

ljQ tyfn]vf k|d'v

ljj]s emf k|d'v sfo{sf/L clws[t

;'lgtf kf]v/]n

cfGtl/s lgoGq0f ljefu k|d'v

lblUjho l;+3n

cG8//fO{l6Ë k|d'v

pdfklt kf]v/]n

;xfos dxfk|aGws

sZok zfSo

a|f08 d}g]h/

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lg/Gt/tf ;kmntfsf]===nuftf/ bf];|f] jif{ klg Go "lah cjf8{

k|fKt ug{ ;kmn ePsf]df ;Dk"0f{g]kfn nfOkm kl/jf/ uf}/jflGjt dx;'; ub{5 .

jflif{s k|ltj]bg@)&!÷&@

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##)∞

$ jif{$ jif{ * jif{ * jif{ !@ jif{!@ jif{

#)∞ $)∞ +*!@ jif{ aLdf cjlwsf] nflu, #aLdf°sf]

hLjg

aLdf of]hgfpGglt

g]kfn nfOkm hLjg pGglt aLdf of]hgfsf ljz]iftfx¿Má sd aLdf z'Nsdf hf]lvd axg ;lxt cfsif{s k|ltkmn k|fKt x'g]á k"/f cjlw aLdf z'Ns e'QmfgL ug{' gkg]{á aLdf cjlw ;dflKt cufj} lg/Gt/ ¿kdf aLdfÍsf] ^)% wg lkmtf{ x'g]á aLdf z'Ns e'QmfgL cjlw l;l4Pkl5 klg aLdfn]v rfn' g} /xg]á aLdf cjlw ;dflKtdf Psd'i7 af]g; ;lxt aLdfÍsf] $)% /sd k|fKt x'g]á !^ jif{ b]lv %* jif{ ;Ddsf JolQmx¿sf] hLjg aLdf x'g]á aLdf rfn' ePsf] ! jif{ kZrft C0f ;'ljwf pknAw x'g] x'Fbf ;b}j t/ntfsf] ;'ljwf x'g]

*zt{x

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fu' x

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.

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 3

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8sf];f]x|f}+ jflif{s ;fwf/0f ;efdf

;+rfns ;ldltsf] tkm{af6 cWoIf >L /d]z u'Ktfaf6 k|:t't

jflif{s k|ltj]bgcfb/0fLo z]o/wgL dxfg'efjx?,g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8sf] o; ;f]Xf}+ jflif{s ;fwf/0f ;efdf kfNg' ePsf cfb/0fLo z]o/wgL dxfg'efjx?nfO{ ;+rfns ;ldltsf] tkm{af6 xflb{s :jfut clejfbg ub{5' .

ca d sDkgL P]g @)^# sf] bkmf !)( adf]lhd cfly{s jif{ @)&!÷)&@ sf] n]vf kl/If0f k|ltj]bgsf] ;fy @)&@ cfiff9 d;fGtsf] jf;nft, gfkmf gf]S;fg lx;fa / gub k|jfx ljj/0fx? ;lxtsf] jflif{s k|ltj]bg oxfFx? ;dIf 5nkmn Pj+ :jLs[ltsf nfuL k|:t't ub{5' .

ljut jif{sf] sf/f]af/sf] l;+xfjnf]sg

cfly{s jif{ @)&!÷&@ sf] sDkgLsf] Joj;flos sf/f]jf/ l:ylt, ut jif{sf] t'ngfdf ;dLIff jif{df xfl;n u/]sf pknlJw ;dfj]z ul/Psf] Joj;flos Pj+ ljlQo emns lgDgfg';f/ k|:t't ul/Psf] 5 . ;dli6ut cfly{s cj:yfcfly{s jif{ @)&!÷)&@ Dff b]zsf] s'n u|fx{:Yo pTkfbg j[l4b/ cfwf/e"t d"Nodf #=) k|ltzt /x]sf] / jflif{s cf};t pkef]Qmf d'b|f:kmLlt &=@ k|ltzt /x]sf] 5 . ;dLIff jif{sf] rf}yf] q}dfl;s cj:yfdf @)&@ j}zfv !@ ut] uPsf] ljgfzsf/L e"sDk / tTkZrft\ cfPsf k/sDkx?sf] sf/0f cy{tGqsf ;du| If]qx?df gsf/fTds c;/ k/]sfn] cfly{s j[l4b/ Go"g /xg uPsf] s'/fnfO{ gsfg{ ;lsGg . To:t}, b]zsf] s'n a:t' lgof{t &=$ k|ltztn] 36\g uO{ cfoft *=$ k|ltztsf] a[l4 /x]sf]n] Jofkf/ 3f6f sxfnL nfUbf] x'+b} uPsf] 5 . ;du| zf]wgfGt/ l:ytLsf] xsdf ljk|]if0f cfk|jfx, ko{6g cfo tyf cg'bfgdf ePsf] pNn]Vo a[l4sf sf/0f rfn' vftfdf ? !$$=*% ca{ art b]lvPsf] 5 .

;dLIff jif{df a}+s tyf ljQLo ;+:yfx?sf] lgI]fksf] t'ngfdf shf{ k|jfx Go"g /x]sf]n] a}+lsË If]qsf] t/ntfdf a[l4 ePsf]

5 . ;dLIff jif{df gub k|jfxdf cfwfl/t kF"hLut vr{ cl3Nnf] jif{sf] t'ngfdf @^=^ k|ltztn] j[l4 eO{ ?= && ca{ ^& s/f]8 k'u]sf] 5 . oBkL k"FhLut vr{ ah]6 cg'dfgsf] ^^=% k|ltzt dfq k'Ug ;s]sf] 5 . k"FhLut ah]6 vr{df b]vf

k/]sf] lzlyntfsf] sf/0f b]zsf] cy{tGqn] ;sf/fTds ult lng g;ls/x]sf] cj:yf 5 . a9\bf] cfoftsf sf/0f /fhZj kl/rfngdf ;'wf/ b]lvPtfklg To;df cfGtl/s pTkfbgsf] of]ubfg vf;} /x]sf] 5}g . cfGtl/s pTkfbgd"ns ultljlw

a9\g g;s]sf]n] /f]huf/L ;[hgf x'g g;ls o'jfx? ljb]lzg] s|d a9\bf] 5 . cy{tGqdf JofKt g}/fZotfn] k"jf{wf/ Pj+ pTkfbglzn If]qsf] nufgLdf la:tf/ x'g g;ls/x]sf] tyf d'b|fl:kmltsf] b/ eGbf lgIf]ksf] Jofhb/ Hofb} sd /x]sf] cj:yfn] ubf{ hLjg aLdfsf] nufgLsf] cf}ift k|ltkmn ;d]t k|efljt kg{ uPsf] b]lvG5 . o:tf] cj:yf ;an cy{tGqsf]

;+s]t xf]O{g .

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@4

cf=j=@)&!.)&@ sf] hLjg aLdf Joj;fosf] ;ldIff cf=j=@)&!.)&@ df hLjg aLdf Joj;foaf6 sl/a ?=@$* s/f]8sf] s'n aLdfz"Ns ;+sng eO{ ;du| Joj;fosf] a[l4b/ sl/a #%Ü /x]sf] / sDkgLsf] s'n aLdfz"Ns cfDbfgL sl/a ?=*)( s/f]8 /xg uO{ sDkgLsf] Joj;fo a[l4b/ sl/a $@Ü /x]sf] 5 . ;ldIff jif{df s'n aLdfz"Ns cfDbfgLdf sl/a ##Ü tyf k|yd jif{ aLdf z"Nssf cfwf/df sl/a $!Ü ahf/lx:;f cf]u6L cu|:yfg xfl;n ug{ ;kmn ePsf 5f}+ .

cfly{s jif{ d'n'ssf] s'n hLjg

aLdf z'Ns cfh{g -?=s/f]8df_

j[l4

k|ltzt

g]kfn nfOkmsf] s'n

hLjg aLdf z'Ns cfh{g

j[l4

k|ltzt

s'n aLdf z'Ns cfDbfgLdf

sDkgLsf] ahf/lx:;f

2067/68 1042.22 18.89% 232.07 17.53% 22.27% 2068/69 1325.52 27.18% 320.12 37.94% 24.15%2069/70 1540.39 16.21% 390.00 21.83% 25.32%2070/71 1832.90 19.00% 567.98 45.64% 31.00%2071/72 2482.70 35.45% 809.33 42.49% 32.60%

sDkgLsf] d"Vo lalQo Pj+ Joj;flos cj:yfM sDkgLn] laut s]xL ;dob]lv k|To]s cfly{s aif{nfO{ laz]if /0fgLlts aif{sf] ?kdf dgfpb} cfO{/x]sf] 5 . cf=j=)^(.)&) Æaf3 jif{Æ 3f]if0ff ul/ af3sf] cGt{lglxt u'0fx? h:t}M /0fgLlts, w}o{afg Pj+ cfs|fds z}nLnfO{ sDkgLsf] ahf/ /0flglt agfO{Psf] lyof] . af3 jif{n] tof/ u/]sf] km/flsnf] Joj;flos cfwf/lznf kZrft cf=j=)&).&! nfO{ Ælrt'jf jif{Æ 3f]if0ff ul/ b'|tultdf cfkm\gf] ahf/lx:;fdf pRrtd c+z cf]u6\g] k|of; ul/Psf] lyof] . o;} s|ddf ;ldIff aif{nfO{ æxfQL jif{Æ sf] ?kdf 3f]if0ff ul/Psf] lyof] . ;ldIff cjlwdf gofF Joj;fodf ;jf{lws ?=#*( s/f]8 tyf s'n aLdfz"Ns cfDbfgL ?=*)( s/f]8 xfl;n eO{ pRr ahf/lx:;f cf]u6\g ;kmn ePsf]n] xfQL jif{ ;kmn ahf/ /0fgLlt dfGg ;lsG5 .

ljj/0f -?=s/f]8df_ cf=j=@)&)÷)&! cf=j=@)&!÷)&@ a[l4 k|ltzt

s'n aLdfz"Ns cfDbfgL %^* *)( $@=$#

k|yd jif{ aLdf z"Ns cfDbfgL @)@ #@( ^@=*&

k|yd jif{ aLdf z"Ns cfDbfgL -a}b]lzs /f]huf/ DofbL aLdf ;lxt_ @&! #*( $#=%$

hLjg aLdf sf]if !&)% @#@( #^=^)

nufgL !*## @$%@ ##=&&

ahf/ lx:;f -s'n aLdf z"Nssf cfwf/df_ #!Ü ##Ü

Strategic, Patient, Aggressive

ELEPHANTYEAR 2071/72SIZE SPEED SENSIBLE

af3 aif{ cf=j=)^(.)&) lrt'jf aif{ cf=j=)&).)&! xfQL aif{ cf=j=)&!.)&@

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 5

18 28 57 83 107 159 229 276

386

549

883

1,123

1,440

1,834

0

500

1000

1500

2000

2500

05

7/

58

05

8/

59

05

9/

60

06

0/

61

06

1/

62

06

2/

63

06

3/

64

06

4/

65

06

5/

66

06

6/

67

06

7/

68

06

8/

69

06

9/

70

07

0/

71

07

1/

72

Investment Growth (In Crores)

1 8 11 16

17 15 23 27 47

78 74

123 148

271

1 9

19

33

47 58 77 96

135

197 232

320

390

568

0

50

100

150

200

250

300

350

400

450

500

550

600

650

700

750

800

850

CR

OR

ES

FPI 389

TPI 809

TPI and FPI Growth (In Crores)

1 8 22 49 88 132 197

276 393

553

765

978

1374

1705

2329

0

500

1000

1500

2000

2500

Life Fund Growth (In Crores)

TPI/FPI Market Share

22%

24%

25%

31%

19%

26%

33%

41%

15%

20%

25%

30%

35%

40%

45%

2067/68 2068/69 2069/70 2070/71 2071/72

33%

41%

Net Worth Growth (In Crores)

32 41 33

73

133

185

0

50

100

150

200

250

2065/66 2066/67 2067/68 2068/69 2069/70 2070/71 2071/72

Product Portfolio

AnticipatedEndowment, 37%

Endowment, 26%

Endowment withWhole Life, 15%

Child Endowment,13%

Foreign Employment, 8%

Others*, 1%

2,453

236

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@6

Chairman Felicitating to staffs for more than 10 yrs service

!= sDkgLsf lqmofsnfkx?

-s_ sfof{no la:tf/;ldIff cjlwdf sDkgLdf s'n !)$ j6f ;+:yfkgfx? ;+rfngdf /x]sf 5g\ . h:df % j6f If]lqo sfof{nox? /x]sf 5g\ . If]qLo sfof{nox?n] If]qut ahf/ k|j4{g nufot ;DaGwLt zfvf sfof{nox?sf] r':t ;+rfngdf cfjZos ;xof]u / ;dGjo k'/\ofpb} cfPsf 5g\ . æ;a}sf nflu hLjg aLdf, lsgsL hLjg cd"No 5===ÆeGg] gf/fnfO{ d"t{?k lbgsf nflu zfvf sfof{nox?sf] ;zlSts/0fdf hf]8 lbb} 3/ cfFugdf hLjg aLdf ;]jf la:tf/ ug]{ pb]Zo lnO{Psf] 5 .

-v_ ;'rgf k|ljlw sDkgLn] ;"rgf k|ljlwsf] dfWodaf6 ;]jfsf] u'0f:t/ a9fpg ;"rgf k|ljlwsf] lasf; / la:tf/df hf]8 lbb} cfPsf] 5 . xfn sDkgLsf ;a} zfvf sfof{nox? Web

based Application dfkm{t ;~rfng x'g] u/]sf] 5 . h;sf sf/0f hf]lvd Go"lgs/0f tyf k|ls|ofut ;/ntf dxz'; ul/Psf] 5 . aLldtx?n] sDkgLsf] j]e;fO{6 dfkm{t cfkm\gf] aLdfn]vsf] cj:yf yfxf kfpg ;Sg] Joj:yf tyf dxTjk"0f{ ;Gb]zx? SMS sf] dfWodaf6 k7fpg] Joj:yf ul/Psf] 5 . -u_ dfgj ;+zfwg lasf;sDkgLsf] ;du| lasf;df dfgj ;+zfwgsf] dxTjk"0f{ e"ldsf /xg] ePsf]n] cfkm\gf sd{rf/Lx?nfO{ pRr dgf]ansf ;fy sfd ug]{ aftfj/0f lgdf{0f ug{ tyf JolStut 1fg, zLk

Pj+ a[lQ lasf;sf] plrt cj;/x? k|bfg ug]{ sfo{df sDkgL k|oTglzn /xb} cfPsf] 5 . sDkgLdf xfn sfo{/t

@(& hgf sd{rf/Lx?sf] cys kl/>d, nuglzntf tyf cfk;L ;xsfo{af6 sDkgLn] o; If]qdf dxTjk"0f{ :yfg cf]u6]sf]] xf] . sd{rf/Lx?sf] k]zfut bIftf clea[l4sf nflu ;dofg's'n cfGtl/s Pj+ afXo tflnd sfo{s|dx? pknAw u/fpb} cfPsf 5f}+ .

-3_ aLdf clestf{sDkgLdf sfo{/t clestf{x?sf] cys kl/>d, laZjf; Pj+ k|lta4tfsf sf/0f sDkgLn] o; If]qdf cfkm\gf] dxTjk"0f{ :yfg xfl;n ug{ ;kmn ePsf] 5 . ;ldIff cjlwdf sDkgLdf tflnd k|fKt clestf{x? dWo] s'n !@(*#

hgf clestf{x? ;ls|o /x]sf 5g\ . xfn k|lt clestf{ aLdfn]v ;+Vof / aLdfz"Ns cfDbfgLsf cfwf/df sDkgLsf clestf{x?sf] k]zfut Ifdtf Pj+ pTkfbsTjdf a[l4 x'b} uO{/x]sf] kfO{G5 . aLdf clestf{nfO{ ;dfhdf :yflkt / ;Ddfghgs k]zf agfpg sDkgLn] dxTjk"0f{ e"ldsf lgjf{x ub}{ cfPsf] / pgLx?sf] k]zfut bIftf clea[l4sf nflu ;dofg's'n tfnLd sfo{s|dx?nfO{ lg/Gt/tf lbO{Psf] 5 .

ª_ bfjL e'StfgLsDkgLn] cf=j=)&!÷)&@ df hDdf *^% j6f d[To' bfjL e'StfgLaf6 sl/a ?=#$ s/f]8 e'StfgL u/]sf] 5 . o;}ul/ d[To'bfjL, cjlw ;dfKtL e"StfgL, cf+lzs cjlw e'StfgL Pj+ ;dk{0f d'No e'StfgL nufot s'n bfjL jfkt sl/a

?=(* s/f]8 e'StfgL ul/Psf] 5 . sDkgLn] d[To' bfjL e'StfgLnfO{ cToGt k|fyldstf /fVb} cfPsf] / kof{Kt

sfuhftx? geO{ km5\of}{6 x'g afFsL /x]sf d[To"bfjLx?nfO{ ;d]t oyflz3| km5\of}{6sf nflu kxn ul/Psf] 5 . sDkgLn] e"sDkaf6 d[To"x'g] aLldtx?sf] bfjL e"StfgL k|ls|ofnfO{ ;/nLs[t ul/ s'g} klg zfvf sfof{noaf6 d[To"bfjL e"StfgL x'g] Joj:yf ul/Psf] 5 . ;fy} e"sDkdf

d[To" ePsf JolQmx?sf] 3/b}nf]df g} d[To"bfjL e"StfgL ul/Psf] 5 . sDkgLn] xfn;Dd dxfe'sDkaf6 d[To" ePsf s'n $^ hgf ;Dk"0f{sf] d[To"bfjL afkt hDdf

?=@,$@,$*,*)*÷—e"StfgL ul/;s]sf] 5 . e"sDksf sf/0f cfd aLldtn] oyf;dod} aLdfz"Ns a'emfpg g;Sg] kl/l:yltnfO{ b[li6ut ul/ dxfe'sDk uPsf] ldlt b]lv s]xL ;dosf nflu lanDa z"Ns ldgfxf u/]sf] lyof] .

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 7

-r_ s/ e"StfgL sDkgLn] cf=j=@)&!÷)&@ df sd{rf/L tyf clestf{ ;d]tsf] ul/ clu|d s/ sl§ afkt sl/a ?= @^ s/f]8 / sDkgLsf] cfodf ljleGg ;+:yfx?n] clu|d s/ s§L afkt sl/a ?=@! s/f]8 ul/ ;f] cjlwdf sDkgL dfkm{t sl/a ? $& s/f]8 g]kfn ;/sf/nfO{ clu|d s/ e'StfgL ul/Psf] 5 .

-5_ Joj;flos ejg ;+rfng sDkgLsf]] sdnkf]v/Ll:yt Joj;flos ejg cfddflg;sf] dgf]/Ghg / a:t' ahf/sf] k|d'v uGtJo :ynsf] ?kdf :yflkt eO{;s]sf] 5 . cTofw'lgs ejgsf sf/0f sDkgLsf] ;fv / ahf/Ls/0fdf ;d]t dxTjk"0f{ of]ubfg k'Ug uPsf] 5 . cf=j=@)&!÷)&@ df pSt ejgaf6 ef8f tyf cGo cfDbfgL afkt ?=^=#) s/f]8 cfDbfgL afFlwPsf] 5 .

@= /fli6«o tyf cGt/f{li6«o kl/l:yltaf6 sDkgLsf] sf/f]jf/nfO{ k/]sf] c;/

@)&@ a}zfv !@ ut] uPsf] lagf;sf/L dxfe'sDksf sf/0f d'n'ssf] ;du| cy{tGq g/fd|/L k|efljt aGg k'u]sf] 5 .o;}aLr b]zn] gofF ;+ljwfg kfPsf]n] cy{tGqdf ultlzntf cfO{ cfly{s lasf; tkm{ d'n's cuf8L a9\g] cfd ljZjf;sf] lakl/t /fhg}lts cGof]n sfod 5 . nfdf] ;do;Dd cfk'lt{ Joj:yfdf b]lvPsf] c;xh kl/l:yltsf sf/0f ;/sf/L k"FhLut vr{sf] cj:yf Go"g /xL lasf;sf] ultlalw ;d]t 7Kk k|fo 5 . phf{ ;+s6, /f]huf/L ;[hgfdf sdL, >d zlStsf] knfog, a9\bf] d'b|fl:kmlt Pj+ nufgLsf ;Lldt If]qx?sf sf/0f Joj;flos jftfa/0f Tolt pT;fxhgs x'g ;ls/x]sf] 5}g . ;du| hLjg aLdfsf] a[l4b/ eGbf sDkgLsf] Joj;flos a[l4b/ w]/} /x]sf]n] sDkgLsf] Joj;fodf k|efj k/]sf] b]lvb}g . g]kfnsf] ;dli6ut cfly{s lasf; ck]Iffs[t x'g g;s]sf] sf/0f ;f] sf] k|ToIf k|efj Joj;flos ultljlwdf kl//x]sf] x'G5 . tyfkL ;an cy{tGqdf ;[hgf x'g] y'k|} cj;/x?n] hLjg aLdf ahf/sf] la:tf/df yk dbt k'Ug] b]lvG5 .

a}ls+Ë If]qdf kof{Kt t/ntfsf] l:yltn] nfdf] cjlwsf] d'2tL lgIf]ksf] cj;/ ;+s'lrt aGg k'Uof] . k/Dk/fut nufgLsf If]qx?df dfq nufgL Plss[t ug'{kbf{ s]lGb|t hf]lvdsf] cj:yf /x]sf] 5 / lalQo If]qdf tLa| k|ltZkwf{ tyf ;'zf;gsf] cj:yfsf sf/0f nufgLsf] ;'/If0fsf] lrGtf laBdfg 5 . >L aLdf ;ldltaf6 hf/L nufgL gLltn] nufgLsf nflu gofF If]qx? v'nf u/]sf]n] To:tf If]qx?df nufgL la:tf/ ul/ s]lGb|t hf]lvd Go"g ug{ ;DefJo kl/of]hgfx? 5gf}6 ug]{ sfo{ cufl8 a9fO{;s]sf] 5 . sDkgLn] aLdf ;ldltsf] nufgL lgb]{lzsf cg'?k :jLs[t nufgLsf If]qx?df cToGt ;'ema'em Pj+ xf]l;of/ k"j{s nufgL ub}{ cfPsf] 5 . cf=j= @)&!÷)&@ sf] cjlw;Ddsf] ;Dk"0f{ nufgLsf] cf}ift k|ltkmn b/ *=@& /x]sf] 5 .

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@8

#= k|ltj]bg tof/ ePsf] ldlt ;Dd rfn' aif{sf] pknlAw / eljZodf ug'{kg]{ s'/fsf] ;DaGwdf ;+rfns ;ldltsf] wf/0ff M

s|=;+= ljj/0f rfn' cf=j=sf] r}q d;fGt;Dd

! s'n aLdfn]v ;+Vof -j}b]lzs /f]huf/ DofbL aLdf ;lxt_ !*!^#*

@ s'n aLdfz'Ns cfDbfgL ?= ^@^ s/f]8

# k|yd jif{ aLdfz'Ns cfDbfgL -j}b]lzs /f]huf/ DofbL hLjg ;lxt_ ?= !&^ s/f]8

aLdf+°Lo d"Nof+sgsDkgLsf] cf=j=@)&!÷)&@ sf] cfly{s l:yltsf] n]vfhf]vf / bfloTjsf] d"Nof+sg ;DaGwL aLdf+°Lo k|ltj]bg aLdf ;ldltaf6 :jLs[t eO{ sDkgLn] ;+rfngdf NofPsf] d'gfkmfdf ;l/s x'g] -af]g; cfh{g ug]{_ ul/ hf/L ul/Psf ;a} lsl;dsf hLjg aLdfn]vx? cGt{ut pSt cf=j=sf nflu k|ltaif{ k|lt xhf/ aLdf+°df lgDg adf]lhd ;jf{lws af]g; b/ lgwf{/0f ug{ ;kmn ePsf 5f}+ .

aLdf of]hgf aLdf cjlw af]g; b/

;fjlws hLjg aLdf

@% jif{ eGbf dfly ?=*@÷–

@!–@% jif{;Dd ?=&@÷–

!^–@) jif{ ;Dd ?=^%÷–

%–!% jif{;Dd ?=^%÷–

clu|d e"tmfgL

!) jif{ ?= ^%.–

!% jif{ ?= ^%.–

@) jif{ ?= ^%.–

!% jif{ -hLjg ;Da[l4_ ?= ^@.–

@) jif{ -hLjg ;Da[l4_ ?= ^$.–

gof“ aLdf of]hgfx?

hLjg pGglt aLdf of]hgf

sDkgLn] ;bfem} cfkm\gf df}lns laz]iftf ePsf] aLdf

of]hgfx? dfkm{t cfd dflg;sf] laZjf; xfl;n ug{ ;kmn eO{/x]sf] kl/k|]Iodf æhLjgsf] ;'/Iff / pGgltsf]

nfluÆ d"n gf/f /x]sf] æhLjg pGglt aLdf of]hgfÆ

gfds gofF ;fjlws hLjg aLdf of]hgf sfof{Gjogdf NofPsf] 5 .

hLjg

aLdf of]hgfpGglt

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 9

of]hgfsf laz]iftfx?M á !^ b]lv %* aif{;Ddsf JolStx?sf] hLjg aLdf x'g],

á l;ldt cjlw aLdfz"Ns e"StfgL ul/ aLdf cjlwe/

hf]lvd axg x'g],

á aLdf cjlw leq g} laleGg ls:tfdf ladf+ssf] ^)

k|ltzt /sd lkmtf{ kfO{g] á aLdf cjlw ;dflKtdf aLdf+ssf] $) k|ltzt /sd /

Psd'i7 af]g; /sd kfO{g] á aLdf rfn' ePsf] ! aif{ kZrft C0f ;'lawf pknAw

x'g] .

l6sfk'/ zfvf sfof{nosf];d'b\3f6g ;DkGg

sDkgLn] hLjg aLdf ahf/ la:tf/ ul/ ;]jfu|fxLx?nfO{

pRrtd hLjg aLdf ;]jf pknAw u/fpg] l;nl;nfdf

l6sfk'/ lhNnfdf :yfkgf u/]sf] pkzfvfnfO{ zfvf

sfof{nodf :t/f]Gtlt ul/ >L aLdf ;ldltsf cWoIf

k|f=8f= kmQ axfb'/ s]=;L=Ho"af6 cf}krfl/s ;d'b\3f6g

;DkGg u/]sf] 5 .

jflif{s ;Dd]ng @)&@

cf=j=@)&!.)&@ sf] Joj;flos pknAwL Pj+ sDkgLsf]

;du| kIfx?df uxg 5nkmn ug]{ pb]Zon] sDkgLsf

k|d'v sfo{sf/L clws[t, laefluo k|d'vx? nufot

laleGg zfvf tyf pkzfvfsf k|d'vx? aLr kf]v/fdf

aflif{s ;Dd]ng cfof]hgf ul/Psf] lyof] . pSt cj;/df

sDkgLsf ;+rfnsx? >L /fd cjtf/ cu|jfn, >L

sdn]z s'df/ cu|jfn tyf >L xl/ZrGb| ;'j]bLHo"x?sf]

pkl:ylt /x]sf] lyof] . ;+rfnsHo"x?n] sDkgLn] xfl;n

u/]sf] pRr Joj;flos ;kmntfsf nflu xflb{s awfO{

Pj+ z'esfdgf JoSt ug'{ePsf] lyof] .

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@10

clestf{ ;Ddfg ;df/f]x

cf=j=@)&!.)&@ sf] pTs[i6 Joj;fosf cfwf/df

g]kfne/sf pTs[i6 clestf{x?nfO{ kf]v/fdf cfof]lht

Ps eJo sfo{s|d aLr sb/kq tyf kbs ;lxt ;Ddfg

ul/Psf] lyof] . ;ldIff aif{sf] Joj;fosf] cfwf/df pTs[i6

clestf{ >L hLjg s'df/ vqL tyf pTs[i6 Ph]G;L

d]g]h/ >Ldlt b"uf{ s'df/L If]qL /xg'ePsf] lyof] .

z]o/ cef}ltlss/0f sfo{

sDkgLn] l;l8P; P08 lSnol/Ë ln=;+u z]o/ cef}lts/0f -Share Demat _ sf nflu ;Demf}tf u/] kZrft z]o/ cef}ltlss/0f sfo{df z]o/wgLx?sf] pT;fxhgs ;xeflutf /xb} cfPsf] 5 . s]lGb|o lgIf]k k|0ffnLsf] ;b:o kZrft lwtf]kq sf/f]af/sf] /fkm;fkm tyf gfd;f/L sfo{ l56f] 5l/tf] / Jojl:yt eO{ k"FhLahf/sf] cfw'lgls/0f k|s[ofdf ;xof]u k'Ug'sf ;fy} nufgLstf{x?nfO{ u'0ffTds ;]jf k|fKt x'g] ePsf]n] o; sfo{nfO{ sDkgLn] k|fyldstfsf ;fy cufl8 a9fpb} cfPsf] 5 . xfn z]o/ sf/f]af/ k"0f{ :jrflnt k|0ffnL dfkm{t eO{/x]sf] cfkm\gf z]o/ k|df0f kqx?sf] cef}ltlss/0f u/]df nufgLstf{nfO{ z]o/ sf/f]af/ ;xhtf cfpg] b]lvG5 .

;+:yfut ;fdflhs bfloTj

sDkgLn] ;dfh k|ltsf] pQ/bfloTj lgjf{x ug]{ l;nl;nfdf @)&@ a}zfv !@ ut]sf] dxfe"sDkdf rdTsf/Ls ?kdf @@ 306fkl5 g]kfnL ;]gfsf 6f]nL4f/f p4f/ ul/Psf caf]w afns >L ;f]lg; cjfn tyf e'sDkdf kl/ b'j} v'§f u'dfPsf >L /d]z vqLnfO{ hgxL ?=!,)),)))÷—-Ps nfv_ aLdf+°sf] ;jflws hLjg aLdf lgMz'Ns ?kdf k|bfg u/]sf] 5 . rdTsf/Ls ?kdf afFr]sf To:tf JolStx? dfly >L u0f]z kf08]4f/f lgld{t rlr{t a[Qlrq æefUon] afFr]sfx?æ sf] af:tlas kfqx?nfO{ sDkgLn] pSt ;xof]u k|bfg u/]sf] xf] .

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 11

efjL of]hgf

sDkgLsf] bLw{sflng lxt / Joj;fo k|j4{gsf nflu lgDgfg';f/sf] sfo{of]hgf cufl8 ;fl/Psf] 5 M

á hLjg aLdf ;]jfnfO{ ;dfhsf x/]s tx / tKsfsf dflg;x? ;Dd la:tf/ ug{ pko'Qm aLdf of]hgfx? th{'df ul/ u'0f:tl/o aLdf ;]jf k|bfg ug]{ sfo{df k|of;/tM /xg] .

á nufgL ljljlwlss/0f ul/ cf}ifb cfo a[l4 ug{ tyf aLdLtx?sf] k|ltkmn a[l4 k|of;/tM /xg] .á n3'' aLdf of]hgfsf] dfWodaf6 cfd dflg;df aLdf ;]jf k'/\ofpg] nIo lnO{Psf] 5 . á cGt/f{li6«o ahf/ ;d]tnfO{ b[litut ul/ gofF aLdf of]hgfx? th'{df ul/b} nlug] 5 .á sDkgLsf] ;"rgf k|ljlwsf] lasf; / la:tf/nfO{ yk tLa|tf lbO{ sfo{Ifdtf / ;'/Iffdf a[l4 ul/g] 5 .á aLldtsf] ;]jf k|0ffnLdf u'0ffTds a[l4 ug{ bfjL e"StfgL k|ls|ofdf ;/nLs/0f Pj+ gljs/0f aLdfz"Ns e"StfgLsf] ;xh Joj:yfsf nflu yk a}+sx?;+u ;xsfo{ ug]{ tyf cGo sfpG6/sf] Joj:yf ul/g] .

á Joj;flos ;DefJotfsf] cfwf/df ljb]zdf ;Dks{ sfof{no :yfkgfsf] kxn ul/g]5 .á sd{rf/L tyf clestf{x?sf] k]zfut bIftf clea[l4sf sfo{qmdx? th'{df ul/g]5 .

$= sDkgLsf] cf}Bf}lus jf Joj;flos ;DaGw

sDkgLsf] ;/f]sf/jfnf laleGg :jb]zL tyf lab]zL lgsfox?;+u ;'dw'/ Joj;flos ;DaGw sfod /xb} cfPsf] 5 . sDkgLsf] k'gaL{ds sDkgL >L x]gf]e/ l/O{G:of]/]G; sDkgL;+u c;n Joj;flos ;DaGw /xb} cfPsf] 5. sDkgLsf] la:tfl/t Joj;flos bfo/f cg'?k ;dfhsf ;a} txdf kf/bzL{ Pj+ ;f}xfb{k"0f{ Joj;flos ;DaGw sfod /x]sf] 5 . sDkgLdf c;n cf}Bf]lus ;';DaGw laBdfg /x]sf] / o;nfO{ cem ;'dw'/ agfpg k|of; ub}{ cfPsf 5f}+ .

%= ;+rfns ;ldltdf ePsf] x]/km]/ / ;f]sf] sf/0f

;ldIff cjlwdf sDkgLsf] ;+:yfks z]o/wgLsf] tkm{af6 ;+rfns ;ldltdf k|ltlglwTj ug'{x'g] ;+rfns >L uf]laGb nfn ;+3O{Ho"n] kbaf6 /flhgfdf lbg'ePsf]n] pSt l/St ;+rfns kbsf] afFsL cjlwsf nflu ;+rfns ;ldltn] >L k|sfz las|d vqLHo"nfO{ lgo'St u/]sf] 5 . ;fy} o; aflif{s ;fwf/0f

;efdf ;j{;fwf/0f z]o/wgLx?sf] tkm{af6 ;+rfns ;ldltdf k|ltlglwTjsf nflu lgjf{rg k|s[of cufl8 a9fO{Psf] 5 .

lgjt{dfg ;+rfns >L uf]laGb nfn ;+3O{Ho"n] sDkgL :yfkgfsf] z"?sf] dxTjk"0f{ ;dodf sDkgLsf] k|jGw ;+rfnssf] lhDd]jf/L

;DxfNg' ePsf] / d'n'ss} hLjg aLdf Joj;fosf] b|'t lasf;df dxTjk"0f{ e"ldsf lgefpg'ePsf]df ;+rfns ;ldltsf] tkm{af6 pxfFnfO{ xflb{s s[t1tf ;lxt ;Ddfg k|bfg ul/Psf] 5 .

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kf]v/fdf cfof]lht jflif{s ;Dd]ng @)&@ sf ;xeflux?

kf]v/fdf cfof]lht jflif{s ;Dd]ng @)&@ sf ;xeflux?

d[To' bfaL e'QmfgL k|bfg ug'{x'Fb} sDkgLsf kbflwsf/L

dxfe'sDkdf kl/ d[To' ePsfx?sf] bfaL e'StfgL k|bfg ug'{x'Fb}sDkgLsf kbflwsf/Lx? .

dxfe'sDkdf kl/ d[To' ePsfx?sf] d[To' bfaL e'QmfgL k|bfg ug'{x'Fb} sDkgLsf k|d'v sfo{sf/L clws[t >L ljj]s emfHo" .

dxfe'sDkdf kl/ rdTsf/Ls ?kdf afFRg ;kmn >L Clif vgfnnfO{ ;fO{g ldl8of åf/f g]kfn nfOkm dfkm{t lgMz'Ns hLjg aLdf k|bfg ul/b} .

dxfe'sDkdf kl/ rdTsf/Ls ?kdf afFRg ;kmn ;'>L lk|of ljZjsdf{nfO{ ;fO{g ldl8of åf/f g]kfn nfOkm dfkm{t lgMz'Ns hLjg aLdf k|bfg ul/b} .

e'sDk lkl8tx?nfO{ /fxt ;fdfu|L ljt/0f ub}{ sDkgLsf kbflwsf/Lx? .

kmf]6f] lkmr/

aflif{s ;Dd]ngsf] cj;/df k'jf{~rn If]qLo sfof{no tyf ;f] cGt{utsfzfvfnfO{ lzN8 k|bfg ug'{x'b} sDkgLsf ;+rfns >L /fdcjtf/ cu|jfn Ho" .

ljefluo k|aGws >L piff kGtsf] clgjfo{ cjsfzsf] cj;/df;Ddfg k|bfg ug'{x'Fb} k|d'v sfo{sf/L clws[t Ho" .

sDkgLsf] aflif{s ;Dd]ngsf] bf}/fg k]zfut aLdf clestf{ ;+3, aLds ;ldltsfcWoIf >L /fh]Gb| cdfTonfO{ dfofsf] lrgf] k|bfg ug'{x'Fb} k|d'v sfo{sf/L clws[t Ho" .

sflGtk'/ b}lgssf] aflif{sf]T;j sfo{s|dsf] cj;/df lah]tfnfO{ kbslat/0f ug'{x'b} sDkgLsf k|d'v sfo{sf/L clws[t Ho" .

sd{rf/L o"lgogsf] aflif{sf]T;j sfo{qmdsf ;xefuLx? .

e'sDk lkl8tx?sf nflu /fxt ;fdfu|L ljt/0fsf] bf}/fgsDkgLsf k|d'v sfo{sf/L clws[t >L ljj]s emf Ho" .

kmf]6f] lkmr/

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 17

^= sf/f]jf/nfO{ c;/ kfg]{ d'Vo s'/fx?

d'n'sdf bLw{sflng nufgLsf] cj;/ Go"g ePdf tyf vr{x? clgolGqt /x]df hLjg aLdf Joj;fonfO{ k|lts'n k|efj kg]{ ub{5 . sf/f]af/nfO{ c;/ kfg]{ cGo a'Fbfx? lgDgfg';f/ /x]sf 5g\M

á tLa| c:j:y k|lt:kwf{Tds aftfa/0f / ;f] aftfa/0fn] ;[hgf ug]{ hf]lvd / r'gf}lt .

á cl:y/ k"FhLahf/sf] cj:yf / z]o/df ul/Psf] nufgLdf gf]S;fgL ePdf ;f]sf] gf]S;fgL Joj:yf ug'{kg]{ ePsf]n] sDkgLsf] tTsflng d'gfkmfdf c;/ kg]{ . á cy{tGqdf bLw{sflng nufgLsf] cj;/ Go"g ePsf]n] k/Dk/fut nufgLsf If]qx?df dfq nufgL Plss[t eO{/xg] x'Fbf s]lGb|t hf]lvdsf] cj:yf /xg] .

á lalQo If]qdf Go"g Jofhb/sf] cj:yf .

á b]zsf] /fhg}lts kl/l:ylt Pj+ laleGg cj/f]wx?n] Joj;fo la:tf/df k|efj kg{ ;Sg] . á alQo If]qdf b]lvPsf] cZj:y k|ltZkwf{ tyf unt k|a[lQn] nufgLsf] ;'/If0fsf] lrGtf pTkGg x'g] . á a9\bf] sf/f]af/n] pTkGg ug]{ Joj;fohGo r'gf}lt tyf hf]lvdx? .

á xfn a}b]lzs /f]huf/Ldf hfg] JolQmx?df sdL cfPsf]n] ;f] sf] k|efj ;du| Joj;fodf kg{;Sb5 . á e'sDk, af9L klx/f] h:tf k|fs[lts laklQdf x'g;Sg] dfgljo Ifltsf sf/0f pTkGg hf]lvd .

&= n]vf k/LIf0f k|ltj]bgdf s'g} s}lkmot pNn]v ePsf] eP ;f] pk/ ;+rfns ;ldltsf] k|ltls|of

cf=j=@)&!.)&@ sf] n]vf k/LIf0f k|ltj]bgdf laz]if s}lkmotx? pNn]v gePsf] / n]vf kl/If0fsf] k|f/lDes k|ltj]bgdf pNn]v ePsf ;'emfj adf]lhd cfjZos ;'wf/ ul/Psf] 5 .

*= nfef+z a“f8km“F8 ug{ l;kmfl/; ul/Psf] /sd

;+rfns ;ldltsf] ldlt @)&@÷!@÷!^ ut] a;]sf] @!& cf}+ a}7sn] z]o/wgL dxfg'efjx?nfO{ r'Stf k"FhLsf] @% k|ltzt af]g; z]o/ tyf s/ k|of]hgsf nflu !=#!%* k|ltzt gub nfef+z k|:tfj u/]sf] / pSt k|:tfj ;lxtsf] lalQo laj/0f o;} ;fwf/0f ;efdf :jLs[ltsf nflu k]z ul/Psf] 5 .

(= z]o/ hkmt ePsf] eP hkmt ePsf] z]o/ ;+Vof, To:tf] z]o/sf] c+lst d"No, To:tf] z]o/ hkmt x'g'eGbf cufj} ;f] afkt sDkgLn] k|fKt u/]sf] hDdf /sd / To:tf] z]o/ hkmt ePkl5 ;f] z]o/ las|L ul/ sDkgLn] k|fKt u/]sf] /sd tyf hkmt ePsf] z]o/ jfkt /sd lkmtf{ u/]sf] eP ;f]sf] ljj/0f

sDkgLn] xfn;Dd s'g} z]o/ hkmt u/]sf] 5}g .

!)= ljut cfly{s aif{df sDkgL / o;sf] ;xfos sDkgLsf] sf/f]jf/sf] k|ult / cfly{s aif{sf] cGtdf /x]sf] l:yltsf] k'g/fjnf]sg

sDkgLsf] s'g} ;xfos sDkgL 5}g .

!!= sDkgL / To;sf] ;xfos sDkgLn] cfly{s aif{df ;DkGg u/]sf] k|d'v sf/f]jf/x? / ;f] cjlwdf sDkgLsf] sf/f]jf/df cfPsf] s'g} dxTjk"0f{ kl/jt{g

sDkgLsf] s'g} ;xfos sDkgL gePsf] .

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@18

!@= ljut cfly{s aif{df sDkgLsf] cfwf/e"t z]o/wgLx?n] sDkgLnfO{ pknJw u/fOPsf hfgsf/L

;ldIff aif{df To:tf] s'g} hfgsf/L sDkgLnfO{ k|fKt ePsf] 5}g .

!#= ljut cfly{s jif{df sDkgLsf ;+rfns tyf kbflwsf/Lx?n] lnPsf] z]o/sf] :jfldTjsf] ljj/0f / sDkgLsf] z]o/ sf/f]jf/df gLhx? ;+nUg /x]sf] eP ;f] ;DaGwdf lghx?af6 sDkgLn] k|fKt u/]sf] hfgsf/L

sDkgLsf ;+rfns tyf kbflwsf/Lx?n] cf=j=@)&!÷)&@ ;Dddf lnPsf] z]o/ :jfldTjsf] ljj/0f lgDg adf]lhd /x]sf] 5 . sDkgLsf] z]o/ sf/f]jf/df pxfFx?sf] ;+nUgtfaf/] sDkgLnfO{ s'g} hfgsf/L k|fKt ePsf] 5}g .

;~rfns

cWoIf >L /d]z u'Ktf !,&#,(@) lsQf

;+rfns >L uf]ljGb nfn ;+3O{* !*,$$,(&^ lsQf

;+rfns >L /fd cjtf/ cu|jfn *^,&)) lsQf

;+rfns >L k|sfz d'Gb8f* %@) lsQf

;+rfns >L xl/ZrGb| ;'j]bL !$$% lsQf

;+rfns >L ljj]s cu|jfn ^),^() lsQf

kbflwsf/L

al/i7 gfoa dxfk|jGws >L ;'zLn s'df/ rf}w/L $## lsQf

k|jGws >L s[i0f k|;fb nD;fn #)# lsQf

pk k|jGws >LdtL /Ltf zdf{ %&* lsQf

gf]6M *>L uf]laGb nfn ;+3O{Ho" tyf >L k|sfz d'Gb8fHo" xfn ;+rfns kbdf g/x]sf] .

!$= laut cfly{s aif{df sDkgL;+u ;DalGwt ;+emf}tfx?df s'g} ;+rfns tyf lghsf glhssf gft]bf/sf] JolQmut :jfy{sf] af/]df pknJw u/fOPsf] hfgsf/Lsf] Joxf]/f

;ldIff aif{df To:tf] s'g} hfgsf/L k|fKt ePsf] 5}g .

!%= sDkgLn] cfkmgf] z]o/ cfkm}n] v/Lb u/]sf] eP To;/L cfkm\gf] z]o/ vl/b ug'{sf] sf/0f, To:tf] z]o/sf] ;+Vof / c+lst d"No tyf To;/L z]o/ vl/b u/]afkt sDkgLn] e"StfgL u/]sf] /sd

gePsf] .

!^= cfGtl/s lgoGq0f k|0ffnL eP jf gePsf] / ePsf] eP ;f]sf] la:t[t ljj/0f

sDkgLn] cfGtl/s lgoGq0f k|0ffnLnfO{ r':t / k|efjsf/L agfpb} cfPsf] 5 . sDkgLdf /x]sf laleGg ;ldltx?n] hf]lvd

Go"lgs/0fsf] lbzfdf dxTjk"0f{ of]ubfg k'/\ofO{/x]sf] 5 . sDkgLn] laBdfg hf]lvdx? / ;f] lgoGq0fsf nflu lnO{Psf /0fgLltx?sf] kof{Kttfsf laifodf ;ldIff ug{ tyf cGo ;DaGwLt laifox?df 5nkmn ug{ ;+rfns :tl/o hf]lvd Joj:yfkg tyf ;f]Ne]G;L ;ldlt u7g ul/Psf] 5 . sDkgLn] cfkmgf] cfGtl/s lgoGq0fnfO{ ;an agfpg cfGtl/s

n]vf kl/Ifssf] ?kdf :jtGq rf6{8{ PsfpG6]G6nfO{ lgo'lQm ul/ k|To]s q}dfl;s cjlwsf] k|ltj]bg k|fKt ul/ ;f] dfly la:t[t 5nkmn ul/g] ul/Psf] 5 . sDkgLn] ;+:yfut ;'zf;gnfO{ k|fyldstfdf /fVb} cfPsf] 5 . æaLdssf] ;+:yfut ;'zf;g lgb]{lzsf @)^(Æsf] k"0f{ kfngfaf6 cfGtl/s lgoGq0f k|0ffnL yk r':t /fVg dbt k'Ug] laZjf; lnPsf] 5 .

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 19

!&= ljut cfly{s jif{sf] s'n Joj:yfkg vr{sf] ljj/0f

;dLIff jif{df Joj:yfkg vr{ afkt sl/a ?=*%=^@ s/f]8 vr{ ePsf] 5 .

sd{rf/L vr{ ?=@@,$*,*$,@#^

k|zf;lso vr{ ?=^#,!#,!*,&*@

s'n Joj:yfkg vr{ ?=*%,^@,)#,)!*

!*= n]vf k/LIf0f ;ldltsf ;b:ox?sf] gfdfjnL, lghx?n] k|fKt u/]sf] kfl/>lds, eQf tyf ;'ljwf, ;f] ;ldltn] u/]sf sfd sf/jfxLsf] laj/0f / ;f] ;ldltn] s'g} ;'emfj lbPsf] eP ;f]sf] ljj/0f

;ldIff aif{df sDkgLdf ;+rfns >L xl/ZrGb| ;'j]bLHo"sf] ;+of]hsTjdf # ;bl:;o n]vf kl/If0f ;ldlt u7g ul/Psf] / pSt ;ldltdf ;+rfns sdn]z s'df/ cu|jfn tyf ;+rfns >L k|sfz d'Gb8f ;b:osf] ?kdf /xg' ePsf] lyof] . >L aLdf ;ldltaf6 hfl/ ul/Psf] cfGtl/s n]vf kl/If0f lgb]{lzsf adf]lhd xfn :jtGq ;+rfns >L sdn]z s'df/ cu|jfnHo"sf] ;+of]hsTjdf ;+rfns >L xl/ZrGb| ;'j]bLHo" ;b:o /xg'ePsf] n]vf kl/If0f ;ldlt u7g ul/Psf] 5 .

n]vf kl/If0f ;ldltn] sDkgLsf] ;+rfng tyf lalQo cj:yfsf] ;ldIff ug]{ u/]sf] / cfGtl/s / afXo b'j} n]vf k/LIf0f k|ltj]bgx?sf] ;dLIff u/L cfjZos ;'wf/sf nflu Joj:yfkgnfO{ /fo ;'emfj tyf lgb]{zg lbg] u/]sf] 5 . sDkgLsf] afXo tyf cfGtl/s n]vf kl/If0fsf nflu s|dzM >L hf]zL P08 e08f/L rf6{8{ PsfpG6]G;\ tyf >L P;=cf/=kf08] P08 sDkgL /xsf] 5 . pxfFx?af6 k|fKt n]vf k/LIf0f k|ltj]bgx?sf] ;dLIff u/L ;+rfns ;ldltdf k|:t't ug]{ u/]sf] 5 . afXo n]vf kl/If0f k|ltj]bgdf s'g} laz]if s}lkmot pNn]v gePsf] / ;fdfGo s}lkmotx?df cfjZos ;'wf/ ul/;lsPsf] 5 . cf=j=@)&!÷)&@ df n]vfkl/If0f ;ldltsf] * j6f a}7s a;]sf] / a}7s eQf afkt hDdf ?=^$,)))÷— pknAw u/fO{Psf] 5 . !(= ;+rfns, k|jGw ;+rfns, sfo{sf/L k|d'v, sDkgLsf cfwf/e"t z]o/wgL jf lghsf] ghLssf gft]bf/ jf gLh ;+NfUg kmd{, sDkgL jf ;+ul7t ;+:yfn] sDkgLnfO{ s'g} /sd a'emfpg afFsL eP ;f] s'/f

gePsf] .

@)= ;+rfns, k|jGw ;+rfns, sfo{sf/L k|d'v tyf kbflwsf/Lx?nfO{ e"StfgL ul/Psf] kfl/>lds, eQf tyf ;'ljwfsf] /sd

;ldIff aif{df ;+rfnsx?nfO{ a}7s eQf jfkt ?=^,(%,)))÷– e'QmfgL ul/Psf] 5 . ;ldIff aif{df k|d'v sfo{sf/L clws[tnfO{ tna, eQf, bz} vr{ / ;+rosf]if ;'lawf jfkt ?=^*,^),)))÷– e'StfgL ul/Psf] 5 . cGo kbflwsf/Lx?

-k|aGws :t/ ;Dd_ u/L s'n !^ hgfnfO{ tna, eQf, bz} vr{ / ;+rosf]if ;'lawf Affkt hDdf ?=@,*),)&,&$&÷– e'QmfgL ul/Psf] 5 .

gf]6M sDklgsf k|d'v sfo{sf/L clws[t tyf cGo kbflwsf/Lx?nfO{ pNn]lvt ;'ljwf afx]s hLjg tyf :jf:Yo aLdf

;'lawf ;jf/L ;fwg ;'ljwf, df]jfO{n kmf]g ;'ljwf, ;+lrt labf e'StfgL, Joj;fo a[l4sf] cfwf/df k|f]T;fxg ;'lawf / af]g; P]g adf]lhdsf] af]g; k|bfg ul/Psf] 5 .

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@20

@!= z]o/ wgLn] a'lemlng af“sL /x]sf] nfef+zsf] /sd

z]o/wgLn] a'lemlng afFsL /sd ?= %(,#%,@$&÷)$ /x]sf] 5 .

@@= bkmf !$! adf]lhd ;DklQ vl/b jf laqmL u/]sf] s'/fsf] ljj/0f

5}g .

@#= bkmf !&% adf]lhd ;Da4 sDkgL aLr ePsf] sf/f]jf/ ljj/0f

gePsf] .

@$= o; P]g tyf k|rlnt sfg"g adf]lhd ;+rfns ;ldltsf] k|ltj]bgdf v'nfpg'kg]{ cGo s'g} s'/f

;DklQ z'l4s/0f lgoGq0f ;DaGwdf sDkgLn] g]kfn /fi6« a}+s, lalQo hfgsf/L O{sfO{ tyf >L aLdf ;ldltaf6 hf/L ul/Psf] lgb]{lzsfx?df pNn]lvt k|fjwfgx?sf] kfngf ub}{ tf]lsPsf laj/0fx? k]z ub}{ cfPsf 5f}+ . u|fxs klxrfg ;DaGwL Joj:yfx?sf] kl/kfngfsf nflu zfvf sfof{nox?nfO{ ;hu agfO{Psf] 5 . zfvf k|d'vx?nfO{ ;DklQ z'l4s/0fsf] lgoGq0fsf nflu laz]if rgfvf] /xg lgb]{zg ul/Psf] 5 . o;}ul/ k|fKt Joj;fonfO{ ;d]t ;do ;dodf cg'udg ;d]t ub}{ cfPsf 5f}+ . ;DklQ z'l4s/0fsf] k|of; lgoGq0fsf nflu cfGtl/s lgb]{lzsf th"{df ul/ sd{rf/Lx?nfO{ hf]lvd Joj:yfkgsf lalaw kIfx?df ;hu u/fpb} cfPsf 5f}+ .

@%=cGo cfjZos s'/fx?

gePsf] .

cGTodf, sDkgLsf] ;du| lasf;df k|ToIf Pj+ k/f]If ?kdf ;xof]u k'/\ofpg' x'g] ;Dk"0f{ aLldt, clestf{, z]o/wgL, sd{rf/L au{ tyf z'e]R5'sx?df xflb{s cfef/ JoSt ub{5f}+ . sDkgLsf] lgoldt sfo{;+rfngsf] l;nl;nfdf plrt dfu{bzg,

;'emfj tyf ;Nnfx / ;xof]u k|bfg ug]{] >L aLdf ;ldlt, g]kfn ;/sf/sf ;DalGwt lgsfox?df s[t1tf JoSt ub}{ cfufdL lbgx?df klg ;xof]usf] ck]Iff ub{5f} . ;f]Xf}+ jflif{s ;fwf/0f ;efdf pkl:yt eO{ ;fwf/0f ;efsf] ;kmntfsf

nflu ;lqmo ;xeflutf bzf{pg' ePsf]df xflb{s wGojfb JoQm ug{ rfxG5' .

wGojfb .

sdn]z s'df/ cu|jfn /d]z u'Ktf ;+rfns cWoIf

ldltM @)&#÷)@÷)&

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 21

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@22

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 23

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

@)&@ cfiff9 d;fGtsf] jf;nft

qm=;+= ljj/0f cg';"rL o; aif{ ut aif{>f]t

1 r'Qmf k"FhL !^ 1,734,000,000 1,083,750,000 2 hu]8f tyf sf]if !& 490,724,098 688,989,678 3 hLjg aLdf sf]if !! 23,291,010,775 17,050,813,692 4 dxf–ljkQL hu]8f !* 134,291,849 81,536,270 5 ltg{ afFsL bL3{sflng C0f tyf ;fk6L !( - -

s"n >f]t 25,650,026,722 18,905,089,640 pkof]u

6 l:y/ ;DkQL -v'b_ @) 331,945,260 336,609,681 7 lb3{sfnLg nufgL @! 6,136,969,694 8,811,337,013 8 aLdfn]vsf] lwtf]df shf{ # 2,111,975,654 1,447,353,447 9 cGo bL3{sflng shf{ @# 357,101,290 247,930,386

Rffn' ;DkQL shf{ tyf k]ZsLx? M

10 gub tyf a}+s df}Hbft @@ 586,338,759 181,557,233 11 cNksflng nufgL @! 15,833,666,507 7,779,186,391 12 cGo cNksflng shf{ @# 85,198,783 49,676,271 13 cGo ;DkQL @$ 1,638,698,255 1,166,994,488

hDdf -s_-!)±!!±!@±!#_ 18,143,902,304 9,177,414,383 rfn' bfloTj tyf Joj:Yffx? M

14 rfn' bfloTj @% 651,984,773 449,611,662 15 c;dfKt hf]lvd jfkt Joj:yf @^ 397,236,477 357,341,500 16 e'QmfgL x'g afFsL bfjL afkt Joj:yf ( 173,551,827 78,388,263 17 cGo Aoj:yf @^s 221,272,385 249,742,717

hDdf -v_ -!$±!%±!^±!&_ 1,444,045,462 1,135,084,142 18 v"b rfn' ;DkQL -u_ Ö -s_ – -v_ 16,699,856,842 8,042,330,241 19 ckn]vg jf ;dfof]hg x'g afFsL ljljw vr{x? @& 12,177,982 19,528,876 20 gfkmf gf]S;fg lx;faaf6 ;f/]sf] gf]S;fg

s"n pkof]u -^±&±*±(±!*±!(±@)_ 25,650,026,722 18,905,089,640 n]vf;DaGwL gLltx? @* - - ljQLo ljj/0f;+u ;DalGwt n]vf ;DaGwL l6Kk0fLx? @( - -

;+efljt bfloTjx?

qm=;+= ljj/0f o; aif{ ut aif{

1 r'Qmf jf e'QmfgL x'g afFsL nufgL - - 2 k|Tofe"lt k|lta4tf - -

3aLdfn]v cGtu{t eGbf afx]saf6 aLds pk/ bfjL k/]sf] t/ aLdsn] bfloTj :jLsf/ gu/]sf] . - - aLdsn] bfloTj :jLsf/ gu/]sf]

4 aLdsn] jf aLdssf] tkm{af6 lbOPsf] Uof/]06L - - 5 cGo -ljj/0f v'nfpg]_ - -

hDdf - - ;+efljt bfloTjx? tyf cg';"rL #, (, !! tyf !^ b]lv @( ;Dd o;sf cleGg c+u x'g\ .

cfhsf] ldltsf] xfd|f] ;+nUg k|ltj]bg cg';f/

ljj]s emf k|d'v sfo{sf/L clws[t

ldltM @)&@÷!@÷!^

:yfgM sf7df8f}+

/d]z u'KtfcWoIf

/fd]Zj/ >]i7

ljQ÷n]vf k|d'v

;+rfnsx?cf/=P=cu|jfn

sdn]z s'df/ cu|jfn

xl/ZrGb| ;'j]bLljj]s cu|jfn

k|sfz ljs|d vqL

hf]zL P08 e08f/L

rf6{8{ Psfp06]G6\;

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@24

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

cfly{s jif{ @)&!÷&@ sf] gfkmf gf]S;fg lx;fa

qm=;+= ljj/0f cg';"rL o; aif{ ut aif{

cfDbfgL

1 cfo Joo lx;faaf6 ;f/]sf] !) 267,162,938 313,488,340

2 hLjg aLdf sf]ifaf6 ;f/]sf] !! 467,223,427 293,186,724

3 nufgL shf{ tyf cGoaf6 cfo @ 116,761,680 111,755,388

4 Joj:yf lkmtf{ !@ 44,967,294 33,418,913

5 cGo cfDbfgL -ljj/0f v'nfpg]_ - - hDdf cfDbfgL -s_ 896,115,339 751,849,365

vr{

6 Joj:yfkg vr{ & 268,425,292 57,089,317

7 ckn]vg vr{ !# - -

8 z]o/ ;DaGwL vr{ !#s - -

9 cGo vr{x? !$ - -

10 gf]S;fgLsf] nflu Joj:yf !% 60,115,558 4,546,498

11 sd{rf/L cfjf; Aoj:yf @^s - -

12 sd{rf/L af]g; Joj:yf @^s 51,597,681 62,735,623

13 ;dfof]lht cfos/ -c_ Ö -cf_ – -O_ * (11,578,981) 13,366,042

14 cf_ cfos/ - 6,443,661

15 O_ :yug s/ ;DklQ÷-bfloTj_ * 11,578,981 (6,922,381)

16 hLjg aLdf sf]ifdf ;f/]sf] !! - - hDdf vr{ -v_ 368,559,550 137,737,480

17 v"b gfkmf ÷-gf]S;fg_ -u_ Ö -s_ – -v_ 527,555,789 614,111,885

18 cl3Nnf] jif{;+u ;DalGwt vr{ -cfos/ ;DaGwL_ - -

19 cl3Nnf] aif{af6 ;fl/Psf] gfkmf÷-gf]S;fg_ 3,798,811 201,250,815 afF8kmfF8sf] nflu pknAw /sd 531,354,600 815,362,700

20

-s_ :yug s/ hu]8f !& 11,578,981 (6,922,381)-v_ k"FhLut hu]8f !& - - -u_ ljz]if hu]8f !& - - -3_ cGo hu]8f -ljj/0f v'nfpg]_ !& - - -ª_ k|:tfljt nfef+z - - -c_ af]g; z]o/ !& 433,500,000 650,250,000 -cf_ gub nfef+z @^s 22,815,789 86,700,000 -r_ dxf–ljkQL hu]8f !* 52,755,579 81,536,270

jf;nftdf ;f/]sf] gfkmf÷-gf]S;fg_ 10,704,251 3,798,811 n]vf;DaGwL gLltx? @* - - ljQLo ljj/0f;+u ;DalGwt n]vf ;DaGwL l6Kk0fLx? @( - -

cg';"rL @, &, * tyf !) b]lv !%,!&, !*, @^s, @* / @( o;sf cleGg c+u x'g\ .

cfhsf] ldltsf] xfd|f] ;+nUg k|ltj]bg cg';f/

ljj]s emf

k|d'v sfo{sf/L clws[t

ldltM @)&@÷!@÷!^

:yfgM sf7df8f}+

/d]z u'Ktf

cWoIf

/fd]Zj/ >]i7

ljQ÷n]vf k|d'v

;+rfnsx?

cf/=P=cu|jfn

sdn]z s'df/ cu|jfnxl/ZrGb| ;'j]bL

ljj]s cu|jfn

k|sfz ljs|d vqL

hf]zL P08 e08f/Lrf6{8{ Psfp06]G6\;

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 25

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

@)&!–)$–)! b]lv @)&@–)#–#! ;Ddsf] gub k|jfxsf] ljj/0fqm=;+= ljj/0f o; aif{ ut aif{

sf/f]af/ ;+rfngaf6 gub k|jfx M

1

aLdf z'Ns cfDbfgL 8,093,293,221 5,675,486,493 ljnDa z'Ns cfDbfgL 62,457,245 37,753,487 k'gaL{df z'Ns cfDbfgL - - k'gaL{df sldzg cfDbfgL 16,063,506 11,280,942 cGo k|ToIf cfDbfgL - - k'gaL{dsaf6 k|fKt bfjL l/se/L 25,064,943 38,859,759 k'gaL{df z'Ns e'QmfgL (131,903,452) (92,631,645)

k'gaL{df sldzg e'QmfgL - - clestf{ sldzg e'QmfgL (695,424,972) (592,910,857):jf:Yo k/LIf0f z'Ns e'QmfgL (7,834,701) (14,052,006)d[To' bfjL e'QmfgL (338,642,773) (249,505,706)cjlw ;dfKtL bfjL e'QmfgL (216,462,850) (177,000,953)cf+lzs cjlw ;dfKtL bfjL e'QmfgL (111,811,155) (96,914,319);dk{0f d"No bfjL e'QmfgL (306,115,371) (252,223,177)cGo bfjL e'QmfgL (3,302,068) (3,465,135);]jf z'Ns e'QmfgL (37,492,377) (37,979,777)cGo k|ToIf vr{ (5,264,661) (3,759,815)Joj:yfkg vr{ e'QmfgL (837,509,067) (445,746,421)sd{rf/L af]g; e'QmfgL (62,735,623) (77,531,957)cfos/ e'QmfgL (277,375,136) (192,970,031)Rffn' ;DklQdf -j[l4_÷sdL 102,637,821 (198,218,856)Rffn' bfloTjdf j[l4÷-sdL_ (23,790,659) 82,370,396

sf/f]af/ ;+rfngaf6 v'b gub k|jfx -s_ 5,243,851,871 3,410,840,422 nufgL ultljwLaf6 gub k|jfx

2

l:y/ ;DklQdf -j[l4_ sdL (14,029,530) (13,513,028);/sf/L / ;/sf/sf] hdfgt k|fKt ;]So"l/6Ldf nufgLdf -j[l4_ sdL 49,575,000 424,175,000 a}+s tyf ljQLo ;+:yfsf] d'2tL lgIf]kdf nufgLdf -j[l4_ sdL (3,963,100,000) (3,800,000,000)a}+s tyf ljQLo ;+:yfsf] cGo lgIf]k nufgLdf -j[l4_ sdL (775,082,116) (381,263,441)OSo"6L z]o/ nufgLdf -j[l4_ sdL (439,344,616) (244,024,403)cu|flwsf/ z]o/÷l8j]Gr/df nufgLdf -j[l4_ sdL (198,748,019) (208,759,001)cGo nufgLdf -j[l4_ sdL (53,688,065) (8,153,220)aLdfn]vsf] lwtf]df shf{df -j[l4_ sdL (664,622,207) (406,100,542)k]ZsL tyf cGo shf{df -j[l4_ sdL (144,693,416) (174,284,259)e'QmfgL k|fKt Aofh cfDbfgL -nufgLdf_ 1,250,423,341 1,199,357,809 e'QmfgL k|fKt l8le8]G8 24,012,446 18,211,507 ef8f cfDbfgL 22,595,100 19,772,232 e'QmfgL k|fKt Aofh cfDbfgL -shf{df_ 77,482,222 89,063,330 cGo ck|ToIf cfDbfgL 76,849,519 242,391,891

nufgL ultljwLaf6 v'b gub k|jfx -v_ (4,752,370,341) (3,243,126,125)ljQLo >f]t sf/f]af/af6 gub k|jfx

3

z]o/af6 k|fKt /sd - - ltg{ afFsL ;fk6Ldf -j[l4_÷sdL - - cNksflng C0fdf -j[l4_÷sdL - - C0f ;fk6Ldf Aofh e'QmfgL - - nfef+z e'QmfgL (86,700,000) (181,687,500)

ljQLo >f]t sf/f]af/af6 v'b gub k|jfx -u_ (86,700,000) (181,687,500)$ o; jif{sf] ;Dk"0f{ ultljwLaf6 v'b gub k|jfx Ö -s_±-v_±-u_ 404,781,530 (13,973,203)% gub tyf a}+sdf /x]sf] z'? df}Hbft 181,557,233 195,530,437 ^ gub tyf a}+sdf /x]sf] clGtd df}Hbft 586,338,759 181,557,233

n]vf;DaGwL gLltx? - - ljQLo ljj/0f;+u ;DalGwt n]vf ;DaGwL l6Kk0fLx? - -

;+efljt bfloTjx? tyf cg';"rL #, (, !! tyf !^ b]lv @( ;Dd o;sf cleGg c+u x'g\ . cfhsf] ldltsf] xfd|f] ;+nUg k|ltj]bg cg';f/

ljj]s emf k|d'v sfo{sf/L clws[t

ldltM @)&@÷!@÷!^

:yfgM sf7df8f}+

/d]z u'KtfcWoIf

/fd]Zj/ >]i7

ljQ÷n]vf k|d'v

;+rfnsx?cf/=P=cu|jfn

sdn]z s'df/ cu|jfn

xl/ZrGb| ;'j]bLljj]s cu|jfn

k|sfz ljs|d vqL

hf]zL P08 e08f/L

rf6{8{ Psfp06]G6\;

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@26

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

cfly{s jif{ @)&!÷&@ sf] Plss[t cfo Joo lx;fa

qm=;+= ljj/0f cg';"rL o; aif{ ut aif{

cfo

1 aLdfz'Ns -v"b_ ! 7,973,896,699 5,557,894,481

2 k'gaL{df sldzg cfo 16,063,506 11,280,942

3 nufgL, shf{ tyf cGoaf6 cfo @ 1,404,047,518 1,402,465,980

4 aLdfn]vsf] lwtf]df shf{af6 cfo # 190,169,048 134,881,942

5 cGo k|ToIf cfo -lanDa z'Ns_ 62,457,245 37,753,487

6 cfly{s aif{sf] z'?sf] e'QmfgL x'g afFsL bfjL afkt Joj:yf 78,388,263 52,695,989

7 cfly{s aif{sf] z'?sf] c;dfKt hf]]lvd afkt Joj:yf 357,341,500 250,803,784

hDdf cfo -s_ 10,082,363,779 7,447,776,605

Joo

8 bfjL e'QmfgL -v'b_ $ 920,698,713 729,982,897

9 clestf{ sldzg % 935,145,282 604,721,693

10 :jf:Yo k/LIf0f z'Ns 7,834,701 14,052,006

11 k'gaL{df sldzg vr{ - -

12 ;]jf z'Ns -v'b_ ^ 79,425,305 55,734,637

13 cGo k|ToIf vr{ 5,264,661 3,759,815

14 Joj:yfkg vr{ & 587,777,725 408,635,027

15 cfos/ * 845,640 117,145,971

16 cfly{s aif{sf] cGTodf e'QmfgL x'g afFsL bfjL afkt Joj:yf ( 173,551,827 78,388,263

17 cfly{s aif{sf] cGTodf c;dfKt hf]lvd afkt Joj:yf 397,236,477 357,341,500

hDdf Joo -v_ 3,107,780,331 2,36,97,61,809

18 hLjg aLdf sf]ifdf ;f/]sf] art Ö -s_ – -v_ 6,707,420,510 4,764,526,456

19 gfkmf gf]S;fg lx;fadf ;f/]sf] art÷-gf]S;fg_ 267,162,938 313,488,340

n]vf;DaGwL gLltx? @* - -

ljQLo ljj/0f;+u ;DalGwt n]vf ;DaGwL l6Kk0fLx? @( - -

cg';"rL ! b]lv ( / @* b]lv @( ;Dd o;sf cleGg c+u x'g\ .

cfhsf] ldltsf] xfd|f] ;+nUg k|ltj]bg cg';f/

ljj]s emf

k|d'v sfo{sf/L clws[t

ldltM @)&@÷!@÷!^:yfgM sf7df8f}+

/d]z u'Ktf

cWoIf

/fd]Zj/ >]i7ljQ÷n]vf k|d'v

;+rfnsx?

cf/=P=cu|jfnsdn]z s'df/ cu|jfn

xl/ZrGb| ;'j]bL

ljj]s cu|jfn

k|sfz ljs|d vqL

hf]zL P08 e08f/L

rf6{8{ Psfp06]G6\;

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 27

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

cfly{s jif{ @)&!÷&@ sf] ;falws hLjg aLdfsf] cfo Joo lx;fa

qm=;+= ljj/0f cg';"rL o; aif{ ut aif{

cfo

1 aLdfz'Ns -v"b_ ! 3,150,450,655 2,264,227,193

2 k'gaL{df sldzg cfo 1,397,942 1,387,855

3 nufgL, shf{ tyf cGoaf6 cfo @ 806,397,419 869,586,309

4 aLdfn]vsf] lwtf]df shf{af6 cfo # 134,297,265 102,589,330

5 cGo k|ToIf cfo -lanDa z'Ns_ 38,891,747 21,516,789

6 cfly{s aif{sf] z'?sf] e'QmfgL x'g afFsL bfjL afkt Joj:yf 43,600,984 22,554,671

7 cfly{s aif{sf] z'?sf] c;dfKt hf]]lvd afkt Joj:yf - -

hDdf cfo -s_ 4,175,036,012 3,281,862,147

Joo

8 bfjL e'QmfgL -v'b_ $ 477,790,275 407,561,914

9 clestf{ sldzg % 307,538,184 204,598,916

10 :jf:Yo k/LIf0f z'Ns 1,412,366 2,477,844

11 k'gaL{df sldzg vr{ - -

12 ;]jf z'Ns -v'b_ ^ 31,475,094 22,654,367

13 cGo k|ToIf vr{ 637,075 493,170

14 Joj:yfkg vr{ & 234,500,386 166,977,423

15 cfos/ * 590,661 82,818,713

16 cfly{s aif{sf] cGTodf e'QmfgL x'g afFsL bfjL afkt Joj:yf ( 55,665,237 43,600,984

17 cfly{s aif{sf] cGTodf c;dfKt hf]lvd afkt Joj:yf - -

hDdf Joo -v_ 1,109,609,278 931,183,331

18 hLjg aLdf sf]ifdf ;f/]sf] art Ö -s_ – -v_ 3,065,426,734 2,350,678,816

19 gfkmf gf]S;fg lx;fadf ;f/]sf] art÷-gf]S;fg_ - -

n]vf;DaGwL gLltx? @* - -

ljQLo ljj/0f;+u ;DalGwt n]vf ;DaGwL l6Kk0fLx? @( - -

cg';"rL ! b]lv ( / @* b]lv @( ;Dd o;sf cleGg c+u x'g\ .

cfhsf] ldltsf] xfd|f] ;+nUg k|ltj]bg cg';f/

ljj]s emf

k|d'v sfo{sf/L clws[t

ldltM @)&@÷!@÷!^

:yfgM sf7df8f}+

/d]z u'Ktf

cWoIf

/fd]Zj/ >]i7

ljQ÷n]vf k|d'v

;+rfnsx?

cf/=P=cu|jfn

sdn]z s'df/ cu|jfnxl/ZrGb| ;'j]bL

ljj]s cu|jfn

k|sfz ljs|d vqL

hf]zL P08 e08f/L

rf6{8{ Psfp06]G6\;

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@28

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

cfly{s jif{ @)&!÷&@ sf] cu|Ld e'QmfgL hLjg aLdfsf] cfo Joo lx;fa

qm=;+= ljj/0f cg';"rL o; aif{ ut aif{

cfo

1 aLdfz'Ns -v"b_ ! 2,977,986,028 1,722,333,552

2 k'gaL{df sldzg cfo 12,819,516 8,452,405

3 nufgL, shf{ tyf cGoaf6 cfo @ 322,244,127 241,031,272

4 aLdfn]vsf] lwtf]df shf{af6 cfo # 22,880,092 14,050,830

5 cGo k|ToIf cfo -lanDa z'Ns_ 12,183,492 6,405,589

6 cfly{s aif{sf] z'?sf] e'QmfgL x'g afFsL bfjL afkt Joj:yf 30,306,424 25,984,666

7 cfly{s aif{sf] z'?sf] c;dfKt hf]]lvd afkt Joj:yf - -

hDdf cfo -s_ 3,378,419,679 2,018,258,314

Joo

8 bfjL e'QmfgL -v'b_ $ 164,439,756 128,332,709

9 clestf{ sldzg % 415,787,544 240,172,576

10 :jf:Yo k/LIf0f z'Ns 5,225,970 9,943,279

11 k'gaL{df sldzg vr{ - -

12 ;]jf z'Ns -v'b_ ^ 29,657,595 17,251,184

13 cGo k|ToIf vr{ 414,246 412,255

14 Joj:yfkg vr{ & 214,016,808 120,670,220

15 cfos/ * 111,778 14,187,335

16 cfly{s aif{sf] cGTodf e'QmfgL x'g afFsL bfjL afkt Joj:yf ( 105,685,069 30,306,424

17 cfly{s aif{sf] cGTodf c;dfKt hf]lvd afkt Joj:yf - -

hDdf Joo -v_ 935,338,766 561,275,982

18 hLjg aLdf sf]ifdf ;f/]sf] art Ö -s_ – -v_ 2,443,080,913 1,456,982,332

19 gfkmf gf]S;fg lx;fadf ;f/]sf] art÷-gf]S;fg_ - -

n]vf;DaGwL gLltx? @* - -

ljQLo ljj/0f;+u ;DalGwt n]vf ;DaGwL l6Kk0fLx? @( - -

cg';"rL ! b]lv ( / @* b]lv @( ;Dd o;sf cleGg c+u x'g\ .

cfhsf] ldltsf] xfd|f] ;+nUg k|ltj]bg cg';f/

ljj]s emf

k|d'v sfo{sf/L clws[t

ldltM @)&@÷!@÷!^

:yfgM sf7df8f}+

/d]z u'Ktf

cWoIf

/fd]Zj/ >]i7

ljQ÷n]vf k|d'v

;+rfnsx?

cf/=P=cu|jfn

sdn]z s'df/ cu|jfnxl/ZrGb| ;'j]bL

ljj]s cu|jfn

k|sfz ljs|d vqL

hf]zL P08 e08f/L

rf6{8{ Psfp06]G6\;

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 29

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

cfly{s jif{ @)&!÷&@ sf] ?kfGtl/t ;fjlws hLjg aLdfsf] cfo Joo lx;fa

qm=;+= ljj/0f cg';"rL o; aif{ ut aif{

cfo

1 aLdfz'Ns -v"b_ ! 1,241,774,654 939,344,981

2 k'gaL{df sldzg cfo 1,415,290 1,223,179

3 nufgL, shf{ tyf cGoaf6 cfo @ 226,192,116 227,714,965

4 aLdfn]vsf] lwtf]df shf{af6 cfo # 32,601,655 18,025,809

5 cGo k|ToIf cfo -lanDa z'Ns_ 11,238,357 9,705,344

6 cfly{s aif{sf] z'?sf] e'QmfgL x'g afFsL bfjL afkt Joj:yf 3,230,230 4,156,652

7 cfly{s aif{sf] z'?sf] c;dfKt hf]]lvd afkt Joj:yf - -

hDdf cfo -s_ 1,516,452,302 1,200,170,930

Joo

8 bfjL e'QmfgL -v'b_ $ 84,573,769 56,948,131

9 clestf{ sldzg % 159,549,626 106,661,851

10 :jf:Yo k/LIf0f z'Ns 1,120,344 1,569,221

11 k'gaL{df sldzg vr{ - -

12 ;]jf z'Ns -v'b_ ^ 12,395,925 9,401,208

13 cGo k|ToIf vr{ 281,853 216,458

14 Joj:yfkg vr{ & 89,552,944 67,636,196

15 cfos/ * 141,122 18,868,986

16 cfly{s aif{sf] cGTodf e'QmfgL x'g afFsL bfjL afkt Joj:yf ( 6,628,641 3,230,230

17 cfly{s aif{sf] cGTodf c;dfKt hf]lvd afkt Joj:yf - -

hDdf Joo -v_ 354,244,224 264,532,281

18 hLjg aLdf sf]ifdf ;f/]sf] art Ö -s_ – -v_ 1,162,208,078 935,638,649

19 gfkmf gf]S;fg lx;fadf ;f/]sf] art÷-gf]S;fg_ - -

n]vf;DaGwL gLltx? @* - -

ljQLo ljj/0f;+u ;DalGwt n]vf ;DaGwL l6Kk0fLx? @( - -

cg';"rL ! b]lv ( / @* b]lv @( ;Dd o;sf cleGg c+u x'g\ . cfhsf] ldltsf] xfd|f] ;+nUg k|ltj]bg cg';f/

ljj]s emf

k|d'v sfo{sf/L clws[t

ldltM @)&@÷!@÷!^

:yfgM sf7df8f}+

/d]z u'Ktf

cWoIf

/fd]Zj/ >]i7

ljQ÷n]vf k|d'v

;+rfnsx?

cf/=P=cu|jfn

sdn]z s'df/ cu|jfn

xl/ZrGb| ;'j]bL

ljj]s cu|jfnk|sfz ljs|d vqL

hf]zL P08 e08f/L

rf6{8{ Psfp06]G6\;

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@30

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

cfly{s jif{ @)&!÷&@ sf] hLjg ;f/ly hLjg aLdfsf] cfo Joo lx;fa

qm=;+= ljj/0f cg';"rL o; aif{ ut aif{

cfo

1 aLdfz'Ns -v"b_ ! 44,924,254 23,282,338

2 k'gaL{df sldzg cfo 38,614 22,415

3 nufgL, shf{ tyf cGoaf6 cfo @ 5,041,054 4,243,120

4 aLdfn]vsf] lwtf]df shf{af6 cfo # 390,036 215,973

5 cGo k|ToIf cfo -lanDa z'Ns_ 139,204 123,514

6 cfly{s aif{sf] z'?sf] e'QmfgL x'g afFsL bfjL afkt Joj:yf - -

7 cfly{s aif{sf] z'?sf] c;dfKt hf]]lvd afkt Joj:yf - -

hDdf cfo -s_ 50,533,162 27,887,360

Joo

8 bfjL e'QmfgL -v'b_ $ 2,021,266 849,060

9 clestf{ sldzg % 8,238,909 3,607,290

10 :jf:Yo k/LIf0f z'Ns 76,021 55,542

11 k'gaL{df sldzg vr{ - -

12 ;]jf z'Ns -v'b_ ^ 448,633 233,008

13 cGo k|ToIf vr{ 13,017 7,139

14 Joj:yfkg vr{ & 3,028,452 1,596,723

15 cfos/ * 2,079 311,939

16 cfly{s aif{sf] cGTodf e'QmfgL x'g afFsL bfjL afkt Joj:yf ( - -

17 cfly{s aif{sf] cGTodf c;dfKt hf]lvd afkt Joj:yf - -

hDdf Joo -v_ 13,828,377 6,660,701

18 hLjg aLdf sf]ifdf ;f/]sf] art Ö -s_ – -v_ 36,704,785 21,226,659

19 gfkmf gf]S;fg lx;fadf ;f/]sf] art÷-gf]S;fg_ - -

n]vf;DaGwL gLltx? @* - -

ljQLo ljj/0f;+u ;DalGwt n]vf ;DaGwL l6Kk0fLx? @( - -

cg';"rL ! b]lv ( / @* b]lv @( ;Dd o;sf cleGg c+u x'g\ . cfhsf] ldltsf] xfd|f] ;+nUg k|ltj]bg cg';f/

ljj]s emf

k|d'v sfo{sf/L clws[t

ldltM @)&@÷!@÷!^

:yfgM sf7df8f}+

/d]z u'Ktf

cWoIf

/fd]Zj/ >]i7

ljQ÷n]vf k|d'v

;+rfnsx?

cf/=P=cu|jfn

sdn]z s'df/ cu|jfn

xl/ZrGb| ;'j]bL

ljj]s cu|jfnk|sfz ljs|d vqL

hf]zL P08 e08f/L

rf6{8{ Psfp06]G6\;

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 31

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

cfly{s jif{ @)&!÷&@ sf] ;fdfGo DofbL hLjg aLdfsf] cfo Joo lx;fa

qm=;+= ljj/0f cg';"rL o; aif{ ut aif{

cfo

1 aLdfz'Ns -v"b_ ! 558,761,108 608,706,417

2 k'gaL{df sldzg cfo 392,144 195,088

3 nufgL, shf{ tyf cGoaf6 cfo @ 44,172,802 59,890,314

4 aLdfn]vsf] lwtf]df shf{af6 cfo # - -

5 cGo k|ToIf cfo -lanDa z'Ns_ 4,445 2,251

6 cfly{s aif{sf] z'?sf] e'QmfgL x'g afFsL bfjL afkt Joj:yf 1,250,625 -

7 cfly{s aif{sf] z'?sf] c;dfKt hf]]lvd afkt Joj:yf 357,341,500 250,803,784

hDdf cfo -s_ 961,922,624 919,597,854

Joo

8 bfjL e'QmfgL -v'b_ $ 191,873,647 136,291,083

9 clestf{ sldzg % 44,031,019 49,681,060

10 :jf:Yo k/LIf0f z'Ns - 6,120

11 k'gaL{df sldzg vr{ - -

12 ;]jf z'Ns -v'b_ ^ 5,448,058 6,194,870

13 cGo k|ToIf vr{ 3,918,470 2,630,793

14 Joj:yfkg vr{ & 46,679,135 51,754,465

15 cfos/ * - 958,998

16 cfly{s aif{sf] cGTodf e'QmfgL x'g afFsL bfjL afkt Joj:yf ( 5,572,880 1,250,625

17 cfly{s aif{sf] cGTodf c;dfKt hf]lvd afkt Joj:yf 397,236,477 357,341,500

hDdf Joo -v_ 694,759,686 606,109,514

18 hLjg aLdf sf]ifdf ;f/]sf] art Ö -s_ – -v_ - -

19 gfkmf gf]S;fg lx;fadf ;f/]sf] art÷-gf]S;fg_ 267,162,938 313,488,340

n]vf;DaGwL gLltx? @* - -

ljQLo ljj/0f;+u ;DalGwt n]vf ;DaGwL l6Kk0fLx? @( - -

cg';"rL ! b]lv ( / @* b]lv @( ;Dd o;sf cleGg c+u x'g\ . cfhsf] ldltsf] xfd|f] ;+nUg k|ltj]bg cg';f/

ljj]s emf

k|d'v sfo{sf/L clws[t

ldltM @)&@÷!@÷!^

:yfgM sf7df8f}+

/d]z u'Ktf

cWoIf

/fd]Zj/ >]i7

ljQ÷n]vf k|d'v

;+rfnsx?

cf/=P=cu|jfn

sdn]z s'df/ cu|jfn

xl/ZrGb| ;'j]bL

ljj]s cu|jfnk|sfz ljs|d vqL

hf]zL P08 e08f/L

rf6{8{ Psfp06]G6\;

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@32

g]kf

n n

fOkm

OG:

of]/

]G; s

Dkg

L ln

ld6]8

k|wfg s

fof{no

x]l/6]h Knfhf, sdn

fbL, sf7df08

f}+

cf=j @)&!÷&@ d

f OSo"6

Ldf eP

sf] kl/jt{g

;DaGwL ljj/0f

ljj/0f

z]o/

k"FhL

;+lrt

gfkmf

gf]S;

fgk|:tfljt

af]gz

z]o/

k"FhLut

hu]8

f sf]if

z]o/

lk|ldo

dljz]if

hu]8

f sf]if

cGo h

u]8f

tyf sf]if

Dfxf–ljk

QL

hu]8

f sf]if

s"n /sd

z'? d

f}Hbft

1,0

83,

750,

000

3,7

98,8

11

650

,250

,000

-

4

,035

,695

-

3

0,90

5,17

1 81,

536,

270

1,854

,275

,947

ut a

if{;+u

;DjlGw

t vr{ ;

dfof]hg

-

-

-

-

-

-

-

-

-

;dfof]hLt z

'? d

f}Hbft

1,0

83,

750,

000

3,7

98,8

11

650

,250

,000

-

4

,035

,695

-

3

0,90

5,17

1 81,

536,

270

1,854

,275

,947

cu|flwsf/ z

]o/ h

f/L ul/Psf]

-

-

-

-

-

-

-

-

-

af]gz

z]o/

hf/L ul/Psf]

650

,250

,000

(650

,250

,000

)

gfkmf gf]S;

fg lx;

faaf6

;fl/Ps

f] 5

27,5

55,7

89

-

-

-

-

52,7

55,5

79

580,

311,

368

:yug

s/ hu]8

f ;dfof]hg

-

(11,

578,9

81)

-

-

-

-

11,

578,9

81

-

k|:tfljt

af]gz

z]o/

(433

,500

,000

) 4

33,5

00,0

00

-

k|:tfljt

gub

nfef+z

-

(22,

815

,789)

-

-

-

-

-

(22,

815

,789)

z]o/

lk|ldo

d -

-

-

-

-

-

-

-

z]o/

lk|ldo

d ;dfof]hg

- -

- -

- -

- -

-

dxf–ljk

QL hu]8

f (5

2,75

5,57

9)(5

2,75

5,57

9)

clGt

d df}Hb

ft1,

734,0

00,0

00

10,

704,2

51

433

,500

,000

-

4

,035

,695

-

42,

484,1

52

134,2

91,8

49

2,3

59,0

15,9

47

n]vf;DaGwL gLltx?

-

-

-

-

-

-

-

-

-

ljQLo ljj

/0f;+u

;DalGw

t n]vf

;DaGwL l6Kk0fLx?

-

-

-

-

-

-

-

-

-

cg';

"rL ! b]lv ( / @* b]lv @( ;Dd o

;sf cleGg c

+u x'g

\ .

cfhsf] ldltsf] xfd|f] ;

+nUg k

|ltj]b

g cg';

f/

ljj]s

emf

k|d'v s

fo{sf/L clws[t

ldltM @)&@÷!@÷!^

:yfgM sf7df8f}+

/d]z u

'Ktf

cWoIf

/fd]Zj/ >

]i7

ljQ÷n

]vf k|d

'v

;+rfnsx?

cf/=P=cu|j

fn

sdn

]z s

'df/ cu|j

fn

xl/ZrGb| ;

'j]bL

ljj]s

cu|j

fn

k|sfz ljs

|d vqL

hf]zL P08 e

08f/L

rf6{8{ P

sfp06]G6\;

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 33

g]kf

n n

fOkm

OG:

of]/

]G; s

Dkg

L ln

ld6]8

k|wfg s

fof{no

x]l/6]h Knfhf, sdn

fbL, sf7df08

f}+

cfiff9 #!, @)&@ -h

'nfO{ !^, @)!%_ s

f] cfly

{s ljj

/0f ;DaGwL cg';

"rL

cg';

"rL–!

-s_ v'b

aLdfz'Ns

qm=;

+=aLdfsf] lsl;d

s"n a

Ldfz'Ns

k'gaL{df z

'Ns e

'Qmfg

L -C

eded

_v'b

aLdfz'Ns

o; j

if{ut

jif{

o; j

if{ut

jif{

o; j

if{ut

jif{

!;fjlws h

Ljg

3,1

61,6

46,

626

2,2

73,3

62,8

43

11,

195,

971

9,1

35,6

50

3,1

50,4

50,6

55

2,2

64,2

27,1

93

@cu|Ld

e'Qmfg

L 3

,024

,526

,968

1

,743,

366,

813

4

6,54

0,94

0 2

1,03

3,26

1 2

,977

,986,

028

1,7

22,3

33,5

52

#hLjg

;xf/f -?kfGtl/t

;falws_

1,2

50,0

81,

113

945,

204,8

90

8,3

06,4

59

5,8

59,9

09

1,2

41,

774,6

54

939

,344,9

81

$hLjg

;f/ly -cGo_

45,

156,

040

23,

421

,712

2

31,7

86

139

,374

4

4,9

24,2

54

23,

282,

338

%;fdfGo

Doflb

611

,882,

474

6

90,1

30,2

35

53,

121,

366

81,

423

,818

5

58,7

61,1

08

608

,706

,417

hDdf

8,0

93,2

93,2

21

5,6

75,4

86,

493

1

19,3

96,5

22

117

,592

,012

7

,973

,896

,699

5

,557

,894

,481

-v_ s"n a

Ldfz'Ns

qm=;

+=aLdfsf] lsl;d

k|ToIf aLdfz'Ns

k|fKt k

'gaL{df z'Ns

-A

ccep

ted_

s"n a

Ldfz'Ns

o; j

if{ut

jif{

o; j

if{ut

jif{

o; j

if{ut

jif{

!;fjlws h

Ljg

3,1

61,6

46,

626

2,2

73,3

62,8

43

-

-

3,1

61,6

46,

626

2,2

73,3

62,8

43

@cu|Ld

e'Qmfg

L 3

,024

,526

,968

1

,743,

366,

813

-

-

3

,024

,526

,968

1

,743,

366,

813

#hLjg

;xf/f -?kfGtl/t

;falws_

1,2

50,0

81,

113

945,

204,8

90

-

-

1,2

50,0

81,

113

945,

204,8

90

$hLjg

;f/ly -cGo_

45,

156,

040

23,

421

,712

-

-

4

5,15

6,04

0 2

3,421

,712

%;fdfGo

Doflb

611

,882,

474

6

90,1

30,2

35

-

-

611

,882,

474

6

90,1

30,2

35

hDdf

8,0

93,2

93,2

21

5,6

75,4

86,

493

-

-

8

,093

,293

,221

5

,675

,486,

493

-u_ k|ToIf aLdfz'Ns

qm= ;+=

aLdfsf] lsl;d

k|yd

aif{sf] aLdfz'Ns

gjLs/0f aLdfz'Ns

Psn a

Ldfz'Ns

hDdf k|ToIf aLdfz'Ns

o; a

if{ut

aif{

o; a

if{ut

aif{

o; a

if{ut

aif{

o; a

if{ut

aif{

!;fjlws h

Ljg

715

,271

,226

438

,718

,122

1,

960,

201,

449

1,7

01,7

53,5

22

486,

173,

951

132

,891

,199

3

,161

,646,

626

2,2

73,3

62,8

43

@cu|Ld

e'Qmfg

L1,

612,

140,

470

1,

213,

422

,778

1

,372

,800

,259

5

29,9

44,0

35

39,

586,

239

-

3,02

4,5

26,9

68

1,7

43,

366,

813

#hLjg

;xf/f -?kfGtl/t

;falws_

405

,433

,595

22

9,34

8,1

14

844,6

47,

518

715

,856

,776

-

-

1

,250

,081,

113

945,

204,8

90

$hLjg

;f/ly -cGo_

25,

172,

562

9,6

40,

080

19,

983,

478

1

3,78

1,63

2 -

-

4

5,15

6,04

0 2

3,421

,712

%;fdfGo

Doflb

4,6

84,8

45

1,4

80,

481

1,8

00,3

03

1,7

36,8

04

605

,397

,326

68

6,91

2,95

0 6

11,8

82,

474

6

90,1

30,2

35

hDdf

2,7

62,7

02,6

98

1,8

92,6

09,5

75

4,1

99,4

33,0

07

2,9

63,0

72,7

69

1,13

1,15

7,51

6 819

,804

,149

8,0

93,2

93,2

21

5,67

5,486,

493

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@34

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

cfiff9 #!, @)&@ -h'nfO{ !^, @)!%_ sf] cfly{s ljj/0f ;DaGwL cg';"rL

cg';"rL–@

nufgL, shf{ tyf cGoaf6 cfo

qm=;+= ljj/0f o; aif{ ut aif{

1 ;/sf/L / ;/sf/sf] hdfgt k|fKt ;]So"l/6Laf6 cfo 165,920,231 223,420,035

2 jfl0fHo a}+ssf] d'2tL lgIf]kaf6 cfo 1,126,076,695 933,431,000

3 ljsf; a}+ssf] d'2tL lgIf]kaf6 cfo - -

4 gful/s nufgL of]hgfaf6 cfo - -

5 ljQLo ;+:yfsf] d'2tL lgIf]kaf6 cfo - -

6 cfjf; ljQ sDkgLsf] ;fwf/0f z]o/af6 nfef+z 24,012,446 18,211,507

7 cGo klAns sDkgLsf] ;fwf/0f z]o/af6 nfef+z - -

8 a}+s tyf ljQLo ;+:yfsf] cu|flwsf/ z]o/af6 nfef+z - -

9 a}+s tyf ljQLo ;+:yfsf] l8j]Gr/af6 cfo 74,630,548 64,748,584

10 cGo -ljj/0f v'nfpg]_ af6 cfo - -

11 shf{af6 cfo 17,806,105 7,055,486

12 cGo lgIf]kaf6 -d'2tL afx]s_ cfo 20,544,467 16,553,008

13nufgL laqmLdf gfkmf 75,834,312 241,967,520 Go"g nufgL laqmLdf gf]S;fg - -

14nufgL -v/Lb_ df gfkmf - - Go"g nufgL -v/Lb_ df gf]S;fg (7,625,913) (11,362,375)

15l:y/ ;DkQL laqmLaf6 gfkmf - 8,979 Go"g l:y/ ;DkQL laqmLaf6 gf]S;fg - -

16 vftf ckn]vg - -

17 cl3Nnf jif{;+u ;DalGwt cfo - -

18 cGo cfo 23,610,307 20,187,624 hDdf 1,520,809,198 1,514,221,368

nufgL, shf{ tyf cGoaf6 cfosf] afF8kmfF8

gfkmf gf]S;fg lx;fadf ;f/]sf] 116,761,680 111,755,388

1 ;fjlws hLjg jLdfsf] cfo Joo lx;fadf ;f/]sf] 806,397,419 869,586,309

2 cu|Ld e'QmfgL jLdfsf] cfo Aoo lx;fjdf ;f/]sf] 322,244,127 241,031,272

3 ?kfGtl/t jLdfsf] cfo Aoo lx;fjdf ;f/]sf] 226,192,116 227,714,965

4 hLjg ;f/ly hLjg jLdfsf] cfo Aoo lx;fjdf ;f/]sf] 5,041,054 4,243,120

5 ;FfdfGo Doflb hLjg jLdfsf] cfo Aoo lx;fjdf ;f/]sf] 44,172,802 59,890,314

hDdf 1,520,809,198 1,514,221,368

cg';"rL–#aLdfn]vsf] lwtf]df shf{ / cfo

qm=;+= aLdfsf] lsl;daLdfn]vsf] lwtf]df shf{ aLdfn]vsf] lwtf]df shf{af6 cfo

o; aif{ ut aif{ o; aif{ ut aif{

1 ;fjlws hLjg 1,370,050,274 1,072,072,549 134,297,265 102,589,330

2 cu|Ld e'QmfgL 348,871,363 142,263,347 22,880,092 14,050,830

3 hLjg ;xf/f -?kfGtl/t ;falws_ 386,631,807 230,234,551 32,601,655 18,025,809

4 hLjg ;f/ly -cGo_ 6,422,210 2,783,000 390,036 215,973

5 ;fdfGo Doflb - - - -

hDdf 2,111,975,654 1,447,353,447 190,169,048 134,881,942

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 35

g]kf

n n

fOkm

OG:

of]/

]G; s

Dkg

L ln

ld6]8

k|wfg s

fof{no

x]l/6]h Knfhf, sdn

fbL, sf7df08

f}+cfiff9 #!, @)&@ -h

'nfO{ !^, @)!%_ s

f] cfly

{s ljj

/0f ;DaGwL cg';

"rL

cg';

"rL–$

bfjL e

'Qmfg

L

qm=;

+=aLdfsf] lsl;d

d[To'

bfjL e

'Qmfg

Lcjlw

;dfKtL bfjL e

'Qmfg

Lcf+lz

s c

jlw

;dfKtL bfjL e

'Qmfg

L;dk

{0f d

"No b

fjL e'Q

mfgL

o; j

if{ut

jif{

o; j

if{ut

jif{

o; j

if{ut

jif{

o; j

if{ut

jif{

!;fjlws h

Ljg

36,

914,0

33

37,

323,

837

21

2,00

4,1

45

173

,533

,042

-

-

226

,834

,670

19

4,4

88,9

77

@cu|Ld

e'Qmfg

L 3

9,489,

210

11,

717,

110

377

,500

1

,232

,000

1

11,8

11,1

55

96,

914,3

19

22,

188,9

81

19,

445,

093

#hLjg

;xf/f -?kfGtl/t

;falws_

24,2

67,6

17

17,

006,

117

4,0

81,

205

2,2

35,9

11

-

-

56,

552,

815

3

7,90

5,94

3

$hLjg

;f/ly -cGo_

1,0

04,0

00

212

,000

-

-

-

-

5

38,9

05

383,

164

%;fdfGo

Doflb

236

,967

,913

18

3,24

6,64

2 -

-

-

-

-

-

hDdf M

338

,642,

773

249,

505,

706

216

,462

,850

1

77,0

00,9

53

111

,811

,155

9

6,91

4,3

19

306

,115

,371

2

52,2

23,1

77

qm=;

+=aLdfsf] lsl;d

cGo b

fjL e'Q

mfgL

s"n b

fjL e'Q

mfgL

s"n b

fjL e'Q

mfgLdf k'g

aL{ds

sf] lx:;

fbfjL e

'Qmfg

L -v

'b_

o; j

if{ut

jif{

o; j

if{ut

jif{

o; j

if{ut

jif{

o; j

if{ut

jif{

!;fjlws h

Ljg

2,6

71,2

65

3,2

11,2

39

478

,424

,113

4

08,5

57,0

95

633

,838

9

95,1

81

477

,790

,275

4

07,5

61,9

14

@cu|Ld

e'Qmfg

L 1

52,4

42

-

174

,019

,288

129

,308

,522

9

,579

,532

9

75,8

13

164

,439

,756

1

28,3

32,7

09

#hLjg

;xf/f

-?kfGtl/t

;falws_

-

-

84,9

01,6

37

57,

147,

971

327

,868

1

99,8

40

84,5

73,7

69

56,

948,1

31

$hLjg

;f/ly -cGo_

478

,361

2

53,8

96

2,0

21,2

66

849,

060

-

-

2,0

21,2

66

849,

060

%;fdfGo

Doflb

-

-

236

,967

,913

1

83,

246,

642

45,

094,2

66

46,

955,

559

191

,873

,647

136

,291

,083

hDdf M

3,3

02,0

68

3,4

65,1

35

976

,334

,217

7

79,1

09,2

90

55,

635,

504

49,

126,

393

920

,698

,713

72

9,98

2,897

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@36

g]kf

n n

fOkm

OG:

of]/

]G; s

Dkg

L ln

ld6]8

k|wfg s

fof{no

x]l/6]h Knfhf, sdn

fbL, sf7df08

f}+cfiff9 #!, @)&@ -h

'nfO{ !^, @)!%_ s

f] cfly

{s ljj

/0f ;DaGwL cg';

"rL

cg';

"rL–%

clestf{ s

ldzg

qm=;

+=aLdfsf] lsl;d

k|yd

aif{sf] aLdfz'Ns

df

clestf{ s

ldzg

gjLs/0f aLdfz'Ns

df c

lestf{

sldzg

Psn a

Ldfz'Ns

df c

lestf{

sldzg

hDdf clestf{ s

ldzg

o; j

if{ut

jif{

o; j

if{ut

jif{

o; j

if{ut

jif{

o; j

if{ut

jif{

!;fjlws h

Ljg

152

,208

,343

92,

620,

613

126,

811

,444

105

,216

,431

2

8,5

18,3

97

6,76

1,872

3

07,5

38,1

84

204

,598

,916

@cu|Ld

e'Qmfg

L 2

48,7

39,2

73

184,8

07,2

33

164

,576

,029

5

5,36

5,34

3 2

,472

,242

-

415

,787,

544

240,

172,

576

#hLjg

;xf/f -?kfGtl/t

;falws_

93,

552,

722

50,

321,

804

6

5,99

6,90

4

56,

340,

047

-

-

159

,549,

626

106

,661

,851

$hLjg

;f/ly -cGo_

6,2

17,7

88

2,3

52,7

51

2,0

21,1

21

1,2

54,5

39

-

-

8,2

38,9

09

3,6

07,2

90

%;fdfGo

Doflb

452

,133

3

12,2

64

47,

060

33,

494

4

3,53

1,826

4

9,33

5,30

2 4

4,0

31,0

19

49,

681,

060

hDdf

501

,170

,259

3

37,1

76,5

37

359,

452

,558

2

18,2

09,8

54

74,5

22,4

65

56,0

97,1

74 9

35,1

45,

282

604

,721

,693

cg';

"rL–^

v'b

;]jf z

'Ns

qm=;

+=aLdfsf] lsl;d

s"n ;

]jf z

'Nss"n ;

]jf z

'Nsdf k

'gaL{dssf] lx:;

fv'b

;]jf z

'Ns

o; j

if{ut

jif{

o; j

if{ut

jif{

o; j

if{ut

jif{

!;fjlws h

Ljg

31,

616,

466

2

2,73

3,62

8

141,

372

79,

261

31,

475

,094

2

2,65

4,3

67

@cu|Ld

e'Qmfg

L 3

0,24

5,27

0 1

7,433

,668

5

87,

675

182,

484

29,

657,

595

17,

251,

184

#hLjg

;xf/f -?kfGtl/t

;falws_

12,

500,

811

9

,452

,049

104

,886

50,

841

12,

395,

925

9,4

01,2

08

$hLjg

;f/ly -cGo_

451

,560

2

34,2

17

2,9

27

1,2

09

448,6

33

233

,008

%cf]e/l;; -;fdfGo

Doflb_

6,1

18,8

25

6,9

01,3

02

670

,767

7

06,4

32

5,4

48,0

58

6,1

94,8

70

hDdf

80,

932,

932

56,

754,8

64

1,5

07,6

27

1,0

20,2

27

79,

425

,305

5

5,73

4,6

37

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 37

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

cfiff9 #!, @)&@ -h'nfO{ !^, @)!%_ sf] cfly{s ljj/0f ;DaGwL cg';"rL

cg';"rL–&

Joj:yfkg vr{

qm=;+= ljj/0f o; aif{ ut aif{

1 sd{rf/L vr{ -cg';"rL &=! adf]lhd_ 224,884,236 128,601,635

2 3/ ef8f 27,443,526 20,510,088

3 lah'nL tyf kfgL 5,327,461 5,282,491

4

dd{t tyf ;Def/

-s_ ejg 344,045 204,840

-v_ ;jf/L ;fwg 408,281 457,590

-u_ sfof{no pks/0f 1,174,319 1,295,980

-3_ cGo 440,371 223,533

5 ;+rf/ 10,630,050 10,425,310

6 5kfO{ tyf d;nGb 14,700,455 9,231,223

7 vr{ x'g] sfof{no ;fdfg 2,715,490 2,097,950

8 kl/jxg 5,752,219 4,661,669

9

e|d0f vr{ -eQf ;d]t_

-s_ cfGtl/s 7,764,041 7,393,210

-v_ j}b]lzs 2,681,208 773,246

10 clestf{ tflnd 1,404,712 2,427,723

11 clestf{ cGo 494,415,667 226,060,241

12 aLdfz'Ns 3,501,001 2,336,413

13 ;'/Iff vr{ 293,800 293,800

14 sfg"gL tyf k/fdz{ z'Ns 325,810 981,790

15 kq klqsf tyf k':ts 171,776 145,447

16 lj1fkg tyf k|rf/ k|;f/ 7,165,795 7,160,679

17 Jofkf/ k|j4{g 2,128,997 155,004

18 cltyL ;Tsf/ 938,780 592,366

19 rGbf tyf pkxf/ 5,622,904 21,250

20

;+rfns ;ldlt ;DaGwL vr{

-s_ a}7s eQf 695,000 1,082,500

-v_ cGo 286,818 268,847

21

cGo ;ldlt÷pk–;ldlt ;DaGwL vr{

-s_ a}7s eQf - -

-v_ cGo - -

22 ;fwf/0f ;ef ;DaGwL vr{ 301,333 891,286

23-s_ aLdf°Lo ;]jf z'Ns - -

-v_ aLdf°Lo vr{ 480,000 1,240,000

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@38

24

n]vf k/LIf0f ;DaGwL vr{

-s_ n]vf k/LIf0f z'Ns 102,547 102,547

-v_ s/ n]vf k/LIf0f z'Ns 102,547 102,547

-u_ lj:t[t n]vf k/LIf0f k|ltj]bg z'Ns 84,750 84,750

-3_ cGo z'Ns 20,000 -

-ª_ cfGtl/s n]vf k/LIf0f vr{ 460,046 472,013

-r_ vr{ 217,689 240,518

25 Aofh - -

26 a}+s rfh{ 693,682 371,693

27 z'Ns tyf b:t"/ 4,488,362 2,567,322

28 X|f; s§L 18,693,951 19,977,923

29 x'nfs l6s6 1,165,385 735,383

30

cGo

s_ sd{rf/L dgf]/Ghg 4,702,446 4,106,830

v_ sd{rf/L uf]i7L tyf ;Dd]ng 1,622,828 995,183

u_ ljljw 1,850,690 1,151,524

hDdf 856,203,018 465,724,344

afF8kmfF8sf] nflu hDdf

! gfkmf gf]S;fg lx;fa 268,425,292 57,089,317

@ ;fjlws hLjg 234,500,386 166,977,423

# cu|Ld e'QmfgL 214,016,808 120,670,220

$ hLjg ;xf/f -?kfGtl/t ;falws_ 89,552,944 67,636,196

% hLjg ;f/ly -cGo_ 3,028,452 1,596,723

^ ;fdfGo Doflb 46,679,135 51,754,465

hDdf 856,203,018 465,724,344

cg';"rL &=!

sd{rf/L vr{

qm=;+= ljj/0f o; aif{ ut aif{

!= tna 87,920,854 61,115,632

@= eQf 43,606,511 29,263,018

#= bz}+ vr{ 9,753,607 6,416,642

$= ;~rosf]ifdf yk 6,994,995 4,651,901

%= tflnd vr{ 245,910 313,794

^= kf]zfs - -

&= cf}ifwf]krf/ 6,329 4,169

*= aLdf 6,780,628 15,153,812

(= k]G;g tyf pkbfg Joj:yf 23,739,219 3,471,233

!)= ljbf afktsf] vr{ tyf Joj:yf 13,090,323 6,559,439

!!= cGo ;'ljwf afkt Joj:yf -ljj/0f v'nfpg]_ 553,700 432,475

!@= cGo -k|f]T;fxg_ 26,781,402 -

!#= cGo -;jf/L shf{_ 5,410,758 1,219,520

hDdf 224,884,236 128,601,635

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 39

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

cfiff9 #!, @)&@ -h'nfO{ !^, @)!%_ sf] cfly{s ljj/0f ;DaGwL cg';"rL

cg';"rL– *

cfos/

qm=;+= ljj/0f o; aif{ ut aif{

! o; aif{sf] cfos/ - 122,967,858

@ cl3Nnf aif{x?sf] cfos/ 845,640 621,774

# afF8kmfF8sf] nflu cfos/sf] hDdf 845,640 123,589,632

$ o; jif{sf] :yug s/ (11,578,981) 6,922,381

afF8kmfF8

! gfkmf gf]S;fg lx;fadf ;f/]sf] -u_ Ö -s_ ± -v_ (11,578,981) 13,366,042

@ -s_ afF8kmf8af6 cfPsf] cfos/ - 6,443,661

# -v_ o; aif{sf] :yug s/ (11,578,981) 6,922,381

$ ;fjlws hLjg 590,661 82,818,713

% cu|Ld e'QmfgL 111,778 14,187,335

^ hLjg ;xf/f -?kfGtl/t ;falws_ 141,122 18,868,986

& hLjg ;f/ly -cGo_ 2,079 311,939

* cf]e/l;; -;fdfGo Doflb_ - 958,998

hDdf 845,640 123,589,632

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@40

g]kf

n n

fOkm

OG:

of]/

]G; s

Dkg

L ln

ld6]8

k|wfg s

fof{no

x]l/6]h Knfhf, sdn

fbL, sf7df08

f}+

cfiff9 #!, @)&@ -h

'nfO{ !^, @)!%_ s

f] cfly

{s ljj

/0f ;DaGwL cg';

"rL

cg';

"rL–

(cfly

{s j

if{sf] cGTod

f e'Q

mfgL x'g

afFsL bfjL a

fkt

Joj:yf

qm=;

+=aLdfsf] lsl;d

e'Qmfg

L x'g

afFsL d[To'

bfjL

e'Qmfg

L x'g

afFsL cjlw

;dfKtL bfjL

e'Qmfg

L x'g

afFsL cf+lz

s

cjlw

;dfKtL bfjL

e'Qmfg

L x'g

afFsL

;dk

{0f d

"No b

fjL

e'Qmfg

L x'g

afFsL cGo

bfjL

o; j

if{ut

jif{

o; j

if{ut

jif{

o; j

if{ut

jif{

o; j

if{ut

jif{

o; j

if{ut

jif{

!;fjlws h

Ljg

10,9

95,6

15

4,1

90,6

05

37,4

08,9

39

33,

723,

294

-

-

-

-

-

-

@cu|Ld

e'Qmfg

L

10,5

58,8

44

1,9

95,3

00

1,0

17,9

66

1,0

11,8

62

80,

323,

250

23,3

46,

250

-

-

-

-

#hLjg

;xf/f -?kfGtl/t

;falws_

5,3

06,8

11

2,2

18,4

80

457

,225

5

90,4

16

-

-

-

-

-

-

$hLjg

;f/ly -cGo_

-

-

-

-

-

-

-

-

-

-

%cf]e/l;; -;fdfGo

Doflb_

5,6

83,

510

1,0

87,

500

-

-

-

-

-

-

-

-

hDdf M

32,5

44,7

80

9,4

91,8

85

38,8

84,1

30

35,

325,

572

80,

323,

250

23,3

46,

250

-

-

-

-

qm=;

+=aLdfsf] lsl;d

;[hgf e

Psf] t/ h

fgsf/Ldf

gcfPsf] bfjL -cg'd

flgt_

e'Qmfg

L x'g

afFsL hDdf bfjL

e'Qmfg

L x'g

afFsL hDdf bfjLdf

k'gaL{ds

sf] lx:;

fe'Q

mfgL x'g

afFsL bfjL a

fkt

Joj:yf

o; j

if{ut

jif{

o; j

if{ut

jif{

o; j

if{ut

jif{

o; j

if{ut

jif{

!;fjlws h

Ljg

-

-

48,4

04,5

54

37,

913,

899

-

-

5

5,66

5,23

7 4

3,60

0,98

4

@cu|Ld

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-

9

1,90

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0 2

6,35

3,412

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-

1

05,6

85,

069

30,

306,

424

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;xf/f -?kfGtl/t

;falws_

-

-

5,7

64,0

36

2,8

08,8

96

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6,6

28,6

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3,2

30,2

30

$hLjg

;f/ly -cGo_

-

-

-

-

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Doflb_

-

-

5,6

83,

510

1,0

87,

500

837

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5

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1,2

50,6

25

hDdf M

-

-

151

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6

8,1

63,7

07

837

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-

1

73,5

51,8

27

78,3

88,2

63

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 41

g]kf

n n

fOkm

OG:

of]/

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L ln

ld6]8

k|wfg s

fof{no

x]l/6]h Knfhf, sdn

fbL, sf7df08

f}+cfiff9 #!, @)&@ -h

'nfO{ !^, @)!%_ s

f] cfly

{s ljj

/0f ;DaGwL cg';

"rL

cg';

"rL–

!)

afF8kmfF8

qm=;

+=ljj/0f

o; a

if{ut

aif{

1;fjlws h

Ljg

-

-

2cu|Ld

e'Qmfg

L -

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3hLjg

;xf/f -?kfGtl/t

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-

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4hLjg

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5;fdfGo

Doflb

267

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3

13,4

88,3

40

hDdf

267

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3

13,4

88,3

40

cg';

"rL–

!!

hLjg

aLdf s

f]if

qm=;

+=aLdfsf] lsl;d

;dfof]hg

cuf8Lsf] hLjg

aLdf

sf]if -jif{sf] z'?df_

cfo Joo

lx;

faaf6

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gfkmf gf]S;

fg

lx;faaf6

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hu]8

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cuf8Lsf] hLjg

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f] cGTod

f_

o; j

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o; j

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ut

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11,

285,

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86,

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34

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50,6

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14,3

50,4

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11,

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50

2cu|Ld

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L 2

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1,4

63,7

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2,443,

080,

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82,

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3hLjg

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2,8

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710

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96,2

95

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935

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49,

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36,

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21,

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52,

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796

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Doflb_

581,

392

601

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81,

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601

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17,0

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92

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60

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23,

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17,

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00,4

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;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@42

g]kf

n n

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OG:

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f] cfly

{s ljj

/0f ;DaGwL cg';

"rL

hLjg

aLdf s

f]ifdf ;

dfof]hg

qm=;

+=aLdfsf] lsl;d

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cuf8Lsf] hLjg

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f]ifgfkmf gf]S;

fg lx;

fadf ;

f/]sf]

aLdfn]v c

Gtu{t

bfloTj

af]g;

sf] nflu

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14,3

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177

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1

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54

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82,

557

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L 5

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2

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1

83,

698,1

52

52,

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092

-

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5

65,5

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55

#?kfGtl/t

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4,0

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85,

788

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100

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8

4,9

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-

-

452

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343,

290,

330

$hLjg

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85,

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42,

966

3,4

91,4

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-

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16,

417

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8,7

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663

%cf]e/l;; -;fdfGo

Doflb_

581,

392

601

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(7

28,7

63)

20,

399

-

-

-

-

hDdf M

23,

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02

17,

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00,4

16

467

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2

93,1

86,

724

-

-

2,6

94,1

19,5

12

1,9

31,9

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05

qm=;

+=aLdfsf] lsl;d

;fNe]G;L dflh{gs

f] nflu

Joj

:yf

afF8kmfF8 g

ul/Psf] /s

djif{sf] cGTod

f hLjg

aLdf s

f]if

o; a

if{ ut

aif{

o; a

if{ut

aif{

o; a

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aif{

!;fjlws h

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298

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36

359

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1

4,1

72,7

03,9

12

11,

285,

013,

796

@cu|Ld

e'Qmfg

L -

-

7

29,2

77,4

52

-

5,1

28,0

39,2

04

2,8

68,6

56,4

43

#?kfGtl/t

;falws

-

-

454

,559

,493

4

21,3

24,7

75

3,9

08,7

11,3

34

2,8

47,

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710

$hLjg

;f/ly -cGo_

-

-

35,

269,

007

22,

675,

339

80,

246,

170

49,

284,3

51

%cf]e/l;; -;fdfGo

Doflb_

-

-

(6,5

58,8

71)

183,

588

1,3

10,1

55

581,

392

hDdf M

-

-

1,5

10,8

91,3

17

803

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2

3,29

1,01

0,77

5 1

7,05

0,813

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;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 43

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

cfiff9 #!, @)&@ -h'nfO{ !^, @)!%_ sf] cfly{s ljj/0f ;DaGwL cg';"rL

cg';"rL– !@

Joj:yf lkmtf{

qm=;+= ljj/0f o; aif{ ut aif{

!= nufgLdf gf]S;fgsf] nflu Joj:yf lkmtf{ 44,967,294 33,418,913 @= shf{df gf]S;fgsf] nflu Joj:yf lkmtf{ - - #= z+sf:kb cf;fdL Joj:yf lkmtf{ - - $ cGo Joj:yf lkmtf{ - -

hDdf 44,967,294 33,418,913

cg';"rL– !#

ckn]vg vr{x?

qm=;+= ljj/0f o; aif{ ut aif{

1 k|f/lDes vr{x? - -

2 k"j{ ;+rfng vr{x? - -

3 k/ ;fl/Psf vr{x? - -

4 ckn]vg ul/Psf] nufgL - -

5 ckn]vg ul/Psf] shf{ - -

6 ckn]vg ul/Psf] cf;fdL - -

7 cGo ckn]vg - - hDdf - -

cg';"rL !#s

z]o/ ;DaGwL vr{

qm=;+= ljj/0f o; aif{ ut aif{

! z]o/ lgZsf;g vr{ - - @ z]o/ /lhi6«];g vr{ - - # z]o/ ;"lrs/0f vr{ - - $ nfef+z ljt/0f vr{ - - % z]o/ ;DaGwL cGo vr{ - -

hDdf - -

cg';"rL !$cGo vr{x?

qm=;+= ljj/0f o; aif{ ut aif{

1 b08 hl/jfgf - -

2 ljnDa z'Ns hl/jfgf - -

3 cGo -ljj/0f v'nfpg]_ - hDdf - -

cg';"rL !%

gf]S;fgLsf] nflu Joj:yf

qm=;+= ljj/0f o; aif{ ut aif{

!= nufgLdf gf]S;fgsf] nflu Joj:yf 60,115,558 - @= shf{df gf]S;fgsf] nflu Joj:yf - 736,967 #= z+sf:kb cf;fdL Joj:yf - 3,809,531 $ cGo Joj:yf - -

hDdf 60,115,558 4,546,498

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@44

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

cfiff9 #!, @)&@ -h'nfO{ !^, @)!%_ sf] cfly{s ljj/0f ;DaGwL cg';"rL

cg';"rL– !^

-s_ z]o/ k"FhL

qm=;+= ljj/0f o; aif{ ut aif{

!=

clws[t k"FhL

s_ ?=!)) b/sf] %),))),))) yfg ;fwf/0f z]o/ 5,000,000,000 2,000,000,000 v_ ?============ b/sf] ====yfg ckl/jt{gLo cu|flwsf/ z]o/

u_ ?========== b/sf] ====== yfg kl/jt{gLo cu|flwsf/ z]o/

@=

hf/L k"FhL

s_ ?=!)) b/sf] !&,#$),))) yfg ;fwf/0f z]o/ 1,734,000,000 1,083,750,000 v_ ?============ b/sf] ====yfg ckl/jt{gLo cu|flwsf/ z]o/

u_ ?========== b/sf] ====== yfg kl/jt{gLo cu|flwsf/ z]o/

#=

r'Qmf k"FhL

s_ ? !)) b/sf] !&,#$),))) yfg ;fwf/0f z]o/ 1,734,000,000 1,083,750,000 v_ ?============ b/sf] ====yfg ckl/jt{gLo cu|flwsf/ z]o/

u_ ? b/sf] yfg kl/jt{gLo cu|flwsf/ z]o/

hDdf 1,734,000,000 1,083,750,000

v_ z]o/ :jfldTjsf] ;+/rgf

z]o/wgLo; aif{ ut aif{

;fwf/0f z]o/ ;+Vof :jfldTjsf] Ü ;fwf/0f z]o/ ;+Vof :jfldTjsf] Ü

;+:yfks

g]kfnL ;+ul7t ;+:yfx?

g]kfnL gful/s 13,872,000 80 8,670,000 80 ljb]zL - - - - hDdf 13,872,000 80 8,670,000 80

cGo -;j{ ;fwf/0f _ 3,468,000 20 2,167,500 20 s"n 17,340,000 100 10,837,500 100

Ps k|ltzt jf a9L z]o/ :jfldTj ePsf z]o/wgLx?sf] ljj/0f

qm=;+= ljj/0f o; aif{ ut aif{

:jfldTjsf] Ü /sd :jfldTjsf] Ü /sd

1 uf]laGb nfn ;+3O{ 17.02% 295,196,100 17.02% 184,497,600

2 sljtf ;+3O{ 15.58% 270,089,400 15.62% 169,230,800

3 cg'h cu|jfn 7.14% 123,752,200 7.09% 76,881,100

4 af;'b]j uf]Nof0f 5.96% 103,312,100 5.96% 64,570,100

5 kjg s'df/ uf]Nof0f 5.00% 86,700,000 5.00% 54,187,500

6 k'?iff]Qd nfn ;+3O{ 4.93% 85,451,500 4.93% 53,407,200

7 ;'lx|b /fh l3ld/] 2.00% 34,680,000 2.00% 21,675,000

8 /d]z u'Ktf 1.60% 27,827,200 1.60% 17,392,000

9 ;'efif rGb| ;+3O{ 1.28% 22,195,200 1.28% 13,872,000

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 45

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

cfiff9 #!, @)&@ -h'nfO{ !^, @)!%_ sf] cfly{s ljj/0f ;DaGwL cg';"rL

cg';"rL– !&

hu]8f tyf sf]if

qm=;+= ljj/0f o; aif{ ut aif{

1 :yug s/ hu]8f 42,484,152 30,905,171

2 k"FhLut hu]8f - -

3 ljz]if hu]8f - -

4 cGo hu]8f -ljj/0f v'nfpg]_ - -

5 z]o/ lk|ldod 4,035,695 4,035,695

6 k|:tfljt af]gz z]o/ 433,500,000 650,250,000

7 k"FhLs[t x'g afFsL af]g; z]o/ - -

8 Gffkmf gf]S;fg lx;faaf6 ;f/]sf] gfkmf 10,704,251 3,798,811

hDdf 490,724,098 688,989,677

cg';"rL– !*

dxf–ljklQ hu]8f

jif{sf] z'?df dxf–ljklQ hu]8f gfkmf gf]S;fg lx;faaf6 ;f/]sf] jif{sf] cGTodf dxf–ljklQ hu]8f

o; jif{ ut jif{ o; jif{ ut jif{ o; jif{ ut jif{

81,536,270 - 52,755,579 81,536,270 134,291,849 81,536,270

cg';"rL– !(

ltg{ afFsL bL3{sflng C0f tyf ;fk6L

qm=;+= ljj/0f o; aif{ ut aif{

! l8j]Gr/ ÷ a08 - -

@ a}+s - -

# ljQLo ;+:yf - -

$ cGo -ljj/0f v'nfpg]_ - -

hDdf - -

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@46

g]kf

n n

fOkm

OG:

of]/

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Dkg

L ln

ld6]8

k|wfg s

fof{no

x]l/6]h Knfhf, sdn

fbL, sf7df08

f}+cfiff9 #!, @)&@ -h

'nfO{ !^, @)!%_ s

f] cfly

{s ljj

/0f ;DaGwL cg';

"rL

cg';

"rL–@

)

l:y/ ;DklQ

ljj/0f

k/n d

f]nXf; s

§Lv'b

df]n

z'? d

f}Hbft

o; j

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f]o;

jif{

36]s

f]hDdf

ut j

if{;Dd

o; j

if{laqmL÷

;dfof]hg

hDdf

o;

jif{;Ddsf]

Uft j

if{;Ddsf]

lk|m xf]N8

hldg

82,

814

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-

-

8

2,814

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-

-

-

8

2,814

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8

2,814

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ejg

213

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-

-

2

13,6

98,4

12

38,2

61,5

19

3,8

91,3

91

42,

152,

910

171,

545,

502

175

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kmlg{r/ ty

f

lkmS;\r;{

16,

172,

486

215

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-

1

6,38

7,812

1

5,09

5,08

9 3

55,2

22

-

15,

450

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9

37,5

01

1,0

77,3

97

sfof{no

;fdfg

11,

668,9

18

2,0

65,5

59

-

13,

734,4

77

10,

070,

168

946,

196

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364

2,7

18,1

13

1,5

98,7

50

sDKo

"6/ t

yf ;"rgf

k|ljw

L pks

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14,9

58,9

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5,6

23,3

60

-

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582,

331

12,

153,

950

1,9

38,7

04

-

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92,6

54

6,4

89,

677

2,8

05,0

21

cb[Zo

;DklQ

3,5

47,

230

-

3,5

47,

230

3,5

47,

230

3,5

47,

230

-

-

;jf/L ;

fwg

41,

235,

365

4,9

76,8

37

6,5

24,2

46

39,

687,

956

15,

381,

402

5

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3,

457

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16,

626,

073

23,

061,

883

25,

853

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lnh x

f]N8 ;

DklQ

18,3

16,9

80

3,5

76,9

46

21,

893

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1

6,803

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1,5

59,9

29

18,3

63,3

10

3,5

30,6

16

1,5

13,5

99

cGo -d]lzg/L_

89,

098,8

12

233

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-

8

9,33

1,93

1 4

3,58

9,450

4

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-

4

8,4

84,6

58

40,

847,

273

45,

509,

362

hDdf

491

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1

6,69

1,14

7 6

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501

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15

4,9

02,1

89

18,6

93,9

51

3,457

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169

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3

31,9

45,

265

336

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lgdf{0fflw

g k"Fh

Lut

vr{

-

-

-

-

-

-

-

-

-

-

s"n

491

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1

6,69

1,14

7 6

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501

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15

4,9

02,1

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18,6

93,9

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3,457

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169

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3

31,9

45,

265

336

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ut j

if{ 4

81,

100,

549

15,

548,7

25

5,1

37,4

00

491

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13

8,0

25,9

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19,9

77,9

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2,71

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154,9

02,1

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336

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343,

074,5

80

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 47

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

cfiff9 #!, @)&@ -h'nfO{ !^, @)!%_ sf] cfly{s ljj/0f ;DaGwL cg';"rL

cg';"rL– @!

-s_ nufgL

qm=;+= ljj/0f o; aif{ ut aif{

-s_ bL3{sflng nufgL M

! ;/sf/L / ;/sf/sf] hdfgt k|fKt ;]So"l/6L 676,000,000 1,914,373,000 @ jfl0fHo a}+ssf] d'2tL lgIf]k 3,215,000,000 5,292,500,000 # ljsf; a}+ssf] d'2tL lgIf]k - - $ gful/s nufgL of]hgf 63,841,285 10,153,220 % ljQLo ;+:yfsf] d'2tL lgIf]k - - ^ cfjf; ljQ sDkgLsf] OSo"6L z]o/-cg';"rL @!=! adf]lhd_ 1,237,939,409 798,594,793 & cGo sDkgLsf] ;fwf/0f z]o/ - - * a}+s tyf ljQLo ;+:yfsf] cu|flwsf/ z]o/÷l8j]Gr/ 944,189,000 795,716,000 ( cGo - -

hDdf M 6,136,969,694 8,811,337,013 -v_ cNksflng nufgL M

! ;/sf/L / ;/sf/sf] hdfgt k|fKt ;]So"l/6L 1,338,373,000 149,575,000 @ jfl0fHo a}+ssf] d'2tL lgIf]k 12,777,500,000 6,736,900,000 # ljsf; a}+ssf] d'2tL lgIf]k - - $ gful/s nufgL of]hgf - - % ljQLo ;+:yfsf] d'2tL lgIf]k - - ^ a}+s tyf ljQLo ;+:yfsf] cu|flwsf/ z]o/÷l8j]Gr/ 80,000,000 30,000,000 & jfl0fHo a}+ssf] Aofh k|fKt x'g] cGo lgIf]k 1,528,670,415 768,818,390 * ljsf; a}+ssf] Aofh k|fKt x'g]] cGo lgIf]k 79,025,934 78,048,794 ( ljQLo ;+:yfsf] Aofh k|fKt x'g] cGo lgIf]k 30,097,158 15,844,207 !) cGo Aofh k|fKt x'g] nufgL -ljj/0f v'nfpg]_ - -

hDdf M 15,833,666,507 7,779,186,391 hDdf M 21,970,636,201 16,590,523,404

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@48

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

cfiff9 #!, @)&@ -h'nfO{ !^, @)!%_ sf] cfly{s ljj/0f ;DaGwL cg';"rL cg';"rL– @!

-v_ z]o/df nufgL

qm=;+= sDkgL v'b /sd c+lst d"No k/n d"No ahf/ d"No

1 s[lif lasfz a}+s lnld6]8sf] @&,@*! lsQf ;fwf/0f z]o/ 12,407,433 2,728,100 12,407,433 11,758,176

2 a}+s ckm sf7df8f}+ lnld6]8sf] !,*@,%!% lsQf ;+:yfks z]o/ 40,825,401 18,251,500 40,825,401 52,108,033

3 a}+s ckm sf7df8f}+ lnld6]8sf] @&,^#) lsQf ;fwf/0f z]o/ 15,937,066 2,763,000 15,937,066 15,776,730

4 a?0f xfO8«f] kfj/ sDkgL lnld6]8sf] !) lsQf ;fwf/0f z]o/ 1,000 1,000 1,000 1,000

5 a'6jn kfj/ sDkgL lnld6]8sf] !$,)!& lsQf ;fwf/0f z]o/ 8,961,734 1,401,700 8,961,734 8,648,489

6 l5d]s n3'ljQ ljsfz a}+s lnld6]8sf] @# lsQf ;fwf/0f z]o/ 38,763 2,300 38,763 32,154

7 lrlnd] xfO8«f] kfj/ sDkgL lnld6]8sf] *(,^%# lsQf ;fwf/0f z]o/ 173,267,007 8,965,300 173,267,007 150,885,999

8 l;l6hG;\ a}+s OG6/g]Zgn lnld6]8sf] !,^$,)!( lsQf ;fwf/0f z]o/ 81,398,652 16,401,900 81,398,652 80,205,291

9 lSng O{ghL{ 8]enkd]G6 a}+s lnld6]8sf] $%,)^) lsQf ;fwf/0f z]o/ 14,006,388 4,506,000 14,006,388 12,301,380

10 l8K/f]S;\ 8]enkd]G6 a}+s lnld6]8sf] !,$&) lsQf ;fwf/0f z]o/ 1,487,689 147,000 1,487,689 1,969,800

11 Pe/]i6 a}+s lnld6]8sf] @#,!$@ lsQf ;fwf/0f z]o/ 41,944,671 2,314,200 41,944,671 49,061,040

12 Unf]]jn cfO{PdO{ a}+s lnld6]8sf] !,!!,&(! lsQf ;fwf/0f z]o/ 58,587,638 11,179,100 58,587,638 53,547,889

13 u|f08 a}+s g]kfn lnld6]8sf] !,)(,@)% lsQf ;fwf/0f z]o/ 34,626,187 10,920,500 34,626,187 20,093,720

14 lxdfnog a}+s lnld6]8sf] $,^&% lsQf ;fwf/0f z]o/ 3,497,213 467,500 3,497,213 3,800,775

15 cfO{l;Pkm;L kmfOgfG;\ sDkgL lnld6]8sf] &,$(( lsQf ;fwf/0f z]o/ 2,085,468 749,900 2,085,468 1,904,746

16 cfO{PnPkml;cf] dfOs|f] kmfOgfG;\ sDkgL lnld6]8sf] !% lsQf ;fwf/0f z]o/ 1,500 1,500 1,500 1,500

17 s}nfz lasfz a}+s lnld6]8sf] !!,#!^ lsQf ;fwf/0f z]o/ 4,470,970 1,131,600 4,470,970 4,039,812

18 sflnsf dfOs|f] s|]l86 8]enkd]G6 a}+s lnld6]8sf] &!! lsQf ;fwf/0f z]o/ 824,319 71,100 824,319 851,778

19 s'df/L a}+s lnld6]8sf] %*,&)^ lsQf ;fwf/0f z]o/ 23,589,151 5,870,600 23,589,151 23,188,870

20 nIdL a}+s lnld6]8sf] (,#$$ lsQf ;fwf/0f z]o/ 1,643,170 934,400 1,643,170 3,737,600

21 df5fk'R5]« a}+s lnld6]8sf] $,()) lsQf ;fwf/0f z]o/ 2,240,320 490,000 2,240,320 2,763,600

22 d]3f a}+s g]kfn lnld6]8sf] !#,^(% lsQf ;fwf/0f z]o/ 5,798,907 1,369,500 5,798,907 5,409,525

23 d'lQmgfy lasfz a}+s lnld6]8sf] !,!%^ lsQf ;fwf/0f z]o/ 544,112 115,600 544,112 651,984

24 gljn a}s lnld6]8sf] %*,%** yfg z]o/ lsQf ;+:yfks z]o/ 57,661,551 5,858,800 57,661,551 77,570,512

25 gljn a}s lnld6]8sf] !!,$)( lsQf ;fwf/0f z]o/ 16,335,606 1,140,900 16,335,606 21,791,190

26 gofF g]kfn n3'ljQ ljsfz a}+s lnld6]8sf] @,@!) lsQf ;fwf/0f z]o/ 2,449,338 221,000 2,449,338 2,232,100

27 Pgl8OkL lasfz a}+s lnld6]8sf] @@( lsQf ;fwf/0f z]o/ 111,101 22,900 111,101 40,304

28 g]kfn a+unfb]z a}+s lnld6]8sf] !#,!*# lsQf ;fwf/0f z]o/ 6,291,050 1,318,300 6,291,050 6,723,330

29 g]kfn a}+s lnld6]8sf] @,&#,^*! lsQf ;fwf/0f z]o/ 94,762,957 27,368,100 94,762,957 83,472,705

30 g]kfn s|]l86 P08 sdz{ a}+s lnld6]8sf] @,)$,(@& lsQf ;fwf/0f z]o/ 92,577,914 20,492,700 92,577,914 94,061,493

31 g]kfn OGe]i6d]G6 a}+s lnld6]8sf] %$,$!% lsQf ;+:yfks z]o/ 27,770,168 5,441,500 27,770,168 28,295,800

32 g]kfn OGe]i6d]G6 a}+s lnld6]8sf] ##,!#^ lsQf ;fwf/0f z]o/ 24,651,862 3,313,600 24,651,862 23,327,744

33 g]kfn l/OG:of]/]G;\ sDkgL lnld6]8sf] %,)!,^^^ lsQf ;+:yfks z]o/ 50,166,600 50,166,600 50,166,600 50,166,600

34 g]kfn P;lacfO a}+s lnld6]8sf] !^,%%@ lsQf ;fwf/0f z]o/ 14,235,215 1,655,200 14,235,215 14,681,624

35 g]kfn 6]lnsd lnld6]8sf] !(),*%% lsQf ;fwf/0f z]o/ 120,504,511 19,085,500 120,504,511 121,383,780

36 g]?8] n3'ljQ ljsfz a}+s lnld6]8sf] *,&%# lsQf ;fwf/0f z]o/ 11,468,133 875,300 11,468,133 12,481,778

37 PgcfO{;L Plzof a}+s lnld6]8sf] @,(#,@%) lsQf ;+:yfks z]o/ 51,000,000 29,325,000 51,000,000 90,467,625

38 PgcfO{;L Plzof a}+s lnld6]8sf] &&,((* lsQf ;fwf/0f z]o/ 17,792,350 7,799,800 17,792,350 48,124,766

39 lgw{g pTyfg a}+s lnld6]8sf] @,)!) lsQf ;fwf/0f z]o/ 2,131,990 201,000 2,131,990 2,816,010

40 cf]l/oG6n xf]6]n lnld6]8sf] !(,)() lsQf ;fwf/0f z]o/ 13,040,741 1,909,000 13,040,741 13,019,380

41 k|e' a}+s lnld6]8sf] *,$^^ lsQf ;fwf/0f z]o/ 2,656,760 846,600 2,656,760 2,946,168

42 k|fOd sdlz{on a}+s lnld6]8sf] *%,@%# lsQf ;fwf/0f z]o/ 41,119,390 8,525,300 41,119,390 38,790,115

43 l/8L xfO8«f]kfj/ sDkgL lnld6]8sf] !)# lsQf ;fwf/0f z]o/ 9,400 10,300 9,400 41,715

44 ;flgdf a}+s lnld6]8sf] @@,@%( lsQf ;fwf/0f z]o/ 11,843,393 2,225,900 11,843,393 12,353,745

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 49

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

cfiff9 #!, @)&@-h'nfO{ !^, @)!%_ sf] cfly{s ljj/0f ;DaGwL cg';"rL

cg';"rL– @@

gub tyf a}+s df}Hbft

qm=;+= ljj/0f o; aif{ ut aif{

!gub df}Hbft 89,522,039 66,388,760

r]s df}Hbft 246,622,898 11,476,226

hDdf 336,144,937 77,864,986

@

a}+s df}Hbft

jfl0fHo a}+sx?sf] df}Hbft 250,139,789 103,470,558

ljsf; a}+sx?sf] df}Hbft - -

ljQLo ;+:yfx?sf] df}Hbft - -

cGo -x'nfs l6s6_ 54,033 221,688

hDdf 250,193,822 103,692,246

s"n 586,338,759 181,557,233

cg';"rL– @#

cGo shf{

qm=;+= ljj/0f o; aif{ ut aif{

-s_ bL3{sflng shf{

!= clestf{nfO{ shf{ 357,101,290 247,930,386

@= sd{rf/LnfO{ shf{ - -

#= cGo -ljj/0f v'nfpg]_ - -

hDdf 357,101,290 247,930,386

-v_ cNksflng shf{

!= clestf{nfO{ shf{ - -

@= sd{rf/LnfO{ shf{ 85,198,783 49,676,271

#= cGo -ljj/0f v'nfpg]_ - -

hDdf 85,198,783 49,676,271

45 l;4fy{ a}+s lnld6]8sf] @!,$() lsQf ;fwf/0f z]o/ 13,692,292 2,149,000 13,692,292 14,570,220

46 ;f]N6L xf]6n lnld6]8sf] ##,%!! lsQf ;fwf/0f z]o/ 11,996,476 335,110 11,996,476 14,242,175

47 :6\ofG88{ rf6{8{ a}+s g]kfn lnld6]8sf] !!,@!^ lsQf ;fwf/0f z]o/ 19,022,267 1,121,600 19,022,267 21,792,688

48 ;g/fOh a}+s lnld6]8sf] !$,)&@ lsQf ;fwf/0f z]o/ 3,606,371 1,407,200 3,606,371 5,769,520

49 :jfanDag lasfz a}+s lnld6]8sf] !*^ lsQf ;fwf/0f z]o/ 227,895 18,600 227,895 325,128

50 ljho n3'ljQ ljlQo ;+:yf lnld6]8sf] @# lsQf ;fwf/0f z]o/ 2,300 2,300 2,300 2,300

51 j]:6g{ 8]enkd]G6 a}+s lnld6]8sf] (,)(* lsQf ;fwf/0f z]o/ 2,627,019 909,800 2,627,019 2,865,870 hDdf 1,237,939,409 284,530,210 1,237,939,409 1,307,096,276

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@50

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

cfiff9 #!, @)&@ -h'nfO{ !^, @)!%_ sf] cfly{s ljj/0f ;DaGwL cg';"rL

cg';"rL– @$

cGo ;DklQ

qm=;+= ljj/0f o; aif{ ut aif{

1 nufgLaf6 k|fKt x'g afFsL cfo 248,801,966 150,848,184

2 aLdfn]vsf] lwtf]df shf{af6 k|fKt x'g afFsL Aofh 241,559,637 163,940,804

3 cGo -aLdfn]vsf] lwtf]df afx]s_ shf{af6 k|fKt x'g afFsL Aofh - -

4 cGo aLdsaf6 k|fKt x'g afFsL - -

5 k'gaL{dsaf6 k|fKt x'g afFsL 33,362,869 13,058,942

6 ljljw cf;fdL 94,882,848 365,545,815

7 clu|d e'QmfgL 782,228 1,227,108

8 sd{rf/L k]ZsL 5,738,924 5,792,978

9 cGo k]ZsL 206,559,518 30,663,166

10 w/f}6L 394,528 411,528

11c;'n x'g afFsL aLdfz'Ns - -

Go"gM c;'n x'g afFsL aLdfz'Ns d'NtjL -Suspense_ - -

12 cGo - -

12.1 :6s 3,215,835 2,821,564

12.2 clu|d s/ 600,426,527 393,277,430

12.3 :yug s/ ;DkQL 42,484,152 30,905,171

12.4 pkbfg jfkt lgIf]k -CIT_ 10,489,223 8,501,797

12.5 z]o/÷l8j]Gr/ lgj]bg 150,000,000 -

hDdf M 1,638,698,255 1,166,994,487

cg';"rL– @%

rfn' bfloTj

qm=;+= ljj/0f o; aif{ ut aif{

1 clestf{nfO{ lbg afFsL 340,867,789 113,057,778

2 cGo aLdsnfO{ lbg afFsL - -

3 k'gaL{dsnfO{ lbg afFsL 6,077,360 43,544,657

4 cNksflng shf{ - -

5 aLdfz'Ns w/f}6L 16,618,914 18,508,852

6 k"0f{ ljj/0f gv'n]sf] aLdfz'Ns 5,013,913 5,467,288

7 ljljw ;fx" 106,644,027 125,124,614

8 ;xfos÷xf]lN8Ë sDkgLnfO{ lbg afFsL - -

9 >f]tdf s§f ul/Psf] s/ ltg{ afFsL 67,254,881 64,066,044

10 d"No clej[l4 s/ ltg{ afFsL - -

11 ;]jf z'Ns ltg{ afFsL 80,932,932 56,754,864

12 sd{rf/LnfO{ lbg afFsL 5,716,451 2,549,068

13 ;+rfnsnfO{ lbg afFsL - -

14 cGo - -

14.1 l/6]G;g l8kf]lh6 17,702,895 16,381,193

14.2 z]o/ lga]bg lkmtf{ lbg afFsL 52,000 42,245

14.3 ljljw 5,103,611 4,115,059

hDdf 651,984,773 449,611,662

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 51

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

cfiff9 #!, @)&@ -h'nfO{ !^, @)!%_ sf] cfly{s ljj/0f ;DaGwL cg';"rL

cg';"rL– @^

c;dfKt hf]lvd Joj:yf

qm=;+= ljj/0f o; aif{ ut aif{

! DofbL aLdfsf] c;dfKt hf]lvd hu]8f 397,236,477 357,341,500

- -

hDdf 397,236,477 357,341,500

cg';"rL– @&

ckn]vg÷;dfof]hg gul/Psf ljljw vr{x?

qm=;+= ljj/0f o; aif{ ut aif{

1 ckn]vg ug{ afFsL k|f/lDes vr{ - -

2 ckn]vg ug{ afFsL k"j{ ;+rfng vr{ - -

3 ckn]vg ug{ afFsL nufgL lk|ldod 12,177,982 19,528,876

4 ckn]vg ug{ afFsL :yug ul/Psf vr{ - -

5 cGo -ljj/0f v'nfpg]_ - -

hDdf 12,177,982 19,528,876

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@52

g]kf

n n

fOkm

OG:

of]/

]G; s

Dkg

L ln

ld6]8

k|wfg s

fof{no

x]l/6]h Knfhf, sdn

fbL, sf7df08

f}+cfiff9 #!, @)&@-h'nfO{ !^, @)!%_ s

f] cfly

{s ljj

/0f ;DaGwL cg';

"rL

cg';

"rL @^s

cGo Aoj

:yf

qm=;

+=ljj/0f

aif{sf] z'?df Aoj

:yf

rfn' c

f=a=df yk

ul/Psf]

Aoj:yf

rfn' c

f=a=df ckn

]vg÷

e'Qmfg

L ul/Psf] Aoj:yf

rfn' c

f=a=df lkmtf{

ul/Psf] Aoj:yf

aif{sf] cGtdf s

fod

/x]sf]

Aoj:yf

o; j

if{ut

jif{

o; j

if{ut

jif{

o; j

if{ut

jif{

o; j

if{ut

jif{

o; j

if{ut

jif{

!nfef+z -l8le8]08

_ sf] nflu

Aoj:yf

86,

700,

000

181,

687,

500

22,

815

,789

86,

700,

000

86,

700,

000

181,

687,

500

-

-

22,

815

,789

86,

700,

000

@cfos/ Aoj:yf

16,

156,

495

1

6,15

6,495

8

45,

640

123

,589,

632

845,

640

123,

589,

632

-

-

16,

156,

495

1

6,15

6,495

#nufgLdf g

f]S;fgLsf] nflu

Aoj

:yf

53,

719,

792

87,

138,7

05

60,

115,

558

-

- 44,9

67,2

94

33,4

18,9

13

68,8

68,0

56

53,

719,

792

$shf{df gf]S;

fgLsf] nflu

Aoj

:yf

3,4

07,6

04

2,6

70,6

37

-

736

,967

-

-

-

-

3

,407

,604

3

,407

,604

%z+sfZkb

cf;fdLsf] nflu

Aoj

:yf

3,8

09,5

31

-

-

3,8

09,5

31

-

-

-

-

3,8

09,5

31

3,8

09,5

31

^cGo g

f]S;fgLsf] nflu

Aoj

:yf

-

-

-

-

-

-

-

-

-

-

&

sd{r

f/L ;DaGwL Aoj:yf

-s_ k]G;g

tyf pkb

fg Aoj

:yf

10,

489,

223

8,5

24,3

78

23,

739,

219

3,4

71,2

33

544,9

83

1,5

06,3

88

-

-

33,

683,

459

1

0,489,

223

-v_ ljbf j

fkt

Aoj:yf

12,

724,4

49

9,9

69,9

41

13,

090,

323

6,5

59,4

39

4,8

80,

999

3,8

04,9

31

-

-

20,

933,

773

12,

724,4

49

-u_ cfjf; t

yf cGo ;

'ljwf

Aoj:yf

-

-

-

-

-

-

-

-

-

-

-3_ sd{r

f/L af]g;

Aoj

:yf

62,

735,

623

77,

531,

957

51,

597,

681

62,

735,

623

62,

735,

623

77,

531,

957

-

-

51,

597,

681

62,

735,

623

-ª_ cGo

-

-

-

-

-

-

-

-

-

-

*cGo Aoj

:yf -lj

j/0f v

'nfpg]_

-

-

-

-

-

-

-

-

-

-

hDdf

249,

742,

717

383,

679,

613

172,

204,2

10 28

7,60

2,425

1

55,7

07,2

45

388,1

20,4

08 44,9

67,2

94

33,4

18,9

13

221,

272,

388

249,

742,

717

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 53

g]kfn nfOkm OG:of]/]G; s+= ln=/lhi68{sfof{no jL/u+h, k|wfg sfof{no x]l/6]h Knfhf !, sdnfbL, sf7df08f}+

cf=j=@)&!÷)&@

cg';"rL – @* ljQLo ljj/0f;+u ;DalGwt k|d'v n]vf gLltx?

sDkgL P]g, @)^# / aLdf P]g, @)$( cGtu{t klAns lnld6]8 sDkgLsf] ?kdf ldlt @)%*÷)!÷@! df g]kfn nfOkm OG:of]/]G; sDkgLsf] :yfkgf ePsf] xf] . g]kfnLDffqsf] nufgLdf lghL If]qdf :yflkt o; sDkgL hLjg aLdf Joj;fodfq sf/f]jf/ ug]{ u/L jLdf ;ldltaf6 ldlt @)%*.)!.)$ df :jLs[lt k|fKt u/L ;+rfngdf /x]sf] g]kfnsf] klxnf] aLdf sDkgL xf] . o; sDkgLsf] s"n r'Qmf k"FhLdf;+:yfks ;b:o tkm{ *)Ü / afFsL @)Ü ;j{;fwf/0f g]kfnLnfO{ laqmL ul/Psf] 5 . xfn o;sf *,%$# ;fwf/0f z]o/wgL ;b:ox? /x]sf 5g\ . o; sDkgLsf] k'gaL{df ;DaGwL ;Demf}tf ljZjsf] VoftL k|fKt k'gaL{df sDkgL xgf]e/ ?S;] hd{gL, dn]l;og zfvf ;+u ePsf] 5 .

!= ljQLo ljj/0f tof/Lsf cfwf/x? M sDkgLsf] n]vf P]ltxfl;s d"No cjwf/0ff cg'?k n]vfsf ;j{dfGo l;4fGt, nfu" x'g]xb;Dd g]kfn n]vfdfg tyf aLdf P]g @)$(, aLdf lgodfjnL @)$( / aLdf ;ldltn]

ldlt @)^&÷)%÷@% df hf/L u/]sf] ljQLo lgb]{lzsf cg';f/ tof/ kfl/Psf 5g\ .

pk/f]Qmfg';f/ aLdf ;ldltn] hf/L u/]sf] ljQLo lgb]{lzsf cg';f/ cfly{s ljj/0fx? tof/ ubf{ g]kfn n]vfdfg kfngf gePsf n]vf+sgx? ;DalGwt zLif{sdf v'nf;f ul/Psf] 5 .

@= l:y/ ;DklQ n]vf°g gLlt M l:y/ ;DklQnfO{ nfut d"Nodf n]vf°g ug]{ gLlt cjnDag ul/Psf] 5 .

#= Xf; s§L gLlt M l:y/ ;DklQsf] x|f;s§L cfos/ P]g, @)%* n] Aoj:yf u/] jdf]lhd ul/b} cfPsf]df ut cf=j= b]lv NAS-6 n] Aoj:yf u/] jdf]lhd;DklQx?sf] pkof]lutfsf] (useful

life) cfwf/df Joj:yfkgn] cfo'lgw{f/0f u/L x|f;s§L u0fgf ug{] gLlt lnPsf] 5 . x|f;s§L u0fgf ug{ useful life lgDgfg';f/ lnOPsf] 5 .

qm=;+= ;DklQ ;d'x ;do cjwL

! sDKo'6/ pks/0f $ jif{]

@ sfof{no pks/0f $ jif{]

# ;jf/L ;fwg -c6f]df]jfON;_ & jif{]

$ kmlg{r/ tyf lkmSr;{ -nfO{6_ $ jif{]

% kmlg{r/ tyf lkmSr;{ -x]eL_ !% jif{]

^ ;km\6j]o/ ;DjGwL vr{ % jif{]

& d]lzg]/L pks/0f -nfO{6_ * jif{]

* d]lzg]/L pks/0f -x]eL_ !% jif{]

( lnHxf]N8 % jif{]

!) ejg %) jif{]

$= k"FhLs[t gul/g] ;DklQx? ;DaGwL n]vf°g gLlt M d"No ? !),))) eGbf sd k/]sf l:y/ k|j[lQmsf ;DklQx?nfO{ k"FhLs[t gul/g] gLlt lnOPsf] 5 .

%= cfos/ Joj:yf tyf afF8kmFf8 gLlt M rfn'aif{ cfos/ cfos/ P]g @)%* cg';f/ rfn'aif{sf] cfos/ u0fgf ul/Psf] 5 /aLdf P]g @)$(, aLdf lgodfjnL @)$( / aLdf ;ldltn] hf/L u/]sf] ljQLo lgb]{lzsfsf] cfwf/df gfkmf

gf]S;fg lx;fj / cfo Joo lx;fax?df afF8kmfF8 ug]{ gLlt lnOPsf] 5 .

:yugs/ ;DklQ / bfloTjsf] s/ cfwf/ tyf ;f]sf] ljQLo ljj/0fdf pNn]lvt /sd aLrsf] c:yfoL km/sdf g]kfn n]vfdfg ( cg';f/ :yug s/sf] Joj:yf ul/Psf] 5 .

jf;nftsf] ldltdf k|rlnt / ;DalGwt :yug s/ ;DklQ c;'n pk/ ubf{ jf :yug s/ jfktsf] bfloTj km/ kmf/s ubf{ nfu" x'g] s/sf] b/ / sfg"g cg';f/ :yug s/sf] /sd lgwf{/0f ul/Psf] 5 .

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@54

^= nufgL n]vf°g gLlt M -s_ ;/sf/L÷klAns lnld6]8 sDkgLsf] artkq÷C0fkqdf nufgL n]vf°g gLlt M

-c_ g]kfn ;/sf/sf] artkq jf C0fkq jf g]kfn ;/sf/sf] hdfgt k|fKt C0fkqdf jf klAns lnld6]8 sDkgLsf] jrtkq÷C0fkqdf ul/Psf] nufgLnfO{ cl°t d"No (Face Value) jf k/n d"No dWo] h'g 36L 5 ;f]xL d"Nodf n]vf+sg ul/g] gLlt lnOPsf] 5 .

-cf_ v08 -c_ adf]lhd ul/Psf] nufgLsf] cl°t d"No eGbf k/n d"No a9L ePdf To:tf] a9L /sdnfO{ :yug ul/Psf] vr{ (Deferred Expenditure) sf] ?kdf n]vf°g u/L ;f] vr{nfO{ To:tf] nufgLsf] cjlw leq ;dfg'kflts cfwf/df (Pro-rata Basis) df ckn]vg ul/g] gLlt lnOPsf] 5 .

-O_ v08 -c_ jdf]lhd ul/Psf] nufgLsf] cl°t d"No eGbf k/n d"No sd ePdf To:tf] km/s /sdnfO{ nufgL cjlw leq ;dfg'kflts cfwf/df nufgLaf6 cfosf] ?kdf n]vf°g ul/g] gLlt lnOPsf] 5 . jLdf ;ldltaf6 hf/L ul/Psf] lgb]{zg adf]lhd nufgL n]vf+sg ubf{ g]kfn n]vfdfg &cg';f/ ePsf] 5}g .

-O{_ v08 -c_ adf]lhdsf art kq jf C0fkqsf] n]vf°g ul/Psf] d"No eGbf ahf/ d"No sd x'g uPdf To:tf] km/s /sd a/fa/ gf]S;fgL Joj:yf (Provision)

ul/g] gLlt lnOPsf] 5 .

-v_ a}+s÷ljQLo ;+:yfsf] d'2tL lgIf]kdf nufgL n]vf°g gLlt M a}+s÷ljQLo ;+:yfsf] d'2tL lgIf]k jf gful/s nufgL sf]ifsf] nufgL of]hgfx?df ul/Psf] nufgLnfO{ ;fFjf /sddf n]vf+sg ug]{ gLlt lnOPsf] 5 . t/ To:tf] nufgLsf]

Dofb ;dfKtL kl5 s'g} sf/0fjz tTsfn lkmtf{ x'g g;Sg] cj:yf >[hgf ePsf] v08df To:tf] nufgL /sdsf] a/fa/ gf]S;fgL Joj:yf ul/g] gLlt lnOPsf] 5 .

-u_ klAns lnld6]8 sDkgLsf] z]o/df nufgL n]vf°g gLlt M c_ klAns lnld6]8 sDkgLsf] ;fwf/0f z]o/df nufgL klAns lnld6]8 sDkgLsf] ;"lrs[t z]o/df ul/Psf] nufgLnfO{ k/n d"Nodf n]vf+sg ul/Psf] 5 t/ z]o/df ul/Psf] nufgLsf] n]vf°g ul/Psf] d"NoeGbf ahf/

d"No sd x'g uPdf To:tf] km/s /sd a/fa/ gf]S;fgL Joj:yf (Provision) ul/g]gLlt lnOPsf] 5 . nufgL ul/Psf] z]o/ k|rlnt sfg"g adf]lhd lwtf]kq ahf/sf] ;"rLaf6 x6]df -Delisted ePdf_ ;f] nufgL a/fa/sf] gf]S;fgL Joj:yf ul/g]gLlt lnOPsf] 5 .

cf_ klAns lnld6]8 sDkgLsf] ;+:yfks z]o/df nufgL klAns lnld6]8 sDkgLsf] ;+:yfks z]o/df nufgL ul/Psf] z]o/ nufgLnfO{ k/n d"Nodf b]vfpg] gLlt lnOPsf] 5. t/, nufgL ul/Psf] klAns lnld6]8

sDkgLsf] ;+:yfks z]o/ ;f] klAns lnld6]8 sDkgLn] sf/f]af/ ug]{ Ohfhtkq kfPsf] ldltn] tLg jif{;Dd klg k|rlnt sfg"g adf]lhd lwtf]kq ahf/df ;"lrs[t gePdf ;f] nufgL a/fa/sf] nufgLdf ztk|ltzt gf]S;fgL Joj:yf ul/g] gLlt lnOPsf] 5 .

&= ;6xL 36a9 ;dfof]hg gLlt M ljb]zL d'b|fdf ul/Psf] sf/f]jf/nfO{ g]kfn n]vfdfg !! cg';f/ sf/f]jf/ ePsf] ldltdf sfod ljlgdo b/ cg'?k g]kfnL d'b|fdf ?kfGt/0f ul/g] gLlt lnOPsf] 5

.sDkgLsf] s'g} klg ;DklQ tyf bfloTj ljb]zL d'b|fdf /x]sf] 5}g.

*= aLdfz'Ns cfDbfgL n]vf°g gLlt M sDkgLn] gub k|fKtLsf] cfwf/df aLdfz'Ns cfDbfgL n]vf°g ug]{ gLlt cjnDag u/]sf] 5 . t/, gub k|flKt ldlt eGbf aLdf z'Ns e'QmfgL ldlt kl5 ePdf clu|d

e"QmfgL hgfO{ ;DalGwt aif{df cfDbfgL n]vfªsg ug]{ gLlt cjnDag ul/Psf] 5 . olb aLdfz'Ns Psjif{ eGbf a9L cjlwsf] nflu Psd'i7 k|fKt ePdf klxnf] jif{sf] nflu x'g cfpg] aLdfz'Ns cfDbfgL afFwL afFsL /x]sf] /sd w/f}6Lsf] ?kdf /fVg]

gLlt lnOPsf] 5 . t/, Psn aLdfz'Ns tf]lsPsf] aLdfsf] xsdf of] Joj:yf nfu" x'g] 5}g . dfyL pNn]v u/] adf]hLd w/f}6Lsf] ?kdf /flvPsf] /sdaf6 kl5Nnf jif{x?df aLdf cjlwsf] ;dfg'kflts ?kdf aLdfz'Ns cfDbfgL afFlwg] gLlt lnOPsf] 5 .

(= k"gaL{df sldzg cfDbfgL n]vf°g gLlt M k'gaL{dsaf6 k|fKt sldzgnfO{ k|f]befjL cfwf/df-accrual basis)df n]vf°g ug]{ gLlt cjnDag ul/Psf] 5 . t/ d'gfkmf sldzg -Profit Commission_ sf] xsdf

pQm sldzgnfO{ gub k|flKtsf] cfwf/df cfDbfgL jfFlwg] gLlt lnOPsf] 5, ;f] ;DaGwdf k'gaL{dsaf6 lnlvt ;dy{g k|fKt ePsf] cj:yfnfO{ gub k|flKt ;/x dfGg] ul/Psf] 5 .

!)= cGo cfo n]vf°g tyf af“8kmF“8 gLlt M sDkgLn] aLdfz'Ns tyf cGo k|ToIf cfDbfgL afx]ssf cfDbfgL ;DaGwdf b]xfo adf]lhd ug{] gLlt lnOPsf] 5 M

-s_ sDkgLsf] nufgLaf6 k|fKt cfDbfgL, sDkgLsf] ;DklQ ef8fdf lbP afkt k|fKt cfDbfgL, cGo shf{ -aLdfn]vsf] lwtf]df lbPsf] shf{ afx]s_ af6 k|fKt Aofh nufot aLdf ;ldltsf] ljQLo ljj/0f ;DaGwL lgb]{zgsf] kl/lzi6 @ sf] cg';"rL @ adf]lhdsf cfDbfgLx?nfO{ afF8kmFf8 ug'{kg]{ s"n cfDbfgLsf] ?kdf lng]] gLlt lnOPsf] 5 .

-v_ v08 -s_ adf]lhdsf] s"n cfDbfgLnfO{ b]xfosf] ;"q k|of]u u/L k|To]s aLdfsf] cfo Joo lx;fa tyf gfkmf gf]S;fg lx;fadf afF8kmFf8 ug{] gLlt lnOPsf] 5 .cfDbfgL = ef/ x s"n cfDbfgL

s"n ef/

!!= shf{ n]vf°g gLlt M !!=! k|rlnt sfg"gL Joj:yf adf]lhd sDkgLn] shf{ k|bfg ubf{ To:tf] shf{ c;'nL x'g] kof{Kt cfwf/ v8f u/L shf{nfO{ ;fF+jf /sddf b]vfOg] gLlt lnOPsf] 5 .!!=@ lgb]{zg !!=! adf]lhd k|bfg ul/Psf] shf{ lgis[o ePdf ;f] shf{ a/fa/ /sd Joj:yf ul/g] gLlt lnOPsf] 5. t/ sDkgLn] aLdfn]vsf] lwtf]df k|bfg u/]sf]

shf{sf] xsdf of] Joj:yf nfu" ul/g] gLlt lnOPsf] 5}g . nuftf/ tLg dlxgf jf ;f] eGbf a9L cjlwsf] efsf gf3]sf] shf{nfO{ lg:s[o shf{df alu{s/0f ug]{ gLlt lnOPsf] 5 .

!!=# sDkgLn] aLdfn]vsf] lwtf]df k|bfg u/]sf] shf{sf] xsdf aLdfn]vsf] zt{ adf]lhd To:tf] shf{;+u ;DalGwt aLdfn]v hkmt x'g' kg]{ ;dofjlw Plsg u/L hkmt x'g' kg]{ aLdfn]vsf] lwtf]df k|bfg ul/Psf] shf{nfO{ shf{ zLif{saf6 x6fO ;dfof]hg ul/g] gLlt lnOPsf] 5 .

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 55

!!=$ lgb]{zg !!=# adf]lhd slDtdf k|To]s cfly{s jif{sf] cGTodf hkmt x'g] aLdfn]v Plsg ul/g] gLlt lnOPsf] 5.!!=% ;Dk"0f{ sd{rf/L shf{nfO{ cNksflng shf{df jlu{s/0f ug{] gLlt lnPsf] 5 . !!=^ clestf{ shf{nfO{ lb3{sflng shf{df jlu{s/0f ug{] gLlt lnPsf] 5 .

!@= Joj:yfkg vr{ af“8kmF“8 gLlt M sDkgLn] Joj:yfkg vr{nfO{ aLdf ;ldltsf] lgb]{zg adf]lhd hDdf Aoj:yfkg vr{sf] bz k|ltzt / gAa] k|ltzt /sdnfO{ qmdz gfkmf gf]S;fg lx;fa / cfo Aoo

lx;fadf afF8kmfF8 ug]{ gLlt lnOPsf] 5 .

!#= aLdf bfjL e'QmfgL vr{ n]vf°g gLlt M sDkgLn] bfjLsf] nfut u0fgf ubf{ jLdfn]v adf]lhdsf] e'QmfgL ug'{kg]{ /sd tyf ;f] bfjL km5of}{6sf nflu sDkgLsf kbflwsf/L tyf sd{rf/Lx?n] u/]sf sfd;+u

;DalGwt vr{ afx]s cfjZos k/fd;{ tyf cg';Gwfg vr{ ;d]t ;dfa]z ul/ vr{ n]vfªsg ug]{ gLlt canDag ul/Psf] 5 .

!$= aLdf bfjL afkt bfloTj Joj:yf n]vf°g gLlt M -s_ >[hgf ePsf] t/ hfgsf/Ldf gcfPsf] (IBNR) aLdf bfjL jfkt bfloTjsf] nfuL aLdf°Ln] bfloTj lgwf{/0f u/L k|fKt ePsf] aLdf°Lo d"Nof°g k|ltj]bgsf cfwf/df

Joj:yf ug]{ gLlt cjnDjg ul/Psf] 5 .-v_ jLdf bfjL jfktsf] km5of}{6 x'g afFls d[To' bfjL, cjlw ;dflKt bfjL, cf+lzs cjlw ;dflKt bfjL tyf ;dk{0f d'No bfjL jfkt jLdf lgodfjnL @)$( bkmf

!%-3_ sf] k|fjwfg cGtu{t s'n bfjL /sdsf] !!% k|ltzt /sd Aoj:yf ug]{ gLlt cjnDag ul/Psf] 5 .

!%= aLdf Joj;fodf art afF8kmFf8 gLlt M sDkgLsf] aLdf Aoa;foaf6 k|fKt artnfO{ jLdf°Lo d'Nofs+g gePsf] cj:yfdf aLdfsf]ifdf /sd :yfGt/0f ug]{ / gf]S;fg eP ;f] gf]S;fg /sdnfO{ gfkmf gf]S;fg

lx;fadf ;fg]{ / aLdf°Lo d'Nofs+g kZrft gfkmf /sdnfO{ aLdf ;ldltsf] l:js[tLdf gfkmf gf]S;fg lx;fadf ;dfof]hg ul/g] gLlt cjnDag ul/Psf] 5 .

!^= sd{rf/L pkbfg, ljbf tyf cGo ;'ljwf jfkt Joj:yf gLlt M sd{rf/L pkbfg, ljbf tyf cGo ;'ljwf jfkt e'QmfgL ug'{kg]{ cjsfz e"QmfgL bfloTj sd{rf/L lgodfjnLdf pNn]v u/] jdf]lhd k|f]befjL cfwf/df Joj:yf ug]{ gLlt

cjnDag ul/Psf] 5 h'g g]kfn n]vfdfg !$ cg';f/ ePsf] 5}g . ;fy} sd{rf/L ;]jf zt{ / ;"ljwf ;DaGwL ljlgod cg";f/ sDkgLdf :yfoL lgo"QmL ePsf] ldlt b]vL # jif{ jf ;f] eGbf a9L k"0f{sfnLg ;]jf cjlw k"/f u/]sf sd{rf/LnfO{ dfq pkbfgsf nfuL Joj:yf ug]{ gLlt cjnDjg ul/Psf] 5 .

!& z+sf:kb cf;fdL Joj:yf gLlt M ;dofjlwsf] cfwf/df c;'n gx'g] b]lvPsf cf;fdLx?nfO{ ;+rfns ;ldltsf] :jLs[ltdf cfjZosgf]S;fgL Joj:yf ug]{ gLlt cjnDag ul/Psf] 5 .

!*= ckn]vg vr{ n]vf°g gLlt M ;/sf/L C0fkqsf] vl/bdf e'QmfgL ul/Psf] lk|ldod /sdnfO{ ;f] C0fkqsf] e'Qmfg cjlw leq ckn]vg ul/g] gLlt lnOPsf] 5 .

!(= k|lt z]o/ cfDbfgL -g]kfn n]vfdfg @^_M cfwf/e"t k|lt z]o/ cfDbfgL lgsfNbf s'g} tf]lsPsf] cjlwdf z]o/wgLx?nfO{ k|fKt x'g] s'n gfkmf jf gf]S;fgnfO{ ;f] cjlwdf laBdfg s'n cf};t z]o/ ;+Vofn] efu

ul/Psf] x'G5 .

@)= t'ngfTds hfgsf/LM n]vf gLlt jf cfwf/e"t uNtLsf] sf/0faf6 kl/jt{g ePsf] zLif{sdf ;fk]lIfs hfgsf/L k'gM jlu{s/0f ul/ pNn]v ul/Psf] 5 .

@!= Joj;fo v08sf] ljj/0f -g]kfn n]vfdfg @#_ M sDkgLn] k|of]hgdf NofPsf] ljleGg lsl;dsf] ;]jf / zt{ ;lxtsf] jLdf of]hgfnfO{ ljleGg pko'Qm Joj;fo v08df (Business Segment) /fvL ;f]xL cg';f/

cnu–cnu cfo Joo lx;fj tof/ ul/Psf] 5 .

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@56

g]kfn nfOkm OG:of]/]G; s+= ln=/lhi68{sfof{no jL/u+h, k|wfg sfof{no x]l/6]h Knfhf !, sdnfbL, sf7df08f}+

cf=j=@)&!÷)&@

cg';"rL–@( ljQLo ljj/0f;+u ;DalGwt n]vf ;DaGwL l6Kk0fLx?

!= ;Defljt bfloTjx? Mc_ sDkgLsf] s'g} r'Qmf jf e'QmfgL x'g afFsL /sd 5}g .cf_ sDkgLn] s'g} k|Tofe"lt k|lta4tf u/]sf] 5}g .O_ sDkgLdf aLdfn]v cGtu{t eGbf afx]saf6 cGo s'g} bflj k/]sf] 5}g .O{_ sDkgLn] s'g} klg Uof/]06L lbPsf] 5}g .p_ o; jif{ sDkgLsf] cGo s'g} bfloTj 5}g .

@= sDkgLsf] ;ldIff cf= a= @)&!÷&@ sf] bfloTj d"Nof°g u/L d"Nof°g k|ltj]bg cg';f/ ?=$^,&@,@#,$@&÷– sf] /sd gfkmf gf]S;fg lx;fadf ;fl/Psf] 5 .

#= aLdssf] ;DklQdf cfPsf] ;Lldttf tyf ljjfbx? M sDkgLsf] ;DklQdf s'g} ;Lldttf tyf ljjfbx? cfPsf 5}gg\ .

$= shf{, nufgL tyf l:y/ ;DklQsf] nflu ul/Psf] k|lta2tf M shf{ tyf nufgLdf s'g} klg k|lta4tf ul/Psf] 5}g .

%= nufgL;+u ;DalGwt b]xfosf v/Lb laqmL ;Demf}tfx?sf] d'No M c_ v/Lb ul/Psf] ;DklQsf] :jfldTj k|fKt x'g afFsL 5}g .cf_ laqmL ul/Psf] ;DklQsf] e'QmfgL k|fKt x'g afFsL 5}g .

^= sDkgLsf] o; jif{sf] nufgL tyf laqmL÷lkmtf{ lnPsf] nufgLsf] ljj/0f lgDg cg';f/ 5 . -s_ o; jif{ ul/Psf] nufgLsf] ljj/0f M

qm=;+= ljj/0f o; aif{ /sd -?_ ut aif{ /sd -?_

! ;/sf/L C0fkq / af]G8 2,01,43,73,000/- 2,06,39,48,000/-

@ afl0fHo a}+sx? 15,99,25,00,000/- 12,02,94,00,000/-

# ljsfz a}+sx? - -

$ kmfOgfG; sDkgLx? - -

% ljleGg a}+sx?sf] C0fkq 1,02,41,89,000/- 82,57,16,000/-

^ ljleGg sDkgLx?sf] z]o/ 1,23,79,39,409/- 79,85,94,793/-

& Do'rn km08 6,38,41,285/- 1,01,53,220/-

* cGo lgIf]kx? 1,63,77,93,507/- 86,27,11,391/-

s'n 21,97,06,36,201/- 16,59,05,23,404/-

-v_ o; jif{ laqmL u/]sf] nufgL]sf] ljj/0f M

qm=;+= ljj/0f /sd -?_

! klAns lnld6]8 sDkgLx?sf] z]o/ 40,64,90,323/-

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 57

&= a}+s df}Hbft lx;fa ;DaGwdf ;DalGwt a}+s÷ljQLo ;+:yfsf] ;dy{g ;lxtsf] lx;fa ldnfg ;DaGwL Joxf]/f M sDkgLsf] ljQLo ljj/0fdf pNn]v u/] adf]lhdsf]a}+s tyf ljQLo ;+:yfx?df /x]sf] a}+s df}Hbftsf] sDkgLsf] lx;fj;+u ldnfg (Reconcile) ul/Psf] / ;DalGwt

a}+saf6 ;dy{g lnOPsf] 5 .

*= aLds÷k"gaL{ds;+u lng' lbg' af+sL lx;fa ;DaGwdf ;DalGwt aLds÷k"gaL{dssf] ;dy{g ;lxtsf] lx;fa ldnfg ;DaGwL Joxf]/f M

k'gaL{dsnfO{ @)&@ ciff9 d;fGt;Dd k'gaL{df z'Ns afkt lbg afsL ?=^),&&,#^) /x]sf] 5 / k'gaL{ds;+u bflj jfkt lng' kg{] /sd ?= #,##,^@,*^( /x]sf] 5 . ;f]sf] ;dy{g ;DalGwt k'g{aLdsaf6 lnOPsf] 5 .

(= aLdsn] u/]sf] nufgL k|rlnt aLdf P]g, lgodfjnL tyf aLdf ;ldltaf6 tf]lsP adf]lhd /x] g/x]sf] M sDkgLn] u/]sf] nufgL k|rlnt aLdf P]g, lgodfjnL tyf aLdf ;ldltaf6 lgb]{zg u/] adf]lhd sDkgLsf] nufgL ;ldltaf6 :jLs[t Joj:yf cg'?k /x]sf] 5 .

!)= aLdssf] ;+rfns jf ;+rfns;+u ;DalGwt JolQm jf ;+:yf;+u sf/f]af/ M sDkgLsf] ;+rfns jf ;+rfns;+u ;DalGwt JolQm jf ;+:yf;+u s'g} sf/f]af/ ePsf] 5}g\ .

!!= sDkgLn] o; jif{s'g} klg C0f lnPsf] 5}g .

!@= aLdsn] s/ r'Qmf k|df0fkq k|fKt u/]sf] cf=j= tyf To:tf] r'Qmf k|df0fkq k|fKt x'g af+sL cf=j= / ;f] ;DaGwL ljj/0fsf ;fy]} cl3Nnf] cf=j=x?sf] s/ hl/jfgf Aofh afkt bfjL k/]sf] / o; cf=j=df e'QmfgL ePsf] /sdM

sDkgLn] cfkm\gf] :yfkgf sfn b]lvg} cfos/ P]g @)%* adf]hLd cfGtl/s /fh:j sfo{nonfO{ s/sf] n]vf k/LIf0f cg';f/ s/ e'QmfgL ub}{{ cfPsf] 5 . cfGtl/s /fh:j sfof{noaf6 sDkgLsf] cf=j= @)^&÷)^* ;Ddsf] s/ n]vf kl/If0f e};s]sf]df cf=a= @)%&.%*, @)^@.^#, @)^#.^$, @)^$.^%, @)^^.^& / cf=j= @)^&÷)^* u/L hDdf ^ aif{sf] s/ lgwf{/0fdf yk s/ bfloTj ?=$,@&,#!,^@$.&$ lgwf{/0f ePsf]df lrQ ga'lem ;f];DaGwdf k'g/fj]bg ul/Psf] 5 .

!#= lkmtf{ u/]sf] aLdfz'Nssf] kl/df0f / sf/0f M sDkgLdf o; cf=j @)&!÷&@ df s'g} klg aLdfz'Ns /sd lkmtf{ ul/Psf] 5}g .

!$= aLdsn] aLldtnfO{ k|bfg ug]{ 3f]lift tyf cGtl/d af]g;sf] b/M sDkgLsf] cf=j=@)&!÷)&@ ;Dd ePsf] aLdfl°o d'Nofs+g cg';f/ aLldtnfO{ k|bfg ug]{ 3f]lift af]g; b/ tn pNn]v ul/P cg';f/ 5g\ .

aLdfn]vsf] lsl;d aLdf cjwL -aif{_ Aff]g; -k|lt aif{ k|lt xhf/_

;fjlws hLjg aLdf%—!% ^%

!^—@) ^%

@!—@% &@

@% eGbf dfyL *@

clu|d e'QmfgL -hLjg ;Da[l4 aLdf of]hgf afx]s_

!) ^%

!% ^%

@) ^%

hLjg ;Da[l4 aLdf of]hgf !% ^@

hLjg ;Da[l4 aLdf of]hgf @) ^$

!%= l9nf] aLdfz'Ns e'QmfgLdf lanDa z'Ns÷Aofhsf] b/ tyf aLdfn]vsf] lwtf]df k|bfg ul/g] shf{df Aofhsf] b/ M l9nf] aLdfz'Ns e'QmfgLdf lanDa z'Ns÷Aofhsf] b/ tyf aLdfn]vsf] lwtf]df k|bfg ul/g] shf{df Aofhsf] b/ !) k|ltzt /x]sf] 5 .

!^= ckn]vg x'g af+sL vr{sf] ljj/0f M sDkgLn] ;/sf/L C0fkqsf] vl/bdf lk|ldod jfkt e'QmfgL u/]sf] /sd dWo] ? &^,@%,(!#÷– ckn]vg ul/Psf] 5 . ;f] /sdnfO{ cg';'rL @ df nufgLdf gf]S;fg lz{ifs cGtu{t b]vfOsf] 5 .

ljj/0f o; aif{ /sd -?_ ut aif{ /sd -?_

z"? df}Hbft !,(#,&%,*&%÷– #,)&,#*,@%)÷–

ckn]vg vr{ &^,@%,(!#÷– !,!#,^@,#&%÷–

clGtd df}Hbft !,!&,$(,(^@÷– !,(#,&%,*&%÷–

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@58

!&= r'Qmf k"+hL dWo] clu|d e'QmfgL k|fKt (Paid in Advance), e'QmfgL k|fKt x'g af+sL (Call in Arrears) / hkmt ul/Psf t/ k'g M sDkgLn] hf/L u/]sf] z]o/ jfkt s'g} e'QmfgL k|fKt x'g jf z]o/ hf/L ug{ afFsL 5}g .

!*= of] aif{ lnh xf]N8 ;DklQdf ckn]vg /sd Xf;vr{ cGtu{t n]vf+sg ul/Psf] 5 . lnh xf]N8 ;DklQdf ut jif{;Dd ?=!,^*,)#,#*!÷– / o; jif{ vr{ (Amortization) ?= !%,%(,(@(÷– n]vf°g ul/Psf] 5.

!( jif{el/df ePsf] jf;nft aflx/sf] sf/f]af/sf] ljj/0fM sDkgLsf] jf;nft aflx/ s'g} sf/f]af/ ePsf] 5}g .

@)= cl3Nnf aif{x?;+u ;DalGwt cfDbfgL tyf vr{x? M 5}g .

@! sDkgLsf] ljleGg a}+s vftfx?df jLdfn]v ;+Vof jf jLdLtsf] gfd hfgsf/Ldf cfpg g;s]sf ljleGg jLldtx?af6 hDdf ePsf]] /sd ?= %),!#,(!#÷–(Unidentified Deposit)nfO{ n]vf lzif{sdf ;dfof]hg ul/Psf] 5 .

@@ aLdfz'Ns jfkt k|fKt r]s df}Hbft jfktsf] /sd ?= @$,^^,@@,*(*÷–;Dk"0f{ @)&@÷)$÷)! sf lbg ;DalGwt a}+s vftfx?df hDdf e};s]sf] 5 .

@# cfly{s aif{ @)&!÷&@ df sd{rf/Lsf] nflu jf]g; P]g cg';f/ ?=%,!%,(&,^*!÷–af]g;sf] Joj:yf ul/Psf] 5 .

@$ sDkgLsf sd{rf/Lx?sf] xfn;Dd ljbf jfkt?=@,)(,##,&&#÷– / pkbfg jfkt ?=#,#^,*#,$%(÷– Aoa:yf ul/Psf] 5 .

@% sd{rf/L ;]jf zt{ cg';f/ sd{rf/Lx?nfO{ cfjf; shf{ lbg] Joj:yf gePsf]n] >d P]g, @)$* cg';f/ 5'§} cfjf; sf]ifsf] Joj:yf ul/Psf] 5}g .

@^ :yugs/ g]kfn n]vfdfg )( cg';f/ @% k|ltztsf] b/n] c:yfoL km/sdf :yug s/sf] lx;fj ul/Psf] 5 . :yugs/ ;DklQ / bfloTj zLif{s cGtu{tsf ljifo / ltgsf] lx;fj lgDgfg';f/ 5M

@)&@ cfiff9 #! ut] ;Dd -v_ M

ljj/0f n]vf cfwf/ s/ cfwf/ km/s /sd

Xf; s§L cfwf/ 24,91,30,565 23,66,59,240 (1,24,71,325)

z]o/dfnufgL 1,17,53,03,786 1,23,79,39,409 6,26,35,623

nufgL gf]S;fgL jfkt Joj:yf 96,40,037 - 96,40,037

g]kfn ;/sf/sf] artkq jf C0fkqdf nufgL 1,08,63,52,963 1,13,80,58,474 5,17,05,511

ljbf afkt Joj:yf 2,09,33,773 - 2,09,33,773

pkbfg Joj:yf 3,36,83,459 - 3,36,83,459

z+sfZkb cf;fdLsf] nflu Aoj:yf 38,09,531 - 38,09,531

hDdf 2,57,88,54,114 2,61,26,57,123 16,99,36,609

:yugs/ ;DkQL @% k|ltzt 4,24,84,152

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 59

@)&! cfiff9 #@ ut] ;Dd -s_ M

ljj/0f n]vf cfwf/ s/ cfwf/ km/s /sd

Xf; s§L cfwf/ 25,37,94,985 25,29,94,998 (7,99,987)

z]o/dfnufgL 79,60,74,727 79,85,94,793 25,20,066

nufgL gf]S;fgL jfkt Joj:yf 5,11,99,727 - 5,11,99,727

g]kfn ;/sf/sf] artkq jf C0fkqdf nufgL 1,09,39,78,875 1,13,80,58,474 4,40,79,599

ljbf afkt Joj:yf 1,27,24,449 - 1,27,24,449

pkbfg Joj:yf 1,04,89,223 - 1,04,89,223

clestf{ shf{ Joj:yf 34,07,604 - 34,07,604

hDdf 2,22,16,69,590 2,18,96,48,265 12,36,20,681

:yugs/ ;DkQL @% k|ltzt 3,09,05,171

ut aif{sf] t'ngfdf :yugs/ ;DkQLdf sdL -s_ - -v_ = 1,15,78,981/- #! cfiff9 @)&@ ;Ddsf] :yug s/ ;DklQ gfkmf gf]S;fg lx;fadf jLdf ;ldltsf] ljQLo lgb{]lzsf cg';f/ vr{ 36fO{ b]vfOPsf] 5 .

@&_ sDkgLsf] NLIC Building ;Fu ;DalGwt cfDbfgL tyf vr{ lgDg adf]hLd 5g\ .

ljj/0f o; aif{ /sd -?_ ut aif{ /sd -?_

NLIC Building jfkt s'n 3/ ef8f tyf cGo cfDbfgL 6,30,89,090 6,90,49,702

NLIC Building jfktnfu]sf] s'n vr{ (4,04,93,990) (4,88,62,078)

x|f;s§L cl3sf] v'b cfDbfgL 2,25,95,100 2,01,87,624

Less: NLIC Building sf] x|f; s§L ul/Psf] vr{ (38,91,391) (38,91,391)

x|f;s§L k5Lsf] NLIC Building sf] v'b cfDbfgL÷ (gf]S;fgL) 1,87,03,709 1,62,96,233

@*_ jLdf+ssf] Sum at Risk sf] u0fgf sDkgLsf] aLdf°L lko'z cfO{ dHd'bf/n] pknAw u/fPsf]ljj/0f cg';f/ ul/Psf] 5.

@(_ sDkgLn] ;ldIff cf=j=df dxfljkQL hu]8f sf]ifdf ?= !#,$@,(!,*$(÷– hu]8f ;[hgf u/]sf] 5 .

#)_ sDkgLsf] cf=j=@)&!÷&@ df ?=*%,^@,)#,)!*÷– Joj:yfkg vr{df ePsf] . h; dWo] s'n jLdfz'Nsf] * k|ltzt eGbf clws ePsf] Joj:yfkg vr{ ?= @),#!,!^,^%^÷– ;f]em} gfkmf gf]S;fg lx;fadf ;dfof]hg ul/Psf] 5 .

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@60

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

cfiff9 #!, @)&@ -h'nfO{ !^, @)!%_ sf] cfly{s ljj/0f ;DaGwL cg';"rL

cg';"rL– #)

kl5Nnf kfFr jif{sf] k|d'v ;"rf°x?qm=;+= ljj/0f ;"rf°s 071/72 070/71 069/70 068/69 067/68

! g]6 jy{ ?= 2,359,015,947 1,854,275,948 1,326,864,061 734,740,609 335,415,911

@ z]o/ ;+Vof ;+Vof 17,340,000 10,837,500 6,375,000 3,750,000 3,750,000

# k|lt z]o/ lstfaL d"No ?= 136.04 171.10 208.14 195.93 89.44

$ v"b gfkmf ?= 527,555,789 614,111,885 774,607,048 625,705,917 (6,63,75,780)

% k|lt z]o/ cfo (EPS) ?= 30.42 56.67 121.51 166.85 -

^ k|lt z]o/ nfef+z (DPS) ?= 26.32 68.00 98.50 126.32 -

& k|lt z]o/ ahf/ d"No (MPPS) ?= 2,886 4,351 1,425 785 566

* d"No cfDbfgL cg'kft (PE Ratio) cg'kft 94.87 76.78 11.73 4.70 -

( k|yd jif{sf] aLdfz'Ns ?= 3,893,860,214 2,712,413,724 1,484,893,576 1,233,878,034 743,387,242

!) s'n aLdfz'Ns ?= 8,093,293,221 5,675,486,493 3,900,000,377 3,201,160,522 2,320,696,993

!! v"b aLdfz'Ns÷s'n aLdfz'Ns k|ltzt 98.52 97.93 96.89 96.23 97.18

!@ v"b gfkmf÷s'n aLdfz'Ns k|ltzt 6.52 10.82 19.86 5.71 -

!# s'n aLdfz'Ns÷s'n ;DklQ k|ltzt 29.88 28.35 26.22 25.95 24.04

!$nufgL / shf{af6 cfo÷s'n nufgL / shf{

k|ltzt 6.98 8.99 8.99 9.08 8.21

!% s'n nufgL / shf{÷hLjg aLdfsf]if k|ltzt 105.30 107.53 107.53 114.76 115.35

!^k'gaL{df sldzg cfo÷s'n k'gaL{dfz'Ns

k|ltzt 13.45 9.59 3.74 3.85 8.90

!& Joj:yfkg vr{÷s'n aLdfz'Ns k|ltzt 10.58 8.21 6.92 13.53 13.74

!*aLdf clestf{ ;DalGw vr{÷s'n aLdfz'Ns

k|ltzt 17.68 14.68 11.52 16.80 18.63

!( aLdf clestf{ ;+Vof ;+Vof 63,580 49,964 38,368 33,649 25,598

@) sd{rf/L ;+Vof ;+Vof 316 289 259 217 193

@! sfof{nosf] ;+Vof ;+Vof 104 97 82 23 23

@@ sd{rf/L vr{÷Joj:yfkg vr{ k|ltzt 26.27 27.61 35.70 17.27 15.29

@# sd{rf/L vr{÷sd{rf/L ;+Vof ?= 711,659 444,988 371,920 344,828 252,694

@$e'QmfgL x'g aFfsL bfjL /sd÷e'QmfgL ePsf] bfjL /sd

k|ltzt 15.54 8.75 8.75 17.39 27.63

@%s'n sfod /x]sf] aLdfn]vsf] ;+Vof -a}=/f] aLdfn]v ;d]t_

;+Vofdf 1,020,595 921,093 764,689 597,882 467,200

@^o; jif{ gjLs/0f ePsf] aLdfn]vsf] ;+Vof÷ut jif{ sfod /x]sf]aLdfn]vsf] ;+Vof

k|ltzt 72.87 83.98 77 80 89

@&bfjL k/]sf] aLdfn]vsf] ;+Vof÷s'n sfod /x]sf] aLdfn]vsf] ;+Vof

k|ltzt 1.69 1.70 0.06 0.06 0.07

@* ;f]Ne]G;L dflh{g k|ltzt 3.17 3.00 3.17 6.78 -

@( 3f]lift af]g; b/ k|ltxhf/ ?=^@ b]lv ?=*@ ;Dd ?=^@ b]lv ?=*@ ;Dd ?=^@ b]lv ?=*@ ;Dd ?=^@ b]lv ?=*@ ;Dd ?=^@ b]lv ?=*@ ;Dd

#) cGtl/d af]g; b/ k|ltxhf/ - - - - -gf]6M sfof{no ;+Vofdf If]lqo sfof{no tyf pkzfvf sfof{nox? klg u0fgf ul/Psf 5g\.

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 61

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8k|wfg sfof{no x]l/6]h Knfhf, sdnfbL, sf7df08f}+

cfiff9 #!, @)&@-h'nfO{ !^, @)!%_ sf] cfly{s ljj/0f ;DaGwL cg';"rL

cg';"rL– #!

aLdf°sf] ljj/0f

qm=;+=

aLdfsf] lsl;d sfod /x]sf] aLdfn]vsf] ;+Vof

sfod /x]sf] aLdfn]v cGtu{t hDdf aLdf° ;d of6 l/:s (Sum at Risk)

o; aif{ ut aif{ o; aif{ ut aif{ o; aif{ ut aif{

! ;fjlws hLjg 243,659 231,099 38,310,196,684 30,569,718,885 30,584,821,455 23,998,185,362

@ cu|Ld e'QmfgL 76,180 57,873 35,952,208,122 19,247,005,611 33,683,133,101 18,027,595,723

# hLjg ;xf/f 91,615 85,100 15,916,389,611 11,897,962,411 14,068,418,765 10,523,352,167

$ hLjg ;f/ly -cGo_ 1,872 1,256 636,146,000 315,567,000 598,983,008 293,207,633

% ;fdfGo Doflb 609,203 538,426 303,840,482,000 269,382,888,000 303,559,639,370 269,288,459,818

hDdf 1,022,529 913,754 394,655,422,417 331,413,141,907 382,494,995,699 322,130,800,703

qm=;+=

aLdfsf] lsl;d k'gaL{dsnfO{ x:tfGt/0f ul/Psf] ;d of6 l/:s (Sum at Risk) aLdsn] wf/0f u/]sf] ;d of6 l/:s (Sum at Risk)

o; aif{ ut aif{ o; aif{ ut aif{

! ;fjlws hLjg 2,587,187,926 2,255,517,892 27,997,633,529 21,742,667,470

@ cu|Ld e'QmfgL 14,062,077,576 7,967,221,151 19,621,055,525 10,060,374,572

# hLjg ;xf/f 1,364,210,855 1,215,055,747 12,704,207,910 9,308,296,420

$ hLjg ;f/ly -cGo_ 78,542,923 61,797,462 520,440,085 231,410,171

% ;fdfGo Doflb 237,110,016,397 184,128,802,820 66,449,622,973 85,159,656,998

hDdf 255,202,035,677 195,628,395,072 127,292,960,022 126,502,405,631

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@62

;+:yfks tyf ;+:yfks ;d'xsf z]o/wgLn] cfkm\gf] :jfldTjdf /x]sf] z]o/ lwtf] /flvPsf] laj/0f->L aLdf ;ldltaf6 ldlt @)&!.)(.@( df hf/L ;+:yfks z]o/ lwtf]aGws ;DaGwL Joj:yf cg'?k_

s|=; gfd lwtf]df /x]sf]

z]o/ lsQf ;+Vof

1 KAVITA SANGHAI 5850002 ANUJ AGRAWAL 2216003 GOVIND LAL SANGHAI 6600004 RAMAWATAR AGRAWAL 585005 PRUDENTIAL CAPITAL MANAGEMENT COMPANY 949656 SHIVASHANKAR AGRAWAL 433507 NIRMAL KUMAR AGRAWAL 425258 PURUSHOTTAM LAL SANGHAI 420009 ASHOK KUMAR AGRAWAL 4575010 SHANKAR LAL AGRAWAL 11170011 NARESH KUMAR AGRAWAL 2312012 SHIRISH MURARKA 2125013 JAYANT AGRAWAL 1984514 RAJENDRA KUMAR AGRAWAL 950015 SURAJ PANDIYA 809216 NAND KISHOR SHARMA 1128817 RAJ KUMAR BARAL 578018 VISHAL AGRAWAL 557019 UDAYA PRASAD OJHA 2851220 SANJEEV KUMAR DAHAL 408021 SUMITRA SHARMA 544022 BHARAT REGMI 328023 PREM BAHADUR BARAL 578024 SHREE GANESH PROPERTIES AND INVESTMENT PVT. LTD 1399025 BASU DEV GOLYAN 51639826 PAWAN KUMAR GOLYAN 40400027 Suhrid Raj Ghimire 34680028 PURUSHOTAM LAL SANGHAI 20700029 AMIT AGRAWAL 13872030 VIDYA DEVI AGRAWAL 4768631 ASHOK KUMAR AGARWAL 3700032 RAM CHANDRA SANGHAI 3200033 SATISH KUMAR MORE 3150034 SAURAV GARG 2774435 RAJ KUMAR MORE 2710536 SIRISH KUMAR MURARKA 2667537 SHRAWAN KUMAR MORE 2486538 ANJALI SARAWOGI 2193039 Ram Awatar Agrawal 2000040 SAMPURNA DAS TULADHAR 1907441 SURESH KUMAR AGRAWAL 1618442 CAPTIVE INVESTMENT COMPANY 1387243 BODH PRASAD TRIPATHI 3119044 ANJALI SARAWOGI 1275045 PRAMILA DEVI AGRAWAL 2167546 RENU MITTAL 1275047 Madhusudan Agrawal 1200048 SURENDRA KUMAR GOEL 600049 MAHENDRA KUMAR BHIMSARIA 578050 MAHESH KUMAR AGRAWAL 571451 DIPESH BAHADUR DHAUBANZZAR 500052 Mukesh Kumar Agrawal 500053 ROSHANI MAIYA DHOUBANJA 500054 POONAM GOEL 300055 RAMESH KUMAR AGRAWAL 270056 KESHAV TULADHAR 289057 KUMAR PRASAD OJHA 115658 DINESH ARYAL 1000

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 63

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@64

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 65

>L aLdf ;ldltsf] ldlt @)&#÷)!÷)& sf] kq cg';f/ sDkgLsf] cf=a= @)&!÷&@ sf] lalQo ljj/0f :jLs[t ubf{sf] zt{x? ;DaGwdf sDkgLsf] hjfkm!= ;ldIff cf=j= df sDkgLn] gofF Joj;fodf ut jif{sf] t'ngfdf !$$ k|ltztsf] j[l4 xfl;n u/]sf]n] pQm Joj;fosf] clwu|x0f

nfutsf] sf/0f tyf cGo vr{df klg ahf/ efpdf ePsf] pn]Vo j[l4sf] sf/0f sDkgLsf] cgj/t k|of; kZrft klg

;ldltn] tf]lslbPsf] vr{ l;df gf£g uPsf] Joxf]/f cjut u/fpb} cfufdL jif{x?df pQm vr{sf] l;df leq /xg k|of;/t

/xg] Joxf]/f cg'/f]w ub{5f} .

@= bfaL e'QmfgLdf bfaL km5{of}6 k'hf{ hf/L ug]{ ;Gbe{df pQm km5{of}6 k'hf{ x'nfs dfkm{t k7fpFbf ;DalGwt JolQm;Dd k'Ug

;d:of x'g] x'Fbf ;DalGwt JolQm ;Dks{df cfP kZrft a'emfpg] ul/Psf] 5 . s'g} s'g} bfaL stf{ ;dodf sfof{nodf

;Dks{df gcfpg] sf/0f l9nf] x'g] Joxf]/f cg'/f]w ub{5f}+ .

#= sDkgLn] cfkm\gf] ladfn]vx?df /x]sf] Joj:yf cg';f/ r':t ?kdf underwriting ug]{ u/]sf] Joxf]/f cg'/f]w ub{5f}+ .

tyfkL s]lx ladfn]vx?df cfjZoQmf cg';f/sf] s]lx sfuhkqx? k'/f x'g g;s]sf] ;Gbe{df ;f]nfO{ cem k|efjsf/L ?kn]

ul/b} nlug] Joxf]/f cg'/f]w ub{5f}+ .

$= ;ldltaf6 hf/L ePsf] ;+:yfut ;'zf;g ;DaGwL lgb{]lzsf @)^( kfngf ug{ sDkgL k|of;/t /x]sf] Joxf]/f cg'/f]w ub{5f}+ .

%= sDkgLsf] ;Dk"0f{ a}+s lx;fa r':t /flv+b} cfPsf] / ;f] lx;fadf cem r':ttf Nofpg k|of;/t /x]sf] Joxf]/f cg'/f]w ub{5f} .

^= sDkgLsf] clestf{x?nfO{ k|bfg u/]sf] shf{ tyf k]ZsL lghx?n] k|fKt ug]{ sldzgsf] cfwf/df k|bfg ug]{ ul/Psf]n] ;f]

sf] c;'nLdf vf;} ;d:of g/x]sf] tyfkL pQm shf{ tyf k]ZsLsf] c;'nL sfo{ cem k|efasf/L agfpg sDkgL k|lta4

/x]sf] Joxf]/f cg'/f]w ub{5f} .

&= sDkgLn] ;ldltaf6 k|fKt lgb]{zg adf]lhd dfOqmf] k|f]8S6 hf/L ul/ Go'g cfo ePsf u|fld0f e]usf hgtf ;Dd pQm

ladfn]v lj:tf/ ug{ k|lta4tf hfx]/ ub{5f} .

*= sDkgLsf] ;fwf/0f ;ef @)&# h]i7 )& ut] ul/g] Joxf]/f cg'/f]w ub{5f+} .

(= sDkgLsf] cfGtl/s tyf afXo n]vf kl/Ifsn] cf}+NofPsf s}lkmotx? qmlds ?kn] ;'wf/ ul/b} nluPsf] Joxf]/f cg'/f]w

ub{5f}+ .

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@66

g]kfn nfOkm OG:of]/]G; sDkgL lnld6]8sf]-lwtf]kq btf{ tyf lgisfzg lgodfjnL @)^% sf] lgod @@ sf] pklgod ! ;+u ;DalGwt_

cg';"rL !#

jflif{s k|ltj]bg cf=j=@)&!÷)&@!_ ;+rfns ;ldltsf] k|ltj]bgM o;};fy ;+nUg 5 .

@_ n]vfkl/Ifssf] k|ltj]bgM o;} ;fy ;+DnUg 5 .

#_ n]vfkl/If0f ePsf] ljlQo ljj/0fM o;} ;fy ;+DnUg 5 .

$_ sfg"gL sf/jfO{ ;DaGwL ljj/0fM gePsf]

%_ ;+ul7t ;+:yfsf] z]o/ sf/f]jf/ tyf k|ultsf] ljZn]if0fs_ ;ldIff cjlwdf sDkgLsf] z]o/ sf/f]af/ :jefljs tyf oyfy{k/s /x]sf] 5 . v_ ;ldIff aif{sf] k|To]s q}dflzs cjlwdf ;+ul7t ;+:yfsf] z]o/sf] clwstd, Go"gtd / clGtd d"Nosf ;fy} s'n

sf/f]af/ z]o/ ;+Vof / sf/f]af/ lbg lgDgfg';f/ /x]sf] 5 .

cjlw z]o/sf]clwstd d"No

z]o/sf]Go"gtd d"No

z]o/sf]clGtd d"No

sf/f]af/ ;+VoflsQf -xhf/df_

sf/f]af/ lbg

k|yd q}dflzs $^!) #%*) $!*$ &^#$! %(

bf];|f] q}dflzs $^)) #&&! $%#( !%@*$* %&

t];|f] q}dflzs $((* $#@% $$!# !%#@)@ %&

rf}yf} q}dflzs $$)% @@$% @**^ @##@&) $&

^_ ;d:of / r'gf}tLd'n'sdf hLjg jLdf Joj;fosf] ;Defjgf pRr /x]sf]n] hLjg jLdf k|lt cfd dflg;df ;sf/fTds efjgfsf] ljsf; ug{ hLjg jLdfnfO{ ;fdflhs ;'/Iff tyf cg';flzt artsf] dfWodsf] ?kdf :yflkt ul/ jLdf hfu/0f cleofg ;+rfngsf] vfFrf] /x]sf] 5 . hLjg jLdf If]qsf] lj:tfl/t ahf/sf jfjh'b lagf;sf/L e'sDk tyf cfk"lt{ Joj:yfdf b]lvPsf] ;d:of h:tf sf/0fn] ;j{;fwf/0fsf] s|o zlSt Go"g ePsf] tyf ;Lldt If]qdf s]lGb|t tLj| k|lt:kwf{n] s]xL r'gf}tLx? ;[hgf u/]sf 5g\ . cy{tGqdf bL3{sflng nufgLsf] cj;/ Go"g ePsf]n] k/Dk/fut nufgLsf If]qx?df dfq nufgL Plss[t eO/xsf] x'Fbf s]lGb|t hf]lvdsf] cj:yf /x]sf] 5 . oBkL >L aLdf ;ldltaf6 hf/L gofF nufgL gLltn] nufgL lalalws/0fdf

;3fpm k'/\ofpg] b]lvG5 . sDkgLn] ;dofg's'n Joj;flos /0flgltsf] sfof{Gjog4f/f r'gf}tLx?nfO{ cj;/df kl/0ft ub{} hfg]df ljZjf; lnPsf] 5 .

&_ ;+:yfut ;'zf;gsDkgLn] kf/blz{tf tyf hjfkmb]lxtfnfO{ klxnf] k|fyldstfdf /fVb} cfPsf] 5 . sDkgLsf] cgnfO{g sf/f]af/ k|0ffnLn] cfGtl/s lgoGq0f k|0ffnL r':t /fVg ;xof]u k'/\ofPsf] 5 . sDkgLn] cfkmgf] lx;fa lstfa ;j{dfGo n]vf l;4fGt, g]kfn n]vfdfg dfkb08 cg'?k /fVb} cfPsf] 5 . sDkgLn] cfkmgf] cfGtl/s lgoGq0fnfO{ ;an agfpg cfGtl/s n]vf kl/Ifssf] ?kdf :jtGq rf6{8{ PsfpG6]G6nfO{ lgo'lQm ul/ k|To]s q}dfl;s cjlwsf] k|ltj]bg dfly lj:t[t 5nkmn ul/ k|fKt ;'emfjx?sf] sfof{Gjog ub}{ cfPsf] 5 . sDkgLn] >L aLdf ;ldltaf6 hf/L ;+:yfut ;'zf;g ;DaGwL lgb{]lzsf adf]lhdsf k|fjwfgx?sf] sfof{Gjog ub}{ ;+:yfut ;'zf;g sfod ug]{ tkm{ k|lta4 5f}+ .

*_ laj/0fkqdf k|If]k0f ul/Psf / n]vfkl/If0f ePsf] laj/0fx?df aL; k|ltzt jf ;f]eGbf al9

km/s ;DaGwL lja/0fM gePsf] .

(_ lgod @@ sf] pklgod-%_;+u ;DaGwLt laz]if

36gf jf kl/l:ylt ;DaGwL ljj/0fM gePsf] .

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 67

sDklgsf] k|aGwkq tyf lgodfjnLdf ul/Psf] ;+zf]wgsf] ljj/0f

k|jGwkqdf ePsf] ;+zf]wg k|:tfjbkmf ;fljs Joj:yf ;+zf]lwt Joj:yf ;+zf]wg ug'{ kg]{ sf/0f

bkmf $-~f_

-$_-v_

gePsf] sDkgLsf] nufgLnfO{ laljlws/0f ug{sf nflu

;DaGwLt lgodgsf/L lgsfo÷cGo lgsfosf]

:jLs[lt lnO{ hUuf vl/b ug]{ cyjf hUuf

vl/b ul/ ejg lgdf{0f ul/ ;f] k'/} jf cf+lzs

?kdf ef8fdf nufpg] jf Joj;flos k|of]hgsf

nflu ;+rfng ug]{ u/fpg] .

laleGg If]qdf nufgL la:tf/ ul/

sDkgLsf] cfo a[l4 ug{ afG5lgo

ePsf]n] .

bkmf %-v_ sDkgLsf] tTsfn hf/L k"FhL ? !,&#,$),)),)))÷–

-Ps cj{ lqxQ/ s/f]8 rfln; nfv_ x'g]5 .

sDkgLsf] tTsfn hf/L k"FhL ?

@,$&,&!,$@,())÷–

-b'O{ ca{ ;8\rfln; s/f]8 PsxQ/ nfv

aofln; xhf/ gf}zo_ x'g]5 .

;+rfns ;ldltn] k|:tfj u/]sf]

af]g; z]o/nfO{ ;fwf/0f ;efn]

cg'df]bg ul/ k"FhL a[l4 ug{ / af]g;

z]o/ lat/0f kZrft ;j{;fwf/0f ;d'xdf s'n r'Stf k"FhLsf] Go"gtd #) k|ltzt z]o/ :jfldTj k'/\ofpg yk z]o/ lgZsf;g (Further

Public Offering) dfkm{t k"FhL a[l4 ug{ cfjZos ePsf]n] .

bkmf %-u_ sDkgLsf] hf/L k"FhL dWo] *)Ü sf] z]o/ -s_ ;d"xsf z]o/wlgx?nfO{ / @)Ü z]o/ -v_ ;d'xsf z]o/ wlgx?nfO{ afF8kmfF8 ul/g] 5 . sDkgLsf ;+:yfks z]o/ wlgx?n] sDkgL btf{sf avt lng saf]n u/]sf] z]o/ afx]s sDkgLsf] hf/L k"FhL leqsf]*)Ü z]o/ dWo] afFsL /xg cfpg] z]o/ ;j{;fwf/0fdf ljj/0f kq k|sflzt ug{' cufl8 ;+:yfks z]o/wlgx?nfO{ afF8kmfF8 ul/g] 5 .

sDkgLsf] hf/L k"FhL dWo] &)Ü sf] z]o/ -s_ ;d"xsf z]o/wlgx?nfO{ / #)Ü z]o/ -v_ ;d'xsf z]o/ wlgx?nfO{ afF8kmfF8 ul/g] 5 .

bkmf %-3_ sDkgLsf] r'Stf k"FhL slDtdf ?= !,&#,$),)),)))÷– -Ps cj{ lqxQ/ s/f]8 rfln; nfv_ x'g]5 .

sDkgLsf] r'Stf k"FhL slDtdf ?= @,$&,&!,$@,())÷– -b'O{ ca{ ;8\rfln; s/f]8 PsxQ/ nfv aofln; xhf/ gf}zo_ x'g]5 .

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@68

lgodfjnLdf ePsf] ;+zf]wg k|:tfjlgod ;fljs Joj:yf ;+zf]lwt Joj:yf ;+zf]wg ug'{ kg]{ sf/0f

lgod

%-v_

sDkgLsf] tTsfn hf/L k"FhL ?=!,&#,$),)),)))÷– -Ps cj{

lqxQ/ s/f]8 rfln; nfv_ x'g]5 .

sDkgLsf] tTsfn hf/L k"FhL

?=@,$&,&!,$@,())÷–

-b'O{ ca{ ;8\rfln; s/f]8 PsxQ/ nfv

aofln; xhf/ gf}zo_ x'g]5 .

;+rfns ;ldltn] k|:tfj u/]sf] af]g;

z]o/nfO{ ;fwf/0f ;efn]

cg'df]bg ul/ k"FhL

a[l4 ug{ / af]g; z]o/

lat/0f kZrft ;j{;fwf/0f

;d'xdf s'n r'Stf k"FhLsf]

Go"gtd #) k|ltzt z]o/

:jfldTj k'/\ofpg yk

z]o/ lgZsf;g (Further

Public Offering) dfkm{t k"FhL a[l4 ug{ cfjZos ePsf]n] .

lgod %-ª_ sDkgLsf] r'Stf k"FhL slDtdf ?=!,&#,$),)),)))÷– -Ps cj{

lqxQ/ s/f]8 rfln; nfv_ x'g]5 .

sDkgLsf] r'Stf k"FhL slDtdf ?= @,$&,&!,$@,())÷–

-b'O{ ca{ ;8\rfln; s/f]8 PsxQ/ nfv aofln;

xhf/ gf}zo_ x'g]5 .

lgod

%-r_

sDkgLsf] hf/L k"FhL dWo] *)Ü sf] z]o/ -s_ ;d'xsf z]o/

wgLx?nfO{ / @)Ü z]o/ -v_ ;d'xsf z]o/wgLx?nfO{ afF8kmfF8

ul/g] 5 . sDkgLsf ;+:yfks z]o/wgLx?n] sDkgL btf{sf avt lng saf]n u/]sf] z]o/ afx]s sDkgLsf] hf/L k"FhL leqsf] *)Ü z]o/ dWo] afFsL /xg cfpg] z]o/ ;a{;fwf/0fdf ljj/0f kq k|sflzt ug'{ cufl8 ;+:yfks z]o/wgLx?nfO{ afF8kmfF8 ul/g] 5 .

sDkgLsf] hf/L k"FhL dWo] &)Ü sf] z]o/ -s_

;d'xsf z]o/wgLx?nfO{ / #)Ü z]o/ -v_

;d'xsf z]o/wgLx?nfO{ afF8kmfF8 ul/g] 5 .

lgod ̂ -s_ o; sDkgLsf] ;+rfns ;ldltdf & hgf ;+rfnsx? ;ldltdf /xg] 5g\ . h; dWo] ;+:yfks ;d"x -s_ af6 % hgf / ;j{;fwf/0f ;d"x -v_ af6 ! -Ps_ hgf lgjf{lrt ul/g] 5 tyf ! -Ps_ hgf :jtGq ;+rfns lgo'Qm ul/g] 5 .

o; sDkgLsf] ;+rfns ;ldltdf & hgf ;+rfnsx? ;ldltdf /xg] 5g\ . h; dWo] ;+:yfks ;d"x -s_ af6 $ hgf / ;j{;fwf/0f ;d"x -v_ af6 @ -b'O{_ hgf lgjf{lrt ul/g]5 tyf ! -Ps_ hgf :jtGq ;+rfns lgo'Qm ul/g] 5 .

;j{;fwf/0f ;d'xsf] z]o/ :jfldTj #) k|ltzt sfod x'Fbf z]o/ :jfldTjsf] cg'kftsf cfwf/df

;+rfns ;+Vof lgwf{/0f ug'{kg]{ ePsf]n] .

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 69

g]kfn nfOkmsf hLjg aLdf of]hgfx?

!_ NEPAL LIFE gf}nf] hLjg ;Da[l4 aLdf of]hgfM

hLjgsf] ;kgfx? ;fsf/ kfg{===

gf}nf] hLjg ;Da[l4 aLdf of]hgfsf ljz]iftfx?M!= ;Lldt cjlw dfq aLdfz'Ns e'QmfgL ug'{kg]{ / aLdf cjlw ;dfKt

x'g' cufj} $–$ jif{sf] cGt/fndf ;Dk"0f{ aLdf° /sd lkmtf{ eO;Sg]

@= aLdf rfn" ePsf] ! jif{ kZrft\ aLdfn]v lwtf] /fvL ;xh} shf{

lng ;lsg]

#= aLdfz'Ns Psn ls:tf klg e'QmfgL ug{ ;lsg], Psn aLdfz'Ns e'QmfgLdf aLdf°sf] @=% u'0ff d[To hf]lvd axg x'g]

@_ NEPAL LIFE gf}nf wgjiff{ hLjg aLdf of]hgfM

of]hgfsf ljz]iftfx?M!= !* jif{{ b]lv ^) jif{{ ;Ddsf JolQmx?sf] hLjg aLdf x'g]@= l;ldt cjlw dfq aLdf z'Ns e'QmfgL ug'{kg]{#= ;ldt cjlw kZrft aLdf cjlw ;Dd aLdf z'Ns e'QmfgL gu/L aLdfn]v rfn" /lx/xg]$= aLdf cjlw ;dflKt cufj} $ ls:tfdf aLdf° /sd k|fKt x'g]%= aLdf cjlw ;dflKtdf cflh{t af]g; /sd Psd'i7 kfOg]

^= aLdf rfn' ePsf] ! jif{{ kZrft C0f ;'ljwf pknAw x'g]

#_ NEPAL LIFE afn lzIff of]hgfM

cfgf] lk|o ;Gtltsf] ;'lglZlrt eljio tyf plrt lzIff lbIff /

;fdflhs sfo{sf] nflu cfgf] / aRrfsf] ;d]t hf]lvd axg x'g]

;fjlws hLjg aLdf .

aLdf of]hgfMg]kfn nfOkm ;'lglZrt eljio tyf lzIff ;fjlws hLjg aLdf

aLdf of]UotfM

k|j]z pd]/ M aRrf – hGd] b]lv !* jif{;Dd

k|:tfjs – @) jif{ b]lv ^% jif{ ;Dd

aLdf cjlw M % jif{ b]lv #) jif{ ;Dd

-aLdf cjlw ;dflKtdf aRrfsf] pd]/ #) jif{ / k|:tfjssf] &) jif{

ggf£g] u/L_

aLdf° M k|:tfjs – ?= %) xhf/ b]lv ! s/f]8 ;Dd

aRrf – k|:tfjssf] aLdf° a/fa/ clwstd ?= @% nfv ;Dd

hf]lvd axg z'NsM aRrfsf] aLdf°df ?= ! k|lt xhf/

;'ljwfx?M!= aLdf cjlw ;dflKt ;Dd k|:tfjs hLljt ePdf k|:tfjssf] aLdf°

/ cflh{t af]g; /sd k|:tfjsnfO{ Psd'i7 e'QmfgL x'g]*@= aLdf cjlw leq k|:tfjs -aLldt_ sf] d[To' ePdf,

s_ pQm cjlw ;Ddsf] cflh{t af]g; /sd e'QmfgL x'g] / To; kl5 e'Qmfg ug'{kg]{ aLdfz'Ns 5'6 x'g],

v_ k|:tfjssf] d[To' kZRfft aLdf cjlw ;dflKt ;Dd k|To]s jif{ k|:tfjssf] aLdf°sf] !)Ü /sd e'QmfgL x'g] . aLdf cjlw ;dflKtdf jflif{s !)Ü sf b/n] e'QmfgL lbO{ afFsL /xg uPsf] aLdf° /sd -ePdf_ e'QmfgL x'g] .

#= hf]lvd k|f/De# eP kZrft aRrfsf] d[To' ePdf aLdf° a/fa/ /sd e'QmfgL x'g] tyf aLdf rfn' /lx/xg] -lgoldt aLdfz'Ns e'QmfgL ug'{kg]{_

$= aLdf rfn' ePsf] ! jif{ kZrft aLdfn]v lwtf] /fvL C0f ;'ljwf lng ;lsg] .

*k|:tfjssf] d[To' eO{ jf geO{ aLdf cjlw ;dflKtdf aRrf lhljt} /x]df aRrfsf] aLdf°

jfktsf] s'g} /sd pknAw gx'g] #aLdf k|f/De ePsf] @ jif{ kZrft jf aRrfsf] pd]/ % jif{ k'u] kZrft -h'g cufl8 cfpF5_

aRrfsf] hf]lvd axg x'g] .

aLdf z'Nsdf 5'6 tyf ykM

aLdf°df 5'6

?= % nfv eGbf a9L / !)

nfv aLdf° ;Ddk|lt xhf/ aLdf°df ?= ! 5'6

?= !) nfv eGbf a9L aLdf°df k|lt xhf/ aLdf°df ?= @ 5'6

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@70

$_ NEPAL LIFE hLjg pGglt of]hgfM

g]kfn nfOkm hLjg pGglt aLdf of]hgfsf ljz]iftfx¿Má sd aLdf z'Nsdf hf]lvd axg ;lxt cfsif{s k|ltkmn k|fKt x'g]á k"/f cjlw aLdf z'Ns e'QmfgL ug{' gkg]{á aLdf cjlw ;dflKt cufj} lg/Gt/ ¿kdf aLdf°sf] ^)Ü wg

lkmtf{ x'g]á aLdf z'Ns e'QmfgL cjlw l;l4Pkl5 klg aLdfn]v rfn' g} /xg]á aLdf cjlw ;dflKtdf Psd'i7 af]g; ;lxt aLdf°sf] $)Ü sd k|fKt x'g]á !^ jif{ b]lv %* jif{ ;Ddsf JolQmx¿sf] hLjg aLdf x'g],á aLdf rfn' ePsf] ! jif{ kZrft C0f ;'ljwf pknAw x'g] x'Fbf ;b}j t/ntfsf] ;'ljwf x'g],

%_ NLIC hLjg ;xf/f aLdf of]hgfMaLdf° /sd M Go"gtd ¿= %),)))÷– b]lv a9Ldf cfo>f]tsf] cfwf/df ug{ ;lsg] k|j]z pd]/ M !^ b]lv ^% jif{ ;Ddclwstd aLdf ;dflKt pd]/ M &) jif{

o; aLdf of]hgfsf ljz]iftfx?Ms_ aLdf cjlw ;dflKt ;Dd aLldt lhljt} /x]df aLdf° / cflh{t

af]g; e'QmfgL ul/g] 5 .v_ aLdf cjlwleq aLldtsf] d[To' ePdfMá sfnultn] d[To' ePdfM aLdf° / cflh{t af]g; e'QmfgL ul/g] .á b'3{6gfaf6 d[To' ePdfM aLdf° /sd, cflh{t af]g; +ADB

clwstd ¿= @%,)),)))÷– e'QmfgL ul/g] 5 . -olb aLldtn] ADB ;'ljwf lnPdf_

u_ aLdf cjlw ;dflKt kl5 aLldtsf] d[To' ePdfMá sfnultn] d[To' ePdfM aLldtn] OR5fOPsf] JolQmnfO{ r'Qmf

aLdfn]v dfgL af]g; afx]ssf] s'n aLdf° e'QmfgL ul/g] 5 .á b'3{6gfaf6 d[To' ePdfM &) jif{ k'Ug' cufj} d'To' ePdf lghn]

OR5fOPsf] JolQmnfO{ aLdf° / b'3{6gf jfkt yk aLdf° /sd

-clwstd ?= @%,)),)))÷– ;Dd_ e'QmfgL ul/g] 5 . -olb aLldtn] ADB ;'ljwf lnPdf_

^_ NLIC hLjg Hof]lt aLdf of]hgfMaLdf° /sd M Go"gtd ¿= %),)))÷– b]lv a9Ldf cfo>f]tsf] cfwf/df

ug{ ;lsg]

k|j]z pd]/ M !! b]lv ^) jif{ ;Dd

clwstd aLdf ;dflKt pd]/ M &) jif{

o; aLdf of]hgfsf ljz]iftfx?Má k6s k6s aLdf z'Ns e'QmfgL ug{ emGem6 dfGg] u|fxsx?nfO{

dWogh/ /fvL Psn tyf ls:tfaGbL tl/sf cg'?k klg aLdf

z'Ns e'QmfgL ug{ ;lsg] .á of] of]hgfdf aLdf ;dflKt ldlt;Dd aLldt hLljt /x]df jf aLdf

;dflKt ldlt cufj} aLldtsf] d[To' ePdf aLdfn]vsf] zt{x?sf]

clwgdf /xL aLdf° /sd / lgodfg';f/sf] cflh{t af]g; Psd'i6

e'QmfgL lbOg]5 .á aLdfz'Ns e'QmfgL Psn jf tn pNn]v eP cg';f/ ls:tfaGbL

?kdf e'QmfgL ug{ ;lsg]5 .

aLdf cjlw aLdf z'Ns e'QmfgL cjlw

!) jif{ % jif{

!% jif{ % jf !) jif{

@) jif{ %, !) jf !% jif{

@% jif{ %, !), !% / @) jif{

#) jif{ %, !), !%, @) / @% jif{á P]lR5s ;'ljwf cGtu{t aLdf° /sd a/fa/ jf clwstd ¿=

@%,)),)))÷– ;Ddsf] b'3{6gf d[To' nfe tyf :yfoL czQmtf ePdf aLdf z'Ns 5'6 ;'ljwf ;dfj]z ul/Psf] .

á aLdfz'Ns e'QmfgL Psn, jflif{s, cw{jflif{s / q}dfl;s tl/sf cg';f/ ug{ ;lsG5 .

&_ NLIC ;'/lIft hLjg aLdf of]hgfMaLdf° /sd M Go"gtd ¿=@%,)))÷– b]lv a9Ldf cfo>f]tsf] cfwf/df ug{ ;lsg] . k|j]z pd]/ M !! jif{ b]lv ^) jif{ ;Dd

aLdf cjlw M % b]lv a9Ldf %) jif{

clwstd aLdf ;dflKt pd]/ M ^% jif{

o; aLdf of]hgfsf ljz]iftfx?Má aLdf cjlw ;dfKt ePkl5 aLdf° /sd / cflh{t af]g; Psd'i6

aLldtnfO{ e'QmfgL ul/g]5 .á aLdf cjlwleq s'g} klg sf/0faf6 aLldtsf] d[To' ePdf aLdf° /sd

/ ;dfg'kflts cfh{g u/]sf] af]g; OR5fOPsf] JolQmnfO{ e'QmfgL ul/g]5 .

á o; of]hgfdf b'3{6gf d[To' nfe (ADB), czQmtf nfe (PTD) tyf

lk|ldod 5'6 ;'ljwf (PWB) klg ;dfj]z ug{ ;lsg]5 .

hLjgsf] ;'/Iff / pGgltsf] nflu

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@ 71

*_ NLIC DofbL hLjg aLdf of]hgfMaLdf° /sd M Go"gtd ¿= !),)))÷– b]lv a9Ldf cfo>f]tsf] cfwf/df

ug{ ;lsg] .

Go"gtd k|j]z pd]/ M !* jif{ b]lv ^) jif{ ;Dd

aLdf cjlw M %, !), !%, @), @% / #) jif{ ;Ddsf] x'g]

clwstd aLdf ;dflKt pd]/ M ^% jif{

aLldtsf] Go"gtd ;d"x ;+Vof M @% hgf

o; aLdf of]hgfsf ljz]iftfx?Má sd aLdf z'Nsdf d[To' hf]lvd jxg x'g] aLdf of]hgf .á C0f /sd a/fa/ DofbL hLjg aLdf u/]sf] cj:yfdf aLldtsf] d[To'

ePdf sDkgLn] C0f /sd a}+s÷ljQLo ;+:yfnfO{ ltl/lbg] ePsf]n]

kl/jf/sf ;b:ox? pQm lrGtfaf6 d'Qm x'g ;Sg] .á aLdf cjlw leq aLldtsf] d[To' ePdf aLdfn]vdf OR5fOPsf] JolQm

cyjf ;+:yfnfO{ aLdf° /sd e'QmfgL ul/g] 5 . aLdf cjlw kZrft

aLldtsf] d[To' ePdf s'g} klg /sd lbOg] 5}g .

gf]6M aLdf z'Ns 5'6 ;'ljwfM ¿= !),)),)))÷– eGbf a9Lsf] aLdf°df aLdf z'Nsdf %Ü 5'6

kfOg] 5 . o; of]hgfdf C0f, ;dk{0f d"No, r'Qmf d"No / af]g;sf] Joj:yf 5}g .

á tna art of]hgfM s'g} klg ;+:yfn] Go"gtd !% hgf sd{rf/L /xg] u/L pgLx?sf]

;xdltdf dfl;s aLdf z'Ns a'emfpg] u/L hLjg aLdf u/fpg ;Sg]5g\ . o;/L hLjg aLdf ubf{ dfl;s ?kdf aLdf z'Ns e'QmfgL ubf{ nfUg] cltl/Qm b:t'/ a'emfpg' kb}{g . ;'/lIft, hLjg ;d[l4, hLjg ;xf/f tyf hLjg nIdL aLdf tna art of]hgf cGtu{t lng ;lsG5.

(_ NLIC hLjg ;f/yL hLjg aLdf of]hgfMaLdf° /sd M Go"gtd ¿= %),)))÷– b]lv a9Ldf cfo>f]tsf] cfwf/df ug{ ;lsg].Go"gtd k|j]z pd]/ M !* jif{ b]lv %) jif{ ;DdaLdf cjlw M !% jif{ b]lv a9Ldf #) jif{ ;Dd

clwstd aLdf ;dflKt pd]/ M ^% jif{

o; aLdf of]hgfsf ljz]iftfx?Má Pp6f JolQmn] cfgf] dfq hLjg aLdf ug{ ;lsg] k|fjwfg /x]sf]df o;

æhLjg ;f/yLÆ aLdf of]hgfdf >Ldfg\ >LdtL b'j}sf] ;+o'Qm hLjg

aLdf Pp6} aLdfn]v cGtu{t x'g;Sg] Joj:yf ul/Psf] 5 . á b'j} hgfsf] ;+o'Qm gfddf hLjg aLdf ePsf] ePtfklg s'g} Pshgfsf]

d[To' ePsf] l:yltdf aLdf u/]sf] /sd -aLdf°_ hLljt aLldtn] kfpg] 5 . t/ o; kl5 klg aLdfn]v rfn' cj:yfdf g} /xG5 /

o;df hLljt aLldtn aLdf z'Ns ltl//xg' kb}{g.á aLdf cjlw ;dfKt eP kl5 lghnfO{ k'gM aLdf° /sd / ;'?

b]lvsf] Psd'i6 af]g; lbOG5 . o;/L b'O{ k6s aLdf° /sd kfpg ;lsg] Joj:yf o; aLdf of]hgfdf ul/Psf] 5 .

á of] æhLjg ;f/yLÆ hLjg aLdf !% jif{ b]lv a9Ldf #) jif{ cjlw ;Ddsf] nflu ug{ ;lsG5 . o; aLdf of]hgfdf P]lR5s ;'ljwf

cGtu{t b'3{6gf d[To' nfe (ADB) a9Ldf ¿= @%,)),)))÷– ;Dd

pknAw x'g]5 / of] ;'ljwf lnP afkt k|lt xhf/ ¿= @÷– sf b/n]

yk aLdf z'Ns nfUg]5 .

!)_ NLIC afnaRrfsf] hLjg aLdf ;DaGwL of]hgfMæs]6fs]6Lsf] lzIff / ljjfx ;fjlws hLjg aLdf of]hgfÆ cGt{ut

hGd] b]lv !( jif{ ;Dd pd]/ k'u]sf afnaRrfx?sf] nflu aLdf° ¿=

%),)))÷– b]lv ¿= !),)),)))÷– ;Ddsf] hLjg aLdf u/fpg ;lsG5 .

o; aLdf of]hgfsf ljz]iftfx?Má aLdf z'Ns 5'6 ;'ljwf (PWB)

s]6fs]6L ;fjlws hLjg aLdf cGtu{t aLdf z'Ns 5'6 ;'ljwf

(PWB) lng ;lsG5. o:tf] ;'ljwf pkef]usf] nflu aLdfn]v

k|f/De ePkl5 aLdf k|:tfjssf] d[To' ePdf jf aLdfn]v ;fy ;+nUg

cg';"rLdf pNn]v eP adf]lhd b'3{6gfsf] sf/0faf6 czQm /

ckfË ePdf afFsL aLdf cjlwsf nflu aLdfn]v cGt{utsf] aLdf

z'Ns e'QmfgL 5'6 ul/g] 5 . t/ clGtd Ps jif{sf] aLdfz'Ns

aLldt :jo+dn] ltg'{kg]{ 5 . o:tf] ;'ljwf clwstd ?= %,)),)))÷–

jf s'n aLdf° dWo] h'g sd x'G5 ;f] k|bfg ul/g]5 .á hf]lvd k|f/De x'g] cj:yfM

s]6fs]6L ;fjlws hLjg aLdfn]vdf ! jif{ b]lv & jif{;Dd pd]/

ePdf aLldtsf] & jif{ pd]/ k'/f ePkl5 aLdfn]vsf] klxnf] jflif{sf]T;j ldlt b]lv / aLldtsf] pd]/ *, (, / !) jif{ ePdf pgLx?sf] pd]/ !) jif{ k'/f ePkl5sf] aLdfsf] jflif{sf]T;j ldlt b]lv dfq aLdfn]v cGtu{t aLldtsf] d[To' hf]lvd k|f/De x'g]5 .

á yk hf]lvd axg ;'lawfM hLjg aLdfsf u|fxssf] rfxgf cg'?k cltl/Qm hf]lvd axg

;'ljwf cGtu{t & jif{ eGbf d'lgsf aRrfx?sf] aLdf k|f/De ePsf] ldltn] @ jif{kl5 hf]lvd axg ul/g] 5. of] ;'ljwfsf nflu aLdf k|f/De ubf{ s} cj:yfdf Ps k6s dfq yk aLdfz'Ns e'QmfgL ug'{ kb{5 .

!!_ NLIC hLjg nIdL aLdf of]hgfMaLdf° /sd M ¿= !),)))÷– b]lv ?= !,)),)))÷— ;DdGo"gtd k|j]z pd]/ M !^ jif{ b]lv %) jif{ ;DdaLdf cjlw M & jif{ b]lv @% jif{ ;Dd

clwstd aLdf ;dflKt pd]/ M ^) jif{

o; aLdf of]hgfsf ljz]iftfx?Má -l;Ën_ aLdf cjlwe/ aLdfn]v rfn' /x]df aLdf° /sd / ;f]

cjlwsf] af]g; Psd'i6 e'QmfgL lbg] .á -8an_ aLdf cjlwleq rfn' aLdfn]v cGtu{t aLldtsf] k|fs[lts

d[To' ePdf s'n aLdf°sf] b'O{ u'0ff /sd / ;f] cjlw ;Ddsf] cflh{t af]g; Psd'i6 e'QmfgL lbg] .

á -l6«kn_ aLdf cjlwleq rfn' aLdfn]v cGtu{t b'3{6gfsf] sf/0faf6 aLldtsf] d[To' ePdf s'n aLdf° /sd tLg u'0ff / cflh{t af]g;

Psd'i6 e'QmfgL lbg] .á aLdfz'Ns e'QmfgL Psn, jflif{s, cw{jflif{s, q}dfl;s, dfl;s,

kflIfs / b}lgs tl/sf cg';f/ ug{ ;lsG5 .

;f]Xf}+ jflif{s k|ltj]bg @)&!÷&@72

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