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ICICIdirect.com – Investments on your fingertips
2
Take away
At the end of presentation you would be able to
Plan for your financial goals
View recommendation on your MF holdings
Decision making tools to enable informed
investment
Access your capital gain
Ask your queries directly to a fund manager
Consolidate your MF holdings under one platform
3
ICICIdirect.com
Commitment
Guiding investors to create and protect wealth
Support
We want our customers to be well informed while
making investments with our research, products and
services
Service
Serving over 25 lakh customers across India and rest
of the world
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Multi product and servicesMore inflation risk
Less investment risk
Less inflation risk
More investment risk
Eq
uity (D
om
estic &
Intl), D
erivatives &
Currency
Eq
uity M
F &
ULIP
Balanced
M
F
NC
D,
Bo
nds &
New
P
ension
Schem
e
Fixed
Dep
os
its &
Deb
t M
F
Liquid
M
F’s
Investm
ents
Pro
tection
Life Insurance – Protection, Health, Children, Retirement and Wealth creation
General Insurance – Health, Travel and Motor
Valu
e-add
Tax Services – Capital Gain
statement & filing returns
Virtual Storage – eLocker for
electronic storage of key documents
Education – Programmes on
Investing
Research – Recommendation
on equity & MF
Investment Planning –
Financial Planning Services
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Introducing Mutual Funds
• Over 2000 schemes from 36 AMC
• Invest lump sum, Redeem, Switch, Invest & Withdraw Systematically
• Diversify with Equity, Debt, Gold and Hybrid
Transactional Account Management
Services Value add
Basic
Moderate
Advanced
Service level
• View realized and un-realized gains
• Capital gains statement
• Ratings and research team views on investments made
• Automatic update of transaction history on Transfer-in of existing MF investments
• Extensive, research, including calculators and
• Insights from Research experts
• Ask a Fund Manager online for investment specific queries
• Information and knowledge on investments with the monthly MF Pulse
• Narrow your investment choice with research recommended funds
• Relevant information while transacting
• Expertise and current information with fund focus emailers
• Insure your SIP with secure mind
•Invest in Joint names•Invest using internet
banking accounts
•Discover the goal of investing and turn savings to investment with Target Investment Plan
Service Range
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SIP Recommendation
Target Investment Plan – What is it?
A plan that helps to achieve a target amount within a given time frame and helps you beat market volatility
TIP works on an innovative and intelligent investment strategy that is similar to Systematic Investment Plan (SIP) There is a regular monthly investment but differs in the amount invested each month
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TIP Setup
Salient features – TIP
At the end of the month your investment amount is calculated by calculating the difference between what your portfolio value is and what it should be
The four schemes in which TIP is allowed are SIP recommended schemes
If the target is achieved before the TIP tenure no investment happens in subsequent months
TIP test case
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SIP v/s TIPParameters Systematic Investment Plan (SIP) Target Investment Plan (TIP)
Investment Strategy
Risk avoidance strategy -prevents investing all your money into the market at once
Target based investing strategy
Investment model
Takes the guess work out ofinvesting and averages the cost of
investment (Rupee Cost Averaging technique)
In addition to Rupee Cost Averaging, it facilitates investors to invest less money when prices are high, and invest more money when prices are low
Performance Lower return compared to TIP in most cases
Better return as compared to SIP in most cases of back testing
Average cost Higher as compared to TIP in most cases
Lower as compared to SIP in most cases
Monthly investment
Fixed amount
Variable amount
Probability of Meeting target
Not applicable Yes
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Comparison - SIP v/s TIPInvestment details
Target Amount Rs. 5,00,000
Expected return 12%
Duration (months) 36
Average Investment Amount Rs. 11,600
Maximum Investment Amount Rs. 34,800
TIP SIP
Invested amount Rs. 4,40,300
4,17,600
Portfolio value* Rs. 5,22,546 4,88,148Average cost price (per unit) 25.89 26.29
Absolute growth 18.68% 16.89%XIRR 12.18% 10.97%
* Value of the portfolio at the end of the duration of investment
Data are back-tested on UTI Opportunities Growth scheme for period November 09 to October 12
XIRR is calculated as there could be irregular investments over the period of investment e.g.: there could be zero investment in a particular month
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NFO and FMP
Purchase page
Purchase page
Switch with the help of Research guidance
Switch…. contd
Systematic Transfer Plan
Systematic Transfer Plan….contd
Unit Holdings with Capital gains status
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Capital Gains Statement
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Capital Gains Statement
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Export to excel – Capital Gain
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Personalized Portfolio Recommendation
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Recommendation – Buy More
Recommendation - Hold
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Recommendation - Sell
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View your MF Returns
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Dividend History
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Transfer In
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Ask a Fund Manager
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Disclaimer ICICI Securities Ltd.( I-Sec).Registered office of I-Sec is at ICICI Securities Ltd. - ICICI
Centre, H. T. Parekh Marg, Churchgate, Mumbai - 400020, India, Tel No : 022 - 2288 2460, 022 - 2288 2470. I-Sec is a Member of National Stock Exchange of India Ltd., SEBI Regn. No. INB 230773037 (CM), SEBI Regn. No. INF 230773037 (F&O), SEBI Regn No. INE230773037 (CD), Bombay Stock Exchange Ltd., SEBI Regn. No. INB011286854 (CM), SEBI Regn No. INF010773035 (F&O). Name of the Compliance officer: Ms. Mamta Jayaram Shetty, Contact number: 022-40701000, E-mail address: [email protected].
Please note that Mutual Fund Investments are subject to market risks, read the scheme related documents carefully before investing for full understanding and detail.
The information contained herein is strictly confidential and meant solely for the selected recipient and may not be altered in any way, transmitted to, copied or distributed, in part or in whole, to any other person or to the media or reproduced in any form, without prior written consent of ICICI Securities Limited. The contents of this Presentations are solely for informational purpose. I-Sec and affiliates accept no liabilities for any loss or damage of any kind arising out of any inaccurate, delayed or incomplete information nor for any actions taken in reliance thereon. This material is not directed or intended for distribution to, or use by, any person or entity who is a citizen or resident of or located in any locality, state, country or other jurisdiction, where such distribution, publication, availability or use would be contrary to law, regulation or which would subject I-Sec and affiliates to any registration or licensing requirement within such jurisdiction.