Private Lender Investment

Private Lenders Gain

Secured

Hassle-Free

Superior Yields

Copyright 2009 Immaculate Enterprises, LLC

Private Lending

Andrea Allen, Manager

Immaculate Enterprises,LLC.

WELCOME

We are so glad that you are seeing this presentation it will help you to become acquainted with us.

I really want you to understand what we have to offer.

I encourage questions, too.

This is not a public offering or offer or invitation to sell securities or make an investment. Securities are offered or sold by registration or exempt offering only.

How Does Your Bank Make Money Today?

They take in money on CDs. (You)

They then loan the money out at a superior rate of interest to other people to buy houses. (Me)

I am cutting out the middleman.

Tired of making this type of ROI (return on investment)

Tired of This as well

And this too

Try another approach

It is really a very simple plan. We pay you 4% - 8% to use your

money.

Private Lender ProgramOverview

We buy & sell houses and multi-units

To buy houses, we prefer to borrow money from private individuals.

Private Lender ProgramHow it Works

1) We locate a property we want to buy.

2) We borrow from you to purchase the property.

3) We have a formal closing and you get a mortgage on the home with other important documents.

Availability of cash allows us to buy at a discount.

How it works

Private Lender

Purchase HouseDocuments Securing

Loan

Tenant Buyer

4%-8%

Interest Payments

Rent Payment

Private Lender ProgramPayments

1) We will make monthly payments if you like a monthly income.

Or

2) The interest accrues until the house is sold and you get one check for principal and interest.

Private Lender Program$100,000 Loan Sample

$100,000 x 8% = $2,000 per quarter This is $8,000 per year. A bank CD @ 2% pays $2000 per

year.

That’s a difference of $6,000 per year!!!

Early Withdrawal of Your$100,000 CD

Yield 12-Month Return

2% $2,0008% $8,000

A bank’s 6-month penalty is only $1,778 on this CD.

You still would make $4,222 more even with the penalty.

There is NO withdrawal penalty with us

How Can We Buy Houses So Far Below Market Value?

Our specialty is distressed properties that usually need to be renovated.

We know where to look, what to buy, what not to buy and how to renovate.

We create value by taking ugly, vacant homes that are eye sores and putting them back in use after renovation.

Documents Securing Your Loan

Promissory Note Mortgage Hazard Insurance Policy UCC-1 Filing Title Insurance Appraisal

Lenders have no expense!

Your BIGGEST ConcernProtection of Principal

#1 Rule: Money borrowed is no higher than 70.00% loan-to-value after renovation.

Additional security because we don’t over-leverage the property.

70.00% Loan-to-Value

$100,000 After- Repaired Value

$70,000 Max Loan

There Is Always Plenty of Equity Above Your Loan.

Take Control Of Your Future

Are You: Retired Laid Off

Have You: Quit Your job

You can self direct your IRA (Traditional/Roth) or pension plan.

Your returns stay tax deferred or tax free.

It’s simple, easy and we do the work.

Do You Have Money in IRA’s, 401K Pension Plans

You’re In ControlWe Do the Paperwork

1. Open account with IRA:(Called Custodian)

2. Rollover funds to TBA:From your current custodian

3. Self direct funds to closing4. You can earn up to 8% 5. When house sells (Closes), funds are

sent directly back to your custodian.6. You decide if you do it again!

Whole Life Insurance Policies?

Borrow your cash value, which is earning low rates of return

Loan back out to Immaculate Enterprises, LLC. to buy houses

You can earn up to 8%

People Who Sell us Houses

Banks Private Individuals Realtors

People Who Rent Then Buy Our Houses

Achieve the American Dream of home ownership

Many could not buy without our special programs and willingness to go the extra mile

What Happens to My Loan if Andrea Dies

•Business is structured to sell properties and pay you off. Your loan is still secured by the property.

• The property will be sold and your principal and interest will be paid as agreed.

Company Story

To define the reason for a company, is to understand how Immaculate Enterprises, LLC began.

How We Chose Our Name

Immaculate (adjective) singular- perfectly correct, without a flaw, fault or error.

How We Chose Our Name

Enterprises (noun) plural- Willingness to venture on such undertakings; readiness to take risks or try something untried; energy and initiative.

Company Story

LLC- A perfect structure for our future development. This is only the beginning of the story of Immaculate Enterprises, LLC.

Company Story

Immaculate Enterprises, LLC is a company working in the now, for a brighter future of America. Immaculate Enterprises, LLC takes necessary risks with regard to exploring new opportunities. We make houses affordable for The Dream of Home ownership to become a reality.

Company Story

Our goal is to grow the company by providing affordable housing to tenants and 1st time homeowners.

Company Story

The company is a private for-profit real estate investing company.

We acquire, rehab, and lease residential and, at times, commercial real estate.

Real Estate Investmentswith Integrity

That word has meaning for us. It was chosen because it is the way

we want to treat our customers, our suppliers, and each other.

Competitive Advantage

Our competitive advantage is speed to purchase a property and knowledge of creative real estate techniques.

Immaculate Enterprises, LLC.

We are a Limited Liability Company.

Short-term hold properties. Manage rentals.

How To Find Us

Mailing Address: 5482 Wilshire Blvd#157, L.A., CA 90036.

Web Site: http://www.BackedByRealEstate.com

E-Mail: Investor@ImmaculateEnterprisesLLC.biz

Critical Success Factors

What makes our company unique.– Affordable housing for our home

buyers is our goal.

More Success Factors

We strive to help as many people as we can to achieve the American Dream of home ownership.

Success Factors

– In today’s unstable economic conditions we realized a private investor is possibly the best vehicle for a person that is having trouble finding financing.

Critical Success Factorscontinued

– The private investor can also benefit from the programs of creative financing that we offer to our future homeowners. Our investors will have the ability to share in the rebuilding of America.

What makes our company successful.

– Teamwork, drive, focus, & hard work

A shared vision.

The Next Step?

By now you know how this program works and how you can earn 4% -8% starting today.

You have three options:

We hope you decide to join our team

The Next Step?

1) Option One - Do nothing. This isn’t for you. Can you give us names of folks that you feel it would serve.

2) Option Two - Set up a one-on-one meeting to discuss more details.

3) Option Three - Fill out the form and email it to us. We’ll be in touch.

We hope you decide to join our team

Commitment Form

Name __________Address ________City ___________Phone________YES! I would like to get started as soon

as possible.Fill out the form on the slideshare,

Thanks!

We will see you at the Top