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East Valley Lifestyle is a monthly publication where you'll find lots of real estate advice, home tips, entertaining jokes, words of the month, trivia contest, and more!
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Gina McKinley’s…
“Insider Tips For Healthy, Wealthy & Happy Living…”
November 2012
lifestyle
Gina McKinley, ABR, CDPE, CIAS, CRS, SFR RE/MAX Masters
480-355-8645 www.LocateArizonaHomes.com Each office is independently owned & operated.
How To Invest As You Age .…….Page 2
3 Easy Steps To Relieve Computer
Pain ..….……………......………...Page 3
4 Quick Tricks To Make Household
Chores Easier …………………...Page 6
Beat This Trivia Question and You
Could Be A Winner……………...Page 6
Do You Make These Mistakes When
Bargaining?... …………..………..Page 7
How Can I Stage My Home So It Sells
Quickly For A Price I Want?… ..Page 8
Facing Foreclosure? Not Sure
What to Do?
These are stressful times. Don’t go on
wondering if you can avoid
foreclosure.
Act Now!
I specialize in Short Sales as a
Certified Distressed Property Expert
(CDPE). Don’t leave your financial
well-being up to just anyone.
Call Me At 480-355-8645.
Call Now Or You Can Visit My
Website At
www.AZ-Short-Sales.com
The McKinley Group, Embracing All Of Your Real Estate Needs! Gina McKinley, ABR, CDPE, CIAS, CRS, SFR, Designated Broker
Dan McKinley, CIAS, CARI, Buyers Representative Dorothy Hovard, Buyers Representative
Kristin McKinley, Buyers Representative
Gayanne Loring, Client Care Manager Rhonda Weinstein, Property Coordinator
Financial investments should change as you move through the stages of
your life. Consider these strategies to make better use of your
hard-earned money.
During your 30s and 40s: These are years of increasing income and
increasing demands for your money, particularly providing for your children.
Life insurance is relatively inexpensive at this stage of your life. Buying a policy
also is a way of providing for your family’s future.
529 plans offer tax-advantaged savings for your children’s education. For details,
which vary by state, go to www.savingforcollege.com.
Annuities can be a good addition to an IRA or 401k retirement account, and
usually have tax-deferred options and guaranteed life income.
During your 50s: Prepare for a well-funded retirement during these years.
Remove all risks from your retirement plan. Think about a retirement date and
your ability to meet that date. Reduce investments in such things as your
employer’s company.
Take advantage of slowing expenses. You are at the top of your earning power,
and big expenses, like children living at home, are likely reduced. Consider paying
off your mortgage or increasing your investments.
During your 60s and beyond: This is a time to enjoy the fruits of your labor.
Test living on projected income before stopping work. If your expected
retirement income will be 70 percent of your current paycheck, set aside 30 percent
now and see what it’s like to live on the rest.
Apply for Social Security and Medicare. Visit these sites to help you make
important decisions about these programs: www.socialsecurity.gov and
www.medicare.gov.
How To Invest As You Age
Please Welcome New Clients And Good
Friends Into Our Real Estate Family…
I’d like to take a moment to personally introduce and welcome a few of my newest
clients and good friends who have supported my business over the years. And special
thanks for everyone who thought of me with your referrals!
Mary & Michael Mead Dennis Paschall
Michelle Weaver Darron & Heidi Bennett
Rosaria & Gamal Scordia-Shehab Dirk Bennett
Gina McKinley, ABR, CDPE, CIAS, CRS, SFR RE/MAX Masters
480-355-8645 www.LocateArizonaHomes.com Each office is independently owned & operated.
Word of the Month… Studies have shown your income and wealth are
directly related to the size and depth of your
vocabulary. Here is this month’s word, so you
can impress your friends (and maybe even fatten
your wallet!)…
Juxtaposition: (juc-stuh-pa-zi-shun) noun
Meaning: Things placed side-by-side to be
compared.
Sample Sentence: The juxtaposition of the
white mountaintop snow next to the clear blue
sky was wondrous.
The Sure Cure A woman came into a walk-in clinic and was
seen by a young doctor. After about 2 minutes
in the examination room, the doctor declared she
was pregnant. She screamed in horror as she
ran down the hallway and found an older doctor.
When she told this seemingly wiser doctor what
had happened, he told her to sit in another room
and relax until he returned.
Immediately upon finding the younger doctor
he asks “What in the world is wrong with you?
Mrs. Jones is 62 years old. Why did you say
she’s pregnant?” Without hesitating, the young
doctor replied, “Does she still have the
hiccups?”
Get Crafty With Kids
Looking for new ideas for your kids? Check out
www.crayola.com. It has much more than
crayons and coloring books to offer. Keep the
kids busy with all sorts of ideas from crafts to
digital apps. It also has ideas for birthday
parties and sleepovers.
Quotes To Live By… Imagination is more important than knowledge.
Knowledge is limited. Imagination encircles the
world.
–Albert Einstein
The thing that is really hard, and really amazing,
is giving up on being perfect and beginning the
work of becoming yourself.
–Anna Quindlen
The only thing I regret about my past is the
length of it. If I had to live my life again I’d
make all the same mistakes - only sooner.
–Tallulah Bankhead
Do You Have A Home-Ownership
Question You Want Answered?
Maybe you want to know how much your home is worth. Or maybe you just need
a recommendation for a handyman, carpet cleaner or plumber…
Either way, I love hearing from all of my good friends and clients. And I’m always
looking to answer pressing questions you might have about anything relating to real
estate or home-ownership. If you have a question, tip or idea, please feel free to
call me at 480-355-8645. I’m here to help!
If you spend a lot of time sitting in front of a computer, you may be
experiencing fatigue, as well as aches and pains in your neck, back, shoulders, eyes,
wrists, and legs. Relieve the discomfort by following these tips:
STEP #1: Give your body support to avoid aches and pains:
Invest in a good lumbar chair and adjust it so your feet rest comfortably on the
floor. Press your bottom against the back of the chair and use a lumbar cushion
that causes your lower back to arch slightly. Keep your knees in line with your
hips or raised slightly above them. Never slump or slouch forward.
Sit close to the desk so your upper arms are parallel to your spine and your
elbows are at a 90-degree angle to the keyboard. Put the mouse close to the
keyboard to keep your arm from being fully extended. Give your wrists proper
support so they rest in a neutral position.
Place the monitor so your gaze is aimed at the center of the screen, which
should be 15 to 25 inches away from your eyes.
STEP #2: Move regularly to avoid stiffness and eye strain:
Stand, stretch, and walk at least a minute or two every half hour. To stretch,
reach both arms above your head. Grasp each elbow and lean gently to each
side and feel the side of your body release tension.
Avoid “computer vision syndrome” (headaches and eye strain are symptoms)
by using the 20-20-20 rule: Every 20 minutes, look away 20 feet in front of
you for 20 seconds.
STEP #3: Stay hydrated and nourished to avoid fatigue:
Drink water (or other fluids) to flush out some of the
mineral build-up that occurs in inactive muscles.
Eat healthy snacks like fruit and nuts at your desk to
maintain your energy and productivity.
COMMUNITY CORNER MOMS Club Chandler: A support group for moms. We get
together for playgroups, fun and enrichment activities for both kids
and moms. Please check out our website at www.moms-club.org. Contact our Membership VP at momsclubne@yahoo.com.
Escalera Lawn & Garden Maintenance: Weekly & Bi-weekly,
Tree Trim & removal * Sprinkler Installation & Repair * One Time Clean-up * Gravel Installation & Removal * Debris & Junk Removal
Call for Free Estimate 480-797-0206.
Del Sol Pool Service & Repair, Inc.: Unbeatable Prices & Service! Call August Eve At 480-272-7260. Weekly, Biweekly, One-Time
Green Turnarounds & Pool System Repairs. Free Month Of Service
When You Refer A Friend! www.delsolpoolservice.com Nanny’s Daycare: CPR & 1st Aid Certified! 22 Years Experience!
Newborn To 5 Years! Meals Made From Scratch! I Prepare 2-5 Year
Olds For Kindergarten! Crafts & Lots Of Activities! Call Ileana At 480-205-7103 For More Information!
Reasonable prices -- Alterations, Embroider, Crafts, and more...
Bernice 480-345-2355 or 602-717-4243. Mary Kay: 15% off. Call Lynne at 480-390-4063. Free facials and
makeovers!
SEACRET DIRECT - Love free facials? Have a fun spa party or become an associate if you could use extra cash. Fantastic body and
facial products. Call 480-821-4961 or email Crossroads5@cox.net Just Ask Brian—For all of your handyman needs. Call Brian
Markowitz at 480-203-5904.
In Home Therapeutic Massage– accepting new patients in your area specializing in Rehab, Pain Management, and Sr. Wellness in
the comfort of your home. Save $40 of our reg. $120 in home rate.
Visit www.inhometherapeuticmassage.massageplanet.com for more info or call (480) 620-2883 & leave message for return call.
RLC Services - Personal Home & Pet Sitting - Complete Home
caretaker when away. Long & short term pet sitting for all types of pets. Licensed & insured, references available. Free quotes, offering
valley wide service 24 hrs/day & 365 days/year. Call 480-220-9167
or email to rlcservices1@yahoo.com Alterations - Embroidering, Crafts, Home Decorating.. Reasonable
Prices. Call Bernice 602-717-4243 or 480-345-2355.
Advertised Daycare - Call Isayadet Aguayo 480-813-9473 Pet Rewards - Give the gift of security for your pet. Visit
www.mypetreward.com for personalized, stainless steel tags.
Phil Magnuson Handyman - No job is too big or small. Call Phil 480-993-7129 or philmagnusonconstruction@yahoo.com
I Like Furniture - Shop online for the best discount prices on
furniture, home accessories, & much more! Free shipping & no sales tax! www.ILikeFurniture.com. Follow us on Facebook & Pinterest!
Pool Repair - Call BOB 480-899-8440
Glass & Shower Doors - We can help you with any residential glass or mirror needs. Call 480-306-5113 or visit www.wesleysglass.com
Free Estimates: Handy Men Can Do - Family owned & operated
business. One call does it all 480-232-0000 or Mobile 480-217-9626 Coasterality - Customized travertine coasters with family photos -
perfect for gifts! www.etsy.com/shop/coasterality
*To place an ad, please email me at
Gina@LocateArizonaHomes.com. Gina McKinley does not endorse
any advertiser. Please investigate all offers thoroughly!
OCTOBER 2012 SOLD ACTIVITY SUBDIVISION ADDRESS BED BATH CAR SQ FT PRICE
Ashley Park No Solds
Tradition/
Tradition East
280 N. Oxford Ct. 3 2 2 1,438 $130,000
1872 E. San Tan St. 3 2 2 1,208 $144,000
1892 E. Erie St. 3 2 2 1,770 $197,650
1902 E. Erie St. 3 3 2 2,171 $200,000
1652 E. Tulsa St. 4 2 2 2,163 $220,000
1531 E. Erie St. 3 2.5 2 2,184 $224,900
1051 E. Tyson Ct. 3 2 3 1,934 $229,900
1040 E. Tyson Ct. 5 3 3 2,487 $250,000
The Trails 2769 E. Balsam Dr. 4 2.5 3 2,478 $322,000
Higley Estates No Solds
Creekwood
Ranch
No Solds
Markwood/
Markwood North
2462 E. Sequoia Dr. 3 2 2 1,871 $205,000
2094 E. Locust Dr. 4 2 2 1,802 $259,700
3068 S. Danielson Pl. 3 2 2 2,155 $272,000
Lantana Ranch 3057 S. Halsted Dr. 3 3 2 2,531 $275,000
3309 S. Danielson Way 3 3 2 2,155 $295,000
3266 S. Cottonwood Dr. 4 3 3 2,922 $330,000
3605 S. Danielson Way 5 3 3 2,830 $335,000
Peterson Farms 2300 S. Dragoon Dr. 3 2 2 1,712 $190,000
3111 E. Lark Dr. 3 2 2 2,049 $237,000
Pinelake Estates/
Pinelake Village
579 E. Crescent Way 4 3 3 2,894 $370,000
4888 S. Fresno St. 4 2.5 3 2,929 $461,000
Arden Park 943 W. Bluebird Dr. 5 3 3 4,525 $565,000
Whitewing at
Krueger
2577 E. Locust Dr. 5 3.5 3 4,290 $783,000
Rockwood
Estates
816 E. Cedar Dr. 3 3 3 2,878 $340,000
Redwood Estates 2405 E. Sequoia Dr. 3 2 2 1,871 $267,000
2442 E. Aloe Pl. 4 2.5 4 3,426 $310,000
Paseo Crossing 853 E. Gemini Pl. 4 3 3 2,791 $258,000
825 E. Sagittarius Pl. 5 3 3 2,935 $315,000
Paseo Trail 2822 S. Buckskin Way 3 2 2 1,830 $201,260
3323 E. Roadrunner Dr. 4 2 2 2,040 $215,000
2953 S. Buckskin Way 4 3 2 2,298 $220,000
2940 S. Miller Dr. 4 2 2 2,040 $269,000
For 24-Hour Recorded Information Dial 800-330-4596 and enter 4 digit code:
44109 W. Palo Teca Rd,
Maricopa —
3 BD, 2.5 BA, 2,055 SQFT.
Great Location Right Next to the New
Entertainment District! Fireplace in
Living Room, Corian Counters in
Kitchen, Neutral Carpet & Tile T/O!
Code: 1045
2801 E. Wisteria Dr, Chandler—
5 BD, 3.5 BA, 3,815 SQFT.
Stunning Home in The Trails
Community Has Incredible Open
Floor Plan. Stone Floors, Granite
Counters, Finished Basement, Gas
Fireplace & Custom Cabinets!
Code: 1085
2338 E. Pecan Rd, Phoenix—
3 BD, 2.5 BA, 1,932 SQFT.
Fabulous Location Close to South
Mountain Offers Miles of Hiking
Trails, Fine Dining, & More! Features
Granite Slab Counters, Stainless
Appliances, & Wraparound Patio!
Code: 1025
18188 W. Las Palmaritas Dr,
Waddell—
3 BD, 2 BA, 2,144 SQ FT.
Open Kitchen Features Stainless Steel
Appliances, Panty, Large Island,
Breakfast Bar, & Crown Molding
Along Cabinets! Mountain Views!
Code: 1165
23015 N. 23rd St, Phoenix—
3 BD, 2.5 BA, 2,021 SQ FT.
Elegant Home w/ Mountain Views on
Huge Col-de-Sac Lot! Upgraded
Home Features Granite Counters T/O,
Plantation Shutters, Surround Sound,
Two-Tone Décor Paint, & More!
Code: 1185
1122 E Butler Dr, Chandler—
3 BD, 2 BA, 1,444 SQ FT.
Ideal Location on Large Corner Lot!
Features Gas Fireplace in Living
Room, Vaulted Ceilings & Diagonal
Tile in Traffic Areas! Garage Has
Built-In Cabinets & Utility Sink!
Code: 1135
1971 E. Harrison St, Chandler —
4 BD, 2.5 BA, 2,944 SQFT.
Enjoy Gourmet Kitchen w/ 42” Maple
Cabinets, Corian Counters, &
Spacious Island! Features Gas
Fireplace& Sparkling Pool Private
Corner Lot!
Code: 1115
1898 E. Carla Vista Dr,
Chandler —
3 BD, 2.5 BA, 1,840 SQFT.
Fabulous Backyard Showcases
Diving Pool w/ Swim-Up Bar,
Luxurious Spa, & Mature Fruit Trees!
Vaulted Ceilings For Spacious Feel!
Code: 1105
1530 W. Loughlin Dr, Chandler —
2 BD, 2 BA, 1,067 SQFT.
Adorable, Updated Home Has Décor
Paint, Vinyl, Tile Flooring, Horseshoe
Pit, Built-in BBQ, & Salt Water Pool!
Kitchen Has Granite Counters,
Stainless Appliances, & More!
Code: 1035
Gina McKinley, ABR, CDPE, CIAS, CRS, SFR RE/MAX Masters
480-355-8645 www.LocateArizonaHomes.com Each office is independently owned & operated.
Brain Teaser…
Inside each of these two words is another word
that, when combined, will create a common
phrase. For example, in the words Thundershower
and Intellectual, you find the words “Show and
Tell.” What is the phrase in these two words?
“Gulliver and Clearness”
(See page 8 for the answer.)
Real Estate Question?
Maybe you want to know how much your home is
worth. Or maybe you just need a recommendation
for a handyman, carpet cleaner or plumber…
Either way, I love hearing from all of my good
friends and clients. And I’m always happy to
answer pressing questions you might have about
anything relating to real estate or
home-ownership.
If you have a question, tip or idea, please feel free
to call me at 480-355-8645. I’m here to help!
Unique Online Holiday Ideas
Send holiday mail with your own photo on
postage stamps by going to:
www.photo.stamps.com.
Find a gift for the person who never grows up
at www.perpetualkid.com.
Families that sing together have more fun.
Print out lyrics to thousands of songs from
www.lyrics.com.
Play games. Search by group size, age,
holiday, etc. at this website:
www.partygamecentral.com.
How To Get Your Airline’s Report
Card
Looking for delay info about a specific airline?
The U.S. Department of Transportation issues
monthly consumer reports that outline flight
delays, mishandled baggage and complaints. Go
to http://airconsumer.dot.gov. You will also
find information about how to file a complaint.
Have A Laugh
I looked up my family tree and found out I
was the sap.
The digital camera is a wonderful invention.
It allows us to reminisce, instantly.
Housecleaning isn’t fun, but you can make it easier on
yourself by following these quick tips:
Set a timer. You are more likely to do a task if you have a cut-off time.
Clean the kitchen sink first. It has the most impact on the room’s appearance. It
also removes one of your biggest sources of bacteria.
Don’t wear shoes in the house. 85% of the dirt coming into your home is tracked
in on your shoes. Make your home a no-shoes-zone.
Create a per-room checklist. Create a list of chores for each room. This way, you
can give another family member the list and teach the meaning of responsibility
while also getting some help.
WIN A FRY’S GIFT CARD Your Chances To Win Could Be Better Than You Think!
Guess who won last month’s Trivia Question? I’m pleased to announce the
lucky winner of last month’s quiz. And the winner is…drum roll please: Brad H.
of Ashley Park!
What was basketball player Michael Jordan’s major in college?
a) English b) Geography c) Math d) Physiology
The answer is b) Geography. He earned a basketball scholarship from North
Carolina University and led the team to a 1982 NCAA Championship. He was
drafted into the NBA in 1984, but returned to complete his degree in geography in
1986. So, let’s move on to this month’s trivia question.
Which of the following things does the Curiosity rover,
which landed on Mars in August, NOT have?
a) A laser gun that vaporizes rocks b) A nuclear power source
c) Ability to travel at 5 mph d) Its own Twitter feed
Email Me Your Name & Mailing Address At
Info@LocateArizonaHomes.com
with ‘Trivia Contest’ for the subject line
And You Could Be One Of My Next Winners!
Quick Tricks to Make
The Dirty Work Easier
4 Mistakes To Avoid When Bargaining
Whether at a yard sale or visiting a local market, it pays to know how to bargain. Follow these tips so both you and the seller are
satisfied:
Don’t rush. Visit with the seller. Express interest, let him or her know you like the item and ask for the price. Be willing to walk away if
you don’t like the price.
Don’t make the first offer. When the price has been named, wait before you say anything. After a few
moments of silence, repeat the price so the seller knows you are listening. Slowly and deliberately give a
reason why you are not willing to pay the asking price. Ask for their best price first.
Don’t be combative. Place the item so both you and the seller can be looking at it, not each other. Show
you are open to being fair. If the seller likes you, he or she is more likely to give you their best price.
Don’t give ultimatums. Think of creative ways to make your lower offer agreeable. For example, suggest
you might purchase multiple items if the price is right.
Bring your whole family for an afternoon of
Christmas cookies, hot chocolate, &
pictures with Santa Claus on Saturday,
December 1st.
You’re Invited!
Where: 2390 W. Ray Rd. Ste. 3
Chandler, AZ 85224
When: Saturday, December 1st
from 2:00 pm to 5:00 pm
We hope to see you there!
Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical and other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale.
Q. How can I “stage” my home so it sells quickly for the price I want?
A. Make sure you address both the outside and the inside of the house by
cleaning and de-cluttering everything, from the front yard to the garage to
the kitchen, bathrooms, and basement. Put away your personal items so
buyers can imagine themselves living there.
One way to take years off your home is with paint. Check the home’s
exterior paint job, and don’t forget the front door, mailbox, garage doors, and
walkways. In the interior, remove the pictures from the walls (as well as old
wallpaper) and paint the walls in a neutral color.
Also, consider these tips if you want to sell your home fast for a good
price: a) Hire professional cleaners to do the work; b) Get a home
inspection before you put it on the market; and c) Make your landscaping
look sharp.
For a list of the specific steps you should take, ask for my Free
Consumer Report called “4 Steps To Stage Your Home For A Fast Sale.”
I’ll send a copy right to you.
Do you have a real estate question you want answered? Feel free to call
me at 480-355-8645. Perhaps I’ll feature your question in my next issue!
Real Estate Corner…
The McKinley Group
FOR ALL YOUR REAL ESTATE NEEDS
CALL
Thanks For Thinking of Me!
Did you know I can help you or any of your friends or
family save time and money when buying or selling a
home? Thanks for keeping me in mind with your
referrals…and spreading the word about my services.
Brain Teaser Answer:
Live and Learn!
Energy Blowing In The Wind
Did you know you could save 50 to 90 percent of your
energy costs by putting a small wind electric system on
your property? It is a solution that is best for rural
properties, so check with your homeowner’s association
or city ordinances. To learn more about the potential of
using wind power, go to: www.energysavers.gov.
Be Careful When Giving
Some gifts communicate the wrong message. Know the
person well before you give these types of gifts:
Assembly required. Some people just want the
finished product.
Animals. They take time, money, and commitment.
Don’t give a child a pet without clearing it with
your spouse or another child’s parents.
Proudly Distributed By:
Gina McKinley
ABR, CDPE, CIAS, CRS, SFR®
Designated Broker
RE/MAX Masters
2390 W. Ray Rd #3
Chandler, AZ 85224
480-355-8645
Gina@LocateArizonaHomes.com
www.LocateArizonaHomes.com
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