2013/07/04 – Frankfurt - Simon Priollaud

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PlaNet Finance provides in-depth technical assistance to the whole ecosystem of microfinance including financial actors, public sectors, telecoms, private funders…

PlaNet Finance In 2012 ….

2013/07/04 – Frankfurt - Simon Priollaud

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PlaNet Finance mainly intervenes in Africa, Asia, Latin America and relies on a strong network of five regional platforms: West and central Africa, Middle East & North Africa, South and East Africa and Latin America

2013/07/04 – Frankfurt - Simon Priollaud

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Transfers within

a same bank

Use of Mobile

Money products

“Do

it

alo

ne”

“Do

it

wit

h

them

”

“Do

it

thro

ugh

th

em”

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4

2 3

-Scenarios “Do it alone” and “Do it through them” allow the client to conduct transfers within accounts held at a same bank ( & ) - The scenario “do it with them” not only allow the client to use MM products ( ) but also gives him the opportunity to conduct transfers from his MM account to his bank account ( ) and vice versa

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“Traditional

” model

Innovative

model

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Analysis Committee

Approval Follow up Collections Evaluation Promotion

Loan Pre-Approval Loan Post- Approval

Promotion is done with traditional

means

SMS campaigns Rely on intermediary)

Data collection is

done manually by loan officers

Tablets, PDAs, POS will gather data entered in a scorecard

Analysis is done by the loan officer

and supervisor

Data collected during the evaluation will be automatically evaluated

Holding of large

committees

Small committees

Loan officer visits

SMS Rely on intermediariy

Clients go to branches

Clients may repay through their mobile phones.

Trad

itio

nal

m

icro

fin

ance

In

no

vati

ve M

od

els

Utilise

tablets in

field to

optimise

capturing

Build

robust

data

warehouse

Focus on

building

expert &

then

statistical

scorecard

Enable

SACCOs

with cloud

based IT

solution

Utilise

mobile

money

solutions

for cash in

& out

Develop

mobile

banking

between

VC players

Provide

agric educ

& pricing

to farmers

on mobile

Centralise

data from

different

VC players

for scoring

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Contacts Simon Priollaud Mobile Banking Manager spriollaud@planetfinance.org