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© 2016 Cloud Lending Inc. All rights reserved.
Cloud Lending Solutions OverviewLending Innovation Starts Here™
© 2016 Cloud Lending Inc. All rights reserved. 2
About Cloud Lending Solutions
Clients Worldwide
~100$10bn+Applications Processed
• Cloud-based, end-to-end lending platform for origination, underwriting, loan servicing and collections.
• Agile approach to quickly implement, extend, and digitize the entire lending lifecycle.
• For banks, traditional finance companies, online lenders, or marketplace platform.
• Lending to consumer, small business, commercial real estate, marketplace lending and leasing.
© 2016 Cloud Lending Inc. All rights reserved.
FinTech Market Disruption
3
FinTech
Social Media Cloud
Unbanked
MarketplaceUser Experience
MobileMillennials
© 2016 Cloud Lending Inc. All rights reserved.
Emerging FinTech is Challenging Incumbents to React on Price, Service and Convenience
4
Emerging FinTech
Legacy Systems Slow Moving
BANKS
SC
AL
E
Price ConvenienceUser
Experience
$
EF
FIC
IEN
CY
Manual
© 2016 Cloud Lending Inc. All rights reserved. 5
OURVISION
… enabling transparency and scale in their core business.
To realize the full potential of cloud for financial institutions …
© 2016 Cloud Lending Inc. All rights reserved.
Cloud Lending Solutions Today
6
PROVEN TECHNOLGY TO LENDING COMMUNITY
INNOVATION BACKBONE
FOR LENDERS BANKS
NON-BANKLENDERS/LESSORS
MARKETPLACE PLATFORMS
ONLINE LENDERS
END-TO-END SOLUTION
IMPLEMENT SCALE AUTOMATE
SINGLE SYSTEM OF RECORD
Unlike legacy technology platforms, Cloud Lending Solutions
customers get to market quickly with the secure and modern digital
products borrowers prefer.
QUICKLY CAPTUREMARKET SHARE
GREATER REVENUE
LOWER RISK
OPERATIONAL EFFICIENCY
© 2016 Cloud Lending Inc. All rights reserved.
What We Do
7
TraditionalAFC & Banks
Online &MarketplacePlatforms
UnsecuredConsumer
SmallBusiness
CommercialReal Estate
MarketplaceLending Leasing
Lending Solutions that Powers Approximately 100 lenders
Salesfore.com Cloud
Origination Underwriting Servicing Collections
© 2016 Cloud Lending Inc. All rights reserved.
Quick Facts
8
LoansProcessed
Established
2012HQ: California
$1B+
~100Customers
100+%Y-O-Y Revenue
Growth
23Countries
2,700+User Licenses
© 2016 Cloud Lending Inc. All rights reserved.
Our Customers
9
© 2016 Cloud Lending Inc. All rights reserved.
Cloud Lending Products
10
© 2016 Cloud Lending Inc. All rights reserved.
Part of a Complete Cloud Technology Platform
11
Back Office
CL Loan™CL Marketplace™
CRM Accounting Reporting
CL Originate™ CL Collections™CL Lease™
Powers Approximately 100 lenders
© 2016 Cloud Lending Inc. All rights reserved.
Cloud Lending End-to-end Solution
12
Originate
Underwrite
Funding Billing /Payments Re-structure Service
Customers
CL Originate CL Collections CL Loan
InvestFunds
BorrowerFunding
Repay Investors
CL Marketplace
Automate Operations
Manage Portfolio
Track Assets
CL Lease
Author Contract
Sales Cloud
Salesforce Ecosystem
ServiceCloud
FinancialForceCommunities App ExchangeHeroku Wave
AnalyticsMarketing
Cloud
Streamline Collections
ManagePortfolio
© 2016 Cloud Lending Inc. All rights reserved.
Configuration Architecture
13
Security
IaaS
Platform Services
SalesForceCRM Single RecordMobile
Services ChatterAPIs
3rd PartyData
Integrations
BackendWorkflowsObjectsPage
Layouts
Configuration and Workflows
Scoring/PricingRules
CollectionStrategies
Loan Products
Tasks, Workflows, Covenants A
AppExchange3rd Party Apps
Calling Text Support Documents Digital Sig .... 100’s more
Origination Servicing Collections
© 2016 Cloud Lending Inc. All rights reserved.
A Trusted Platform
14
Physical Security: Secure Data Centers, Network, Disaster Recovery, Backups, Security Monitoring
Access Security: Logon, Roles, Profiles, Permission Sets
Data Security: Object, Field, Record Level, Folder, EncryptionISO 27001/27018 SSAE 16/ISAE 3402 SOC 1SOC 2SOC 3PCI-DSSTRUSTe Certified Privacy SealCSA STAR
PII
Security Best Practices: Coding Standards, Testing and Certification
Network Security: Firewalls, Spam Filters, Intrusion detection, HTTPS, …
© 2016 Cloud Lending Inc. All rights reserved.
Cloud Lending Solutions: Value Proposition
15
“Single System of Record” Model
Highly Configurable
End-to-End Solution
Enable a World-ClassUser Experience
Proven CloudPlatform
© 2016 Cloud Lending Inc. All rights reserved.
About Cloud Lending SolutionsCloud Lending Solutions is a cloud-based, end-to-end lending platform delivering innovation to the global lending community. Unlike legacy technology platforms that are expensive to maintain and prevent agile response to market conditions, Cloud Lending Solutions’ clients take back control of their business by quickly implementing, extending, and digitizing the entire lending lifecycle. Cloud Lending Solutions’ single system of record is the market leading cloud solution supporting both consumer and commercial lending that scales for the needs of lenders of all sizes. Clients include banks, traditional finance companies, online lenders, and marketplace platforms.
Copyright © 2016, Cloud Lending Inc. All rights reserved.
Thank you+1-(650) 918-0499 | [email protected] | www.cloudlendinginc.com
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