© 2009 Title Resource Group

TRG Local OperationsTRG operates over 380 branches, with over 1,800 employees providing settlement services using a high-touch, personalized approach.

Convenient Closing Services (CCS)TRG has developed a closing process for both refinance and Home Equity Lines of Credit (HELOCs) that puts control in the hands of the customer while yielding operational efficiencies and customer satisfaction levels of 97% or higher.

Private Label ServicesTRG has the unique ability to build brand equity to its lender clients through private label settlement services for first mortgage, refinance transactions and HELOC transactions. This positions our clients to perpetuate brand awareness and strategically cross-sell other products and services.

Title and Settlement PartnershipsTRG offers joint venture and affiliated business arrangement opportunities to real estate companies. Availability is subject to state and local regulation.

TRG Vendor Management CompanyTRG provides efficient and effective single source of coordination, control and contact for all title and closing needs, supported by state of the art technology designed to keep stakeholders informed and moving to a seamless closing.

Title InsuranceTitle Resources Guaranty Company is the nation’s 5th largest underwriter in the country. During its 25 year history the company has consistently maintained the highest financial strength ratings. TRGC is licensed in 20 states and expanding quarterly.

Real Estate Owned (REO) ServicesTRG offers best in class service for REO properties meeting the needs of the asset manager and the mortgage servicing operation. TRG has an extensive network of title and closing companies specifically trained and experienced in handling REO properties.

Title Resource Group (TRG) is a driving force in the title and settlement services industry. TRG is national in scope, but locally staffed, with a wealth of experience in settlement services. Weoperate in 43 states and provide closing services in all 50. TRG is a subsidiary of Realogy Corporation. Realogy is a privately owned company providing real estate and relocation services. It franchises and owns several of the industry's leading real estate brands and brokerages. For more information please visit www.trgc.com.

TRG operates over 70 distinct brand names throughout the United States such as US Title (MO), Sunbelt Title (FL), Equity Title (CA), Texas American Title Company (TX), Market Street Settlement Group (NH/ME), Mid-Atlantic Settlement (MD) andBurnet Title (MN / IL / WI).

TRG maintains a variety of proprietary systems designed to create transparent communication to all clients and consumers. In addition, we offer customized solutions aimed at catering toclient requirements.

Corporate Overview

We are a Company dedicated to creating exceptional real estate experiences for our customers and communities through the passionate delivery of truly remarkable service. We pledge to promote a fun, fulfilling and respectful environment,one that is open to change and innovation providing personal growth opportunities to all.

TRG has offered support to these organizations at a national and/or a local level:

About Us:

Who We Are:

Our Technology:

Products and Services:

What We Do:

In cooperation with Realogy Corporation, we have partnerships with the following organizations:

• National Association of Hispanic Real Estate Professionals• National Association of RE Brokers (African American focused organization)

• National Gay Lesbian Chamber of Commerce• Asian Real Estate Association of America• Women’s Business Enterprise National Council• National Minority Supplier Development Council

• American Cancer Society • Habitat for Humanity• Salvation Army • Cardinals Care• Washburn Center for Children • First Tee• South Jersey Food Bank • American Red Cross• Toys for Tots • Adopt a Soldier• New Hampshire Animal Welfare • Big Brothers Big Sisters • New Horizons Soup Kitchen• Juvenile Diabetes Research Foundation • Providence House - Domestic Violence Victims• Susan G. Komen Breast Cancer Foundation • Hathaway-Sycamores Child and Family Services

National ProviderOur network of companies provides coast-to-coast access enabling TRG to successfully handle title and settlements in any corner of theUnited States and the U.S. Virgin Islands.

Focus on Closing Our unique lender focused process has effectively reduced cycle times by an average of 4.8 days.

Focus on ClientOur private label closing functionality differentiates us by positioning your institution at the forefront of the customer experience.

Our Mission:

Community Relations:

Commitment to Community: