Upload
mikhail-miroshnichenko
View
1.079
Download
0
Embed Size (px)
Citation preview
Mobile Wallet Platform
Partner Presentation, October 2015
www.mwallet.pro
mWallet
Solution
Mobile Wallet:
• A mobile platform turning a
smartphone into a powerful
payment and loyalty tool
• Peer-to-peer transfers
• Simple one-click payments
• Easy and secure authorization
Simple and secure www.mwallet.pro
Mobile Wallet Functionality (1/2)
Simple and secure www.mwallet.pro
Simple authentication & authorization One-time passwords (OTP)
used to log-in
All-in-oneAll profiles in a single mobile device
Mobile WalletPayment data storage, unlimited pa
yments and transfers
Pay by QR codeQR codes used for payments
Payment cards linked to an accountVisa, MasterCard, AmEx
InvoicesGet bills and invoices and pay for goods
and services instantly
P2P transfersMoney transfers between users (card to
card) via card # or cell phone #
Offline paymentsPayments for goods and services
(QR/NFC/HCE)
Mobile Wallet Functionality (2/2)
Simple and secure www.mwallet.pro
E-policiesInsurance online
LoansPersonal lending programs
Information (merchant news, currency
exchange rates, etc)
QR code generationQR codes used to log-in
Discounts and promotionsOne-stop-shop for discounts and pro
motions from favourite brands
TicketingMobile payments for transportation
tickets and tickets for events
Adding funds to mWalletWide choice of mWallet replenishment
tools (including cards and e-money)
Mobile acquiring API for merchants to get payments by
QR-codes
Consolidation of loyalty programsAll loyalty cards in one place
How to add money to a wallet
Simple and secure www.mwallet.pro
A mWallet owner can
connect any bank card to
their wallet by indicating
the card details.
A number of cards that can
be connected to mWallet,
is unlimited.
P2P Money Transfers (via mobile app)
Simple and secure www.mwallet.pro
A mWallet owner can
transfer money to
another person using
recipient’s either
payment card number
of cell phone number as
an identifier.
If the user chooses
phone number as a
recipient’s ID, he can
browse his contact list to
select a transfer
recipient.
P2P Money Transfers (via website)
Simple and secure www.mwallet.pro
A mWallet owner can also transfer money to another person via website. To receive money,
the recipient should indicate her cell phone # and card number.
Send p2p transfer
Card # Phone #
Number of recipient’s bank card
Not required
Transfer
Receive p2p transfer
Transfer between e-wallets
Simple and secure www.mwallet.pro
A mWallet owner can transfer money
from his electronic wallet to another e-
wallet user using recipient’s cell phone
number as an identifier.
All he has to do is to select a recipient from his cell phone contacts, enter a
transfer amount and add a note, for
example “Addison’s contribution to the
Marley’s birthday gift”.
Merchant tools – how to receive payments (1/2)
Simple and secure www.mwallet.pro
Card # Phone #
Number of recipient’s bank card
Not required
To receive money, for
example, as payment for
goods or services, or as a
donation, you can
generate a QR code at the
website, indicating your
card number or mobile
phone, payment or transfer
amount and, optionally, a
payment note.
Merchant tools – how to receive payments (2/2)
Simple and secure www.mwallet.pro
The payer can scan a QR
code via his mobile app,
the item or service, price
and description are
uploaded automatically.
The payment is credited to
the recipients card he
indicated wile creating a
QR code.
Copied to the clipboard
Test item
Test payment
Offer for your business
Simple and secure www.mwallet.pro
We are happy to offer you to launch
Mobile Wallet under Your Brand and Visual
(full White Label):
• quickly - within 1-2 month*,
• complete set of basic functions,
• professional technical support,
• flexible platform with huge opportunities
for further development.
* Integration with the service providers may require additional time.
Mobile Wallet for Customers: Use Cases
Simple and secure
SmartTV payments
Quick mobile payments: Mobile commerce, online
games, content
Catalogue
Shopping using QR
codes
Buying from the packing: your friends
can buy the same item without visiting a store
Offline payments in local stores, cafes
and restaurants
QR code for cash-back
1 2 3
4 5 6
www.mwallet.pro
Smart TV payments (1/2)
Simple one-click
payments for TV
content
Purchase of music
content
Voting in the talent-show in
one click, without calling or
texting
1
Simple and secure www.mwallet.pro
Smart TV payments (2/2)
Instant purchase of goods advertised on TV
Impulsive purchases made easy - if a user likes an
advertised item, he scans the qr-code on a TV screen with
his mobile phone. The merchant receives the information
about the item, customer data, transaction and shipping
address.
Easy and seamless TV shopping
Quick, easy and secure shopping without getting up from
the couch. Watch your favourite shopping channel and
purchase the item you like in a single click, no calls
necessary.
1
Simple and secure www.mwallet.pro
Quick mobile payments
Log in, registration and payment in
mobile applications or websites in a
single click without entering a
password.
Paid
content
2
Mobile
shopping
Online
games
Simple and secure www.mwallet.pro
Catalogue Shopping
The merchant
receives the
information about
the item, customer
data, transaction
and shipping
address.
Users can make
purchases via
shopping catalogues
using their mobile
devices.
3
Simple and secure www.mwallet.pro
Offline payments for goods and services
mWallet can be used for
payments for goods and
services in stores, cafes,
restaurants, taxies, etc.
Customers don’t have to
care about carrying cash or
cards. Payments are simple,
secure and time-saving like
never before.
4
Simple and secure www.mwallet.pro
Offline mobile payments with NFC
Simple and secure
Convenient & secure digital values management and secure NFC-
transactions made easy with your mobile device.
mWallet NFC platform:
- made to replace plastic cards with their digital analogues.
- in line with the EMVCo tokenization specifications and Visa & MasterCard.
- based on the HSE (Host Card Emulation) technology (supported by
Android OS).
- NFC Card emulation mode enables NFC-enabled devices such as
smartphones to act like smart cards, allowing users to perform
transactions such as payment or ticketing.
- NFC can be well adapted for all kinds of situations ranging from bank
cards to transit passes, movie passes, reward systems and even keys.
- Storing payment information in mWallet app provides a safer environment
than a physical wallet. This technology allows the customer to load
multiple cards and choose which one they wish to use for each
transaction. Not only does this save time, but it also reduces the chances
of losing a payment card that comes with carrying multiple cards around.
www.mwallet.pro
4
mWallet for cashback
Customers can benefit
from the cash-back loyalty
programs offered by
producers or merchants.
To receive a cash back for
their purchase all they
have to do is show the QR
code to the teller.
5
Simple and secure www.mwallet.pro
Packing that sells6
Want to buy the same item as
your friend had purchased?
No need to surf the web stores
and to enter your payment
details. All you have to do is scan
a QR code on a product
packing.
The price and availability will be
checked automatically, and the
merchant will ship you a desired
product right away.
Simple and secure www.mwallet.pro
mWallet for producers
Loyalty program for your customers that helps you to build the trusting
relationship and to reward the customers for choosing your products
• A customer purchases your product, finds a
QR code on a packaging, scans it with his or
her mobile phone and receives cash back to
the mobile wallet.
• Unique codes, available for checking via
mWallet, ensure your customers that they’re
purchasing genuine products.
• Gamified cash back rewards encourage the
customers to choose your brand again and
again.
Simple and secure www.mwallet.pro
mWallet for service companies
• Easy billing and payments (bills are sent via push-message to a
customers smartphone and can be paid in a single click, no
mobile app login is necessary)
• Insurance policy sales in instalments
• E-policy in a form of QR code containing all the necessary data (agreement #, type, terms, etc.)
• Mobile application for customers to make insurance payments,
to receive insurance indemnity, to acquire new products and to
participate in special offers
• Custom-branded prepaid MasterCard payment card
• Customized loyalty program
• Customer and transaction analytics
mWallet features for service providers:
Scan the QR code
Simple and secure www.mwallet.pro
mWallet for company
• Branded mobile application for company to keep
your customers informed about your promotions,
discounts and news and to maintain long-term
relationships with your brand supporters.
• Mobile application allows users to manage their
money and cash-back points balance and to
purchase products in one click using only their
mobile phone.
• Prepaid card linked to a customer mWallet account
to make payments, to get cash-back and to
participate in promotions.
• Customized loyalty program.
• Customer and transaction analytics.
Your Brand
Simple and secure www.mwallet.pro
Thank you for your attention!
Ask us about details.
mWallet
Simple and secure
Mikhail Miroshnichenko
Kiev, Ukraine
Email: [email protected]
+380.68.331.95.03
http://ua.linkedin.com/in/michaelmir/
Yuriy Chayka
Kiev, Ukraine
Email: [email protected]
+38.067.621.57.13
https://ua.linkedin.com/in/yuriychayka
www.mwallet.pro