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NGAN HANG NHA NI'oc VIDT NAM 56: 02/CT-NHNN cONG nda xA ugr cHU Ncnia vrpr NAM DQc lfp- Tg do - H4nh phfc Hd N|i, ngay 07 thdng 4 ndm 2010 (-------;-l I r<HAll I cHi rHI ' ^'--:---- Vd t6 cht'ic thgc hiQn chfnh s6ch tidn tQ vi rlim b6o hoSt dQng ngin hAng an toin, hiQu qui n5m 2010 Thsc hiQn Nghi quypt sO XtZOOg/QHl2 cria Qutic hQi ngdy 06 th6ng 11 nim 2009 v6 mpc ti€u ph6t tri€n kinh t€ - xdhQi n6m 20.10, Ngtj q"y6t sO +ZtiOOglNQQHl2 cria QuOc hQi ngdy 27 thdng l1 ndm 20,09 vC ch6t v6n ua fta ldi cfr6t v6n tii K hqp thir 6, Qu6c hQi kho6 XII; Nghi quy6t sO 03/NIQ-CP cria Chfnh pht ngdy 15 th6ng 0l n6m 2Ol}.vA c6c gi6i ph6p chu y6u chi dpo, diAu hdnh tttUc nien te hogch ph6t tri€n kinh t€ - x5 hQi vd dg to6n ngdn s6ch nhd nudc nam 2010 vd Nghi quy€t sO l8A{Q-CP cta.Chfnh phir ngdy 06 th6ng 4 n6m 2010 vA nhirng gi6i ph6p b6o ddm 6n dinh kinh td vi m6, khOng d6 lpm phSt cao vd itpt t6c dQ ,a"g **L kinh tO khoing 6,50A trong ndm 2010; trong qhtng th6ng dAu n[m nay, Ngdn hdn[ Nhd nudc ViQt Nam cliOu hdnh chfnh s6ch ti6n tQ vd thllc hiQn cilc giiti pttap tn.o chi d.4o cria Chfnh phu, thi trudng tiAn tg vd hopt.dQng cria c6c t6 chtic tin dung co bin 6n dinh. Ee g6p. phAn thuc hien thing lqi k6 hosch ph6t triOn kinh tti - *a noi ndm 2010, Th0ng d6c Ngdn hang Nhi nudc yOu cAu cac don vi tr.uc thuQc Ngdn hdng Nhd nudc ViQt Nu* vd c6c t6 chric tin dpng thgc hiQn t6t c6c mpc tGu,

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NGAN HANG NHA NI'ocVIDT NAM56: 02/CT-NHNNcONG nda xA ugr cHU Ncnia vrpr NAMDQc lfp- Tg do - H4nh phfcHd N|i, ngay 07 thdng 4 ndm 2010(-------;-lI r<HAll I cHi rHI ' ^'--:----Vd t6 cht'ic thgc hiQn chfnh s6ch tidn tQ vi rlim b6ohoSt dQng ngin hAng an toin, hiQu qui n5m 2010Thsc hiQn Nghi quypt sO XtZOOg/QHl2 cria Qutic hQi ngdy 06 th6ng 11 nim2009 v6 mpc ti€u ph6t tri€n kinh t€ - xdhQi n6m 20.10, Ngtj q"y6t sO +ZtiOOglNQQHl2cria QuOc hQi ngdy 27 thdng l1 ndm 20,09 vC ch6t v6n ua fta ldi cfr6t v6n tiiK hqp thir 6, Qu6c hQi kho6 XII; Nghi quy6t sO 03/NIQ-CP cria Chfnh pht ngdy15 th6ng 0l n6m 2Ol}.vA c6c gi6i ph6p chu y6u chi dpo, diAu hdnh tttUc nien tehogch ph6t tri€n kinh t€ - x5 hQi vd dg to6n ngdn s6ch nhd nudc nam 2010 vd Nghiquy€t sO l8A{Q-CP cta.Chfnh phir ngdy 06 th6ng 4 n6m 2010 vA nhirng gi6i ph6pb6o ddm 6n dinh kinh td vi m6, khOng d6 lpm phSt cao vd itpt t6c dQ ,a"g **Lkinh tO khoing 6,50A trong ndm 2010; trong qhtng th6ng dAu n[m nay, Ngdn hdn[Nhd nudc ViQt Nam cliOu hdnh chfnh s6ch ti6n tQ vd thllc hiQn cilc giiti pttap tn.ochi d.4o cria Chfnh phu, thi trudng tiAn tg vd hopt.dQng cria c6c t6 chtic tin dung cobin 6n dinh. Ee g6p. phAn thuc hien thing lqi k6 hosch ph6t triOn kinh tti - *a noindm 2010, Th0ng d6c Ngdn hang Nhi nudc yOu cAu cac don vi tr.uc thuQc Ngdnhdng Nhd nudc ViQt Nu* vd c6c t6 chric tin dpng thgc hiQn t6t c6c mpc tGu,nhiQm vp chinh s6ch ti€n tQ vd biQn ph6p ct6m b6o hopt dQng ngdn hdng an todn,hiQu qui nim 2010 nhu sau:L. Mpc ti€u vd nhiQm vg:1.1. TO chric thgc hiQn chinh s6ch ti6n tQ chu dQng, linh hopt vd th4n trgngnhlm 0n dinh thi trucrng ti€n tQ, b6o c16m t tti l4g thanh khoin cua hQ.th6ng ngdi

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hdng vd h6 trg thanh khodn cho n€n kinh ti5; ki6m so6t t0c. dQ tlng tOng phucrngtiQn thanh to6n kho6ng20% vi tin dUng khoing 25Yo,l5i su6t vd ty gi6 tt mric hgpr!.1.2. Thgc hiQn c6c nhiQm vq, gi6i ph6p trgng tdm tpi v[n b6n s6 azqng-NHNN ngdy z5 thdyts 1r, ndm 2009 cria Vdn phong Ngdn hdng Nhd nudc vc yki€n chi dpo cria Th6ng d6c Ngdn hdng Nhd nudc tei HQi nghi tri€n khai nhiQm vungdn hdng n6m 2010.1.3. TO chirc triiSn khai vd thUc hiQn K€ ho4ch hinh dQng ve tri€n khai thgchiQn c6c gini ph6p ti€n tQ, tfn dsng vd ngdn hdng tai Nghi quy6t sO Ofntq-CP criaChfnh phri ngiy.15 th6ng 01 n6m 2010 vA c6c gi6i ph6p cht yOu chi dpo, diAuhdnh thWc hipn k€ hoqch.ph6t tri6n kinh t€ - xa hQi vd dg to6n ng6n sdch nhd nudcn[m 2010, Nghi quy€t sO l8AIQ-CP cua.Chinh phri ngdy"06 th6ng 4 n[m 2010 v€nhfrng gi6i ph6p bAo ctim 6n dinh kinh t6 vi m6, kh6ng cle lam ph6t cao vd dgt t6cdQ tdng truong kinh ti5 khoang 6,5yo trong n6m 2010 (kdm theo Chi thi ndy).2. Chc clcrn vi tai tru so chinh Ng0n h4ng Nhd nudc ViQt Nam, theo chric ndngvd nhiQm vp cta minh, tham muu cho Th6ng ctdc Ngdn hdng Nhd nudc thgc hiQnmsc ti6u, nhiQm W nlm 2010 vd c6c biQn ph6p:12.1. Di6u hdnh c6c c6ng cg chinh s6ch ti€n tQ theo nguy€n t6c thi trudng, b6o<l6m phu hgrp vdi mgc ti€u ph6t tri€n vd diAu kign thUc ti5 cria thi truong tdi chfnh,ti€n tQ vd nAn kinh t6; di€u ti€t lai su6t thi truong giim dAn d€ t4o di€u kign ph6ttritin sdn xuAt - kinh doanh; ct0i mdi, ndng cao ch6t luqng cdng t6c thOng k0, th6ngr r ) , ' tin vi d.g b1o v€ kinh t€ vi m6, ti€n tQ, tfn dpng vd ngdn Fdng; thgc hiQn bi9n.ph6pcdn thi6t dO xri ly cilctriQn tuqng c6 nguy co gdy m6t On dinh thi truong ti€n tQ,n0ng cao hipu qu6, ch6t luqng tin dpng vi ndng lgc tdi chinh cira c6c td chric tfn

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dung; ban hinh v6n b6n hudng ddn vd tri€n khai co chti h6 trq 16i suAt theo Quyi5tdinh cua Tht tuong Chinh phu; huong ddn c6c tO chfc tin dpng thgc hiQn cho vaytheo 15i suAt thoe thu$n phu hgrp voi quy clinh cria ph6p 1u0t; t0 chtc tri€n khaiNghi clinh vA chfnh s6ch tin {une phuc vp ph6t triiSn n6ng nghiQp, n6ng thdn khiChfnh phri ban hanh vd sta dOi c6c co ch€ 1i0n quan d6n. ho4t ctQng tin dgng ng0nhdng d€ tpo di€u kiQn cho c6c td chr?c, c6 nhdn ti6p cpn vdn tin dUng.2.2. Di6u hdnh thi truong ngo4i trOi va ty gi|linh hopt trong m6i quan hQ v6ildi su6t, lpm phdt, c6n cdn thucng m4i vd c6c k6nh dAu tu kh6c nh[m gi6m nhflpsi€u, cdi thiQn c6n cdn thanh to6n qu6c ti5, tpo diAu kiQn d0 tang du trfi ngo4i h6i;ti€p tuc hoin thiQn khu6n khO pfr6p lf ngo4i frOi va qu6n ly thi trudng ngo4i hOitheo quy dinh cua ph6p luQt; phOi hgrp vdi c6c bQ, ngdnh d€ ndng cao chdt lugnglQp, phdn tfch vd dU b6o c6n cdn thanh to6n qu6c t6.2.3. Ti€p tgc stra dOi vd hodn thipn c6c th€ ch6 v€ ti6n tQ, tin dpng vd hogtdpng.ngan hing, phtr hqrp vdi quy clinh cria ph6p lupt, th6ng lQ vd chudn myc qu6ct€, di€u kiQn cria n€n kinh t€ vd thi trucrng ti€n tQ nu6c ta trong giai do4n hiQn" nay;trong d6, trgng tdm ld hodn thiQn hai dU 6n LuQt Ngdn hdng Nhd nudc (sua i16i) vdLupt c6c T0 chrlc tin dpng (sria c10i), ban hdnh c6c vdn b6n hudng dln Nghi dinhsO SS1ZOO9AID-CP ctra Chinh pht ngdy 16 th6ng 7 nf,m 2009 uA tO chirc vi hoqtctQng cira ngdn hdng thuong mpi.2.4. CAi ti6n vi ndng cao chdt lugng ho4t dQng thanh tra, gi6m s6t ho4t dOngc:iua cde tO chtc tin dgng; gi6m s6t thudng xuy€n vd ch{t chE ch6t luqng tin dgng,kh6 n[ng thanh khoan vd rui ro ho4t clQng cria c6c t6 chric tin dpng.2.5. Xdy dWng ki5 hopch, lQ trinh vd thqc hiEn bipn ph6p kha thi Oe eAy m4nhthanh to6n khOng dirng ti€n mflt trong n€n kinh t6, phu hqp Quyet Ointr sO29112006/QD-TTg ngiry,29 th6ng !2 ndm 2006 cua Thri tootlg Chinh phri vd di6u

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kiQn cp the hien nay; tiiSp tgc hodn thiQn th€ ch€ vd phdt tri€n cdng nghe tin hgcA r r . A . , t r . A ngdn hdng; tri6n khai thUc hign Dg 6n "HQ th6.ng thOng tin qudn lf vd hiQn ilpi ho6ngdn hdng" (FSMIMS) c6 hieu qui vd <lirng ti€n ctQ.2.6. Theo ddi vd c$p nhflt tinh hinh kinh t6 vd ti€n tE qu6c t6 d6 de xu6t c6cbiQn ph6p.ung phO phu hgrp vdi <li€u kiQn.cria nAn kinh tti nudc ta; t[ng cucrng hqgt6c qudc t6 trong linh vgc ngdn hdng; phOi trqp vdi c6c bQ, ngdnh c6 iien quan cl€ - ttri6n khai c6c chuong.trinh vay v6n.cta Ngdn hdng Th€.gi6i, Ngan hdng Ph6t trienchdu A; hodn thdnh t6t c6ng viQc tO chtc HQi nghi Th6ng ctdc vd Ph6 Th5ng ct6cNgdn hdng Trung uong ASEAN tai ViptNam t-rong ndm 2010 mdNgAn hdngNhdnu6c ViQt Nam d6m nhiQm vai trd chri tri; ph6i hgp c6 hiQu qud vbi chc td chfcQu! ti6n. tQ qu6c t6, Ngdn hdng Thi5 gi6i, Ngdn hdng Ph6t triOn chdu A vi c6c t6I I A , A cnuc quoc te.2.7. Cungtug t ip thdi vd dri s0 luqrng tiAn m6t theo co c6u hqrp lf; bdo diman todn kho qu|, ti€n vi tii sin do ngdnh Ngdn hing quin lf vd bdo quin.2.8. Thgc hiQn ctcrn giin ho6 thtr tUc henh chinh theo D€ 6n 30 cta Thri tudngChfnh phri; ldm tdt c6ng t6c th6ng tin vd truy6n th6ng vA dieu hdnh chinh s6ch tientQ, hopt ctQng ngdn hdng, coi ddy ld yi5u tti quan treng d€ chinh s6ch ti€n tQ ctugcvfn hdnh co hiQu qu6.2.9. PhOi hgp chflt ch€ vdi Hiep hQi Ngdn hdng Vipt Nam ee trien khai c6hiQu qui c6c biQn ph6p <1i0u hdnh chinh s6ch ti€n t€ vd an toin hQ th6ng ngdn hdng.3. NgAn hdng Nhd nudc chi nh6nh tinh, thdnh ph0 tnrc thuQc Trung uongtheo chtc nrng cria minh, thgc hiQn mgc ti€u, nhiQm w ntrm 2010 vd c6c bipnph6p:3.1. TriiSn khai kip thdi cdc chfnh s6ch, co chti ve tiAn tp, tin dUng vd hopt<tQng ngeg hgng; trong d6, tri6n khai c6 hiQu qud vd dring quy clinh cria pnap tu6tc6c co che n6 trg 16i sudt 6p dUng trong n6m 2010.

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, 3.2. Thuong xuy€n theo d6i, ki€m tra, gi6m s6t vd thanh tra hopt dQng cria c6ct6"chfc tin dugg tr€n dia bdn, xri lf thing vd kip thoi c6c v6n d€ ph6t sinh theothAm quy€n; nim ch8c tinh hinh kinh t6 - xd hQi vd hopt ctQng ngin.hnng tr€n cliaben de b6o c6o vn d€ xu6t vdi c6p uj', chinh quyAn dia phuong vn Thdng ddc Ngen!?lg Nhd nudc vd biQn ph6p qudn ly hoat dOng vd mang luoi t6 chrlc tfn dpng, iria<t6i c6c co chi5, chinh s6ch phir hgrp vdi di€u kien thgc t6.3.3. Thgc hiQnc6c biQn ph6p phy hqp a6 to chric tfn dpng t4p trung vdn phqcvg ph6t tritin kinh tiS dia phucrng, nh6t ld ct6p img nhu cAu von rtti ptri ran *u6rkinhdoanh cira khu v.uc n6ng nghipp vd ndng th6n, xu6t khAu, doanh nghiQp nhovd vira.4. C6c tO chric tin dqng b6m s6t mgc ti€u, nhiQm vu nlm 2010 vd thgc hiQnc6c biQn ph6p:4.l,Xdy dUng vd thgc hiQn kti hopch kinh doanh n6m 2010 trOn co sd b6m s6tvd thgc hien chfnh s6ch ti0n t9 vi c6c chinh s6ch kinh t6 vi m0 kh6c theo chi dpocfia Chinn pn.l vd Ngdn hdng Nhd nudc ViQt Nam; thgc hiQn <tung quy dinh cuaph6p lu4t v€ ti€n tQ, tin dpng vi ho4t ctQng ngdn hdng.4,2,M0 rQng tin dpng vd c6c ho4t clQng kinh doanh, tr€n co sd khd ndng huydQnq vtin vd ndng cao ch6t luqng, hiQu qui tfn dgng, di doi vdi chuyiSn dich;arhco c6u tin dpng theo nganh, linh wc sin xu6t ve phi sdn xu6t, dia bin thdnh thi vdnOng th6n, kj, han vd danh mpc kh6ch hdng vay; don gian ho6 thu tqc cho vay; t{ptryng v6n cho,vay chi phf sdn xu6t - kinh doanh ctra khu v.uc n6ng nghiQp vanongth6n, xudt khdu, doanh nghiQp nh6 vd vira; cho vay d6i voi h0 nghdo vd c6c d6ituqng chinh s6ch kh6c theo dring quy ilinh cria ph6p lu4t.4.3. Cho vay nggqlte 9e nh$p knAu theo hucyng t$p trung ngo4i t9,cho vay rt6iv-oi nlirng m{t hdng thi€t yOu cho sin xudt md hong nudc chua sin x}6t dugc; hpn

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ch€ viQc cho vay ngopi te dC nhOp khAu nhihrg nlFt hdng khdng khuyiSn khich nh0pkhdu; kiQm so6t vigc sri dpng ngopi tQ, chuytln ti€n.ra nudc ngodi cua doanlnghiQp, tO chfc vi c6 nhdn; thUc hiQn c6c biQn ph6p cI€ gi6m sdt viQc sri dgng vdchuy€n ngopi tQ ra nudc ngodi theo dring quy ttinh cria ph6p lupt.34.4. Ti€p.tpc co c6u lpi tdi sdn vd ngu6n vdn theo hudng an todn, bAn virng;xdy dpg chii5n lugc hopt clOng kinh doanh phir hqp vdi diAulien cria nAn kinh iethdi ky hflu khung hoing tdi chinh vd suy tho6i kinh tO th€ gi6i; ti6p tuc hodn thi€nc6c quy ctfnh nghipp vu vO qudn tri kinh doantr, ph6t tri€n sdn phdm dfch vg, hiQnttpi ho6 c6ng nghe vd ndng cao chdt lugng ngu6n nh6n l1rc.4.5. Ndng cao n[ng lgc vd ch6t tuqng quin tri rui ro dOi vdi c6c hopt dQngkinh doanh; kipn todn mO hinh tO chric vd ndng cao ch6t lugng hopt ctQng kitim tra,ki6m to6n nQi b9, bO sung hodn thiQn c6c v[n b6n chti ctQ li6n quan dOn ho4t itQngki6m tra d6 thudrng xuy6n c16m b6o an toin hQ thOng.4.6. Ni€m y0t c0ng khai c6c milc l6i su6t huy dQng, cho vay vd c6c lopi phiphu hgp vdi quy dinh cria ph6p lu4t.4.7.. Chtt trgng ph6t tri6n mAng ludi chi nh6nh o clia bdn ndng nghigp, nOngthOn; gfn mpc ti€u vd hopt clQng kinh doanh ctra chi nh6nh d€ phgc vp cho ph6ttri€n kinh t6 dia phuong, noi md chi nhdnh.4.8. Cung c6p dtr, kip thdi, chinh x6c cdc thdng tin hopt dQng kinh doanh theoquy dinh cua ph6p lu$t vd y€u cAu cria Ngdn hing Nhd nudc ViQt Nam.5. TO chric thgc hiQn:5.1. Chi thi ndy c6 hiQu lsc thi hdnh te ttr ngdy ky.5.2. Ch6nh V[n phdng, V\r truong Vp.Chinh s6ch tiOn tQ vd Thtr tru&ng c6cdon vi thuQc Ngdn hdng Nhd nudc, Gi6m d6c Ng6n hdng Nhd nudc chi nh6nh c6ctinh, thdntt p.h6 tryc thuQc Trung umg; HQi ddng qu6n trf vd TOng gi6m c16c(Gi6m ct6c) t0 chtc tfn dpng chiu tr6ch nhiQm thi hdnh Chi thi niry.l€Noi nhfln:- Nhu cliOm 5.1 Khoin 5;

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- Thri tu6ng vdc6c Ph6 Tht tudng (d€ b6o c6o);- Ban Ldnh d4o NHNN;- Vtrn phdng Chinh phri;- HiQp hQi Ngdn hAng ViQt Nam;- Luu: VP, Vu PC, Vu CSTT;l . - \ NCUYENVAI{GIAUz>, ,zl'q' >.l-t zlz ol>z l< F iz\'(' o1a ol'F . Qa? -:.!t, =r _r. 2. 9.3 =r 'q =rP.,t ,g F;I' E..=:< 5 ?D>'5@t'"Jr 5 .6;E - t r$" 59.5'9. s p,5 aoQ aS o*oe 5oo reS"3 E. a F: F! -I 8" ii !r,,tr 'o. N , a ' O =l i t 5S .r. = C !9. A?'i'? €' ;d': :. S D9(Ct= 5 1 p y\ ) = ' a ? { ! 9 < E r 5 r l rnOQ O f l . u ' | . f \S r g. :, E^'J" tr]h yE'::.F i i 5 5,.* - 'z a'is 5 goe:': E OV 5 ' - ' f . - " +A 5 -- '-' t sii?,lg z€gEFeg 2 i a 3, Q'E'6 r/S'fi T H. 5.;' i E,r a -';_ ss.3 5 5 V7. \== =-*;E - ; s I =, j7 s' - 8*.8'.8 s - ' < - 1 S :e5=' s.LQ 18. t

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F e^'< \e , ! t s- .r. lrt Si( eE,b s' 'EE H f d Ao€, zH i {.O) Yt).tr, Xtt )tI F- t ' v ' .co i {I \<-11'{ Z.D { r Ji ' F t- ,+<8..E, tz=C ) F rF- b.J.)^ F ) ,oq E:,5'(-D>O)J -v FD.r-.Potooh:O)"z-5 t r po, .o. !0,. i i 1 <s.(D) .(D>Z-5.qlJ) eE"rOr 'tD)Or" - ez0a

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