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Learn why Credit Risk Certification will help you stand out in your lending career. Find out why credit risk professionals should be certified by the Risk Management Association. Learn more about Credit Risk Certification from The Risk Management Association.
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Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending
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JOIN. ENGAGE. LEAD.
TEN REASONS TO GET CREDIT RISK CERTIFIED
(CRC) The Risk Management Association (RMA)
Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending
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JOIN. ENGAGE. LEAD.
RMA CRC holders demonstrate leadership.
The RMA-CRC designation validates your knowledge of lending and your professional experience.
More and more, banks are making RMA’s Credit Risk Certification a part of their credit curriculum.
ENTERPRISING LENDERS GET CERTIFIED
Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending
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JOIN. ENGAGE. LEAD.
EMPOWER YOURSELF: BE PROACTIVE
Amp up your professional skills.
Stand out as a quality performer.
Bolster your confidence
Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending
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JOIN. ENGAGE. LEAD.
PROVE YOUR EVALUATION SKILLS.
Credit Risk Certification will attest to the fact that you have the skills and experience to evaluate the client's industry, markets, and competitors.
Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending
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JOIN. ENGAGE. LEAD.
SHOW YOUR EXPERTISE IN ASSESSING YOUR CUSTOMER
• Assessing management's ability to formulate business and financial strategies and to execute them are key skills every lender needs to have.
• As a CRC holder, you prove that you have these skills.
Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending
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JOIN. ENGAGE. LEAD.
CONFIRM YOUR KNOWLEDGE OF FINANCIAL ASSESSMENTS
Holding a CRC shows that you know the importance of—and how to complete—accurate, ongoing, and timely financial assessments of the client and its other credit sponsors.
Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending
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JOIN. ENGAGE. LEAD.
VALIDATE YOUR CASH FLOW SKILLS
The CRC designation proves that you possess the skills to assess the strengths and quality of client/sponsor cash flow.
Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending
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JOIN. ENGAGE. LEAD.
AFFIRM YOUR ABILITY TO EVALUATE COLLATERAL
Holding the CRC designation shows that you have the skills to evaluate collateral values and conduct periodic inspections of collateral.
Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending
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JOIN. ENGAGE. LEAD.
PROVE YOUR LOAN ACUMEN
Holding the CRC shows that you can identify repayment sources and appropriately structure and document credit exposures for the intended purpose.
Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending
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JOIN. ENGAGE. LEAD.
VERIFY YOUR ABILITY TO SPOT AND MANAGE PROBLEM LOANS
With the CRC designation, you show that you have the skills to recognize problem loans and can formulated the needed actions.
Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending
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JOIN. ENGAGE. LEAD.
Prove you have the experience and the skills and the knowledge to excel.
Differentiate yourself as a quality performer.
Join the elite group of lenders who are recognized for excellence.
SET YOURSELF APART
Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending
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JOIN. ENGAGE. LEAD.
Body of Knowledge
Credit Glossary
Ratios
Attend Web seminars
Take a practice exam
Learn more at www.rmahq.org/CRC
STUDY AND PARTICIPATE
Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending
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JOIN. ENGAGE. LEAD.
UPCOMING EXAM DATES
• March 9, 2015 – April 18, 2015 Spring 2015
• October 12, 2015 – November 14, 2015 Fall 2015
Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending
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JOIN. ENGAGE. LEAD.
APPLICATION DEADLINES
• January 31, 2015 For the spring 2015 window
• August 31, 2015 For the fall 2015 window
Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending
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JOIN. ENGAGE. LEAD.
REQUIREMENTS
You must be a
commer-cial
lender.
You must have 5
years of credit risk
experience.
You must have
mastered the seven CRC skill sets (see
next slide).
You must be committed to learn by
participating in approved
activities over a
three-year period.
You must obtain a passing score on the CRC exam.
Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending
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JOIN. ENGAGE. LEAD.
REQUIREMENTS (CONT.)
The Seven Skill Sets
• Evaluating a client's industry, markets, and competitors. • Assessing a client's management ability. • Completing accurate, ongoing, and timely client financial
assessments. • Assessing the strength and quality of client/sponsor cash flow. • Evaluating collateral values, including collateral inspections. • Identifying repayment sources, and structuring and
documenting credit exposures. • Dealing with problem loans and taking appropriate actions.
Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending
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JOIN. ENGAGE. LEAD.
Calculate Fees
•Calculate the required fees carefully (see fee schedule).
•Full payment—by credit card only—must be submitted at the time of registration.
Register Online
•Applications must be completed and submitted online.
•Online registration is accessible only during the open enrollment period.
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ONLINE ENROLLMENT PROCESS
What to Expect
•RMA will process your application within 10–14 business days of receipt.
•Within three weeks of receiving your application, RMA will notify you of the results
Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending
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JOIN. ENGAGE. LEAD.
SHARE THIS PRESENTATION
Learn more at www.rmahq.org/CRC
Visit our blog at http://rmablog.rmahq.org/
RMA is a member-driven professional association whose sole purpose is to advance sound risk principles in the financial services industry.
RMA helps its members use sound risk principles to improve institutional performance and financial stability, and enhance the risk competency of individuals through information, education, peer sharing, and networking.
Become a member today.
