Overview of online payment methods

Mathias Fiedler

Overview

II Methods / Systems / Provider

I Categories

III Lets talk

I

traditional

Categories

pre payment

invoice

cash on delivery

ePayment

m-payment

eMoney

third party

credit card

I

pre paid

Categories

pay now

pay later

I

macro payment

Categories

micro payment

pico payment

Overview

II Methods / Systems / Provider

I Categories

III Lets talk

II

invoice

methods /systems / provider

debit

payment in advance

cash on delivery

paypal

ClickandBuy

T-Pay

webcents

luupay

sofortüberweisung.de

credit card

micropayment

e-gold

crandy

click&buy

geldkarte

anypay

giropay

moneybookers

click2pay

paynova

heidelpay

ipayment

...

II

traditional

payment in advance

high acceptance

risk for customer

slow

II

traditional

Invoice

high acceptance

high risk for seller

expensive

II

traditional

cash on delivery

save

expensive

only for goods

II

traditional

debit

complicated

needs trust by customer

II

customer needs supported bank

Giropay

fast

trustworthy

Acquirer needed

II

customer needs account

Paypal

well known

multiple possibilities to pay by customer

easy to integrate

II

customer needs account

T-Pay

known -> thrustworthy

multiple possibilities to pay

Telekom invoice

MicroMoney

debit

credit card

pay by call

direct transfer

II

simple payment via sms

luupay

customer needs account

prepaid

debit

credit card

user to user transactions possible

II

prepaid

moneybookers

customer needs account

low risk

pay per mail

customer pays per transaction

II

e-silver / e-platinum / e-palladium

e-gold

basis is always weight of metal

virtual money 100% backed by bullion

IIList of methods

- usage websites -

pay in advance

cash on delivery

paypal

pay on pickup

invoice

credit card

debit

moneybookers

giropayluupay

ClickandBuy

IIList of methods

- usage by customer -

cash on delivery

pay in advance

credit card

debit

other prepay systems

pay per mail

mobile phone

Overview

II List of methods

I Categories

III Lets talk

III

what about coconuts?

Lets talk

which method should I use?

your experience?

new methods needed?

hey what is with pico payment?