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OUTLOOK ON CASHLESS CASHLITE SOCIETY
MOBILE MONEY, BANKING & ePAY
Short Intro
• DreamOval Limited was started in 2007
• The average age of the team is 25years
• Developed the first online payment gateway in Ghana (iWallet Slydepay)
• Developing Enterprise software (Enterprise Nurs) for the past 5 years
• Enterprise software currently affects about 80% of bank accounts in Ghana
• We continue to innovate daily
Henry Sampson, Lead, DO Labs / DO Enterprise
Mobile Money is Growing
Year 1 Year 2 Year 30
2,000,000
4,000,000
6,000,000
8,000,000
10,000,000
12,000,000
14,000,000
0
200
400
600
800
1000
1200
1400
Transaction Value ('000) Growth
Source: B&FT Banking Survey 2015, Monday 18th May 2015
Impressive Value….But Growth
Value GrowthG
HS
9.2b
illio
n920%
What does this value represent?Money Transfers; Cashouts; Payments
Money Transfer
Cashouts
Bill PaymentsDStv; Postpaid ECG; Water
Payments (C2B): Lagging behindThe necessary next step towards realizing the cashlite dream
Merchant / Agents
MTN 3,514
REST ???
>3514
Then why is C2B payments still lagging
CASH
The Reasons
Accepted By All
Perfect Connectivity
No Dumsor
Competing with CashOur In-store Experience @ Slydepay
Any Merchant Can Accept
Easy Setup / Integration For Merchants
Same-Day Settlement
Right Partnerships; Banking and Technology are crucial
Most Importantly: Integrate once; Accept Any Wallet
Perfect Connectivity
QoS on Mobile Data Going up
Get Merchants Great Internet connectivity
• Possibly use Bitcoin offline technology for exchange
Offline is the ultimate
DUMSOR
Although transferring money to loved ones and paying recurring bills are important the real problem
with going CASHLITE is C2B Payments. Companies that will succeed at this are those that find the right
technology / banking balance that delivers MORE VALUE to businesses than CASH
scan to downloadwww.slydepay.com.ghThank you