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ONLINE VERIFICATIONOF DOCUMENTS
Presented by, Abinash Kr. Mandilwar Chief Manager & Faculty Member BOI Staff Training College, Bhopal
PAN VERIFICATION
“PANCHK”
Enter “PAN No.” & Press
This Option is used to Check the Authenticity of
a “PAN No.”.This menu is Directly Linked to (“TIN”)
Tax Information NetworkF4
ONLINE VERIFICATION OF PAN CARD NUMBER
SEARCH PAN CHEQUE IN GOOGLE
30/09/1967
MANDILWARKUMARABINASH
704628SUBMI
T
YOU MAY SEARCH NAME & OTHER DETAILS THROUGH PAN
TYPE ‘KNOW DETAILS THROUGH PAN NUMBER’HTTPS://INCOMETAXINDIAEFILING.GOV.IN/E-FILING/SERVICES/KNOWYOURJURISDICTIONLINK.HTML
AFEPT0634E
614830SUBMI
T
YOU WILL GET THE DETAIL OF PAN
YOU MAY VERIFY FROM OTHER SITE ALSO
http://pancardoffice.com/know-pan-card-holder-name-address-pan-number/
AFEPT0634E158634
SUBMIT
YOU WILL GET THE DETAIL OF PAN
ONLINE ITR VERIFICATION
FOR ONLINE ITR VERICATION VISIT HTTPS://INCOMETAXINDIAEFILING.GOV.IN/E-FILING/USERLOGIN/LOGINHOME.HTML
Filled the
required field
NOW YOU ARE LOG IN
USER NAME
CLICK
HERE
Now click here
Now click ITR-V OR RECEIPT
NOW YOU WILL GET ITR IN PDF WITH PASSWORD PROTECTED
PASSWORD PAN (IN SMALL) +DOB (DDMMYYYY)
YOU CAN GET ACKNOLEDMENT RECEIPT ALSO
VAHAN REGISTRATION ONLINE VERIFICATION OF VEHICLE
REGISTRATION IN INDIA
By SMS all over India on MOBILE No. 7 7 3 8 2 9 9 8 9 9
TYPE - “VAHAN MHO5BK8403” and SMS on Mobile No. 7738299899. You will
get details of vehicle and hypothecation bank name by SMS within short time.
AADHAR (UIDAI) VERIFICATION
FOR VERIFICATION OF AADHAR
WRITE AADHA
R NUMBE
R
297805730991
0123
VERIFY
Security code
YOU WILL GET STATUS OF AADHAR
ONLINE CHECKING OF LINKING STATUS OF
AADHAR CARD WITH BANKHTTPS://RESIDENT.UIDAI.NET.IN/
Aadhar No.
Security code
YOU WILL GET BANK LINK STATUS
TINCSTSERVICE TAX No.
verification
TAXPAYER IDENTIFICATION NUMBER (TIN) VERIFICATION
Search Google ‘TIN No. verification IN MP’
SERVICE TAX ASSESSEE NUMBER VERIFICATIN
YOU WILL GET THE DETAIL OF ASSESSEE
ONLINE VERIFICATION OF COMPANY CHARGE MCA21
RBI DEFAULTER LIST IS AVAILABLE IN CAPSLOG IN CAPS
YOU MAY SEARCH RBI DEFAULTER LIST
CERSAI--IMPORTANT POINTS TO REMEMBER On line search to be taken on CERSAI
website www.cersai.org.in before processing any loan application
Copy of the search report to be kept along with security documents
In case of No Records copy of printout of screenshot duly signed by officer taking search to be kept on record
Bank’s charge with CERSAI to be registered immediately after creation of valid EQM & before disbursement of loan
(BC 107/40 Dt. 01.06.2013)
IMPORTANT POINTS TO REMEMBER
Branch to make token disbursement, create EQM & then only go for disbursement
Confirmation of registration of charge with CERSAI with Asset ID No. received from CERSAI to be kept on record
CERSAI charge is a part of CPA exercise
(BC 107/98 Dt. 30.08.2013)
HOW TO CHECK WHETHER CHARGE ON PROPERTY PROPOSED TO BE MORTGAGED ALREADY EXISTS OR NOT
Type www.cersai.org on address bar for login. Put USER ID and Password.If not registered member, go to Public Search column and click. Following Screen will appear:Fee for search is 50.00 (plus Service Tax) which is to be paid online. Search can be performed in the following 4 simple steps:
1. Click Pay and Search Link. 2. Fill the details of property you want to search and confirm. 3. Proceed to pay the fee. 4. Download Report.
Now click on Add Security Interest on the left hand side under column Data Collection and you
will get the following screen:
Now click on Yes or No. Mostly it is Yes under first two columns and No under third column. Now also click on Please select and select the type of property and press enter key. Following screen will appear :
Now click on all the 4 columns and keep the information ready :
Now click on FIND SIMILAR ASSETto know as to whether any charge exists on the Property proposed to be mortgaged. You will get the remark the functionality can be inquired at two times only. Click O.K. and you will get the details of property and if charge of any bank exists, it will show under Satisfaction Status as Not Satisfiedas per following screen:
CIBIL Credit Information Bureau
(India) Limited
WHAT IS CIBIL CIBIL is a Credit information company founded in
August 2000.
CIBIL India’s 1st credit information Bureau was established by SBI and HDFC , with 40% shareholding of each , while Dun & Bradstreet information services India Pvt Ltd and Trans Union International Inc. hold 10% each.
CIBIL is a repository of information, which contains the credit history of commercial and consumer borrowers.
MEMBERS OF CIBIL Banks
Financial Institutions
Non Banking Financial Companies
Housing Financing Companies
Credit Card Companies
ON WHICH SEGMENTS DOES CIBIL PROVIDE CREDIT REPORTS?
CIBIL is a composite Credit Bureau, which caters to both commercial and consumer segments.
The Consumer Credit Bureau covers credit availed by individuals while the Commercial Credit Bureau covers credit availed by non-individuals such as partnership firms, proprietary concerns, private and public limited companies, etc.
CIBIL SCORE A Credit Score or the CIBIL Trans Union Score is a three-digit numeric summary of your credit history
The score is derived using the credit history found in your Credit Information Report (CIR)
CIBIL scores are calculated on the basis of at least 6 months of financial data of an individual.
The CIBIL score ranges from 300 to 900.
The data indicates that loan providers prefers credit scores which are greater than 750.
CIBIL SCORE - MEANING
ANALYSIS OF CIBIL SCORE
Score Analysis
-1Borrower has no history of borrowings with
any member of CIBIL
300 – 600 In general credit cards and loans are not provided to people in this slab.
601 – 750 This is intermediate range of scores and will allow to borrow from various lenders ,
however banks may refer to overall financial position.
750+ Scores above 750 considered to be good and will help getting loan or a credit card with
ease.
Cheque Bounce/ dishonors
Irregular Loan Payments
Defaulting on Credit Card bills / making late payments or consistent part payments.
Defaulting as a Guarantor.
Reasons for Low Cibil score
Quick processing of loan and credit card applications.
More negotiating power.
Easy availability of credit such as Loans.
Assurance of Safety.
ADVANTAGES OF HIGHER CIBIL SCORE
CHECK YOUR CIBIL SCORE We advise you to check your CIBIL
score before apply for a loan as it could be one of the reasons why a bank may reject the loan application. Steps to check your CIBIL Score online:
1. Fill up an online application form on www.cibil.com (Fill all the personal details like name, address, date of birth, company information and income type.)
2. Pay Rs. 470 as charges for obtaining your CIBIL score and Customer Information Report
CHECK THE CIBIL SCORE3. Authenticate yourself by answering at
least three out of the five personal questions which will be based on your credit history like loans and credit cards availed by you till date.
4. Post authentication you will be mailed your CIBIL score immediately.
5. If you are unable to authenticate yourself online, you will have to take a printout of the form, attach your identity proof (PAN Card, Passport, Voter’s ID or Driver’s License) and address proof (Bank Statement, Electricity/Telephone Bill, Passport, Credit Card Statement or Voter’s ID) and send the same to CIBIL.