Capital Financial Retail Financing Revolving Credit Plan

About Capital Financial Solutions

Capital Financial Solutions is an organization that specializes in providing business and financial solutions within the healthcare, commercial & retail sectors.

As a developer and facilitator of creative finance programs, Capital Financial Solutions has the experience and ability to customize programs to fill a wide range of commercial and consumer credit risks by offering custom rate plans for a wide spectrum of industries. Capital Financial Solutions is sure to be a natural fit for your business environment.

Capital Financial Solutions over the years has developed a large network of finance companies, banks, hedge funds, private equity & investment groups, factoring, equipment leasing, servicing companies, debt buying groups, and collection agencies that we utilize to help our clients get the most out of each and every program.

Capital Financial Solutions works closely with you to create the best plan of action and truly manage your Custom programs so that you get the best price, creative structure, service, and most importantly the best results that your business will come to expect in working with the professional team at Capital Financial.

With our ability to provide immediate programs through our alliance network of funding & debt buying sources, the financing of business and consumer accounts as well as the incorporation of a full service receivables management system provides your company with the tools required to grow your business year after year.

Experience In The Retail Industry

Provide a turn-key revolving credit based loan program with extensive promotional plans available No POS equipment needed; 100% web based solution set Supply all consumer marketing material/collateral at no additional cost to the provider

CFS Retail Finance Program provides financing for thousands of retailers across the United States

Consumer Loan Program Features

Multiple Payment Plans: Revolving Variable Rate Plan with three APR levels 12 and 18 month reduced APR plans 6, 12, 18 month interest deferred plans Loan amounts from $100.00 to $10,000.00

Better

Quick Service: Instant credit decisions e-Docs & e-Signature Prompt payment of funds

Attractive Pricing With Easy-Sell Features: Affordable fee cost to providers Lower APR for consumers with credit challenges Web-based Universal Web Station application interface No special equipment to lease or buy

Simple

Fast

Examples of Available Consumer Credit Programs

Revolving Credit Plan

6, 12 & 18 Month Deferred

Interest

Prime & Sub-Prime Credit

Program

CFS Retail Financing has designed its revolving loan program on an automated loan platform to be quick and efficient with no paper work, e-signature capture and quick turn around time.

Interest is Deferred if Customer makes minimum payments and if loan is paid in full before 6, 12 or 18 months.

CFS Retail Finance provides a sub-prime finance program for consumers who have had Previous credit challenges.

Retail Program Benefits

Retailer Benefits Retailer Benefits

Special programs and pricing

Higher credit approvals

Increased number of sales

Affordable merchant finance fees

Programs that encourage repeat visits

Increase customer base

Non-Prime program for credit challenged

Web based platform – No special

equipment or software required

Quick funding 2 to 3 business days

In-house call center that is intelligible

We will not share, or sell customer

information

Increased Cash - Flow

Future up-sell potential to consumer

Closed end platform available only to approved

retail professionals

Competitive advantage in the market place

Program offered through CFS will support

company growth strategy initiatives, increase

market share and profitability

Non-recourse to retailer

Paperless online process

e-Signature capability w/o signature pad

24/7 online credit decisions & reporting

Consumer Program Benefits

Consumer Benefits

Re-establish and improve credit

Affordable monthly payments

No Down Payment Required

Lower minimum income requirement

Special SAC promotional programs

Reduced APR programs

Non-Prime program for credit challenged

May add subsequent charges w/o re-applying

Excellent customer service & support

No application fee

24/7 Payment options check, ACH or online

Contact Us

Capital Financial Solutions, LLC. Jeffrey S. Kohoutek, Managing Director

p/ 866.751.1488p/ 360.350.1086 ext 104f/ 360.350.1087 c/ 714.728.0377 e/ jeff@capitalfinancial.org

www.capitalfinancial.org