Analysis of the Annual Report of Axis Bank(2014-2015)

I.Agnes Miriam

MD and CEO’s Letter

• Key finance health Indicators remain strong• New Premium Banking Service – Burgundy - for HNI• New vertical – Transaction Banking• Leading Player in Debt Capital Market segment• Ranked 12 in Mutual Funds• Outstanding Corporate Foundation – Forbes India

Philanthropy• Thank you all shareholders

Board of Directors

• Sanjiv Misra as Chairman • Shikha Sharma as Managing Director & CEO • List of Directors :K. N. Prithviraj • V. R. Kaundinya Prasad R. Menon Samir K. Barua

Som Mittal Ireena Vittal Rohit Bhagat Usha Sangwan S. Vishvanathan V. Srinivasan Executive & Head (Corporate Banking) Sanjeev K. Gupta Executive (Corporate Centre) & Chief Financial Officer Sanjeev Kapoor Company Secretary

Snapshot of Key Financial Indicators 2011-2015 contd…

Highlights• Net Interest Income up 19.01% • Deposits up 14.77% • Demand Deposits up 14.18% • Advances up 22.17% • Retail Assets up 27.15% • Network of branches and extension counters increased from 2,402 to 2,589 • Total number of ATMs 12,355 • EPS (Basic) increased from Rs. 26.51 to Rs. 31.18 • Proposed Dividend up from 200% to 230% • Capital Adequacy Ratio under Basel III stood at 15.09% as against the

minimum regulatory norm of 9% Tier - I Capital Adequacy Ratio under Basel III stood at 12.07%

Various elements % in BS

Movement of NPA

Conclusions• Increase interest income – increase advances – profit increased.• Deposits – important source of funds –increased.• Growth rate of profits decreased; concentrate on core and non

core activities.• NPA – 0.8% of total assets – increased from that of previous year. • Earnings per share and dividend both – increased year to year.• No. of branches and ATMs increased – major advantage.• Expanding footholds in international level also.• Profitability and liquidity – good ; Overall position – STABLE.

Badhthi Ki Naam Zindhagi !!!

Thank You !!