- 1. 28/11/2010 . Professor John Defrain () . 1. 2. . 12 2010 7
10 (:) 1930 60 1218 13.9%0.6%19.4% 2.4% 41.7% 405932.5%55.9% 1939
33.7%1
2. 14.8%0.8% 13.1% 4.6%2.9% 3.4% 36.2% 7.9% 33.1% 30.3%
52.2%0.7% 55.1% $10,000 26.9%15.0% 11.9%$10,001- 30,000
41.4%8.0%13%$30,001- 50,000 5.5% $50,001- 80,000 7.5% 4.1% 0.5%
$80,001 3.8%0.010. 20. 30.40. 50. 60. 70. 0 0 000 007.4% (1721)05
1015 20 25 30 3540 45 50 . 1. 4.94 (1 7 ) 3.20 (1 4 ) 53.0 %
93.2%() ()(1 - 2) (2 - 3)(3 - 4)(4 - 5)(5 - 6) (6 - 7) 4.9462 131
342 366 766 251 (1.30)(3.2%) (6.8%)(17.8%) (19.1%) (39.9%)(13.1%)
()(1) (2) (3) (4) 3.20 131181181 612 (.55) (0.7%) (6.1%)
(61.4%)(31.8%)2 3. 2. (:5.02)( :4.82)(:3.23)(:3.16) (19-39) (19-39
) (40-59) (60) (12-18) () (1) (2) (1) (p) (2) (p) () ()4.82 (1.33)
8023.16 (.56) 802 .001**.007**5.02 (1.27) 1074 3.23 (.55) 1077
12-18 5.01 (1.23) 3733.17 (.56) 373 19-39 4.55 (1.36) 6493.15 (.56)
650 .000***.003** 40-59 5.02 (1.26) 6233.23 (.52) 624 60 5.60 (.97)
2653.29 (.55) 266 4.64 (1.34) 6953.09 (.56) 679 4.77 (1.28)133.10
(.47)13 5.14 (1.23) 1004 .000*** 3.29 (.52) 1006 .000*** 4.27
(1.49)643.02 (.66)65 5.61 (.92)883.30 (.63)88$10,000 4.76 (1.41)
518 3.15 (.59) 518$10,000-30,000 4.92 (1.26) 7933.20 (.54) 798
$30,001-50,000 5.10 (1.21) 249.000*** 3.26 (.52) 250 .001**
$50,001-80,000 5.19 (1.31) 1443.31 (.53) 143$80,001 5.34 (1.17)
433.32 (.59)74((1)(7);(1)(4);T-Test**p
